Home > People's Bank of Commerce > Income and Expense

People's Bank of Commerce, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$35,824,0001,219
Total interest expense$7,824,0001,519
Net interest income$28,000,0001,105
Provision for loan and lease losses$509,0001,268
Total noninterest income$5,142,0001,176
Gross Fiduciary activities income$0981
Service charges on deposit accounts$477,0001,689
Trading account gains and fees$0123
Additional Noninterest Income$4,665,000927
Total noninterest expense$23,927,0001,047
Salaries and employee benefits$15,127,000953
Premises and equipment expense$3,553,000744
Additional noninterest expense$4,665,000927
Pre-tax net operating income$8,706,0001,309
Securities gains (losses)$-6,814,0004,510
Applicable income taxes$483,0001,929
Income before extraordinary items$1,409,0003,146
Extraordinary gains, net$054
Net income$1,409,0003,180
Minority interest net income$088
Net income of bank and minority interests.$1,409,0003,148
Net charge-offs$117,0001,413
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$417,000287
Net operating income$6,792,0601,393
2023-09-30 (YTD Data)Rank
Total interest income$26,556,0001,208
Total interest expense$5,274,0001,523
Net interest income$21,282,0001,105
Provision for loan and lease losses$223,0001,599
Total noninterest income$3,771,0001,193
Gross Fiduciary activities income$0950
Service charges on deposit accounts$361,0001,685
Trading account gains and fees$0125
Additional Noninterest Income$3,410,000952
Total noninterest expense$17,848,0001,054
Salaries and employee benefits$11,322,000963
Premises and equipment expense$2,655,000754
Additional noninterest expense$3,410,000952
Pre-tax net operating income$6,982,0001,289
Securities gains (losses)$0849
Applicable income taxes$1,783,000893
Income before extraordinary items$5,199,0001,404
Extraordinary gains, net$052
Net income$5,199,0001,415
Minority interest net income$081
Net income of bank and minority interests.$5,199,0001,404
Net charge-offs$38,0001,595
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,199,0001,422
2023-06-30 (YTD Data)Rank
Total interest income$17,339,0001,198
Total interest expense$2,819,0001,622
Net interest income$14,520,0001,088
Provision for loan and lease losses$-29,0004,381
Total noninterest income$2,483,0001,145
Gross Fiduciary activities income$0931
Service charges on deposit accounts$243,0001,661
Trading account gains and fees$0112
Additional Noninterest Income$2,240,000888
Total noninterest expense$12,283,0001,022
Salaries and employee benefits$7,990,000915
Premises and equipment expense$1,752,000742
Additional noninterest expense$2,240,000887
Pre-tax net operating income$4,749,0001,253
Securities gains (losses)$0938
Applicable income taxes$1,205,000895
Income before extraordinary items$3,544,0001,370
Extraordinary gains, net$051
Net income$3,544,0001,385
Minority interest net income$081
Net income of bank and minority interests.$3,544,0001,370
Net charge-offs$18,0001,582
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,544,0001,380
2023-03-31 (YTD Data)Rank
Total interest income$8,529,0001,195
Total interest expense$1,004,0001,827
Net interest income$7,525,0001,051
Provision for loan and lease losses$57,0001,635
Total noninterest income$1,093,0001,238
Gross Fiduciary activities income$0913
Service charges on deposit accounts$119,0001,706
Trading account gains and fees$097
Additional Noninterest Income$974,000984
Total noninterest expense$6,175,0001,032
Salaries and employee benefits$4,000,000933
Premises and equipment expense$877,000776
Additional noninterest expense$974,000984
Pre-tax net operating income$2,386,0001,274
Securities gains (losses)$0950
Applicable income taxes$599,000928
Income before extraordinary items$1,787,0001,391
Extraordinary gains, net$04
Net income$1,787,0001,390
Minority interest net income$048
Net income of bank and minority interests.$1,787,0001,391
Net charge-offs$20,0001,117
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,787,0001,407
2022-12-31 (YTD Data)Rank
Total interest income$33,601,0001,043
Total interest expense$892,0002,568
Net interest income$32,709,000946
Provision for loan and lease losses$935,000859
Total noninterest income$5,816,0001,087
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$489,0001,705
Trading account gains and fees$0116
Additional Noninterest Income$5,327,000863
Total noninterest expense$23,360,0001,045
Salaries and employee benefits$14,796,000969
Premises and equipment expense$3,299,000786
Additional noninterest expense$5,327,000863
Pre-tax net operating income$14,230,000987
Securities gains (losses)$0691
Applicable income taxes$3,579,000739
Income before extraordinary items$10,651,0001,058
Extraordinary gains, net$05
Net income$10,651,0001,057
Minority interest net income$063
Net income of bank and minority interests.$10,651,0001,058
Net charge-offs$121,0001,147
Cash dividends$300,0002,975
Sale, conversion, retirement of capital stock, net$470,000330
Net operating income$10,651,0001,081
2022-09-30 (YTD Data)Rank
Total interest income$24,973,0001,004
Total interest expense$597,0002,425
Net interest income$24,376,000943
Provision for loan and lease losses$532,000940
Total noninterest income$4,640,0001,060
Gross Fiduciary activities income$0968
Service charges on deposit accounts$367,0001,715
Trading account gains and fees$0111
Additional Noninterest Income$4,273,000842
Total noninterest expense$17,240,0001,056
Salaries and employee benefits$10,928,000978
Premises and equipment expense$2,609,000747
Additional noninterest expense$4,273,000842
Pre-tax net operating income$11,244,000950
Securities gains (losses)$0740
Applicable income taxes$2,785,000727
Income before extraordinary items$8,459,0001,009
Extraordinary gains, net$04
Net income$8,459,0001,008
Minority interest net income$057
Net income of bank and minority interests.$8,459,0001,009
Net charge-offs$66,0001,095
Cash dividends$300,0002,504
Sale, conversion, retirement of capital stock, net$16,000487
Net operating income$8,459,0001,028
2022-06-30 (YTD Data)Rank
Total interest income$16,405,000979
Total interest expense$338,0002,496
Net interest income$16,067,000931
Provision for loan and lease losses$379,000819
Total noninterest income$3,124,0001,042
Gross Fiduciary activities income$0925
Service charges on deposit accounts$235,0001,757
Trading account gains and fees$0108
Additional Noninterest Income$2,889,000849
Total noninterest expense$11,848,0001,026
Salaries and employee benefits$7,611,000929
Premises and equipment expense$1,767,000728
Additional noninterest expense$2,470,0001,358
Pre-tax net operating income$6,964,000954
Securities gains (losses)$0687
Applicable income taxes$1,718,000734
Income before extraordinary items$5,246,0001,015
Extraordinary gains, net$04
Net income$5,246,0001,014
Minority interest net income$060
Net income of bank and minority interests.$5,246,0001,015
Net charge-offs$-12,0003,724
Cash dividends$300,0002,221
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,246,0001,032
2022-03-31 (YTD Data)Rank
Total interest income$8,155,000961
Total interest expense$176,0002,409
Net interest income$7,979,000917
Provision for loan and lease losses$266,000545
Total noninterest income$1,539,0001,048
Gross Fiduciary activities income$0892
Service charges on deposit accounts$115,0001,759
Trading account gains and fees$0103
Additional Noninterest Income$1,424,000864
Total noninterest expense$5,791,0001,043
Salaries and employee benefits$3,697,000956
Premises and equipment expense$869,000748
Additional noninterest expense$1,225,0001,353
Pre-tax net operating income$3,461,000913
Securities gains (losses)$0623
Applicable income taxes$856,000710
Income before extraordinary items$2,605,000986
Extraordinary gains, net$04
Net income$2,605,000985
Minority interest net income$050
Net income of bank and minority interests.$2,605,000986
Net charge-offs$-4,0003,570
Cash dividends$300,0001,485
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,605,000995
2021-12-31 (YTD Data)Rank
Total interest income$32,060,000996
Total interest expense$937,0002,307
Net interest income$31,123,000939
Provision for loan and lease losses$111,0002,135
Total noninterest income$8,312,000962
Gross Fiduciary activities income$0994
Service charges on deposit accounts$409,0001,831
Trading account gains and fees$0132
Additional Noninterest Income$7,903,000795
Total noninterest expense$24,767,000990
Salaries and employee benefits$13,565,0001,024
Premises and equipment expense$3,542,000743
Additional noninterest expense$7,660,000964
Pre-tax net operating income$14,557,000956
Securities gains (losses)$02,062
Applicable income taxes$3,084,000846
Income before extraordinary items$11,473,0001,031
Extraordinary gains, net$010
Net income$11,473,0001,032
Minority interest net income$074
Net income of bank and minority interests.$11,473,0001,032
Net charge-offs$188,0001,048
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$437,000322
Net operating income$11,473,0001,020
2021-09-30 (YTD Data)Rank
Total interest income$23,617,0001,029
Total interest expense$726,0002,352
Net interest income$22,891,000971
Provision for loan and lease losses$-27,0004,316
Total noninterest income$6,972,000901
Gross Fiduciary activities income$0957
Service charges on deposit accounts$292,0001,891
Trading account gains and fees$0132
Additional Noninterest Income$6,680,000753
Total noninterest expense$19,288,000965
Salaries and employee benefits$10,149,0001,038
Premises and equipment expense$2,490,000798
Additional noninterest expense$6,649,000865
Pre-tax net operating income$10,602,0001,027
Securities gains (losses)$02,015
Applicable income taxes$2,106,000942
Income before extraordinary items$8,496,0001,079
Extraordinary gains, net$08
Net income$8,496,0001,080
Minority interest net income$069
Net income of bank and minority interests.$8,496,0001,080
Net charge-offs$124,000995
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$25,000492
Net operating income$8,496,0001,065
2021-06-30 (YTD Data)Rank
Total interest income$14,834,0001,073
Total interest expense$494,0002,398
Net interest income$14,340,0001,010
Provision for loan and lease losses$-374,0004,581
Total noninterest income$5,913,000759
Gross Fiduciary activities income$0951
Service charges on deposit accounts$186,0001,892
Trading account gains and fees$0133
Additional Noninterest Income$5,727,000646
Total noninterest expense$13,633,000918
Salaries and employee benefits$6,795,0001,027
Premises and equipment expense$1,724,000773
Additional noninterest expense$5,114,000751
Pre-tax net operating income$6,994,0001,023
Securities gains (losses)$01,818
