Home > People's Community Bank of the West Coast > Income and Expense
People's Community Bank of the West Coast, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,248,000 | 1,903 |
| Total interest expense | $5,785,000 | 1,735 |
| Net interest income | $5,463,000 | 2,118 |
| Provision for loan and lease losses | $-129,000 | 8,497 |
| Total noninterest income | $558,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $94,000 | 5,061 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $464,000 | 2,360 |
| Total noninterest expense | $2,666,000 | 3,279 |
| Salaries and employee benefits | $1,804,000 | 2,754 |
| Premises and equipment expense | $520,000 | 2,485 |
| Additional noninterest expense | $342,000 | 5,752 |
| Pre-tax net operating income | $3,484,000 | 1,356 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,207,000 | 1,100 |
| Income before extraordinary items | $2,277,000 | 1,542 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,277,000 | 1,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $1,000,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,277,000 | 1,522 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 1,903 |
| Total interest expense | $2,933,000 | 1,696 |
| Net interest income | $2,696,000 | 2,147 |
| Provision for loan and lease losses | $103,000 | 1,981 |
| Total noninterest income | $290,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $53,000 | 4,757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $237,000 | 2,294 |
| Total noninterest expense | $1,348,000 | 3,252 |
| Salaries and employee benefits | $937,000 | 2,696 |
| Premises and equipment expense | $240,000 | 2,681 |
| Additional noninterest expense | $171,000 | 5,730 |
| Pre-tax net operating income | $1,535,000 | 1,511 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $518,000 | 1,252 |
| Income before extraordinary items | $1,017,000 | 1,687 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,017,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,017,000 | 1,678 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,092,000 | 1,970 |
| Total interest expense | $9,360,000 | 1,790 |
| Net interest income | $10,732,000 | 2,155 |
| Provision for loan and lease losses | $385,000 | 2,344 |
| Total noninterest income | $1,216,000 | 3,099 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $205,000 | 4,930 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,011,000 | 2,206 |
| Total noninterest expense | $5,124,000 | 3,280 |
| Salaries and employee benefits | $3,546,000 | 2,712 |
| Premises and equipment expense | $931,000 | 2,637 |
| Additional noninterest expense | $647,000 | 5,854 |
| Pre-tax net operating income | $6,439,000 | 1,507 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,092,000 | 1,284 |
| Income before extraordinary items | $4,347,000 | 1,663 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,347,000 | 1,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,347,000 | 1,648 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,625,000 | 2,014 |
| Total interest expense | $6,529,000 | 1,853 |
| Net interest income | $8,096,000 | 2,162 |
| Provision for loan and lease losses | $305,000 | 2,120 |
| Total noninterest income | $912,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $155,000 | 4,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $757,000 | 2,209 |
| Total noninterest expense | $3,723,000 | 3,373 |
| Salaries and employee benefits | $2,575,000 | 2,776 |
| Premises and equipment expense | $701,000 | 2,638 |
| Additional noninterest expense | $447,000 | 6,082 |
| Pre-tax net operating income | $4,980,000 | 1,510 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,841,000 | 1,166 |
| Income before extraordinary items | $3,139,000 | 1,767 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,139,000 | 1,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,139,000 | 1,752 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,391,000 | 2,049 |
| Total interest expense | $3,964,000 | 1,926 |
| Net interest income | $5,427,000 | 2,152 |
| Provision for loan and lease losses | $265,000 | 1,678 |
| Total noninterest income | $615,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $105,000 | 4,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $510,000 | 2,189 |
| Total noninterest expense | $2,517,000 | 3,331 |
| Salaries and employee benefits | $1,726,000 | 2,770 |
| Premises and equipment expense | $487,000 | 2,541 |
| Additional noninterest expense | $304,000 | 6,035 |
| Pre-tax net operating income | $3,260,000 | 1,541 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,207,000 | 1,197 |
| Income before extraordinary items | $2,053,000 | 1,778 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,053,000 | 1,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,053,000 | 1,765 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 2,118 |
| Total interest expense | $1,775,000 | 2,010 |
| Net interest income | $2,672,000 | 2,178 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $358,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $306,000 | 1,908 |
