Home > People's Community Bank of South Carolina > Assets and Liabilities
People's Community Bank of South Carolina, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $129,911,000 | 4,054 |
| Cash and due from depository institutions | $2,919,000 | 4,612 |
| Interest-bearing balances | $32,000 | 5,967 |
| Securities | $36,478,000 | 3,118 |
| Federal funds sold & reverse repurchase agreements | $6,143,000 | 1,962 |
| Net loans & leases | $79,878,000 | 4,167 |
| Loan loss allowance | $1,125,000 | 3,720 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,792,000 | 3,470 |
| Other real estate owned | $100,000 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,601,000 | 5,455 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $129,911,000 | 4,054 |
| Total liabilities | $119,684,000 | 3,962 |
| Total deposits | $112,821,000 | 3,879 |
| Interest-bearing deposits | $95,134,000 | 3,878 |
| Deposits held in domestic offices | $112,821,000 | 3,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,500,000 | 3,157 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $363,000 | 5,575 |
| Total equity capital | $10,227,000 | 4,927 |
| Total bank equity capital | $10,227,000 | 4,927 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,309 |
| Surplus | $3,000,000 | 4,705 |
| Undivided profits | $4,227,000 | 4,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $566,000 | 4,884 |
| Earning assets | $122,531,000 | 3,953 |
| Long-term assets (5+ years) | $12,474,000 | 4,335 |
| Average Assets, year-to-date | $127,369,500 | 4,081 |
| Average Assets, quarterly | $127,369,500 | 4,081 |
| Volatile liabilities | $26,678,000 | 3,450 |
| Insider loans | $5,164,000 | 1,198 |
| FHLB advances | $6,500,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $28,370,000 | 2,483 |
| Tier 1 (core) risk-based capital | $10,185,000 | 4,868 |
| Tier 2 risk-based capital | $1,125,000 | 3,513 |
| Total risk weighted assets | $93,761,000 | 3,878 |
| Total unused commitments | $28,370,000 | 2,488 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 33 | 4,620 |
| Assets and Liabilities | ||
| Total Assets: | $124,828,000 | 4,182 |
| Cash and due from depository institutions | $2,174,000 | 4,620 |
| Interest-bearing balances | $16,000 | 6,311 |
| Securities | $40,885,000 | 2,853 |
| Federal funds sold & reverse repurchase agreements | $939,000 | 4,960 |
| Net loans & leases | $76,521,000 | 4,281 |
| Loan loss allowance | $1,085,000 | 3,788 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,813,000 | 3,438 |
| Other real estate owned | $100,000 | 4,620 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,396,000 | 5,744 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $124,828,000 | 4,182 |
| Total liabilities | $114,685,000 | 4,092 |
| Total deposits | $107,612,000 | 4,008 |
| Interest-bearing deposits | $91,743,000 | 3,958 |
| Deposits held in domestic offices | $107,612,000 | 4,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,976,000 | 3,118 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $97,000 | 7,931 |
| Total equity capital | $10,143,000 | 4,952 |
| Total bank equity capital | $10,143,000 | 4,952 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,289 |
| Surplus | $3,000,000 | 4,682 |
| Undivided profits | $4,143,000 | 5,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $574,000 | 4,854 |
| Earning assets | $118,361,000 | 4,067 |
| Long-term assets (5+ years) | $14,219,000 | 4,166 |
| Average Assets, year-to-date | $117,691,800 | 4,240 |
| Average Assets, quarterly | $123,426,500 | 4,173 |
| Volatile liabilities | $27,784,000 | 3,306 |
| Insider loans | $4,783,000 | 1,278 |
| FHLB advances | $6,500,000 | 3,041 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $27,300,000 | 2,450 |
| Tier 1 (core) risk-based capital | $10,020,000 | 4,869 |
| Tier 2 risk-based capital | $1,085,000 | 3,573 |
| Total risk weighted assets | $88,596,000 | 4,009 |
| Total unused commitments | $27,300,000 | 2,451 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 33 | 4,639 |
| Assets and Liabilities | ||
| Total Assets: | $122,025,000 | 4,202 |
| Cash and due from depository institutions | $2,366,000 | 4,639 |
