Home > People's Community Bank of the West Coast > Assets and Liabilities
People's Community Bank of the West Coast, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $324,015,000 | 2,021 |
| Cash and due from depository institutions | $9,001,000 | 3,609 |
| Interest-bearing balances | $335,000 | 3,446 |
| Securities | $46,218,000 | 2,444 |
| Federal funds sold & reverse repurchase agreements | $3,170,000 | 3,473 |
| Net loans & leases | $255,038,000 | 1,821 |
| Loan loss allowance | $2,842,000 | 1,855 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $866,000 | 6,151 |
| Other real estate owned | $0 | 3,609 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $9,722,000 | 1,826 |
| Life insurance assets | $3,529,000 | 1,574 |
| Total liabilities and capital | $324,016,000 | 2,021 |
| Total liabilities | $292,982,000 | 2,007 |
| Total deposits | $239,047,000 | 2,198 |
| Interest-bearing deposits | $203,829,000 | 2,208 |
| Deposits held in domestic offices | $239,047,000 | 2,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,397,000 | 1,490 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $46,000,000 | 943 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,538,000 | 2,857 |
| Total equity capital | $31,034,000 | 2,184 |
| Total bank equity capital | $31,034,000 | 2,184 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,811,000 | 1,233 |
| Surplus | $18,916,000 | 1,511 |
| Undivided profits | $8,307,000 | 3,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,950,000 | 2,158 |
| Earning assets | $304,761,000 | 1,978 |
| Long-term assets (5+ years) | $37,779,000 | 2,329 |
| Average Assets, year-to-date | $322,881,000 | 2,007 |
| Average Assets, quarterly | $325,199,000 | 2,008 |
| Volatile liabilities | $48,793,000 | 2,574 |
| Insider loans | $8,124,000 | 891 |
| FHLB advances | $46,000,000 | 861 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $38,895,000 | 2,198 |
| Tier 1 (core) risk-based capital | $31,371,000 | 2,089 |
| Tier 2 risk-based capital | $2,842,000 | 1,797 |
| Total risk weighted assets | $288,330,000 | 1,710 |
| Total unused commitments | $38,895,000 | 2,199 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 45 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $326,383,000 | 2,009 |
| Cash and due from depository institutions | $8,209,000 | 3,648 |
| Interest-bearing balances | $104,000 | 4,659 |
| Securities | $47,126,000 | 2,425 |
| Federal funds sold & reverse repurchase agreements | $1,112,000 | 5,736 |
| Net loans & leases | $259,972,000 | 1,775 |
| Loan loss allowance | $3,082,000 | 1,701 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $907,000 | 6,078 |
| Other real estate owned | $0 | 3,648 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,057,000 | 1,861 |
| Life insurance assets | $3,488,000 | 1,567 |
| Total liabilities and capital | $326,383,000 | 2,009 |
| Total liabilities | $296,452,000 | 1,987 |
| Total deposits | $255,982,000 | 2,068 |
| Interest-bearing deposits | $219,560,000 | 2,073 |
| Deposits held in domestic offices | $255,982,000 | 2,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,297,000 | 1,646 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $35,000,000 | 1,113 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,173,000 | 3,557 |
| Total equity capital | $29,931,000 | 2,271 |
| Total bank equity capital | $29,931,000 | 2,271 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,811,000 | 1,216 |
| Surplus | $18,916,000 | 1,481 |
| Undivided profits | $7,204,000 | 3,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,900,000 | 2,142 |
| Earning assets | $308,314,000 | 1,958 |
| Long-term assets (5+ years) | $39,827,000 | 2,210 |
| Average Assets, year-to-date | $322,314,000 | 2,014 |
| Average Assets, quarterly | $322,314,000 | 2,014 |
| Volatile liabilities | $33,361,000 | 3,399 |
| Insider loans | $8,376,000 | 842 |
| FHLB advances | $35,000,000 | 1,039 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $38,767,000 | 2,193 |
| Tier 1 (core) risk-based capital | $30,111,000 | 2,150 |
| Tier 2 risk-based capital | $3,082,000 | 1,664 |
| Total risk weighted assets | $293,774,000 | 1,669 |
| Total unused commitments | $38,767,000 | 2,194 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 48 | 3,491 |
| Assets and Liabilities | ||
| Total Assets: | $318,245,000 | 2,041 |
| Cash and due from depository institutions | $7,944,000 | 3,491 |
| Interest-bearing balances | $486,000 | 3,205 |
| Securities | $42,718,000 | 2,659 |
| Federal funds sold & reverse repurchase agreements | $13,970,000 | 1,158 |
| Net loans & leases | $244,006,000 | 1,862 |
| Loan loss allowance | $2,979,000 | 1,741 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $913,000 | 6,054 |
| Other real estate owned | $0 | 3,491 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,694,000 | 1,950 |
| Life insurance assets | $3,455,000 | 1,550 |
| Total liabilities and capital | $318,244,000 | 2,041 |
| Total liabilities | $288,363,000 | 2,026 |
| Total deposits | $245,487,000 | 2,151 |
| Interest-bearing deposits | $213,981,000 | 2,101 |
| Deposits held in domestic offices | $245,487,000 | 2,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,038,000 | 1,773 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $38,000,000 | 1,083 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $838,000 | 4,286 |
| Total equity capital | $29,881,000 | 2,242 |
| Total bank equity capital | $29,881,000 | 2,242 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,811,000 | 1,206 |
