Home > Peoples Bank > Income and Expense
Peoples Bank, Income and Expense
2001-12-31 (YTD Data) | Rank | |
Total interest income | $5,147,000 | 5,515 |
Total interest expense | $2,602,000 | 5,272 |
Net interest income | $2,545,000 | 5,657 |
Provision for loan and lease losses | $161,000 | 4,630 |
Total noninterest income | $413,000 | 5,593 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $259,000 | 4,556 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $154,000 | 5,501 |
Total noninterest expense | $1,621,000 | 6,538 |
Salaries and employee benefits | $744,000 | 7,003 |
Premises and equipment expense | $200,000 | 6,791 |
Additional noninterest expense | $677,000 | 5,408 |
Pre-tax net operating income | $1,176,000 | 4,463 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $417,000 | 3,657 |
Income before extraordinary items | $759,000 | 5,020 |
Extraordinary gains, net | $0 | 105 |
Net income | $759,000 | 5,023 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $125,000 | 3,685 |
Cash dividends | $75,000 | 5,935 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $759,000 | 4,905 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $4,881,000 | 5,825 |
Total interest expense | $2,653,000 | 5,359 |
Net interest income | $2,228,000 | 6,220 |
Provision for loan and lease losses | $61,000 | 6,164 |
Total noninterest income | $297,000 | 6,332 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $224,000 | 4,823 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $73,000 | 7,104 |
Total noninterest expense | $1,414,000 | 6,969 |
Salaries and employee benefits | $661,000 | 7,382 |
Premises and equipment expense | $201,000 | 6,755 |
Additional noninterest expense | $552,000 | 6,061 |
Pre-tax net operating income | $1,050,000 | 5,134 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $400,000 | 3,983 |
Income before extraordinary items | $650,000 | 5,621 |
Extraordinary gains, net | $0 | 38 |
Net income | $650,000 | 5,620 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 6,148 |
Cash dividends | $290,000 | 4,583 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $650,000 | 5,630 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $4,114,000 | 6,268 |
Total interest expense | $2,044,000 | 5,924 |
Net interest income | $2,070,000 | 6,519 |
Provision for loan and lease losses | $36,000 | 6,998 |
Total noninterest income | $280,000 | 6,628 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $218,000 | 4,897 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $62,000 | 7,661 |
Total noninterest expense | $1,335,000 | 7,203 |
Salaries and employee benefits | $638,000 | 7,554 |
Premises and equipment expense | $181,000 | 7,111 |
Additional noninterest expense | $516,000 | 6,393 |
Pre-tax net operating income | $979,000 | 5,373 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $365,000 | 4,383 |
Income before extraordinary items | $614,000 | 5,831 |
Extraordinary gains, net | $0 | 35 |
Net income | $614,000 | 5,828 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 6,500 |
Cash dividends | $603,000 | 3,124 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $614,000 | 5,804 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,709,000 | 6,745 |
Total interest expense | $1,769,000 | 6,604 |
Net interest income | $1,940,000 | 6,784 |
Provision for loan and lease losses | $73,000 | 5,785 |
Total noninterest income | $282,000 | 6,644 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $219,000 | 4,881 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $63,000 | 7,707 |
Total noninterest expense | $1,219,000 | 7,491 |
Salaries and employee benefits | $603,000 | 7,745 |
Premises and equipment expense | $168,000 | 7,274 |
Additional noninterest expense | $448,000 | 6,825 |
Pre-tax net operating income | $930,000 | 5,637 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $344,000 | 4,806 |
Income before extraordinary items | $586,000 | 6,122 |
Extraordinary gains, net | $0 | 32 |
Net income | $586,000 | 6,123 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $57,000 | 4,698 |
Cash dividends | $163,000 | 5,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $586,000 | 6,018 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,404,000 | 7,285 |
Total interest expense | $1,560,000 | 7,213 |
Net interest income | $1,844,000 | 7,226 |
Provision for loan and lease losses | $144,000 | 4,243 |
Total noninterest income | $351,000 | 6,164 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $202,000 | 5,304 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $149,000 | 5,702 |
Total noninterest expense | $1,159,000 | 7,818 |
Salaries and employee benefits | $537,000 | 8,349 |
Premises and equipment expense | $174,000 | 7,310 |
Additional noninterest expense | $448,000 | 6,945 |
Pre-tax net operating income | $892,000 | 6,178 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $289,000 | 5,829 |
Income before extraordinary items | $603,000 | 6,354 |
Extraordinary gains, net | $0 | 44 |