| Interest-bearing balances | $9,000 | 6,582 |
| Securities | $37,562,000 | 3,051 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $77,876,000 | 4,195 |
| Loan loss allowance | $1,065,000 | 3,836 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,846,000 | 3,366 |
| Other real estate owned | $100,000 | 4,639 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,275,000 | 5,983 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $122,025,000 | 4,202 |
| Total liabilities | $112,117,000 | 4,118 |
| Total deposits | $103,538,000 | 4,056 |
| Interest-bearing deposits | $87,589,000 | 4,055 |
| Deposits held in domestic offices | $103,538,000 | 4,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $867,000 | 2,929 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $7,378,000 | 3,031 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $334,000 | 5,933 |
| Total equity capital | $9,908,000 | 5,018 |
| Total bank equity capital | $9,908,000 | 5,018 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,000,000 | 1,279 |
| Surplus | $3,000,000 | 4,667 |
| Undivided profits | $3,908,000 | 5,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $549,000 | 5,160 |
| Earning assets | $115,447,000 | 4,105 |
| Long-term assets (5+ years) | $18,031,000 | 3,743 |
| Average Assets, year-to-date | $115,907,750 | 4,285 |
| Average Assets, quarterly | $119,863,500 | 4,227 |
| Volatile liabilities | $26,097,000 | 3,406 |
| Insider loans | $4,464,000 | 1,320 |
| FHLB advances | $6,500,000 | 3,051 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $28,280,000 | 2,378 |
| Tier 1 (core) risk-based capital | $9,708,000 | 4,941 |
| Tier 2 risk-based capital | $1,065,000 | 3,609 |
| Total risk weighted assets | $90,362,000 | 3,896 |
| Total unused commitments | $28,280,000 | 2,382 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 33 | 4,693 |
| Assets and Liabilities | ||
| Total Assets: | $117,702,000 | 4,308 |
| Cash and due from depository institutions | $2,469,000 | 4,693 |
| Interest-bearing balances | $1,000 | 6,903 |
| Securities | $39,256,000 | 2,998 |
| Federal funds sold & reverse repurchase agreements | $39,000 | 5,785 |
| Net loans & leases | $71,179,000 | 4,418 |
| Loan loss allowance | $1,030,000 | 3,926 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,841,000 | 3,335 |
| Other real estate owned | $379,000 | 4,693 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,539,000 | 5,488 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $117,702,000 | 4,308 |
| Total liabilities | $108,746,000 | 4,199 |
| Total deposits | $105,128,000 | 4,018 |
| Interest-bearing deposits | $87,550,000 | 4,055 |
| Deposits held in domestic offices | $105,128,000 | 4,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,380,000 | 4,035 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $238,000 | 6,414 |
| Total equity capital | $8,956,000 | 5,257 |
| Total bank equity capital | $8,956,000 | 5,257 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $3,000,000 | 4,647 |
| Undivided profits | $2,956,000 | 5,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $550,000 | 4,937 |
| Earning assets | $110,475,000 | 4,213 |
| Long-term assets (5+ years) | $28,908,000 | 2,894 |
| Average Assets, year-to-date | $113,868,670 | 4,350 |
| Average Assets, quarterly | $117,960,500 | 4,278 |
| Volatile liabilities | $24,361,000 | 3,502 |
| Insider loans | $3,856,000 | 1,503 |
| FHLB advances | $2,500,000 | 4,193 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $28,373,000 | 2,358 |
| Tier 1 (core) risk-based capital | $8,959,000 | 5,186 |
| Tier 2 risk-based capital | $1,030,000 | 3,660 |
| Total risk weighted assets | $85,410,000 | 4,032 |
| Total unused commitments | $28,373,000 | 2,360 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 32 | 4,775 |
| Assets and Liabilities | ||
| Total Assets: | $118,219,000 | 4,272 |
| Cash and due from depository institutions | $2,835,000 | 4,775 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $34,412,000 | 3,302 |
| Federal funds sold & reverse repurchase agreements | $7,101,000 | 2,077 |
| Net loans & leases | $69,619,000 | 4,417 |