| Surplus | $18,916,000 | 1,452 |
| Undivided profits | $7,154,000 | 3,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,610,000 | 2,607 |
| Earning assets | $301,180,000 | 1,977 |
| Long-term assets (5+ years) | $56,291,000 | 1,718 |
| Average Assets, year-to-date | $298,225,200 | 2,093 |
| Average Assets, quarterly | $320,423,500 | 2,008 |
| Volatile liabilities | $34,923,000 | 3,396 |
| Insider loans | $7,505,000 | 942 |
| FHLB advances | $38,000,000 | 1,014 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $36,471,000 | 2,270 |
| Tier 1 (core) risk-based capital | $30,093,000 | 2,123 |
| Tier 2 risk-based capital | $2,979,000 | 1,702 |
| Total risk weighted assets | $275,043,000 | 1,752 |
| Total unused commitments | $36,471,000 | 2,271 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $322,602,000 | 2,000 |
| Cash and due from depository institutions | $7,202,000 | 3,794 |
| Interest-bearing balances | $398,000 | 3,340 |
| Securities | $34,521,000 | 3,175 |
| Federal funds sold & reverse repurchase agreements | $27,500,000 | 481 |
| Net loans & leases | $244,173,000 | 1,857 |
| Loan loss allowance | $2,901,000 | 1,803 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $810,000 | 6,273 |
| Other real estate owned | $0 | 3,794 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $8,396,000 | 1,991 |
| Life insurance assets | $3,421,000 | 1,522 |
| Total liabilities and capital | $322,602,000 | 2,000 |
| Total liabilities | $293,977,000 | 1,976 |
| Total deposits | $250,940,000 | 2,061 |
| Interest-bearing deposits | $216,642,000 | 2,044 |
| Deposits held in domestic offices | $250,940,000 | 2,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,110,000 | 1,844 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $38,000,000 | 1,124 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $927,000 | 4,050 |
| Total equity capital | $28,625,000 | 2,315 |
| Total bank equity capital | $28,625,000 | 2,315 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,811,000 | 1,194 |
| Surplus | $18,916,000 | 1,442 |
| Undivided profits | $5,898,000 | 4,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,530,000 | 2,738 |
| Earning assets | $306,592,000 | 1,931 |
| Long-term assets (5+ years) | $32,274,000 | 2,504 |
| Average Assets, year-to-date | $293,220,250 | 2,133 |
| Average Assets, quarterly | $310,499,500 | 2,058 |
| Volatile liabilities | $34,212,000 | 3,438 |
| Insider loans | $7,505,000 | 938 |
| FHLB advances | $38,000,000 | 1,039 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $40,056,000 | 2,143 |
| Tier 1 (core) risk-based capital | $28,886,000 | 2,194 |
| Tier 2 risk-based capital | $2,901,000 | 1,751 |
| Total risk weighted assets | $281,257,000 | 1,711 |
| Total unused commitments | $40,056,000 | 2,145 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $298,397,000 | 2,145 |
| Cash and due from depository institutions | $8,839,000 | 3,609 |
| Interest-bearing balances | $316,000 | 3,556 |
| Securities | $27,193,000 | 3,738 |
| Federal funds sold & reverse repurchase agreements | $10,465,000 | 1,213 |
| Net loans & leases | $242,501,000 | 1,843 |
| Loan loss allowance | $2,861,000 | 1,810 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $805,000 | 6,282 |
| Other real estate owned | $0 | 3,609 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,594,000 | 1,950 |
| Life insurance assets | $3,387,000 | 1,498 |
| Total liabilities and capital | $298,397,000 | 2,145 |
| Total liabilities | $272,138,000 | 2,101 |
| Total deposits | $229,580,000 | 2,232 |
| Interest-bearing deposits | $195,543,000 | 2,226 |
| Deposits held in domestic offices | $229,580,000 | 2,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,876,000 | 1,921 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $38,000,000 | 1,143 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $682,000 | 4,470 |
| Total equity capital | $26,259,000 | 2,425 |
| Total bank equity capital | $26,259,000 | 2,425 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,811,000 | 1,178 |
| Surplus | $17,916,000 | 1,479 |
| Undivided profits | $4,532,000 | 4,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,318,000 | 2,841 |
| Earning assets | $280,475,000 | 2,092 |
| Long-term assets (5+ years) | $17,850,000 | 3,551 |
| Average Assets, year-to-date | $283,426,330 | 2,203 |
| Average Assets, quarterly | $297,305,500 | 2,126 |
| Volatile liabilities | $30,882,000 | 3,618 |
| Insider loans | $8,579,000 | 791 |
| FHLB advances | $38,000,000 | 1,060 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $48,107,000 | 1,906 |
| Tier 1 (core) risk-based capital | $26,968,000 | 2,300 |
| Tier 2 risk-based capital | $2,861,000 | 1,739 |
| Total risk weighted assets | $277,836,000 | 1,698 |
| Total unused commitments | $48,107,000 | 1,906 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 46 | 3,594 |
| Assets and Liabilities | ||
| Total Assets: | $296,214,000 | 2,126 |
| Cash and due from depository institutions | $8,970,000 | 3,594 |
| Interest-bearing balances | $436,000 | 3,375 |
| Securities | $28,026,000 | 3,722 |
| Federal funds sold & reverse repurchase agreements | $11,329,000 | 1,313 |
| Net loans & leases | $238,687,000 | 1,814 |
| Loan loss allowance | $2,716,000 | 1,856 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $850,000 | 6,195 |
| Other real estate owned | $0 | 3,594 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,352,000 | 1,944 |