Applicable income taxes$1,148,0001,042
Income before extraordinary items$5,846,0001,054
Extraordinary gains, net$06
Net income$5,846,0001,053
Minority interest net income$067
Net income of bank and minority interests.$5,846,0001,054
Net charge-offs$3,0002,008
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$30,000449
Net operating income$5,846,0001,031
2021-03-31 (YTD Data)Rank
Total interest income$6,520,0001,214
Total interest expense$214,0002,651
Net interest income$6,306,0001,126
Provision for loan and lease losses$-125,0004,674
Total noninterest income$4,347,000592
Gross Fiduciary activities income$0922
Service charges on deposit accounts$81,0002,045
Trading account gains and fees$0127
Additional Noninterest Income$4,266,000499
Total noninterest expense$7,686,000821
Salaries and employee benefits$3,407,0001,022
Premises and equipment expense$925,000730
Additional noninterest expense$3,354,000564
Pre-tax net operating income$3,092,0001,119
Securities gains (losses)$01,392
Applicable income taxes$200,0001,812
Income before extraordinary items$2,892,0001,056
Extraordinary gains, net$03
Net income$2,892,0001,056
Minority interest net income$055
Net income of bank and minority interests.$2,892,0001,056
Net charge-offs$3,0001,645
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$16,725,00021
Net operating income$2,892,0001,024
2020-12-31 (YTD Data)Rank
Total interest income$20,128,0001,488
Total interest expense$976,0002,976
Net interest income$19,152,0001,339
Provision for loan and lease losses$1,332,0001,336
Total noninterest income$6,874,0001,036
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$249,0002,468
Trading account gains and fees$0133
Additional Noninterest Income$6,625,000840
Total noninterest expense$16,660,0001,285
Salaries and employee benefits$10,524,0001,202
Premises and equipment expense$2,222,0001,076
Additional noninterest expense$3,914,0001,560
Pre-tax net operating income$8,034,0001,250
Securities gains (losses)$34,0001,899
Applicable income taxes$1,937,000952
Income before extraordinary items$6,131,0001,397
Extraordinary gains, net$04
Net income$6,131,0001,398
Minority interest net income$072
Net income of bank and minority interests.$6,131,0001,398
Net charge-offs$-3,0004,049
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$4,572,000100
Net operating income$6,104,1401,367
2020-09-30 (YTD Data)Rank
Total interest income$14,540,0001,541
Total interest expense$775,0002,984
Net interest income$13,765,0001,383
Provision for loan and lease losses$1,151,0001,256
Total noninterest income$4,705,0001,062
Gross Fiduciary activities income$0981
Service charges on deposit accounts$192,0002,431
Trading account gains and fees$0125
Additional Noninterest Income$4,513,000873
Total noninterest expense$11,602,0001,362
Salaries and employee benefits$7,338,0001,265
Premises and equipment expense$1,631,0001,087
Additional noninterest expense$2,633,0001,674
Pre-tax net operating income$5,717,0001,266
Securities gains (losses)$34,0001,709
Applicable income taxes$1,318,000979
Income before extraordinary items$4,433,0001,389
Extraordinary gains, net$04
Net income$4,433,0001,390
Minority interest net income$065
Net income of bank and minority interests.$4,433,0001,390
Net charge-offs$-2,0003,908
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$4,277,00075
Net operating income$4,406,1401,353
2020-06-30 (YTD Data)Rank
Total interest income$9,373,0001,597
Total interest expense$557,0002,987
Net interest income$8,816,0001,426
Provision for loan and lease losses$904,0001,154
Total noninterest income$2,596,0001,140
Gross Fiduciary activities income$0970
Service charges on deposit accounts$137,0002,394
Trading account gains and fees$0123
Additional Noninterest Income$2,459,000934
Total noninterest expense$7,255,0001,418
Salaries and employee benefits$4,559,0001,337
Premises and equipment expense$1,075,0001,094
Additional noninterest expense$1,621,0001,773
Pre-tax net operating income$3,253,0001,350
Securities gains (losses)$19,0001,690
Applicable income taxes$776,0001,005
Income before extraordinary items$2,496,0001,530
Extraordinary gains, net$04
Net income$2,496,0001,529
Minority interest net income$065
Net income of bank and minority interests.$2,496,0001,530
Net charge-offs$-2,0003,888
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$4,275,00053
Net operating income$2,480,9901,490
2020-03-31 (YTD Data)Rank
Total interest income$4,649,0001,600
Total interest expense$308,0002,970
Net interest income$4,341,0001,410
Provision for loan and lease losses$260,0001,278
Total noninterest income$1,171,0001,160
Gross Fiduciary activities income$0941
Service charges on deposit accounts$82,0002,405
Trading account gains and fees$0106
Additional Noninterest Income$1,089,000912
Total noninterest expense$3,761,0001,398
Salaries and employee benefits$2,443,0001,257
Premises and equipment expense$532,0001,127
Additional noninterest expense$786,0001,852
Pre-tax net operating income$1,491,0001,324
Securities gains (losses)$01,705
Applicable income taxes$380,000908
Income before extraordinary items$1,111,0001,535
Extraordinary gains, net$04
Net income$1,111,0001,533
Minority interest net income$056
Net income of bank and minority interests.$1,111,0001,535
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$4,059,00031
Net operating income$1,111,0001,509
2019-12-31 (YTD Data)Rank
Total interest income$15,434,0001,876
Total interest expense$1,395,0002,843
Net interest income$14,039,0001,704
Provision for loan and lease losses$295,0002,001
Total noninterest income$6,649,000935
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$312,0002,547
Trading account gains and fees$0135
Additional Noninterest Income$6,337,000706
Total noninterest expense$14,888,0001,369
Salaries and employee benefits$9,448,0001,257
Premises and equipment expense$2,244,0001,064
Additional noninterest expense$3,196,0001,809
Pre-tax net operating income$5,505,0001,642
Securities gains (losses)$-2,0004,594
Applicable income taxes$1,435,0001,148
Income before extraordinary items$4,068,0001,859
Extraordinary gains, net$011
Net income$4,068,0001,861
Minority interest net income$076
Net income of bank and minority interests.$4,068,0001,861
Net charge-offs$-11,0004,482
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$1,817,000159
Net operating income$4,069,5801,827
2019-09-30 (YTD Data)Rank
Total interest income$11,475,0001,906
Total interest expense$1,066,0002,826
Net interest income$10,409,0001,743
Provision for loan and lease losses$211,0001,917
Total noninterest income$4,925,000934
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$229,0002,612
Trading account gains and fees$0129
Additional Noninterest Income$4,696,000705
Total noninterest expense$11,446,0001,342
Salaries and employee benefits$7,239,0001,243
Premises and equipment expense$1,640,0001,097
Additional noninterest expense$2,567,0001,708
Pre-tax net operating income$3,677,0001,828
Securities gains (losses)$-2,0004,702
Applicable income taxes$956,0001,267
Income before extraordinary items$2,719,0002,077
Extraordinary gains, net$011
Net income$2,719,0002,076
Minority interest net income$072
Net income of bank and minority interests.$2,719,0002,078
Net charge-offs$-10,0004,426
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$267,000294
Net operating income$2,720,5802,049
2019-06-30 (YTD Data)Rank
Total interest income$7,507,0001,931
Total interest expense$708,0002,827
Net interest income$6,799,0001,777
Provision for loan and lease losses$98,0002,241
Total noninterest income$3,232,000929
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$145,0002,682
Trading account gains and fees$0131
Additional Noninterest Income$3,087,000697
Total noninterest expense$7,586,0001,352
Salaries and employee benefits$4,805,0001,245
Premises and equipment expense$1,096,0001,096
Additional noninterest expense$1,685,0001,752
Pre-tax net operating income$2,347,0001,871
Securities gains (losses)$-2,0004,715
Applicable income taxes$573,0001,324
Income before extraordinary items$1,772,0002,100
Extraordinary gains, net$011
Net income$1,772,0002,098
Minority interest net income$069
Net income of bank and minority interests.$1,772,0002,100
Net charge-offs$-10,0004,479
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$209,000269
Net operating income$1,773,5802,068
2019-03-31 (YTD Data)Rank
Total interest income$3,739,0001,942
Total interest expense$351,0002,815
Net interest income$3,388,0001,786
Provision for loan and lease losses$59,0001,969
Total noninterest income$1,554,000920
Gross Fiduciary activities income$0972
Service charges on deposit accounts$67,0002,814
Trading account gains and fees$0126
Additional Noninterest Income$1,487,000694
Total noninterest expense$3,764,0001,372
Salaries and employee benefits$2,380,0001,266
Premises and equipment expense$549,0001,101
Additional noninterest expense$835,0001,752
Pre-tax net operating income$1,119,0001,907
Securities gains (losses)$-2,0004,901
Applicable income taxes$278,0001,311
Income before extraordinary items$839,0002,136
Extraordinary gains, net$05
Net income$839,0002,135
Minority interest net income$052
Net income of bank and minority interests.$839,0002,135
Net charge-offs$-9,0004,625
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$52,000312
Net operating income$840,5802,118
2018-12-31 (YTD Data)Rank
Total interest income$13,136,0002,065
Total interest expense$883,0003,109
Net interest income$12,253,0001,917
Provision for loan and lease losses$406,0001,654
Total noninterest income$6,656,000913
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$308,0002,705
Trading account gains and fees$0126
Additional Noninterest Income$6,348,000690
Total noninterest expense$14,181,0001,420
Salaries and employee benefits$8,955,0001,287
Premises and equipment expense$1,877,0001,248
Additional noninterest expense$3,349,0001,742
Pre-tax net operating income$4,322,0002,003
Securities gains (losses)$01,125
Applicable income taxes$924,0001,460
Income before extraordinary items$3,398,0002,138
Extraordinary gains, net$06
Net income$3,398,0002,136
Minority interest net income$072
Net income of bank and minority interests.$3,398,0002,137
Net charge-offs$-6,0004,424
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$680,000274
Net operating income$3,398,0002,132
2018-09-30 (YTD Data)Rank
Total interest income$9,535,0002,099
Total interest expense$596,0003,204
Net interest income$8,939,0001,961
Provision for loan and lease losses$293,0001,607
Total noninterest income$5,130,000908
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$230,0002,733
Trading account gains and fees$0138