| Loan loss allowance | $1,025,000 | 3,899 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,862,000 | 3,295 |
| Other real estate owned | $379,000 | 4,775 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,011,000 | 6,386 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $118,219,000 | 4,272 |
| Total liabilities | $108,876,000 | 4,183 |
| Total deposits | $105,233,000 | 4,004 |
| Interest-bearing deposits | $89,027,000 | 4,001 |
| Deposits held in domestic offices | $105,233,000 | 4,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,283,000 | 3,920 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $360,000 | 5,761 |
| Total equity capital | $9,343,000 | 5,163 |
| Total bank equity capital | $9,343,000 | 5,163 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,000,000 | 1,272 |
| Surplus | $3,000,000 | 4,621 |
| Undivided profits | $3,343,000 | 5,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 7,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $453,000 | 5,545 |
| Earning assets | $111,132,000 | 4,202 |
| Long-term assets (5+ years) | $25,304,000 | 3,119 |
| Average Assets, year-to-date | $111,952,000 | 4,413 |
| Average Assets, quarterly | $111,952,000 | 4,413 |
| Volatile liabilities | $22,664,000 | 3,593 |
| Insider loans | $4,356,000 | 1,300 |
| FHLB advances | $2,500,000 | 4,026 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $22,903,000 | 2,692 |
| Tier 1 (core) risk-based capital | $9,086,000 | 5,072 |
| Tier 2 risk-based capital | $1,025,000 | 3,632 |
| Total risk weighted assets | $82,655,000 | 4,071 |
| Total unused commitments | $22,903,000 | 2,700 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 32 | 4,785 |
| Assets and Liabilities | ||
| Total Assets: | $105,685,000 | 4,612 |
| Cash and due from depository institutions | $2,097,000 | 4,785 |
| Interest-bearing balances | $2,000 | 6,879 |
| Securities | $33,236,000 | 3,448 |
| Federal funds sold & reverse repurchase agreements | $644,000 | 5,426 |
| Net loans & leases | $65,301,000 | 4,597 |
| Loan loss allowance | $940,000 | 4,138 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,894,000 | 3,246 |
| Other real estate owned | $379,000 | 4,785 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,134,000 | 6,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,685,000 | 4,612 |
| Total liabilities | $96,756,000 | 4,529 |
| Total deposits | $93,243,000 | 4,362 |
| Interest-bearing deposits | $78,019,000 | 4,422 |
| Deposits held in domestic offices | $93,243,000 | 4,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,305,000 | 3,893 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $208,000 | 6,908 |
| Total equity capital | $8,929,000 | 5,253 |
| Total bank equity capital | $8,929,000 | 5,253 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $3,000,000 | 4,596 |
| Undivided profits | $2,929,000 | 5,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $489,000 | 5,446 |
| Earning assets | $99,183,000 | 4,532 |
| Long-term assets (5+ years) | $15,789,000 | 4,101 |
| Average Assets, year-to-date | $103,524,400 | 4,561 |
| Average Assets, quarterly | $105,616,000 | 4,572 |
| Volatile liabilities | $13,298,000 | 4,940 |
| Insider loans | $4,213,000 | 1,304 |
| FHLB advances | $2,500,000 | 4,034 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $19,312,000 | 2,917 |
| Tier 1 (core) risk-based capital | $8,741,000 | 5,175 |
| Tier 2 risk-based capital | $937,000 | 3,852 |
| Total risk weighted assets | $74,981,000 | 4,337 |
| Total unused commitments | $19,312,000 | 2,920 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 33 | 4,698 |
| Assets and Liabilities | ||
| Total Assets: | $105,547,000 | 4,588 |
| Cash and due from depository institutions | $2,091,000 | 4,698 |
| Interest-bearing balances | $1,000 | 6,976 |
| Securities | $30,648,000 | 3,579 |
| Federal funds sold & reverse repurchase agreements | $7,791,000 | 1,812 |
| Net loans & leases | $60,715,000 | 4,809 |
| Loan loss allowance | $915,000 | 4,218 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,936,000 | 3,181 |
| Other real estate owned | $379,000 | 4,698 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $987,000 | 6,608 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,547,000 | 4,588 |