| Life insurance assets | $3,347,000 | 1,467 |
| Total liabilities and capital | $296,215,000 | 2,126 |
| Total liabilities | $270,840,000 | 2,084 |
| Total deposits | $228,962,000 | 2,222 |
| Interest-bearing deposits | $190,817,000 | 2,248 |
| Deposits held in domestic offices | $228,962,000 | 2,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,598,000 | 1,687 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $36,000,000 | 1,150 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,280,000 | 2,995 |
| Total equity capital | $25,375,000 | 2,457 |
| Total bank equity capital | $25,375,000 | 2,457 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,811,000 | 1,165 |
| Surplus | $17,169,000 | 1,488 |
| Undivided profits | $4,395,000 | 4,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,308,000 | 2,734 |
| Earning assets | $278,478,000 | 2,083 |
| Long-term assets (5+ years) | $18,287,000 | 3,468 |
| Average Assets, year-to-date | $275,941,000 | 2,263 |
| Average Assets, quarterly | $275,941,000 | 2,263 |
| Volatile liabilities | $28,409,000 | 3,650 |
| Insider loans | $8,825,000 | 752 |
| FHLB advances | $36,000,000 | 1,080 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $52,258,000 | 1,776 |
| Tier 1 (core) risk-based capital | $25,748,000 | 2,349 |
| Tier 2 risk-based capital | $2,716,000 | 1,784 |
| Total risk weighted assets | $273,244,000 | 1,687 |
| Total unused commitments | $52,258,000 | 1,777 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 48 | 3,471 |
| Assets and Liabilities | ||
| Total Assets: | $255,668,000 | 2,438 |
| Cash and due from depository institutions | $7,637,000 | 3,471 |
| Interest-bearing balances | $153,000 | 4,524 |
| Securities | $27,601,000 | 3,787 |
| Federal funds sold & reverse repurchase agreements | $78,000 | 5,996 |
| Net loans & leases | $213,285,000 | 1,995 |
| Loan loss allowance | $2,596,000 | 1,913 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $861,000 | 6,163 |
| Other real estate owned | $0 | 3,471 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,206,000 | 2,452 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $255,668,000 | 2,438 |
| Total liabilities | $231,242,000 | 2,428 |
| Total deposits | $198,020,000 | 2,504 |
| Interest-bearing deposits | $157,057,000 | 2,652 |
| Deposits held in domestic offices | $198,020,000 | 2,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,321,000 | 2,610 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $31,000,000 | 1,309 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $901,000 | 3,739 |
| Total equity capital | $24,426,000 | 2,505 |
| Total bank equity capital | $24,426,000 | 2,505 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,811,000 | 1,152 |
| Surplus | $17,170,000 | 1,459 |
| Undivided profits | $3,445,000 | 5,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,083,000 | 3,224 |
| Earning assets | $241,117,000 | 2,370 |
| Long-term assets (5+ years) | $17,535,000 | 3,540 |
| Average Assets, year-to-date | $236,773,400 | 2,499 |
| Average Assets, quarterly | $261,507,500 | 2,361 |
| Volatile liabilities | $19,767,000 | 4,486 |
| Insider loans | $3,629,000 | 1,806 |
| FHLB advances | $31,000,000 | 1,213 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $53,358,000 | 1,689 |
| Tier 1 (core) risk-based capital | $24,747,000 | 2,400 |
| Tier 2 risk-based capital | $2,596,000 | 1,840 |
| Total risk weighted assets | $225,387,000 | 1,961 |
| Total unused commitments | $53,358,000 | 1,689 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 48 | 3,457 |
| Assets and Liabilities | ||
| Total Assets: | $267,347,000 | 2,290 |
| Cash and due from depository institutions | $21,132,000 | 3,457 |
| Interest-bearing balances | $265,000 | 4,087 |
| Securities | $25,978,000 | 3,901 |
| Federal funds sold & reverse repurchase agreements | $6,073,000 | 1,962 |
| Net loans & leases | $207,599,000 | 2,003 |
| Loan loss allowance | $2,476,000 | 1,965 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $925,000 | 6,044 |
| Other real estate owned | $0 | 3,457 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,640,000 | 2,585 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $267,347,000 | 2,290 |
| Total liabilities | $243,501,000 | 2,252 |
| Total deposits | $208,333,000 | 2,358 |
| Interest-bearing deposits | $165,086,000 | 2,483 |
| Deposits held in domestic offices | $208,333,000 | 2,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,416,000 | 1,923 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $31,000,000 | 1,291 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $752,000 | 4,124 |
| Total equity capital | $23,846,000 | 2,545 |
| Total bank equity capital | $23,846,000 | 2,545 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,811,000 | 1,119 |
| Surplus | $17,170,000 | 1,412 |
| Undivided profits | $2,865,000 | 5,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $991,000 | 3,447 |
| Earning assets | $239,915,000 | 2,336 |
| Long-term assets (5+ years) | $16,745,000 | 3,664 |
| Average Assets, year-to-date | $232,049,750 | 2,522 |
| Average Assets, quarterly | $260,740,000 | 2,315 |
| Volatile liabilities | $24,911,000 | 3,848 |
| Insider loans | $2,798,000 | 2,214 |
| FHLB advances | $31,000,000 | 1,201 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $50,002,000 | 1,757 |
| Tier 1 (core) risk-based capital | $24,051,000 | 2,437 |
| Tier 2 risk-based capital | $2,476,000 | 1,882 |
| Total risk weighted assets | $241,612,000 | 1,791 |
