Home > People's Community Bank > Assets and Liabilities
People's Community Bank, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $172,064,000 | 3,128 |
| Cash and due from depository institutions | $7,315,000 | 3,131 |
| Interest-bearing balances | $674,000 | 3,472 |
| Securities | $27,588,000 | 3,893 |
| Federal funds sold & reverse repurchase agreements | $2,109,000 | 4,510 |
| Net loans & leases | $127,840,000 | 2,749 |
| Loan loss allowance | $1,786,000 | 2,490 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,899,000 | 2,536 |
| Other real estate owned | $0 | 3,131 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,313,000 | 3,371 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $172,064,000 | 3,128 |
| Total liabilities | $158,472,000 | 3,080 |
| Total deposits | $150,024,000 | 2,970 |
| Interest-bearing deposits | $130,344,000 | 2,931 |
| Deposits held in domestic offices | $150,024,000 | 2,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,157,000 | 2,897 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,291,000 | 2,688 |
| Total equity capital | $13,592,000 | 3,926 |
| Total bank equity capital | $13,592,000 | 3,926 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $800,000 | 3,372 |
| Surplus | $7,200,000 | 2,608 |
| Undivided profits | $5,592,000 | 4,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 4,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $942,000 | 3,055 |
| Earning assets | $158,211,000 | 3,123 |
| Long-term assets (5+ years) | $22,883,000 | 3,300 |
| Average Assets, year-to-date | $171,946,000 | 3,109 |
| Average Assets, quarterly | $171,946,000 | 3,109 |
| Volatile liabilities | $9,323,000 | 5,874 |
| Insider loans | $28,000 | 7,863 |
| FHLB advances | $7,157,000 | 2,769 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,812,000 | 4,680 |
| Tier 1 (core) risk-based capital | $13,036,000 | 3,872 |
| Tier 2 risk-based capital | $1,637,000 | 2,503 |
| Total risk weighted assets | $130,809,000 | 2,816 |
| Total unused commitments | $8,812,000 | 4,684 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 56 | 3,061 |
| Assets and Liabilities | ||
| Total Assets: | $171,828,000 | 3,131 |
| Cash and due from depository institutions | $5,901,000 | 3,061 |
| Interest-bearing balances | $998,000 | 2,963 |
| Securities | $28,416,000 | 3,865 |
| Federal funds sold & reverse repurchase agreements | $2,162,000 | 3,881 |
| Net loans & leases | $128,797,000 | 2,709 |
| Loan loss allowance | $1,824,000 | 2,444 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,500,000 | 2,773 |
| Other real estate owned | $82,000 | 3,061 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,970,000 | 3,668 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,828,000 | 3,131 |
| Total liabilities | $158,211,000 | 3,080 |
| Total deposits | $148,894,000 | 2,975 |
| Interest-bearing deposits | $133,050,000 | 2,855 |
| Deposits held in domestic offices | $148,894,000 | 2,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,446 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,173,000 | 2,882 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $644,000 | 4,095 |
| Total equity capital | $13,617,000 | 3,852 |
| Total bank equity capital | $13,617,000 | 3,852 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $800,000 | 3,399 |
| Surplus | $7,200,000 | 2,583 |
| Undivided profits | $5,617,000 | 4,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,066,000 | 2,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $738,000 | 3,941 |
| Earning assets | $160,373,000 | 3,083 |
| Long-term assets (5+ years) | $22,308,000 | 3,362 |
| Average Assets, year-to-date | $165,066,400 | 3,136 |
| Average Assets, quarterly | $171,709,500 | 3,111 |
| Volatile liabilities | $11,415,000 | 5,354 |
| Insider loans | $28,000 | 7,926 |
| FHLB advances | $7,173,000 | 2,746 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,889,000 | 4,547 |
| Tier 1 (core) risk-based capital | $13,241,000 | 3,775 |
| Tier 2 risk-based capital | $1,637,000 | 2,487 |
| Total risk weighted assets | $130,803,000 | 2,806 |
| Total unused commitments | $8,889,000 | 4,550 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 54 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $171,591,000 | 3,133 |