| Total noninterest expense | $1,308,000 | 3,244 |
| Salaries and employee benefits | $890,000 | 2,709 |
| Premises and equipment expense | $247,000 | 2,492 |
| Additional noninterest expense | $171,000 | 5,666 |
| Pre-tax net operating income | $1,602,000 | 1,533 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $600,000 | 1,197 |
| Income before extraordinary items | $1,002,000 | 1,786 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,002,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,002,000 | 1,774 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,428,000 | 2,292 |
| Total interest expense | $5,241,000 | 2,105 |
| Net interest income | $9,187,000 | 2,402 |
| Provision for loan and lease losses | $645,000 | 1,544 |
| Total noninterest income | $940,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $181,000 | 5,254 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $759,000 | 2,629 |
| Total noninterest expense | $5,465,000 | 3,000 |
| Salaries and employee benefits | $3,299,000 | 2,737 |
| Premises and equipment expense | $1,117,000 | 2,148 |
| Additional noninterest expense | $1,049,000 | 4,257 |
| Pre-tax net operating income | $4,017,000 | 2,216 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $1,517,000 | 1,692 |
| Income before extraordinary items | $2,504,000 | 2,594 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,504,000 | 2,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,386 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,501,440 | 2,577 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,371,000 | 2,338 |
| Total interest expense | $3,712,000 | 2,107 |
| Net interest income | $6,659,000 | 2,444 |
| Provision for loan and lease losses | $525,000 | 1,344 |
| Total noninterest income | $687,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $127,000 | 5,420 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $560,000 | 2,666 |
| Total noninterest expense | $3,894,000 | 3,100 |
| Salaries and employee benefits | $2,482,000 | 2,695 |
| Premises and equipment expense | $792,000 | 2,240 |
| Additional noninterest expense | $620,000 | 5,006 |
| Pre-tax net operating income | $2,927,000 | 2,288 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $1,123,000 | 1,730 |
| Income before extraordinary items | $1,808,000 | 2,686 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,808,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,344 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,805,440 | 2,653 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,442,000 | 2,442 |
| Total interest expense | $2,291,000 | 2,147 |
| Net interest income | $4,151,000 | 2,564 |
| Provision for loan and lease losses | $425,000 | 1,126 |
| Total noninterest income | $428,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $81,000 | 5,458 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $347,000 | 2,788 |
| Total noninterest expense | $2,500,000 | 3,193 |
| Salaries and employee benefits | $1,621,000 | 2,731 |
| Premises and equipment expense | $495,000 | 2,348 |
| Additional noninterest expense | $384,000 | 5,232 |
| Pre-tax net operating income | $1,654,000 | 2,545 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $635,000 | 1,915 |
| Income before extraordinary items | $1,023,000 | 3,036 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,023,000 | 3,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,347 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,020,440 | 2,997 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 2,581 |
| Total interest expense | $1,043,000 | 2,247 |
| Net interest income | $1,945,000 | 2,718 |
| Provision for loan and lease losses | $180,000 | 1,214 |
| Total noninterest income | $195,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $38,000 | 5,561 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $157,000 | 2,889 |
| Total noninterest expense | $1,260,000 | 3,176 |
| Salaries and employee benefits | $786,000 | 2,813 |
| Premises and equipment expense | $246,000 | 2,386 |
| Additional noninterest expense | $228,000 | 4,670 |
| Pre-tax net operating income | $700,000 | 2,864 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $263,000 | 2,187 |
| Income before extraordinary items | $438,000 | 3,386 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $438,000 | 3,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,526 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $437,360 | 3,356 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,548,000 | 3,241 |
| Total interest expense | $2,814,000 | 2,762 |
| Net interest income | $5,734,000 | 3,410 |
| Provision for loan and lease losses | $906,000 | 1,143 |
| Total noninterest income | $501,000 | 5,252 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $149,000 | 5,792 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $352,000 | 3,955 |
| Total noninterest expense | $4,048,000 | 3,704 |
| Salaries and employee benefits | $2,367,000 | 3,494 |
| Premises and equipment expense | $834,000 | 2,691 |
| Additional noninterest expense | $847,000 | 4,903 |
| Pre-tax net operating income | $1,281,000 | 4,625 |