| Total unused commitments | $50,002,000 | 1,758 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 48 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $254,133,000 | 2,352 |
| Cash and due from depository institutions | $7,120,000 | 3,467 |
| Interest-bearing balances | $25,000 | 6,072 |
| Securities | $24,782,000 | 4,062 |
| Federal funds sold & reverse repurchase agreements | $13,890,000 | 871 |
| Net loans & leases | $202,180,000 | 2,002 |
| Loan loss allowance | $2,376,000 | 2,024 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $962,000 | 5,932 |
| Other real estate owned | $0 | 3,467 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,199,000 | 2,668 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $254,133,000 | 2,352 |
| Total liabilities | $233,967,000 | 2,303 |
| Total deposits | $207,007,000 | 2,319 |
| Interest-bearing deposits | $172,912,000 | 2,343 |
| Deposits held in domestic offices | $207,007,000 | 2,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $538,000 | 3,163 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,000,000 | 1,487 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $422,000 | 5,310 |
| Total equity capital | $20,166,000 | 2,897 |
| Total bank equity capital | $20,166,000 | 2,897 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,811,000 | 1,103 |
| Surplus | $14,170,000 | 1,619 |
| Undivided profits | $2,185,000 | 6,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 6,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 951 |
| Income earned, not collected on loans | $902,000 | 3,451 |
| Earning assets | $240,877,000 | 2,277 |
| Long-term assets (5+ years) | $16,201,000 | 3,762 |
| Average Assets, year-to-date | $220,284,000 | 2,625 |
| Average Assets, quarterly | $234,062,500 | 2,510 |
| Volatile liabilities | $28,291,000 | 3,438 |
| Insider loans | $3,591,000 | 1,750 |
| FHLB advances | $26,000,000 | 1,400 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $45,170,000 | 1,838 |
| Tier 1 (core) risk-based capital | $20,266,000 | 2,771 |
| Tier 2 risk-based capital | $2,376,000 | 1,933 |
| Total risk weighted assets | $222,815,000 | 1,891 |
| Total unused commitments | $45,170,000 | 1,838 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 38 | 4,161 |
| Assets and Liabilities | ||
| Total Assets: | $213,992,000 | 2,725 |
| Cash and due from depository institutions | $7,667,000 | 4,161 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,193,000 | 5,283 |
| Federal funds sold & reverse repurchase agreements | $1,270,000 | 4,730 |
| Net loans & leases | $183,194,000 | 2,154 |
| Loan loss allowance | $2,131,000 | 2,197 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,002,000 | 5,875 |
| Other real estate owned | $0 | 4,161 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,666,000 | 2,858 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $213,992,000 | 2,725 |
| Total liabilities | $197,658,000 | 2,663 |
| Total deposits | $176,083,000 | 2,676 |
| Interest-bearing deposits | $147,000,000 | 2,714 |
| Deposits held in domestic offices | $176,083,000 | 2,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $215,000 | 3,142 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,000,000 | 1,648 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $360,000 | 5,592 |
| Total equity capital | $16,334,000 | 3,398 |
| Total bank equity capital | $16,334,000 | 3,398 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,811,000 | 1,089 |
| Surplus | $11,000,000 | 1,940 |
| Undivided profits | $1,523,000 | 6,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $857,000 | 3,495 |
| Earning assets | $200,657,000 | 2,673 |
| Long-term assets (5+ years) | $9,069,000 | 4,924 |
| Average Assets, year-to-date | $203,359,500 | 2,832 |
| Average Assets, quarterly | $203,359,500 | 2,832 |
| Volatile liabilities | $21,984,000 | 3,944 |
| Insider loans | $3,216,000 | 1,884 |
| FHLB advances | $21,000,000 | 1,546 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $43,983,000 | 1,833 |
| Tier 1 (core) risk-based capital | $16,511,000 | 3,296 |
| Tier 2 risk-based capital | $2,131,000 | 2,099 |
| Total risk weighted assets | $190,728,000 | 2,144 |
| Total unused commitments | $43,983,000 | 1,835 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 39 | 4,100 |
| Assets and Liabilities | ||
| Total Assets: | $192,727,000 | 2,962 |
| Cash and due from depository institutions | $7,790,000 | 4,100 |
| Interest-bearing balances | $45,000 | 5,800 |
| Securities | $16,482,000 | 5,256 |
| Federal funds sold & reverse repurchase agreements | $1,094,000 | 4,762 |
| Net loans & leases | $162,241,000 | 2,370 |
| Loan loss allowance | $1,917,000 | 2,393 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,059,000 | 5,759 |
| Other real estate owned | $0 | 4,100 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,061,000 | 3,097 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $192,727,000 | 2,962 |
| Total liabilities | $176,689,000 | 2,911 |
| Total deposits | $159,118,000 | 2,899 |
| Interest-bearing deposits | $136,868,000 | 2,848 |
| Deposits held in domestic offices | $159,118,000 | 2,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $105,000 | 3,393 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,000,000 | 1,904 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $466,000 | 4,897 |
| Total equity capital | $16,038,000 | 3,450 |
| Total bank equity capital | $16,038,000 | 3,450 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,811,000 | 1,064 |
