Home > Peoples Bank > Assets and Liabilities
Peoples Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 56 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $198,666,000 | 3,113 |
| Cash and due from depository institutions | $8,454,000 | 3,072 |
| Interest-bearing balances | $80,000 | 5,014 |
| Securities | $22,279,000 | 4,179 |
| Federal funds sold & reverse repurchase agreements | $4,161,000 | 3,005 |
| Net loans & leases | $143,447,000 | 2,948 |
| Loan loss allowance | $1,933,000 | 2,571 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,444,000 | 3,306 |
| Other real estate owned | $115,000 | 3,072 |
| Goodwill and other intangibles | $13,700,000 | 552 |
| All other assets | $3,066,000 | 4,195 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $198,666,000 | 3,113 |
| Total liabilities | $168,574,000 | 3,246 |
| Total deposits | $166,793,000 | 3,035 |
| Interest-bearing deposits | $122,764,000 | 3,431 |
| Deposits held in domestic offices | $166,793,000 | 3,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,781,000 | 2,577 |
| Total equity capital | $30,092,000 | 2,252 |
| Total bank equity capital | $30,092,000 | 2,252 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $596,000 | 3,876 |
| Surplus | $26,808,000 | 1,126 |
| Undivided profits | $2,688,000 | 5,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,816,000 | 1,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,232,000 | 1,868 |
| Earning assets | $169,967,000 | 3,297 |
| Long-term assets (5+ years) | $14,239,000 | 4,138 |
| Average Assets, year-to-date | $195,490,670 | 3,102 |
| Average Assets, quarterly | $199,435,000 | 3,068 |
| Volatile liabilities | $32,235,000 | 3,540 |
| Insider loans | $3,693,000 | 1,939 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $15,041,000 | 3,993 |
| Tier 1 (core) risk-based capital | $16,563,000 | 3,721 |
| Tier 2 risk-based capital | $1,854,000 | 2,542 |
| Total risk weighted assets | $148,221,000 | 3,021 |
| Total unused commitments | $15,041,000 | 3,995 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 58 | 2,956 |
| Assets and Liabilities | ||
| Total Assets: | $200,204,000 | 3,082 |
| Cash and due from depository institutions | $8,169,000 | 2,956 |
| Interest-bearing balances | $74,000 | 5,133 |
| Securities | $23,096,000 | 4,097 |
| Federal funds sold & reverse repurchase agreements | $3,507,000 | 4,071 |
| Net loans & leases | $145,439,000 | 2,890 |
| Loan loss allowance | $1,913,000 | 2,592 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,430,000 | 3,277 |
| Other real estate owned | $16,000 | 2,956 |
| Goodwill and other intangibles | $13,831,000 | 546 |
| All other assets | $2,716,000 | 4,414 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $200,204,000 | 3,082 |
| Total liabilities | $170,737,000 | 3,215 |
| Total deposits | $168,379,000 | 3,010 |
| Interest-bearing deposits | $126,027,000 | 3,365 |
| Deposits held in domestic offices | $168,379,000 | 3,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,358,000 | 2,131 |
| Total equity capital | $29,467,000 | 2,312 |
| Total bank equity capital | $29,467,000 | 2,312 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $596,000 | 3,876 |
| Surplus | $26,808,000 | 1,109 |
| Undivided profits | $2,063,000 | 6,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $393,000 | 4,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,854,000 | 2,206 |
| Earning assets | $172,116,000 | 3,263 |
| Long-term assets (5+ years) | $15,481,000 | 3,919 |
| Average Assets, year-to-date | $193,903,000 | 3,143 |
| Average Assets, quarterly | $193,903,000 | 3,143 |
| Volatile liabilities | $30,280,000 | 3,609 |
| Insider loans | $2,490,000 | 2,580 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $13,990,000 | 4,143 |
| Tier 1 (core) risk-based capital | $15,586,000 | 3,897 |
| Tier 2 risk-based capital | $1,848,000 | 2,542 |
| Total risk weighted assets | $147,746,000 | 2,998 |
| Total unused commitments | $13,990,000 | 4,143 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 60 | 2,883 |
| Assets and Liabilities | ||
| Total Assets: | $187,602,000 | 3,230 |
| Cash and due from depository institutions | $7,058,000 | 2,883 |
| Interest-bearing balances | $67,000 | 5,197 |
| Securities | $24,014,000 | 4,036 |
| Federal funds sold & reverse repurchase agreements | $112,000 | 6,204 |
| Net loans & leases | $136,289,000 | 3,038 |
| Loan loss allowance | $1,820,000 | 2,683 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,467,000 | 3,237 |
| Other real estate owned | $16,000 | 2,883 |
| Goodwill and other intangibles | $13,954,000 | 529 |
| All other assets | $2,692,000 | 4,476 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $187,602,000 | 3,230 |
| Total liabilities | $157,682,000 | 3,398 |
| Total deposits | $155,696,000 | 3,184 |
| Interest-bearing deposits | $117,609,000 | 3,496 |
| Deposits held in domestic offices | $155,696,000 | 3,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,986,000 | 2,393 |
| Total equity capital | $29,920,000 | 2,238 |
| Total bank equity capital | $29,920,000 | 2,238 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $596,000 | 3,880 |
| Surplus | $26,808,000 | 1,076 |
| Undivided profits | $2,516,000 | 6,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 5,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,885,000 | 2,228 |
| Earning assets | $160,482,000 | 3,414 |
| Long-term assets (5+ years) | $16,059,000 | 3,813 |
| Average Assets, year-to-date | $184,491,800 | 3,148 |
| Average Assets, quarterly | $188,583,500 | 3,184 |
| Volatile liabilities | $28,789,000 | 3,823 |
| Insider loans | $2,371,000 | 2,663 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $10,238,000 | 4,698 |
| Tier 1 (core) risk-based capital | $16,004,000 | 3,737 |
| Tier 2 risk-based capital | $1,713,000 | 2,688 |
| Total risk weighted assets | $136,962,000 | 3,158 |
| Total unused commitments | $10,238,000 | 4,698 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 56 | 3,079 |
| Assets and Liabilities | ||
| Total Assets: | $189,565,000 | 3,171 |
| Cash and due from depository institutions | $10,355,000 | 3,079 |
| Interest-bearing balances | $61,000 | 5,312 |
| Securities | $24,453,000 | 4,034 |
| Federal funds sold & reverse repurchase agreements | $7,198,000 | 1,879 |
| Net loans & leases | $127,154,000 | 3,214 |
| Loan loss allowance | $1,769,000 | 2,739 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,448,000 | 3,210 |
| Other real estate owned | $74,000 | 3,079 |
| Goodwill and other intangibles | $14,067,000 | 526 |
| All other assets | $2,816,000 | 4,417 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $189,565,000 | 3,171 |
| Total liabilities | $160,414,000 | 3,324 |
| Total deposits | $158,442,000 | 3,099 |
| Interest-bearing deposits | $118,247,000 | 3,445 |
| Deposits held in domestic offices | $158,442,000 | 3,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,972,000 | 2,369 |
| Total equity capital | $29,151,000 | 2,266 |
| Total bank equity capital | $29,151,000 | 2,266 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $596,000 | 3,908 |
| Surplus | $26,808,000 | 1,075 |
| Undivided profits | $1,747,000 | 6,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 4,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,689,000 | 2,504 |
| Earning assets | $158,866,000 | 3,414 |
| Long-term assets (5+ years) | $16,172,000 | 3,755 |
| Average Assets, year-to-date | $183,714,250 | 3,175 |
| Average Assets, quarterly | $188,713,000 | 3,157 |
| Volatile liabilities | $30,941,000 | 3,678 |
| Insider loans | $2,506,000 | 2,505 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $18,509,000 | 3,514 |
| Tier 1 (core) risk-based capital | $15,153,000 | 3,903 |
| Tier 2 risk-based capital | $1,628,000 | 2,817 |
| Total risk weighted assets | $130,071,000 | 3,266 |
| Total unused commitments | $18,509,000 | 3,515 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 59 | 2,983 |
| Assets and Liabilities | ||
| Total Assets: | $187,861,000 | 3,173 |
| Cash and due from depository institutions | $9,695,000 | 2,983 |
| Interest-bearing balances | $56,000 | 5,420 |
| Securities | $24,546,000 | 4,019 |
| Federal funds sold & reverse repurchase agreements | $4,142,000 | 2,524 |
| Net loans & leases | $128,795,000 | 3,137 |
| Loan loss allowance | $1,711,000 | 2,786 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,478,000 | 3,149 |
| Other real estate owned | $145,000 | 2,983 |
| Goodwill and other intangibles | $14,180,000 | 516 |
| All other assets | $2,880,000 | 4,269 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $187,861,000 | 3,173 |
| Total liabilities | $159,652,000 | 3,309 |
| Total deposits | $158,184,000 | 3,090 |
| Interest-bearing deposits | $116,939,000 | 3,427 |
| Deposits held in domestic offices | $158,184,000 | 3,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,468,000 | 2,738 |
| Total equity capital | $28,209,000 | 2,269 |
| Total bank equity capital | $28,209,000 | 2,269 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $596,000 | 3,904 |
| Surplus | $26,808,000 | 1,055 |
| Undivided profits | $805,000 | 7,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 4,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,694,000 | 2,222 |
| Earning assets | $157,539,000 | 3,399 |
| Long-term assets (5+ years) | $16,716,000 | 3,666 |
| Average Assets, year-to-date | $181,764,000 | 3,209 |
| Average Assets, quarterly | $187,842,500 | 3,147 |
| Volatile liabilities | $29,959,000 | 3,683 |
| Insider loans | $2,479,000 | 2,497 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $15,987,000 | 3,789 |
| Tier 1 (core) risk-based capital | $14,422,000 | 4,000 |
| Tier 2 risk-based capital | $1,647,000 | 2,751 |
| Total risk weighted assets | $131,698,000 | 3,193 |
| Total unused commitments | $15,987,000 | 3,789 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 55 | 3,109 |
| Assets and Liabilities | ||
| Total Assets: | $187,824,000 | 3,146 |
| Cash and due from depository institutions | $8,251,000 | 3,109 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $25,468,000 | 3,982 |
| Federal funds sold & reverse repurchase agreements | $9,820,000 | 1,530 |
| Net loans & leases | $124,101,000 | 3,175 |
| Loan loss allowance | $1,628,000 | 2,868 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,516,000 | 3,076 |
| Other real estate owned | $137,000 | 3,109 |
| Goodwill and other intangibles | $14,293,000 | 493 |
| All other assets | $2,238,000 | 4,796 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $187,824,000 | 3,146 |
| Total liabilities | $160,081,000 | 3,285 |
| Total deposits | $158,742,000 | 3,052 |
| Interest-bearing deposits | $118,526,000 | 3,366 |
| Deposits held in domestic offices | $158,742,000 | 3,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,339,000 | 2,920 |
| Total equity capital | $27,743,000 | 2,274 |
| Total bank equity capital | $27,743,000 | 2,274 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $596,000 | 3,894 |
| Surplus | $26,808,000 | 1,025 |
| Undivided profits | $339,000 | 7,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 3,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,302,000 | 2,746 |
| Earning assets | $159,389,000 | 3,375 |
| Long-term assets (5+ years) | $18,253,000 | 3,471 |
| Average Assets, year-to-date | $178,715,500 | 3,249 |
| Average Assets, quarterly | $178,715,500 | 3,249 |
| Volatile liabilities | $26,837,000 | 3,799 |
| Insider loans | $2,278,000 | 2,626 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $15,123,000 | 3,907 |
| Tier 1 (core) risk-based capital | $13,598,000 | 4,138 |
| Tier 2 risk-based capital | $1,606,000 | 2,768 |
| Total risk weighted assets | $128,468,000 | 3,215 |
| Total unused commitments | $15,123,000 | 3,907 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 55 | 3,115 |
| Assets and Liabilities | ||
| Total Assets: | $169,607,000 | 3,397 |
| Cash and due from depository institutions | $7,401,000 | 3,115 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $21,922,000 | 4,378 |
| Federal funds sold & reverse repurchase agreements | $12,313,000 | 1,103 |
| Net loans & leases | $120,343,000 | 3,219 |
| Loan loss allowance | $1,538,000 | 2,958 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,218,000 | 4,155 |
| Other real estate owned | $183,000 | 3,115 |
| Goodwill and other intangibles | $2,435,000 | 1,190 |
| All other assets | $2,792,000 | 4,247 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $169,607,000 | 3,397 |
| Total liabilities | $154,509,000 | 3,349 |
| Total deposits | $152,144,000 | 3,136 |
| Interest-bearing deposits | $110,627,000 | 3,508 |
| Deposits held in domestic offices | $152,144,000 | 3,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,365,000 | 1,883 |
| Total equity capital | $15,098,000 | 3,803 |
| Total bank equity capital | $15,098,000 | 3,803 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $596,000 | 3,911 |
| Surplus | $9,404,000 | 2,371 |
| Undivided profits | $5,098,000 | 4,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,405,000 | 2,537 |
| Earning assets | $154,578,000 | 3,405 |
| Long-term assets (5+ years) | $16,637,000 | 3,631 |
| Average Assets, year-to-date | $168,957,400 | 3,266 |
| Average Assets, quarterly | $166,832,000 | 3,412 |
| Volatile liabilities | $24,515,000 | 3,937 |
| Insider loans | $3,393,000 | 1,916 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $11,368,000 | 4,443 |
| Tier 1 (core) risk-based capital | $12,943,000 | 4,240 |
| Tier 2 risk-based capital | $1,538,000 | 2,825 |
| Total risk weighted assets | $123,965,000 | 3,281 |
| Total unused commitments | $11,368,000 | 4,443 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $164,057,000 | 3,439 |
| Cash and due from depository institutions | $8,486,000 | 3,152 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $25,190,000 | 3,993 |
