Home > People's United Bank > Net charge- offs to loans

People's United Bank, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0811%990
Percentage Net Loans Charged-off: Total real estate loans0.0427%631
Percentage Net Loans Charged-off:Construction & development0.2847%68
Percentage Net Loans Charged-off: Commercial real estate0.0657%418
Percentage Net Loans Charged-off: Multi-family residential0.1183%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0343%4,119
Percentage Net Loans Charged-off: Home equity loans-0.0647%3,387
All other 1-4 family - Percent of loans charged-off, net-0.0281%4,080
Percentage Net Loans Charged-off: Commercial and industrial0.1321%835
Percentage Net Loans Charged-off: Loans to individuals1.1661%352
Percentage Net Loans Charged-off: Credit card loans0.0000%485
Percentage Net Loans Charged-off: Other loans to individual1.2039%302
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0967%752
Percentage Net Loans Charged-off: Total real estate loans0.0622%462
Percentage Net Loans Charged-off:Construction & development0.3532%55
Percentage Net Loans Charged-off: Commercial real estate0.0871%340
Percentage Net Loans Charged-off: Multi-family residential0.1468%32
Percentage Net Loans Charged-off: 1-4 family residential-0.0257%4,090
Percentage Net Loans Charged-off: Home equity loans-0.0239%3,339
All other 1-4 family - Percent of loans charged-off, net-0.0261%4,136
Percentage Net Loans Charged-off: Commercial and industrial0.1524%658
Percentage Net Loans Charged-off: Loans to individuals1.2174%319
Percentage Net Loans Charged-off: Credit card loans0.0000%460
Percentage Net Loans Charged-off: Other loans to individual1.2561%265
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1066%711
Percentage Net Loans Charged-off: Total real estate loans0.0661%436
Percentage Net Loans Charged-off:Construction & development0.4518%41
Percentage Net Loans Charged-off: Commercial real estate0.1248%265
Percentage Net Loans Charged-off: Multi-family residential-0.0002%3,923
Percentage Net Loans Charged-off: 1-4 family residential-0.0223%4,116
Percentage Net Loans Charged-off: Home equity loans-0.0242%3,393
All other 1-4 family - Percent of loans charged-off, net-0.0219%4,137
Percentage Net Loans Charged-off: Commercial and industrial0.1470%595
Percentage Net Loans Charged-off: Loans to individuals1.2801%305
Percentage Net Loans Charged-off: Credit card loans0.0000%423
Percentage Net Loans Charged-off: Other loans to individual1.3206%253
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1148%616
Percentage Net Loans Charged-off: Total real estate loans0.0821%317
Percentage Net Loans Charged-off:Construction & development-0.0318%4,295
Percentage Net Loans Charged-off: Commercial real estate0.2212%144
Percentage Net Loans Charged-off: Multi-family residential-0.0002%3,936
Percentage Net Loans Charged-off: 1-4 family residential-0.0210%4,195
Percentage Net Loans Charged-off: Home equity loans-0.0192%3,420
All other 1-4 family - Percent of loans charged-off, net-0.0213%4,222
Percentage Net Loans Charged-off: Commercial and industrial0.0871%564
Percentage Net Loans Charged-off: Loans to individuals1.4415%303
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual1.4867%255
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1116%1,359
Percentage Net Loans Charged-off: Total real estate loans0.0448%1,048
Percentage Net Loans Charged-off:Construction & development0.1394%183
Percentage Net Loans Charged-off: Commercial real estate0.0811%628
Percentage Net Loans Charged-off: Multi-family residential0.0058%90
Percentage Net Loans Charged-off: 1-4 family residential0.0116%1,293
Percentage Net Loans Charged-off: Home equity loans0.0218%330
All other 1-4 family - Percent of loans charged-off, net0.0098%1,239
Percentage Net Loans Charged-off: Commercial and industrial0.2263%1,076
Percentage Net Loans Charged-off: Loans to individuals1.4091%413
Percentage Net Loans Charged-off: Credit card loans0.0000%560
Percentage Net Loans Charged-off: Other loans to individual1.4415%356
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1083%1,253
Percentage Net Loans Charged-off: Total real estate loans0.0586%767
Percentage Net Loans Charged-off:Construction & development0.1878%140
Percentage Net Loans Charged-off: Commercial real estate0.1075%429
Percentage Net Loans Charged-off: Multi-family residential0.0076%60
Percentage Net Loans Charged-off: 1-4 family residential0.0140%1,075
Percentage Net Loans Charged-off: Home equity loans0.0310%274
All other 1-4 family - Percent of loans charged-off, net0.0112%1,045
Percentage Net Loans Charged-off: Commercial and industrial0.1862%1,011
Percentage Net Loans Charged-off: Loans to individuals1.5763%346
Percentage Net Loans Charged-off: Credit card loans0.0000%526
Percentage Net Loans Charged-off: Other loans to individual1.6110%298
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0856%1,394
Percentage Net Loans Charged-off: Total real estate loans0.0462%752
Percentage Net Loans Charged-off:Construction & development-0.0001%4,121
Percentage Net Loans Charged-off: Commercial real estate0.0886%375
Percentage Net Loans Charged-off: Multi-family residential0.0113%39
Percentage Net Loans Charged-off: 1-4 family residential0.0231%848
Percentage Net Loans Charged-off: Home equity loans0.0573%205
All other 1-4 family - Percent of loans charged-off, net0.0175%862
Percentage Net Loans Charged-off: Commercial and industrial0.1173%1,074
Percentage Net Loans Charged-off: Loans to individuals1.8034%335
Percentage Net Loans Charged-off: Credit card loans0.0000%494
Percentage Net Loans Charged-off: Other loans to individual1.8411%279
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0955%1,115
Percentage Net Loans Charged-off: Total real estate loans0.0611%507
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.1171%233
Percentage Net Loans Charged-off: Multi-family residential0.0225%20
Percentage Net Loans Charged-off: 1-4 family residential0.0281%652
Percentage Net Loans Charged-off: Home equity loans0.0218%192
All other 1-4 family - Percent of loans charged-off, net0.0292%588
Percentage Net Loans Charged-off: Commercial and industrial0.1245%810
Percentage Net Loans Charged-off: Loans to individuals1.7225%434
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual1.7563%375
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0574%2,281
Percentage Net Loans Charged-off: Total real estate loans0.0042%2,058
Percentage Net Loans Charged-off:Construction & development-0.0135%4,274
Percentage Net Loans Charged-off: Commercial real estate0.0136%957
Percentage Net Loans Charged-off: Multi-family residential-0.0029%4,075
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%3,910
Percentage Net Loans Charged-off: Home equity loans-0.0098%3,467
All other 1-4 family - Percent of loans charged-off, net0.0008%1,748
Percentage Net Loans Charged-off: Commercial and industrial0.1576%1,561
Percentage Net Loans Charged-off: Loans to individuals0.6410%1,289
Percentage Net Loans Charged-off: Credit card loans0.0000%608
Percentage Net Loans Charged-off: Other loans to individual0.6472%1,167
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0553%2,043
Percentage Net Loans Charged-off: Total real estate loans0.0060%1,710
Percentage Net Loans Charged-off:Construction & development-0.0192%4,377
Percentage Net Loans Charged-off: Commercial real estate0.0196%717
Percentage Net Loans Charged-off: Multi-family residential-0.0025%4,134
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%3,920
Percentage Net Loans Charged-off: Home equity loans-0.0219%3,587
All other 1-4 family - Percent of loans charged-off, net0.0015%1,480
Percentage Net Loans Charged-off: Commercial and industrial0.1297%1,370
Percentage Net Loans Charged-off: Loans to individuals1.6760%411
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6760%358
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0524%1,894