| Surplus | $11,000,000 | 1,910 |
| Undivided profits | $1,227,000 | 7,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $379,000 | 4,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $674,000 | 4,292 |
| Earning assets | $179,862,000 | 2,920 |
| Long-term assets (5+ years) | $7,638,000 | 5,325 |
| Average Assets, year-to-date | $162,923,800 | 3,242 |
| Average Assets, quarterly | $191,136,000 | 2,954 |
| Volatile liabilities | $28,291,000 | 3,270 |
| Insider loans | $3,530,000 | 1,722 |
| FHLB advances | $17,000,000 | 1,793 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $36,573,000 | 2,026 |
| Tier 1 (core) risk-based capital | $16,073,000 | 3,323 |
| Tier 2 risk-based capital | $1,917,000 | 2,283 |
| Total risk weighted assets | $165,481,000 | 2,410 |
| Total unused commitments | $36,573,000 | 2,027 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 38 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $189,545,000 | 2,968 |
| Cash and due from depository institutions | $8,837,000 | 4,156 |
| Interest-bearing balances | $89,000 | 5,426 |
| Securities | $14,068,000 | 5,698 |
| Federal funds sold & reverse repurchase agreements | $8,823,000 | 1,290 |
| Net loans & leases | $152,982,000 | 2,453 |
| Loan loss allowance | $1,760,000 | 2,569 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,100,000 | 5,678 |
| Other real estate owned | $0 | 4,156 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,735,000 | 3,249 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $189,545,000 | 2,968 |
| Total liabilities | $173,944,000 | 2,917 |
| Total deposits | $161,698,000 | 2,827 |
| Interest-bearing deposits | $142,862,000 | 2,737 |
| Deposits held in domestic offices | $161,698,000 | 2,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $812,000 | 2,966 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $11,000,000 | 2,422 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $434,000 | 5,290 |
| Total equity capital | $15,601,000 | 3,530 |
| Total bank equity capital | $15,601,000 | 3,530 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,811,000 | 1,052 |
| Surplus | $10,800,000 | 1,910 |
| Undivided profits | $990,000 | 7,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $379,000 | 4,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $745,000 | 4,098 |
| Earning assets | $175,962,000 | 2,936 |
| Long-term assets (5+ years) | $7,338,000 | 5,504 |
| Average Assets, year-to-date | $155,473,000 | 3,364 |
| Average Assets, quarterly | $180,503,500 | 3,047 |
| Volatile liabilities | $23,766,000 | 3,668 |
| Insider loans | $2,689,000 | 2,154 |
| FHLB advances | $11,000,000 | 2,298 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $31,869,000 | 2,194 |
| Tier 1 (core) risk-based capital | $15,586,000 | 3,405 |
| Tier 2 risk-based capital | $1,760,000 | 2,408 |
| Total risk weighted assets | $160,400,000 | 2,451 |
| Total unused commitments | $31,869,000 | 2,200 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $171,462,000 | 3,174 |
| Cash and due from depository institutions | $9,687,000 | 4,371 |
| Interest-bearing balances | $41,000 | 5,942 |
| Securities | $12,015,000 | 6,149 |
| Federal funds sold & reverse repurchase agreements | $12,635,000 | 857 |
| Net loans & leases | $134,612,000 | 2,699 |
| Loan loss allowance | $1,507,000 | 2,930 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,129,000 | 5,613 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,384,000 | 5,768 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $171,462,000 | 3,174 |
| Total liabilities | $156,211,000 | 3,146 |
| Total deposits | $149,344,000 | 3,002 |
| Interest-bearing deposits | $127,044,000 | 2,987 |
| Deposits held in domestic offices | $149,344,000 | 2,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $689,000 | 3,072 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000,000 | 3,254 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $178,000 | 7,081 |
| Total equity capital | $15,251,000 | 3,484 |
| Total bank equity capital | $15,251,000 | 3,484 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,811,000 | 1,042 |
| Surplus | $10,800,000 | 1,862 |
| Undivided profits | $640,000 | 7,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $620,000 | 4,478 |
| Earning assets | $159,303,000 | 3,135 |
| Long-term assets (5+ years) | $5,904,000 | 5,997 |
| Average Assets, year-to-date | $144,115,670 | 3,624 |
| Average Assets, quarterly | $157,118,500 | 3,374 |
| Volatile liabilities | $18,050,000 | 4,251 |
| Insider loans | $1,838,000 | 2,854 |
| FHLB advances | $6,000,000 | 3,096 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $36,147,000 | 1,997 |
| Tier 1 (core) risk-based capital | $15,330,000 | 3,402 |
| Tier 2 risk-based capital | $1,507,000 | 2,704 |
| Total risk weighted assets | $137,857,000 | 2,742 |
| Total unused commitments | $36,147,000 | 2,001 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $142,775,000 | 3,684 |
| Cash and due from depository institutions | $7,691,000 | 4,465 |
| Interest-bearing balances | $32,000 | 6,171 |
| Securities | $12,856,000 | 5,956 |
| Federal funds sold & reverse repurchase agreements | $9,127,000 | 1,613 |
| Net loans & leases | $110,859,000 | 3,091 |
| Loan loss allowance | $1,213,000 | 3,426 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,121,000 | 5,624 |
| Other real estate owned | $0 | 4,465 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,121,000 | 6,143 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $142,775,000 | 3,684 |