Additional Noninterest Income$4,900,000692
Total noninterest expense$10,455,0001,443
Salaries and employee benefits$6,609,0001,308
Premises and equipment expense$1,323,0001,307
Additional noninterest expense$2,523,0001,733
Pre-tax net operating income$3,321,0001,984
Securities gains (losses)$01,118
Applicable income taxes$805,0001,372
Income before extraordinary items$2,516,0002,160
Extraordinary gains, net$05
Net income$2,516,0002,158
Minority interest net income$066
Net income of bank and minority interests.$2,516,0002,159
Net charge-offs$-8,0004,430
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$354,000287
Net operating income$2,516,0002,162
2018-06-30 (YTD Data)Rank
Total interest income$6,118,0002,152
Total interest expense$347,0003,340
Net interest income$5,771,0002,016
Provision for loan and lease losses$224,0001,427
Total noninterest income$3,386,000905
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$154,0002,722
Trading account gains and fees$0130
Additional Noninterest Income$3,232,000700
Total noninterest expense$6,870,0001,460
Salaries and employee benefits$4,312,0001,342
Premises and equipment expense$863,0001,342
Additional noninterest expense$1,695,0001,732
Pre-tax net operating income$2,063,0002,061
Securities gains (losses)$0961
Applicable income taxes$494,0001,424
Income before extraordinary items$1,569,0002,241
Extraordinary gains, net$06
Net income$1,569,0002,239
Minority interest net income$065
Net income of bank and minority interests.$1,569,0002,240
Net charge-offs$-7,0004,412
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$232,000275
Net operating income$1,569,0002,240
2018-03-31 (YTD Data)Rank
Total interest income$2,950,0002,202
Total interest expense$142,0003,613
Net interest income$2,808,0002,051
Provision for loan and lease losses$122,0001,311
Total noninterest income$1,547,000945
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$75,0002,780
Trading account gains and fees$0123
Additional Noninterest Income$1,472,000711
Total noninterest expense$3,286,0001,516
Salaries and employee benefits$2,096,0001,377
Premises and equipment expense$388,0001,492
Additional noninterest expense$802,0001,817
Pre-tax net operating income$947,0002,117
Securities gains (losses)$0735
Applicable income taxes$223,0001,475
Income before extraordinary items$724,0002,329
Extraordinary gains, net$07
Net income$724,0002,327
Minority interest net income$052
Net income of bank and minority interests.$724,0002,329
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$47,000339
Net operating income$724,0002,315
2017-12-31 (YTD Data)Rank
Total interest income$11,245,0002,233
Total interest expense$435,0003,876
Net interest income$10,810,0002,096
Provision for loan and lease losses$52,0003,538
Total noninterest income$3,217,0001,506
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$290,0002,915
Trading account gains and fees$0151
Additional Noninterest Income$2,927,0001,186
Total noninterest expense$10,286,0001,864
Salaries and employee benefits$6,210,0001,761
Premises and equipment expense$1,473,0001,536
Additional noninterest expense$2,603,0002,194
Pre-tax net operating income$3,689,0002,158
Securities gains (losses)$22,0001,291
Applicable income taxes$1,650,0001,450
Income before extraordinary items$2,061,0002,645
Extraordinary gains, net$09
Net income$2,061,0002,643
Minority interest net income$076
Net income of bank and minority interests.$2,061,0002,645
Net charge-offs$-6,0004,696
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$3,361,000128
Net operating income$2,046,9202,647
2017-09-30 (YTD Data)Rank
Total interest income$8,342,0002,252
Total interest expense$305,0003,986
Net interest income$8,037,0002,115
Provision for loan and lease losses$-19,0005,457
Total noninterest income$1,731,0001,875
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$216,0002,949
Trading account gains and fees$0145
Additional Noninterest Income$1,515,0001,543
Total noninterest expense$7,191,0001,974
Salaries and employee benefits$4,256,0001,900
Premises and equipment expense$1,058,0001,605
Additional noninterest expense$1,877,0002,253
Pre-tax net operating income$2,596,0002,304
Securities gains (losses)$22,0001,272
Applicable income taxes$912,0001,548
Income before extraordinary items$1,706,0002,657
Extraordinary gains, net$09
Net income$1,706,0002,657
Minority interest net income$071
Net income of bank and minority interests.$1,706,0002,657
Net charge-offs$-4,0004,505
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$3,131,000108
Net operating income$1,691,7002,658
2017-06-30 (YTD Data)Rank
Total interest income$5,479,0002,265
Total interest expense$193,0004,065
Net interest income$5,286,0002,132
Provision for loan and lease losses$-6,0005,526
Total noninterest income$943,0002,125
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$146,0002,921
Trading account gains and fees$0139
Additional Noninterest Income$797,0001,778
Total noninterest expense$4,695,0002,013
Salaries and employee benefits$2,802,0001,930
Premises and equipment expense$690,0001,640
Additional noninterest expense$1,203,0002,320
Pre-tax net operating income$1,540,0002,451
Securities gains (losses)$-3,0005,365
Applicable income taxes$526,0001,654
Income before extraordinary items$1,011,0002,796
Extraordinary gains, net$011
Net income$1,011,0002,796
Minority interest net income$071
Net income of bank and minority interests.$1,011,0002,796
Net charge-offs$-3,0004,411
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$7,000608
Net operating income$1,012,9802,778
2017-03-31 (YTD Data)Rank
Total interest income$2,672,0002,311
Total interest expense$93,0004,124
Net interest income$2,579,0002,171
Provision for loan and lease losses$-36,0005,697
Total noninterest income$513,0002,018
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$78,0002,814
Trading account gains and fees$0142
Additional Noninterest Income$435,0001,669
Total noninterest expense$2,321,0002,056
Salaries and employee benefits$1,407,0001,952
Premises and equipment expense$336,0001,708
Additional noninterest expense$578,0002,391
Pre-tax net operating income$807,0002,269
Securities gains (losses)$-3,0005,540
Applicable income taxes$276,0001,558
Income before extraordinary items$528,0002,667
Extraordinary gains, net$08
Net income$528,0002,667
Minority interest net income$055
Net income of bank and minority interests.$528,0002,667
Net charge-offs$6,0002,391
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$529,9802,650
2016-12-31 (YTD Data)Rank
Total interest income$10,202,0002,360
Total interest expense$479,0003,713
Net interest income$9,723,0002,235
Provision for loan and lease losses$366,0001,780
Total noninterest income$1,878,0002,199
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$275,0003,085
Trading account gains and fees$0170
Additional Noninterest Income$1,603,0001,803
Total noninterest expense$8,546,0002,175
Salaries and employee benefits$4,899,0002,118
Premises and equipment expense$1,317,0001,717
Additional noninterest expense$2,330,0002,448
Pre-tax net operating income$2,689,0002,562
Securities gains (losses)$68,0001,631
Applicable income taxes$877,0001,773
Income before extraordinary items$1,880,0002,895
Extraordinary gains, net$05
Net income$1,880,0002,894
Minority interest net income$082
Net income of bank and minority interests.$1,880,0002,894
Net charge-offs$-12,0005,026
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$213,000392
Net operating income$1,833,7602,887
2016-09-30 (YTD Data)Rank
Total interest income$7,517,0002,398
Total interest expense$378,0003,654
Net interest income$7,139,0002,281
Provision for loan and lease losses$330,0001,527
Total noninterest income$1,414,0002,201
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$207,0003,099
Trading account gains and fees$0169
Additional Noninterest Income$1,207,0001,809
Total noninterest expense$6,311,0002,200
Salaries and employee benefits$3,613,0002,144
Premises and equipment expense$974,0001,744
Additional noninterest expense$1,724,0002,485
Pre-tax net operating income$1,912,0002,693
Securities gains (losses)$55,0001,689
Applicable income taxes$607,0001,884
Income before extraordinary items$1,360,0002,976
Extraordinary gains, net$05
Net income$1,360,0002,976
Minority interest net income$071
Net income of bank and minority interests.$1,360,0002,976
Net charge-offs$-9,0004,891
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$43,000529
Net operating income$1,322,0502,977
2016-06-30 (YTD Data)Rank
Total interest income$4,918,0002,433
Total interest expense$267,0003,563
Net interest income$4,651,0002,326
Provision for loan and lease losses$227,0001,509
Total noninterest income$865,0002,280
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$133,0003,154
Trading account gains and fees$0157
Additional Noninterest Income$732,0001,896
Total noninterest expense$4,213,0002,206
Salaries and employee benefits$2,417,0002,155
Premises and equipment expense$640,0001,751
Additional noninterest expense$1,156,0002,469
Pre-tax net operating income$1,076,0002,953
Securities gains (losses)$13,0002,156
Applicable income taxes$343,0002,017
Income before extraordinary items$746,0003,318
Extraordinary gains, net$016
Net income$746,0003,316
Minority interest net income$071
Net income of bank and minority interests.$746,0003,316
Net charge-offs$-7,0004,862
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$43,000461
Net operating income$737,0303,277
2016-03-31 (YTD Data)Rank
Total interest income$2,394,0002,492
Total interest expense$138,0003,540
Net interest income$2,256,0002,392
Provision for loan and lease losses$93,0001,578
Total noninterest income$324,0002,632
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$63,0003,235
Trading account gains and fees$0142
Additional Noninterest Income$261,0002,277
Total noninterest expense$2,074,0002,244
Salaries and employee benefits$1,228,0002,136
Premises and equipment expense$313,0001,805
Additional noninterest expense$533,0002,639
Pre-tax net operating income$413,0003,351
Securities gains (losses)$5,0001,720
Applicable income taxes$120,0002,292
Income before extraordinary items$298,0003,642
Extraordinary gains, net$012
Net income$298,0003,639
Minority interest net income$062
Net income of bank and minority interests.$298,0003,640
Net charge-offs$-1,0004,102
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$4,000584
Net operating income$294,4503,599
2015-12-31 (YTD Data)Rank
Total interest income$8,730,0002,654
Total interest expense$418,0004,057
Net interest income$8,312,0002,509
Provision for loan and lease losses$77,0003,277
Total noninterest income$1,849,0002,213
