Home > People's Bank of Virginia > Income and Expense
People's Bank of Virginia, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 12,627 |
| Total interest expense | $609,000 | 12,251 |
| Net interest income | $580,000 | 12,797 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $153,000 | 10,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $814,000 | 10,939 |
| Salaries and employee benefits | $362,000 | 11,315 |
| Premises and equipment expense | $217,000 | 7,459 |
| Additional noninterest expense | $235,000 | 11,746 |
| Pre-tax net operating income | $-81,000 | 12,911 |
| Securities gains (losses) | $120,000 | 2,718 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $39,000 | 12,646 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $39,000 | 12,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 5,790 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-81,000 | 12,877 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.