| Total liabilities | $130,509,000 | 3,633 |
| Total deposits | $124,981,000 | 3,489 |
| Interest-bearing deposits | $106,909,000 | 3,435 |
| Deposits held in domestic offices | $124,981,000 | 3,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $635,000 | 2,709 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,500,000 | 3,558 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $393,000 | 5,525 |
| Total equity capital | $12,266,000 | 4,257 |
| Total bank equity capital | $12,266,000 | 4,257 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,811,000 | 1,033 |
| Surplus | $7,800,000 | 2,429 |
| Undivided profits | $655,000 | 7,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 7,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $552,000 | 4,839 |
| Earning assets | $132,874,000 | 3,647 |
| Long-term assets (5+ years) | $4,287,000 | 6,426 |
| Average Assets, year-to-date | $130,442,500 | 3,934 |
| Average Assets, quarterly | $130,442,500 | 3,934 |
| Volatile liabilities | $17,521,000 | 4,278 |
| Insider loans | $1,943,000 | 2,695 |
| FHLB advances | $4,500,000 | 3,406 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $28,186,000 | 2,311 |
| Tier 1 (core) risk-based capital | $12,155,000 | 4,096 |
| Tier 2 risk-based capital | $1,213,000 | 3,170 |
| Total risk weighted assets | $123,441,000 | 2,947 |
| Total unused commitments | $28,186,000 | 2,316 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 31 | 4,893 |
| Assets and Liabilities | ||
| Total Assets: | $118,110,000 | 4,266 |
| Cash and due from depository institutions | $7,077,000 | 4,893 |
| Interest-bearing balances | $126,000 | 4,985 |
| Securities | $10,582,000 | 6,498 |
| Federal funds sold & reverse repurchase agreements | $9,610,000 | 1,230 |
| Net loans & leases | $88,695,000 | 3,686 |
| Loan loss allowance | $1,033,000 | 3,857 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,131,000 | 5,632 |
| Other real estate owned | $0 | 4,893 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,015,000 | 6,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,110,000 | 4,266 |
| Total liabilities | $105,989,000 | 4,247 |
| Total deposits | $105,445,000 | 3,983 |
| Interest-bearing deposits | $91,678,000 | 3,894 |
| Deposits held in domestic offices | $105,445,000 | 3,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,000 | 3,380 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $469,000 | 4,900 |
| Total equity capital | $12,121,000 | 4,223 |
| Total bank equity capital | $12,121,000 | 4,223 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,811,000 | 1,038 |
| Surplus | $7,800,000 | 2,396 |
| Undivided profits | $510,000 | 7,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $408,000 | 6,021 |
| Earning assets | $109,013,000 | 4,233 |
| Long-term assets (5+ years) | $3,869,000 | 6,574 |
| Average Assets, year-to-date | $100,983,800 | 4,644 |
| Average Assets, quarterly | $111,682,000 | 4,401 |
| Volatile liabilities | $10,090,000 | 5,675 |
| Insider loans | $1,837,000 | 2,785 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,929,000 | 2,945 |
| Tier 1 (core) risk-based capital | $11,948,000 | 4,116 |
| Tier 2 risk-based capital | $1,032,000 | 3,601 |
| Total risk weighted assets | $99,302,000 | 3,540 |
| Total unused commitments | $18,929,000 | 2,947 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 29 | 5,153 |
| Assets and Liabilities | ||
| Total Assets: | $105,254,000 | 4,597 |
| Cash and due from depository institutions | $4,680,000 | 5,153 |
| Interest-bearing balances | $625,000 | 3,551 |
| Securities | $10,930,000 | 6,344 |
| Federal funds sold & reverse repurchase agreements | $8,385,000 | 1,690 |
| Net loans & leases | $79,365,000 | 3,973 |
| Loan loss allowance | $957,000 | 4,101 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,096,000 | 5,684 |
| Other real estate owned | $0 | 5,153 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $798,000 | 7,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,254,000 | 4,597 |
| Total liabilities | $96,595,000 | 4,514 |
| Total deposits | $95,411,000 | 4,268 |
| Interest-bearing deposits | $83,980,000 | 4,173 |
| Deposits held in domestic offices | $95,411,000 | 4,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $757,000 | 2,714 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $427,000 | 5,471 |
| Total equity capital | $8,659,000 | 5,345 |
| Total bank equity capital | $8,659,000 | 5,345 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,811,000 | 1,030 |
| Surplus | $4,400,000 | 3,630 |
| Undivided profits | $448,000 | 8,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 7,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $373,000 | 6,488 |
| Earning assets | $99,305,000 | 4,513 |
| Long-term assets (5+ years) | $4,895,000 | 6,275 |
| Average Assets, year-to-date | $96,702,250 | 4,793 |
| Average Assets, quarterly | $103,490,500 | 4,645 |
| Volatile liabilities | $9,833,000 | 5,764 |
| Insider loans | $2,176,000 | 2,411 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,039,000 | 3,151 |
| Tier 1 (core) risk-based capital | $8,442,000 | 5,289 |
| Tier 2 risk-based capital | $957,000 | 3,806 |
| Total risk weighted assets | $89,021,000 | 3,831 |
| Total unused commitments | $17,039,000 | 3,154 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 26 | 5,536 |
| Assets and Liabilities | ||
| Total Assets: | $101,727,000 | 4,703 |