| Federal funds sold & reverse repurchase agreements | $1,029,000 | 4,564 |
| Net loans & leases | $121,569,000 | 3,151 |
| Loan loss allowance | $1,602,000 | 2,850 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,295,000 | 4,027 |
| Other real estate owned | $25,000 | 3,152 |
| Goodwill and other intangibles | $2,504,000 | 1,148 |
| All other assets | $2,959,000 | 4,055 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $164,057,000 | 3,439 |
| Total liabilities | $142,083,000 | 3,525 |
| Total deposits | $140,841,000 | 3,297 |
| Interest-bearing deposits | $104,838,000 | 3,607 |
| Deposits held in domestic offices | $140,841,000 | 3,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,242,000 | 2,983 |
| Total equity capital | $21,974,000 | 2,741 |
| Total bank equity capital | $21,974,000 | 2,741 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $596,000 | 3,906 |
| Surplus | $9,404,000 | 2,311 |
| Undivided profits | $11,974,000 | 2,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $681,000 | 3,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,531,000 | 2,259 |
| Earning assets | $147,788,000 | 3,485 |
| Long-term assets (5+ years) | $18,595,000 | 3,459 |
| Average Assets, year-to-date | $168,795,000 | 3,264 |
| Average Assets, quarterly | $167,135,000 | 3,352 |
| Volatile liabilities | $22,872,000 | 4,067 |
| Insider loans | $3,453,000 | 1,854 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $11,349,000 | 4,385 |
| Tier 1 (core) risk-based capital | $19,644,000 | 2,922 |
| Tier 2 risk-based capital | $1,565,000 | 2,737 |
| Total risk weighted assets | $125,126,000 | 3,209 |
| Total unused commitments | $11,349,000 | 4,387 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 58 | 2,951 |
| Assets and Liabilities | ||
| Total Assets: | $170,213,000 | 3,273 |
| Cash and due from depository institutions | $7,631,000 | 2,951 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $24,859,000 | 4,053 |
| Federal funds sold & reverse repurchase agreements | $7,079,000 | 1,613 |
| Net loans & leases | $122,511,000 | 3,051 |
| Loan loss allowance | $1,552,000 | 2,889 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,325,000 | 3,967 |
| Other real estate owned | $236,000 | 2,951 |
| Goodwill and other intangibles | $2,574,000 | 1,123 |
| All other assets | $2,998,000 | 3,902 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $170,213,000 | 3,273 |
| Total liabilities | $148,801,000 | 3,341 |
| Total deposits | $147,740,000 | 3,102 |
| Interest-bearing deposits | $111,758,000 | 3,372 |
| Deposits held in domestic offices | $147,740,000 | 3,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,061,000 | 3,111 |
| Total equity capital | $21,412,000 | 2,753 |
| Total bank equity capital | $21,412,000 | 2,753 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $596,000 | 3,898 |
| Surplus | $9,404,000 | 2,269 |
| Undivided profits | $11,412,000 | 2,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,214,000 | 1,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,389,000 | 2,267 |
| Earning assets | $154,449,000 | 3,302 |
| Long-term assets (5+ years) | $18,915,000 | 3,451 |
| Average Assets, year-to-date | $170,374,330 | 3,221 |
| Average Assets, quarterly | $170,742,000 | 3,233 |
| Volatile liabilities | $26,175,000 | 3,626 |
| Insider loans | $3,570,000 | 1,763 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,178,000 | 4,594 |
| Tier 1 (core) risk-based capital | $18,952,000 | 2,954 |
| Tier 2 risk-based capital | $1,552,000 | 2,733 |
| Total risk weighted assets | $126,985,000 | 3,095 |
| Total unused commitments | $10,178,000 | 4,596 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 59 | 2,870 |
| Assets and Liabilities | ||
| Total Assets: | $171,271,000 | 3,233 |
| Cash and due from depository institutions | $6,934,000 | 2,870 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $25,204,000 | 4,078 |
| Federal funds sold & reverse repurchase agreements | $4,456,000 | 2,540 |
| Net loans & leases | $126,660,000 | 2,912 |
| Loan loss allowance | $1,609,000 | 2,786 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,387,000 | 3,892 |
| Other real estate owned | $105,000 | 2,870 |
| Goodwill and other intangibles | $2,643,000 | 1,100 |
| All other assets | $2,882,000 | 3,964 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $171,271,000 | 3,233 |
| Total liabilities | $150,615,000 | 3,303 |
| Total deposits | $149,535,000 | 3,063 |
| Interest-bearing deposits | $115,579,000 | 3,297 |
| Deposits held in domestic offices | $149,535,000 | 3,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,080,000 | 3,022 |
| Total equity capital | $20,656,000 | 2,779 |
| Total bank equity capital | $20,656,000 | 2,779 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $596,000 | 3,910 |
| Surplus | $9,404,000 | 2,223 |
| Undivided profits | $10,656,000 | 2,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,188,000 | 2,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,299,000 | 2,342 |
| Earning assets | $156,320,000 | 3,259 |
| Long-term assets (5+ years) | $21,457,000 | 3,292 |
| Average Assets, year-to-date | $170,455,000 | 3,236 |
| Average Assets, quarterly | $170,455,000 | 3,236 |
| Volatile liabilities | $28,811,000 | 3,285 |
| Insider loans | $3,440,000 | 1,779 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $12,084,000 | 4,198 |
| Tier 1 (core) risk-based capital | $18,287,000 | 2,993 |
| Tier 2 risk-based capital | $1,609,000 | 2,612 |
| Total risk weighted assets | $129,924,000 | 2,994 |
| Total unused commitments | $12,084,000 | 4,198 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 59 | 2,877 |
| Assets and Liabilities | ||
| Total Assets: | $169,639,000 | 3,257 |
| Cash and due from depository institutions | $6,307,000 | 2,877 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $24,543,000 | 4,182 |
| Federal funds sold & reverse repurchase agreements | $4,138,000 | 2,590 |
| Net loans & leases | $127,033,000 | 2,892 |
| Loan loss allowance | $1,696,000 | 2,647 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,401,000 | 3,843 |
| Other real estate owned | $1,000 | 2,877 |
| Goodwill and other intangibles | $2,712,000 | 1,073 |
| All other assets | $2,504,000 | 4,255 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $169,639,000 | 3,257 |
| Total liabilities | $149,381,000 | 3,322 |
| Total deposits | $148,184,000 | 3,083 |
| Interest-bearing deposits | $114,369,000 | 3,296 |
| Deposits held in domestic offices | $148,184,000 | 3,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,197,000 | 2,768 |
| Total equity capital | $20,258,000 | 2,814 |
| Total bank equity capital | $20,258,000 | 2,814 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $596,000 | 3,916 |
| Surplus | $9,404,000 | 2,179 |
| Undivided profits | $10,258,000 | 2,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,393,000 | 1,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,210,000 | 2,513 |
