Home > People's Bank and Trust Company > Income and Expense
People's Bank and Trust Company, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,958,000 | 3,636 |
| Total interest expense | $4,397,000 | 3,389 |
| Net interest income | $4,561,000 | 3,857 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $504,000 | 5,128 |
| Gross Fiduciary activities income | $55,000 | 1,217 |
| Service charges on deposit accounts | $324,000 | 3,985 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $125,000 | 6,477 |
| Total noninterest expense | $2,441,000 | 5,100 |
| Salaries and employee benefits | $1,236,000 | 5,073 |
| Premises and equipment expense | $316,000 | 5,382 |
| Additional noninterest expense | $889,000 | 4,806 |
| Pre-tax net operating income | $2,624,000 | 2,663 |
| Securities gains (losses) | $689,000 | 339 |
| Applicable income taxes | $1,182,000 | 2,018 |
| Income before extraordinary items | $2,131,000 | 2,302 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,131,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $1,250,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,690,040 | 2,825 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,084,000 | 3,585 |
| Total interest expense | $4,386,000 | 3,388 |
| Net interest income | $4,698,000 | 3,743 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $473,000 | 5,386 |
| Gross Fiduciary activities income | $66,000 | 1,244 |
| Service charges on deposit accounts | $292,000 | 4,395 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $115,000 | 6,773 |
| Total noninterest expense | $2,200,000 | 5,561 |
| Salaries and employee benefits | $1,146,000 | 5,421 |
| Premises and equipment expense | $206,000 | 7,074 |
| Additional noninterest expense | $848,000 | 5,004 |
| Pre-tax net operating income | $2,951,000 | 2,468 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $960,000 | 2,480 |
| Income before extraordinary items | $1,996,000 | 2,524 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,996,000 | 2,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $7,255,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,992,600 | 2,496 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,845,000 | 3,397 |
| Total interest expense | $3,839,000 | 3,187 |
| Net interest income | $5,006,000 | 3,567 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $528,000 | 5,093 |
| Gross Fiduciary activities income | $120,000 | 1,139 |
| Service charges on deposit accounts | $267,000 | 4,793 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $141,000 | 6,387 |
| Total noninterest expense | $2,616,000 | 4,956 |
| Salaries and employee benefits | $1,300,000 | 4,878 |
| Premises and equipment expense | $200,000 | 7,420 |
| Additional noninterest expense | $1,116,000 | 4,311 |
| Pre-tax net operating income | $2,918,000 | 2,436 |
| Securities gains (losses) | $239,000 | 443 |
| Applicable income taxes | $933,000 | 2,391 |
| Income before extraordinary items | $2,224,000 | 2,200 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,224,000 | 2,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $1,820,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,056,700 | 2,384 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,240,000 | 3,347 |
| Total interest expense | $3,863,000 | 3,266 |
| Net interest income | $5,377,000 | 3,339 |
| Provision for loan and lease losses | $55,000 | 7,245 |
| Total noninterest income | $515,000 | 5,487 |
| Gross Fiduciary activities income | $111,000 | 1,190 |
| Service charges on deposit accounts | $233,000 | 5,363 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $171,000 | 6,152 |
| Total noninterest expense | $2,530,000 | 5,225 |
| Salaries and employee benefits | $1,164,000 | 5,375 |
| Premises and equipment expense | $163,000 | 8,556 |
| Additional noninterest expense | $1,203,000 | 4,180 |
| Pre-tax net operating income | $3,307,000 | 2,055 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $939,000 | 2,417 |
| Income before extraordinary items | $2,365,000 | 2,114 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,365,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $1,564,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,367,160 | 1,989 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,895,000 | 3,520 |
| Total interest expense | $4,501,000 | 3,649 |
| Net interest income | $5,394,000 | 3,380 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $447,000 | 6,103 |
| Gross Fiduciary activities income | $90,000 | 1,276 |
| Service charges on deposit accounts | $208,000 | 5,836 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $149,000 | 6,659 |
| Total noninterest expense | $2,487,000 | 5,335 |
| Salaries and employee benefits | $1,107,000 | 5,565 |
| Premises and equipment expense | $226,000 | 7,260 |
| Additional noninterest expense | $1,154,000 | 4,498 |
| Pre-tax net operating income | $3,204,000 | 1,945 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $843,000 | 2,467 |
| Income before extraordinary items | $2,361,000 | 1,931 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,361,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $4,675,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,361,000 | 1,779 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.