| Cash and due from depository institutions | $6,850,000 | 3,166 |
| Interest-bearing balances | $951,000 | 3,160 |
| Securities | $22,382,000 | 4,451 |
| Federal funds sold & reverse repurchase agreements | $13,706,000 | 1,062 |
| Net loans & leases | $121,832,000 | 2,807 |
| Loan loss allowance | $1,547,000 | 2,807 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,333,000 | 2,866 |
| Other real estate owned | $82,000 | 3,166 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,406,000 | 3,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,591,000 | 3,133 |
| Total liabilities | $158,180,000 | 3,057 |
| Total deposits | $150,496,000 | 2,946 |
| Interest-bearing deposits | $132,963,000 | 2,869 |
| Deposits held in domestic offices | $150,496,000 | 2,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,189,000 | 2,835 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $495,000 | 5,056 |
| Total equity capital | $13,411,000 | 3,884 |
| Total bank equity capital | $13,411,000 | 3,884 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $800,000 | 3,419 |
| Surplus | $7,200,000 | 2,539 |
| Undivided profits | $5,411,000 | 4,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $776,000 | 3,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $703,000 | 4,303 |
| Earning assets | $158,871,000 | 3,098 |
| Long-term assets (5+ years) | $17,969,000 | 3,807 |
| Average Assets, year-to-date | $163,376,000 | 3,186 |
| Average Assets, quarterly | $169,042,000 | 3,159 |
| Volatile liabilities | $9,692,000 | 5,794 |
| Insider loans | $678,000 | 4,830 |
| FHLB advances | $7,189,000 | 2,688 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,615,000 | 4,366 |
| Tier 1 (core) risk-based capital | $13,065,000 | 3,810 |
| Tier 2 risk-based capital | $1,547,000 | 2,589 |
| Total risk weighted assets | $127,431,000 | 2,863 |
| Total unused commitments | $9,615,000 | 4,372 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 53 | 3,225 |
| Assets and Liabilities | ||
| Total Assets: | $166,493,000 | 3,191 |
| Cash and due from depository institutions | $7,596,000 | 3,225 |
| Interest-bearing balances | $907,000 | 3,335 |
| Securities | $19,409,000 | 4,777 |
| Federal funds sold & reverse repurchase agreements | $9,006,000 | 1,770 |
| Net loans & leases | $123,805,000 | 2,741 |
| Loan loss allowance | $1,598,000 | 2,695 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,357,000 | 2,796 |
| Other real estate owned | $82,000 | 3,225 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,238,000 | 3,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,493,000 | 3,191 |
| Total liabilities | $153,367,000 | 3,129 |
| Total deposits | $145,676,000 | 3,028 |
| Interest-bearing deposits | $127,028,000 | 2,950 |
| Deposits held in domestic offices | $145,676,000 | 3,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,200,000 | 2,777 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $491,000 | 5,135 |
| Total equity capital | $13,126,000 | 3,949 |
| Total bank equity capital | $13,126,000 | 3,949 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $800,000 | 3,422 |
| Surplus | $7,200,000 | 2,497 |
| Undivided profits | $5,126,000 | 4,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $945,000 | 2,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $720,000 | 4,054 |
| Earning assets | $153,127,000 | 3,168 |
| Long-term assets (5+ years) | $16,201,000 | 3,916 |
| Average Assets, year-to-date | $160,637,670 | 3,228 |
| Average Assets, quarterly | $164,962,500 | 3,188 |
| Volatile liabilities | $7,919,000 | 6,318 |
| Insider loans | $678,000 | 4,816 |
| FHLB advances | $7,200,000 | 2,622 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,769,000 | 4,780 |
| Tier 1 (core) risk-based capital | $12,518,000 | 3,879 |
| Tier 2 risk-based capital | $1,598,000 | 2,486 |
| Total risk weighted assets | $127,041,000 | 2,827 |
| Total unused commitments | $7,769,000 | 4,792 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 53 | 3,193 |
| Assets and Liabilities | ||
| Total Assets: | $163,432,000 | 3,207 |
| Cash and due from depository institutions | $7,693,000 | 3,193 |
| Interest-bearing balances | $289,000 | 4,360 |