| Securities gains (losses) | $31,000 | 2,094 |
| Applicable income taxes | $502,000 | 3,346 |
| Income before extraordinary items | $810,000 | 5,238 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $810,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,577 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $790,160 | 5,216 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,895,000 | 3,436 |
| Total interest expense | $1,903,000 | 2,964 |
| Net interest income | $3,992,000 | 3,609 |
| Provision for loan and lease losses | $749,000 | 1,018 |
| Total noninterest income | $345,000 | 5,512 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $100,000 | 6,053 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $245,000 | 4,094 |
| Total noninterest expense | $2,782,000 | 3,946 |
| Salaries and employee benefits | $1,675,000 | 3,634 |
| Premises and equipment expense | $585,000 | 2,849 |
| Additional noninterest expense | $522,000 | 5,510 |
| Pre-tax net operating income | $806,000 | 5,165 |
| Securities gains (losses) | $31,000 | 2,017 |
| Applicable income taxes | $313,000 | 3,724 |
| Income before extraordinary items | $524,000 | 5,706 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $524,000 | 5,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $504,160 | 5,725 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 3,718 |
| Total interest expense | $1,077,000 | 3,372 |
| Net interest income | $2,500,000 | 3,781 |
| Provision for loan and lease losses | $492,000 | 1,019 |
| Total noninterest income | $215,000 | 5,659 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $56,000 | 6,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $159,000 | 4,193 |
| Total noninterest expense | $1,793,000 | 4,087 |
| Salaries and employee benefits | $1,073,000 | 3,773 |
| Premises and equipment expense | $371,000 | 2,978 |
| Additional noninterest expense | $349,000 | 5,517 |
| Pre-tax net operating income | $430,000 | 5,689 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $163,000 | 4,118 |
| Income before extraordinary items | $267,000 | 6,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $267,000 | 6,214 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 3,948 |
| Total interest expense | $490,000 | 3,704 |
| Net interest income | $1,163,000 | 3,992 |
| Provision for loan and lease losses | $181,000 | 1,244 |
| Total noninterest income | $130,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $104,000 | 3,624 |
| Total noninterest expense | $962,000 | 3,875 |
| Salaries and employee benefits | $573,000 | 3,604 |
| Premises and equipment expense | $185,000 | 3,008 |
| Additional noninterest expense | $204,000 | 5,003 |
| Pre-tax net operating income | $150,000 | 6,440 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $58,000 | 4,646 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $92,000 | 6,942 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,357,000 | 4,664 |
| Total interest expense | $1,788,000 | 4,366 |
| Net interest income | $3,569,000 | 4,733 |
| Provision for loan and lease losses | $360,000 | 2,773 |
| Total noninterest income | $452,000 | 5,685 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $102,000 | 6,527 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $350,000 | 4,221 |
| Total noninterest expense | $3,104,000 | 4,502 |
| Salaries and employee benefits | $1,802,000 | 4,261 |
| Premises and equipment expense | $633,000 | 3,372 |
| Additional noninterest expense | $669,000 | 5,638 |
| Pre-tax net operating income | $557,000 | 6,496 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $220,000 | 4,786 |
| Income before extraordinary items | $343,000 | 7,073 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $343,000 | 7,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $339,160 | 6,946 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 4,771 |
| Total interest expense | $1,329,000 | 4,517 |
| Net interest income | $2,623,000 | 4,798 |
| Provision for loan and lease losses | $285,000 | 2,606 |
| Total noninterest income | $392,000 | 5,365 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $79,000 | 6,528 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $313,000 | 3,967 |
| Total noninterest expense | $2,277,000 | 4,555 |
| Salaries and employee benefits | $1,335,000 | 4,285 |
| Premises and equipment expense | $468,000 | 3,405 |
| Additional noninterest expense | $474,000 | 5,808 |
| Pre-tax net operating income | $453,000 | 6,496 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $173,000 | 4,887 |
| Income before extraordinary items | $286,000 | 7,030 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $286,000 | 7,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $282,160 | 6,880 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 4,864 |
| Total interest expense | $879,000 | 4,648 |
| Net interest income | $1,713,000 | 4,874 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $266,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $53,000 | 6,490 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $213,000 | 3,928 |