| Total liabilities | $96,886,000 | 4,507 |
| Total deposits | $93,716,000 | 4,323 |
| Interest-bearing deposits | $79,629,000 | 4,329 |
| Deposits held in domestic offices | $93,716,000 | 4,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,026,000 | 3,934 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $144,000 | 7,930 |
| Total equity capital | $8,661,000 | 5,344 |
| Total bank equity capital | $8,661,000 | 5,344 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,000,000 | 1,275 |
| Surplus | $3,000,000 | 4,552 |
| Undivided profits | $2,661,000 | 6,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 8,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,287 |
| Income earned, not collected on loans | $413,000 | 6,155 |
| Earning assets | $99,155,000 | 4,518 |
| Long-term assets (5+ years) | $12,286,000 | 4,633 |
| Average Assets, year-to-date | $102,984,250 | 4,601 |
| Average Assets, quarterly | $105,650,000 | 4,576 |
| Volatile liabilities | $12,622,000 | 5,071 |
| Insider loans | $4,089,000 | 1,333 |
| FHLB advances | $2,500,000 | 3,977 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,477,000 | 3,230 |
| Tier 1 (core) risk-based capital | $8,465,000 | 5,283 |
| Tier 2 risk-based capital | $887,000 | 4,014 |
| Total risk weighted assets | $70,945,000 | 4,506 |
| Total unused commitments | $16,477,000 | 3,232 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 32 | 4,829 |
| Assets and Liabilities | ||
| Total Assets: | $105,753,000 | 4,584 |
| Cash and due from depository institutions | $4,022,000 | 4,829 |
| Interest-bearing balances | $1,000 | 6,990 |
| Securities | $28,780,000 | 3,653 |
| Federal funds sold & reverse repurchase agreements | $6,378,000 | 2,457 |
| Net loans & leases | $62,288,000 | 4,698 |
| Loan loss allowance | $900,000 | 4,226 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,978,000 | 3,112 |
| Other real estate owned | $379,000 | 4,829 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $928,000 | 6,653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,753,000 | 4,584 |
| Total liabilities | $97,228,000 | 4,483 |
| Total deposits | $93,895,000 | 4,333 |
| Interest-bearing deposits | $78,952,000 | 4,380 |
| Deposits held in domestic offices | $93,895,000 | 4,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,177,000 | 3,846 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $156,000 | 7,824 |
| Total equity capital | $8,525,000 | 5,395 |
| Total bank equity capital | $8,525,000 | 5,395 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000,000 | 1,262 |
| Surplus | $3,000,000 | 4,519 |
| Undivided profits | $2,525,000 | 6,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $477,000 | 5,554 |
| Earning assets | $97,447,000 | 4,558 |
| Long-term assets (5+ years) | $12,594,000 | 4,444 |
| Average Assets, year-to-date | $102,130,000 | 4,629 |
| Average Assets, quarterly | $104,005,500 | 4,597 |
| Volatile liabilities | $13,162,000 | 4,925 |
| Insider loans | $3,946,000 | 1,389 |
| FHLB advances | $2,500,000 | 3,919 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,581,000 | 3,257 |
| Tier 1 (core) risk-based capital | $8,287,000 | 5,289 |
| Tier 2 risk-based capital | $894,000 | 3,949 |
| Total risk weighted assets | $71,521,000 | 4,451 |
| Total unused commitments | $15,581,000 | 3,270 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 31 | 4,894 |
| Assets and Liabilities | ||
| Total Assets: | $102,258,000 | 4,656 |
| Cash and due from depository institutions | $3,144,000 | 4,894 |
| Interest-bearing balances | $1,000 | 6,952 |
| Securities | $25,575,000 | 3,951 |
| Federal funds sold & reverse repurchase agreements | $8,435,000 | 2,044 |
| Net loans & leases | $60,835,000 | 4,714 |
| Loan loss allowance | $870,000 | 4,292 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,004,000 | 3,053 |
| Other real estate owned | $379,000 | 4,894 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $886,000 | 6,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,258,000 | 4,656 |
| Total liabilities | $94,033,000 | 4,555 |
| Total deposits | $91,026,000 | 4,383 |
| Interest-bearing deposits | $77,278,000 | 4,424 |
