Home > Pennyrile Citizens Bank and Trust Company > Assets and Liabilities
Pennyrile Citizens Bank and Trust Company, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $68,531,000 | 5,796 |
| Cash and due from depository institutions | $6,329,000 | 6,877 |
| Interest-bearing balances | $714,000 | 3,157 |
| Securities | $10,349,000 | 6,993 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $49,706,000 | 4,959 |
| Loan loss allowance | $1,764,000 | 2,008 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $836,000 | 6,471 |
| Other real estate owned | $6,000 | 6,877 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,305,000 | 4,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,531,000 | 5,796 |
| Total liabilities | $63,098,000 | 5,669 |
| Total deposits | $50,107,000 | 6,313 |
| Interest-bearing deposits | $37,625,000 | 6,781 |
| Deposits held in domestic offices | $50,107,000 | 6,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,906,000 | 1,429 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,500,000 | 1,828 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $585,000 | 5,209 |
| Total equity capital | $5,433,000 | 6,767 |
| Total bank equity capital | $5,433,000 | 6,767 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $738,000 | 3,958 |
| Surplus | $2,706,000 | 4,494 |
| Undivided profits | $1,989,000 | 6,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,098,000 | 2,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $451,000 | 4,990 |
| Earning assets | $60,769,000 | 5,932 |
| Long-term assets (5+ years) | $12,358,000 | 4,224 |
| Average Assets, year-to-date | $74,555,200 | 5,247 |
| Average Assets, quarterly | $68,110,000 | 5,746 |
| Volatile liabilities | $15,353,000 | 3,724 |
| Insider loans | $2,678,000 | 1,612 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,055,000 | 1,033 |
| Unused loan commitments | $2,702,000 | 6,807 |
| Tier 1 (core) risk-based capital | $5,215,000 | 6,746 |
| Tier 2 risk-based capital | $605,380 | 4,557 |
| Total risk weighted assets | $47,272,080 | 5,277 |
| Total unused commitments | $2,702,000 | 6,822 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $88,160,000 | 4,809 |
| Cash and due from depository institutions | $5,308,000 | 7,112 |
| Interest-bearing balances | $305,000 | 3,527 |
| Securities | $12,725,000 | 6,616 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $67,177,000 | 3,962 |
| Loan loss allowance | $694,000 | 4,534 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,182,000 | 5,461 |
| Other real estate owned | $169,000 | 7,112 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,599,000 | 4,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,160,000 | 4,809 |
| Total liabilities | $81,961,000 | 4,662 |
| Total deposits | $56,914,000 | 5,884 |
| Interest-bearing deposits | $43,135,000 | 6,352 |
| Deposits held in domestic offices | $56,914,000 | 5,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,329,000 | 1,336 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $18,100,000 | 1,014 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $618,000 | 5,116 |
| Total equity capital | $6,199,000 | 6,273 |
| Total bank equity capital | $6,199,000 | 6,273 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $738,000 | 4,089 |
| Surplus | $2,706,000 | 4,474 |
| Undivided profits | $2,755,000 | 6,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,265,000 | 1,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $729,000 | 3,213 |
| Earning assets | $80,207,000 | 4,826 |
| Long-term assets (5+ years) | $10,404,000 | 4,239 |
| Average Assets, year-to-date | $76,677,400 | 5,153 |
| Average Assets, quarterly | $82,091,500 | 5,043 |
| Volatile liabilities | $29,143,000 | 2,192 |
| Insider loans | $1,815,000 | 2,245 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,865,000 | 4,802 |
| Tier 1 (core) risk-based capital | $6,179,000 | 6,150 |
| Tier 2 risk-based capital | $694,000 | 4,013 |
| Total risk weighted assets | $66,803,600 | 3,981 |
| Total unused commitments | $5,865,000 | 4,807 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $74,389,000 | 5,610 |
| Cash and due from depository institutions | $6,148,000 | 6,541 |
| Interest-bearing balances | $99,000 | 4,853 |
| Securities | $14,615,000 | 6,533 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $51,498,000 | 4,912 |
| Loan loss allowance | $572,000 | 5,386 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,298,000 | 5,179 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $830,000 | 6,996 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,389,000 | 5,610 |
| Total liabilities | $68,603,000 | 5,492 |
| Total deposits | $54,692,000 | 6,233 |
| Interest-bearing deposits | $40,543,000 | 6,828 |
| Deposits held in domestic offices | $54,692,000 | 6,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,434,000 | 1,190 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,800,000 | 2,108 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $677,000 | 4,778 |
| Total equity capital | $5,786,000 | 6,602 |
| Total bank equity capital | $5,786,000 | 6,602 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $738,000 | 4,360 |
| Surplus | $2,706,000 | 4,544 |
| Undivided profits | $2,342,000 | 6,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,654,000 | 1,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $549,000 | 4,190 |
| Earning assets | $66,212,000 | 5,747 |
| Long-term assets (5+ years) | $12,388,000 | 3,709 |
| Average Assets, year-to-date | $67,141,400 | 5,880 |
| Average Assets, quarterly | $72,372,000 | 5,676 |
| Volatile liabilities | $18,178,000 | 3,151 |
| Insider loans | $1,480,000 | 2,702 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,846,000 | 3,955 |
| Tier 1 (core) risk-based capital | $5,784,000 | 6,511 |
| Tier 2 risk-based capital | $572,000 | 4,747 |
| Total risk weighted assets | $54,006,200 | 4,795 |
| Total unused commitments | $7,846,000 | 3,969 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $62,312,000 | 6,464 |
| Cash and due from depository institutions | $5,103,000 | 6,788 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $15,373,000 | 6,606 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $39,643,000 | 5,883 |
| Loan loss allowance | $440,000 | 6,563 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,336,000 | 5,033 |
| Other real estate owned | $30,000 | 6,788 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $827,000 | 7,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,312,000 | 6,464 |
| Total liabilities | $56,625,000 | 6,403 |
| Total deposits | $47,150,000 | 7,026 |
| Interest-bearing deposits | $35,214,000 | 7,599 |
| Deposits held in domestic offices | $47,150,000 | 7,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,538,000 | 1,215 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $937,000 | 3,839 |
| Total equity capital | $5,687,000 | 6,789 |
| Total bank equity capital | $5,687,000 | 6,789 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $738,000 | 4,580 |
| Surplus | $2,706,000 | 4,524 |
| Undivided profits | $2,243,000 | 7,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $843,000 | 2,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 725 |
| Income earned, not collected on loans | $549,000 | 4,341 |
| Earning assets | $55,116,000 | 6,632 |
| Long-term assets (5+ years) | $5,846,000 | 5,406 |
| Average Assets, year-to-date | $59,425,800 | 6,490 |
| Average Assets, quarterly | $60,335,500 | 6,550 |
| Volatile liabilities | $12,515,000 | 3,864 |
| Insider loans | $1,299,000 | 3,084 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,699,000 | 5,154 |
| Tier 1 (core) risk-based capital | $5,573,000 | 6,762 |
| Tier 2 risk-based capital | $440,000 | 5,802 |
| Total risk weighted assets | $43,282,500 | 5,626 |
| Total unused commitments | $4,699,000 | 5,167 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $59,025,000 | 6,730 |
| Cash and due from depository institutions | $3,471,000 | 5,222 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $14,116,000 | 7,367 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 6,894 |
| Net loans & leases | $38,745,000 | 5,920 |
| Loan loss allowance | $575,000 | 5,582 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,396,000 | 4,891 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $822,000 | 7,588 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,025,000 | 6,730 |
| Total liabilities | $54,057,000 | 6,668 |
| Total deposits | $44,800,000 | 7,327 |
| Interest-bearing deposits | $32,939,000 | 8,004 |
| Deposits held in domestic offices | $44,800,000 | 7,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,338,000 | 1,738 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,500,000 | 2,033 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $419,000 | 5,879 |
| Total equity capital | $4,968,000 | 7,159 |