| Earning assets | $155,714,000 | 3,263 |
| Long-term assets (5+ years) | $21,778,000 | 3,311 |
| Average Assets, year-to-date | $165,911,800 | 3,197 |
| Average Assets, quarterly | $167,597,000 | 3,256 |
| Volatile liabilities | $29,373,000 | 3,177 |
| Insider loans | $2,199,000 | 2,560 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,270,000 | 4,200 |
| Tier 1 (core) risk-based capital | $17,649,000 | 3,051 |
| Tier 2 risk-based capital | $1,631,000 | 2,583 |
| Total risk weighted assets | $130,398,000 | 2,954 |
| Total unused commitments | $11,270,000 | 4,200 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 56 | 3,024 |
| Assets and Liabilities | ||
| Total Assets: | $165,555,000 | 3,282 |
| Cash and due from depository institutions | $8,294,000 | 3,024 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $27,208,000 | 3,885 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $121,635,000 | 2,957 |
| Loan loss allowance | $1,635,000 | 2,732 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,453,000 | 3,749 |
| Other real estate owned | $80,000 | 3,024 |
| Goodwill and other intangibles | $2,782,000 | 1,029 |
| All other assets | $3,103,000 | 3,707 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $165,555,000 | 3,282 |
| Total liabilities | $145,492,000 | 3,358 |
| Total deposits | $144,039,000 | 3,087 |
| Interest-bearing deposits | $109,133,000 | 3,374 |
| Deposits held in domestic offices | $144,039,000 | 3,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $567,000 | 3,130 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $886,000 | 3,490 |
| Total equity capital | $20,063,000 | 2,831 |
| Total bank equity capital | $20,063,000 | 2,831 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $596,000 | 3,935 |
| Surplus | $9,404,000 | 2,140 |
| Undivided profits | $10,063,000 | 3,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,828,000 | 1,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,172,000 | 2,666 |
| Earning assets | $148,843,000 | 3,344 |
| Long-term assets (5+ years) | $26,735,000 | 2,958 |
| Average Assets, year-to-date | $164,980,000 | 3,209 |
| Average Assets, quarterly | $165,398,000 | 3,248 |
| Volatile liabilities | $29,545,000 | 3,145 |
| Insider loans | $2,031,000 | 2,664 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $10,240,000 | 4,365 |
| Tier 1 (core) risk-based capital | $17,297,000 | 3,090 |
| Tier 2 risk-based capital | $1,573,000 | 2,632 |
| Total risk weighted assets | $125,755,000 | 3,002 |
| Total unused commitments | $10,240,000 | 4,366 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $165,241,000 | 3,264 |
| Cash and due from depository institutions | $6,897,000 | 2,858 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $29,822,000 | 3,669 |
| Federal funds sold & reverse repurchase agreements | $1,182,000 | 4,226 |
| Net loans & leases | $119,581,000 | 2,959 |
| Loan loss allowance | $1,610,000 | 2,764 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,386,000 | 3,791 |
| Other real estate owned | $80,000 | 2,858 |
| Goodwill and other intangibles | $2,852,000 | 1,006 |
| All other assets | $2,441,000 | 4,289 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $165,241,000 | 3,264 |
| Total liabilities | $146,084,000 | 3,317 |
| Total deposits | $145,336,000 | 3,062 |
| Interest-bearing deposits | $110,382,000 | 3,356 |
| Deposits held in domestic offices | $145,336,000 | 3,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $748,000 | 3,591 |
| Total equity capital | $19,157,000 | 2,830 |
| Total bank equity capital | $19,157,000 | 2,830 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $596,000 | 3,958 |
| Surplus | $9,004,000 | 2,192 |
| Undivided profits | $9,557,000 | 2,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 3,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,250,000 | 2,330 |
| Earning assets | $150,585,000 | 3,278 |
| Long-term assets (5+ years) | $29,180,000 | 2,878 |
| Average Assets, year-to-date | $164,788,330 | 3,217 |
| Average Assets, quarterly | $165,805,500 | 3,232 |
| Volatile liabilities | $26,677,000 | 3,286 |
| Insider loans | $2,244,000 | 2,461 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,618,000 | 4,307 |
| Tier 1 (core) risk-based capital | $16,661,000 | 3,142 |
| Tier 2 risk-based capital | $1,539,000 | 2,659 |
| Total risk weighted assets | $123,011,000 | 3,020 |
| Total unused commitments | $10,618,000 | 4,308 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 61 | 2,801 |
| Assets and Liabilities | ||
| Total Assets: | $166,370,000 | 3,218 |
| Cash and due from depository institutions | $8,633,000 | 2,801 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $28,970,000 | 3,766 |
| Federal funds sold & reverse repurchase agreements | $6,770,000 | 2,185 |
| Net loans & leases | $114,546,000 | 3,007 |
| Loan loss allowance | $1,513,000 | 2,891 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,427,000 | 3,719 |
| Other real estate owned | $80,000 | 2,801 |
| Goodwill and other intangibles | $2,921,000 | 969 |
| All other assets | $2,023,000 | 4,621 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $166,370,000 | 3,218 |
| Total liabilities | $147,269,000 | 3,259 |
| Total deposits | $146,270,000 | 3,032 |
| Interest-bearing deposits | $111,765,000 | 3,323 |
| Deposits held in domestic offices | $146,270,000 | 3,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $999,000 | 3,217 |
| Total equity capital | $19,101,000 | 2,897 |
| Total bank equity capital | $19,101,000 | 2,897 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $596,000 | 3,964 |
| Surplus | $8,204,000 | 2,327 |
| Undivided profits | $10,301,000 | 2,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 3,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,133,000 | 2,537 |
| Earning assets | $150,286,000 | 3,263 |
| Long-term assets (5+ years) | $28,914,000 | 2,851 |
| Average Assets, year-to-date | $164,562,000 | 3,222 |
| Average Assets, quarterly | $164,562,000 | 3,222 |
| Volatile liabilities | $28,128,000 | 3,075 |
| Insider loans | $2,350,000 | 2,323 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $13,005,000 | 3,807 |
| Tier 1 (core) risk-based capital | $16,031,000 | 3,213 |
| Tier 2 risk-based capital | $1,479,000 | 2,713 |
| Total risk weighted assets | $118,318,000 | 3,065 |
| Total unused commitments | $13,005,000 | 3,811 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 62 | 2,777 |
| Assets and Liabilities | ||
| Total Assets: | $162,754,000 | 3,260 |
| Cash and due from depository institutions | $6,673,000 | 2,777 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $30,056,000 | 3,711 |
| Federal funds sold & reverse repurchase agreements | $5,619,000 | 2,085 |
| Net loans & leases | $112,817,000 | 3,034 |
| Loan loss allowance | $1,419,000 | 3,034 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,446,000 | 3,684 |
| Other real estate owned | $80,000 | 2,777 |