| Deposits held in domestic offices | $91,026,000 | 4,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,771,000 | 3,962 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $236,000 | 7,077 |
| Total equity capital | $8,225,000 | 5,442 |
| Total bank equity capital | $8,225,000 | 5,442 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,261 |
| Surplus | $3,000,000 | 4,491 |
| Undivided profits | $2,225,000 | 6,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $410,000 | 6,077 |
| Earning assets | $94,846,000 | 4,601 |
| Long-term assets (5+ years) | $7,325,000 | 5,480 |
| Average Assets, year-to-date | $100,318,500 | 4,676 |
| Average Assets, quarterly | $100,318,500 | 4,676 |
| Volatile liabilities | $11,956,000 | 5,185 |
| Insider loans | $1,427,000 | 3,186 |
| FHLB advances | $2,500,000 | 3,865 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,604,000 | 3,198 |
| Tier 1 (core) risk-based capital | $7,998,000 | 5,357 |
| Tier 2 risk-based capital | $870,000 | 3,982 |
| Total risk weighted assets | $70,185,000 | 4,442 |
| Total unused commitments | $15,604,000 | 3,208 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 33 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $98,379,000 | 4,744 |
| Cash and due from depository institutions | $3,310,000 | 4,697 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $24,706,000 | 4,040 |
| Federal funds sold & reverse repurchase agreements | $6,071,000 | 2,358 |
| Net loans & leases | $59,949,000 | 4,776 |
| Loan loss allowance | $840,000 | 4,339 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,041,000 | 3,001 |
| Other real estate owned | $379,000 | 4,697 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $923,000 | 6,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,379,000 | 4,744 |
| Total liabilities | $90,388,000 | 4,645 |
| Total deposits | $86,667,000 | 4,525 |
| Interest-bearing deposits | $74,903,000 | 4,487 |
| Deposits held in domestic offices | $86,667,000 | 4,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,455,000 | 3,762 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $266,000 | 6,911 |
| Total equity capital | $7,991,000 | 5,503 |
| Total bank equity capital | $7,991,000 | 5,503 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $3,000,000 | 4,436 |
| Undivided profits | $1,991,000 | 6,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $493,000 | 5,648 |
| Earning assets | $90,726,000 | 4,702 |
| Long-term assets (5+ years) | $8,782,000 | 5,070 |
| Average Assets, year-to-date | $92,332,800 | 4,777 |
| Average Assets, quarterly | $98,714,000 | 4,675 |
| Volatile liabilities | $12,222,000 | 5,139 |
| Insider loans | $1,606,000 | 2,962 |
| FHLB advances | $2,500,000 | 3,881 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,718,000 | 3,536 |
| Tier 1 (core) risk-based capital | $7,774,000 | 5,399 |
| Tier 2 risk-based capital | $840,000 | 4,042 |
| Total risk weighted assets | $68,238,000 | 4,512 |
| Total unused commitments | $12,718,000 | 3,540 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 29 | 5,140 |
| Assets and Liabilities | ||
| Total Assets: | $84,196,000 | 5,135 |
| Cash and due from depository institutions | $3,043,000 | 5,140 |
| Interest-bearing balances | $7,000 | 6,709 |
| Securities | $21,192,000 | 4,336 |
| Federal funds sold & reverse repurchase agreements | $6,355,000 | 2,271 |
| Net loans & leases | $49,601,000 | 5,278 |
| Loan loss allowance | $637,000 | 5,033 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,140,000 | 2,845 |
| Other real estate owned | $0 | 5,140 |
| Goodwill and other intangibles | $6,000 | 3,028 |
| All other assets | $859,000 | 7,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,196,000 | 5,135 |
| Total liabilities | $77,294,000 | 5,050 |
| Total deposits | $76,181,000 | 4,826 |
| Interest-bearing deposits | $65,524,000 | 4,809 |
| Deposits held in domestic offices | $76,181,000 | 4,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 4,622 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $113,000 | 8,803 |
| Total equity capital | $6,902,000 | 5,864 |
| Total bank equity capital | $6,902,000 | 5,864 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $3,000,000 | 4,359 |