Net income | $603,000 | 6,354 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $129,000 | 3,304 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $603,000 | 6,298 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,007,000 | 7,981 |
Total interest expense | $1,425,000 | 7,770 |
Net interest income | $1,582,000 | 8,077 |
Provision for loan and lease losses | $229,000 | 3,131 |
Total noninterest income | $233,000 | 7,811 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $189,000 | 5,756 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $44,000 | 9,167 |
Total noninterest expense | $1,090,000 | 8,360 |
Salaries and employee benefits | $532,000 | 8,639 |
Premises and equipment expense | $159,000 | 7,849 |
Additional noninterest expense | $399,000 | 7,885 |
Pre-tax net operating income | $496,000 | 7,958 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $174,000 | 7,529 |
Income before extraordinary items | $322,000 | 8,240 |
Extraordinary gains, net | $0 | 53 |
Net income | $322,000 | 8,239 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $245,000 | 2,372 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $322,000 | 8,177 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,597,000 | 8,806 |
Total interest expense | $1,298,000 | 8,284 |
Net interest income | $1,299,000 | 9,077 |
Provision for loan and lease losses | $50,000 | 6,165 |
Total noninterest income | $313,000 | 6,936 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $165,000 | 6,347 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $148,000 | 6,025 |
Total noninterest expense | $1,079,000 | 8,660 |
Salaries and employee benefits | $530,000 | 8,854 |
Premises and equipment expense | $161,000 | 8,015 |
Additional noninterest expense | $388,000 | 8,314 |
Pre-tax net operating income | $483,000 | 8,532 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $95,000 | 9,268 |
Income before extraordinary items | $388,000 | 8,173 |
Extraordinary gains, net | $0 | 65 |
Net income | $388,000 | 8,173 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $33,000 | 5,856 |
Cash dividends | $100,000 | 6,741 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $388,000 | 8,137 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,197,000 | 9,435 |
Total interest expense | $962,000 | 8,857 |
Net interest income | $1,235,000 | 9,655 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $308,000 | 7,147 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $166,000 | 6,530 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $142,000 | 6,367 |
Total noninterest expense | $1,184,000 | 8,672 |
Salaries and employee benefits | $594,000 | 8,646 |
Premises and equipment expense | $160,000 | 8,293 |
Additional noninterest expense | $430,000 | 8,534 |
Pre-tax net operating income | $359,000 | 9,671 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $79,000 | 9,837 |
Income before extraordinary items | $280,000 | 9,373 |
Extraordinary gains, net | $0 | 249 |
Net income | $280,000 | 9,381 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,352 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $280,000 | 9,429 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,020,000 | 10,131 |
Total interest expense | $885,000 | 9,615 |
Net interest income | $1,135,000 | 10,276 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $269,000 | 8,077 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $171,000 | 6,580 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $98,000 | 7,923 |
Total noninterest expense | $1,157,000 | 9,076 |
Salaries and employee benefits | $588,000 | 8,908 |
Premises and equipment expense | $111,000 | 10,087 |
Additional noninterest expense | $458,000 | 8,638 |
Pre-tax net operating income | $247,000 | 10,639 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $75,000 | 10,332 |
Income before extraordinary items | $172,000 | 10,957 |
Extraordinary gains, net | $75,000 | 1,837 |
Net income | $247,000 | 10,225 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $93,000 | 4,711 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $172,000 | 10,754 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,289,000 | 10,307 |
Total interest expense | $1,098,000 | 9,991 |
Net interest income | $1,191,000 | 10,356 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $185,000 | 9,709 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $162,000 | 6,817 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $23,000 | 12,330 |
Total noninterest expense | $1,118,000 | 9,418 |
Salaries and employee benefits | $539,000 | 9,376 |
Premises and equipment expense | $160,000 | 8,845 |
Additional noninterest expense | $419,000 | 9,344 |
Pre-tax net operating income | $258,000 | 10,534 |
Securities gains (losses) | $45,000 | 4,303 |
Applicable income taxes | $90,000 | 10,159 |
Income before extraordinary items | $213,000 | 10,424 |
Extraordinary gains, net | $90,000 | 783 |
Net income | $303,000 | 9,410 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $80,000 | 6,447 |
Cash dividends | $30,000 | 8,198 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $181,500 | 10,516 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.