Home > People's Savings Bank of Brockton > Income and Expense
People's Savings Bank of Brockton, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $65,519,000 | 547 |
| Total interest expense | $38,488,000 | 462 |
| Net interest income | $27,031,000 | 665 |
| Provision for loan and lease losses | $-466,000 | 9,578 |
| Total noninterest income | $16,716,000 | 434 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,306,000 | 1,128 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,410,000 | 337 |
| Total noninterest expense | $29,615,000 | 566 |
| Salaries and employee benefits | $16,497,000 | 486 |
| Premises and equipment expense | $3,733,000 | 590 |
| Additional noninterest expense | $9,385,000 | 603 |
| Pre-tax net operating income | $14,598,000 | 547 |
| Securities gains (losses) | $-7,768,000 | 9,607 |
| Applicable income taxes | $2,563,000 | 956 |
| Income before extraordinary items | $4,267,000 | 1,279 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,267,000 | 1,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-346,000 | 9,581 |
| Cash dividends | $2,400,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 695 |
| Net operating income | $9,238,520 | 580 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $81,293,000 | 486 |
| Total interest expense | $50,820,000 | 416 |
| Net interest income | $30,473,000 | 605 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $10,046,000 | 581 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,336,000 | 1,008 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,710,000 | 457 |
| Total noninterest expense | $24,529,000 | 653 |
| Salaries and employee benefits | $13,560,000 | 538 |
| Premises and equipment expense | $3,834,000 | 574 |
| Additional noninterest expense | $7,135,000 | 735 |
| Pre-tax net operating income | $15,990,000 | 534 |
| Securities gains (losses) | $-1,224,000 | 9,772 |
| Applicable income taxes | $5,413,000 | 524 |
| Income before extraordinary items | $9,353,000 | 606 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $9,353,000 | 606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 9,714 |
| Cash dividends | $7,401,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $10,136,360 | 561 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $73,347,000 | 509 |
| Total interest expense | $44,164,000 | 422 |
| Net interest income | $29,183,000 | 651 |
| Provision for loan and lease losses | $-850,000 | 10,196 |
| Total noninterest income | $9,006,000 | 654 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,304,000 | 1,021 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $7,702,000 | 508 |
| Total noninterest expense | $23,553,000 | 669 |
| Salaries and employee benefits | $13,391,000 | 547 |
| Premises and equipment expense | $2,883,000 | 719 |
| Additional noninterest expense | $7,279,000 | 758 |
| Pre-tax net operating income | $15,486,000 | 587 |
| Securities gains (losses) | $36,000 | 1,115 |
| Applicable income taxes | $5,014,000 | 597 |
| Income before extraordinary items | $10,508,000 | 606 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,508,000 | 606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 10,008 |
| Cash dividends | $4,140,000 | 750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $10,483,520 | 592 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $60,175,000 | 593 |
| Total interest expense | $37,869,000 | 483 |
| Net interest income | $22,306,000 | 774 |
| Provision for loan and lease losses | $600,000 | 1,475 |
| Total noninterest income | $8,790,000 | 649 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,234,000 | 1,000 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,556,000 | 502 |
| Total noninterest expense | $18,351,000 | 797 |
| Salaries and employee benefits | $9,978,000 | 690 |
| Premises and equipment expense | $2,236,000 | 868 |
| Additional noninterest expense | $6,137,000 | 830 |
| Pre-tax net operating income | $12,145,000 | 669 |
| Securities gains (losses) | $1,375,000 | 309 |
| Applicable income taxes | $4,542,000 | 621 |
| Income before extraordinary items | $8,978,000 | 646 |
| Extraordinary gains, net | $-97,000 | 10,426 |
| Net income | $8,881,000 | 652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,077 |
| Cash dividends | $2,944,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,070,500 | 679 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $43,830,000 | 784 |
| Total interest expense | $25,633,000 | 655 |
| Net interest income | $18,197,000 | 984 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $6,477,000 | 771 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,353,000 | 944 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,124,000 | 607 |
| Total noninterest expense | $16,114,000 | 880 |
| Salaries and employee benefits | $8,428,000 | 804 |
| Premises and equipment expense | $1,948,000 | 1,018 |
| Additional noninterest expense | $5,738,000 | 871 |
| Pre-tax net operating income | $8,460,000 | 964 |
| Securities gains (losses) | $261,000 | 603 |
| Applicable income taxes | $2,934,000 | 953 |
| Income before extraordinary items | $5,787,000 | 964 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,787,000 | 965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,288 |
| Cash dividends | $3,563,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $5,423,000 | 183 |