| Securities | $23,988,000 | 4,154 |
| Federal funds sold & reverse repurchase agreements | $4,359,000 | 3,518 |
| Net loans & leases | $120,782,000 | 2,763 |
| Loan loss allowance | $1,433,000 | 2,931 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,221,000 | 2,855 |
| Other real estate owned | $82,000 | 3,193 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,307,000 | 3,231 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,432,000 | 3,207 |
| Total liabilities | $150,845,000 | 3,142 |
| Total deposits | $137,965,000 | 3,138 |
| Interest-bearing deposits | $120,225,000 | 3,073 |
| Deposits held in domestic offices | $137,965,000 | 3,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,635 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,800,000 | 2,464 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $580,000 | 4,729 |
| Total equity capital | $12,587,000 | 4,016 |
| Total bank equity capital | $12,587,000 | 4,016 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $800,000 | 3,437 |
| Surplus | $7,200,000 | 2,463 |
| Undivided profits | $4,587,000 | 4,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,408,000 | 2,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $764,000 | 3,879 |
| Earning assets | $149,418,000 | 3,207 |
| Long-term assets (5+ years) | $18,716,000 | 3,522 |
| Average Assets, year-to-date | $157,710,000 | 3,268 |
| Average Assets, quarterly | $157,710,000 | 3,268 |
| Volatile liabilities | $12,181,000 | 5,139 |
| Insider loans | $678,000 | 4,788 |
| FHLB advances | $8,800,000 | 2,334 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,225,000 | 4,122 |
| Tier 1 (core) risk-based capital | $12,089,000 | 3,938 |
| Tier 2 risk-based capital | $1,433,000 | 2,673 |
| Total risk weighted assets | $127,606,000 | 2,772 |
| Total unused commitments | $10,225,000 | 4,136 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 46 | 3,585 |
| Assets and Liabilities | ||
| Total Assets: | $151,988,000 | 3,334 |
| Cash and due from depository institutions | $7,578,000 | 3,585 |
| Interest-bearing balances | $275,000 | 4,308 |
| Securities | $28,728,000 | 3,624 |
| Federal funds sold & reverse repurchase agreements | $209,000 | 6,747 |
| Net loans & leases | $108,818,000 | 2,989 |
| Loan loss allowance | $1,425,000 | 2,876 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,864,000 | 3,141 |
| Other real estate owned | $87,000 | 3,585 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,704,000 | 2,927 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,988,000 | 3,334 |
| Total liabilities | $139,726,000 | 3,278 |
| Total deposits | $132,396,000 | 3,187 |
| Interest-bearing deposits | $114,091,000 | 3,153 |
| Deposits held in domestic offices | $132,396,000 | 3,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $875,000 | 2,531 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,000,000 | 2,945 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $455,000 | 5,509 |
| Total equity capital | $12,262,000 | 4,046 |
| Total bank equity capital | $12,262,000 | 4,046 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $800,000 | 3,435 |
| Surplus | $7,200,000 | 2,423 |
| Undivided profits | $4,262,000 | 5,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,022,000 | 2,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $687,000 | 4,439 |
| Earning assets | $138,030,000 | 3,355 |
| Long-term assets (5+ years) | $19,813,000 | 3,353 |
| Average Assets, year-to-date | $141,907,200 | 3,413 |
| Average Assets, quarterly | $149,985,000 | 3,349 |
| Volatile liabilities | $6,599,000 | 6,738 |
| Insider loans | $650,000 | 4,895 |
| FHLB advances | $6,000,000 | 2,756 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,805,000 | 3,700 |
| Tier 1 (core) risk-based capital | $11,686,000 | 3,981 |
| Tier 2 risk-based capital | $1,425,000 | 2,626 |
| Total risk weighted assets | $121,638,000 | 2,849 |
| Total unused commitments | $11,805,000 | 3,704 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $129,945,000 | 3,691 |
| Cash and due from depository institutions | $5,791,000 | 3,815 |
| Interest-bearing balances | $1,493,000 | 2,589 |
| Securities | $22,264,000 | 4,198 |
| Federal funds sold & reverse repurchase agreements | $7,573,000 | 1,937 |
