Home > People's Savings Association > Income and Expense
People's Savings Association, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,552,000 | 2,466 |
| Total interest expense | $8,055,000 | 1,941 |
| Net interest income | $5,497,000 | 3,231 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $646,000 | 4,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $646,000 | 2,419 |
| Total noninterest expense | $4,391,000 | 3,053 |
| Salaries and employee benefits | $2,035,000 | 3,260 |
| Premises and equipment expense | $853,000 | 2,342 |
| Additional noninterest expense | $1,503,000 | 3,091 |
| Pre-tax net operating income | $1,752,000 | 3,931 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $578,000 | 3,756 |
| Income before extraordinary items | $1,171,000 | 4,044 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,171,000 | 4,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,173,010 | 4,016 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,907,000 | 2,787 |
| Total interest expense | $5,696,000 | 2,186 |
| Net interest income | $5,211,000 | 3,432 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $-134,000 | 12,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $-134,000 | 12,619 |
| Total noninterest expense | $4,333,000 | 3,177 |
| Salaries and employee benefits | $2,001,000 | 3,280 |
| Premises and equipment expense | $1,089,000 | 1,877 |
| Additional noninterest expense | $1,243,000 | 3,932 |
| Pre-tax net operating income | $744,000 | 7,169 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $207,000 | 7,228 |
| Income before extraordinary items | $545,000 | 6,951 |
| Extraordinary gains, net | $391,000 | 36 |
| Net income | $936,000 | 4,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $2,251,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $539,240 | 7,058 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,708,000 | 2,639 |
| Total interest expense | $6,168,000 | 2,108 |
| Net interest income | $5,540,000 | 3,251 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $552,000 | 5,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $552,000 | 3,048 |
| Total noninterest expense | $3,723,000 | 3,720 |
| Salaries and employee benefits | $1,831,000 | 3,548 |
| Premises and equipment expense | $787,000 | 2,591 |
| Additional noninterest expense | $1,105,000 | 4,514 |
| Pre-tax net operating income | $2,369,000 | 2,845 |
| Securities gains (losses) | $232,000 | 1,523 |
| Applicable income taxes | $875,000 | 2,575 |
| Income before extraordinary items | $1,726,000 | 2,862 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,726,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 11,891 |
| Cash dividends | $423,000 | 3,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,572,880 | 2,926 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,741,000 | 2,565 |
| Total interest expense | $8,338,000 | 2,051 |
| Net interest income | $5,403,000 | 3,371 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $447,000 | 6,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $447,000 | 3,442 |
| Total noninterest expense | $3,650,000 | 3,791 |
| Salaries and employee benefits | $1,792,000 | 3,574 |
| Premises and equipment expense | $821,000 | 2,525 |
| Additional noninterest expense | $1,037,000 | 4,907 |
| Pre-tax net operating income | $2,200,000 | 2,837 |
| Securities gains (losses) | $291,000 | 1,561 |
| Applicable income taxes | $794,000 | 2,638 |
| Income before extraordinary items | $1,697,000 | 2,714 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,697,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 12,606 |
| Cash dividends | $353,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,499,120 | 2,849 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.