Home > Peoples and Union Bank > Income and Expense
Peoples and Union Bank, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $12,291,000 | 2,835 |
Total interest expense | $6,826,000 | 2,465 |
Net interest income | $5,465,000 | 3,225 |
Provision for loan and lease losses | $80,000 | 5,752 |
Total noninterest income | $720,000 | 3,923 |
Gross Fiduciary activities income | $71,000 | 998 |
Service charges on deposit accounts | $497,000 | 2,714 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $152,000 | 5,433 |
Total noninterest expense | $2,395,000 | 5,005 |
Salaries and employee benefits | $1,718,000 | 3,921 |
Premises and equipment expense | $267,000 | 5,811 |
Additional noninterest expense | $410,000 | 7,070 |
Pre-tax net operating income | $3,710,000 | 1,972 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $1,354,000 | 1,645 |
Income before extraordinary items | $2,356,000 | 2,196 |
Extraordinary gains, net | $0 | 38 |
Net income | $2,356,000 | 2,196 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 6,205 |
Cash dividends | $1,200,000 | 1,976 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $2,356,000 | 2,205 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $10,583,000 | 3,049 |
Total interest expense | $5,288,000 | 2,765 |
Net interest income | $5,295,000 | 3,283 |
Provision for loan and lease losses | $80,000 | 5,643 |
Total noninterest income | $665,000 | 4,136 |
Gross Fiduciary activities income | $83,000 | 1,021 |
Service charges on deposit accounts | $359,000 | 3,503 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $223,000 | 4,688 |
Total noninterest expense | $2,387,000 | 5,044 |
Salaries and employee benefits | $1,680,000 | 3,964 |
Premises and equipment expense | $278,000 | 5,710 |
Additional noninterest expense | $429,000 | 7,055 |
Pre-tax net operating income | $3,493,000 | 2,095 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $1,308,000 | 1,774 |
Income before extraordinary items | $2,185,000 | 2,387 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,185,000 | 2,388 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 7,271 |
Cash dividends | $1,900,000 | 1,426 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $2,185,000 | 2,357 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $10,027,000 | 3,224 |
Total interest expense | $5,118,000 | 2,930 |
Net interest income | $4,909,000 | 3,464 |
Provision for loan and lease losses | $80,000 | 5,577 |
Total noninterest income | $589,000 | 4,438 |
Gross Fiduciary activities income | $66,000 | 1,071 |
Service charges on deposit accounts | $357,000 | 3,453 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $166,000 | 5,426 |
Total noninterest expense | $2,311,000 | 5,043 |
Salaries and employee benefits | $1,609,000 | 4,020 |
Premises and equipment expense | $262,000 | 5,799 |
Additional noninterest expense | $440,000 | 6,886 |
Pre-tax net operating income | $3,107,000 | 2,297 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $1,165,000 | 2,051 |
Income before extraordinary items | $1,942,000 | 2,625 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,942,000 | 2,626 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 6,598 |
Cash dividends | $1,800,000 | 1,452 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,942,000 | 2,546 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $9,766,000 | 3,304 |
Total interest expense | $4,947,000 | 3,010 |
Net interest income | $4,819,000 | 3,615 |
Provision for loan and lease losses | $80,000 | 5,644 |
Total noninterest income | $549,000 | 4,699 |
Gross Fiduciary activities income | $67,000 | 1,120 |
Service charges on deposit accounts | $380,000 | 3,361 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $102,000 | 6,733 |
Total noninterest expense | $2,188,000 | 5,312 |
Salaries and employee benefits | $1,527,000 | 4,186 |
Premises and equipment expense | $255,000 | 5,987 |
Additional noninterest expense | $406,000 | 7,300 |
Pre-tax net operating income | $3,100,000 | 2,417 |
Securities gains (losses) | $6,000 | 2,665 |
Applicable income taxes | $1,173,000 | 2,125 |
Income before extraordinary items | $1,933,000 | 2,660 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,933,000 | 2,659 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $64,000 | 4,696 |
Cash dividends | $7,400,000 | 464 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,929,160 | 2,624 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $9,548,000 | 3,419 |
Total interest expense | $4,609,000 | 3,243 |
Net interest income | $4,939,000 | 3,566 |
Provision for loan and lease losses | $80,000 | 5,594 |
Total noninterest income | $511,000 | 5,081 |
Gross Fiduciary activities income | $79,000 | 1,158 |
Service charges on deposit accounts | $360,000 | 3,665 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $72,000 | 8,006 |
Total noninterest expense | $2,127,000 | 5,686 |
Salaries and employee benefits | $1,448,000 | 4,459 |