| Net loans & leases | $88,960,000 | 3,483 |
| Loan loss allowance | $1,117,000 | 3,303 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,643,000 | 3,297 |
| Other real estate owned | $739,000 | 3,815 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,975,000 | 4,583 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,945,000 | 3,691 |
| Total liabilities | $119,426,000 | 3,613 |
| Total deposits | $112,855,000 | 3,535 |
| Interest-bearing deposits | $96,454,000 | 3,552 |
| Deposits held in domestic offices | $112,855,000 | 3,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000,000 | 2,771 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $571,000 | 5,021 |
| Total equity capital | $10,519,000 | 4,317 |
| Total bank equity capital | $10,519,000 | 4,317 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $800,000 | 3,499 |
| Surplus | $7,200,000 | 2,298 |
| Undivided profits | $2,519,000 | 6,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $616,000 | 3,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $609,000 | 5,211 |
| Earning assets | $120,290,000 | 3,646 |
| Long-term assets (5+ years) | $17,722,000 | 3,566 |
| Average Assets, year-to-date | $125,421,400 | 3,647 |
| Average Assets, quarterly | $127,491,000 | 3,714 |
| Volatile liabilities | $9,148,000 | 5,894 |
| Insider loans | $237,000 | 6,726 |
| FHLB advances | $6,000,000 | 2,587 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,528,000 | 4,557 |
| Tier 1 (core) risk-based capital | $10,397,000 | 4,207 |
| Tier 2 risk-based capital | $1,117,000 | 3,061 |
| Total risk weighted assets | $102,123,000 | 3,162 |
| Total unused commitments | $7,528,000 | 4,564 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 42 | 3,908 |
| Assets and Liabilities | ||
| Total Assets: | $119,169,000 | 3,837 |
| Cash and due from depository institutions | $4,143,000 | 3,908 |
| Interest-bearing balances | $93,000 | 4,936 |
| Securities | $24,371,000 | 4,021 |
| Federal funds sold & reverse repurchase agreements | $2,383,000 | 3,857 |
| Net loans & leases | $84,489,000 | 3,534 |
| Loan loss allowance | $997,000 | 3,502 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,863,000 | 3,014 |
| Other real estate owned | $130,000 | 3,908 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $790,000 | 6,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,169,000 | 3,837 |
| Total liabilities | $109,632,000 | 3,758 |
| Total deposits | $106,790,000 | 3,574 |
| Interest-bearing deposits | $95,362,000 | 3,464 |
| Deposits held in domestic offices | $106,790,000 | 3,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 3,957 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $842,000 | 4,079 |
| Total equity capital | $9,537,000 | 4,566 |
| Total bank equity capital | $9,537,000 | 4,566 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $800,000 | 3,597 |
| Surplus | $7,200,000 | 2,227 |
| Undivided profits | $1,537,000 | 7,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 4,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $476,000 | 5,288 |
| Earning assets | $111,336,000 | 3,787 |
| Long-term assets (5+ years) | $22,154,000 | 2,956 |
| Average Assets, year-to-date | $111,559,400 | 3,909 |
| Average Assets, quarterly | $117,816,500 | 3,832 |
| Volatile liabilities | $22,533,000 | 3,370 |
| Insider loans | $240,000 | 6,857 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,676,000 | 4,689 |
| Tier 1 (core) risk-based capital | $9,523,000 | 4,462 |
| Tier 2 risk-based capital | $997,000 | 3,297 |
| Total risk weighted assets | $92,894,200 | 3,286 |
| Total unused commitments | $6,676,000 | 4,690 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $102,583,000 | 4,320 |
| Cash and due from depository institutions | $6,002,000 | 4,286 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $20,920,000 | 4,693 |
| Federal funds sold & reverse repurchase agreements | $1,359,000 | 4,436 |
| Net loans & leases | $70,189,000 | 3,962 |
| Loan loss allowance | $864,000 | 3,847 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,114,000 | 2,749 |
| Other real estate owned | $48,000 | 4,286 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $951,000 | 6,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,583,000 | 4,320 |