| Cash and due from depository institutions | $7,505,000 | 5,536 |
| Interest-bearing balances | $624,000 | 3,669 |
| Securities | $11,123,000 | 6,214 |
| Federal funds sold & reverse repurchase agreements | $3,572,000 | 3,666 |
| Net loans & leases | $77,562,000 | 4,029 |
| Loan loss allowance | $872,000 | 4,316 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,118,000 | 5,621 |
| Other real estate owned | $0 | 5,536 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $847,000 | 6,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,727,000 | 4,703 |
| Total liabilities | $93,051,000 | 4,617 |
| Total deposits | $92,177,000 | 4,391 |
| Interest-bearing deposits | $80,100,000 | 4,314 |
| Deposits held in domestic offices | $92,177,000 | 4,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $423,000 | 2,884 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $451,000 | 5,363 |
| Total equity capital | $8,676,000 | 5,324 |
| Total bank equity capital | $8,676,000 | 5,324 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,811,000 | 1,020 |
| Surplus | $4,400,000 | 3,596 |
| Undivided profits | $465,000 | 8,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $436,000 | 5,865 |
| Earning assets | $92,881,000 | 4,696 |
| Long-term assets (5+ years) | $6,578,000 | 5,725 |
| Average Assets, year-to-date | $93,851,670 | 4,895 |
| Average Assets, quarterly | $99,392,500 | 4,741 |
| Volatile liabilities | $10,128,000 | 5,670 |
| Insider loans | $2,200,000 | 2,398 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $16,818,000 | 3,128 |
| Tier 1 (core) risk-based capital | $8,324,000 | 5,272 |
| Tier 2 risk-based capital | $872,000 | 4,026 |
| Total risk weighted assets | $86,370,000 | 3,875 |
| Total unused commitments | $16,818,000 | 3,137 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 22 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $97,058,000 | 4,810 |
| Cash and due from depository institutions | $13,945,000 | 6,099 |
| Interest-bearing balances | $3,113,000 | 2,041 |
| Securities | $7,689,000 | 7,066 |
| Federal funds sold & reverse repurchase agreements | $5,536,000 | 2,957 |
| Net loans & leases | $67,962,000 | 4,394 |
| Loan loss allowance | $767,000 | 4,678 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,061,000 | 5,740 |
| Other real estate owned | $0 | 6,099 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $865,000 | 6,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,058,000 | 4,810 |
| Total liabilities | $88,939,000 | 4,723 |
| Total deposits | $88,391,000 | 4,483 |
| Interest-bearing deposits | $74,221,000 | 4,568 |
| Deposits held in domestic offices | $88,391,000 | 4,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $327,000 | 2,770 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $221,000 | 7,242 |
| Total equity capital | $8,119,000 | 5,479 |
| Total bank equity capital | $8,119,000 | 5,479 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,811,000 | 1,011 |
| Surplus | $4,000,000 | 3,765 |
| Undivided profits | $308,000 | 8,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 7,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $358,000 | 6,535 |
| Earning assets | $84,300,000 | 4,978 |
| Long-term assets (5+ years) | $4,889,000 | 6,151 |
| Average Assets, year-to-date | $89,914,000 | 5,023 |
| Average Assets, quarterly | $89,914,000 | 5,023 |
| Volatile liabilities | $8,641,000 | 6,084 |
| Insider loans | $2,067,000 | 2,484 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,994,000 | 3,151 |
| Tier 1 (core) risk-based capital | $7,734,000 | 5,461 |
| Tier 2 risk-based capital | $767,000 | 4,382 |
| Total risk weighted assets | $78,140,000 | 4,123 |
| Total unused commitments | $15,994,000 | 3,160 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $82,770,000 | 5,325 |
| Cash and due from depository institutions | $6,701,000 | 5,648 |
| Interest-bearing balances | $1,108,000 | 2,979 |
| Securities | $8,493,000 | 6,889 |
| Federal funds sold & reverse repurchase agreements | $2,308,000 | 4,540 |
| Net loans & leases | $63,202,000 | 4,607 |
| Loan loss allowance | $692,000 | 4,925 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,055,000 | 5,735 |
| Other real estate owned | $0 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,011,000 | 6,480 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,770,000 | 5,325 |
| Total liabilities | $75,684,000 | 5,252 |
| Total deposits | $75,448,000 | 4,985 |
| Interest-bearing deposits | $66,154,000 | 4,896 |
| Deposits held in domestic offices | $75,448,000 | 4,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000 | 3,214 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $230,000 | 7,240 |
| Total equity capital | $7,086,000 | 5,951 |
| Total bank equity capital | $7,086,000 | 5,951 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,811,000 | 1,002 |
| Surplus | $3,000,000 | 4,436 |
| Undivided profits | $275,000 | 8,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $437,000 | 6,049 |
| Earning assets | $75,111,000 | 5,343 |
| Long-term assets (5+ years) | $2,793,000 | 6,870 |
| Average Assets, year-to-date | $74,881,600 | 5,502 |
| Average Assets, quarterly | $80,601,500 | 5,371 |
| Volatile liabilities | $9,012,000 | 5,975 |
| Insider loans | $1,909,000 | 2,606 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,322,000 | 3,427 |
| Tier 1 (core) risk-based capital | $6,652,000 | 5,968 |
| Tier 2 risk-based capital | $692,000 | 4,611 |