| Total noninterest expense | $1,540,000 | 4,502 |
| Salaries and employee benefits | $879,000 | 4,321 |
| Premises and equipment expense | $315,000 | 3,350 |
| Additional noninterest expense | $346,000 | 5,509 |
| Pre-tax net operating income | $259,000 | 6,782 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $100,000 | 5,131 |
| Income before extraordinary items | $165,000 | 7,301 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $165,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $161,160 | 7,154 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 5,116 |
| Total interest expense | $428,000 | 4,828 |
| Net interest income | $784,000 | 5,161 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $110,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 6,375 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 4,290 |
| Total noninterest expense | $725,000 | 4,681 |
| Salaries and employee benefits | $406,000 | 4,570 |
| Premises and equipment expense | $149,000 | 3,507 |
| Additional noninterest expense | $170,000 | 5,545 |
| Pre-tax net operating income | $94,000 | 7,282 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $38,000 | 5,468 |
| Income before extraordinary items | $62,000 | 7,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $58,160 | 7,581 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,504,000 | 5,522 |
| Total interest expense | $1,900,000 | 4,972 |
| Net interest income | $2,604,000 | 5,773 |
| Provision for loan and lease losses | $297,000 | 3,496 |
| Total noninterest income | $245,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $84,000 | 6,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 5,459 |
| Total noninterest expense | $2,427,000 | 5,177 |
| Salaries and employee benefits | $1,328,000 | 5,125 |
| Premises and equipment expense | $544,000 | 3,705 |
| Additional noninterest expense | $555,000 | 6,195 |
| Pre-tax net operating income | $125,000 | 8,218 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $50,000 | 6,530 |
| Income before extraordinary items | $75,000 | 8,440 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $75,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,303 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 849 |
| Net operating income | $75,000 | 8,350 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 5,896 |
| Total interest expense | $2,993,000 | 4,738 |
| Net interest income | $1,616,000 | 7,126 |
| Provision for loan and lease losses | $46,000 | 6,803 |
| Total noninterest income | $287,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $68,000 | 7,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $219,000 | 4,749 |
| Total noninterest expense | $1,978,000 | 5,772 |
| Salaries and employee benefits | $1,004,000 | 5,965 |
| Premises and equipment expense | $483,000 | 4,002 |
| Additional noninterest expense | $491,000 | 6,496 |
| Pre-tax net operating income | $-121,000 | 8,885 |
| Securities gains (losses) | $152,000 | 1,396 |
| Applicable income taxes | $13,000 | 7,494 |
| Income before extraordinary items | $18,000 | 8,739 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $18,000 | 8,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,411 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $940,000 | 428 |
| Net operating income | $-79,280 | 8,876 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 6,848 |
| Total interest expense | $2,413,000 | 5,691 |
| Net interest income | $1,160,000 | 8,155 |
| Provision for loan and lease losses | $417,000 | 2,202 |
| Total noninterest income | $137,000 | 8,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,289 |
| Total noninterest expense | $1,401,000 | 6,997 |
| Salaries and employee benefits | $713,000 | 7,138 |
| Premises and equipment expense | $287,000 | 5,563 |
| Additional noninterest expense | $401,000 | 7,141 |
| Pre-tax net operating income | $-521,000 | 9,542 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-194,000 | 9,692 |
| Income before extraordinary items | $-327,000 | 9,463 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-327,000 | 9,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,056,000 | 435 |
| Net operating income | $-327,000 | 9,466 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 10,114 |
| Total interest expense | $63,000 | 10,089 |
| Net interest income | $160,000 | 10,103 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $2,000 | 10,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,068 |
| Total noninterest expense | $690,000 | 9,059 |
| Salaries and employee benefits | $290,000 | 9,523 |
| Premises and equipment expense | $73,000 | 9,164 |
| Additional noninterest expense | $327,000 | 7,897 |
| Pre-tax net operating income | $-708,000 | 9,969 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-238,000 | 10,059 |
| Income before extraordinary items | $-470,000 | 9,880 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-470,000 | 9,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,623,000 | 218 |
| Net operating income | $-470,000 | 9,859 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.