Home > Peoples Bank > Income and Expense

Peoples Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$11,228,0002,669
Total interest expense$2,807,0002,701
Net interest income$8,421,0002,611
Provision for loan and lease losses$180,0002,075
Total noninterest income$2,332,0001,859
Gross Fiduciary activities income$0981
Service charges on deposit accounts$913,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$1,419,0001,938
Total noninterest expense$6,831,0002,601
Salaries and employee benefits$3,697,0002,645
Premises and equipment expense$785,0002,330
Additional noninterest expense$1,419,0001,938
Pre-tax net operating income$3,742,0002,249
Securities gains (losses)$0988
Applicable income taxes$120,0002,710
Income before extraordinary items$3,622,0002,112
Extraordinary gains, net$054
Net income$3,622,0002,136
Minority interest net income$088
Net income of bank and minority interests.$3,622,0002,115
Net charge-offs$77,0001,632
Cash dividends$2,600,0001,316
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,622,0002,140
2023-09-30 (YTD Data)Rank
Total interest income$8,276,0002,680
Total interest expense$1,918,0002,696
Net interest income$6,358,0002,618
Provision for loan and lease losses$170,0001,804
Total noninterest income$1,730,0001,865
Gross Fiduciary activities income$0950
Service charges on deposit accounts$696,0001,054
Trading account gains and feesNANA
Additional Noninterest Income$1,034,0001,949
Total noninterest expense$5,161,0002,570
Salaries and employee benefits$2,807,0002,623
Premises and equipment expense$588,0002,327
Additional noninterest expense$1,034,0001,949
Pre-tax net operating income$2,757,0002,331
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$2,757,0002,147
Extraordinary gains, net$052
Net income$2,757,0002,168
Minority interest net income$081
Net income of bank and minority interests.$2,757,0002,149
Net charge-offs$34,0001,648
Cash dividends$1,800,0001,237
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,757,0002,169
2023-06-30 (YTD Data)Rank
Total interest income$5,447,0002,674
Total interest expense$1,113,0002,699
Net interest income$4,334,0002,612
Provision for loan and lease losses$110,0001,763
Total noninterest income$1,113,0001,842
Gross Fiduciary activities income$0931
Service charges on deposit accounts$440,0001,081
Trading account gains and feesNANA
Additional Noninterest Income$673,0001,904
Total noninterest expense$3,430,0002,564
Salaries and employee benefits$1,890,0002,598
Premises and equipment expense$370,0002,411
Additional noninterest expense$673,0001,901
Pre-tax net operating income$1,907,0002,304
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$1,907,0002,122
Extraordinary gains, net$051
Net income$1,907,0002,147
Minority interest net income$081
Net income of bank and minority interests.$1,907,0002,122
Net charge-offs$15,0001,656
Cash dividends$1,250,0001,226
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,907,0002,134
2023-03-31 (YTD Data)Rank
Total interest income$2,680,0002,690
Total interest expense$493,0002,653
Net interest income$2,187,0002,605
Provision for loan and lease losses$60,0001,563
Total noninterest income$514,0001,917
Gross Fiduciary activities income$0913
Service charges on deposit accounts$204,0001,161
Trading account gains and feesNANA
Additional Noninterest Income$310,0001,970
Total noninterest expense$1,672,0002,621
Salaries and employee benefits$916,0002,672
Premises and equipment expense$180,0002,484
Additional noninterest expense$310,0001,970
Pre-tax net operating income$969,0002,345
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$969,0002,134
Extraordinary gains, net$04
Net income$969,0002,134
Minority interest net income$048
Net income of bank and minority interests.$969,0002,134
Net charge-offs$6,0001,532
Cash dividends$800,000953
Sale, conversion, retirement of capital stock, net$0430
Net operating income$969,0002,158
2022-12-31 (YTD Data)Rank
Total interest income$9,385,0002,611
Total interest expense$1,008,0002,412
Net interest income$8,377,0002,612
Provision for loan and lease losses$233,0001,719
Total noninterest income$2,300,0001,899
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$774,0001,243
Trading account gains and feesNANA
Additional Noninterest Income$1,526,0001,887
Total noninterest expense$6,945,0002,525
Salaries and employee benefits$3,861,0002,560
Premises and equipment expense$779,0002,353
Additional noninterest expense$1,526,0001,887
Pre-tax net operating income$3,499,0002,469
Securities gains (losses)$0691
Applicable income taxes$104,0002,994
Income before extraordinary items$3,395,0002,302
Extraordinary gains, net$05
Net income$3,395,0002,301
Minority interest net income$063
Net income of bank and minority interests.$3,395,0002,301
Net charge-offs$78,0001,348
Cash dividends$2,800,0001,210
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,395,0002,328
2022-09-30 (YTD Data)Rank
Total interest income$6,796,0002,605
Total interest expense$650,0002,298
Net interest income$6,146,0002,621
Provision for loan and lease losses$208,0001,451
Total noninterest income$1,709,0001,931
Gross Fiduciary activities income$0968
Service charges on deposit accounts$582,0001,251
Trading account gains and feesNANA
Additional Noninterest Income$1,127,0001,926
Total noninterest expense$5,252,0002,500
Salaries and employee benefits$2,954,0002,532
Premises and equipment expense$579,0002,379
Additional noninterest expense$1,127,0001,926
Pre-tax net operating income$2,395,0002,574
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$2,395,0002,353
Extraordinary gains, net$04
Net income$2,395,0002,352
Minority interest net income$057
Net income of bank and minority interests.$2,395,0002,352
Net charge-offs$53,0001,191
Cash dividends$2,000,0001,122
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,395,0002,389
2022-06-30 (YTD Data)Rank
Total interest income$4,358,0002,626
Total interest expense$392,0002,292
Net interest income$3,966,0002,635
Provision for loan and lease losses$138,0001,365
Total noninterest income$1,105,0001,956
Gross Fiduciary activities income$0925
Service charges on deposit accounts$376,0001,255
Trading account gains and feesNANA
Additional Noninterest Income$729,0002,016
Total noninterest expense$3,438,0002,521
Salaries and employee benefits$1,957,0002,536
Premises and equipment expense$378,0002,409
Additional noninterest expense$1,103,0002,452
Pre-tax net operating income$1,495,0002,571
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,495,0002,345
Extraordinary gains, net$04
Net income$1,495,0002,345
Minority interest net income$060
Net income of bank and minority interests.$1,495,0002,345
Net charge-offs$32,0001,151
Cash dividends$1,400,0001,108
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,495,0002,385
2022-03-31 (YTD Data)Rank
Total interest income$2,099,0002,642
Total interest expense$193,0002,280
Net interest income$1,906,0002,652
Provision for loan and lease losses$53,0001,328
Total noninterest income$542,0001,976
Gross Fiduciary activities income$0892
Service charges on deposit accounts$182,0001,266
Trading account gains and feesNANA
Additional Noninterest Income$360,0002,009
Total noninterest expense$1,676,0002,565
Salaries and employee benefits$944,0002,593
Premises and equipment expense$186,0002,436
Additional noninterest expense$546,0002,441
Pre-tax net operating income$719,0002,518
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$719,0002,328
Extraordinary gains, net$04
Net income$719,0002,327
Minority interest net income$050
Net income of bank and minority interests.$719,0002,328
Net charge-offs$4,0001,408
Cash dividends$950,000807
Sale, conversion, retirement of capital stock, net$0453
Net operating income$719,0002,346
2021-12-31 (YTD Data)Rank
Total interest income$9,186,0002,587
Total interest expense$770,0002,566
Net interest income$8,416,0002,576
Provision for loan and lease losses$25,0002,791
Total noninterest income$2,203,0002,115
Gross Fiduciary activities income$0994
Service charges on deposit accounts$694,0001,259
Trading account gains and feesNANA
Additional Noninterest Income$1,509,0002,203
Total noninterest expense$6,732,0002,550
Salaries and employee benefits$3,749,0002,605
Premises and equipment expense$754,0002,411
Additional noninterest expense$2,229,0002,410
Pre-tax net operating income$3,862,0002,372
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$3,862,0002,211
Extraordinary gains, net$010
Net income$3,862,0002,212
Minority interest net income$074
Net income of bank and minority interests.$3,862,0002,212
Net charge-offs$87,0001,399
Cash dividends$1,975,0001,562
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,862,0002,184
2021-09-30 (YTD Data)Rank
Total interest income$7,033,0002,600
Total interest expense$585,0002,637
Net interest income$6,448,0002,582
Provision for loan and lease losses$02,963
Total noninterest income$1,644,0002,167
Gross Fiduciary activities income$0957
Service charges on deposit accounts$502,0001,288
Trading account gains and feesNANA
Additional Noninterest Income$1,142,0002,242
Total noninterest expense$4,999,0002,577
Salaries and employee benefits$2,791,0002,623
Premises and equipment expense$574,0002,404
Additional noninterest expense$1,634,0002,437
Pre-tax net operating income$3,093,0002,390
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,093,0002,205
Extraordinary gains, net$08
Net income$3,093,0002,203
Minority interest net income$069
Net income of bank and minority interests.$3,093,0002,205
Net charge-offs$63,0001,269
Cash dividends$1,525,0001,369
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,093,0002,177
2021-06-30 (YTD Data)Rank
Total interest income$4,487,0002,682
Total interest expense$402,0002,673
Net interest income$4,085,0002,661
Provision for loan and lease losses$02,862
Total noninterest income$1,060,0002,176
Gross Fiduciary activities income$0951
Service charges on deposit accounts$313,0001,320
Trading account gains and feesNANA
Additional Noninterest Income$747,0002,232
Total noninterest expense$3,235,0002,612
Salaries and employee benefits$1,799,0002,678
Premises and equipment expense$378,0002,408
Additional noninterest expense$1,058,0002,470
Pre-tax net operating income$1,910,0002,463
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$1,910,0002,285
Extraordinary gains, net$06
Net income$1,910,0002,283
Minority interest net income$067
Net income of bank and minority interests.$1,910,0002,285
Net charge-offs$74,0001,021
Cash dividends$1,075,0001,311
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,910,0002,253
2021-03-31 (YTD Data)Rank
Total interest income$2,061,0002,816
Total interest expense$215,0002,646
Net interest income$1,846,0002,794
Provision for loan and lease losses$02,741
Total noninterest income$534,0002,168
Gross Fiduciary activities income$0922
Service charges on deposit accounts$156,0001,316
Trading account gains and feesNANA
Additional Noninterest Income$378,0002,210
Total noninterest expense$1,598,0002,621
Salaries and employee benefits$898,0002,669
Premises and equipment expense$190,0002,423
Additional noninterest expense$510,0002,500
Pre-tax net operating income$782,0002,697
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$782,0002,546
Extraordinary gains, net$03
