Home > People's State Bank > Income and Expense
People's State Bank, Income and Expense
2006-09-30 (YTD Data) | Rank | |
Total interest income | $2,045,000 | 7,029 |
Total interest expense | $893,000 | 6,581 |
Net interest income | $1,152,000 | 7,214 |
Provision for loan and lease losses | $0 | 6,685 |
Total noninterest income | $155,000 | 6,910 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $84,000 | 6,055 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $71,000 | 6,401 |
Total noninterest expense | $1,018,000 | 7,129 |
Salaries and employee benefits | $443,000 | 7,611 |
Premises and equipment expense | $210,000 | 5,934 |
Additional noninterest expense | $365,000 | 6,592 |
Pre-tax net operating income | $289,000 | 7,050 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $-23,000 | 8,451 |
Income before extraordinary items | $312,000 | 6,666 |
Extraordinary gains, net | $0 | 45 |
Net income | $312,000 | 6,666 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 7,141 |
Cash dividends | $238,000 | 3,972 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $312,000 | 6,667 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $1,345,000 | 7,051 |
Total interest expense | $573,000 | 6,587 |
Net interest income | $772,000 | 7,240 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $108,000 | 6,854 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $54,000 | 6,138 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $54,000 | 6,262 |
Total noninterest expense | $702,000 | 7,092 |
Salaries and employee benefits | $308,000 | 7,581 |
Premises and equipment expense | $140,000 | 5,947 |
Additional noninterest expense | $254,000 | 6,531 |
Pre-tax net operating income | $178,000 | 7,220 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $0 | 6,706 |
Income before extraordinary items | $178,000 | 6,934 |
Extraordinary gains, net | $0 | 39 |
Net income | $178,000 | 6,938 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,361 |
Cash dividends | $132,000 | 4,122 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $178,000 | 6,940 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $663,000 | 7,065 |
Total interest expense | $272,000 | 6,626 |
Net interest income | $391,000 | 7,241 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $69,000 | 6,367 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $27,000 | 6,103 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $42,000 | 5,444 |
Total noninterest expense | $352,000 | 7,102 |
Salaries and employee benefits | $153,000 | 7,593 |
Premises and equipment expense | $68,000 | 6,040 |
Additional noninterest expense | $131,000 | 6,438 |
Pre-tax net operating income | $108,000 | 6,955 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $0 | 6,588 |
Income before extraordinary items | $108,000 | 6,599 |
Extraordinary gains, net | $0 | 21 |
Net income | $108,000 | 6,600 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $46,000 | 3,628 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $108,000 | 6,595 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $2,551,000 | 6,971 |
Total interest expense | $869,000 | 6,607 |
Net interest income | $1,682,000 | 7,054 |
Provision for loan and lease losses | $0 | 7,120 |
Total noninterest income | $195,000 | 7,109 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $117,000 | 6,043 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $78,000 | 6,787 |
Total noninterest expense | $1,401,000 | 7,055 |
Salaries and employee benefits | $617,000 | 7,564 |
Premises and equipment expense | $270,000 | 6,005 |
Additional noninterest expense | $514,000 | 6,493 |
Pre-tax net operating income | $476,000 | 6,830 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $-48,000 | 8,553 |
Income before extraordinary items | $524,000 | 6,278 |
Extraordinary gains, net | $0 | 46 |
Net income | $524,000 | 6,284 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 6,503 |
Cash dividends | $669,000 | 3,156 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $524,000 | 6,243 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $1,872,000 | 7,031 |
Total interest expense | $599,000 | 6,719 |
Net interest income | $1,273,000 | 7,063 |
Provision for loan and lease losses | $-1,000 | 8,565 |
Total noninterest income | $156,000 | 7,028 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $88,000 | 6,079 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $68,000 | 6,563 |