| Total risk weighted assets | $69,758,000 | 4,437 |
| Total unused commitments | $13,322,000 | 3,431 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 23 | 5,961 |
| Assets and Liabilities | ||
| Total Assets: | $64,396,000 | 6,088 |
| Cash and due from depository institutions | $6,207,000 | 5,961 |
| Interest-bearing balances | $3,366,000 | 1,667 |
| Securities | $7,143,000 | 7,275 |
| Federal funds sold & reverse repurchase agreements | $7,540,000 | 1,946 |
| Net loans & leases | $41,255,000 | 5,839 |
| Loan loss allowance | $563,000 | 5,420 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,148,000 | 5,559 |
| Other real estate owned | $0 | 5,961 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,103,000 | 6,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,396,000 | 6,088 |
| Total liabilities | $57,533,000 | 6,091 |
| Total deposits | $57,405,000 | 5,844 |
| Interest-bearing deposits | $52,928,000 | 5,584 |
| Deposits held in domestic offices | $57,405,000 | 5,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $128,000 | 8,657 |
| Total equity capital | $6,863,000 | 5,885 |
| Total bank equity capital | $6,863,000 | 5,885 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,810,000 | 996 |
| Surplus | $2,998,000 | 4,428 |
| Undivided profits | $55,000 | 8,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $308,000 | 7,464 |
| Earning assets | $59,304,000 | 6,051 |
| Long-term assets (5+ years) | $3,512,000 | 6,713 |
| Average Assets, year-to-date | $64,704,800 | 5,892 |
| Average Assets, quarterly | $60,120,000 | 6,269 |
| Volatile liabilities | $9,249,000 | 5,864 |
| Insider loans | $1,543,000 | 2,931 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,426,000 | 4,060 |
| Tier 1 (core) risk-based capital | $6,435,000 | 5,987 |
| Tier 2 risk-based capital | $563,000 | 5,112 |
| Total risk weighted assets | $47,960,000 | 5,542 |
| Total unused commitments | $9,426,000 | 4,069 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $71,147,000 | 5,632 |
| Cash and due from depository institutions | $4,490,000 | 7,003 |
| Interest-bearing balances | $3,555,000 | 1,129 |
| Securities | $16,326,000 | 5,304 |
| Federal funds sold & reverse repurchase agreements | $5,264,000 | 2,254 |
| Net loans & leases | $42,659,000 | 5,709 |
| Loan loss allowance | $597,000 | 5,132 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,191,000 | 5,511 |
| Other real estate owned | $0 | 7,003 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,217,000 | 5,505 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,147,000 | 5,632 |
| Total liabilities | $65,164,000 | 5,539 |
| Total deposits | $64,951,000 | 5,251 |
| Interest-bearing deposits | $62,004,000 | 4,916 |
| Deposits held in domestic offices | $64,951,000 | 5,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $213,000 | 8,152 |
| Total equity capital | $5,983,000 | 6,368 |
| Total bank equity capital | $5,983,000 | 6,368 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,340,000 | 1,144 |
| Surplus | $2,528,000 | 4,799 |
| Undivided profits | $115,000 | 8,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $295,000 | 6,967 |
| Earning assets | $67,804,000 | 5,487 |
| Long-term assets (5+ years) | $4,463,000 | 6,220 |
| Average Assets, year-to-date | $43,602,000 | 7,139 |
| Average Assets, quarterly | $71,599,000 | 5,558 |
| Volatile liabilities | $14,165,000 | 4,626 |
| Insider loans | $1,321,000 | 3,197 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,965,000 | 5,420 |
| Tier 1 (core) risk-based capital | $5,511,000 | 6,591 |
| Tier 2 risk-based capital | $597,000 | 4,825 |
| Total risk weighted assets | $48,365,800 | 5,435 |
| Total unused commitments | $4,965,000 | 5,423 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 11 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $13,993,000 | 9,807 |
| Cash and due from depository institutions | $725,000 | 8,570 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $1,955,000 | 9,643 |
| Federal funds sold & reverse repurchase agreements | $2,618,000 | 3,133 |
| Net loans & leases | $7,938,000 | 9,570 |
| Loan loss allowance | $180,000 | 8,651 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $120,000 | 9,496 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $637,000 | 7,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,993,000 | 9,807 |
| Total liabilities | $8,848,000 | 9,973 |
| Total deposits | $8,769,000 | 9,928 |
| Interest-bearing deposits | $8,226,000 | 9,821 |
| Deposits held in domestic offices | $8,769,000 | 9,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $79,000 | 9,643 |
| Total equity capital | $5,145,000 | 6,866 |
| Total bank equity capital | $5,145,000 | 6,866 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,811,000 | 1,401 |
| Surplus | $2,000,000 | 5,449 |
| Undivided profits | $334,000 | 8,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $41,000 | 9,780 |
| Earning assets | $12,511,000 | 9,784 |
| Long-term assets (5+ years) | $655,000 | 8,508 |
| Average Assets, year-to-date | $13,993,000 | 9,765 |
| Average Assets, quarterly | $13,993,000 | 9,790 |
| Volatile liabilities | $2,386,000 | 8,764 |
| Insider loans | $857,000 | 4,120 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $492,000 | 9,182 |
| Tier 1 (core) risk-based capital | $4,910,000 | 7,067 |
| Tier 2 risk-based capital | $116,440 | 9,196 |
| Total risk weighted assets | $9,251,440 | 9,596 |
| Total unused commitments | $492,000 | 9,187 |
| Derivatives | $0 | 488 |