| Goodwill and other intangibles | $2,991,000 | 958 |
| All other assets | $2,072,000 | 4,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,754,000 | 3,260 |
| Total liabilities | $144,300,000 | 3,290 |
| Total deposits | $142,979,000 | 3,082 |
| Interest-bearing deposits | $110,294,000 | 3,334 |
| Deposits held in domestic offices | $142,979,000 | 3,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,321,000 | 2,561 |
| Total equity capital | $18,454,000 | 2,918 |
| Total bank equity capital | $18,454,000 | 2,918 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $596,000 | 3,998 |
| Surplus | $7,404,000 | 2,520 |
| Undivided profits | $10,454,000 | 2,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,574,000 | 1,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,238,000 | 2,432 |
| Earning assets | $148,492,000 | 3,277 |
| Long-term assets (5+ years) | $30,746,000 | 2,750 |
| Average Assets, year-to-date | $157,898,800 | 3,240 |
| Average Assets, quarterly | $164,044,000 | 3,224 |
| Volatile liabilities | $29,385,000 | 2,974 |
| Insider loans | $2,175,000 | 2,442 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $12,362,000 | 3,806 |
| Tier 1 (core) risk-based capital | $15,455,000 | 3,290 |
| Tier 2 risk-based capital | $1,419,000 | 2,794 |
| Total risk weighted assets | $115,622,000 | 3,119 |
| Total unused commitments | $12,362,000 | 3,810 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 62 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $165,334,000 | 3,218 |
| Cash and due from depository institutions | $7,836,000 | 2,788 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $30,349,000 | 3,608 |
| Federal funds sold & reverse repurchase agreements | $6,584,000 | 2,085 |
| Net loans & leases | $112,945,000 | 3,002 |
| Loan loss allowance | $1,328,000 | 3,189 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,495,000 | 3,602 |
| Other real estate owned | $153,000 | 2,788 |
| Goodwill and other intangibles | $3,060,000 | 934 |
| All other assets | $1,912,000 | 4,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,334,000 | 3,218 |
| Total liabilities | $147,139,000 | 3,235 |
| Total deposits | $146,105,000 | 3,026 |
| Interest-bearing deposits | $111,632,000 | 3,294 |
| Deposits held in domestic offices | $146,105,000 | 3,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,034,000 | 3,146 |
| Total equity capital | $18,195,000 | 2,950 |
| Total bank equity capital | $18,195,000 | 2,950 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $596,000 | 4,028 |
| Surplus | $7,404,000 | 2,476 |
| Undivided profits | $10,195,000 | 2,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $881,000 | 3,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,081,000 | 2,927 |
| Earning assets | $149,878,000 | 3,243 |
| Long-term assets (5+ years) | $32,183,000 | 2,638 |
| Average Assets, year-to-date | $156,685,000 | 3,290 |
| Average Assets, quarterly | $160,535,000 | 3,266 |
| Volatile liabilities | $29,592,000 | 2,909 |
| Insider loans | $2,226,000 | 2,367 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,653,000 | 4,148 |
| Tier 1 (core) risk-based capital | $15,145,000 | 3,333 |
| Tier 2 risk-based capital | $1,328,000 | 2,938 |
| Total risk weighted assets | $115,997,000 | 3,086 |
| Total unused commitments | $10,653,000 | 4,153 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 65 | 2,670 |
| Assets and Liabilities | ||
| Total Assets: | $155,736,000 | 3,351 |
| Cash and due from depository institutions | $9,186,000 | 2,670 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $28,662,000 | 3,665 |
| Federal funds sold & reverse repurchase agreements | $2,507,000 | 4,379 |
| Net loans & leases | $107,553,000 | 3,093 |
| Loan loss allowance | $1,272,000 | 3,254 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,482,000 | 3,594 |
| Other real estate owned | $305,000 | 2,670 |
| Goodwill and other intangibles | $3,129,000 | 892 |
| All other assets | $1,912,000 | 4,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,736,000 | 3,351 |
| Total liabilities | $137,767,000 | 3,400 |
| Total deposits | $136,780,000 | 3,195 |
| Interest-bearing deposits | $105,639,000 | 3,455 |
| Deposits held in domestic offices | $136,780,000 | 3,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $987,000 | 3,337 |
| Total equity capital | $17,969,000 | 2,985 |
| Total bank equity capital | $17,969,000 | 2,985 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $596,000 | 4,032 |
| Surplus | $7,404,000 | 2,435 |
| Undivided profits | $9,969,000 | 3,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $802,000 | 3,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $81,000 | 1,019 |
| Income earned, not collected on loans | $1,198,000 | 2,523 |
| Earning assets | $138,722,000 | 3,432 |
| Long-term assets (5+ years) | $28,329,000 | 2,752 |
| Average Assets, year-to-date | $153,802,000 | 3,329 |
| Average Assets, quarterly | $155,455,000 | 3,326 |
| Volatile liabilities | $23,361,000 | 3,427 |
| Insider loans | $3,209,000 | 1,727 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,904,000 | 4,744 |
| Tier 1 (core) risk-based capital | $14,552,000 | 3,401 |
| Tier 2 risk-based capital | $1,272,000 | 2,995 |
| Total risk weighted assets | $109,408,000 | 3,204 |
| Total unused commitments | $7,904,000 | 4,756 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 64 | 2,691 |
| Assets and Liabilities | ||
| Total Assets: | $155,174,000 | 3,322 |
| Cash and due from depository institutions | $6,979,000 | 2,691 |
| Interest-bearing balances | $100,000 | 5,237 |
| Securities | $31,001,000 | 3,442 |
| Federal funds sold & reverse repurchase agreements | $3,017,000 | 4,414 |
| Net loans & leases | $106,040,000 | 3,077 |
| Loan loss allowance | $1,144,000 | 3,472 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,585,000 | 3,447 |
| Other real estate owned | $268,000 | 2,691 |
| Goodwill and other intangibles | $3,199,000 | 881 |
| All other assets | $2,085,000 | 4,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,174,000 | 3,322 |
| Total liabilities | $137,895,000 | 3,339 |
| Total deposits | $137,057,000 | 3,152 |
| Interest-bearing deposits | $105,859,000 | 3,430 |
| Deposits held in domestic offices | $137,057,000 | 3,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $838,000 | 3,759 |
| Total equity capital | $17,279,000 | 3,041 |
| Total bank equity capital | $17,279,000 | 3,041 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $596,000 | 4,046 |
| Surplus | $7,404,000 | 2,403 |
| Undivided profits | $9,279,000 | 3,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,238,000 | 2,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $91,000 | 955 |
| Income earned, not collected on loans | $1,233,000 | 2,479 |
| Earning assets | $140,158,000 | 3,351 |
| Long-term assets (5+ years) | $30,254,000 | 2,553 |
| Average Assets, year-to-date | $152,835,000 | 3,337 |
| Average Assets, quarterly | $152,835,000 | 3,337 |
| Volatile liabilities | $22,835,000 | 3,440 |
| Insider loans | $3,564,000 | 1,503 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,035,000 | 3,946 |
| Tier 1 (core) risk-based capital | $13,934,000 | 3,497 |
| Tier 2 risk-based capital | $1,144,000 | 3,192 |
| Total risk weighted assets | $108,325,000 | 3,169 |
| Total unused commitments | $11,035,000 | 3,958 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 70 | 2,448 |
| Assets and Liabilities | ||
| Total Assets: | $150,496,000 | 3,369 |
| Cash and due from depository institutions | $8,715,000 | 2,448 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $24,962,000 | 4,009 |
| Federal funds sold & reverse repurchase agreements | $3,990,000 | 3,310 |
| Net loans & leases | $105,294,000 | 3,081 |
| Loan loss allowance | $1,005,000 | 3,782 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,520,000 | 3,498 |
| Other real estate owned | $231,000 | 2,448 |
| Goodwill and other intangibles | $3,268,000 | 846 |
| All other assets | $1,516,000 | 5,306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,496,000 | 3,369 |
| Total liabilities | $133,552,000 | 3,390 |
| Total deposits | $132,029,000 | 3,196 |
| Interest-bearing deposits | $101,696,000 | 3,490 |
| Deposits held in domestic offices | $132,029,000 | 3,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,523,000 | 2,503 |
| Total equity capital | $16,944,000 | 3,047 |
| Total bank equity capital | $16,944,000 | 3,047 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $596,000 | 4,052 |
| Surplus | $6,504,000 | 2,626 |
| Undivided profits | $9,844,000 | 2,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,583,000 | 1,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $631,000 | 308 |
| Income earned, not collected on loans | $1,321,000 | 2,425 |
| Earning assets | $134,346,000 | 3,445 |
| Long-term assets (5+ years) | $22,766,000 | 3,065 |
| Average Assets, year-to-date | $147,843,200 | 3,293 |
| Average Assets, quarterly | $150,937,500 | 3,332 |
| Volatile liabilities | $19,101,000 | 3,871 |
| Insider loans | $3,461,000 | 1,537 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $10,365,000 | 3,982 |
| Tier 1 (core) risk-based capital | $13,429,000 | 3,554 |
| Tier 2 risk-based capital | $1,005,000 | 3,503 |
| Total risk weighted assets | $105,528,000 | 3,206 |
| Total unused commitments | $10,365,000 | 3,986 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 72 | 2,358 |
| Assets and Liabilities | ||
| Total Assets: | $146,350,000 | 3,335 |
| Cash and due from depository institutions | $8,811,000 | 2,358 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $21,202,000 | 4,333 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,493 |
| Net loans & leases | $102,822,000 | 3,072 |
| Loan loss allowance | $931,000 | 3,784 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,466,000 | 3,491 |
| Other real estate owned | $29,000 | 2,358 |
| Goodwill and other intangibles | $3,546,000 | 766 |
| All other assets | $1,774,000 | 4,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,350,000 | 3,335 |
| Total liabilities | $130,540,000 | 3,365 |
| Total deposits | $127,932,000 | 3,149 |
| Interest-bearing deposits | $99,008,000 | 3,457 |
| Deposits held in domestic offices | $127,932,000 | 3,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $888,000 | 2,692 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,720,000 | 2,266 |
| Total equity capital | $15,810,000 | 3,041 |
| Total bank equity capital | $15,810,000 | 3,041 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $596,000 | 4,124 |
| Surplus | $6,503,000 | 2,504 |
| Undivided profits | $8,711,000 | 3,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,391,000 | 2,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,228,000 | 2,828 |
| Earning assets | $129,724,000 | 3,411 |
| Long-term assets (5+ years) | $24,707,000 | 2,869 |
| Average Assets, year-to-date | $153,073,800 | 3,085 |
| Average Assets, quarterly | $147,217,500 | 3,288 |
| Volatile liabilities | $20,022,000 | 3,685 |
| Insider loans | $2,085,000 | 2,308 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,543,000 | 4,548 |
| Tier 1 (core) risk-based capital | $12,103,000 | 3,714 |
| Tier 2 risk-based capital | $931,000 | 3,554 |
| Total risk weighted assets | $103,170,000 | 3,135 |
| Total unused commitments | $7,543,000 | 4,555 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 73 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $161,632,000 | 2,957 |
| Cash and due from depository institutions | $7,179,000 | 2,335 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $23,703,000 | 4,091 |
| Federal funds sold & reverse repurchase agreements | $16,210,000 | 749 |
| Net loans & leases | $105,464,000 | 2,912 |
| Loan loss allowance | $1,233,000 | 2,903 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,853,000 | 3,022 |
| Other real estate owned | $0 | 2,335 |
| Goodwill and other intangibles | $3,833,000 | 720 |
| All other assets | $2,390,000 | 3,465 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,632,000 | 2,957 |
| Total liabilities | $146,451,000 | 2,947 |
| Total deposits | $145,047,000 | 2,686 |
| Interest-bearing deposits | $113,787,000 | 2,957 |
| Deposits held in domestic offices | $145,047,000 | 2,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,404,000 | 2,730 |
| Total equity capital | $15,181,000 | 3,051 |
| Total bank equity capital | $15,181,000 | 3,051 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $596,000 | 4,254 |
| Surplus | $6,504,000 | 2,428 |
| Undivided profits | $8,081,000 | 3,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,036,000 | 2,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,552,000 | 1,665 |
| Earning assets | $145,377,000 | 3,016 |
| Long-term assets (5+ years) | $25,476,000 | 2,690 |
| Average Assets, year-to-date | $114,888,200 | 3,812 |
| Average Assets, quarterly | $132,067,500 | 3,474 |
| Volatile liabilities | $24,615,000 | 3,138 |
| Insider loans | $1,778,000 | 2,561 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,676,000 | 4,358 |
| Tier 1 (core) risk-based capital | $11,375,000 | 3,832 |
| Tier 2 risk-based capital | $1,233,000 | 2,719 |
| Total risk weighted assets | $109,128,000 | 2,868 |
| Total unused commitments | $7,676,000 | 4,359 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 45 | 3,793 |
| Assets and Liabilities | ||
| Total Assets: | $103,244,000 | 4,288 |
| Cash and due from depository institutions | $4,205,000 | 3,793 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $19,814,000 | 4,882 |
| Federal funds sold & reverse repurchase agreements | $9,245,000 | 1,037 |
| Net loans & leases | $66,584,000 | 4,148 |
| Loan loss allowance | $889,000 | 3,773 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,412,000 | 5,025 |
| Other real estate owned | $0 | 3,793 |
| Goodwill and other intangibles | $221,000 | 2,351 |