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$272,0003,213
Trading account gains and fees$0159
Additional Noninterest Income$1,577,0001,794
Total noninterest expense$8,217,0002,241
Salaries and employee benefits$4,946,0002,081
Premises and equipment expense$1,122,0001,989
Additional noninterest expense$2,149,0002,643
Pre-tax net operating income$1,867,0003,134
Securities gains (losses)$49,0001,662
Applicable income taxes$511,0002,204
Income before extraordinary items$1,405,0003,347
Extraordinary gains, net$023
Net income$1,405,0003,346
Minority interest net income$081
Net income of bank and minority interests.$1,405,0003,348
Net charge-offs$-53,0005,587
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$225,000411
Net operating income$1,369,2303,347
2015-09-30 (YTD Data)Rank
Total interest income$6,470,0002,703
Total interest expense$291,0004,259
Net interest income$6,179,0002,541
Provision for loan and lease losses$77,0002,931
Total noninterest income$1,610,0002,037
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$208,0003,196
Trading account gains and fees$0153
Additional Noninterest Income$1,402,0001,612
Total noninterest expense$6,124,0002,252
Salaries and employee benefits$3,709,0002,085
Premises and equipment expense$809,0002,080
Additional noninterest expense$1,606,0002,647
Pre-tax net operating income$1,588,0002,972
Securities gains (losses)$49,0001,480
Applicable income taxes$456,0002,088
Income before extraordinary items$1,181,0003,223
Extraordinary gains, net$021
Net income$1,181,0003,222
Minority interest net income$078
Net income of bank and minority interests.$1,181,0003,223
Net charge-offs$-46,0005,591
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$9,000696
Net operating income$1,145,7203,217
2015-06-30 (YTD Data)Rank
Total interest income$4,265,0002,730
Total interest expense$187,0004,370
Net interest income$4,078,0002,565
Provision for loan and lease losses$8,0003,847
Total noninterest income$1,004,0002,136
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$135,0003,230
Trading account gains and fees$0157
Additional Noninterest Income$869,0001,718
Total noninterest expense$4,099,0002,251
Salaries and employee benefits$2,526,0002,068
Premises and equipment expense$519,0002,159
Additional noninterest expense$1,054,0002,691
Pre-tax net operating income$975,0003,109
Securities gains (losses)$49,0001,246
Applicable income taxes$315,0002,081
Income before extraordinary items$709,0003,393
Extraordinary gains, net$022
Net income$709,0003,393
Minority interest net income$075
Net income of bank and minority interests.$709,0003,394
Net charge-offs$-44,0005,720
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$12,000624
Net operating income$675,1903,415
2015-03-31 (YTD Data)Rank
Total interest income$2,099,0002,760
Total interest expense$93,0004,419
Net interest income$2,006,0002,593
Provision for loan and lease losses$8,0003,349
Total noninterest income$481,0002,149
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$65,0003,257
Trading account gains and fees$0152
Additional Noninterest Income$416,0001,724
Total noninterest expense$2,052,0002,259
Salaries and employee benefits$1,281,0002,037
Premises and equipment expense$256,0002,203
Additional noninterest expense$515,0002,721
Pre-tax net operating income$427,0003,283
Securities gains (losses)$49,000849
Applicable income taxes$143,0002,137
Income before extraordinary items$333,0003,457
Extraordinary gains, net$013
Net income$333,0003,460
Minority interest net income$064
Net income of bank and minority interests.$333,0003,460
Net charge-offs$-53,0005,963
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$12,000529
Net operating income$298,7003,575
2014-12-31 (YTD Data)Rank
Total interest income$7,764,0002,940
Total interest expense$382,0004,553
Net interest income$7,382,0002,787
Provision for loan and lease losses$25,0004,136
Total noninterest income$1,741,0002,307
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$229,0003,695
Trading account gains and fees$0180
Additional Noninterest Income$1,512,0001,764
Total noninterest expense$7,405,0002,481
Salaries and employee benefits$4,526,0002,240
Premises and equipment expense$981,0002,277
Additional noninterest expense$1,898,0003,009
Pre-tax net operating income$1,693,0003,266
Securities gains (losses)$3,0002,996
Applicable income taxes$500,0002,204
Income before extraordinary items$1,196,0003,642
Extraordinary gains, net$017
Net income$1,196,0003,643
Minority interest net income$084
Net income of bank and minority interests.$1,196,0003,644
Net charge-offs$152,0002,765
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$180,000447
Net operating income$1,193,8703,585
2014-09-30 (YTD Data)Rank
Total interest income$5,702,0002,999
Total interest expense$287,0004,621
Net interest income$5,415,0002,850
Provision for loan and lease losses$-74,0006,171
Total noninterest income$1,247,0002,378
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$169,0003,771
Trading account gains and fees$0174
Additional Noninterest Income$1,078,0001,843
Total noninterest expense$5,522,0002,506
Salaries and employee benefits$3,412,0002,235
Premises and equipment expense$763,0002,230
Additional noninterest expense$1,347,0003,130
Pre-tax net operating income$1,214,0003,413
Securities gains (losses)$3,0002,680
Applicable income taxes$343,0002,335
Income before extraordinary items$874,0003,752
Extraordinary gains, net$015
Net income$874,0003,755
Minority interest net income$081
Net income of bank and minority interests.$874,0003,756
Net charge-offs$162,0002,215
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$16,000702
Net operating income$871,8403,697
2014-06-30 (YTD Data)Rank
Total interest income$3,659,0003,095
Total interest expense$195,0004,626
Net interest income$3,464,0002,944
Provision for loan and lease losses$-74,0006,308
Total noninterest income$814,0002,384
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$105,0003,859
Trading account gains and fees$0172
Additional Noninterest Income$709,0001,836
Total noninterest expense$3,634,0002,543
Salaries and employee benefits$2,249,0002,261
Premises and equipment expense$486,0002,336
Additional noninterest expense$899,0003,143
Pre-tax net operating income$718,0003,560
Securities gains (losses)$3,0002,288
Applicable income taxes$214,0002,347
Income before extraordinary items$507,0003,928
Extraordinary gains, net$020
Net income$507,0003,934
Minority interest net income$080
Net income of bank and minority interests.$507,0003,934
Net charge-offs$197,0001,593
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$16,000623
Net operating income$504,9003,887
2014-03-31 (YTD Data)Rank
Total interest income$1,776,0003,183
Total interest expense$106,0004,511
Net interest income$1,670,0003,021
Provision for loan and lease losses$-65,0006,489
Total noninterest income$397,0002,382
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$41,0004,270
Trading account gains and fees$0147
Additional Noninterest Income$356,0001,801
Total noninterest expense$1,851,0002,505
Salaries and employee benefits$1,148,0002,232
Premises and equipment expense$244,0002,349
Additional noninterest expense$459,0003,091
Pre-tax net operating income$281,0003,918
Securities gains (losses)$01,715
Applicable income taxes$77,0002,588
Income before extraordinary items$204,0004,223
Extraordinary gains, net$016
Net income$204,0004,223
Minority interest net income$066
Net income of bank and minority interests.$204,0004,225
Net charge-offs$-16,0005,951
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$204,0004,172
2013-12-31 (YTD Data)Rank
Total interest income$6,856,0003,306
Total interest expense$479,0004,556
Net interest income$6,377,0003,117
Provision for loan and lease losses$57,0004,190
Total noninterest income$2,033,0002,147
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$171,0004,367
Trading account gains and fees$0184
Additional Noninterest Income$1,862,0001,600
Total noninterest expense$6,840,0002,685
Salaries and employee benefits$4,068,0002,445
Premises and equipment expense$948,0002,354
Additional noninterest expense$1,824,0003,187
Pre-tax net operating income$1,513,0003,380
Securities gains (losses)$03,182
Applicable income taxes$501,0002,155
Income before extraordinary items$1,012,0003,877
Extraordinary gains, net$029
Net income$1,012,0003,880
Minority interest net income$090
Net income of bank and minority interests.$1,012,0003,881
Net charge-offs$-71,0006,472
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$5,493,00078
Net operating income$1,012,0003,817
2013-09-30 (YTD Data)Rank
Total interest income$5,043,0003,391
Total interest expense$369,0004,596
Net interest income$4,674,0003,192
Provision for loan and lease losses$154,0002,906
Total noninterest income$1,420,0002,280
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$128,0004,402
Trading account gains and fees$0180
Additional Noninterest Income$1,292,0001,729
Total noninterest expense$5,089,0002,703
Salaries and employee benefits$3,002,0002,487
Premises and equipment expense$702,0002,405
Additional noninterest expense$1,385,0003,151
Pre-tax net operating income$851,0003,952
Securities gains (losses)$03,040
Applicable income taxes$266,0002,534
Income before extraordinary items$585,0004,350
Extraordinary gains, net$025
Net income$585,0004,353
Minority interest net income$084
Net income of bank and minority interests.$585,0004,354
Net charge-offs$-23,0006,303
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$4,906,00063
Net operating income$585,0004,274
2013-06-30 (YTD Data)Rank
Total interest income$3,310,0003,443
Total interest expense$259,0004,546
Net interest income$3,051,0003,244
Provision for loan and lease losses$88,0003,121
Total noninterest income$916,0002,344
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$85,0004,396
Trading account gains and fees$0157
Additional Noninterest Income$831,0001,812
Total noninterest expense$3,357,0002,723
Salaries and employee benefits$1,953,0002,547
Premises and equipment expense$476,0002,373
Additional noninterest expense$928,0003,134
Pre-tax net operating income$522,0004,070
Securities gains (losses)$02,791
Applicable income taxes$160,0002,628
Income before extraordinary items$362,0004,489
Extraordinary gains, net$022
Net income$362,0004,491
Minority interest net income$082
Net income of bank and minority interests.$362,0004,492
Net charge-offs$17,0004,090
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$410,000187
Net operating income$362,0004,384
2013-03-31 (YTD Data)Rank
Total interest income$1,621,0003,506
Total interest expense$143,0004,410