Percentage Net Loans Charged-off: Total real estate loans0.0114%1,341
Percentage Net Loans Charged-off:Construction & development-0.0002%4,256
Percentage Net Loans Charged-off: Commercial real estate0.0320%520
Percentage Net Loans Charged-off: Multi-family residential-0.0037%4,169
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%3,933
Percentage Net Loans Charged-off: Home equity loans-0.0367%3,674
All other 1-4 family - Percent of loans charged-off, net0.0031%1,222
Percentage Net Loans Charged-off: Commercial and industrial0.1015%1,197
Percentage Net Loans Charged-off: Loans to individuals1.8072%367
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8072%323
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0574%1,468
Percentage Net Loans Charged-off: Total real estate loans0.0208%911
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0579%293
Percentage Net Loans Charged-off: Multi-family residential-0.0073%4,236
Percentage Net Loans Charged-off: 1-4 family residential-0.0039%4,115
Percentage Net Loans Charged-off: Home equity loans-0.0815%3,815
All other 1-4 family - Percent of loans charged-off, net0.0078%855
Percentage Net Loans Charged-off: Commercial and industrial0.1058%846
Percentage Net Loans Charged-off: Loans to individuals0.9188%819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9188%737
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0729%2,077
Percentage Net Loans Charged-off: Total real estate loans0.0246%1,617
Percentage Net Loans Charged-off:Construction & development-0.0460%4,503
Percentage Net Loans Charged-off: Commercial real estate0.0397%794
Percentage Net Loans Charged-off: Multi-family residential0.0538%82
Percentage Net Loans Charged-off: 1-4 family residential0.0060%1,939
Percentage Net Loans Charged-off: Home equity loans0.0109%546
All other 1-4 family - Percent of loans charged-off, net0.0051%1,871
Percentage Net Loans Charged-off: Commercial and industrial0.1827%1,370
Percentage Net Loans Charged-off: Loans to individuals1.3321%558
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3321%494
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0681%1,859
Percentage Net Loans Charged-off: Total real estate loans0.0245%1,376
Percentage Net Loans Charged-off:Construction & development-0.0538%4,569
Percentage Net Loans Charged-off: Commercial real estate0.0322%646
Percentage Net Loans Charged-off: Multi-family residential0.0766%58
Percentage Net Loans Charged-off: 1-4 family residential0.0056%1,683
Percentage Net Loans Charged-off: Home equity loans0.0134%445
All other 1-4 family - Percent of loans charged-off, net0.0042%1,621
Percentage Net Loans Charged-off: Commercial and industrial0.1589%1,198
Percentage Net Loans Charged-off: Loans to individuals1.2543%582
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2543%520
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0590%1,761
Percentage Net Loans Charged-off: Total real estate loans0.0179%1,281
Percentage Net Loans Charged-off:Construction & development-0.0869%4,694
Percentage Net Loans Charged-off: Commercial real estate0.0419%474
Percentage Net Loans Charged-off: Multi-family residential0.0052%72
Percentage Net Loans Charged-off: 1-4 family residential0.0072%1,424
Percentage Net Loans Charged-off: Home equity loans0.0198%362
All other 1-4 family - Percent of loans charged-off, net0.0048%1,380
Percentage Net Loans Charged-off: Commercial and industrial0.1417%1,069
Percentage Net Loans Charged-off: Loans to individuals1.0511%684
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0511%607
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0557%1,551
Percentage Net Loans Charged-off: Total real estate loans0.0204%969
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0211%383
Percentage Net Loans Charged-off: Multi-family residential0.0107%34
Percentage Net Loans Charged-off: 1-4 family residential0.0249%918
Percentage Net Loans Charged-off: Home equity loans0.0549%224
All other 1-4 family - Percent of loans charged-off, net0.0192%882
Percentage Net Loans Charged-off: Commercial and industrial0.1482%758
Percentage Net Loans Charged-off: Loans to individuals0.8753%881
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8753%785
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0667%2,515
Percentage Net Loans Charged-off: Total real estate loans0.0366%1,720
Percentage Net Loans Charged-off:Construction & development0.0076%497
Percentage Net Loans Charged-off: Commercial real estate0.0454%946
Percentage Net Loans Charged-off: Multi-family residential-0.0004%4,357
Percentage Net Loans Charged-off: 1-4 family residential0.0444%1,603
Percentage Net Loans Charged-off: Home equity loans0.0887%450
All other 1-4 family - Percent of loans charged-off, net0.0348%1,690
Percentage Net Loans Charged-off: Commercial and industrial0.1534%1,659
Percentage Net Loans Charged-off: Loans to individuals1.1314%765
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1314%691
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0619%2,230
Percentage Net Loans Charged-off: Total real estate loans0.0323%1,553
Percentage Net Loans Charged-off:Construction & development-0.0231%4,587
Percentage Net Loans Charged-off: Commercial real estate0.0341%777
Percentage Net Loans Charged-off: Multi-family residential0.0000%141
Percentage Net Loans Charged-off: 1-4 family residential0.0479%1,412
Percentage Net Loans Charged-off: Home equity loans0.0904%398
All other 1-4 family - Percent of loans charged-off, net0.0384%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.1561%1,341
Percentage Net Loans Charged-off: Loans to individuals0.9894%836
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9894%742
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0603%2,065
Percentage Net Loans Charged-off: Total real estate loans0.0254%1,486
Percentage Net Loans Charged-off:Construction & development-0.0148%4,592
Percentage Net Loans Charged-off: Commercial real estate0.0153%723
Percentage Net Loans Charged-off: Multi-family residential0.0010%101
Percentage Net Loans Charged-off: 1-4 family residential0.0485%1,260
Percentage Net Loans Charged-off: Home equity loans0.1179%310
All other 1-4 family - Percent of loans charged-off, net0.0326%1,357
Percentage Net Loans Charged-off: Commercial and industrial0.1947%1,045
Percentage Net Loans Charged-off: Loans to individuals0.7243%1,125
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7243%1,005
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0327%2,119
Percentage Net Loans Charged-off: Total real estate loans0.0133%1,325
Percentage Net Loans Charged-off:Construction & development0.0181%200
Percentage Net Loans Charged-off: Commercial real estate-0.0315%5,281
Percentage Net Loans Charged-off: Multi-family residential0.0022%62
Percentage Net Loans Charged-off: 1-4 family residential0.0610%918
Percentage Net Loans Charged-off: Home equity loans0.2024%192
All other 1-4 family - Percent of loans charged-off, net0.0279%1,037
Percentage Net Loans Charged-off: Commercial and industrial0.0958%881
Percentage Net Loans Charged-off: Loans to individuals-0.3546%5,313
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3546%5,272
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0630%2,797
Percentage Net Loans Charged-off: Total real estate loans0.0319%2,122
Percentage Net Loans Charged-off:Construction & development0.0161%533
Percentage Net Loans Charged-off: Commercial real estate0.0132%1,322
Percentage Net Loans Charged-off: Multi-family residential-0.0003%4,509
Percentage Net Loans Charged-off: 1-4 family residential0.0656%1,689
Percentage Net Loans Charged-off: Home equity loans0.0966%565
All other 1-4 family - Percent of loans charged-off, net0.0574%1,703
Percentage Net Loans Charged-off: Commercial and industrial0.1432%1,734
Percentage Net Loans Charged-off: Loans to individuals1.0243%894
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0243%821
Percentage Net Loans Charged-off: All other loans and lease0.0919%1,188
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0633%2,447
Percentage Net Loans Charged-off: Total real estate loans0.0293%1,900
Percentage Net Loans Charged-off:Construction & development0.0290%403
Percentage Net Loans Charged-off: Commercial real estate0.0018%1,157
Percentage Net Loans Charged-off: Multi-family residential-0.0003%4,554
Percentage Net Loans Charged-off: 1-4 family residential0.0690%1,464
Percentage Net Loans Charged-off: Home equity loans0.1171%459
All other 1-4 family - Percent of loans charged-off, net0.0558%1,539
Percentage Net Loans Charged-off: Commercial and industrial0.1454%1,421
Percentage Net Loans Charged-off: Loans to individuals1.0802%740
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0802%673
Percentage Net Loans Charged-off: All other loans and lease0.1116%977
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0776%2,085
Percentage Net Loans Charged-off: Total real estate loans0.0385%1,627
Percentage Net Loans Charged-off:Construction & development0.0550%318
Percentage Net Loans Charged-off: Commercial real estate0.0039%928
Percentage Net Loans Charged-off: Multi-family residential-0.0003%4,589
Percentage Net Loans Charged-off: 1-4 family residential0.0875%1,244
Percentage Net Loans Charged-off: Home equity loans0.1665%355
All other 1-4 family - Percent of loans charged-off, net0.0654%1,356
Percentage Net Loans Charged-off: Commercial and industrial0.1801%1,137
Percentage Net Loans Charged-off: Loans to individuals0.9771%814
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9771%727
Percentage Net Loans Charged-off: All other loans and lease0.1186%819
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0852%1,647
Percentage Net Loans Charged-off: Total real estate loans0.0411%1,250
Percentage Net Loans Charged-off:Construction & development0.1109%193
Percentage Net Loans Charged-off: Commercial real estate0.0102%576
Percentage Net Loans Charged-off: Multi-family residential-0.0002%4,630
Percentage Net Loans Charged-off: 1-4 family residential0.0810%1,027
Percentage Net Loans Charged-off: Home equity loans0.1545%297
All other 1-4 family - Percent of loans charged-off, net0.0599%1,092
Percentage Net Loans Charged-off: Commercial and industrial0.1964%819
Percentage Net Loans Charged-off: Loans to individuals1.3016%634
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3016%565
Percentage Net Loans Charged-off: All other loans and lease0.1434%634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0752%2,752
Percentage Net Loans Charged-off: Total real estate loans0.0445%2,362
Percentage Net Loans Charged-off:Construction & development0.2566%459
Percentage Net Loans Charged-off: Commercial real estate0.0123%1,533
Percentage Net Loans Charged-off: Multi-family residential0.0035%277
Percentage Net Loans Charged-off: 1-4 family residential0.0659%2,138
Percentage Net Loans Charged-off: Home equity loans0.0998%680
All other 1-4 family - Percent of loans charged-off, net0.0555%2,199
Percentage Net Loans Charged-off: Commercial and industrial0.1241%1,812
Percentage Net Loans Charged-off: Loans to individuals1.5842%430
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5842%383
Percentage Net Loans Charged-off: All other loans and lease0.1779%889
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0707%2,554
Percentage Net Loans Charged-off: Total real estate loans0.0511%2,056
Percentage Net Loans Charged-off:Construction & development0.2951%404
Percentage Net Loans Charged-off: Commercial real estate0.0214%1,232
Percentage Net Loans Charged-off: Multi-family residential0.0050%230
Percentage Net Loans Charged-off: 1-4 family residential0.0675%1,920
Percentage Net Loans Charged-off: Home equity loans0.0921%625
All other 1-4 family - Percent of loans charged-off, net0.0598%1,949
Percentage Net Loans Charged-off: Commercial and industrial0.0787%1,695
Percentage Net Loans Charged-off: Loans to individuals1.5834%404
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5834%354
Percentage Net Loans Charged-off: All other loans and lease0.1877%784
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0767%2,292
Percentage Net Loans Charged-off: Total real estate loans0.0565%1,859
Percentage Net Loans Charged-off:Construction & development0.4493%291
Percentage Net Loans Charged-off: Commercial real estate0.0078%1,133
Percentage Net Loans Charged-off: Multi-family residential0.0080%178
Percentage Net Loans Charged-off: 1-4 family residential0.0740%1,734
Percentage Net Loans Charged-off: Home equity loans0.1035%557
All other 1-4 family - Percent of loans charged-off, net0.0647%1,736
Percentage Net Loans Charged-off: Commercial and industrial0.0890%1,407
Percentage Net Loans Charged-off: Loans to individuals1.4971%462
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4971%413
Percentage Net Loans Charged-off: All other loans and lease0.1842%700
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1063%1,676
Percentage Net Loans Charged-off: Total real estate loans0.0811%1,290
Percentage Net Loans Charged-off:Construction & development1.0149%155
Percentage Net Loans Charged-off: Commercial real estate0.0141%717
Percentage Net Loans Charged-off: Multi-family residential-0.0011%4,831
Percentage Net Loans Charged-off: 1-4 family residential0.0594%1,419
Percentage Net Loans Charged-off: Home equity loans0.0749%424
All other 1-4 family - Percent of loans charged-off, net0.0544%1,359
Percentage Net Loans Charged-off: Commercial and industrial0.1482%846
Percentage Net Loans Charged-off: Loans to individuals1.9218%389
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9218%345
Percentage Net Loans Charged-off: All other loans and lease0.1631%596
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1184%2,859
Percentage Net Loans Charged-off: Total real estate loans0.1275%2,064
Percentage Net Loans Charged-off:Construction & development0.6918%508
Percentage Net Loans Charged-off: Commercial real estate0.1213%1,461
Percentage Net Loans Charged-off: Multi-family residential-0.0003%4,889
Percentage Net Loans Charged-off: 1-4 family residential0.1085%2,298
Percentage Net Loans Charged-off: Home equity loans0.1801%751
All other 1-4 family - Percent of loans charged-off, net0.0838%2,438
Percentage Net Loans Charged-off: Commercial and industrial0.0830%2,257
Percentage Net Loans Charged-off: Loans to individuals2.3770%318
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3770%289
Percentage Net Loans Charged-off: All other loans and lease0.0297%1,324
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1146%2,655
Percentage Net Loans Charged-off: Total real estate loans0.1337%1,838
Percentage Net Loans Charged-off:Construction & development0.4984%531
Percentage Net Loans Charged-off: Commercial real estate0.1527%1,156
Percentage Net Loans Charged-off: Multi-family residential-0.0003%4,952
Percentage Net Loans Charged-off: 1-4 family residential0.1128%2,064
Percentage Net Loans Charged-off: Home equity loans0.2033%681
All other 1-4 family - Percent of loans charged-off, net0.0811%2,237
Percentage Net Loans Charged-off: Commercial and industrial0.0423%2,142
Percentage Net Loans Charged-off: Loans to individuals1.9734%383
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9734%344
Percentage Net Loans Charged-off: All other loans and lease0.0468%1,148
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1082%2,592
Percentage Net Loans Charged-off: Total real estate loans0.1331%1,782
Percentage Net Loans Charged-off:Construction & development0.6478%442
Percentage Net Loans Charged-off: Commercial real estate0.1390%1,049
Percentage Net Loans Charged-off: Multi-family residential0.0006%278
Percentage Net Loans Charged-off: 1-4 family residential0.1120%1,918
Percentage Net Loans Charged-off: Home equity loans0.2094%594
All other 1-4 family - Percent of loans charged-off, net0.0776%2,076
Percentage Net Loans Charged-off: Commercial and industrial0.0065%1,981
Percentage Net Loans Charged-off: Loans to individuals1.8474%426
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8474%387
Percentage Net Loans Charged-off: All other loans and lease0.0788%944
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1140%2,038
Percentage Net Loans Charged-off: Total real estate loans0.1316%1,468
Percentage Net Loans Charged-off:Construction & development0.4736%380
Percentage Net Loans Charged-off: Commercial real estate0.1278%739
Percentage Net Loans Charged-off: Multi-family residential-0.0062%5,050
Percentage Net Loans Charged-off: 1-4 family residential0.1473%1,379
Percentage Net Loans Charged-off: Home equity loans0.3096%405
All other 1-4 family - Percent of loans charged-off, net0.0896%1,538
Percentage Net Loans Charged-off: Commercial and industrial0.0187%1,293
Percentage Net Loans Charged-off: Loans to individuals1.8102%483
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8102%421
Percentage Net Loans Charged-off: All other loans and lease0.1437%658
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1912%2,936
Percentage Net Loans Charged-off: Total real estate loans0.1602%2,625
Percentage Net Loans Charged-off:Construction & development0.8611%879
Percentage Net Loans Charged-off: Commercial real estate0.1004%2,080
Percentage Net Loans Charged-off: Multi-family residential-0.0088%5,150
Percentage Net Loans Charged-off: 1-4 family residential0.2132%2,153
Percentage Net Loans Charged-off: Home equity loans0.2956%897
All other 1-4 family - Percent of loans charged-off, net0.1818%2,283
Percentage Net Loans Charged-off: Commercial and industrial0.2719%2,005
Percentage Net Loans Charged-off: Loans to individuals1.4163%775
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4163%697
Percentage Net Loans Charged-off: All other loans and lease0.1560%987
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1979%2,652
Percentage Net Loans Charged-off: Total real estate loans0.1638%2,419
Percentage Net Loans Charged-off:Construction & development0.7962%833
Percentage Net Loans Charged-off: Commercial real estate0.1168%1,751
Percentage Net Loans Charged-off: Multi-family residential-0.0054%5,197
Percentage Net Loans Charged-off: 1-4 family residential0.2029%2,080
Percentage Net Loans Charged-off: Home equity loans0.2616%888
All other 1-4 family - Percent of loans charged-off, net0.1801%2,127
Percentage Net Loans Charged-off: Commercial and industrial0.2964%1,741
Percentage Net Loans Charged-off: Loans to individuals1.3697%726
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3697%653
Percentage Net Loans Charged-off: All other loans and lease0.1293%961
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2144%2,476
Percentage Net Loans Charged-off: Total real estate loans0.2213%2,015
Percentage Net Loans Charged-off:Construction & development1.1929%659
Percentage Net Loans Charged-off: Commercial real estate0.1671%1,411
Percentage Net Loans Charged-off: Multi-family residential-0.0068%5,212
Percentage Net Loans Charged-off: 1-4 family residential0.2450%1,817
Percentage Net Loans Charged-off: Home equity loans0.2329%838
All other 1-4 family - Percent of loans charged-off, net0.2497%1,730
Percentage Net Loans Charged-off: Commercial and industrial0.2073%1,706
Percentage Net Loans Charged-off: Loans to individuals1.1096%918
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1096%820
Percentage Net Loans Charged-off: All other loans and lease0.0514%1,059
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2390%2,015
Percentage Net Loans Charged-off: Total real estate loans0.2392%1,636
Percentage Net Loans Charged-off:Construction & development0.8364%585
Percentage Net Loans Charged-off: Commercial real estate0.2416%929
Percentage Net Loans Charged-off: Multi-family residential0.0052%289
Percentage Net Loans Charged-off: 1-4 family residential0.2171%1,620
Percentage Net Loans Charged-off: Home equity loans0.2204%624
All other 1-4 family - Percent of loans charged-off, net0.2158%1,539
Percentage Net Loans Charged-off: Commercial and industrial0.3036%1,122
Percentage Net Loans Charged-off: Loans to individuals1.3542%768
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3542%695
Percentage Net Loans Charged-off: All other loans and lease-0.1172%5,902
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2105%3,706
Percentage Net Loans Charged-off: Total real estate loans0.2044%3,241
Percentage Net Loans Charged-off:Construction & development1.2879%1,347
Percentage Net Loans Charged-off: Commercial real estate0.0957%2,700
Percentage Net Loans Charged-off: Multi-family residential0.1042%751
Percentage Net Loans Charged-off: 1-4 family residential0.2252%2,845
Percentage Net Loans Charged-off: Home equity loans0.1976%1,418
All other 1-4 family - Percent of loans charged-off, net0.2369%2,652
Percentage Net Loans Charged-off: Commercial and industrial0.1661%2,874
Percentage Net Loans Charged-off: Loans to individuals0.8396%1,611
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8396%1,490
Percentage Net Loans Charged-off: All other loans and lease0.4016%844
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2195%3,413
Percentage Net Loans Charged-off: Total real estate loans0.2193%2,967
Percentage Net Loans Charged-off:Construction & development1.6883%1,111
Percentage Net Loans Charged-off: Commercial real estate0.0963%2,397
Percentage Net Loans Charged-off: Multi-family residential0.0915%670
Percentage Net Loans Charged-off: 1-4 family residential0.2117%2,767
Percentage Net Loans Charged-off: Home equity loans0.1797%1,293
All other 1-4 family - Percent of loans charged-off, net0.2254%2,561
Percentage Net Loans Charged-off: Commercial and industrial0.1614%2,617
Percentage Net Loans Charged-off: Loans to individuals0.6707%1,768
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6707%1,633
Percentage Net Loans Charged-off: All other loans and lease0.4456%727
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2397%3,135
Percentage Net Loans Charged-off: Total real estate loans0.2582%2,625
Percentage Net Loans Charged-off:Construction & development2.0375%954
Percentage Net Loans Charged-off: Commercial real estate0.1114%2,020
Percentage Net Loans Charged-off: Multi-family residential0.1114%530
Percentage Net Loans Charged-off: 1-4 family residential0.2444%2,430
Percentage Net Loans Charged-off: Home equity loans0.2366%1,077
All other 1-4 family - Percent of loans charged-off, net0.2478%2,292
Percentage Net Loans Charged-off: Commercial and industrial0.1399%2,373
Percentage Net Loans Charged-off: Loans to individuals0.5893%1,844
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5893%1,712
Percentage Net Loans Charged-off: All other loans and lease0.4708%648
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2186%2,834
Percentage Net Loans Charged-off: Total real estate loans0.2686%2,249
Percentage Net Loans Charged-off:Construction & development2.9861%606
Percentage Net Loans Charged-off: Commercial real estate0.0159%1,674
Percentage Net Loans Charged-off: Multi-family residential-0.0004%5,517
Percentage Net Loans Charged-off: 1-4 family residential0.2823%1,939
Percentage Net Loans Charged-off: Home equity loans0.2518%838
All other 1-4 family - Percent of loans charged-off, net0.2957%1,776
Percentage Net Loans Charged-off: Commercial and industrial0.0638%1,848
Percentage Net Loans Charged-off: Loans to individuals0.5712%1,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5712%1,530
Percentage Net Loans Charged-off: All other loans and lease0.3734%553
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2607%4,147
Percentage Net Loans Charged-off: Total real estate loans0.2022%3,919
Percentage Net Loans Charged-off:Construction & development0.4660%2,455
Percentage Net Loans Charged-off: Commercial real estate-0.0771%6,983
Percentage Net Loans Charged-off: Multi-family residential1.5733%516
Percentage Net Loans Charged-off: 1-4 family residential0.2031%3,417
Percentage Net Loans Charged-off: Home equity loans0.1938%1,630
All other 1-4 family - Percent of loans charged-off, net0.2079%3,288
Percentage Net Loans Charged-off: Commercial and industrial0.3578%3,033
Percentage Net Loans Charged-off: Loans to individuals1.2250%1,386
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0207%1,422
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2826%3,670
Percentage Net Loans Charged-off: Total real estate loans0.2347%3,422
Percentage Net Loans Charged-off:Construction & development0.6463%2,094
Percentage Net Loans Charged-off: Commercial real estate-0.0729%7,028
Percentage Net Loans Charged-off: Multi-family residential1.7911%418
Percentage Net Loans Charged-off: 1-4 family residential0.2118%3,078
Percentage Net Loans Charged-off: Home equity loans0.2043%1,418
All other 1-4 family - Percent of loans charged-off, net0.2158%2,921
Percentage Net Loans Charged-off: Commercial and industrial0.3629%2,663
Percentage Net Loans Charged-off: Loans to individuals1.1653%1,326
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9365%1,377
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3289%3,243
Percentage Net Loans Charged-off: Total real estate loans0.3041%2,879
Percentage Net Loans Charged-off:Construction & development0.8219%1,741
Percentage Net Loans Charged-off: Commercial real estate0.0470%2,462
Percentage Net Loans Charged-off: Multi-family residential1.9736%332
Percentage Net Loans Charged-off: 1-4 family residential0.2003%2,890
Percentage Net Loans Charged-off: Home equity loans0.1898%1,254
All other 1-4 family - Percent of loans charged-off, net0.2063%2,717
Percentage Net Loans Charged-off: Commercial and industrial0.3655%2,387
Percentage Net Loans Charged-off: Loans to individuals1.2122%1,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9510%1,266
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3307%2,734
Percentage Net Loans Charged-off: Total real estate loans0.3014%2,401
Percentage Net Loans Charged-off:Construction & development1.5937%1,072
Percentage Net Loans Charged-off: Commercial real estate0.2481%1,401
Percentage Net Loans Charged-off: Multi-family residential-0.1075%5,734
Percentage Net Loans Charged-off: 1-4 family residential0.2005%2,269
Percentage Net Loans Charged-off: Home equity loans0.1846%913
All other 1-4 family - Percent of loans charged-off, net0.2097%2,090
Percentage Net Loans Charged-off: Commercial and industrial0.3530%1,805
Percentage Net Loans Charged-off: Loans to individuals1.8370%810
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3728%811
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4594%3,781
Percentage Net Loans Charged-off: Total real estate loans0.4244%3,223
Percentage Net Loans Charged-off:Construction & development0.8678%2,602
Percentage Net Loans Charged-off: Commercial real estate0.6159%1,814
Percentage Net Loans Charged-off: Multi-family residential0.1540%994
Percentage Net Loans Charged-off: 1-4 family residential0.1755%3,607
Percentage Net Loans Charged-off: Home equity loans0.2068%1,612
All other 1-4 family - Percent of loans charged-off, net0.1558%3,602
Percentage Net Loans Charged-off: Commercial and industrial0.5289%3,274
Percentage Net Loans Charged-off: Loans to individuals1.2005%1,850
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4622%3,440
Percentage Net Loans Charged-off: Total real estate loans0.4281%2,929
Percentage Net Loans Charged-off:Construction & development0.9538%2,296
Percentage Net Loans Charged-off: Commercial real estate0.6277%1,557
Percentage Net Loans Charged-off: Multi-family residential0.2829%752
Percentage Net Loans Charged-off: 1-4 family residential0.1481%3,452
Percentage Net Loans Charged-off: Home equity loans0.1898%1,460
All other 1-4 family - Percent of loans charged-off, net0.1213%3,444
Percentage Net Loans Charged-off: Commercial and industrial0.5301%2,870
Percentage Net Loans Charged-off: Loans to individuals1.1298%1,783
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4871%3,081
Percentage Net Loans Charged-off: Total real estate loans0.3983%2,750
Percentage Net Loans Charged-off:Construction & development0.0060%2,684
Percentage Net Loans Charged-off: Commercial real estate0.8275%1,139
Percentage Net Loans Charged-off: Multi-family residential0.0064%705
Percentage Net Loans Charged-off: 1-4 family residential0.1073%3,337
Percentage Net Loans Charged-off: Home equity loans0.1367%1,285
All other 1-4 family - Percent of loans charged-off, net0.0885%3,276
Percentage Net Loans Charged-off: Commercial and industrial0.7059%2,342
Percentage Net Loans Charged-off: Loans to individuals0.7968%2,250
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3388%3,053
Percentage Net Loans Charged-off: Total real estate loans0.3464%2,410
Percentage Net Loans Charged-off:Construction & development-0.0008%6,906
Percentage Net Loans Charged-off: Commercial real estate0.6550%971
Percentage Net Loans Charged-off: Multi-family residential0.0124%451
Percentage Net Loans Charged-off: 1-4 family residential0.1677%2,382
Percentage Net Loans Charged-off: Home equity loans0.2531%837
All other 1-4 family - Percent of loans charged-off, net0.1131%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.3146%2,223
Percentage Net Loans Charged-off: Loans to individuals0.7342%2,199
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3255%4,608
Percentage Net Loans Charged-off: Total real estate loans0.1883%4,186
Percentage Net Loans Charged-off:Construction & development0.0447%3,417
Percentage Net Loans Charged-off: Commercial real estate0.2730%2,233
Percentage Net Loans Charged-off: Multi-family residential0.0620%877
Percentage Net Loans Charged-off: 1-4 family residential0.1612%3,489
Percentage Net Loans Charged-off: Home equity loans0.0809%1,793
All other 1-4 family - Percent of loans charged-off, net0.2054%3,078
Percentage Net Loans Charged-off: Commercial and industrial0.6200%3,495
Percentage Net Loans Charged-off: Loans to individuals1.4634%1,931
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3103%4,096
Percentage Net Loans Charged-off: Total real estate loans0.1985%3,601
Percentage Net Loans Charged-off:Construction & development0.0581%3,002
Percentage Net Loans Charged-off: Commercial real estate0.3129%1,660
Percentage Net Loans Charged-off: Multi-family residential0.0717%664
Percentage Net Loans Charged-off: 1-4 family residential0.1468%3,163
Percentage Net Loans Charged-off: Home equity loans0.0628%1,546
All other 1-4 family - Percent of loans charged-off, net0.1914%2,719
Percentage Net Loans Charged-off: Commercial and industrial0.5354%3,077
Percentage Net Loans Charged-off: Loans to individuals1.3741%1,868
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2560%3,918
Percentage Net Loans Charged-off: Total real estate loans0.0935%3,843
Percentage Net Loans Charged-off:Construction & development0.0908%2,517
Percentage Net Loans Charged-off: Commercial real estate0.1165%1,782
Percentage Net Loans Charged-off: Multi-family residential0.0594%502
Percentage Net Loans Charged-off: 1-4 family residential0.0779%3,160
Percentage Net Loans Charged-off: Home equity loans0.0564%1,232
All other 1-4 family - Percent of loans charged-off, net0.0890%2,879
Percentage Net Loans Charged-off: Commercial and industrial0.6052%2,491
Percentage Net Loans Charged-off: Loans to individuals1.4212%1,709
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2995%2,917
Percentage Net Loans Charged-off: Total real estate loans0.0891%2,977
Percentage Net Loans Charged-off:Construction & development0.1687%1,686
Percentage Net Loans Charged-off: Commercial real estate0.1172%1,070
Percentage Net Loans Charged-off: Multi-family residential0.1119%284
Percentage Net Loans Charged-off: 1-4 family residential0.0439%2,497
Percentage Net Loans Charged-off: Home equity loans0.0166%820
All other 1-4 family - Percent of loans charged-off, net0.0575%2,227
Percentage Net Loans Charged-off: Commercial and industrial0.7791%1,591
Percentage Net Loans Charged-off: Loans to individuals1.4781%1,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1076%5,209
Percentage Net Loans Charged-off: Total real estate loans0.0564%4,264
Percentage Net Loans Charged-off:Construction & development0.0652%2,684
Percentage Net Loans Charged-off: Commercial real estate0.0856%1,820
Percentage Net Loans Charged-off: Multi-family residential0.0227%528
Percentage Net Loans Charged-off: 1-4 family residential0.0389%3,599
Percentage Net Loans Charged-off: Home equity loans0.0660%1,264
All other 1-4 family - Percent of loans charged-off, net0.0288%3,531
Percentage Net Loans Charged-off: Commercial and industrial0.1484%3,781
Percentage Net Loans Charged-off: Loans to individuals1.1868%1,897
Percentage Net Loans Charged-off: Credit card loans4.0031%383
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0879%4,634
Percentage Net Loans Charged-off: Total real estate loans0.0394%3,691
Percentage Net Loans Charged-off:Construction & development0.0031%2,234
Percentage Net Loans Charged-off: Commercial real estate0.0793%1,318
Percentage Net Loans Charged-off: Multi-family residential0.0318%355
Percentage Net Loans Charged-off: 1-4 family residential0.0245%3,156
Percentage Net Loans Charged-off: Home equity loans0.0802%981
All other 1-4 family - Percent of loans charged-off, net0.0049%3,203
Percentage Net Loans Charged-off: Commercial and industrial0.1360%3,100
Percentage Net Loans Charged-off: Loans to individuals1.0307%1,814
Percentage Net Loans Charged-off: Credit card loans4.2698%325
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0721%4,259
Percentage Net Loans Charged-off: Total real estate loans0.0310%3,209
Percentage Net Loans Charged-off:Construction & development0.0047%1,685
Percentage Net Loans Charged-off: Commercial real estate0.0333%1,143
Percentage Net Loans Charged-off: Multi-family residential0.0525%226
Percentage Net Loans Charged-off: 1-4 family residential0.0341%2,460
Percentage Net Loans Charged-off: Home equity loans0.1143%752
All other 1-4 family - Percent of loans charged-off, net0.0078%2,536
Percentage Net Loans Charged-off: Commercial and industrial0.1376%2,531
Percentage Net Loans Charged-off: Loans to individuals0.6548%2,438
Percentage Net Loans Charged-off: Credit card loans4.8038%257
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0745%3,374
Percentage Net Loans Charged-off: Total real estate loans0.0228%2,401
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.1229%114
Percentage Net Loans Charged-off: 1-4 family residential0.0329%1,730
Percentage Net Loans Charged-off: Home equity loans0.0896%502
All other 1-4 family - Percent of loans charged-off, net0.0156%1,669
Percentage Net Loans Charged-off: Commercial and industrial0.1846%1,657
Percentage Net Loans Charged-off: Loans to individuals0.5399%2,354
Percentage Net Loans Charged-off: Credit card loans6.4050%158
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1214%3,621
Percentage Net Loans Charged-off: Total real estate loans-0.0122%8,045
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate-0.0140%8,234
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0140%7,894
Percentage Net Loans Charged-off: Home equity loans-0.0051%5,956
All other 1-4 family - Percent of loans charged-off, net-0.0163%7,895
Percentage Net Loans Charged-off: Commercial and industrial0.4544%1,987
Percentage Net Loans Charged-off: Loans to individuals1.3333%1,145
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1064%3,091
Percentage Net Loans Charged-off: Total real estate loans-0.0143%7,861
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0126%7,879
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0173%7,858
Percentage Net Loans Charged-off: Home equity loans-0.0068%5,955
All other 1-4 family - Percent of loans charged-off, net-0.0200%7,854
Percentage Net Loans Charged-off: Commercial and industrial0.4230%1,634
Percentage Net Loans Charged-off: Loans to individuals1.0682%1,266
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1108%2,611
Percentage Net Loans Charged-off: Total real estate loans-0.0180%7,881
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0005%7,760
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0252%7,922
Percentage Net Loans Charged-off: Home equity loans-0.0101%5,956
All other 1-4 family - Percent of loans charged-off, net-0.0290%7,940
Percentage Net Loans Charged-off: Commercial and industrial0.4812%1,274
Percentage Net Loans Charged-off: Loans to individuals0.7488%1,747
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1240%1,952
Percentage Net Loans Charged-off: Total real estate loans-0.0005%7,422
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0007%7,861
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%7,638
Percentage Net Loans Charged-off: Home equity loans0.0008%370
All other 1-4 family - Percent of loans charged-off, net-0.0009%7,637
Percentage Net Loans Charged-off: Commercial and industrial0.4954%896
Percentage Net Loans Charged-off: Loans to individuals0.6775%1,764
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0684%3,920
Percentage Net Loans Charged-off: Total real estate loans-0.0346%8,182
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.2256%8,284
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0039%2,825
Percentage Net Loans Charged-off: Home equity loans0.0211%649
All other 1-4 family - Percent of loans charged-off, net-0.0007%7,670
Percentage Net Loans Charged-off: Commercial and industrial0.3489%1,979
Percentage Net Loans Charged-off: Loans to individuals1.3879%966
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2127%1,045
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0454%3,866
Percentage Net Loans Charged-off: Total real estate loans-0.0510%8,242
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.2988%8,350
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%7,647
Percentage Net Loans Charged-off: Home equity loans-0.0074%5,974
All other 1-4 family - Percent of loans charged-off, net0.0003%2,251
Percentage Net Loans Charged-off: Commercial and industrial0.2961%1,702
Percentage Net Loans Charged-off: Loans to individuals1.5825%698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2567%891
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0264%7,659
Percentage Net Loans Charged-off: Total real estate loans-0.0745%8,329
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.4455%8,407
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0018%1,994
Percentage Net Loans Charged-off: Home equity loans-0.0123%5,967
All other 1-4 family - Percent of loans charged-off, net0.0057%1,808
Percentage Net Loans Charged-off: Commercial and industrial0.0251%2,492
Percentage Net Loans Charged-off: Loans to individuals2.3945%380
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3259%722
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0622%7,866
Percentage Net Loans Charged-off: Total real estate loans-0.1421%8,474
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.8159%8,433
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%7,791
Percentage Net Loans Charged-off: Home equity loans-0.0158%5,954
All other 1-4 family - Percent of loans charged-off, net0.0025%1,226
Percentage Net Loans Charged-off: Commercial and industrial0.0617%1,508
Percentage Net Loans Charged-off: Loans to individuals3.1696%298
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4027%585
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0745%4,196
Percentage Net Loans Charged-off: Total real estate loans-0.0071%7,834
Percentage Net Loans Charged-off:Construction & development-0.0013%7,675
Percentage Net Loans Charged-off: Commercial real estate-0.0063%7,992
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%7,983
Percentage Net Loans Charged-off: Home equity loans-0.0262%6,029
All other 1-4 family - Percent of loans charged-off, net-0.0032%7,845
Percentage Net Loans Charged-off: Commercial and industrial0.0525%3,647
Percentage Net Loans Charged-off: Loans to individuals4.5354%158
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9591%611
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0452%4,338
Percentage Net Loans Charged-off: Total real estate loans-0.0081%7,806
Percentage Net Loans Charged-off:Construction & development-0.0017%7,682
Percentage Net Loans Charged-off: Commercial real estate-0.0049%7,968
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0102%7,959
Percentage Net Loans Charged-off: Home equity loans-0.0345%5,994
All other 1-4 family - Percent of loans charged-off, net-0.0031%7,781
Percentage Net Loans Charged-off: Commercial and industrial0.0493%3,070
Percentage Net Loans Charged-off: Loans to individuals4.5932%149
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1394%1,036
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0414%4,113
Percentage Net Loans Charged-off: Total real estate loans-0.0120%7,880
Percentage Net Loans Charged-off:Construction & development-0.0026%7,681
Percentage Net Loans Charged-off: Commercial real estate-0.0059%8,029
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0156%8,027
Percentage Net Loans Charged-off: Home equity loans-0.0427%5,951
All other 1-4 family - Percent of loans charged-off, net-0.0078%7,882
Percentage Net Loans Charged-off: Commercial and industrial0.0420%2,659
Percentage Net Loans Charged-off: Loans to individuals4.9806%135
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0081%6,940
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0404%3,470
Percentage Net Loans Charged-off: Total real estate loans-0.0181%8,081
Percentage Net Loans Charged-off:Construction & development-0.0054%7,722
Percentage Net Loans Charged-off: Commercial real estate-0.0003%8,120
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0258%8,200
Percentage Net Loans Charged-off: Home equity loans-0.0842%5,963
All other 1-4 family - Percent of loans charged-off, net-0.0092%8,011
Percentage Net Loans Charged-off: Commercial and industrial0.0653%1,748
Percentage Net Loans Charged-off: Loans to individuals4.5008%194
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0048%7,034
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1471%3,420
Percentage Net Loans Charged-off: Total real estate loans0.0506%2,301
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.2546%693
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%7,985
Percentage Net Loans Charged-off: Home equity loans-0.0377%6,014
All other 1-4 family - Percent of loans charged-off, net0.0025%3,022
Percentage Net Loans Charged-off: Commercial and industrial0.0827%3,721
Percentage Net Loans Charged-off: Loans to individuals2.0200%745
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0858%1,353
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0070%1,357
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1187%3,366
Percentage Net Loans Charged-off: Total real estate loans-0.0018%7,739
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0086%8,251
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0001%2,764
Percentage Net Loans Charged-off: Home equity loans-0.0194%5,967
All other 1-4 family - Percent of loans charged-off, net0.0046%2,505
Percentage Net Loans Charged-off: Commercial and industrial0.0572%3,257
Percentage Net Loans Charged-off: Loans to individuals1.9829%714
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0541%1,256
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0100%1,319
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1176%3,134
Percentage Net Loans Charged-off: Total real estate loans-0.0021%7,770
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0113%8,357
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0005%2,280
Percentage Net Loans Charged-off: Home equity loans-0.0300%5,965
All other 1-4 family - Percent of loans charged-off, net0.0072%2,026
Percentage Net Loans Charged-off: Commercial and industrial-0.0132%6,918
Percentage Net Loans Charged-off: Loans to individuals1.7605%884
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1064%2,800
Percentage Net Loans Charged-off: Total real estate loans-0.0089%8,089
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0191%8,479
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0070%8,136
Percentage Net Loans Charged-off: Home equity loans-0.0404%5,930
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0716%7,407
Percentage Net Loans Charged-off: Loans to individuals1.3282%1,401
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6456%1,083
Percentage Net Loans Charged-off: Total real estate loans-0.0131%8,320
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.0210%8,502
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0125%8,381
Percentage Net Loans Charged-off: Home equity loans-0.0427%6,027
All other 1-4 family - Percent of loans charged-off, net-0.0075%8,290
Percentage Net Loans Charged-off: Commercial and industrial0.1283%3,960
Percentage Net Loans Charged-off: Loans to individuals3.9731%276
Percentage Net Loans Charged-off: Credit card loans3.5555%702
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1135%1,507
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6799%875
Percentage Net Loans Charged-off: Total real estate loans-0.0151%8,362
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0286%8,584
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0128%8,373
Percentage Net Loans Charged-off: Home equity loans-0.0529%5,986
All other 1-4 family - Percent of loans charged-off, net-0.0064%8,268
Percentage Net Loans Charged-off: Commercial and industrial0.0513%3,833
Percentage Net Loans Charged-off: Loans to individuals4.2650%238
Percentage Net Loans Charged-off: Credit card loans3.9210%610
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1578%1,227
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7292%821
Percentage Net Loans Charged-off: Total real estate loans-0.0125%8,334
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0410%8,649
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%8,228
Percentage Net Loans Charged-off: Home equity loans-0.0079%5,903
All other 1-4 family - Percent of loans charged-off, net-0.0039%8,249
Percentage Net Loans Charged-off: Commercial and industrial-0.0180%7,417
Percentage Net Loans Charged-off: Loans to individuals4.8194%195
Percentage Net Loans Charged-off: Credit card loans4.6549%492
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8841%573
Percentage Net Loans Charged-off: Total real estate loans-0.0013%8,056
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0061%8,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0002%1,646
Percentage Net Loans Charged-off: Home equity loans-0.0069%5,860
All other 1-4 family - Percent of loans charged-off, net0.0013%1,543
Percentage Net Loans Charged-off: Commercial and industrial0.0302%2,370
Percentage Net Loans Charged-off: Loans to individuals6.0457%153
Percentage Net Loans Charged-off: Credit card loans6.3246%336
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1318%598
Percentage Net Loans Charged-off: Total real estate loans-0.0249%8,663
Percentage Net Loans Charged-off:Construction & development-0.0271%8,080
Percentage Net Loans Charged-off: Commercial real estate-0.0366%8,701
Percentage Net Loans Charged-off: Multi-family residential-0.0660%6,564
Percentage Net Loans Charged-off: 1-4 family residential-0.0182%8,617
Percentage Net Loans Charged-off: Home equity loans-0.0088%5,950
All other 1-4 family - Percent of loans charged-off, net-0.0192%8,623
Percentage Net Loans Charged-off: Commercial and industrial0.3942%3,102
Percentage Net Loans Charged-off: Loans to individuals7.9439%78
Percentage Net Loans Charged-off: Credit card loans9.0023%176
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5225%1,004
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.3617%1,479
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3020%496
Percentage Net Loans Charged-off: Total real estate loans-0.0270%8,868
Percentage Net Loans Charged-off:Construction & development-0.0012%8,146
Percentage Net Loans Charged-off: Commercial real estate-0.0746%8,990
Percentage Net Loans Charged-off: Multi-family residential-0.0631%6,634
Percentage Net Loans Charged-off: 1-4 family residential-0.0087%8,696
Percentage Net Loans Charged-off: Home equity loans-0.0538%5,995
All other 1-4 family - Percent of loans charged-off, net-0.0053%8,626
Percentage Net Loans Charged-off: Commercial and industrial1.0362%1,754
Percentage Net Loans Charged-off: Loans to individuals5.8130%135
Percentage Net Loans Charged-off: Credit card loans5.9121%346
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2846%1,218
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2830%1,664
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8458%707
Percentage Net Loans Charged-off: Total real estate loans-0.0056%1,322
Percentage Net Loans Charged-off:Construction & development-0.0090%1,375
Percentage Net Loans Charged-off: Commercial real estate-0.1324%1,473
Percentage Net Loans Charged-off: Multi-family residential-0.0313%1,371
Percentage Net Loans Charged-off: 1-4 family residential0.0423%485
Percentage Net Loans Charged-off: Home equity loans0.0250%322
All other 1-4 family - Percent of loans charged-off, net0.0435%441
Percentage Net Loans Charged-off: Commercial and industrial0.4595%479
Percentage Net Loans Charged-off: Loans to individuals3.1526%106
Percentage Net Loans Charged-off: Credit card loans3.5407%248
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4694%14
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8219%751
Percentage Net Loans Charged-off: Total real estate loans0.0848%305
Percentage Net Loans Charged-off:Construction & development0.6050%45
Percentage Net Loans Charged-off: Commercial real estate-0.0718%1,360
Percentage Net Loans Charged-off: Multi-family residential-0.0609%1,361
Percentage Net Loans Charged-off: 1-4 family residential0.0952%311
Percentage Net Loans Charged-off: Home equity loans0.0433%302
All other 1-4 family - Percent of loans charged-off, net0.0982%291
Percentage Net Loans Charged-off: Commercial and industrial0.0838%820
Percentage Net Loans Charged-off: Loans to individuals2.9047%129
Percentage Net Loans Charged-off: Credit card loans2.9521%348
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE-2.2410%493
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6707%1,025
Percentage Net Loans Charged-off: Total real estate loans0.1926%145
Percentage Net Loans Charged-off:Construction & development-0.0089%1,252
Percentage Net Loans Charged-off: Commercial real estate-0.1442%1,348
Percentage Net Loans Charged-off: Multi-family residential1.6545%19
Percentage Net Loans Charged-off: 1-4 family residential0.2428%109
Percentage Net Loans Charged-off: Home equity loans0.1150%211
All other 1-4 family - Percent of loans charged-off, net0.2496%97
Percentage Net Loans Charged-off: Commercial and industrial-0.1877%1,335
Percentage Net Loans Charged-off: Loans to individuals2.3394%176
Percentage Net Loans Charged-off: Credit card loans2.3433%534
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.8849%476
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7919%829
Percentage Net Loans Charged-off: Total real estate loans0.2879%110
Percentage Net Loans Charged-off:Construction & development-0.0065%1,227
Percentage Net Loans Charged-off: Commercial real estate0.2407%161
Percentage Net Loans Charged-off: Multi-family residential-0.3400%1,356
Percentage Net Loans Charged-off: 1-4 family residential0.3569%68
Percentage Net Loans Charged-off: Home equity loans0.6264%59
All other 1-4 family - Percent of loans charged-off, net0.3447%72
Percentage Net Loans Charged-off: Commercial and industrial-0.4983%1,355
Percentage Net Loans Charged-off: Loans to individuals2.5904%160
Percentage Net Loans Charged-off: Credit card loans2.6593%526
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1119%477
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8123%956
Percentage Net Loans Charged-off: Total real estate loans0.4498%110
Percentage Net Loans Charged-off:Construction & development-0.0249%1,312
Percentage Net Loans Charged-off: Commercial real estate0.2779%236
Percentage Net Loans Charged-off: Multi-family residential2.5999%37
Percentage Net Loans Charged-off: 1-4 family residential0.4216%90
Percentage Net Loans Charged-off: Home equity loans0.5365%71
All other 1-4 family - Percent of loans charged-off, net0.4165%82
Percentage Net Loans Charged-off: Commercial and industrial-0.3255%1,354
Percentage Net Loans Charged-off: Loans to individuals2.5801%162
Percentage Net Loans Charged-off: Credit card loans2.7014%473
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE-2.1905%530
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9767%702
Percentage Net Loans Charged-off: Total real estate loans0.8043%89
Percentage Net Loans Charged-off:Construction & development0.1974%211
Percentage Net Loans Charged-off: Commercial real estate1.0153%128
Percentage Net Loans Charged-off: Multi-family residential6.3475%16
Percentage Net Loans Charged-off: 1-4 family residential0.5099%76
Percentage Net Loans Charged-off: Home equity loans0.4042%99
All other 1-4 family - Percent of loans charged-off, net0.5190%73
Percentage Net Loans Charged-off: Commercial and industrial0.8285%206
Percentage Net Loans Charged-off: Loans to individuals1.9307%152
Percentage Net Loans Charged-off: Credit card loans2.0642%509
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.1165%22
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1282%639
Percentage Net Loans Charged-off: Total real estate loans1.0485%91
Percentage Net Loans Charged-off:Construction & development0.0820%296
Percentage Net Loans Charged-off: Commercial real estate-0.0891%1,307
Percentage Net Loans Charged-off: Multi-family residential0.9207%145
Percentage Net Loans Charged-off: 1-4 family residential1.3614%35
Percentage Net Loans Charged-off: Home equity loans0.4415%85
All other 1-4 family - Percent of loans charged-off, net1.4344%30
Percentage Net Loans Charged-off: Commercial and industrial0.8528%244
Percentage Net Loans Charged-off: Loans to individuals1.5873%157
Percentage Net Loans Charged-off: Credit card loans1.6633%521
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.1016%32
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2793%903
Percentage Net Loans Charged-off: Total real estate loans1.0889%163
Percentage Net Loans Charged-off:Construction & development1.1296%254
Percentage Net Loans Charged-off: Commercial real estate2.1774%140
Percentage Net Loans Charged-off: Multi-family residential3.2168%67
Percentage Net Loans Charged-off: 1-4 family residential0.7844%85
Percentage Net Loans Charged-off: Home equity loans1.0065%46
All other 1-4 family - Percent of loans charged-off, net0.7658%103
Percentage Net Loans Charged-off: Commercial and industrial1.1181%357
Percentage Net Loans Charged-off: Loans to individuals2.0595%173
Percentage Net Loans Charged-off: Credit card loans2.1735%446
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.6507%62
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1984%624
Percentage Net Loans Charged-off: Total real estate loans1.2184%208
Percentage Net Loans Charged-off:Construction & development3.9517%201
Percentage Net Loans Charged-off: Commercial real estate3.3608%115
Percentage Net Loans Charged-off: Multi-family residential6.1061%60
Percentage Net Loans Charged-off: 1-4 family residential0.6122%125
Percentage Net Loans Charged-off: Home equity loans0.2636%188
All other 1-4 family - Percent of loans charged-off, net0.6661%125
Percentage Net Loans Charged-off: Commercial and industrial7.7480%76
Percentage Net Loans Charged-off: Loans to individuals3.1738%125
Percentage Net Loans Charged-off: Credit card loans3.4960%336
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.0263%48