Total noninterest expense | $1,009,000 | 7,145 |
Salaries and employee benefits | $445,000 | 7,616 |
Premises and equipment expense | $182,000 | 6,253 |
Additional noninterest expense | $382,000 | 6,492 |
Pre-tax net operating income | $421,000 | 6,701 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $18,000 | 6,335 |
Income before extraordinary items | $403,000 | 6,355 |
Extraordinary gains, net | $0 | 35 |
Net income | $403,000 | 6,359 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,144 |
Cash dividends | $641,000 | 2,438 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $403,000 | 6,319 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,217,000 | 7,046 |
Total interest expense | $357,000 | 6,859 |
Net interest income | $860,000 | 7,034 |
Provision for loan and lease losses | $18,000 | 5,733 |
Total noninterest income | $104,000 | 6,995 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $55,000 | 6,149 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $49,000 | 6,441 |
Total noninterest expense | $648,000 | 7,234 |
Salaries and employee benefits | $279,000 | 7,721 |
Premises and equipment expense | $123,000 | 6,229 |
Additional noninterest expense | $246,000 | 6,582 |
Pre-tax net operating income | $298,000 | 6,587 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $12,000 | 6,334 |
Income before extraordinary items | $286,000 | 6,218 |
Extraordinary gains, net | $0 | 30 |
Net income | $286,000 | 6,221 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,660 |
Cash dividends | $641,000 | 1,861 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $286,000 | 6,163 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $609,000 | 7,071 |
Total interest expense | $173,000 | 6,884 |
Net interest income | $436,000 | 7,063 |
Provision for loan and lease losses | $9,000 | 5,480 |
Total noninterest income | $70,000 | 6,425 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $30,000 | 5,982 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $40,000 | 5,645 |
Total noninterest expense | $320,000 | 7,319 |
Salaries and employee benefits | $140,000 | 7,779 |
Premises and equipment expense | $59,000 | 6,380 |
Additional noninterest expense | $121,000 | 6,644 |
Pre-tax net operating income | $177,000 | 6,227 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $0 | 6,892 |
Income before extraordinary items | $177,000 | 5,712 |
Extraordinary gains, net | $0 | 24 |
Net income | $177,000 | 5,713 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $641,000 | 982 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $177,000 | 5,675 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $2,467,000 | 6,920 |
Total interest expense | $709,000 | 6,564 |
Net interest income | $1,758,000 | 6,957 |
Provision for loan and lease losses | $36,000 | 6,265 |
Total noninterest income | $177,000 | 7,356 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $103,000 | 6,432 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $74,000 | 6,906 |
Total noninterest expense | $1,382,000 | 7,108 |
Salaries and employee benefits | $607,000 | 7,636 |
Premises and equipment expense | $261,000 | 6,073 |
Additional noninterest expense | $514,000 | 6,461 |
Pre-tax net operating income | $517,000 | 6,666 |
Securities gains (losses) | $3,000 | 3,369 |
Applicable income taxes | $404,000 | 3,713 |
Income before extraordinary items | $116,000 | 8,027 |
Extraordinary gains, net | $0 | 34 |
Net income | $116,000 | 8,027 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,973 |
Cash dividends | $1,531,000 | 1,691 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $114,080 | 7,989 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $1,829,000 | 6,959 |
Total interest expense | $535,000 | 6,531 |
Net interest income | $1,294,000 | 7,021 |
Provision for loan and lease losses | $27,000 | 6,080 |
Total noninterest income | $144,000 | 7,260 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $76,000 | 6,505 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $68,000 | 6,593 |
Total noninterest expense | $935,000 | 7,326 |
Salaries and employee benefits | $445,000 | 7,636 |
Premises and equipment expense | $183,000 | 6,237 |
Additional noninterest expense | $307,000 | 7,029 |
Pre-tax net operating income | $476,000 | 6,424 |
Securities gains (losses) | $3,000 | 3,253 |
Applicable income taxes | $90,000 | 5,450 |
Income before extraordinary items | $389,000 | 6,398 |