Net income$782,0002,544
Minority interest net income$055
Net income of bank and minority interests.$782,0002,546
Net charge-offs$31,000993
Cash dividends$600,0001,054
Sale, conversion, retirement of capital stock, net$0482
Net operating income$782,0002,517
2020-12-31 (YTD Data)Rank
Total interest income$9,320,0002,625
Total interest expense$1,090,0002,803
Net interest income$8,230,0002,574
Provision for loan and lease losses$354,0002,544
Total noninterest income$1,920,0002,170
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$652,0001,309
Trading account gains and feesNANA
Additional Noninterest Income$1,268,0002,247
Total noninterest expense$6,193,0002,645
Salaries and employee benefits$3,370,0002,749
Premises and equipment expense$744,0002,434
Additional noninterest expense$2,079,0002,480
Pre-tax net operating income$3,603,0002,186
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$3,603,0002,049
Extraordinary gains, net$04
Net income$3,603,0002,049
Minority interest net income$072
Net income of bank and minority interests.$3,603,0002,049
Net charge-offs$237,0001,440
Cash dividends$2,625,0001,243
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,603,0001,995
2020-09-30 (YTD Data)Rank
Total interest income$7,144,0002,608
Total interest expense$864,0002,817
Net interest income$6,280,0002,548
Provision for loan and lease losses$309,0002,405
Total noninterest income$1,404,0002,154
Gross Fiduciary activities income$0981
Service charges on deposit accounts$468,0001,352
Trading account gains and feesNANA
Additional Noninterest Income$936,0002,212
Total noninterest expense$4,636,0002,635
Salaries and employee benefits$2,526,0002,744
Premises and equipment expense$551,0002,451
Additional noninterest expense$1,559,0002,447
Pre-tax net operating income$2,739,0002,168
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$2,739,0002,015
Extraordinary gains, net$04
Net income$2,739,0002,015
Minority interest net income$065
Net income of bank and minority interests.$2,739,0002,015
Net charge-offs$69,0001,881
Cash dividends$1,675,0001,258
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,739,0001,961
2020-06-30 (YTD Data)Rank
Total interest income$4,906,0002,587
Total interest expense$620,0002,817
Net interest income$4,286,0002,518
Provision for loan and lease losses$265,0002,163
Total noninterest income$931,0002,092
Gross Fiduciary activities income$0970
Service charges on deposit accounts$307,0001,384
Trading account gains and feesNANA
Additional Noninterest Income$624,0002,144
Total noninterest expense$3,075,0002,658
Salaries and employee benefits$1,683,0002,745
Premises and equipment expense$367,0002,440
Additional noninterest expense$1,025,0002,473
Pre-tax net operating income$1,877,0002,091
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,877,0001,918
Extraordinary gains, net$04
Net income$1,877,0001,919
Minority interest net income$065
Net income of bank and minority interests.$1,877,0001,919
Net charge-offs$37,0001,891
Cash dividends$1,250,0001,119
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,877,0001,886
2020-03-31 (YTD Data)Rank
Total interest income$2,393,0002,622
Total interest expense$336,0002,842
Net interest income$2,057,0002,558
Provision for loan and lease losses$90,0002,048
Total noninterest income$479,0001,983
Gross Fiduciary activities income$0941
Service charges on deposit accounts$189,0001,351
Trading account gains and feesNANA
Additional Noninterest Income$290,0002,038
Total noninterest expense$1,512,0002,713
Salaries and employee benefits$847,0002,750
Premises and equipment expense$177,0002,516
Additional noninterest expense$488,0002,583
Pre-tax net operating income$934,0001,932
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$934,0001,761
Extraordinary gains, net$04
Net income$934,0001,761
Minority interest net income$056
Net income of bank and minority interests.$934,0001,761
Net charge-offs$20,0001,597
Cash dividends$825,000933
Sale, conversion, retirement of capital stock, net$0482
Net operating income$934,0001,722
2019-12-31 (YTD Data)Rank
Total interest income$9,836,0002,603
Total interest expense$1,369,0002,860
Net interest income$8,467,0002,517
Provision for loan and lease losses$240,0002,172
Total noninterest income$2,042,0001,946
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$848,0001,272
Trading account gains and feesNANA
Additional Noninterest Income$1,194,0002,055
Total noninterest expense$6,347,0002,599
Salaries and employee benefits$3,549,0002,641
Premises and equipment expense$726,0002,486
Additional noninterest expense$2,072,0002,497
Pre-tax net operating income$3,922,0002,078
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$3,922,0001,913
Extraordinary gains, net$011
Net income$3,922,0001,914
Minority interest net income$076
Net income of bank and minority interests.$3,922,0001,915
Net charge-offs$165,0001,846
Cash dividends$3,000,0001,180
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,922,0001,881
2019-09-30 (YTD Data)Rank
Total interest income$7,372,0002,648
Total interest expense$1,027,0002,891
Net interest income$6,345,0002,556
Provision for loan and lease losses$160,0002,198
Total noninterest income$1,517,0001,965
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$642,0001,268
Trading account gains and feesNANA
Additional Noninterest Income$875,0002,067
Total noninterest expense$4,719,0002,636
Salaries and employee benefits$2,637,0002,671
Premises and equipment expense$539,0002,517
Additional noninterest expense$1,543,0002,509
Pre-tax net operating income$2,983,0002,118
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$2,983,0001,945
Extraordinary gains, net$011
Net income$2,983,0001,945
Minority interest net income$072
Net income of bank and minority interests.$2,983,0001,946
Net charge-offs$130,0001,594
Cash dividends$2,300,0001,073
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,983,0001,912
2019-06-30 (YTD Data)Rank
Total interest income$4,892,0002,663
Total interest expense$663,0002,925
Net interest income$4,229,0002,565
Provision for loan and lease losses$110,0002,135
Total noninterest income$987,0001,972
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$418,0001,277
Trading account gains and feesNANA
Additional Noninterest Income$569,0002,065
Total noninterest expense$3,108,0002,668
Salaries and employee benefits$1,717,0002,730
Premises and equipment expense$353,0002,546
Additional noninterest expense$1,038,0002,519
Pre-tax net operating income$1,998,0002,097
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,998,0001,925
Extraordinary gains, net$011
Net income$1,998,0001,923
Minority interest net income$069
Net income of bank and minority interests.$1,998,0001,925
Net charge-offs$84,0001,509
Cash dividends$1,500,0001,092
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,998,0001,898
2019-03-31 (YTD Data)Rank
Total interest income$2,427,0002,678
Total interest expense$327,0002,912
Net interest income$2,100,0002,587
Provision for loan and lease losses$60,0001,874
Total noninterest income$466,0001,991
Gross Fiduciary activities income$0972
Service charges on deposit accounts$200,0001,321
Trading account gains and feesNANA
Additional Noninterest Income$266,0002,085
Total noninterest expense$1,535,0002,705
Salaries and employee benefits$840,0002,783
Premises and equipment expense$180,0002,544
Additional noninterest expense$515,0002,528
Pre-tax net operating income$971,0002,093
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$971,0001,912
Extraordinary gains, net$05
Net income$971,0001,910
Minority interest net income$052
Net income of bank and minority interests.$971,0001,911
Net charge-offs$54,0001,174
Cash dividends$700,0001,069
Sale, conversion, retirement of capital stock, net$0529
Net operating income$971,0001,892
2018-12-31 (YTD Data)Rank
Total interest income$9,693,0002,585
Total interest expense$1,141,0002,746
Net interest income$8,552,0002,535
Provision for loan and lease losses$202,0002,347
Total noninterest income$1,993,0001,988
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$830,0001,329
Trading account gains and feesNANA
Additional Noninterest Income$1,163,0002,071
Total noninterest expense$6,233,0002,662
Salaries and employee benefits$3,521,0002,666
Premises and equipment expense$753,0002,450
Additional noninterest expense$1,959,0002,621
Pre-tax net operating income$4,110,0002,068
Securities gains (losses)$01,125
Applicable income taxes$13,0003,701
Income before extraordinary items$4,097,0001,872
Extraordinary gains, net$06
Net income$4,097,0001,871
Minority interest net income$072
Net income of bank and minority interests.$4,097,0001,871
Net charge-offs$214,0001,598
Cash dividends$3,375,000996
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,097,0001,863
2018-09-30 (YTD Data)Rank
Total interest income$7,224,0002,581
Total interest expense$837,0002,707
Net interest income$6,387,0002,553
Provision for loan and lease losses$118,0002,486
Total noninterest income$1,486,0002,007
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$618,0001,350
Trading account gains and feesNANA
Additional Noninterest Income$868,0002,100
Total noninterest expense$4,607,0002,690
Salaries and employee benefits$2,610,0002,703
Premises and equipment expense$554,0002,505
Additional noninterest expense$1,443,0002,675
Pre-tax net operating income$3,148,0002,058
Securities gains (losses)$01,118
Applicable income taxes$13,0003,725
Income before extraordinary items$3,135,0001,847
Extraordinary gains, net$05
Net income$3,135,0001,845
Minority interest net income$066
Net income of bank and minority interests.$3,135,0001,846
Net charge-offs$163,0001,380
Cash dividends$2,100,0001,025
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,135,0001,838
2018-06-30 (YTD Data)Rank
Total interest income$4,765,0002,588
Total interest expense$538,0002,684
Net interest income$4,227,0002,562
Provision for loan and lease losses$35,0003,040
Total noninterest income$973,0002,042
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$399,0001,382
Trading account gains and feesNANA
Additional Noninterest Income$574,0002,120
Total noninterest expense$3,042,0002,723
Salaries and employee benefits$1,725,0002,736
Premises and equipment expense$363,0002,536
Additional noninterest expense$954,0002,703
Pre-tax net operating income$2,123,0002,011
Securities gains (losses)$0961
Applicable income taxes$13,0003,634
Income before extraordinary items$2,110,0001,808
Extraordinary gains, net$06
Net income$2,110,0001,807
Minority interest net income$065
Net income of bank and minority interests.$2,110,0001,807
Net charge-offs$95,0001,340
Cash dividends$1,425,0001,003
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,110,0001,794
2018-03-31 (YTD Data)Rank
Total interest income$2,366,0002,601
Total interest expense$268,0002,627
Net interest income$2,098,0002,584
Provision for loan and lease losses$18,0002,859
Total noninterest income$475,0002,038
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$193,0001,422
Trading account gains and feesNANA
Additional Noninterest Income$282,0002,096
Total noninterest expense$1,486,0002,798
Salaries and employee benefits$837,0002,812
Premises and equipment expense$182,0002,594
Additional noninterest expense$467,0002,766
Pre-tax net operating income$1,069,0001,948
Securities gains (losses)$0735
Applicable income taxes$12,0003,428
Income before extraordinary items$1,057,0001,757
Extraordinary gains, net$07
Net income$1,057,0001,756
Minority interest net income$052
Net income of bank and minority interests.$1,057,0001,757
Net charge-offs$52,0001,180
Cash dividends$725,000924
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,057,0001,744
2017-12-31 (YTD Data)Rank
Total interest income$9,065,0002,635
Total interest expense$951,0002,628
Net interest income$8,114,0002,607
Provision for loan and lease losses$287,0002,034
Total noninterest income$1,889,0002,108
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$686,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$1,203,0002,062
Total noninterest expense$6,073,0002,734
Salaries and employee benefits$3,392,0002,766
Premises and equipment expense$606,0002,897
Additional noninterest expense$2,075,0002,587
Pre-tax net operating income$3,643,0002,174
Securities gains (losses)$02,243
Applicable income taxes$49,0003,532
Income before extraordinary items$3,594,0001,754
Extraordinary gains, net$09
Net income$3,594,0001,755
Minority interest net income$076
Net income of bank and minority interests.$3,594,0001,755
Net charge-offs$132,0002,183
Cash dividends$2,950,0001,046
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,594,0001,739
2017-09-30 (YTD Data)Rank
Total interest income$6,698,0002,676
Total interest expense$708,0002,616
Net interest income$5,990,0002,661
Provision for loan and lease losses$287,0001,671
Total noninterest income$1,425,0002,118
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$511,0001,608
Trading account gains and feesNANA
Additional Noninterest Income$914,0002,088
Total noninterest expense$4,523,0002,778
Salaries and employee benefits$2,530,0002,802
Premises and equipment expense$456,0002,924
Additional noninterest expense$1,537,0002,621
Pre-tax net operating income$2,605,0002,298
Securities gains (losses)$02,274
Applicable income taxes$37,0003,544
Income before extraordinary items$2,568,0001,990
Extraordinary gains, net$09
Net income$2,568,0001,989
Minority interest net income$071
Net income of bank and minority interests.$2,568,0001,990
Net charge-offs$130,0001,719
Cash dividends$2,000,0001,042
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,568,0001,961
2017-06-30 (YTD Data)Rank
Total interest income$4,417,0002,688
Total interest expense$469,0002,600
Net interest income$3,948,0002,678
Provision for loan and lease losses$259,0001,337
Total noninterest income$972,0002,088
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$351,0001,563
Trading account gains and feesNANA
Additional Noninterest Income$621,0002,076
Total noninterest expense$2,960,0002,830
Salaries and employee benefits$1,662,0002,839
Premises and equipment expense$297,0002,976
Additional noninterest expense$1,001,0002,667
Pre-tax net operating income$1,701,0002,270
Securities gains (losses)$01,906
Applicable income taxes$24,0003,570
Income before extraordinary items$1,677,0001,976
Extraordinary gains, net$011
Net income$1,677,0001,976
Minority interest net income$071
Net income of bank and minority interests.$1,677,0001,976
Net charge-offs$116,0001,413
Cash dividends$1,350,0001,040
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,677,0001,951
2017-03-31 (YTD Data)Rank
Total interest income$2,177,0002,700
Total interest expense$238,0002,544
Net interest income$1,939,0002,709
Provision for loan and lease losses$139,0001,225
Total noninterest income$535,0001,957
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$173,0001,581
Trading account gains and feesNANA
Additional Noninterest Income$362,0001,856
Total noninterest expense$1,426,0002,933
Salaries and employee benefits$783,0002,979
Premises and equipment expense$153,0002,954
Additional noninterest expense$490,0002,704
Pre-tax net operating income$909,0002,089
Securities gains (losses)$01,153
Applicable income taxes$12,0003,531
Income before extraordinary items$897,0001,798
Extraordinary gains, net$08
Net income$897,0001,798
Minority interest net income$055
Net income of bank and minority interests.$897,0001,798
Net charge-offs$48,0001,364
Cash dividends$675,000972
Sale, conversion, retirement of capital stock, net$0632
Net operating income$897,0001,787
2016-12-31 (YTD Data)Rank
Total interest income$8,792,0002,662
Total interest expense$915,0002,572
Net interest income$7,877,0002,653
Provision for loan and lease losses$292,0002,042
Total noninterest income$1,737,0002,289
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$747,0001,527
Trading account gains and fees$0170
Additional Noninterest Income$990,0002,414
Total noninterest expense$5,895,0002,882
Salaries and employee benefits$3,098,0002,965
Premises and equipment expense$661,0002,849
Additional noninterest expense$2,136,0002,640
Pre-tax net operating income$3,427,0002,152
Securities gains (losses)$03,212
Applicable income taxes$49,0003,604
Income before extraordinary items$3,378,0001,902
Extraordinary gains, net$05
Net income$3,378,0001,901
Minority interest net income$082
Net income of bank and minority interests.$3,378,0001,901
Net charge-offs$379,0001,313
Cash dividends$2,425,0001,202
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,378,0001,857
2016-09-30 (YTD Data)Rank
Total interest income$6,575,0002,674
Total interest expense$686,0002,568
Net interest income$5,889,0002,665
Provision for loan and lease losses$168,0002,253
Total noninterest income$1,308,0002,287
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$549,0001,555
Trading account gains and fees$0169
Additional Noninterest Income$759,0002,380
Total noninterest expense$4,439,0002,870
Salaries and employee benefits$2,332,0002,951
Premises and equipment expense$503,0002,826
Additional noninterest expense$1,604,0002,639
Pre-tax net operating income$2,590,0002,195
Securities gains (losses)$03,160
Applicable income taxes$37,0003,683
Income before extraordinary items$2,553,0001,911
Extraordinary gains, net$05
Net income$2,553,0001,911
Minority interest net income$071
Net income of bank and minority interests.$2,553,0001,911
Net charge-offs$165,0001,611
Cash dividends$1,900,0001,089
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,553,0001,855
2016-06-30 (YTD Data)Rank
Total interest income$4,387,0002,677
Total interest expense$458,0002,573
Net interest income$3,929,0002,671
Provision for loan and lease losses$106,0002,251
Total noninterest income$854,0002,298
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$352,0001,593
Trading account gains and fees$0157
Additional Noninterest Income$502,0002,364
Total noninterest expense$2,984,0002,870
Salaries and employee benefits$1,570,0002,962
Premises and equipment expense$343,0002,796
Additional noninterest expense$1,071,0002,646
Pre-tax net operating income$1,693,0002,196
Securities gains (losses)$02,835
Applicable income taxes$25,0003,687
Income before extraordinary items$1,668,0001,928
Extraordinary gains, net$016
Net income$1,668,0001,927
Minority interest net income$071
Net income of bank and minority interests.$1,668,0001,927
Net charge-offs$59,0002,027
Cash dividends$1,375,0001,040
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,668,0001,879
2016-03-31 (YTD Data)Rank
Total interest income$2,215,0002,665
Total interest expense$226,0002,611
Net interest income$1,989,0002,647
Provision for loan and lease losses$91,0001,584
Total noninterest income$434,0002,253
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$169,0001,637
Trading account gains and fees$0142
Additional Noninterest Income$265,0002,256
Total noninterest expense$1,478,0002,905
Salaries and employee benefits$800,0002,948
Premises and equipment expense$168,0002,856
Additional noninterest expense$510,0002,735
Pre-tax net operating income$854,0002,169
Securities gains (losses)$02,077
Applicable income taxes$12,0003,688
Income before extraordinary items$842,0001,902
Extraordinary gains, net$012
Net income$842,0001,903
Minority interest net income$062
Net income of bank and minority interests.$842,0001,903
Net charge-offs$21,0001,949
Cash dividends$850,000846
Sale, conversion, retirement of capital stock, net$0659
Net operating income$842,0001,858
2015-12-31 (YTD Data)Rank
Total interest income$8,858,0002,633
Total interest expense$859,0002,684
Net interest income$7,999,0002,598
Provision for loan and lease losses$367,0001,681
Total noninterest income$1,663,0002,354
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$777,0001,510
Trading account gains and fees$0159
Additional Noninterest Income$886,0002,530
Total noninterest expense$5,911,0002,896
Salaries and employee benefits$3,159,0002,938
Premises and equipment expense$729,0002,739
Additional noninterest expense$2,023,0002,773
Pre-tax net operating income$3,384,0002,123
Securities gains (losses)$03,216
Applicable income taxes$47,0003,651
Income before extraordinary items$3,337,0001,867
Extraordinary gains, net$023
Net income$3,337,0001,867
Minority interest net income$081
Net income of bank and minority interests.$3,337,0001,869
Net charge-offs$347,0001,489
Cash dividends$3,700,000844
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,337,0001,828
2015-09-30 (YTD Data)Rank
Total interest income$6,617,0002,655
Total interest expense$644,0002,718
Net interest income$5,973,0002,622
Provision for loan and lease losses$265,0001,647
Total noninterest income$1,270,0002,347
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$579,0001,535
Trading account gains and fees$0153
Additional Noninterest Income$691,0002,496
Total noninterest expense$4,416,0002,912
Salaries and employee benefits$2,348,0002,971
Premises and equipment expense$832,0002,037
Additional noninterest expense$1,236,0003,218
Pre-tax net operating income$2,562,0002,155
Securities gains (losses)$03,031
Applicable income taxes$35,0003,777
Income before extraordinary items$2,527,0001,875
Extraordinary gains, net$021
Net income$2,527,0001,877
Minority interest net income$078
Net income of bank and minority interests.$2,527,0001,877
Net charge-offs$279,0001,261
Cash dividends$3,000,000705
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,527,0001,844
2015-06-30 (YTD Data)Rank
Total interest income$4,430,0002,646
Total interest expense$430,0002,728
Net interest income$4,000,0002,613
Provision for loan and lease losses$181,0001,598
Total noninterest income$882,0002,293
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$378,0001,544
Trading account gains and fees$0157
Additional Noninterest Income$504,0002,398
Total noninterest expense$2,954,0002,921
Salaries and employee benefits$1,589,0002,958
Premises and equipment expense$553,0002,049
Additional noninterest expense$812,0003,274
Pre-tax net operating income$1,747,0002,099
Securities gains (losses)$02,636
Applicable income taxes$22,0003,825
Income before extraordinary items$1,725,0001,835
Extraordinary gains, net$022
Net income$1,725,0001,839
Minority interest net income$075
Net income of bank and minority interests.$1,725,0001,840
Net charge-offs$155,0001,358
Cash dividends$2,100,000671
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,725,0001,790
2015-03-31 (YTD Data)Rank
Total interest income$2,223,0002,639
Total interest expense$217,0002,729
Net interest income$2,006,0002,593
Provision for loan and lease losses$90,0001,532
Total noninterest income$450,0002,244
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$182,0001,564
Trading account gains and fees$0152
Additional Noninterest Income$268,0002,269
Total noninterest expense$1,451,0002,970
Salaries and employee benefits$787,0002,999
Premises and equipment expense$278,0002,076
Additional noninterest expense$386,0003,370
Pre-tax net operating income$915,0002,003
Securities gains (losses)$02,027
Applicable income taxes$11,0003,796
Income before extraordinary items$904,0001,742
Extraordinary gains, net$013
Net income$904,0001,744
Minority interest net income$064
Net income of bank and minority interests.$904,0001,744
Net charge-offs$48,0001,594
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$904,0001,680
2014-12-31 (YTD Data)Rank
Total interest income$9,137,0002,606
Total interest expense$1,110,0002,406
Net interest income$8,027,0002,611
Provision for loan and lease losses$540,0001,386
Total noninterest income$1,694,0002,352
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$824,0001,531
Trading account gains and fees$0180
Additional Noninterest Income$870,0002,530
Total noninterest expense$5,941,0002,940
Salaries and employee benefits$3,156,0002,980
Premises and equipment expense$1,142,0002,005
Additional noninterest expense$1,643,0003,330
Pre-tax net operating income$3,240,0002,149
Securities gains (losses)$03,259
Applicable income taxes$42,0003,780
Income before extraordinary items$3,198,0001,908
Extraordinary gains, net$017
Net income$3,198,0001,907
Minority interest net income$084
Net income of bank and minority interests.$3,198,0001,906
Net charge-offs$486,0001,492
Cash dividends$2,700,0001,009
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,198,0001,876
2014-09-30 (YTD Data)Rank
Total interest income$6,837,0002,627
Total interest expense$885,0002,332
Net interest income$5,952,0002,649
Provision for loan and lease losses$434,0001,308
Total noninterest income$1,308,0002,309
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$610,0001,560
Trading account gains and fees$0174
Additional Noninterest Income$698,0002,438
Total noninterest expense$4,451,0002,949
Salaries and employee benefits$2,449,0002,916
Premises and equipment expense$797,0002,155
Additional noninterest expense$1,205,0003,391
Pre-tax net operating income$2,375,0002,224
Securities gains (losses)$02,980
Applicable income taxes$31,0003,858
Income before extraordinary items$2,344,0001,949
Extraordinary gains, net$015
Net income$2,344,0001,950
Minority interest net income$081
Net income of bank and minority interests.$2,344,0001,948
Net charge-offs$173,0002,151
Cash dividends$1,850,0001,010
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,344,0001,900
2014-06-30 (YTD Data)Rank
Total interest income$4,578,0002,617
Total interest expense$644,0002,198
Net interest income$3,934,0002,659
Provision for loan and lease losses$298,0001,314
Total noninterest income$837,0002,354
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$406,0001,538
Trading account gains and fees$0172
Additional Noninterest Income$431,0002,512
Total noninterest expense$2,972,0002,964
Salaries and employee benefits$1,654,0002,899
Premises and equipment expense$510,0002,237
Additional noninterest expense$808,0003,380
Pre-tax net operating income$1,501,0002,273
Securities gains (losses)$02,580
Applicable income taxes$21,0003,824
Income before extraordinary items$1,480,0002,002
Extraordinary gains, net$020
Net income$1,480,0002,006
Minority interest net income$080
Net income of bank and minority interests.$1,480,0002,005
Net charge-offs$47,0002,837
Cash dividends$1,900,000687
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,480,0001,949
2014-03-31 (YTD Data)Rank
Total interest income$2,319,0002,580
Total interest expense$316,0002,265
Net interest income$2,003,0002,625
Provision for loan and lease losses$104,0001,571
Total noninterest income$417,0002,308
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$187,0001,645
Trading account gains and fees$0147
Additional Noninterest Income$230,0002,359
Total noninterest expense$1,420,0003,091
Salaries and employee benefits$769,0003,077
Premises and equipment expense$261,0002,224
Additional noninterest expense$390,0003,472
Pre-tax net operating income$896,0001,922
Securities gains (losses)$01,715
Applicable income taxes$10,0003,818
Income before extraordinary items$886,0001,653
Extraordinary gains, net$016
Net income$886,0001,656
Minority interest net income$066
Net income of bank and minority interests.$886,0001,656
Net charge-offs$7,0002,989
Cash dividends$1,350,000468
Sale, conversion, retirement of capital stock, net$0747
Net operating income$886,0001,618
2013-12-31 (YTD Data)Rank
Total interest income$9,148,0002,638
Total interest expense$1,341,0002,375
Net interest income$7,807,0002,660
Provision for loan and lease losses$331,0002,327
Total noninterest income$1,539,0002,547
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$789,0001,668
Trading account gains and fees$0184
Additional Noninterest Income$750,0002,764
Total noninterest expense$5,630,0003,121
Salaries and employee benefits$3,096,0003,032
Premises and equipment expense$985,0002,280
Additional noninterest expense$1,549,0003,582
Pre-tax net operating income$3,385,0001,962
Securities gains (losses)$03,182
Applicable income taxes$40,0003,853
Income before extraordinary items$3,345,0001,731
Extraordinary gains, net$029
Net income$3,345,0001,735
Minority interest net income$090
Net income of bank and minority interests.$3,345,0001,735
Net charge-offs$315,0002,523
Cash dividends$3,250,000817
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,345,0001,701
2013-09-30 (YTD Data)Rank
Total interest income$6,841,0002,661
Total interest expense$1,051,0002,344
Net interest income$5,790,0002,693
Provision for loan and lease losses$170,0002,800
Total noninterest income$1,169,0002,572
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$578,0001,703
Trading account gains and fees$0180
Additional Noninterest Income$591,0002,763
Total noninterest expense$4,196,0003,142
Salaries and employee benefits$2,302,0003,088
Premises and equipment expense$738,0002,307
Additional noninterest expense$1,156,0003,590
Pre-tax net operating income$2,593,0001,998
Securities gains (losses)$03,040
Applicable income taxes$31,0003,929
Income before extraordinary items$2,562,0001,736
Extraordinary gains, net$025
Net income$2,562,0001,738
Minority interest net income$084
Net income of bank and minority interests.$2,562,0001,740
Net charge-offs$171,0002,732
Cash dividends$1,800,000952
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,562,0001,691
2013-06-30 (YTD Data)Rank
Total interest income$4,577,0002,653
Total interest expense$749,0002,278
Net interest income$3,828,0002,709
Provision for loan and lease losses$105,0002,887
Total noninterest income$745,0002,663
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$358,0001,777
Trading account gains and fees$0157
Additional Noninterest Income$387,0002,844
Total noninterest expense$2,750,0003,192
Salaries and employee benefits$1,494,0003,166
Premises and equipment expense$488,0002,327
Additional noninterest expense$768,0003,599
Pre-tax net operating income$1,718,0001,969
Securities gains (losses)$02,791
Applicable income taxes$21,0003,928
Income before extraordinary items$1,697,0001,738
Extraordinary gains, net$022
Net income$1,697,0001,743
Minority interest net income$082
Net income of bank and minority interests.$1,697,0001,744
Net charge-offs$76,0003,009
Cash dividends$1,200,000926
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,697,0001,676
2013-03-31 (YTD Data)Rank
Total interest income$2,271,0002,688
Total interest expense$402,0002,187
Net interest income$1,869,0002,778
Provision for loan and lease losses$59,0002,710
Total noninterest income$361,0002,714
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$166,0001,879
Trading account gains and fees$0148
Additional Noninterest Income$195,0002,811
Total noninterest expense$1,339,0003,278
Salaries and employee benefits$723,0003,247
Premises and equipment expense$251,0002,306
Additional noninterest expense$365,0003,738
Pre-tax net operating income$832,0001,985
Securities gains (losses)$01,966
Applicable income taxes$8,0004,015
Income before extraordinary items$824,0001,723
Extraordinary gains, net$010
Net income$824,0001,725
Minority interest net income$076
Net income of bank and minority interests.$824,0001,725
Net charge-offs$7,0003,581
Cash dividends$600,000809
Sale, conversion, retirement of capital stock, net$0789
Net operating income$824,0001,667
2012-12-31 (YTD Data)Rank
Total interest income$9,261,0002,761
Total interest expense$1,818,0002,322
Net interest income$7,443,0002,834
Provision for loan and lease losses$299,0003,424
Total noninterest income$1,417,0002,697
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$733,0001,820
Trading account gains and fees$0166
Additional Noninterest Income$684,0002,932
Total noninterest expense$5,384,0003,288
Salaries and employee benefits$2,907,0003,199
Premises and equipment expense$939,0002,384
Additional noninterest expense$1,538,0003,728
Pre-tax net operating income$3,177,0001,994
Securities gains (losses)$03,810
Applicable income taxes$48,0003,912
Income before extraordinary items$3,129,0001,787
Extraordinary gains, net$029
Net income$3,129,0001,786
Minority interest net income$093
Net income of bank and minority interests.$3,129,0001,787
Net charge-offs$425,0002,864
Cash dividends$1,650,0001,385
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,129,0001,684
2012-09-30 (YTD Data)Rank
Total interest income$6,957,0002,818
Total interest expense$1,426,0002,309
Net interest income$5,531,0002,893
Provision for loan and lease losses$212,0003,446
Total noninterest income$1,101,0002,651
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$548,0001,847
Trading account gains and fees$0157
Additional Noninterest Income$553,0002,790
Total noninterest expense$4,031,0003,321
Salaries and employee benefits$2,212,0003,187
Premises and equipment expense$693,0002,463
Additional noninterest expense$1,126,0003,811
Pre-tax net operating income$2,389,0002,054
Securities gains (losses)$03,575
Applicable income taxes$38,0003,913
Income before extraordinary items$2,351,0001,831
Extraordinary gains, net$020
Net income$2,351,0001,830
Minority interest net income$086
Net income of bank and minority interests.$2,351,0001,832
Net charge-offs$361,0002,595
Cash dividends$1,200,0001,174
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,351,0001,733
2012-06-30 (YTD Data)Rank
Total interest income$4,644,0002,837
Total interest expense$1,007,0002,267
Net interest income$3,637,0002,938
Provision for loan and lease losses$57,0004,480
Total noninterest income$755,0002,572
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$372,0001,821
Trading account gains and fees$0153
Additional Noninterest Income$383,0002,701
Total noninterest expense$2,632,0003,379
Salaries and employee benefits$1,437,0003,255
Premises and equipment expense$462,0002,464
Additional noninterest expense$733,0003,866
Pre-tax net operating income$1,703,0001,920
Securities gains (losses)$03,178
Applicable income taxes$27,0003,880