Premises and equipment expense | $243,000 | 6,346 |
Additional noninterest expense | $436,000 | 7,582 |
Pre-tax net operating income | $3,243,000 | 2,208 |
Securities gains (losses) | $3,000 | 3,304 |
Applicable income taxes | $1,129,000 | 2,109 |
Income before extraordinary items | $2,117,000 | 2,318 |
Extraordinary gains, net | $0 | 53 |
Net income | $2,117,000 | 2,319 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $38,000 | 5,803 |
Cash dividends | $2,000,000 | 1,264 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $2,115,050 | 2,274 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $8,928,000 | 3,644 |
Total interest expense | $4,238,000 | 3,506 |
Net interest income | $4,690,000 | 3,747 |
Provision for loan and lease losses | $80,000 | 5,097 |
Total noninterest income | $529,000 | 4,975 |
Gross Fiduciary activities income | $96,000 | 1,174 |
Service charges on deposit accounts | $345,000 | 3,820 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $88,000 | 7,639 |
Total noninterest expense | $2,167,000 | 5,630 |
Salaries and employee benefits | $1,364,000 | 4,669 |
Premises and equipment expense | $283,000 | 5,881 |
Additional noninterest expense | $520,000 | 7,103 |
Pre-tax net operating income | $2,972,000 | 2,454 |
Securities gains (losses) | $8,000 | 2,536 |
Applicable income taxes | $1,005,000 | 2,372 |
Income before extraordinary items | $1,975,000 | 2,542 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,975,000 | 2,542 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 6,002 |
Cash dividends | $1,831,000 | 1,316 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,969,720 | 2,519 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $8,147,000 | 3,679 |
Total interest expense | $3,277,000 | 3,664 |
Net interest income | $4,870,000 | 3,651 |
Provision for loan and lease losses | $73,000 | 5,231 |
Total noninterest income | $489,000 | 5,377 |
Gross Fiduciary activities income | $71,000 | 1,247 |
Service charges on deposit accounts | $311,000 | 4,240 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $107,000 | 7,294 |
Total noninterest expense | $2,205,000 | 5,726 |
Salaries and employee benefits | $1,340,000 | 4,755 |
Premises and equipment expense | $280,000 | 6,002 |
Additional noninterest expense | $585,000 | 7,147 |
Pre-tax net operating income | $3,081,000 | 2,304 |
Securities gains (losses) | $-41,000 | 10,890 |
Applicable income taxes | $1,007,000 | 2,227 |
Income before extraordinary items | $2,033,000 | 2,387 |
Extraordinary gains, net | $0 | 249 |
Net income | $2,033,000 | 2,387 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 10,341 |
Cash dividends | $1,242,000 | 1,609 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $2,060,470 | 2,380 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $7,839,000 | 3,881 |
Total interest expense | $2,842,000 | 4,312 |
Net interest income | $4,997,000 | 3,576 |
Provision for loan and lease losses | $80,000 | 6,310 |
Total noninterest income | $394,000 | 6,554 |
Gross Fiduciary activities income | $2,000 | 1,590 |
Service charges on deposit accounts | $299,000 | 4,445 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $93,000 | 8,112 |
Total noninterest expense | $2,164,000 | 5,948 |
Salaries and employee benefits | $1,289,000 | 4,923 |
Premises and equipment expense | $276,000 | 6,244 |
Additional noninterest expense | $599,000 | 7,344 |
Pre-tax net operating income | $3,147,000 | 2,171 |
Securities gains (losses) | $7,000 | 5,826 |
Applicable income taxes | $994,000 | 2,271 |
Income before extraordinary items | $2,160,000 | 2,313 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $2,160,000 | 2,402 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 9,554 |
Cash dividends | $1,178,000 | 1,549 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $2,155,240 | 2,185 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $8,374,000 | 4,131 |
Total interest expense | $3,212,000 | 4,877 |
Net interest income | $5,162,000 | 3,526 |
Provision for loan and lease losses | $80,000 | 7,886 |
Total noninterest income | $369,000 | 6,857 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $292,000 | 4,546 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $77,000 | 8,979 |
Total noninterest expense | $2,095,000 | 6,149 |
Salaries and employee benefits | $1,272,000 | 4,914 |
Premises and equipment expense | $237,000 | 7,033 |
Additional noninterest expense | $586,000 | 7,638 |
Pre-tax net operating income | $3,356,000 | 1,845 |
Securities gains (losses) | $21,000 | 5,524 |
Applicable income taxes | $1,024,000 | 2,064 |
Income before extraordinary items | $2,353,000 | 1,943 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $2,353,000 | 1,974 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 9,883 |
Cash dividends | $1,070,000 | 1,459 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $2,338,300 | 1,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.