| Undivided profits | $902,000 | 7,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $553,000 | 3,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $491,000 | 5,999 |
| Earning assets | $77,155,000 | 5,134 |
| Long-term assets (5+ years) | $10,400,000 | 4,709 |
| Average Assets, year-to-date | $70,279,600 | 5,623 |
| Average Assets, quarterly | $79,910,000 | 5,295 |
| Volatile liabilities | $13,881,000 | 4,695 |
| Insider loans | $2,356,000 | 2,075 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,122,000 | 3,493 |
| Tier 1 (core) risk-based capital | $6,770,000 | 5,788 |
| Tier 2 risk-based capital | $637,000 | 4,730 |
| Total risk weighted assets | $59,983,000 | 4,832 |
| Total unused commitments | $12,122,000 | 3,501 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 24 | 5,891 |
| Assets and Liabilities | ||
| Total Assets: | $58,196,000 | 6,355 |
| Cash and due from depository institutions | $1,595,000 | 5,891 |
| Interest-bearing balances | $7,000 | 6,472 |
| Securities | $8,866,000 | 7,130 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,409 |
| Net loans & leases | $40,080,000 | 5,912 |
| Loan loss allowance | $572,000 | 5,268 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,138,000 | 3,810 |
| Other real estate owned | $0 | 5,891 |
| Goodwill and other intangibles | $14,000 | 3,009 |
| All other assets | $603,000 | 7,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,196,000 | 6,355 |
| Total liabilities | $51,911,000 | 6,329 |
| Total deposits | $51,040,000 | 6,111 |
| Interest-bearing deposits | $42,855,000 | 6,204 |
| Deposits held in domestic offices | $51,040,000 | 6,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $345,000 | 5,149 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $526,000 | 5,614 |
| Total equity capital | $6,285,000 | 6,173 |
| Total bank equity capital | $6,285,000 | 6,173 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $3,000,000 | 4,324 |
| Undivided profits | $285,000 | 8,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $189,000 | 5,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $259,000 | 7,355 |
| Earning assets | $53,853,000 | 6,309 |
| Long-term assets (5+ years) | $5,525,000 | 5,827 |
| Average Assets, year-to-date | $54,844,600 | 6,353 |
| Average Assets, quarterly | $57,522,000 | 6,339 |
| Volatile liabilities | $8,297,000 | 6,156 |
| Insider loans | $2,081,000 | 2,255 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,633,000 | 3,842 |
| Tier 1 (core) risk-based capital | $6,180,000 | 6,135 |
| Tier 2 risk-based capital | $530,080 | 5,203 |
| Total risk weighted assets | $42,364,080 | 5,890 |
| Total unused commitments | $9,633,000 | 3,845 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 23 | 6,217 |
| Assets and Liabilities | ||
| Total Assets: | $51,093,000 | 6,838 |
| Cash and due from depository institutions | $3,074,000 | 6,217 |
| Interest-bearing balances | $7,000 | 6,494 |
| Securities | $8,258,000 | 7,566 |
| Federal funds sold & reverse repurchase agreements | $4,520,000 | 2,089 |
| Net loans & leases | $33,225,000 | 6,463 |
| Loan loss allowance | $410,000 | 6,348 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,519,000 | 4,823 |
| Other real estate owned | $0 | 6,217 |
| Goodwill and other intangibles | $21,000 | 3,051 |
| All other assets | $476,000 | 8,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,093,000 | 6,838 |
| Total liabilities | $45,340,000 | 6,845 |
| Total deposits | $43,187,000 | 6,798 |
| Interest-bearing deposits | $36,496,000 | 6,818 |
| Deposits held in domestic offices | $43,187,000 | 6,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 3,014 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,006,000 | 4,501 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $147,000 | 8,787 |
| Total equity capital | $5,753,000 | 6,418 |
| Total bank equity capital | $5,753,000 | 6,418 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $3,000,000 | 4,301 |
| Undivided profits | $-247,000 | 9,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $183,000 | 8,020 |
| Earning assets | $46,010,000 | 6,866 |