Extraordinary gains, net | $0 | 26 |
Net income | $389,000 | 6,398 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,496 |
Cash dividends | $748,000 | 2,126 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $386,570 | 6,337 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,208,000 | 7,016 |
Total interest expense | $362,000 | 6,529 |
Net interest income | $846,000 | 7,108 |
Provision for loan and lease losses | $18,000 | 5,953 |
Total noninterest income | $63,000 | 7,907 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $49,000 | 6,572 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $14,000 | 8,074 |
Total noninterest expense | $576,000 | 7,553 |
Salaries and employee benefits | $283,000 | 7,797 |
Premises and equipment expense | $119,000 | 6,333 |
Additional noninterest expense | $174,000 | 7,443 |
Pre-tax net operating income | $315,000 | 6,408 |
Securities gains (losses) | $3,000 | 2,926 |
Applicable income taxes | $69,000 | 5,297 |
Income before extraordinary items | $249,000 | 6,454 |
Extraordinary gains, net | $0 | 21 |
Net income | $249,000 | 6,454 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,017 |
Cash dividends | $748,000 | 1,623 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $246,660 | 6,390 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $610,000 | 7,026 |
Total interest expense | $184,000 | 6,554 |
Net interest income | $426,000 | 7,112 |
Provision for loan and lease losses | $9,000 | 5,706 |
Total noninterest income | $31,000 | 7,933 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $24,000 | 6,539 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $7,000 | 8,076 |
Total noninterest expense | $291,000 | 7,569 |
Salaries and employee benefits | $148,000 | 7,732 |
Premises and equipment expense | $58,000 | 6,408 |
Additional noninterest expense | $85,000 | 7,506 |
Pre-tax net operating income | $157,000 | 6,347 |
Securities gains (losses) | $3,000 | 2,499 |
Applicable income taxes | $36,000 | 5,209 |
Income before extraordinary items | $124,000 | 6,441 |
Extraordinary gains, net | $0 | 16 |
Net income | $124,000 | 6,440 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $748,000 | 874 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $121,690 | 6,380 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $2,725,000 | 6,815 |
Total interest expense | $921,000 | 6,346 |
Net interest income | $1,804,000 | 6,897 |
Provision for loan and lease losses | $36,000 | 6,612 |
Total noninterest income | $154,000 | 7,765 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $123,000 | 6,233 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $31,000 | 8,089 |
Total noninterest expense | $1,353,000 | 7,162 |
Salaries and employee benefits | $669,000 | 7,418 |
Premises and equipment expense | $271,000 | 5,953 |
Additional noninterest expense | $413,000 | 7,079 |
Pre-tax net operating income | $569,000 | 6,448 |
Securities gains (losses) | $45,000 | 2,612 |
Applicable income taxes | $88,000 | 5,852 |
Income before extraordinary items | $526,000 | 6,232 |
Extraordinary gains, net | $0 | 54 |
Net income | $526,000 | 6,236 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-40,000 | 8,894 |
Cash dividends | $712,000 | 2,917 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $487,300 | 6,236 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,070,000 | 6,860 |
Total interest expense | $728,000 | 6,352 |
Net interest income | $1,342,000 | 6,958 |
Provision for loan and lease losses | $27,000 | 6,482 |
Total noninterest income | $207,000 | 6,802 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $100,000 | 6,127 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $107,000 | 5,950 |
Total noninterest expense | $890,000 | 7,489 |
Salaries and employee benefits | $410,000 | 7,886 |
Premises and equipment expense | $190,000 | 6,129 |
Additional noninterest expense | $290,000 | 7,228 |
Pre-tax net operating income | $632,000 | 5,755 |
Securities gains (losses) | $46,000 | 2,381 |
Applicable income taxes | $149,000 | 5,100 |
Income before extraordinary items | $529,000 | 5,702 |
Extraordinary gains, net | $0 | 40 |
Net income | $529,000 | 5,703 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-40,000 | 8,895 |
Cash dividends | $712,000 | 2,151 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $493,120 | 5,717 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,400,000 | 6,878 |