Net interest income$1,478,0003,333
Provision for loan and lease losses$88,0002,257
Total noninterest income$427,0002,468
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$42,0004,398
Trading account gains and fees$0148
Additional Noninterest Income$385,0001,907
Total noninterest expense$1,687,0002,744
Salaries and employee benefits$997,0002,516
Premises and equipment expense$234,0002,433
Additional noninterest expense$456,0003,179
Pre-tax net operating income$130,0005,025
Securities gains (losses)$01,966
Applicable income taxes$27,0003,430
Income before extraordinary items$103,0005,206
Extraordinary gains, net$010
Net income$103,0005,208
Minority interest net income$076
Net income of bank and minority interests.$103,0005,208
Net charge-offs$-3,0005,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$335,000118
Net operating income$103,0005,107
2012-12-31 (YTD Data)Rank
Total interest income$6,166,0003,758
Total interest expense$630,0004,637
Net interest income$5,536,0003,567
Provision for loan and lease losses$361,0003,123
Total noninterest income$2,066,0002,131
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$159,0004,674
Trading account gains and fees$0166
Additional Noninterest Income$1,907,0001,575
Total noninterest expense$5,953,0003,068
Salaries and employee benefits$3,422,0002,847
Premises and equipment expense$807,0002,724
Additional noninterest expense$1,724,0003,453
Pre-tax net operating income$1,288,0003,595
Securities gains (losses)$03,810
Applicable income taxes$413,0002,370
Income before extraordinary items$875,0004,142
Extraordinary gains, net$029
Net income$875,0004,142
Minority interest net income$093
Net income of bank and minority interests.$875,0004,144
Net charge-offs$111,0004,342
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$81,000612
Net operating income$875,0003,964
2012-09-30 (YTD Data)Rank
Total interest income$4,574,0003,860
Total interest expense$488,0004,701
Net interest income$4,086,0003,657
Provision for loan and lease losses$242,0003,250
Total noninterest income$1,488,0002,187
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$123,0004,678
Trading account gains and fees$0157
Additional Noninterest Income$1,365,0001,616
Total noninterest expense$4,333,0003,137
Salaries and employee benefits$2,542,0002,878
Premises and equipment expense$553,0002,953
Additional noninterest expense$1,238,0003,563
Pre-tax net operating income$999,0003,633
Securities gains (losses)$03,575
Applicable income taxes$323,0002,390
Income before extraordinary items$676,0004,164
Extraordinary gains, net$020
Net income$676,0004,164
Minority interest net income$086
Net income of bank and minority interests.$676,0004,164
Net charge-offs$75,0004,232
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$-1,0007,081
Net operating income$676,0003,979
2012-06-30 (YTD Data)Rank
Total interest income$3,000,0003,934
Total interest expense$352,0004,626
Net interest income$2,648,0003,744
Provision for loan and lease losses$127,0003,551
Total noninterest income$954,0002,228
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$89,0004,537
Trading account gains and fees$0153
Additional Noninterest Income$865,0001,673
Total noninterest expense$2,852,0003,185
Salaries and employee benefits$1,663,0002,932
Premises and equipment expense$368,0002,959
Additional noninterest expense$821,0003,602
Pre-tax net operating income$623,0003,740
Securities gains (losses)$03,178
Applicable income taxes$199,0002,452
Income before extraordinary items$424,0004,275
Extraordinary gains, net$019
Net income$424,0004,279
Minority interest net income$084
Net income of bank and minority interests.$424,0004,278
Net charge-offs$89,0003,523
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$-1,0007,162
Net operating income$424,0004,088
2012-03-31 (YTD Data)Rank
Total interest income$1,474,0004,007
Total interest expense$182,0004,661
Net interest income$1,292,0003,824
Provision for loan and lease losses$72,0003,336
Total noninterest income$514,0002,106
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$49,0004,333
Trading account gains and fees$0148
Additional Noninterest Income$465,0001,585
Total noninterest expense$1,396,0003,239
Salaries and employee benefits$830,0002,946
Premises and equipment expense$184,0002,974
Additional noninterest expense$382,0003,751
Pre-tax net operating income$338,0003,620
Securities gains (losses)$02,210
Applicable income taxes$111,0002,346
Income before extraordinary items$227,0004,168
Extraordinary gains, net$019
Net income$227,0004,172
Minority interest net income$078
Net income of bank and minority interests.$227,0004,172
Net charge-offs$3,0004,432
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$-1,0007,238
Net operating income$227,0004,018
2011-12-31 (YTD Data)Rank
Total interest income$5,540,0004,291
Total interest expense$700,0005,195
Net interest income$4,840,0003,987
Provision for loan and lease losses$411,0003,701
Total noninterest income$1,368,0002,595
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$163,0004,745
Trading account gains and fees$0146
Additional Noninterest Income$1,205,0001,900
Total noninterest expense$5,199,0003,427
Salaries and employee benefits$2,985,0003,128
Premises and equipment expense$712,0003,160
Additional noninterest expense$1,502,0003,865
Pre-tax net operating income$598,0004,514
Securities gains (losses)$122,0001,897
Applicable income taxes$192,0002,943
Income before extraordinary items$528,0004,575
Extraordinary gains, net$029
Net income$528,0004,578
Minority interest net income$096
Net income of bank and minority interests.$528,0004,577
Net charge-offs$258,0003,977
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$583,000394
Net operating income$438,9404,694
2011-09-30 (YTD Data)Rank
Total interest income$4,055,0004,401
Total interest expense$521,0005,326
Net interest income$3,534,0004,087
Provision for loan and lease losses$258,0003,825
Total noninterest income$876,0002,832
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$118,0004,831
Trading account gains and fees$0145
Additional Noninterest Income$758,0002,118
Total noninterest expense$3,879,0003,450
Salaries and employee benefits$2,232,0003,151
Premises and equipment expense$533,0003,201
Additional noninterest expense$1,114,0003,881
Pre-tax net operating income$273,0005,215
Securities gains (losses)$122,0001,603
Applicable income taxes$80,0003,369
Income before extraordinary items$315,0004,988
Extraordinary gains, net$021
Net income$315,0004,988
Minority interest net income$087
Net income of bank and minority interests.$315,0004,988
Net charge-offs$163,0003,939
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$539,000335
Net operating income$217,4005,287
2011-06-30 (YTD Data)Rank
Total interest income$2,643,0004,507
Total interest expense$355,0005,396
Net interest income$2,288,0004,199
Provision for loan and lease losses$96,0004,447
Total noninterest income$531,0003,007
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$77,0004,852
Trading account gains and fees$0153
Additional Noninterest Income$454,0002,243
Total noninterest expense$2,564,0003,508
Salaries and employee benefits$1,475,0003,181
Premises and equipment expense$356,0003,214
Additional noninterest expense$733,0003,960
Pre-tax net operating income$159,0005,350
Securities gains (losses)$19,0002,117
Applicable income taxes$18,0003,877
Income before extraordinary items$160,0005,293
Extraordinary gains, net$015
Net income$160,0005,292
Minority interest net income$089
Net income of bank and minority interests.$160,0005,293
Net charge-offs$146,0003,444
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$539,000215
Net operating income$142,9005,321
2011-03-31 (YTD Data)Rank
Total interest income$1,297,0004,572
Total interest expense$183,0005,430
Net interest income$1,114,0004,266
Provision for loan and lease losses$58,0004,078
Total noninterest income$305,0002,796
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$36,0004,928
Trading account gains and fees$0158
Additional Noninterest Income$269,0002,056
Total noninterest expense$1,231,0003,625
Salaries and employee benefits$684,0003,374
Premises and equipment expense$178,0003,269
Additional noninterest expense$369,0003,946
Pre-tax net operating income$130,0004,823
Securities gains (losses)$01,772
Applicable income taxes$33,0003,121
Income before extraordinary items$97,0005,047
Extraordinary gains, net$09
Net income$97,0005,045
Minority interest net income$086
Net income of bank and minority interests.$97,0005,047
Net charge-offs$138,0002,434
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$392,000155
Net operating income$97,0004,990
2010-12-31 (YTD Data)Rank
Total interest income$5,336,0004,636
Total interest expense$1,176,0004,875
Net interest income$4,160,0004,468
Provision for loan and lease losses$251,0005,076
Total noninterest income$1,462,0002,560
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$144,0004,976
Trading account gains and fees$0175
Additional Noninterest Income$1,318,0001,839
Total noninterest expense$4,939,0003,651
Salaries and employee benefits$2,644,0003,445
Premises and equipment expense$688,0003,348
Additional noninterest expense$1,607,0003,823
Pre-tax net operating income$432,0004,537
Securities gains (losses)$21,0003,084
Applicable income taxes$90,0003,304
Income before extraordinary items$363,0004,733
Extraordinary gains, net$029
Net income$363,0004,734
Minority interest net income$0111
Net income of bank and minority interests.$363,0004,734
Net charge-offs$43,0006,009
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,207,000345
Net operating income$346,2004,648
2010-09-30 (YTD Data)Rank
Total interest income$4,036,0004,705
Total interest expense$943,0004,845
Net interest income$3,093,0004,548
Provision for loan and lease losses$290,0004,374
Total noninterest income$1,094,0002,567
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$106,0005,088
Trading account gains and fees$0165
Additional Noninterest Income$988,0001,812
Total noninterest expense$3,609,0003,735
Salaries and employee benefits$1,985,0003,460
Premises and equipment expense$516,0003,398
Additional noninterest expense$1,108,0004,021
Pre-tax net operating income$288,0004,901
Securities gains (losses)$21,0002,864
Applicable income taxes$56,0003,504
Income before extraordinary items$253,0005,076
Extraordinary gains, net$023
Net income$253,0005,078
Minority interest net income$0110
Net income of bank and minority interests.$253,0005,079
Net charge-offs$13,0006,174
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$235,7804,980
2010-06-30 (YTD Data)Rank
Total interest income$2,686,0004,744
Total interest expense$668,0004,812
Net interest income$2,018,0004,618
Provision for loan and lease losses$224,0004,076
Total noninterest income$633,0002,769
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$71,0005,085
Trading account gains and fees$0152
Additional Noninterest Income$562,0001,950
Total noninterest expense$2,369,0003,774
Salaries and employee benefits$1,289,0003,562
Premises and equipment expense$347,0003,397
Additional noninterest expense$733,0004,016
Pre-tax net operating income$58,0005,753
Securities gains (losses)$22,0002,328
Applicable income taxes$-11,0006,934
Income before extraordinary items$91,0005,599
Extraordinary gains, net$019
Net income$91,0005,602
Minority interest net income$0105
Net income of bank and minority interests.$91,0005,601
Net charge-offs$-41,0007,679
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$69,0005,639
2010-03-31 (YTD Data)Rank
Total interest income$1,338,0004,824
Total interest expense$353,0004,792
Net interest income$985,0004,729
Provision for loan and lease losses$85,0004,189
Total noninterest income$274,0003,040
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$33,0005,208
Trading account gains and fees$0175
Additional Noninterest Income$241,0002,121
Total noninterest expense$1,178,0003,813
Salaries and employee benefits$639,0003,634
Premises and equipment expense$177,0003,435
Additional noninterest expense$362,0004,056
Pre-tax net operating income$-4,0006,292
Securities gains (losses)$22,0001,482
Applicable income taxes$-14,0007,141
Income before extraordinary items$32,0005,964
Extraordinary gains, net$016
Net income$32,0005,966
Minority interest net income$091
Net income of bank and minority interests.$32,0005,964
Net charge-offs$-2,0007,007
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$10,0006,148
2009-12-31 (YTD Data)Rank
Total interest income$5,183,0005,034
Total interest expense$1,478,0005,197
Net interest income$3,705,0004,799
Provision for loan and lease losses$1,139,0003,296
Total noninterest income$1,696,0002,368
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$161,0005,037
Trading account gains and fees$0211
Additional Noninterest Income$1,535,0001,630
Total noninterest expense$5,013,0003,682
Salaries and employee benefits$2,806,0003,383
Premises and equipment expense$697,0003,470
Additional noninterest expense$1,510,0004,057
Pre-tax net operating income$-751,0006,140
Securities gains (losses)$03,754
Applicable income taxes$-365,0006,928
Income before extraordinary items$-386,0006,006
Extraordinary gains, net$034
Net income$-386,0006,005
Minority interest net income$0115
Net income of bank and minority interests.$-386,0006,005
Net charge-offs$754,0003,261
Cash dividends$178,0003,748
Sale, conversion, retirement of capital stock, net$61,0001,012
Net operating income$-386,0006,003
2009-09-30 (YTD Data)Rank
Total interest income$3,830,0005,134
Total interest expense$1,101,0005,340
Net interest income$2,729,0004,866
Provision for loan and lease losses$1,111,0002,627
Total noninterest income$1,372,0002,311
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$120,0005,077
Trading account gains and fees$0212
Additional Noninterest Income$1,252,0001,571
Total noninterest expense$3,781,0003,658
Salaries and employee benefits$2,140,0003,351
Premises and equipment expense$525,0003,499
Additional noninterest expense$1,116,0004,078
Pre-tax net operating income$-791,0006,528
Securities gains (losses)$03,497
Applicable income taxes$-357,0007,250
Income before extraordinary items$-434,0006,366
Extraordinary gains, net$027
Net income$-434,0006,367
Minority interest net income$0118
Net income of bank and minority interests.$-434,0006,366
Net charge-offs$733,0002,584
Cash dividends$178,0003,189
Sale, conversion, retirement of capital stock, net$-2,0008,003
Net operating income$-434,0006,361
2009-06-30 (YTD Data)Rank
Total interest income$2,501,0005,232
Total interest expense$716,0005,517
Net interest income$1,785,0004,904
Provision for loan and lease losses$1,039,0002,024
Total noninterest income$956,0002,250
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$81,0005,039
Trading account gains and fees$0193
Additional Noninterest Income$875,0001,540
Total noninterest expense$2,525,0003,690
Salaries and employee benefits$1,430,0003,371
Premises and equipment expense$353,0003,512
Additional noninterest expense$742,0004,097
Pre-tax net operating income$-823,0006,915
Securities gains (losses)$03,136
Applicable income taxes$-342,0007,461
Income before extraordinary items$-481,0006,752
Extraordinary gains, net$021
Net income$-481,0006,753
Minority interest net income$0112
Net income of bank and minority interests.$-481,0006,753
Net charge-offs$667,0002,030
Cash dividends$132,0003,063
Sale, conversion, retirement of capital stock, net$-2,0008,110
Net operating income$-481,0006,732
2009-03-31 (YTD Data)Rank
Total interest income$1,232,0005,318
Total interest expense$349,0005,687
Net interest income$883,0004,929
Provision for loan and lease losses$45,0004,992
Total noninterest income$442,0002,325
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$40,0005,014
Trading account gains and fees$0171
Additional Noninterest Income$402,0001,613
Total noninterest expense$1,226,0003,704
Salaries and employee benefits$703,0003,455
Premises and equipment expense$176,0003,557
Additional noninterest expense$347,0003,978
Pre-tax net operating income$54,0005,575
Securities gains (losses)$02,434
Applicable income taxes$2,0004,551
Income before extraordinary items$52,0005,648
Extraordinary gains, net$015
Net income$52,0005,651
Minority interest net income$0102
Net income of bank and minority interests.$52,0005,651
Net charge-offs$05,728
Cash dividends$87,0002,361
Sale, conversion, retirement of capital stock, net$-2,0008,173
Net operating income$52,0005,481
2008-12-31 (YTD Data)Rank
Total interest income$5,444,0005,224
Total interest expense$1,874,0005,471
Net interest income$3,570,0004,923
Provision for loan and lease losses$141,0005,642
Total noninterest income$1,342,0002,838
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$111,0005,746
Trading account gains and fees$0154
Additional Noninterest Income$1,231,0001,847
Total noninterest expense$4,750,0003,718
Salaries and employee benefits$2,814,0003,431
Premises and equipment expense$681,0003,579
Additional noninterest expense$1,255,0004,143
Pre-tax net operating income$21,0006,245
Securities gains (losses)$03,220
Applicable income taxes$-74,0007,019
Income before extraordinary items$95,0005,879
Extraordinary gains, net$039
Net income$95,0005,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0003,674
Cash dividends$343,0003,913
Sale, conversion, retirement of capital stock, net$-1,0008,187
Net operating income$95,0006,028
2008-09-30 (YTD Data)Rank
Total interest income$4,154,0005,242
Total interest expense$1,453,0005,512
Net interest income$2,701,0004,931
Provision for loan and lease losses$105,0005,094
Total noninterest income$1,016,0002,879
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$72,0005,984
Trading account gains and fees$0148
Additional Noninterest Income$944,0001,902
Total noninterest expense$3,587,0003,682
Salaries and employee benefits$2,193,0003,373
Premises and equipment expense$500,0003,631
Additional noninterest expense$894,0004,228
Pre-tax net operating income$25,0006,664
Securities gains (losses)$03,106
Applicable income taxes$-48,0007,445
Income before extraordinary items$73,0006,310
Extraordinary gains, net$031
Net income$73,0006,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0002,754
Cash dividends$256,0003,601
Sale, conversion, retirement of capital stock, net$-1,0008,284
Net operating income$73,0006,460
2008-06-30 (YTD Data)Rank
Total interest income$2,864,0005,217
Total interest expense$1,025,0005,518
Net interest income$1,839,0004,876
Provision for loan and lease losses$116,0004,071
Total noninterest income$720,0002,789
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$45,0006,093
Trading account gains and fees$0149
Additional Noninterest Income$675,0001,842
Total noninterest expense$2,374,0003,737
Salaries and employee benefits$1,485,0003,360
Premises and equipment expense$321,0003,757
Additional noninterest expense$568,0004,349
Pre-tax net operating income$69,0006,574
Securities gains (losses)$03,233
Applicable income taxes$-10,0007,614
Income before extraordinary items$79,0006,489
Extraordinary gains, net$021
Net income$79,0006,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0001,931
Cash dividends$169,0003,621
Sale, conversion, retirement of capital stock, net$-1,0008,358
Net operating income$79,0006,431
2008-03-31 (YTD Data)Rank
Total interest income$1,507,0005,160
Total interest expense$576,0005,406
Net interest income$931,0004,855
Provision for loan and lease losses$21,0004,844
Total noninterest income$385,0002,672
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$20,0006,236
Trading account gains and fees$0158
Additional Noninterest Income$365,0001,729
Total noninterest expense$1,203,0003,696
Salaries and employee benefits$775,0003,248
Premises and equipment expense$155,0003,877
Additional noninterest expense$273,0004,411
Pre-tax net operating income$92,0006,092
Securities gains (losses)$02,688
Applicable income taxes$16,0004,511
Income before extraordinary items$76,0006,187
Extraordinary gains, net$015
Net income$76,0006,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$83,0003,085
Sale, conversion, retirement of capital stock, net$-1,0008,419
Net operating income$76,0006,089
2007-12-31 (YTD Data)Rank
Total interest income$6,246,0005,090
Total interest expense$2,309,0005,485
Net interest income$3,937,0004,667
Provision for loan and lease losses$246,0003,541
Total noninterest income$1,396,0002,833
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$93,0006,110
Trading account gains and fees$0178
Additional Noninterest Income$1,303,0001,854
Total noninterest expense$4,371,0003,842
Salaries and employee benefits$2,733,0003,476
Premises and equipment expense$590,0003,884
Additional noninterest expense$1,048,0004,502
Pre-tax net operating income$716,0005,403
Securities gains (losses)$02,146
Applicable income taxes$206,0003,812
Income before extraordinary items$510,0005,644
Extraordinary gains, net$039
Net income$510,0005,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$325,0004,309
Sale, conversion, retirement of capital stock, net$170,000804
Net operating income$510,0005,632
2007-09-30 (YTD Data)Rank
Total interest income$4,605,0005,161
Total interest expense$1,691,0005,552
Net interest income$2,914,0004,725
Provision for loan and lease losses$161,0003,375
Total noninterest income$1,116,0002,709
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$67,0006,198
Trading account gains and fees$0184
Additional Noninterest Income$1,049,0001,777
Total noninterest expense$3,292,0003,819
Salaries and employee benefits$2,074,0003,423
Premises and equipment expense$440,0003,894
Additional noninterest expense$778,0004,460
Pre-tax net operating income$577,0005,514
Securities gains (losses)$01,655
Applicable income taxes$169,0003,912
Income before extraordinary items$408,0005,797
Extraordinary gains, net$033
Net income$408,0005,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$243,0003,897
Sale, conversion, retirement of capital stock, net$140,000682
Net operating income$408,0005,778
2007-06-30 (YTD Data)Rank
Total interest income$3,017,0005,240
Total interest expense$1,126,0005,564
Net interest income$1,891,0004,838
Provision for loan and lease losses$56,0004,239
Total noninterest income$678,0002,898
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$45,0006,229
Trading account gains and fees$0168
Additional Noninterest Income$633,0001,912
Total noninterest expense$2,163,0003,888
Salaries and employee benefits$1,365,0003,497
Premises and equipment expense$288,0003,952
Additional noninterest expense$510,0004,515
Pre-tax net operating income$350,0005,761
Securities gains (losses)$01,444
Applicable income taxes$100,0004,128
Income before extraordinary items$250,0006,020
Extraordinary gains, net$029
Net income$250,0006,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$160,0003,874
Sale, conversion, retirement of capital stock, net$132,000539
Net operating income$250,0006,004
2007-03-31 (YTD Data)Rank
Total interest income$1,489,0005,283
Total interest expense$577,0005,481
Net interest income$912,0004,953
Provision for loan and lease losses$-15,0008,450
Total noninterest income$329,0002,932
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$21,0006,298
Trading account gains and fees$0195
Additional Noninterest Income$308,0001,918
Total noninterest expense$1,101,0003,829
Salaries and employee benefits$697,0003,467
Premises and equipment expense$146,0003,924
Additional noninterest expense$258,0004,436
Pre-tax net operating income$155,0006,004
Securities gains (losses)$01,187
Applicable income taxes$43,0004,278
Income before extraordinary items$112,0006,210
Extraordinary gains, net$022
Net income$112,0006,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$78,0003,324
Sale, conversion, retirement of capital stock, net$45,000510
Net operating income$112,0006,192
2006-12-31 (YTD Data)Rank
Total interest income$6,594,0004,725
Total interest expense$2,134,0005,223
Net interest income$4,460,0004,367
Provision for loan and lease losses$-74,0008,436
Total noninterest income$1,558,0002,637
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$73,0006,538
Trading account gains and fees$0130
Additional Noninterest Income$1,485,0001,680
Total noninterest expense$4,225,0003,825
Salaries and employee benefits$2,762,0003,354
Premises and equipment expense$435,0004,665
Additional noninterest expense$1,028,0004,427
Pre-tax net operating income$1,867,0003,795
Securities gains (losses)$01,687
Applicable income taxes$654,0002,763
Income before extraordinary items$1,213,0004,261
Extraordinary gains, net$051
Net income$1,213,0004,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,784
Cash dividends$231,0004,796
Sale, conversion, retirement of capital stock, net$45,0001,027
Net operating income$1,213,0004,238
2006-09-30 (YTD Data)Rank
Total interest income$4,993,0004,698
Total interest expense$1,534,0005,278
Net interest income$3,459,0004,283
Provision for loan and lease losses$-50,0008,524
Total noninterest income$1,139,0002,690
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$50,0006,711
Trading account gains and fees$0126
Additional Noninterest Income$1,089,0001,713
Total noninterest expense$3,123,0003,865
Salaries and employee benefits$2,054,0003,374
Premises and equipment expense$319,0004,734
Additional noninterest expense$750,0004,494
Pre-tax net operating income$1,525,0003,743
Securities gains (losses)$01,388
Applicable income taxes$539,0002,753
Income before extraordinary items$986,0004,204
Extraordinary gains, net$045
Net income$986,0004,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,511
Cash dividends$154,0004,416
Sale, conversion, retirement of capital stock, net$22,000898
Net operating income$986,0004,194
2006-06-30 (YTD Data)Rank
Total interest income$3,220,0004,750
Total interest expense$936,0005,399
Net interest income$2,284,0004,317
Provision for loan and lease losses$-11,0008,507
Total noninterest income$758,0002,690
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$31,0006,823
Trading account gains and fees$0126
Additional Noninterest Income$727,0001,715
Total noninterest expense$2,049,0003,945
Salaries and employee benefits$1,383,0003,355
Premises and equipment expense$204,0004,869
Additional noninterest expense$462,0004,737
Pre-tax net operating income$1,004,0003,790
Securities gains (losses)$01,185
Applicable income taxes$358,0002,792
Income before extraordinary items$646,0004,261
Extraordinary gains, net$039
Net income$646,0004,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$77,0004,568
Sale, conversion, retirement of capital stock, net$23,000734
Net operating income$646,0004,250
2006-03-31 (YTD Data)Rank
Total interest income$1,532,0004,837
Total interest expense$399,0005,703
Net interest income$1,133,0004,337
Provision for loan and lease losses$-3,0008,517
Total noninterest income$359,0002,726
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$15,0006,832
Trading account gains and fees$0115
Additional Noninterest Income$344,0001,752
Total noninterest expense$1,020,0003,967
Salaries and employee benefits$705,0003,317
Premises and equipment expense$105,0004,798
Additional noninterest expense$210,0005,028
Pre-tax net operating income$475,0003,870
Securities gains (losses)$0955
Applicable income taxes$173,0002,816
Income before extraordinary items$302,0004,406
Extraordinary gains, net$021
Net income$302,0004,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$302,0004,395
2005-12-31 (YTD Data)Rank
Total interest income$5,104,0005,094
Total interest expense$1,061,0006,130
Net interest income$4,043,0004,591
Provision for loan and lease losses$97,0004,882
Total noninterest income$1,707,0002,473
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$71,0006,730
Trading account gains and fees$0138
Additional Noninterest Income$1,636,0001,558
Total noninterest expense$3,811,0004,014
Salaries and employee benefits$2,477,0003,517
Premises and equipment expense$390,0004,927
Additional noninterest expense$944,0004,607
Pre-tax net operating income$1,842,0003,887
Securities gains (losses)$02,296
Applicable income taxes$642,0002,966
Income before extraordinary items$1,200,0004,347
Extraordinary gains, net$046
Net income$1,200,0004,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,922
Cash dividends$6,0006,024
Sale, conversion, retirement of capital stock, net$34,000832
Net operating income$1,200,0004,317
2005-09-30 (YTD Data)Rank
Total interest income$3,655,0005,201
Total interest expense$718,0006,291
Net interest income$2,937,0004,709
Provision for loan and lease losses$89,0004,490
Total noninterest income$1,386,0002,340
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$55,0006,735
Trading account gains and fees$0126
Additional Noninterest Income$1,331,0001,481
Total noninterest expense$2,768,0004,079
Salaries and employee benefits$1,814,0003,551
Premises and equipment expense$276,0005,107
Additional noninterest expense$678,0004,732
Pre-tax net operating income$1,466,0003,819
Securities gains (losses)$02,317
Applicable income taxes$534,0002,828
Income before extraordinary items$932,0004,373
Extraordinary gains, net$035
Net income$932,0004,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,687
Cash dividends$7,0005,278
Sale, conversion, retirement of capital stock, net$34,000659
Net operating income$932,0004,321
2005-06-30 (YTD Data)Rank
Total interest income$2,327,0005,286
Total interest expense$449,0006,316
Net interest income$1,878,0004,798
Provision for loan and lease losses$47,0004,683
Total noninterest income$890,0002,377
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$38,0006,682
Trading account gains and fees$0116
Additional Noninterest Income$852,0001,505
Total noninterest expense$1,827,0004,091
Salaries and employee benefits$1,196,0003,567
Premises and equipment expense$181,0005,157
Additional noninterest expense$450,0004,727
Pre-tax net operating income$894,0004,005
Securities gains (losses)$02,146
Applicable income taxes$324,0002,966
Income before extraordinary items$570,0004,555
Extraordinary gains, net$030
Net income$570,0004,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,591
Cash dividends$7,0005,031
Sale, conversion, retirement of capital stock, net$0643
Net operating income$570,0004,500
2005-03-31 (YTD Data)Rank
Total interest income$1,103,0005,440
Total interest expense$201,0006,528
Net interest income$902,0004,951
Provision for loan and lease losses$24,0004,451
Total noninterest income$413,0002,446
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$19,0006,673
Trading account gains and fees$0115
Additional Noninterest Income$394,0001,566
Total noninterest expense$884,0004,226
Salaries and employee benefits$596,0003,588
Premises and equipment expense$91,0005,179
Additional noninterest expense$197,0005,135
Pre-tax net operating income$407,0004,228
Securities gains (losses)$01,685
Applicable income taxes$147,0003,137
Income before extraordinary items$260,0004,757
Extraordinary gains, net$024
Net income$260,0004,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$260,0004,720
2004-12-31 (YTD Data)Rank
Total interest income$3,818,0005,695
Total interest expense$678,0006,667
Net interest income$3,140,0005,282
Provision for loan and lease losses$107,0004,893
Total noninterest income$1,754,0002,411
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$93,0006,583
Trading account gains and fees$0138
Additional Noninterest Income$1,661,0001,520
Total noninterest expense$3,363,0004,311
Salaries and employee benefits$2,153,0003,752
Premises and equipment expense$371,0005,018
Additional noninterest expense$839,0004,940
Pre-tax net operating income$1,424,0004,386
Securities gains (losses)$03,819
Applicable income taxes$509,0003,321
Income before extraordinary items$915,0004,921
Extraordinary gains, net$034
Net income$915,0004,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,645
Cash dividends$3,0006,134