| Total liabilities | $94,140,000 | 4,245 |
| Total deposits | $91,526,000 | 4,042 |
| Interest-bearing deposits | $81,560,000 | 3,912 |
| Deposits held in domestic offices | $91,526,000 | 4,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 3,878 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $614,000 | 4,683 |
| Total equity capital | $8,443,000 | 4,894 |
| Total bank equity capital | $8,443,000 | 4,894 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $800,000 | 3,691 |
| Surplus | $7,200,000 | 2,194 |
| Undivided profits | $443,000 | 8,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $439,000 | 3,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $377,000 | 5,615 |
| Earning assets | $92,469,000 | 4,348 |
| Long-term assets (5+ years) | $16,206,000 | 3,779 |
| Average Assets, year-to-date | $97,155,600 | 4,359 |
| Average Assets, quarterly | $103,524,500 | 4,235 |
| Volatile liabilities | $18,699,000 | 3,642 |
| Insider loans | $91,000 | 8,113 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,822,000 | 4,031 |
| Tier 1 (core) risk-based capital | $8,878,000 | 4,696 |
| Tier 2 risk-based capital | $864,000 | 3,571 |
| Total risk weighted assets | $78,700,100 | 3,670 |
| Total unused commitments | $8,822,000 | 4,034 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $91,560,000 | 4,683 |
| Cash and due from depository institutions | $2,046,000 | 4,841 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $12,923,000 | 6,302 |
| Federal funds sold & reverse repurchase agreements | $6,574,000 | 2,642 |
| Net loans & leases | $66,247,000 | 3,957 |
| Loan loss allowance | $826,000 | 3,894 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,190,000 | 2,549 |
| Other real estate owned | $0 | 4,841 |
| Goodwill and other intangibles | $42,000 | 2,963 |
| All other assets | $538,000 | 7,955 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,560,000 | 4,683 |
| Total liabilities | $83,194,000 | 4,635 |
| Total deposits | $82,442,000 | 4,420 |
| Interest-bearing deposits | $72,576,000 | 4,327 |
| Deposits held in domestic offices | $82,442,000 | 4,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $752,000 | 4,383 |
| Total equity capital | $8,366,000 | 5,015 |
| Total bank equity capital | $8,366,000 | 5,015 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $800,000 | 3,708 |
| Surplus | $7,200,000 | 2,109 |
| Undivided profits | $366,000 | 9,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $357,000 | 5,933 |
| Earning assets | $85,745,000 | 4,606 |
| Long-term assets (5+ years) | $11,468,000 | 4,402 |
| Average Assets, year-to-date | $80,348,600 | 4,955 |
| Average Assets, quarterly | $88,292,500 | 4,736 |
| Volatile liabilities | $11,349,000 | 4,635 |
| Insider loans | $31,000 | 8,849 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $380,000 | 1,339 |
| Unused loan commitments | $4,177,000 | 5,780 |
| Tier 1 (core) risk-based capital | $8,255,000 | 4,888 |
| Tier 2 risk-based capital | $826,000 | 3,573 |
| Total risk weighted assets | $70,423,700 | 3,836 |
| Total unused commitments | $4,177,000 | 5,786 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $68,854,000 | 5,788 |
| Cash and due from depository institutions | $2,147,000 | 5,932 |
| Interest-bearing balances | $2,000 | 6,502 |
| Securities | $4,241,000 | 9,509 |
| Federal funds sold & reverse repurchase agreements | $2,123,000 | 4,816 |
| Net loans & leases | $57,480,000 | 4,474 |
| Loan loss allowance | $728,000 | 4,361 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,298,000 | 3,396 |
| Other real estate owned | $0 | 5,932 |
| Goodwill and other intangibles | $63,000 | 2,821 |
| All other assets | $502,000 | 8,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,854,000 | 5,788 |
| Total liabilities | $61,073,000 | 5,817 |
| Total deposits | $60,523,000 | 5,618 |
| Interest-bearing deposits | $53,198,000 | 5,534 |
| Deposits held in domestic offices | $60,523,000 | 5,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $550,000 | 5,554 |
| Total equity capital | $7,781,000 | 5,309 |
| Total bank equity capital | $7,781,000 | 5,309 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $800,000 | 3,821 |
