Home > Peoples Bank > Income and Expense
Peoples Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,895,000 | 5,024 |
| Total interest expense | $2,070,000 | 5,986 |
| Net interest income | $3,825,000 | 4,263 |
| Provision for loan and lease losses | $948,000 | 1,303 |
| Total noninterest income | $935,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $722,000 | 2,085 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $213,000 | 4,793 |
| Total noninterest expense | $3,541,000 | 3,786 |
| Salaries and employee benefits | $1,947,000 | 3,669 |
| Premises and equipment expense | $647,000 | 3,154 |
| Additional noninterest expense | $947,000 | 4,248 |
| Pre-tax net operating income | $271,000 | 7,542 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $271,000 | 7,307 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $271,000 | 7,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,034,000 | 919 |
| Cash dividends | $166,000 | 5,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $271,000 | 7,189 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,572,000 | 5,339 |
| Total interest expense | $1,881,000 | 6,459 |
| Net interest income | $3,691,000 | 4,444 |
| Provision for loan and lease losses | $258,000 | 3,168 |
| Total noninterest income | $940,000 | 3,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $674,000 | 2,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,175 |
| Total noninterest expense | $3,723,000 | 3,524 |
| Salaries and employee benefits | $1,940,000 | 3,557 |
| Premises and equipment expense | $705,000 | 2,863 |
| Additional noninterest expense | $1,078,000 | 3,753 |
| Pre-tax net operating income | $650,000 | 6,410 |
| Securities gains (losses) | $-13,000 | 8,489 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $637,000 | 5,677 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $637,000 | 5,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,647 |
| Cash dividends | $287,000 | 4,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $650,000 | 5,630 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,554,000 | 5,887 |
| Total interest expense | $1,425,000 | 7,142 |
| Net interest income | $3,129,000 | 5,008 |
| Provision for loan and lease losses | $173,000 | 3,934 |
| Total noninterest income | $725,000 | 3,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $558,000 | 2,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,347 |
| Total noninterest expense | $3,150,000 | 4,053 |
| Salaries and employee benefits | $1,736,000 | 3,859 |
| Premises and equipment expense | $587,000 | 3,326 |
| Additional noninterest expense | $827,000 | 4,663 |
| Pre-tax net operating income | $531,000 | 6,993 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $531,000 | 6,248 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $531,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $531,000 | 6,231 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 6,325 |
| Total interest expense | $1,434,000 | 7,338 |
| Net interest income | $2,742,000 | 5,494 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $790,000 | 3,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $529,000 | 2,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 4,317 |
| Total noninterest expense | $2,420,000 | 4,880 |
| Salaries and employee benefits | $1,235,000 | 4,968 |
| Premises and equipment expense | $489,000 | 3,771 |
| Additional noninterest expense | $696,000 | 5,194 |
| Pre-tax net operating income | $1,042,000 | 5,290 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $24,000 | 8,804 |
| Income before extraordinary items | $1,018,000 | 4,444 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,018,000 | 4,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $1,463,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,018,000 | 4,349 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 6,336 |
| Total interest expense | $1,409,000 | 7,561 |
| Net interest income | $2,955,000 | 5,363 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $768,000 | 3,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $618,000 | 2,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,684 |
| Total noninterest expense | $2,112,000 | 5,440 |
| Salaries and employee benefits | $1,133,000 | 5,340 |
| Premises and equipment expense | $376,000 | 4,655 |
| Additional noninterest expense | $603,000 | 5,786 |
| Pre-tax net operating income | $1,596,000 | 4,248 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $79,000 | 8,756 |
| Income before extraordinary items | $1,510,000 | 3,335 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,510,000 | 3,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $2,022,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,516,650 | 3,253 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 6,555 |
| Total interest expense | $1,291,000 | 8,131 |
| Net interest income | $3,033,000 | 5,402 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $733,000 | 3,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $488,000 | 2,769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,593 |
| Total noninterest expense | $2,060,000 | 5,823 |
| Salaries and employee benefits | $1,091,000 | 5,618 |
| Premises and equipment expense | $339,000 | 5,126 |
| Additional noninterest expense | $630,000 | 6,166 |
| Pre-tax net operating income | $1,556,000 | 4,205 |
| Securities gains (losses) | $-34,000 | 10,892 |
| Applicable income taxes | $583,000 | 3,676 |
| Income before extraordinary items | $939,000 | 4,731 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $939,000 | 4,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $960,760 | 4,586 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,926,000 | 7,083 |
| Total interest expense | $1,188,000 | 8,625 |
| Net interest income | $2,738,000 | 5,908 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $650,000 | 4,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 3,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 4,962 |
| Total noninterest expense | $2,038,000 | 5,900 |
| Salaries and employee benefits | $1,003,000 | 6,054 |
| Premises and equipment expense | $304,000 | 5,572 |
| Additional noninterest expense | $731,000 | 5,649 |
| Pre-tax net operating income | $1,330,000 | 4,876 |
| Securities gains (losses) | $-19,000 | 10,530 |
| Applicable income taxes | $405,000 | 4,912 |
| Income before extraordinary items | $906,000 | 4,963 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $906,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $919,110 | 4,906 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 8,326 |
| Total interest expense | $808,000 | 9,566 |
| Net interest income | $2,039,000 | 7,478 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $553,000 | 4,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,623 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,611 |
| Total noninterest expense | $1,579,000 | 7,358 |
| Salaries and employee benefits | $819,000 | 7,089 |
| Premises and equipment expense | $245,000 | 6,609 |
| Additional noninterest expense | $515,000 | 7,709 |
| Pre-tax net operating income | $1,013,000 | 5,894 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $413,000 | 4,656 |
| Income before extraordinary items | $591,000 | 6,605 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $591,000 | 6,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $91,000 | 7,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $596,760 | 6,635 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 10,440 |
| Total interest expense | $634,000 | 10,954 |
| Net interest income | $1,241,000 | 9,931 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $473,000 | 5,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 6,167 |
| Total noninterest expense | $1,318,000 | 8,443 |
| Salaries and employee benefits | $615,000 | 8,675 |
| Premises and equipment expense | $187,000 | 7,960 |
| Additional noninterest expense | $516,000 | 8,061 |
| Pre-tax net operating income | $396,000 | 9,439 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-26,000 | 12,839 |
| Income before extraordinary items | $422,000 | 8,213 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $422,000 | 8,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $422,000 | 7,940 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 13,244 |
| Total interest expense | $344,000 | 13,372 |
| Net interest income | $525,000 | 12,989 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $218,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $590,000 | 12,125 |
| Salaries and employee benefits | $266,000 | 12,415 |
| Premises and equipment expense | $59,000 | 12,326 |
| Additional noninterest expense | $265,000 | 11,348 |
| Pre-tax net operating income | $153,000 | 11,504 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-2,000 | 13,360 |
| Income before extraordinary items | $155,000 | 11,205 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $155,000 | 11,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-209,000 | 13,841 |
| Net operating income | $155,000 | 10,861 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.