Income before extraordinary items$1,676,0001,726
Extraordinary gains, net$019
Net income$1,676,0001,724
Minority interest net income$084
Net income of bank and minority interests.$1,676,0001,726
Net charge-offs$60,0003,867
Cash dividends$800,0001,154
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,676,0001,642
2012-03-31 (YTD Data)Rank
Total interest income$2,318,0002,875
Total interest expense$523,0002,281
Net interest income$1,795,0002,990
Provision for loan and lease losses$49,0003,734
Total noninterest income$371,0002,590
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$172,0001,926
Trading account gains and fees$0148
Additional Noninterest Income$199,0002,667
Total noninterest expense$1,283,0003,467
Salaries and employee benefits$703,0003,336
Premises and equipment expense$241,0002,379
Additional noninterest expense$339,0004,058
Pre-tax net operating income$834,0001,963
Securities gains (losses)$02,210
Applicable income taxes$4,0004,331
Income before extraordinary items$830,0001,744
Extraordinary gains, net$019
Net income$830,0001,746
Minority interest net income$078
Net income of bank and minority interests.$830,0001,745
Net charge-offs$47,0003,063
Cash dividends$400,0001,024
Sale, conversion, retirement of capital stock, net$0861
Net operating income$830,0001,644
2011-12-31 (YTD Data)Rank
Total interest income$9,560,0002,869
Total interest expense$2,095,0002,670
Net interest income$7,465,0002,904
Provision for loan and lease losses$86,0005,487
Total noninterest income$1,285,0002,675
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$870,0001,669
Trading account gains and fees$0146
Additional Noninterest Income$415,0003,381
Total noninterest expense$5,391,0003,335
Salaries and employee benefits$2,844,0003,241
Premises and equipment expense$941,0002,531
Additional noninterest expense$1,606,0003,682
Pre-tax net operating income$3,273,0001,695
Securities gains (losses)$03,838
Applicable income taxes$18,0004,149
Income before extraordinary items$3,255,0001,499
Extraordinary gains, net$029
Net income$3,255,0001,499
Minority interest net income$096
Net income of bank and minority interests.$3,255,0001,499
Net charge-offs$156,0004,555
Cash dividends$2,700,000721
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,255,0001,434
2011-09-30 (YTD Data)Rank
Total interest income$7,189,0002,894
Total interest expense$1,599,0002,731
Net interest income$5,590,0002,919
Provision for loan and lease losses$35,0005,765
Total noninterest income$980,0002,656
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$664,0001,648
Trading account gains and fees$0145
Additional Noninterest Income$316,0003,392
Total noninterest expense$3,993,0003,378
Salaries and employee benefits$2,138,0003,244
Premises and equipment expense$794,0002,323
Additional noninterest expense$1,061,0004,006
Pre-tax net operating income$2,542,0001,707
Securities gains (losses)$03,555
Applicable income taxes$13,0004,182
Income before extraordinary items$2,529,0001,504
Extraordinary gains, net$021
Net income$2,529,0001,504
Minority interest net income$087
Net income of bank and minority interests.$2,529,0001,504
Net charge-offs$127,0004,181
Cash dividends$2,100,000615
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,529,0001,422
2011-06-30 (YTD Data)Rank
Total interest income$4,759,0002,934
Total interest expense$1,080,0002,790
Net interest income$3,679,0002,953
Provision for loan and lease losses$06,217
Total noninterest income$611,0002,772
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$440,0001,638
Trading account gains and fees$0153
Additional Noninterest Income$171,0003,745
Total noninterest expense$2,604,0003,471
Salaries and employee benefits$1,402,0003,311
Premises and equipment expense$455,0002,645
Additional noninterest expense$747,0003,910
Pre-tax net operating income$1,686,0001,688
Securities gains (losses)$02,914
Applicable income taxes$9,0004,140
Income before extraordinary items$1,677,0001,462
Extraordinary gains, net$015
Net income$1,677,0001,462
Minority interest net income$089
Net income of bank and minority interests.$1,677,0001,462
Net charge-offs$46,0004,519
Cash dividends$1,400,000598
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,677,0001,398
2011-03-31 (YTD Data)Rank
Total interest income$2,360,0002,979
Total interest expense$562,0002,778
Net interest income$1,798,0003,002
Provision for loan and lease losses$05,840
Total noninterest income$224,0003,367
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$201,0001,742
Trading account gains and fees$0158
Additional Noninterest Income$23,0005,678
Total noninterest expense$1,307,0003,457
Salaries and employee benefits$714,0003,280
Premises and equipment expense$232,0002,643
Additional noninterest expense$361,0004,007
Pre-tax net operating income$715,0001,943
Securities gains (losses)$01,772
Applicable income taxes$4,0004,128
Income before extraordinary items$711,0001,656
Extraordinary gains, net$09
Net income$711,0001,656
Minority interest net income$086
Net income of bank and minority interests.$711,0001,656
Net charge-offs$1,0004,979
Cash dividends$700,000540
Sale, conversion, retirement of capital stock, net$0925
Net operating income$711,0001,604
2010-12-31 (YTD Data)Rank
Total interest income$9,987,0002,966
Total interest expense$2,503,0002,988
Net interest income$7,484,0002,905
Provision for loan and lease losses$243,0005,125
Total noninterest income$1,338,0002,722
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$796,0001,836
Trading account gains and fees$0175
Additional Noninterest Income$542,0003,074
Total noninterest expense$5,256,0003,463
Salaries and employee benefits$2,869,0003,239
Premises and equipment expense$892,0002,719
Additional noninterest expense$1,495,0004,016
Pre-tax net operating income$3,323,0001,484
Securities gains (losses)$40,0002,790
Applicable income taxes$23,0003,959
Income before extraordinary items$3,340,0001,275
Extraordinary gains, net$029
Net income$3,340,0001,277
Minority interest net income$0111
Net income of bank and minority interests.$3,340,0001,278
Net charge-offs$101,0005,401
Cash dividends$2,600,000627
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,300,4001,241
2010-09-30 (YTD Data)Rank
Total interest income$7,516,0003,017
Total interest expense$1,911,0003,066
Net interest income$5,605,0002,942
Provision for loan and lease losses$182,0004,995
Total noninterest income$990,0002,759
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$585,0001,925
Trading account gains and fees$0165
Additional Noninterest Income$405,0003,085
Total noninterest expense$3,867,0003,527
Salaries and employee benefits$2,148,0003,251
Premises and equipment expense$664,0002,793
Additional noninterest expense$1,055,0004,157
Pre-tax net operating income$2,546,0001,548
Securities gains (losses)$40,0002,559
Applicable income taxes$18,0004,039
Income before extraordinary items$2,568,0001,296
Extraordinary gains, net$023
Net income$2,568,0001,300
Minority interest net income$0110
Net income of bank and minority interests.$2,568,0001,300
Net charge-offs$67,0005,286
Cash dividends$1,850,000586
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,528,4001,276
2010-06-30 (YTD Data)Rank
Total interest income$5,011,0003,040
Total interest expense$1,289,0003,134
Net interest income$3,722,0002,956
Provision for loan and lease losses$120,0004,894
Total noninterest income$615,0002,826
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$349,0002,106
Trading account gains and fees$0152
Additional Noninterest Income$266,0003,034
Total noninterest expense$2,560,0003,560
Salaries and employee benefits$1,408,0003,323
Premises and equipment expense$443,0002,797
Additional noninterest expense$709,0004,118
Pre-tax net operating income$1,657,0001,570
Securities gains (losses)$40,0002,020
Applicable income taxes$14,0003,954
Income before extraordinary items$1,683,0001,314
Extraordinary gains, net$019
Net income$1,683,0001,315
Minority interest net income$0105
Net income of bank and minority interests.$1,683,0001,315
Net charge-offs$34,0005,177
Cash dividends$1,100,000635
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,643,4001,297
2010-03-31 (YTD Data)Rank
Total interest income$2,522,0003,087
Total interest expense$658,0003,197
Net interest income$1,864,0002,968
Provision for loan and lease losses$59,0004,729
Total noninterest income$277,0003,026
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$153,0002,306
Trading account gains and fees$0175
Additional Noninterest Income$124,0003,150
Total noninterest expense$1,267,0003,609
Salaries and employee benefits$695,0003,412
Premises and equipment expense$223,0002,849
Additional noninterest expense$349,0004,161
Pre-tax net operating income$815,0001,595
Securities gains (losses)$40,0001,236
Applicable income taxes$9,0003,859
Income before extraordinary items$846,0001,293
Extraordinary gains, net$016
Net income$846,0001,296
Minority interest net income$091
Net income of bank and minority interests.$846,0001,295
Net charge-offs$24,0004,303
Cash dividends$500,000654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$806,4001,318
2009-12-31 (YTD Data)Rank
Total interest income$10,285,0003,169
Total interest expense$2,969,0003,433
Net interest income$7,316,0002,944
Provision for loan and lease losses$273,0005,417
Total noninterest income$1,150,0003,065
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$681,0002,306
Trading account gains and fees$0211
Additional Noninterest Income$469,0003,320
Total noninterest expense$5,186,0003,570
Salaries and employee benefits$2,725,0003,447
Premises and equipment expense$871,0002,902
Additional noninterest expense$1,590,0003,922
Pre-tax net operating income$3,007,0001,328
Securities gains (losses)$03,754
Applicable income taxes$12,0003,833
Income before extraordinary items$2,995,0001,135
Extraordinary gains, net$034
Net income$2,995,0001,133
Minority interest net income$0115
Net income of bank and minority interests.$2,995,0001,134
Net charge-offs$95,0005,743
Cash dividends$1,250,0001,372
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,995,0001,121
2009-09-30 (YTD Data)Rank
Total interest income$7,674,0003,233
Total interest expense$2,322,0003,460
Net interest income$5,352,0003,009
Provision for loan and lease losses$227,0004,978
Total noninterest income$848,0003,150
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$506,0002,331
Trading account gains and fees$0212
Additional Noninterest Income$342,0003,427
Total noninterest expense$3,891,0003,571
Salaries and employee benefits$2,035,0003,492
Premises and equipment expense$652,0002,939
Additional noninterest expense$1,204,0003,866
Pre-tax net operating income$2,082,0001,563
Securities gains (losses)$03,497
Applicable income taxes$9,0004,072
Income before extraordinary items$2,073,0001,291
Extraordinary gains, net$027
Net income$2,073,0001,290
Minority interest net income$0118
Net income of bank and minority interests.$2,073,0001,291
Net charge-offs$50,0005,674
Cash dividends$850,0001,436
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,073,0001,263
2009-06-30 (YTD Data)Rank
Total interest income$5,116,0003,252
Total interest expense$1,613,0003,488
Net interest income$3,503,0003,041
Provision for loan and lease losses$181,0004,459
Total noninterest income$545,0003,213
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$324,0002,382
Trading account gains and fees$0193
Additional Noninterest Income$221,0003,499
Total noninterest expense$2,595,0003,612
Salaries and employee benefits$1,359,0003,532
Premises and equipment expense$437,0002,964
Additional noninterest expense$799,0003,871
Pre-tax net operating income$1,272,0001,736
Securities gains (losses)$03,136
Applicable income taxes$6,0004,180
Income before extraordinary items$1,266,0001,470
Extraordinary gains, net$021
Net income$1,266,0001,468
Minority interest net income$0112
Net income of bank and minority interests.$1,266,0001,469
Net charge-offs$32,0005,289
Cash dividends$450,0001,730
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,266,0001,447
2009-03-31 (YTD Data)Rank
Total interest income$2,571,0003,260
Total interest expense$841,0003,494
Net interest income$1,730,0003,066
Provision for loan and lease losses$90,0004,033
Total noninterest income$269,0003,225
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$155,0002,392
Trading account gains and fees$0171
Additional Noninterest Income$114,0003,441
Total noninterest expense$1,291,0003,553
Salaries and employee benefits$690,0003,513
Premises and equipment expense$224,0002,955
Additional noninterest expense$377,0003,753
Pre-tax net operating income$618,0002,006
Securities gains (losses)$02,434
Applicable income taxes$3,0004,463
Income before extraordinary items$615,0001,755
Extraordinary gains, net$015
Net income$615,0001,756
Minority interest net income$0102
Net income of bank and minority interests.$615,0001,757
Net charge-offs$37,0003,818
Cash dividends$225,0001,606
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$615,0001,665
2008-12-31 (YTD Data)Rank
Total interest income$10,403,0003,428
Total interest expense$3,949,0003,535
Net interest income$6,454,0003,278
Provision for loan and lease losses$237,0005,000
Total noninterest income$1,199,0003,047
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$733,0002,266
Trading account gains and fees$0154
Additional Noninterest Income$466,0003,309
Total noninterest expense$5,173,0003,463
Salaries and employee benefits$2,745,0003,500
Premises and equipment expense$874,0002,945
Additional noninterest expense$1,554,0003,531
Pre-tax net operating income$2,243,0002,270
Securities gains (losses)$5,0002,760
Applicable income taxes$7,0004,604
Income before extraordinary items$2,241,0001,783
Extraordinary gains, net$039
Net income$2,241,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0004,577
Cash dividends$1,650,0001,595
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,236,0001,903
2008-09-30 (YTD Data)Rank
Total interest income$7,745,0003,502
Total interest expense$3,022,0003,602
Net interest income$4,723,0003,361
Provision for loan and lease losses$06,991
Total noninterest income$933,0003,035
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$565,0002,234
Trading account gains and fees$0148
Additional Noninterest Income$368,0003,318
Total noninterest expense$3,769,0003,537
Salaries and employee benefits$2,028,0003,577
Premises and equipment expense$647,0003,005
Additional noninterest expense$1,094,0003,627
Pre-tax net operating income$1,887,0002,397
Securities gains (losses)$5,0002,631
Applicable income taxes$5,0005,028
Income before extraordinary items$1,887,0001,874
Extraordinary gains, net$031
Net income$1,887,0001,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,183
Cash dividends$1,425,0001,374
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,882,0001,977
2008-06-30 (YTD Data)Rank
Total interest income$5,093,0003,595
Total interest expense$2,023,0003,711
Net interest income$3,070,0003,425
Provision for loan and lease losses$06,671
Total noninterest income$624,0003,058
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$375,0002,233
Trading account gains and fees$0149
Additional Noninterest Income$249,0003,353
Total noninterest expense$2,414,0003,685
Salaries and employee benefits$1,290,0003,752
Premises and equipment expense$422,0003,070
Additional noninterest expense$702,0003,716
Pre-tax net operating income$1,280,0002,485
Securities gains (losses)$5,0002,725
Applicable income taxes$4,0005,280
Income before extraordinary items$1,281,0002,066
Extraordinary gains, net$021
Net income$1,281,0002,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-93,0008,340
Cash dividends$1,200,0001,200
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,276,0002,026
2008-03-31 (YTD Data)Rank
Total interest income$2,443,0003,778
Total interest expense$1,025,0003,846
Net interest income$1,418,0003,632
Provision for loan and lease losses$06,080
Total noninterest income$302,0003,123
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$183,0002,237
Trading account gains and fees$0158
Additional Noninterest Income$119,0003,459
Total noninterest expense$1,188,0003,734
Salaries and employee benefits$650,0003,748
Premises and equipment expense$205,0003,161
Additional noninterest expense$333,0003,805
Pre-tax net operating income$532,0002,947
Securities gains (losses)$02,688
Applicable income taxes$2,0005,366
Income before extraordinary items$530,0002,557
Extraordinary gains, net$015
Net income$530,0002,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,902
Cash dividends$700,0001,018
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$530,0002,488
2007-12-31 (YTD Data)Rank
Total interest income$9,952,0003,774
Total interest expense$4,102,0003,948
Net interest income$5,850,0003,569
Provision for loan and lease losses$172,0004,140
Total noninterest income$1,123,0003,288
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$665,0002,467
Trading account gains and fees$0178
Additional Noninterest Income$458,0003,485
Total noninterest expense$4,771,0003,573
Salaries and employee benefits$2,466,0003,761
Premises and equipment expense$879,0002,858
Additional noninterest expense$1,426,0003,566
Pre-tax net operating income$2,030,0003,285
Securities gains (losses)$1,0001,983
Applicable income taxes$06,070
Income before extraordinary items$2,031,0002,783
Extraordinary gains, net$039
Net income$2,031,0002,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0002,398
Cash dividends$1,850,0001,708
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,030,0002,768
2007-09-30 (YTD Data)Rank
Total interest income$7,421,0003,800
Total interest expense$3,030,0003,989
Net interest income$4,391,0003,575
Provision for loan and lease losses$171,0003,299
Total noninterest income$815,0003,349
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$483,0002,509
Trading account gains and fees$0184
Additional Noninterest Income$332,0003,558
Total noninterest expense$3,504,0003,617
Salaries and employee benefits$1,841,0003,774
Premises and equipment expense$632,0002,945
Additional noninterest expense$1,031,0003,614
Pre-tax net operating income$1,531,0003,427
Securities gains (losses)$1,0001,492
Applicable income taxes$10,0005,728
Income before extraordinary items$1,522,0002,938
Extraordinary gains, net$033
Net income$1,522,0002,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0001,873
Cash dividends$1,450,0001,561
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,521,0102,927
2007-06-30 (YTD Data)Rank
Total interest income$4,906,0003,835
Total interest expense$1,982,0004,050
Net interest income$2,924,0003,606
Provision for loan and lease losses$104,0003,234
Total noninterest income$525,0003,458
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$318,0002,534
Trading account gains and fees$0168
Additional Noninterest Income$207,0003,716
Total noninterest expense$2,276,0003,731
Salaries and employee benefits$1,223,0003,822
Premises and equipment expense$404,0003,076
Additional noninterest expense$649,0003,780
Pre-tax net operating income$1,069,0003,375
Securities gains (losses)$-1,0007,616
Applicable income taxes$6,0005,846
Income before extraordinary items$1,062,0002,900
Extraordinary gains, net$029
Net income$1,062,0002,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,314
Cash dividends$1,100,0001,408
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,062,9902,883
2007-03-31 (YTD Data)Rank
Total interest income$2,420,0003,865
Total interest expense$958,0004,115
Net interest income$1,462,0003,613
Provision for loan and lease losses$40,0003,421
Total noninterest income$261,0003,421
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$155,0002,538
Trading account gains and fees$0195
Additional Noninterest Income$106,0003,657
Total noninterest expense$1,118,0003,783
Salaries and employee benefits$621,0003,797
Premises and equipment expense$199,0003,126
Additional noninterest expense$298,0003,993
Pre-tax net operating income$565,0003,259
Securities gains (losses)$1,0001,055
Applicable income taxes$3,0005,852
Income before extraordinary items$563,0002,774
Extraordinary gains, net$022
Net income$563,0002,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,972
Cash dividends$600,0001,214
Sale, conversion, retirement of capital stock, net$0885
Net operating income$562,0102,761
2006-12-31 (YTD Data)Rank
Total interest income$9,323,0003,767
Total interest expense$3,230,0004,124
Net interest income$6,093,0003,483
Provision for loan and lease losses$206,0003,474
Total noninterest income$1,144,0003,226
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$867,0001,980
Trading account gains and fees$0130
Additional Noninterest Income$277,0004,456
Total noninterest expense$4,230,0003,822
Salaries and employee benefits$2,388,0003,733
Premises and equipment expense$682,0003,397
Additional noninterest expense$1,160,0004,045
Pre-tax net operating income$2,801,0002,913
Securities gains (losses)$01,687
Applicable income taxes$13,0006,081
Income before extraordinary items$2,788,0002,397
Extraordinary gains, net$051
Net income$2,788,0002,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0001,360
Cash dividends$1,975,0001,579
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,788,0002,377
2006-09-30 (YTD Data)Rank
Total interest income$6,943,0003,762
Total interest expense$2,335,0004,139
Net interest income$4,608,0003,484
Provision for loan and lease losses$167,0003,229
Total noninterest income$860,0003,236
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$650,0001,972
Trading account gains and fees$0126
Additional Noninterest Income$210,0004,435
Total noninterest expense$3,150,0003,836
Salaries and employee benefits$1,779,0003,755
Premises and equipment expense$500,0003,474
Additional noninterest expense$871,0004,013
Pre-tax net operating income$2,151,0002,967
Securities gains (losses)$01,388
Applicable income taxes$10,0006,224
Income before extraordinary items$2,141,0002,437
Extraordinary gains, net$045
Net income$2,141,0002,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,127
Cash dividends$1,175,0001,732
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,141,0002,426
2006-06-30 (YTD Data)Rank
Total interest income$4,586,0003,751
Total interest expense$1,511,0004,101
Net interest income$3,075,0003,480
Provision for loan and lease losses$155,0002,524
Total noninterest income$568,0003,233
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$433,0001,961
Trading account gains and fees$0126
Additional Noninterest Income$135,0004,512
Total noninterest expense$2,072,0003,906
Salaries and employee benefits$1,156,0003,848
Premises and equipment expense$333,0003,467
Additional noninterest expense$583,0003,995
Pre-tax net operating income$1,416,0002,994
Securities gains (losses)$01,185
Applicable income taxes$6,0006,279
Income before extraordinary items$1,410,0002,458
Extraordinary gains, net$039
Net income$1,410,0002,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,000810
Cash dividends$750,0001,794
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,410,0002,444
2006-03-31 (YTD Data)Rank
Total interest income$2,272,0003,716
Total interest expense$729,0004,070
Net interest income$1,543,0003,464
Provision for loan and lease losses$86,0002,261
Total noninterest income$281,0003,216
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$206,0001,997
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,279
Total noninterest expense$1,036,0003,917
Salaries and employee benefits$575,0003,885
Premises and equipment expense$170,0003,421
Additional noninterest expense$291,0003,994
Pre-tax net operating income$702,0002,963
Securities gains (losses)$0955
Applicable income taxes$3,0006,254
Income before extraordinary items$699,0002,444
Extraordinary gains, net$021
Net income$699,0002,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,000478
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$0648
Net operating income$699,0002,423
2005-12-31 (YTD Data)Rank
Total interest income$8,508,0003,572
Total interest expense$2,461,0003,863
Net interest income$6,047,0003,398
Provision for loan and lease losses$558,0001,746
Total noninterest income$1,080,0003,369
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$808,0002,089
Trading account gains and fees$0138
Additional Noninterest Income$272,0004,553
Total noninterest expense$4,240,0003,699
Salaries and employee benefits$2,311,0003,707
Premises and equipment expense$649,0003,428
Additional noninterest expense$1,280,0003,671
Pre-tax net operating income$2,329,0003,312
Securities gains (losses)$02,296
Applicable income taxes$13,0006,454
Income before extraordinary items$2,316,0002,755
Extraordinary gains, net$046
Net income$2,316,0002,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,739
Cash dividends$1,825,0001,572
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,316,0002,713
2005-09-30 (YTD Data)Rank
Total interest income$6,239,0003,590
Total interest expense$1,778,0003,831
Net interest income$4,461,0003,442
Provision for loan and lease losses$261,0002,459
Total noninterest income$795,0003,416
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$592,0002,125
Trading account gains and fees$0126
Additional Noninterest Income$203,0004,582
Total noninterest expense$3,187,0003,664
Salaries and employee benefits$1,721,0003,706
Premises and equipment expense$479,0003,460
Additional noninterest expense$987,0003,534
Pre-tax net operating income$1,808,0003,293
Securities gains (losses)$02,317
Applicable income taxes$10,0006,526
Income before extraordinary items$1,798,0002,701
Extraordinary gains, net$035
Net income$1,798,0002,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0001,664
Cash dividends$1,425,0001,402
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,798,0002,664
2005-06-30 (YTD Data)Rank
Total interest income$4,038,0003,598
Total interest expense$1,136,0003,776
Net interest income$2,902,0003,494
Provision for loan and lease losses$170,0002,439
Total noninterest income$524,0003,408
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$383,0002,144
Trading account gains and fees$0116
Additional Noninterest Income$141,0004,459
Total noninterest expense$2,061,0003,723
Salaries and employee benefits$1,143,0003,702
Premises and equipment expense$314,0003,491
Additional noninterest expense$604,0003,783
Pre-tax net operating income$1,195,0003,260
Securities gains (losses)$02,146
Applicable income taxes$6,0006,566
Income before extraordinary items$1,189,0002,667
Extraordinary gains, net$030
Net income$1,189,0002,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,830
Cash dividends$950,0001,383
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,189,0002,630
2005-03-31 (YTD Data)Rank
Total interest income$1,960,0003,660
Total interest expense$549,0003,765
Net interest income$1,411,0003,583
Provision for loan and lease losses$69,0002,690
Total noninterest income$241,0003,550
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$172,0002,285
Trading account gains and fees$0115
Additional Noninterest Income$69,0004,489
Total noninterest expense$1,003,0003,838
Salaries and employee benefits$565,0003,742
Premises and equipment expense$154,0003,579
Additional noninterest expense$284,0003,974
Pre-tax net operating income$580,0003,302
Securities gains (losses)$01,685
Applicable income taxes$3,0006,538
Income before extraordinary items$577,0002,701
Extraordinary gains, net$024
Net income$577,0002,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0001,576
Cash dividends$475,0001,304
Sale, conversion, retirement of capital stock, net$0491
Net operating income$577,0002,655
2004-12-31 (YTD Data)Rank
Total interest income$7,671,0003,522
Total interest expense$2,125,0003,467
Net interest income$5,546,0003,520
Provision for loan and lease losses$323,0002,772
Total noninterest income$1,194,0003,142
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$880,0001,965
Trading account gains and fees$0138
Additional Noninterest Income$314,0004,180
Total noninterest expense$4,104,0003,657
Salaries and employee benefits$2,272,0003,610
Premises and equipment expense$628,0003,406
Additional noninterest expense$1,204,0003,731
Pre-tax net operating income$2,313,0003,191
Securities gains (losses)$03,819
Applicable income taxes$13,0006,689
Income before extraordinary items$2,300,0002,596
Extraordinary gains, net$034
Net income$2,300,0002,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,221
Cash dividends$1,915,0001,422
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,300,0002,543
2004-09-30 (YTD Data)Rank
Total interest income$5,686,0003,539
Total interest expense$1,581,0003,460
Net interest income$4,105,0003,524
Provision for loan and lease losses$239,0002,660
Total noninterest income$936,0003,059
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$725,0001,825
Trading account gains and fees$0134
Additional Noninterest Income$211,0004,393
Total noninterest expense$3,060,0003,656
Salaries and employee benefits$1,693,0003,609
Premises and equipment expense$468,0003,441
Additional noninterest expense$899,0003,727
Pre-tax net operating income$1,742,0003,223
Securities gains (losses)$03,710
Applicable income taxes$10,0006,779
Income before extraordinary items$1,732,0002,631
Extraordinary gains, net$026
Net income$1,732,0002,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,750
Cash dividends$1,465,0001,297
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,732,0002,563
2004-06-30 (YTD Data)Rank
Total interest income$3,764,0003,544
Total interest expense$1,034,0003,513
Net interest income$2,730,0003,513
Provision for loan and lease losses$156,0002,636
Total noninterest income$608,0003,135
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$483,0001,812
Trading account gains and fees$0130
Additional Noninterest Income$125,0004,692
Total noninterest expense$1,974,0003,774
Salaries and employee benefits$1,107,0003,683
Premises and equipment expense$307,0003,486
Additional noninterest expense$560,0003,952
Pre-tax net operating income$1,208,0003,094
Securities gains (losses)$03,413
Applicable income taxes$7,0006,787
Income before extraordinary items$1,201,0002,523
Extraordinary gains, net$021
Net income$1,201,0002,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,797
Cash dividends$1,065,0001,192
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,201,0002,456
2004-03-31 (YTD Data)Rank
Total interest income$1,884,0003,549
Total interest expense$511,0003,575
Net interest income$1,373,0003,503
Provision for loan and lease losses$69,0002,785
Total noninterest income$283,0003,240
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$227,0001,856
Trading account gains and fees$0121
Additional Noninterest Income$56,0004,886
Total noninterest expense$963,0003,872
Salaries and employee benefits$542,0003,768
Premises and equipment expense$155,0003,497
Additional noninterest expense$266,0004,111
Pre-tax net operating income$624,0002,984
Securities gains (losses)$02,934
Applicable income taxes$3,0006,752
Income before extraordinary items$621,0002,419
Extraordinary gains, net$016
Net income$621,0002,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$545,0001,112
Sale, conversion, retirement of capital stock, net$0464
Net operating income$621,0002,333
2003-12-31 (YTD Data)Rank
Total interest income$7,705,0003,547
Total interest expense$2,257,0003,624
Net interest income$5,448,0003,461
Provision for loan and lease losses$518,0002,109
Total noninterest income$1,116,0003,475
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$898,0001,920
Trading account gains and fees$0160
Additional Noninterest Income$218,0005,113
Total noninterest expense$3,868,0003,808
Salaries and employee benefits$2,048,0003,847
Premises and equipment expense$659,0003,243
Additional noninterest expense$1,161,0003,823
Pre-tax net operating income$2,178,0003,198
Securities gains (losses)$04,500
Applicable income taxes$12,0006,979
Income before extraordinary items$2,166,0002,696
Extraordinary gains, net$054
Net income$2,166,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$554,0001,481
Cash dividends$1,960,0001,411
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,166,0002,565
2003-09-30 (YTD Data)Rank
Total interest income$5,830,0003,564
Total interest expense$1,741,0003,657
Net interest income$4,089,0003,465
Provision for loan and lease losses$277,0002,652
Total noninterest income$827,0003,560
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$657,0001,973
Trading account gains and fees$0153
Additional Noninterest Income$170,0005,101
Total noninterest expense$2,907,0003,789
Salaries and employee benefits$1,519,0003,873
Premises and equipment expense$498,0003,230
Additional noninterest expense$890,0003,739
Pre-tax net operating income$1,732,0003,169
Securities gains (losses)$04,204
Applicable income taxes$9,0007,107
Income before extraordinary items$1,723,0002,658
Extraordinary gains, net$040
Net income$1,723,0002,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,699
Cash dividends$1,570,0001,230
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,723,0002,518
2003-06-30 (YTD Data)Rank
Total interest income$3,905,0003,579
Total interest expense$1,185,0003,706
Net interest income$2,720,0003,466
Provision for loan and lease losses$124,0003,416
Total noninterest income$528,0003,627
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$414,0002,033
Trading account gains and fees$0150
Additional Noninterest Income$114,0005,091
Total noninterest expense$1,878,0003,869
Salaries and employee benefits$967,0004,022
Premises and equipment expense$315,0003,350
Additional noninterest expense$596,0003,718
Pre-tax net operating income$1,246,0002,992
Securities gains (losses)$03,782
Applicable income taxes$6,0007,135
Income before extraordinary items$1,240,0002,503
Extraordinary gains, net$030
Net income$1,240,0002,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,590
Cash dividends$1,230,0001,101
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,240,0002,354
2003-03-31 (YTD Data)Rank
Total interest income$1,944,0003,607
Total interest expense$604,0003,735
Net interest income$1,340,0003,491
Provision for loan and lease losses$61,0003,234
Total noninterest income$243,0003,698
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$197,0002,048
Trading account gains and fees$0134
Additional Noninterest Income$46,0005,422
Total noninterest expense$911,0003,958
Salaries and employee benefits$477,0004,046
Premises and equipment expense$151,0003,467
Additional noninterest expense$283,0003,827
Pre-tax net operating income$611,0003,036
Securities gains (losses)$02,891
Applicable income taxes$2,0007,162
Income before extraordinary items$609,0002,513
Extraordinary gains, net$021
Net income$609,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,802
Cash dividends$600,0001,046
Sale, conversion, retirement of capital stock, net$0419
Net operating income$609,0002,371
2002-12-31 (YTD Data)Rank
Total interest income$8,240,0003,563
Total interest expense$2,970,0003,566
Net interest income$5,270,0003,499
Provision for loan and lease losses$399,0002,861
Total noninterest income$1,015,0003,451
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$850,0001,901
Trading account gains and fees$0153
Additional Noninterest Income$165,0005,405
Total noninterest expense$3,626,0003,841
Salaries and employee benefits$1,839,0004,010
Premises and equipment expense$635,0003,240
Additional noninterest expense$1,152,0003,738
Pre-tax net operating income$2,260,0003,119
Securities gains (losses)$04,537
Applicable income taxes$8,0007,355
Income before extraordinary items$2,252,0002,555
Extraordinary gains, net$070
Net income$2,252,0002,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0002,405
Cash dividends$1,465,0001,681
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,252,0002,474
2001-12-31 (YTD Data)Rank
Total interest income$8,728,0003,727
Total interest expense$4,044,0003,760
Net interest income$4,684,0003,624
Provision for loan and lease losses$233,0003,818
Total noninterest income$1,072,0003,179
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$792,0001,921
Trading account gains and fees$0177
Additional Noninterest Income$280,0004,261
Total noninterest expense$3,499,0003,825
Salaries and employee benefits$1,734,0004,025
Premises and equipment expense$668,0003,074
Additional noninterest expense$1,097,0003,770
Pre-tax net operating income$2,024,0003,148
Securities gains (losses)$2,0004,242
Applicable income taxes$8,0007,657
Income before extraordinary items$2,018,0002,512
Extraordinary gains, net$0105
Net income$2,018,0002,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0003,179
Cash dividends$1,330,0001,824
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,016,0002,427
2000-12-31 (YTD Data)Rank
Total interest income$8,415,0003,972
Total interest expense$4,124,0003,879
Net interest income$4,291,0003,945
Provision for loan and lease losses$270,0003,077
Total noninterest income$989,0003,155
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$665,0002,079
Trading account gains and fees$0180
Additional Noninterest Income$324,0003,755
Total noninterest expense$3,483,0003,715
Salaries and employee benefits$1,705,0003,945
Premises and equipment expense$699,0002,888
Additional noninterest expense$1,079,0003,750
Pre-tax net operating income$1,527,0004,025
Securities gains (losses)$-3,0007,730
Applicable income taxes$08,362
Income before extraordinary items$1,524,0003,212
Extraordinary gains, net$038
Net income$1,524,0003,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,466
Cash dividends$1,215,0001,962
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,527,0003,195
1999-12-31 (YTD Data)Rank
Total interest income$7,845,0003,984
Total interest expense$3,514,0004,032
Net interest income$4,331,0003,904
Provision for loan and lease losses$279,0002,841
Total noninterest income$900,0003,348
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$156,0005,747
Trading account gains and feesNANA
Additional Noninterest Income$744,0002,272
Total noninterest expense$3,183,0004,014
Salaries and employee benefits$1,618,0004,084
Premises and equipment expense$497,0003,780
Additional noninterest expense$1,068,0003,797
Pre-tax net operating income$1,769,0003,659
Securities gains (losses)$21,0001,369
Applicable income taxes$08,765
Income before extraordinary items$1,790,0002,826
Extraordinary gains, net$035
Net income$1,790,0002,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,925
Cash dividends$1,168,0002,030
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,769,0002,815
1998-12-31 (YTD Data)Rank
Total interest income$7,388,0004,210
Total interest expense$3,424,0004,213
Net interest income$3,964,0004,151
Provision for loan and lease losses$122,0004,587
Total noninterest income$918,0003,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$638,0002,016
Trading account gains and feesNANA
Additional Noninterest Income$280,0004,166
Total noninterest expense$2,878,0004,271
Salaries and employee benefits$1,404,0004,492
Premises and equipment expense$442,0004,081
Additional noninterest expense$1,032,0003,856
Pre-tax net operating income$1,882,0003,500
Securities gains (losses)$-15,00010,246
Applicable income taxes$210,0006,081
Income before extraordinary items$1,657,0002,998
Extraordinary gains, net$032
Net income$1,657,0002,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,620
Cash dividends$1,293,0001,856
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,670,3502,887
1997-12-31 (YTD Data)Rank
Total interest income$7,463,0004,255
Total interest expense$3,172,0004,481
Net interest income$4,291,0003,980
Provision for loan and lease losses$139,0004,319
Total noninterest income$963,0003,124
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$726,0001,789
Trading account gains and feesNANA
Additional Noninterest Income$237,0004,513
Total noninterest expense$2,553,0004,708
Salaries and employee benefits$1,282,0004,832
Premises and equipment expense$380,0004,617
Additional noninterest expense$891,0004,346
Pre-tax net operating income$2,562,0002,854
Securities gains (losses)$56,0001,277
Applicable income taxes$897,0002,669
Income before extraordinary items$1,721,0002,957
Extraordinary gains, net$044
Net income$1,721,0002,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0002,850
Cash dividends$2,838,000998
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,684,0402,955
1996-12-31 (YTD Data)Rank
Total interest income$7,347,0004,378
Total interest expense$3,099,0004,643
Net interest income$4,248,0004,088
Provision for loan and lease losses$326,0002,422
Total noninterest income$840,0003,570
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$667,0002,027
Trading account gains and feesNANA
Additional Noninterest Income$173,0005,561
Total noninterest expense$2,403,0005,175
Salaries and employee benefits$1,253,0005,008
Premises and equipment expense$356,0004,970
Additional noninterest expense$794,0005,227
Pre-tax net operating income$2,359,0002,955
Securities gains (losses)$-2,0009,485
Applicable income taxes$844,0002,717
Income before extraordinary items$1,513,0003,161
Extraordinary gains, net$053
Net income$1,513,0003,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,621
Cash dividends$785,0002,551
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,514,2803,121
1995-12-31 (YTD Data)Rank
Total interest income$6,929,0004,600
Total interest expense$2,922,0004,876
Net interest income$4,007,0004,305
Provision for loan and lease losses$47,0006,364
Total noninterest income$644,0004,346
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$528,0002,550
Trading account gains and feesNANA
Additional Noninterest Income$116,0006,743
Total noninterest expense$2,345,0005,270
Salaries and employee benefits$1,231,0005,094
Premises and equipment expense$310,0005,489
Additional noninterest expense$804,0005,234
Pre-tax net operating income$2,259,0003,139
Securities gains (losses)$1,0003,512
Applicable income taxes$797,0002,879
Income before extraordinary items$1,463,0003,316
Extraordinary gains, net$065
Net income$1,463,0003,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,894
Cash dividends$675,0002,720
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,462,3503,295
1994-12-31 (YTD Data)Rank
Total interest income$5,976,0004,882
Total interest expense$2,226,0005,114
Net interest income$3,750,0004,639
Provision for loan and lease losses$43,0006,473
Total noninterest income$662,0004,318
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$478,0002,895
Trading account gains and feesNANA
Additional Noninterest Income$184,0005,544
Total noninterest expense$2,357,0005,430
Salaries and employee benefits$1,188,0005,285
Premises and equipment expense$311,0005,548
Additional noninterest expense$858,0005,387
Pre-tax net operating income$2,012,0003,406
Securities gains (losses)$-14,00010,078
Applicable income taxes$680,0003,161
Income before extraordinary items$1,318,0003,549
Extraordinary gains, net$0249
Net income$1,318,0003,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,275
Cash dividends$550,0002,971
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,327,2403,561
1993-12-31 (YTD Data)Rank
Total interest income$5,531,0005,313
Total interest expense$2,087,0005,639
Net interest income$3,444,0005,027
Provision for loan and lease losses$76,0006,424
Total noninterest income$673,0004,561
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$438,0003,170
Trading account gains and feesNANA
Additional Noninterest Income$235,0005,178
Total noninterest expense$2,308,0005,648
Salaries and employee benefits$1,178,0005,309
Premises and equipment expense$278,0006,207
Additional noninterest expense$852,0005,611
Pre-tax net operating income$1,733,0003,825
Securities gains (losses)$4,0006,316
Applicable income taxes$600,0003,605
Income before extraordinary items$1,137,0004,212
Extraordinary gains, net$49,0002,196
Net income$1,186,0004,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0006,866
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,134,4004,004
1992-12-31 (YTD Data)Rank
Total interest income$5,675,0005,739
Total interest expense$2,492,0006,014
Net interest income$3,183,0005,434
Provision for loan and lease losses$12,00011,000
Total noninterest income$540,0005,331
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$382,0003,634
Trading account gains and feesNANA
Additional Noninterest Income$158,0006,458
Total noninterest expense$2,241,0005,823
Salaries and employee benefits$1,111,0005,541
Premises and equipment expense$239,0006,988
Additional noninterest expense$891,0005,568
Pre-tax net operating income$1,470,0004,113
Securities gains (losses)$1,0007,986
Applicable income taxes$446,0004,394
Income before extraordinary items$1,025,0004,393
Extraordinary gains, net$01,422
Net income$1,025,0004,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0007,015
Cash dividends$310,0003,924
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,024,3004,088

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.