| Net operating income | $5,614,740 | 965 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $33,606,000 | 1,040 |
| Total interest expense | $18,595,000 | 904 |
| Net interest income | $15,011,000 | 1,195 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $4,286,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,219,000 | 1,082 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,067,000 | 867 |
| Total noninterest expense | $13,759,000 | 1,079 |
| Salaries and employee benefits | $7,435,000 | 917 |
| Premises and equipment expense | $1,599,000 | 1,277 |
| Additional noninterest expense | $4,725,000 | 1,185 |
| Pre-tax net operating income | $5,463,000 | 1,306 |
| Securities gains (losses) | $-19,000 | 10,606 |
| Applicable income taxes | $1,885,000 | 1,303 |
| Income before extraordinary items | $3,559,000 | 1,388 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,559,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $824,000 | 1,004 |
| Cash dividends | $867,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $9,077,000 | 70 |
| Net operating income | $3,571,350 | 1,353 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,758,000 | 1,722 |
| Total interest expense | $11,148,000 | 1,460 |
| Net interest income | $8,610,000 | 2,092 |
| Provision for loan and lease losses | $525,000 | 1,507 |
| Total noninterest income | $1,964,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $997,000 | 1,367 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $967,000 | 1,838 |
| Total noninterest expense | $6,795,000 | 2,036 |
| Salaries and employee benefits | $3,378,000 | 1,963 |
| Premises and equipment expense | $786,000 | 2,518 |
| Additional noninterest expense | $2,631,000 | 1,896 |
| Pre-tax net operating income | $3,254,000 | 2,272 |
| Securities gains (losses) | $-231,000 | 11,702 |
| Applicable income taxes | $829,000 | 2,791 |
| Income before extraordinary items | $2,194,000 | 2,306 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,194,000 | 2,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,149,000 | 806 |
| Cash dividends | $93,000 | 6,962 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 543 |
| Net operating income | $2,362,630 | 2,108 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,317,000 | 2,137 |
| Total interest expense | $6,561,000 | 1,901 |
| Net interest income | $7,756,000 | 2,319 |
| Provision for loan and lease losses | $807,000 | 1,078 |
| Total noninterest income | $1,045,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $789,000 | 1,713 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $256,000 | 4,515 |
| Total noninterest expense | $6,259,000 | 2,257 |
| Salaries and employee benefits | $2,342,000 | 2,826 |
| Premises and equipment expense | $674,000 | 2,924 |
| Additional noninterest expense | $3,243,000 | 1,695 |
| Pre-tax net operating income | $1,735,000 | 3,885 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $-240,000 | 12,409 |
| Income before extraordinary items | $1,974,000 | 2,463 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,974,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,267,000 | 755 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,137 |
| Net operating income | $1,975,000 | 2,479 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,066,000 | 2,557 |
| Total interest expense | $4,997,000 | 2,573 |
| Net interest income | $7,069,000 | 2,537 |
| Provision for loan and lease losses | $1,492,000 | 1,010 |
| Total noninterest income | $1,390,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $832,000 | 1,651 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $558,000 | 3,022 |
| Total noninterest expense | $7,130,000 | 2,062 |
| Salaries and employee benefits | $2,469,000 | 2,678 |
| Premises and equipment expense | $830,000 | 2,464 |
| Additional noninterest expense | $3,831,000 | 1,578 |
| Pre-tax net operating income | $-163,000 | 12,666 |
| Securities gains (losses) | $178,000 | 1,813 |
| Applicable income taxes | $-1,038,000 | 13,186 |
| Income before extraordinary items | $1,053,000 | 4,492 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,053,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,479,000 | 876 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $875,000 | 4,978 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,998,000 | 2,706 |
| Total interest expense | $6,659,000 | 2,538 |
| Net interest income | $6,339,000 | 2,883 |
| Provision for loan and lease losses | $1,363,000 | 1,506 |
| Total noninterest income | $987,000 | 3,357 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $686,000 | 1,984 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $301,000 | 4,418 |
| Total noninterest expense | $8,645,000 | 1,761 |
| Salaries and employee benefits | $2,439,000 | 2,658 |
| Premises and equipment expense | $674,000 | 3,019 |
| Additional noninterest expense | $5,532,000 | 1,204 |
| Pre-tax net operating income | $-2,682,000 | 13,701 |
| Securities gains (losses) | $294,000 | 1,554 |
| Applicable income taxes | $-2,011,000 | 13,873 |
| Income before extraordinary items | $-377,000 | 13,311 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-377,000 | 13,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,587,000 | 815 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-565,160 | 13,302 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.