Total interest expense | $506,000 | 6,353 |
Net interest income | $894,000 | 6,973 |
Provision for loan and lease losses | $18,000 | 6,396 |
Total noninterest income | $129,000 | 6,934 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $62,000 | 6,251 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $67,000 | 6,058 |
Total noninterest expense | $579,000 | 7,562 |
Salaries and employee benefits | $265,000 | 7,966 |
Premises and equipment expense | $123,000 | 6,193 |
Additional noninterest expense | $191,000 | 7,263 |
Pre-tax net operating income | $426,000 | 5,707 |
Securities gains (losses) | $43,000 | 2,122 |
Applicable income taxes | $103,000 | 5,089 |
Income before extraordinary items | $366,000 | 5,617 |
Extraordinary gains, net | $0 | 30 |
Net income | $366,000 | 5,616 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-40,000 | 8,945 |
Cash dividends | $712,000 | 1,693 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $332,460 | 5,642 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $711,000 | 6,866 |
Total interest expense | $265,000 | 6,314 |
Net interest income | $446,000 | 6,986 |
Provision for loan and lease losses | $9,000 | 6,152 |
Total noninterest income | $81,000 | 6,405 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $31,000 | 6,193 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $50,000 | 5,268 |
Total noninterest expense | $298,000 | 7,535 |
Salaries and employee benefits | $140,000 | 7,894 |
Premises and equipment expense | $60,000 | 6,275 |
Additional noninterest expense | $98,000 | 7,195 |
Pre-tax net operating income | $220,000 | 5,612 |
Securities gains (losses) | $31,000 | 1,674 |
Applicable income taxes | $51,000 | 5,066 |
Income before extraordinary items | $200,000 | 5,334 |
Extraordinary gains, net | $0 | 21 |
Net income | $200,000 | 5,333 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $712,000 | 903 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $175,200 | 5,469 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $3,207,000 | 6,634 |
Total interest expense | $1,330,000 | 6,095 |
Net interest income | $1,877,000 | 6,820 |
Provision for loan and lease losses | $29,000 | 7,260 |
Total noninterest income | $199,000 | 7,319 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $111,000 | 6,388 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $88,000 | 6,695 |
Total noninterest expense | $1,345,000 | 7,151 |
Salaries and employee benefits | $637,000 | 7,558 |
Premises and equipment expense | $252,000 | 6,109 |
Additional noninterest expense | $456,000 | 6,775 |
Pre-tax net operating income | $702,000 | 6,073 |
Securities gains (losses) | $60,000 | 2,237 |
Applicable income taxes | $151,000 | 5,518 |
Income before extraordinary items | $611,000 | 5,922 |
Extraordinary gains, net | $0 | 70 |
Net income | $611,000 | 5,920 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 6,379 |
Cash dividends | $71,000 | 5,804 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $563,000 | 5,975 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $3,607,000 | 6,671 |
Total interest expense | $2,135,000 | 5,905 |
Net interest income | $1,472,000 | 7,386 |
Provision for loan and lease losses | $24,000 | 7,420 |
Total noninterest income | $204,000 | 7,271 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $120,000 | 6,247 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $84,000 | 6,788 |
Total noninterest expense | $1,306,000 | 7,216 |
Salaries and employee benefits | $555,000 | 7,891 |
Premises and equipment expense | $247,000 | 6,127 |
Additional noninterest expense | $504,000 | 6,407 |
Pre-tax net operating income | $346,000 | 7,202 |
Securities gains (losses) | $93,000 | 1,809 |
Applicable income taxes | $40,000 | 6,882 |
Income before extraordinary items | $399,000 | 6,577 |
Extraordinary gains, net | $0 | 105 |
Net income | $399,000 | 6,582 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,777 |
Cash dividends | $712,000 | 2,828 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $314,370 | 6,929 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $3,545,000 | 6,875 |
Total interest expense | $2,028,000 | 6,225 |
Net interest income | $1,517,000 | 7,440 |
Provision for loan and lease losses | $24,000 | 7,446 |
Total noninterest income | $210,000 | 7,168 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $112,000 | 6,358 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $98,000 | 6,478 |
Total noninterest expense | $1,228,000 | 7,422 |
Salaries and employee benefits | $563,000 | 7,908 |
Premises and equipment expense | $228,000 | 6,345 |
Additional noninterest expense | $437,000 | 6,868 |
Pre-tax net operating income | $475,000 | 7,120 |
Securities gains (losses) | $-9,000 | 8,282 |
Applicable income taxes | $51,000 | 7,210 |
Income before extraordinary items | $415,000 | 6,762 |
Extraordinary gains, net | $0 | 38 |
Net income | $415,000 | 6,761 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,622 |
Cash dividends | $712,000 | 2,879 |
Sale, conversion, retirement of capital stock, net | $278,000 | 601 |
Net operating income | $423,010 | 6,722 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,395,000 | 6,936 |
Total interest expense | $1,953,000 | 6,084 |
Net interest income | $1,442,000 | 7,704 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $166,000 | 7,898 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $102,000 | 6,671 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $64,000 | 7,600 |
Total noninterest expense | $1,147,000 | 7,711 |
Salaries and employee benefits | $550,000 | 8,042 |
Premises and equipment expense | $214,000 | 6,582 |
Additional noninterest expense | $383,000 | 7,422 |
Pre-tax net operating income | $461,000 | 7,322 |
Securities gains (losses) | $8,000 | 1,870 |
Applicable income taxes | $73,000 | 7,293 |
Income before extraordinary items | $396,000 | 7,015 |
Extraordinary gains, net | $0 | 35 |
Net income | $396,000 | 7,014 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 6,647 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $389,280 | 7,020 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,419,000 | 7,040 |
Total interest expense | $2,140,000 | 5,942 |
Net interest income | $1,279,000 | 8,169 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $164,000 | 8,032 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $87,000 | 7,121 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $77,000 | 7,275 |
Total noninterest expense | $1,044,000 | 7,977 |
Salaries and employee benefits | $504,000 | 8,334 |
Premises and equipment expense | $190,000 | 6,867 |
Additional noninterest expense | $350,000 | 7,664 |
Pre-tax net operating income | $399,000 | 7,884 |
Securities gains (losses) | $101,000 | 1,266 |
Applicable income taxes | $56,000 | 8,229 |
Income before extraordinary items | $444,000 | 6,955 |
Extraordinary gains, net | $0 | 32 |
Net income | $444,000 | 6,953 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 7,985 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $34,000 | 894 |
Net operating income | $354,110 | 7,426 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,630,000 | 7,029 |
Total interest expense | $2,213,000 | 5,856 |
Net interest income | $1,417,000 | 8,194 |
Provision for loan and lease losses | $24,000 | 7,686 |
Total noninterest income | $168,000 | 8,315 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $85,000 | 7,533 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $83,000 | 7,280 |
Total noninterest expense | $1,046,000 | 8,184 |
Salaries and employee benefits | $507,000 | 8,554 |
Premises and equipment expense | $219,000 | 6,510 |
Additional noninterest expense | $320,000 | 8,120 |
Pre-tax net operating income | $515,000 | 7,840 |
Securities gains (losses) | $34,000 | 1,562 |
Applicable income taxes | $102,000 | 8,365 |
Income before extraordinary items | $447,000 | 7,332 |
Extraordinary gains, net | $0 | 44 |
Net income | $447,000 | 7,335 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 7,835 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $137,000 | 729 |
Net operating income | $419,460 | 7,462 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,496,000 | 7,396 |
Total interest expense | $2,133,000 | 6,159 |
Net interest income | $1,363,000 | 8,604 |
Provision for loan and lease losses | $24,000 | 7,740 |
Total noninterest income | $134,000 | 9,288 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $84,000 | 7,883 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $50,000 | 8,888 |
Total noninterest expense | $968,000 | 8,782 |
Salaries and employee benefits | $507,000 | 8,829 |
Premises and equipment expense | $209,000 | 6,873 |
Additional noninterest expense | $252,000 | 9,377 |
Pre-tax net operating income | $505,000 | 7,911 |
Securities gains (losses) | $28,000 | 1,737 |
Applicable income taxes | $82,000 | 9,093 |
Income before extraordinary items | $451,000 | 7,227 |
Extraordinary gains, net | $0 | 53 |
Net income | $451,000 | 7,230 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,767 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $427,200 | 7,348 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,182,000 | 7,951 |
Total interest expense | $1,904,000 | 6,678 |
Net interest income | $1,278,000 | 9,128 |
Provision for loan and lease losses | $24,000 | 7,406 |
Total noninterest income | $166,000 | 9,032 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $76,000 | 8,422 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $90,000 | 7,568 |
Total noninterest expense | $979,000 | 9,043 |
Salaries and employee benefits | $469,000 | 9,368 |
Premises and equipment expense | $171,000 | 7,793 |
Additional noninterest expense | $339,000 | 8,807 |
Pre-tax net operating income | $441,000 | 8,798 |
Securities gains (losses) | $30,000 | 1,626 |
Applicable income taxes | $61,000 | 9,959 |
Income before extraordinary items | $410,000 | 7,967 |
Extraordinary gains, net | $0 | 65 |
Net income | $410,000 | 7,966 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $33,000 | 5,856 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $383,900 | 8,192 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,698,000 | 8,556 |
Total interest expense | $1,255,000 | 7,703 |
Net interest income | $1,443,000 | 9,033 |
Provision for loan and lease losses | $24,000 | 7,499 |
Total noninterest income | $111,000 | 10,498 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $76,000 | 8,813 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $35,000 | 10,473 |
Total noninterest expense | $1,032,000 | 9,238 |
Salaries and employee benefits | $491,000 | 9,478 |
Premises and equipment expense | $161,000 | 8,273 |
Additional noninterest expense | $380,000 | 9,039 |
Pre-tax net operating income | $498,000 | 8,666 |
Securities gains (losses) | $61,000 | 1,035 |
Applicable income taxes | $152,000 | 8,265 |
Income before extraordinary items | $407,000 | 8,143 |
Extraordinary gains, net | $0 | 249 |
Net income | $407,000 | 8,146 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-78,000 | 12,132 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $362,470 | 8,575 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,638,000 | 8,935 |
Total interest expense | $1,260,000 | 8,038 |
Net interest income | $1,378,000 | 9,478 |
Provision for loan and lease losses | $24,000 | 8,778 |
Total noninterest income | $106,000 | 11,176 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $78,000 | 9,074 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 11,437 |
Total noninterest expense | $1,011,000 | 9,685 |
Salaries and employee benefits | $552,000 | 9,193 |
Premises and equipment expense | $164,000 | 8,533 |
Additional noninterest expense | $295,000 | 10,515 |
Pre-tax net operating income | $449,000 | 9,034 |
Securities gains (losses) | $102,000 | 2,479 |
Applicable income taxes | $137,000 | 8,929 |
Income before extraordinary items | $414,000 | 8,297 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $414,000 | 8,460 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-29,000 | 12,347 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $337,500 | 8,804 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,891,000 | 9,162 |
Total interest expense | $1,640,000 | 8,081 |
Net interest income | $1,251,000 | 10,139 |
Provision for loan and lease losses | $24,000 | 10,335 |
Total noninterest income | $93,000 | 11,911 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $70,000 | 9,546 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $23,000 | 12,330 |
Total noninterest expense | $872,000 | 10,654 |
Salaries and employee benefits | $442,000 | 10,390 |
Premises and equipment expense | $158,000 | 8,881 |
Additional noninterest expense | $272,000 | 11,241 |
Pre-tax net operating income | $448,000 | 8,825 |
Securities gains (losses) | $109,000 | 2,865 |
Applicable income taxes | $138,000 | 8,935 |
Income before extraordinary items | $419,000 | 8,029 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $419,000 | 8,153 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 9,274 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $337,250 | 8,489 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.