Home > Peoples Bank > Income and Expense
Peoples Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $29,882,000 | 1,129 |
| Total interest expense | $11,854,000 | 1,329 |
| Net interest income | $18,028,000 | 988 |
| Provision for loan and lease losses | $1,280,000 | 816 |
| Total noninterest income | $3,546,000 | 1,166 |
| Gross Fiduciary activities income | $69,000 | 1,116 |
| Service charges on deposit accounts | $1,830,000 | 693 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,647,000 | 1,256 |
| Total noninterest expense | $13,661,000 | 1,003 |
| Salaries and employee benefits | $4,301,000 | 1,514 |
| Premises and equipment expense | $2,240,000 | 895 |
| Additional noninterest expense | $7,120,000 | 749 |
| Pre-tax net operating income | $6,633,000 | 1,191 |
| Securities gains (losses) | $184,000 | 749 |
| Applicable income taxes | $2,337,000 | 1,158 |
| Income before extraordinary items | $4,480,000 | 1,224 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,480,000 | 1,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $829,000 | 899 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,358,560 | 1,224 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $28,753,000 | 1,200 |
| Total interest expense | $11,937,000 | 1,351 |
| Net interest income | $16,816,000 | 1,082 |
| Provision for loan and lease losses | $1,252,000 | 859 |
| Total noninterest income | $3,456,000 | 1,230 |
| Gross Fiduciary activities income | $2,000 | 1,490 |
| Service charges on deposit accounts | $1,512,000 | 878 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,942,000 | 1,180 |
| Total noninterest expense | $15,126,000 | 1,005 |
| Salaries and employee benefits | $4,001,000 | 1,661 |
| Premises and equipment expense | $2,068,000 | 1,020 |
| Additional noninterest expense | $9,057,000 | 726 |
| Pre-tax net operating income | $3,894,000 | 1,852 |
| Securities gains (losses) | $238,000 | 630 |
| Applicable income taxes | $1,448,000 | 1,654 |
| Income before extraordinary items | $2,684,000 | 1,840 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,684,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $841,000 | 989 |
| Cash dividends | $5,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,529,300 | 1,918 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $28,334,000 | 1,211 |
| Total interest expense | $12,762,000 | 1,301 |
| Net interest income | $15,572,000 | 1,166 |
| Provision for loan and lease losses | $1,495,000 | 723 |
| Total noninterest income | $3,088,000 | 1,337 |
| Gross Fiduciary activities income | $18,000 | 1,421 |
| Service charges on deposit accounts | $1,326,000 | 1,010 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,744,000 | 1,244 |
| Total noninterest expense | $12,514,000 | 1,174 |
| Salaries and employee benefits | $5,739,000 | 1,166 |
| Premises and equipment expense | $1,966,000 | 1,075 |
| Additional noninterest expense | $4,809,000 | 1,156 |
| Pre-tax net operating income | $4,651,000 | 1,594 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,620,000 | 1,537 |
| Income before extraordinary items | $3,031,000 | 1,680 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,031,000 | 1,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $643,000 | 1,177 |
| Cash dividends | $4,000,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,031,000 | 1,656 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,976,000 | 1,253 |
| Total interest expense | $9,664,000 | 1,349 |
| Net interest income | $15,312,000 | 1,190 |
| Provision for loan and lease losses | $374,000 | 1,920 |
| Total noninterest income | $3,049,000 | 1,351 |
| Gross Fiduciary activities income | $1,000 | 1,574 |
| Service charges on deposit accounts | $1,351,000 | 979 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,697,000 | 1,265 |
| Total noninterest expense | $12,287,000 | 1,216 |
| Salaries and employee benefits | $6,002,000 | 1,121 |
| Premises and equipment expense | $1,765,000 | 1,196 |
| Additional noninterest expense | $4,520,000 | 1,287 |
| Pre-tax net operating income | $5,700,000 | 1,314 |
| Securities gains (losses) | $-39,000 | 10,852 |
| Applicable income taxes | $1,977,000 | 1,217 |
| Income before extraordinary items | $3,684,000 | 1,360 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,684,000 | 1,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,709,350 | 1,363 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,701,000 | 1,334 |
| Total interest expense | $13,506,000 | 1,000 |
| Net interest income | $10,195,000 | 1,767 |
| Provision for loan and lease losses | $352,000 | 2,696 |
| Total noninterest income | $2,295,000 | 1,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-150,000 | 5,125 |
| Additional Noninterest Income | $2,445,000 | 1,107 |
| Total noninterest expense | $7,448,000 | 1,978 |
| Salaries and employee benefits | $5,312,000 | 1,266 |
| Premises and equipment expense | $2,150,000 | 1,016 |
| Additional noninterest expense | $-14,000 | 13,285 |
| Pre-tax net operating income | $4,690,000 | 1,497 |
| Securities gains (losses) | $1,396,000 | 415 |
| Applicable income taxes | $2,082,000 | 1,164 |
| Income before extraordinary items | $4,004,000 | 1,273 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,004,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,739 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,082,640 | 1,553 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,685,000 | 1,481 |
| Total interest expense | $12,755,000 | 1,381 |
| Net interest income | $11,930,000 | 1,541 |
| Provision for loan and lease losses | $1,035,000 | 1,795 |
| Total noninterest income | $3,331,000 | 1,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,331,000 | 885 |
| Total noninterest expense | $9,376,000 | 1,626 |
| Salaries and employee benefits | $4,680,000 | 1,415 |
| Premises and equipment expense | $1,996,000 | 1,123 |
| Additional noninterest expense | $2,700,000 | 2,179 |
| Pre-tax net operating income | $4,850,000 | 1,311 |
| Securities gains (losses) | $425,000 | 1,226 |
| Applicable income taxes | $1,864,000 | 1,188 |
| Income before extraordinary items | $3,411,000 | 1,368 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,411,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 7,050 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,134,750 | 1,381 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.