| Long-term assets (5+ years) | $5,836,000 | 6,020 |
| Average Assets, year-to-date | $41,221,800 | 7,433 |
| Average Assets, quarterly | $47,300,500 | 7,052 |
| Volatile liabilities | $8,860,000 | 5,747 |
| Insider loans | $1,243,000 | 3,237 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,497,000 | 3,843 |
| Tier 1 (core) risk-based capital | $5,757,000 | 6,437 |
| Tier 2 risk-based capital | $410,000 | 5,974 |
| Total risk weighted assets | $36,024,600 | 6,360 |
| Total unused commitments | $9,497,000 | 3,846 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 22 | 6,497 |
| Assets and Liabilities | ||
| Total Assets: | $33,770,000 | 8,304 |
| Cash and due from depository institutions | $958,000 | 6,497 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $6,225,000 | 8,318 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 4,229 |
| Net loans & leases | $20,718,000 | 7,893 |
| Loan loss allowance | $285,000 | 7,549 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,579,000 | 4,631 |
| Other real estate owned | $0 | 6,497 |
| Goodwill and other intangibles | $29,000 | 3,075 |
| All other assets | $511,000 | 8,094 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,770,000 | 8,304 |
| Total liabilities | $28,144,000 | 8,474 |
| Total deposits | $27,762,000 | 8,383 |
| Interest-bearing deposits | $21,762,000 | 8,565 |
| Deposits held in domestic offices | $27,762,000 | 8,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $332,000 | 4,390 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $50,000 | 10,228 |
| Total equity capital | $5,626,000 | 6,631 |
| Total bank equity capital | $5,626,000 | 6,631 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $3,000,000 | 4,181 |
| Undivided profits | $-374,000 | 10,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $116,000 | 9,141 |
| Earning assets | $30,693,000 | 8,322 |
| Long-term assets (5+ years) | $1,579,000 | 8,010 |
| Average Assets, year-to-date | $26,494,800 | 8,784 |
| Average Assets, quarterly | $32,069,500 | 8,398 |
| Volatile liabilities | $4,085,000 | 7,538 |
| Insider loans | $2,673,000 | 1,614 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,695,000 | 5,004 |
| Tier 1 (core) risk-based capital | $5,338,000 | 6,650 |
| Tier 2 risk-based capital | $285,000 | 7,174 |
| Total risk weighted assets | $23,999,500 | 7,654 |
| Total unused commitments | $5,695,000 | 5,010 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $17,603,000 | 10,087 |
| Cash and due from depository institutions | $611,000 | 6,915 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,003,000 | 9,243 |
| Federal funds sold & reverse repurchase agreements | $6,230,000 | 2,211 |
| Net loans & leases | $3,889,000 | 10,699 |
| Loan loss allowance | $60,000 | 10,466 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,604,000 | 4,500 |
| Other real estate owned | $0 | 6,915 |
| Goodwill and other intangibles | $39,000 | 3,055 |
| All other assets | $227,000 | 10,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,603,000 | 10,087 |
| Total liabilities | $11,849,000 | 10,431 |
| Total deposits | $11,795,000 | 10,375 |
| Interest-bearing deposits | $9,841,000 | 10,333 |
| Deposits held in domestic offices | $11,795,000 | 10,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $54,000 | 10,666 |
| Total equity capital | $5,754,000 | 6,573 |
| Total bank equity capital | $5,754,000 | 6,573 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $3,000,000 | 4,143 |
| Undivided profits | $-246,000 | 10,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $20,000 | 10,666 |
| Earning assets | $15,122,000 | 10,168 |
| Long-term assets (5+ years) | $1,208,000 | 8,311 |
| Average Assets, year-to-date | $13,878,000 | 10,375 |
| Average Assets, quarterly | $13,878,000 | 10,409 |
| Volatile liabilities | $1,431,000 | 9,785 |
| Insider loans | $1,889,000 | 2,162 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,140,000 | 7,264 |
| Tier 1 (core) risk-based capital | $5,560,000 | 6,581 |
| Tier 2 risk-based capital | $60,000 | 10,395 |
| Total risk weighted assets | $7,952,400 | 10,334 |
| Total unused commitments | $2,140,000 | 7,271 |
| Derivatives | $0 | 533 |