Sale, conversion, retirement of capital stock, net$0872
Net operating income$915,0004,855
2004-09-30 (YTD Data)Rank
Total interest income$2,711,0005,869
Total interest expense$485,0006,774
Net interest income$2,226,0005,433
Provision for loan and lease losses$94,0004,388
Total noninterest income$1,285,0002,459
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$73,0006,569
Trading account gains and fees$0134
Additional Noninterest Income$1,212,0001,554
Total noninterest expense$2,444,0004,382
Salaries and employee benefits$1,535,0003,883
Premises and equipment expense$279,0004,993
Additional noninterest expense$630,0004,889
Pre-tax net operating income$973,0004,673
Securities gains (losses)$03,710
Applicable income taxes$345,0003,541
Income before extraordinary items$628,0005,245
Extraordinary gains, net$026
Net income$628,0005,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,818
Cash dividends$3,0005,342
Sale, conversion, retirement of capital stock, net$0738
Net operating income$628,0005,155
2004-06-30 (YTD Data)Rank
Total interest income$1,727,0006,016
Total interest expense$308,0006,928
Net interest income$1,419,0005,577
Provision for loan and lease losses$43,0004,943
Total noninterest income$851,0002,484
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$53,0006,439
Trading account gains and fees$0130
Additional Noninterest Income$798,0001,555
Total noninterest expense$1,609,0004,437
Salaries and employee benefits$1,023,0003,911
Premises and equipment expense$190,0004,934
Additional noninterest expense$396,0005,101
Pre-tax net operating income$618,0004,755
Securities gains (losses)$03,413
Applicable income taxes$218,0003,614
Income before extraordinary items$400,0005,322
Extraordinary gains, net$021
Net income$400,0005,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,563
Cash dividends$3,0005,065
Sale, conversion, retirement of capital stock, net$0638
Net operating income$400,0005,234
2004-03-31 (YTD Data)Rank
Total interest income$815,0006,211
Total interest expense$151,0007,026
Net interest income$664,0005,802
Provision for loan and lease losses$-2,0008,882
Total noninterest income$406,0002,510
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$26,0006,426
Trading account gains and fees$0121
Additional Noninterest Income$380,0001,588
Total noninterest expense$799,0004,488
Salaries and employee benefits$524,0003,858
Premises and equipment expense$92,0005,093
Additional noninterest expense$183,0005,379
Pre-tax net operating income$273,0005,051
Securities gains (losses)$02,934
Applicable income taxes$95,0003,871
Income before extraordinary items$178,0005,622
Extraordinary gains, net$016
Net income$178,0005,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,364
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$178,0005,496
2003-12-31 (YTD Data)Rank
Total interest income$2,939,0006,593
Total interest expense$673,0007,139
Net interest income$2,266,0006,236
Provision for loan and lease losses$147,0004,633
Total noninterest income$2,557,0001,910
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$76,0006,964
Trading account gains and fees$0160
Additional Noninterest Income$2,481,0001,229
Total noninterest expense$3,326,0004,295
Salaries and employee benefits$2,234,0003,575
Premises and equipment expense$345,0005,221
Additional noninterest expense$747,0005,280
Pre-tax net operating income$1,350,0004,388
Securities gains (losses)$04,500
Applicable income taxes$481,0003,439
Income before extraordinary items$869,0005,026
Extraordinary gains, net$054
Net income$869,0005,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,397
Cash dividends$2,0006,269
Sale, conversion, retirement of capital stock, net$0868
Net operating income$869,0004,865
2003-09-30 (YTD Data)Rank
Total interest income$2,143,0006,768
Total interest expense$517,0007,232
Net interest income$1,626,0006,398
Provision for loan and lease losses$115,0004,426
Total noninterest income$2,040,0001,862
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$56,0007,053
Trading account gains and fees$0153
Additional Noninterest Income$1,984,0001,239
Total noninterest expense$2,568,0004,170
Salaries and employee benefits$1,748,0003,456
Premises and equipment expense$258,0005,228
Additional noninterest expense$562,0005,243
Pre-tax net operating income$983,0004,589
Securities gains (losses)$04,204
Applicable income taxes$349,0003,645
Income before extraordinary items$634,0005,246
Extraordinary gains, net$040
Net income$634,0005,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,594
Cash dividends$2,0005,503
Sale, conversion, retirement of capital stock, net$0722
Net operating income$634,0005,076
2003-06-30 (YTD Data)Rank
Total interest income$1,391,0006,893
Total interest expense$353,0007,305
Net interest income$1,038,0006,528
Provision for loan and lease losses$111,0003,686
Total noninterest income$1,353,0001,858
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$35,0007,137
Trading account gains and fees$0150
Additional Noninterest Income$1,318,0001,241
Total noninterest expense$1,684,0004,229
Salaries and employee benefits$1,162,0003,455
Premises and equipment expense$168,0005,277
Additional noninterest expense$354,0005,439
Pre-tax net operating income$596,0004,845
Securities gains (losses)$03,782
Applicable income taxes$210,0003,866
Income before extraordinary items$386,0005,502
Extraordinary gains, net$030
Net income$386,0005,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,273
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$386,0005,293
2003-03-31 (YTD Data)Rank
Total interest income$673,0007,011
Total interest expense$182,0007,323
Net interest income$491,0006,702
Provision for loan and lease losses$36,0004,248
Total noninterest income$554,0002,121
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$17,0007,137
Trading account gains and fees$0134
Additional Noninterest Income$537,0001,416
Total noninterest expense$763,0004,513
Salaries and employee benefits$533,0003,710
Premises and equipment expense$83,0005,318
Additional noninterest expense$147,0006,005
Pre-tax net operating income$246,0005,322
Securities gains (losses)$02,891
Applicable income taxes$85,0004,242
Income before extraordinary items$161,0005,852
Extraordinary gains, net$021
Net income$161,0005,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,155
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$161,0005,654
2002-12-31 (YTD Data)Rank
Total interest income$2,904,0006,953
Total interest expense$881,0007,251
Net interest income$2,023,0006,592
Provision for loan and lease losses$63,0006,416
Total noninterest income$1,807,0002,318
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$63,0007,282
Trading account gains and fees$0153
Additional Noninterest Income$1,744,0001,460
Total noninterest expense$2,733,0004,770
Salaries and employee benefits$1,849,0003,985
Premises and equipment expense$345,0005,138
Additional noninterest expense$539,0006,283
Pre-tax net operating income$1,034,0005,122
Securities gains (losses)$04,537
Applicable income taxes$391,0003,931
Income before extraordinary items$643,0005,779
Extraordinary gains, net$070
Net income$643,0005,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,383
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$643,0005,649
2001-12-31 (YTD Data)Rank
Total interest income$3,372,0006,873
Total interest expense$1,539,0006,902
Net interest income$1,833,0006,736
Provision for loan and lease losses$199,0004,164
Total noninterest income$1,251,0002,845
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$59,0007,414
Trading account gains and fees$0177
Additional Noninterest Income$1,192,0001,814
Total noninterest expense$2,213,0005,369
Salaries and employee benefits$1,385,0004,796
Premises and equipment expense$327,0005,255
Additional noninterest expense$501,0006,429
Pre-tax net operating income$672,0005,920
Securities gains (losses)$04,612
Applicable income taxes$242,0004,666
Income before extraordinary items$430,0006,399
Extraordinary gains, net$0105
Net income$430,0006,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,706
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$430,0006,277
2000-12-31 (YTD Data)Rank
Total interest income$2,930,0007,484
Total interest expense$1,170,0007,867
Net interest income$1,760,0006,989
Provision for loan and lease losses$118,0004,994
Total noninterest income$684,0004,063
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$42,0007,816
Trading account gains and feesNANA
Additional Noninterest Income$642,0002,524
Total noninterest expense$1,826,0006,010
Salaries and employee benefits$1,093,0005,586
Premises and equipment expense$301,0005,407
Additional noninterest expense$432,0006,905
Pre-tax net operating income$500,0007,001
Securities gains (losses)$01,956
Applicable income taxes$180,0005,605
Income before extraordinary items$320,0007,352
Extraordinary gains, net$038
Net income$320,0007,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$320,0007,352
1999-12-31 (YTD Data)Rank
Total interest income$2,151,0008,329
Total interest expense$862,0008,535
Net interest income$1,289,0008,010
Provision for loan and lease losses$146,0004,335
Total noninterest income$308,0006,376
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$19,0008,514
Trading account gains and feesNANA
Additional Noninterest Income$289,0004,099
Total noninterest expense$1,317,0007,256
Salaries and employee benefits$769,0006,900
Premises and equipment expense$207,0006,697
Additional noninterest expense$341,0007,783
Pre-tax net operating income$134,0008,893
Securities gains (losses)$-21,0009,563
Applicable income taxes$-119,0009,947
Income before extraordinary items$232,0008,064
Extraordinary gains, net$035
Net income$232,0008,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$253,0007,890
1998-12-31 (YTD Data)Rank
Total interest income$1,021,0009,837
Total interest expense$422,0009,860
Net interest income$599,0009,739
Provision for loan and lease losses$129,0004,493
Total noninterest income$114,0008,780
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$5,0008,960
Trading account gains and feesNANA
Additional Noninterest Income$109,0006,429
Total noninterest expense$1,012,0008,081
Salaries and employee benefits$569,0007,932
Premises and equipment expense$155,0007,539
Additional noninterest expense$288,0008,241
Pre-tax net operating income$-428,00010,150
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-428,00010,198
Extraordinary gains, net$032
Net income$-428,00010,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$6,000,000193
Net operating income$-428,00010,169

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.