| All other assets | $1,763,000 | 4,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,244,000 | 4,288 |
| Total liabilities | $90,971,000 | 4,387 |
| Total deposits | $89,683,000 | 4,123 |
| Interest-bearing deposits | $71,985,000 | 4,371 |
| Deposits held in domestic offices | $89,683,000 | 4,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,288,000 | 2,648 |
| Total equity capital | $12,273,000 | 3,568 |
| Total bank equity capital | $12,273,000 | 3,568 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $596,000 | 4,393 |
| Surplus | $4,353,000 | 3,359 |
| Undivided profits | $7,324,000 | 3,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 7,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $957,000 | 2,371 |
| Earning assets | $95,643,000 | 4,223 |
| Long-term assets (5+ years) | $20,257,000 | 3,281 |
| Average Assets, year-to-date | $100,714,800 | 4,235 |
| Average Assets, quarterly | $101,567,000 | 4,301 |
| Volatile liabilities | $15,789,000 | 4,090 |
| Insider loans | $1,660,000 | 2,604 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,979,000 | 6,027 |
| Tier 1 (core) risk-based capital | $12,461,000 | 3,517 |
| Tier 2 risk-based capital | $884,500 | 3,512 |
| Total risk weighted assets | $70,755,100 | 4,034 |
| Total unused commitments | $3,979,000 | 6,034 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 44 | 3,898 |
| Assets and Liabilities | ||
| Total Assets: | $101,102,000 | 4,313 |
| Cash and due from depository institutions | $3,609,000 | 3,898 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $16,116,000 | 5,566 |
| Federal funds sold & reverse repurchase agreements | $15,825,000 | 1,024 |
| Net loans & leases | $62,347,000 | 4,152 |
| Loan loss allowance | $1,024,000 | 3,268 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,506,000 | 4,758 |
| Other real estate owned | $0 | 3,898 |
| Goodwill and other intangibles | $266,000 | 2,197 |
| All other assets | $1,433,000 | 4,637 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,102,000 | 4,313 |
| Total liabilities | $89,687,000 | 4,351 |
| Total deposits | $88,649,000 | 4,142 |
| Interest-bearing deposits | $71,112,000 | 4,400 |
| Deposits held in domestic offices | $88,649,000 | 4,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,038,000 | 3,410 |
| Total equity capital | $11,415,000 | 3,885 |
| Total bank equity capital | $11,415,000 | 3,885 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $596,000 | 4,429 |
| Surplus | $3,954,000 | 3,474 |
| Undivided profits | $6,865,000 | 3,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 7,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $807,000 | 2,850 |
| Earning assets | $94,288,000 | 4,258 |
| Long-term assets (5+ years) | $17,093,000 | 3,461 |
| Average Assets, year-to-date | $95,534,600 | 4,332 |
| Average Assets, quarterly | $98,320,500 | 4,357 |
| Volatile liabilities | $16,617,000 | 3,510 |
| Insider loans | $2,400,000 | 1,794 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,373,000 | 5,662 |
| Tier 1 (core) risk-based capital | $11,112,000 | 3,814 |
| Tier 2 risk-based capital | $835,940 | 3,536 |
| Total risk weighted assets | $66,687,340 | 4,034 |
| Total unused commitments | $4,373,000 | 5,669 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $90,697,000 | 4,699 |
| Cash and due from depository institutions | $4,675,000 | 3,937 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $16,475,000 | 5,652 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 2,016 |
| Net loans & leases | $59,402,000 | 4,367 |
| Loan loss allowance | $850,000 | 3,861 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,560,000 | 4,591 |
| Other real estate owned | $0 | 3,937 |
| Goodwill and other intangibles | $311,000 | 2,035 |
| All other assets | $1,374,000 | 4,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,697,000 | 4,699 |
| Total liabilities | $80,521,000 | 4,752 |
| Total deposits | $79,581,000 | 4,547 |
| Interest-bearing deposits | $63,991,000 | 4,801 |
| Deposits held in domestic offices | $79,581,000 | 4,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $940,000 | 3,747 |
| Total equity capital | $10,176,000 | 4,229 |
| Total bank equity capital | $10,176,000 | 4,229 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $596,000 | 4,588 |
| Surplus | $3,954,000 | 3,404 |
| Undivided profits | $5,626,000 | 4,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 7,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $779,000 | 2,983 |
| Earning assets | $82,777,000 | 4,716 |
| Long-term assets (5+ years) | $15,314,000 | 3,322 |
| Average Assets, year-to-date | $87,507,800 | 4,680 |
| Average Assets, quarterly | $89,361,000 | 4,705 |
| Volatile liabilities | $13,492,000 | 4,059 |
| Insider loans | $2,027,000 | 2,038 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,500,000 | 6,107 |
| Tier 1 (core) risk-based capital | $9,845,000 | 4,228 |
| Tier 2 risk-based capital | $768,730 | 3,681 |
| Total risk weighted assets | $61,417,330 | 4,262 |
| Total unused commitments | $3,500,000 | 6,116 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $84,874,000 | 5,061 |
| Cash and due from depository institutions | $3,809,000 | 4,115 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $17,061,000 | 5,927 |
| Federal funds sold & reverse repurchase agreements | $4,950,000 | 2,631 |
| Net loans & leases | $55,773,000 | 4,631 |
| Loan loss allowance | $697,000 | 4,684 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,645,000 | 4,376 |
| Other real estate owned | $0 | 4,115 |
| Goodwill and other intangibles | $356,000 | 1,852 |
| All other assets | $1,280,000 | 5,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,874,000 | 5,061 |
| Total liabilities | $75,841,000 | 5,082 |
| Total deposits | $75,024,000 | 4,899 |
| Interest-bearing deposits | $60,959,000 | 5,125 |
| Deposits held in domestic offices | $75,024,000 | 4,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $817,000 | 4,123 |
| Total equity capital | $9,033,000 | 4,734 |
| Total bank equity capital | $9,033,000 | 4,734 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $596,000 | 4,881 |
| Surplus | $3,404,000 | 3,892 |
| Undivided profits | $5,033,000 | 4,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $766,000 | 2,972 |
| Earning assets | $77,884,000 | 5,060 |
| Long-term assets (5+ years) | $16,558,000 | 3,048 |
| Average Assets, year-to-date | $83,593,200 | 4,963 |
| Average Assets, quarterly | $85,293,000 | 4,996 |
| Volatile liabilities | $12,562,000 | 4,145 |
| Insider loans | $1,698,000 | 2,446 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,689,000 | 5,863 |
| Tier 1 (core) risk-based capital | $8,707,000 | 4,777 |
| Tier 2 risk-based capital | $697,000 | 4,079 |
| Total risk weighted assets | $57,586,400 | 4,555 |
| Total unused commitments | $3,689,000 | 5,877 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $80,164,000 | 5,347 |
| Cash and due from depository institutions | $4,405,000 | 4,330 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,009,000 | 6,707 |
| Federal funds sold & reverse repurchase agreements | $7,935,000 | 1,857 |
| Net loans & leases | $49,437,000 | 5,019 |
| Loan loss allowance | $710,000 | 4,672 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,709,000 | 4,230 |
| Other real estate owned | $0 | 4,330 |
| Goodwill and other intangibles | $401,000 | 1,677 |
| All other assets | $1,268,000 | 5,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,164,000 | 5,347 |
| Total liabilities | $72,392,000 | 5,321 |
| Total deposits | $71,558,000 | 5,155 |
| Interest-bearing deposits | $58,237,000 | 5,422 |
| Deposits held in domestic offices | $71,558,000 | 5,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $834,000 | 4,233 |
| Total equity capital | $7,772,000 | 5,393 |
| Total bank equity capital | $7,772,000 | 5,393 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $596,000 | 5,141 |
| Surplus | $2,800,000 | 4,419 |
| Undivided profits | $4,376,000 | 4,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 9,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $833,000 | 2,813 |
| Earning assets | $72,381,000 | 5,431 |
| Long-term assets (5+ years) | $12,646,000 | 3,474 |
| Average Assets, year-to-date | $75,396,000 | 5,409 |
| Average Assets, quarterly | $78,540,000 | 5,377 |
| Volatile liabilities | $8,846,000 | 4,940 |
| Insider loans | $1,272,000 | 3,136 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,466,000 | 5,971 |
| Tier 1 (core) risk-based capital | $7,353,000 | 5,512 |
| Tier 2 risk-based capital | $644,950 | 4,301 |
| Total risk weighted assets | $51,530,550 | 4,914 |
| Total unused commitments | $3,466,000 | 5,982 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $72,624,000 | 5,753 |
| Cash and due from depository institutions | $3,541,000 | 5,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,073,000 | 6,317 |
| Federal funds sold & reverse repurchase agreements | $1,560,000 | 4,399 |
| Net loans & leases | $46,672,000 | 5,165 |
| Loan loss allowance | $709,000 | 4,784 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,465,000 | 4,717 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $180,000 | 1,974 |
| All other assets | $1,133,000 | 6,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,624,000 | 5,753 |
| Total liabilities | $66,700,000 | 5,678 |
| Total deposits | $65,879,000 | 5,506 |
| Interest-bearing deposits | $53,709,000 | 5,756 |
| Deposits held in domestic offices | $65,879,000 | 5,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $821,000 | 3,546 |
| Total equity capital | $5,924,000 | 6,339 |
| Total bank equity capital | $5,924,000 | 6,339 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $596,000 | 5,410 |
| Surplus | $2,800,000 | 4,358 |
| Undivided profits | $2,528,000 | 6,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $744,000 | 3,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $605,000 | 3,439 |
| Earning assets | $66,305,000 | 5,765 |
| Long-term assets (5+ years) | $15,339,000 | 3,113 |
| Average Assets, year-to-date | $71,151,600 | 5,731 |
| Average Assets, quarterly | $73,249,000 | 5,678 |
| Volatile liabilities | $9,577,000 | 4,487 |
| Insider loans | $3,167,000 | 1,326 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $5,913,000 | 6,434 |
| Tier 2 risk-based capital | $588,490 | 4,616 |
| Total risk weighted assets | $46,958,290 | 5,198 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $69,356,000 | 6,118 |
| Cash and due from depository institutions | $3,067,000 | 5,435 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,078,000 | 7,373 |
| Federal funds sold & reverse repurchase agreements | $6,585,000 | 2,121 |
| Net loans & leases | $41,953,000 | 5,501 |
| Loan loss allowance | $702,000 | 4,959 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,535,000 | 4,573 |
| Other real estate owned | $0 | 5,435 |
| Goodwill and other intangibles | $300,000 | 1,616 |
| All other assets | $838,000 | 6,957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,356,000 | 6,118 |
| Total liabilities | $64,181,000 | 6,002 |
| Total deposits | $63,388,000 | 5,857 |
| Interest-bearing deposits | $53,569,000 | 5,996 |
| Deposits held in domestic offices | $63,388,000 | 5,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $793,000 | 3,763 |
| Total equity capital | $5,175,000 | 7,065 |
| Total bank equity capital | $5,175,000 | 7,065 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $596,000 | 5,646 |
| Surplus | $2,604,000 | 4,542 |
| Undivided profits | $1,975,000 | 7,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $287,000 | 6,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $489,000 | 3,808 |
| Earning assets | $63,616,000 | 6,109 |
| Long-term assets (5+ years) | $13,823,000 | 3,498 |
| Average Assets, year-to-date | $65,311,400 | 6,263 |
| Average Assets, quarterly | $67,436,500 | 6,204 |
| Volatile liabilities | $5,782,000 | 6,008 |
| Insider loans | $1,529,000 | 2,638 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $4,875,000 | 7,329 |
| Tier 2 risk-based capital | $542,550 | 4,909 |
| Total risk weighted assets | $43,244,450 | 5,541 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $61,344,000 | 6,810 |
| Cash and due from depository institutions | $2,717,000 | 5,937 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $13,069,000 | 7,966 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 4,863 |
| Net loans & leases | $39,424,000 | 5,793 |
| Loan loss allowance | $700,000 | 5,007 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,645,000 | 4,301 |
| Other real estate owned | $0 | 5,937 |
| Goodwill and other intangibles | $420,000 | 1,447 |
| All other assets | $919,000 | 6,743 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,344,000 | 6,810 |
| Total liabilities | $56,677,000 | 6,742 |
| Total deposits | $55,800,000 | 6,645 |
| Interest-bearing deposits | $46,914,000 | 6,802 |
| Deposits held in domestic offices | $55,800,000 | 6,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $877,000 | 3,657 |
| Total equity capital | $4,667,000 | 7,433 |
| Total bank equity capital | $4,667,000 | 7,433 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $596,000 | 5,944 |
| Surplus | $2,604,000 | 4,474 |
| Undivided profits | $1,467,000 | 8,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $532,000 | 5,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $527,000 | 3,873 |
| Earning assets | $55,742,000 | 6,853 |
| Long-term assets (5+ years) | $14,611,000 | 3,304 |
| Average Assets, year-to-date | $59,491,200 | 6,819 |
| Average Assets, quarterly | $60,856,500 | 6,788 |
| Volatile liabilities | $6,477,000 | 5,605 |
| Insider loans | $2,078,000 | 314 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $4,247,000 | 7,910 |
| Tier 2 risk-based capital | $516,610 | 5,071 |
| Total risk weighted assets | $41,101,610 | 5,808 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |