Home > Peoples Bank > Income and Expense
Peoples Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,592,000 | 3,901 |
| Total interest expense | $3,870,000 | 4,078 |
| Net interest income | $4,722,000 | 3,649 |
| Provision for loan and lease losses | $262,000 | 3,137 |
| Total noninterest income | $867,000 | 3,482 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $742,000 | 1,872 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $125,000 | 5,899 |
| Total noninterest expense | $2,941,000 | 4,299 |
| Salaries and employee benefits | $1,337,000 | 4,797 |
| Premises and equipment expense | $257,000 | 5,950 |
| Additional noninterest expense | $1,347,000 | 3,082 |
| Pre-tax net operating income | $2,386,000 | 2,872 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $941,000 | 2,241 |
| Income before extraordinary items | $1,444,000 | 3,352 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,444,000 | 3,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,683 |
| Cash dividends | $1,400,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,444,640 | 3,341 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,258,000 | 3,794 |
| Total interest expense | $3,412,000 | 4,132 |
| Net interest income | $4,846,000 | 3,542 |
| Provision for loan and lease losses | $285,000 | 2,788 |
| Total noninterest income | $649,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $561,000 | 2,378 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $88,000 | 6,924 |
| Total noninterest expense | $3,188,000 | 4,009 |
| Salaries and employee benefits | $1,374,000 | 4,660 |
| Premises and equipment expense | $247,000 | 6,077 |
| Additional noninterest expense | $1,567,000 | 2,763 |
| Pre-tax net operating income | $2,022,000 | 3,316 |
| Securities gains (losses) | $-27,000 | 9,628 |
| Applicable income taxes | $829,000 | 2,570 |
| Income before extraordinary items | $1,166,000 | 3,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,166,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,438 |
| Cash dividends | $1,500,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,183,280 | 3,886 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,425,000 | 3,748 |
| Total interest expense | $3,575,000 | 4,038 |
| Net interest income | $4,850,000 | 3,506 |
| Provision for loan and lease losses | $225,000 | 3,261 |
| Total noninterest income | $596,000 | 4,409 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $464,000 | 2,726 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $132,000 | 5,980 |
| Total noninterest expense | $2,834,000 | 4,332 |
| Salaries and employee benefits | $1,556,000 | 4,126 |
| Premises and equipment expense | $210,000 | 6,565 |
| Additional noninterest expense | $1,068,000 | 3,728 |
| Pre-tax net operating income | $2,387,000 | 2,901 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $896,000 | 2,503 |
| Income before extraordinary items | $1,493,000 | 3,278 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,493,000 | 3,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,584 |
| Cash dividends | $1,500,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,491,720 | 3,191 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,408,000 | 3,795 |
| Total interest expense | $3,405,000 | 4,234 |
| Net interest income | $5,003,000 | 3,485 |
| Provision for loan and lease losses | $281,000 | 2,754 |
| Total noninterest income | $584,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $469,000 | 2,791 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $115,000 | 6,392 |
| Total noninterest expense | $2,780,000 | 4,364 |
| Salaries and employee benefits | $1,500,000 | 4,255 |
| Premises and equipment expense | $201,000 | 6,835 |
| Additional noninterest expense | $1,079,000 | 3,649 |
| Pre-tax net operating income | $2,526,000 | 2,885 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $885,000 | 2,699 |
| Income before extraordinary items | $1,641,000 | 3,091 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,641,000 | 3,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,593 |
| Cash dividends | $2,950,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,641,000 | 3,029 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,571,000 | 3,782 |
| Total interest expense | $3,367,000 | 4,335 |
| Net interest income | $5,204,000 | 3,418 |
| Provision for loan and lease losses | $159,000 | 3,951 |
| Total noninterest income | $553,000 | 4,828 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $457,000 | 2,953 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $96,000 | 7,256 |
| Total noninterest expense | $2,900,000 | 4,408 |
| Salaries and employee benefits | $1,495,000 | 4,317 |
| Premises and equipment expense | $205,000 | 6,938 |
| Additional noninterest expense | $1,200,000 | 3,784 |
| Pre-tax net operating income | $2,698,000 | 2,590 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,023,000 | 2,310 |
| Income before extraordinary items | $1,675,000 | 2,889 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,675,000 | 2,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,058 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,675,000 | 2,845 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 4,713 |
| Total interest expense | $2,581,000 | 5,425 |
| Net interest income | $4,162,000 | 4,172 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $420,000 | 5,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $2,138,000 | 5,708 |
| Salaries and employee benefits | $1,046,000 | 5,821 |
| Premises and equipment expense | $157,000 | 8,098 |
| Additional noninterest expense | $935,000 | 4,609 |
| Pre-tax net operating income | $2,344,000 | 3,034 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $894,000 | 2,621 |
| Income before extraordinary items | $1,450,000 | 3,342 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,450,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,764 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,450,000 | 3,315 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 4,464 |
| Total interest expense | $2,494,000 | 4,666 |
| Net interest income | $4,102,000 | 4,279 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $558,000 | 4,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $449,000 | 3,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,256 |
| Total noninterest expense | $2,406,000 | 5,335 |
| Salaries and employee benefits | $1,420,000 | 4,498 |
| Premises and equipment expense | $329,000 | 5,325 |
| Additional noninterest expense | $657,000 | 6,627 |
| Pre-tax net operating income | $2,129,000 | 3,251 |
| Securities gains (losses) | $-981,000 | 12,399 |
| Applicable income taxes | $227,000 | 6,901 |
| Income before extraordinary items | $921,000 | 4,813 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $921,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,289 |
| Cash dividends | $550,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,705,800 | 2,851 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,238,000 | 4,790 |
| Total interest expense | $2,295,000 | 5,174 |
| Net interest income | $3,943,000 | 4,466 |
| Provision for loan and lease losses | $111,000 | 5,491 |
| Total noninterest income | $551,000 | 5,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $442,000 | 3,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,610 |
| Total noninterest expense | $2,365,000 | 5,531 |
| Salaries and employee benefits | $1,345,000 | 4,733 |
| Premises and equipment expense | $395,000 | 4,769 |
| Additional noninterest expense | $625,000 | 7,124 |
| Pre-tax net operating income | $2,018,000 | 3,285 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $635,000 | 3,419 |
| Income before extraordinary items | $1,424,000 | 3,397 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,424,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $466,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,395,710 | 3,271 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,300,000 | 5,278 |
| Total interest expense | $2,616,000 | 5,769 |
| Net interest income | $3,684,000 | 4,788 |
| Provision for loan and lease losses | $166,000 | 5,814 |
| Total noninterest income | $572,000 | 5,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 3,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,834 |
| Total noninterest expense | $2,238,000 | 5,829 |
| Salaries and employee benefits | $1,219,000 | 5,090 |
| Premises and equipment expense | $259,000 | 6,615 |
| Additional noninterest expense | $760,000 | 6,346 |
| Pre-tax net operating income | $1,852,000 | 3,339 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $495,000 | 4,036 |
| Income before extraordinary items | $1,357,000 | 3,380 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,357,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 5,532 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,357,000 | 3,135 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.