| Surplus | $7,200,000 | 2,079 |
| Undivided profits | $-219,000 | 10,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 8,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $313,000 | 6,668 |
| Earning assets | $63,846,000 | 5,747 |
| Long-term assets (5+ years) | $1,806,000 | 7,826 |
| Average Assets, year-to-date | $56,720,800 | 6,384 |
| Average Assets, quarterly | $65,056,000 | 5,955 |
| Volatile liabilities | $13,229,000 | 4,131 |
| Insider loans | $41,000 | 9,161 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $213,000 | 1,289 |
| Unused loan commitments | $6,814,000 | 4,413 |
| Tier 1 (core) risk-based capital | $7,607,000 | 5,256 |
| Tier 2 risk-based capital | $718,560 | 3,903 |
| Total risk weighted assets | $57,475,060 | 4,526 |
| Total unused commitments | $6,814,000 | 4,415 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $42,358,000 | 7,941 |
| Cash and due from depository institutions | $1,167,000 | 7,260 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $5,691,000 | 9,490 |
| Federal funds sold & reverse repurchase agreements | $3,278,000 | 3,622 |
| Net loans & leases | $30,188,000 | 6,944 |
| Loan loss allowance | $382,000 | 6,976 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,384,000 | 4,959 |
| Other real estate owned | $0 | 7,260 |
| Goodwill and other intangibles | $85,000 | 2,586 |
| All other assets | $565,000 | 8,430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,358,000 | 7,941 |
| Total liabilities | $34,817,000 | 8,254 |
| Total deposits | $34,630,000 | 8,114 |
| Interest-bearing deposits | $29,653,000 | 8,094 |
| Deposits held in domestic offices | $34,630,000 | 8,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $187,000 | 9,446 |
| Total equity capital | $7,541,000 | 5,493 |
| Total bank equity capital | $7,541,000 | 5,493 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $800,000 | 4,071 |
| Surplus | $7,200,000 | 2,135 |
| Undivided profits | $-459,000 | 11,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $160,000 | 9,143 |
| Earning assets | $39,157,000 | 7,883 |
| Long-term assets (5+ years) | $521,000 | 9,265 |
| Average Assets, year-to-date | $26,389,600 | 9,446 |
| Average Assets, quarterly | $38,370,000 | 8,272 |
| Volatile liabilities | $9,900,000 | 4,912 |
| Insider loans | $99,000 | 8,812 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $311,000 | 1,114 |
| Unused loan commitments | $12,681,000 | 2,867 |
| Tier 1 (core) risk-based capital | $7,226,000 | 5,565 |
| Tier 2 risk-based capital | $382,000 | 6,301 |
| Total risk weighted assets | $32,548,000 | 6,790 |
| Total unused commitments | $12,681,000 | 2,882 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $10,032,000 | 11,700 |
| Cash and due from depository institutions | $346,000 | 9,438 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,927,000 | 10,659 |
| Federal funds sold & reverse repurchase agreements | $3,746,000 | 3,727 |
| Net loans & leases | $1,102,000 | 11,927 |
| Loan loss allowance | $16,000 | 11,852 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $714,000 | 7,208 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $104,000 | 2,342 |
| All other assets | $90,000 | 11,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,032,000 | 11,700 |
| Total liabilities | $2,132,000 | 11,966 |
| Total deposits | $1,850,000 | 11,940 |
| Interest-bearing deposits | $1,414,000 | 11,884 |
| Deposits held in domestic offices | $1,850,000 | 11,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $282,000 | 8,523 |
| Total equity capital | $7,900,000 | 5,302 |
| Total bank equity capital | $7,900,000 | 5,302 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $7,200,000 | 2,137 |
| Undivided profits | $-100,000 | 11,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,000 | 11,827 |
| Earning assets | $8,775,000 | 11,693 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $10,032,000 | 11,672 |
| Average Assets, quarterly | $10,032,000 | 11,690 |
| Volatile liabilities | $500,000 | 11,441 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $7,793,000 | 5,228 |
| Tier 2 risk-based capital | $16,000 | 11,792 |
| Total risk weighted assets | $3,494,400 | 11,820 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |