Home > PEOPLES BANK > Assets and Liabilities
PEOPLES BANK, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $91,849,000 | 4,745 |
| Cash and due from depository institutions | $2,572,000 | 7,085 |
| Interest-bearing balances | $742,000 | 2,744 |
| Securities | $31,580,000 | 3,430 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,889 |
| Net loans & leases | $46,982,000 | 5,275 |
| Loan loss allowance | $483,000 | 5,815 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,440,000 | 4,975 |
| Other real estate owned | $181,000 | 7,085 |
| Goodwill and other intangibles | $5,322,000 | 616 |
| All other assets | $2,772,000 | 3,037 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,849,000 | 4,745 |
| Total liabilities | $78,194,000 | 4,932 |
| Total deposits | $62,876,000 | 5,414 |
| Interest-bearing deposits | $62,080,000 | 4,913 |
| Deposits held in domestic offices | $62,876,000 | 5,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,500,000 | 1,614 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $818,000 | 3,788 |
| Total equity capital | $13,655,000 | 3,218 |
| Total bank equity capital | $13,655,000 | 3,218 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $28,925,000 | 688 |
| Undivided profits | $-15,270,000 | 10,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $233,000 | 7,355 |
| Earning assets | $80,304,000 | 4,882 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $93,324,800 | 4,513 |
| Average Assets, quarterly | $91,795,500 | 4,711 |
| Volatile liabilities | $22,560,000 | 3,190 |
| Insider loans | $607,000 | 4,890 |
| FHLB advances | $14,500,000 | 407 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,363,000 | 7,154 |
| Tier 1 (core) risk-based capital | $9,001,000 | 4,645 |
| Tier 2 risk-based capital | $483,000 | 5,459 |
| Total risk weighted assets | $39,152,000 | 6,089 |
| Total unused commitments | $2,363,000 | 7,157 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $64,374,000 | 6,024 |
| Cash and due from depository institutions | $3,440,000 | 8,274 |
| Interest-bearing balances | $2,634,000 | 1,871 |
| Securities | $31,031,000 | 3,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $22,869,000 | 7,564 |
| Loan loss allowance | $211,000 | 8,412 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,269,000 | 5,271 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $4,365,000 | 642 |
| All other assets | $1,400,000 | 4,723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,374,000 | 6,024 |
| Total liabilities | $53,818,000 | 6,262 |
| Total deposits | $46,378,000 | 6,623 |
| Interest-bearing deposits | $45,827,000 | 6,054 |
| Deposits held in domestic offices | $46,378,000 | 6,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 1,889 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $440,000 | 6,216 |
| Total equity capital | $10,556,000 | 4,116 |
| Total bank equity capital | $10,556,000 | 4,116 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $19,674,000 | 885 |
| Undivided profits | $-9,119,000 | 10,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 7,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $114,000 | 9,159 |
| Earning assets | $56,534,000 | 6,189 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $63,362,200 | 5,887 |
| Average Assets, quarterly | $64,363,000 | 5,961 |
| Volatile liabilities | $12,395,000 | 4,352 |
| Insider loans | $50,000 | 8,636 |
| FHLB advances | $7,000,000 | 470 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,407,000 | 8,123 |
| Tier 1 (core) risk-based capital | $5,973,000 | 6,210 |
| Tier 2 risk-based capital | $211,000 | 8,076 |
| Total risk weighted assets | $22,827,000 | 7,821 |
| Total unused commitments | $1,407,000 | 8,134 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 9 | 9,630 |
| Assets and Liabilities | ||
| Total Assets: | $59,172,000 | 6,406 |
| Cash and due from depository institutions | $6,042,000 | 9,630 |
| Interest-bearing balances | $5,874,000 | 774 |
| Securities | $26,155,000 | 4,059 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $19,414,000 | 8,356 |
| Loan loss allowance | $170,000 | 9,199 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $625,000 | 7,331 |
| Other real estate owned | $0 | 9,630 |
| Goodwill and other intangibles | $4,912,000 | 572 |
| All other assets | $2,024,000 | 3,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,172,000 | 6,406 |
| Total liabilities | $44,324,000 | 7,055 |
| Total deposits | $44,043,000 | 6,876 |
| Interest-bearing deposits | $44,043,000 | 6,273 |
| Deposits held in domestic offices | $44,043,000 | 6,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $281,000 | 7,999 |
| Total equity capital | $14,848,000 | 2,987 |
| Total bank equity capital | $14,848,000 | 2,987 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $19,822,000 | 875 |
| Undivided profits | $-4,975,000 | 10,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 7,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $100,000 | 9,809 |
| Earning assets | $51,443,000 | 6,604 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $62,388,000 | 5,985 |
| Average Assets, quarterly | $59,925,000 | 6,305 |
| Volatile liabilities | $4,090,000 | 7,705 |
| Insider loans | $21,000 | 9,458 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $386,000 | 9,793 |
| Tier 1 (core) risk-based capital | $10,448,000 | 4,000 |
| Tier 2 risk-based capital | $170,000 | 8,831 |
| Total risk weighted assets | $18,520,000 | 8,658 |
| Total unused commitments | $386,000 | 9,798 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 9 | 10,084 |
| Assets and Liabilities | ||
| Total Assets: | $66,359,000 | 6,102 |
| Cash and due from depository institutions | $1,284,000 | 10,084 |
| Interest-bearing balances | $1,206,000 | 2,148 |
| Securities | $44,393,000 | 2,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $19,074,000 | 8,611 |
| Loan loss allowance | $81,000 | 10,769 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $358,000 | 8,890 |
| Other real estate owned | $0 | 10,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,250,000 | 5,335 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,359,000 | 6,102 |
| Total liabilities | $49,511,000 | 6,841 |
| Total deposits | $49,218,000 | 6,671 |
| Interest-bearing deposits | $49,218,000 | 6,038 |
| Deposits held in domestic offices | $49,218,000 | 6,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $293,000 | 7,958 |
| Total equity capital | $16,848,000 | 2,652 |
| Total bank equity capital | $16,848,000 | 2,652 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $5,898,000 | 2,493 |
| Undivided profits | $10,949,000 | 2,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 6,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $7,000 | 11,282 |
| Earning assets | $64,673,000 | 5,839 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $69,246,400 | 5,749 |
| Average Assets, quarterly | $67,533,000 | 5,984 |
| Volatile liabilities | $4,325,000 | 7,540 |
| Insider loans | $14,000 | 10,040 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $467,000 | 9,857 |
| Tier 1 (core) risk-based capital | $16,848,000 | 2,582 |
| Tier 2 risk-based capital | $80,000 | 10,621 |
| Total risk weighted assets | $19,634,000 | 8,708 |
| Total unused commitments | $467,000 | 9,865 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 9 | 10,546 |
| Assets and Liabilities | ||
| Total Assets: | $69,766,000 | 5,963 |
| Cash and due from depository institutions | $4,933,000 | 10,546 |
| Interest-bearing balances | $4,696,000 | 1,001 |
| Securities | $46,323,000 | 2,732 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $16,917,000 | 9,164 |
| Loan loss allowance | $81,000 | 11,254 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $366,000 | 9,108 |
| Other real estate owned | $0 | 10,546 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,227,000 | 5,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,766,000 | 5,963 |
| Total liabilities | $53,544,000 | 6,665 |
| Total deposits | $53,293,000 | 6,478 |
| Interest-bearing deposits | $53,293,000 | 5,806 |
| Deposits held in domestic offices | $53,293,000 | 6,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $251,000 | 8,967 |
| Total equity capital | $16,222,000 | 2,746 |
| Total bank equity capital | $16,222,000 | 2,746 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $5,898,000 | 2,499 |
| Undivided profits | $10,323,000 | 2,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 7,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $9,000 | 11,785 |
| Earning assets | $67,936,000 | 5,699 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $69,403,800 | 5,778 |
| Average Assets, quarterly | $69,731,000 | 5,920 |
| Volatile liabilities | $4,469,000 | 7,304 |
| Insider loans | $17,000 | 10,445 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $471,000 | 10,079 |
| Tier 1 (core) risk-based capital | $16,222,000 | 2,647 |
| Tier 2 risk-based capital | $80,000 | 11,062 |
| Total risk weighted assets | $20,181,000 | 8,771 |
| Total unused commitments | $471,000 | 10,091 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 10 | 10,754 |
| Assets and Liabilities | ||
| Total Assets: | $70,338,000 | 5,906 |
| Cash and due from depository institutions | $7,394,000 | 10,754 |
| Interest-bearing balances | $7,315,000 | 486 |
| Securities | $49,678,000 | 2,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $11,446,000 | 10,641 |
| Loan loss allowance | $61,000 | 12,105 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $365,000 | 9,389 |
| Other real estate owned | $0 | 10,754 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,455,000 | 5,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,338,000 | 5,906 |
| Total liabilities | $60,745,000 | 6,108 |
| Total deposits | $54,847,000 | 6,369 |
| Interest-bearing deposits | $54,847,000 | 5,654 |
| Deposits held in domestic offices | $54,847,000 | 6,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,898,000 | 829 |
| Total equity capital | $9,593,000 | 4,227 |
| Total bank equity capital | $9,593,000 | 4,227 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $9,593,000 | 2,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $322,000 | 5,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $4,000 | 12,447 |
| Earning assets | $68,439,000 | 5,632 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $67,411,800 | 5,979 |
| Average Assets, quarterly | $68,117,000 | 6,012 |
| Volatile liabilities | $6,219,000 | 5,963 |
| Insider loans | $180,000 | 8,393 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $605,000 | 10,054 |
| Tier 1 (core) risk-based capital | $9,593,000 | 4,302 |
| Tier 2 risk-based capital | $60,000 | 11,964 |
| Total risk weighted assets | $17,995,000 | 9,407 |
| Total unused commitments | $605,000 | 10,060 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 10 | 11,271 |
| Assets and Liabilities | ||
| Total Assets: | $66,342,000 | 6,322 |
| Cash and due from depository institutions | $6,736,000 | 11,271 |
| Interest-bearing balances | $6,564,000 | 918 |
| Securities | $48,110,000 | 2,905 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $9,954,000 | 11,373 |
| Loan loss allowance | $61,000 | 12,724 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $370,000 | 9,631 |
| Other real estate owned | $0 | 11,271 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,172,000 | 5,422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,342,000 | 6,322 |
| Total liabilities | $57,443,000 | 6,555 |
| Total deposits | $57,272,000 | 6,374 |
| Interest-bearing deposits | $57,272,000 | 5,662 |
| Deposits held in domestic offices | $57,272,000 | 6,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $171,000 | 9,880 |
| Total equity capital | $8,899,000 | 4,550 |
| Total bank equity capital | $8,899,000 | 4,550 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $8,899,000 | 2,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 5,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $0 | 13,162 |
| Earning assets | $64,628,000 | 6,036 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $64,355,600 | 6,336 |
| Average Assets, quarterly | $66,121,500 | 6,291 |
| Volatile liabilities | $6,401,000 | 5,639 |
| Insider loans | $96,000 | 9,815 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $104,000 | 11,822 |
| Tier 1 (core) risk-based capital | $8,899,000 | 4,456 |
| Tier 2 risk-based capital | $60,000 | 12,497 |
| Total risk weighted assets | $15,655,000 | 10,216 |
| Total unused commitments | $104,000 | 11,828 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 10 | 11,730 |
| Assets and Liabilities | ||
| Total Assets: | $61,143,000 | 6,827 |
| Cash and due from depository institutions | $11,434,000 | 11,730 |
| Interest-bearing balances | $11,331,000 | 667 |
| Securities | $37,202,000 | 3,686 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $11,090,000 | 11,347 |
| Loan loss allowance | $110,000 | 12,348 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $86,000 | 12,935 |
| Other real estate owned | $195,000 | 11,730 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,136,000 | 5,734 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,143,000 | 6,827 |
| Total liabilities | $52,952,000 | 7,088 |
| Total deposits | $52,778,000 | 6,924 |
| Interest-bearing deposits | $52,770,000 | 6,189 |
| Deposits held in domestic offices | $52,778,000 | 6,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $174,000 | 10,617 |
| Total equity capital | $8,191,000 | 4,686 |
| Total bank equity capital | $8,191,000 | 4,686 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $8,191,000 | 2,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $532,000 | 5,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $0 | 13,791 |
| Earning assets | $59,623,000 | 6,491 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $58,900,600 | 6,873 |
| Average Assets, quarterly | $59,969,000 | 6,862 |
| Volatile liabilities | $4,412,000 | 7,051 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $230,000 | 11,570 |
| Tier 1 (core) risk-based capital | $8,191,000 | 4,611 |
| Tier 2 risk-based capital | $60,000 | 12,925 |
| Total risk weighted assets | $15,046,000 | 10,619 |
| Total unused commitments | $230,000 | 11,589 |
| Derivatives | $0 | 651 |