| Total bank equity capital | $4,968,000 | 7,159 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $738,000 | 4,812 |
| Surplus | $2,706,000 | 4,482 |
| Undivided profits | $1,524,000 | 7,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 6,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $432,000 | 4,842 |
| Earning assets | $53,436,000 | 6,761 |
| Long-term assets (5+ years) | $4,493,000 | 6,302 |
| Average Assets, year-to-date | $53,219,000 | 7,085 |
| Average Assets, quarterly | $57,000,000 | 6,853 |
| Volatile liabilities | $12,753,000 | 3,632 |
| Insider loans | $1,590,000 | 2,555 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,984,000 | 4,003 |
| Tier 1 (core) risk-based capital | $5,165,000 | 7,059 |
| Tier 2 risk-based capital | $532,140 | 5,023 |
| Total risk weighted assets | $42,528,640 | 5,640 |
| Total unused commitments | $6,984,000 | 4,010 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $50,087,000 | 7,736 |
| Cash and due from depository institutions | $2,915,000 | 5,184 |
| Interest-bearing balances | $199,000 | 5,601 |
| Securities | $7,361,000 | 10,146 |
| Federal funds sold & reverse repurchase agreements | $871,000 | 8,128 |
| Net loans & leases | $36,811,000 | 6,073 |
| Loan loss allowance | $550,000 | 5,954 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,454,000 | 4,792 |
| Other real estate owned | $0 | 5,184 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $675,000 | 7,960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,087,000 | 7,736 |
| Total liabilities | $45,734,000 | 7,688 |
| Total deposits | $40,520,000 | 8,094 |
| Interest-bearing deposits | $30,054,000 | 8,798 |
| Deposits held in domestic offices | $40,520,000 | 8,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,734,000 | 1,708 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,690 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $480,000 | 5,516 |
| Total equity capital | $4,353,000 | 7,952 |
| Total bank equity capital | $4,353,000 | 7,952 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $738,000 | 5,016 |
| Surplus | $2,706,000 | 4,446 |
| Undivided profits | $909,000 | 9,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 9,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $348,000 | 5,313 |
| Earning assets | $45,242,000 | 7,791 |
| Long-term assets (5+ years) | $1,242,000 | 9,652 |
| Average Assets, year-to-date | $47,189,400 | 7,875 |
| Average Assets, quarterly | $48,533,000 | 7,825 |
| Volatile liabilities | $7,249,000 | 5,164 |
| Insider loans | $2,263,000 | 1,815 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,982,000 | 3,627 |
| Tier 1 (core) risk-based capital | $4,353,000 | 7,889 |
| Tier 2 risk-based capital | $478,320 | 5,475 |
| Total risk weighted assets | $38,194,120 | 6,116 |
| Total unused commitments | $7,982,000 | 3,644 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $47,536,000 | 8,139 |
| Cash and due from depository institutions | $3,465,000 | 5,189 |
| Interest-bearing balances | $397,000 | 5,267 |
| Securities | $8,608,000 | 9,750 |
| Federal funds sold & reverse repurchase agreements | $225,000 | 10,824 |
| Net loans & leases | $33,348,000 | 6,528 |
| Loan loss allowance | $450,000 | 6,950 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $946,000 | 6,425 |
| Other real estate owned | $347,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $597,000 | 8,875 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,536,000 | 8,139 |
| Total liabilities | $43,602,000 | 8,096 |
| Total deposits | $41,282,000 | 8,200 |
| Interest-bearing deposits | $31,327,000 | 8,816 |
| Deposits held in domestic offices | $41,282,000 | 8,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,877,000 | 2,103 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $52,000 | 4,584 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $391,000 | 6,922 |
| Total equity capital | $3,934,000 | 8,347 |
| Total bank equity capital | $3,934,000 | 8,347 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $738,000 | 5,269 |
| Surplus | $2,706,000 | 4,355 |
| Undivided profits | $490,000 | 11,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 10,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $300,000 | 6,513 |
| Earning assets | $42,578,000 | 8,197 |
| Long-term assets (5+ years) | $3,556,000 | 7,525 |
| Average Assets, year-to-date | $47,323,200 | 7,976 |
| Average Assets, quarterly | $47,776,000 | 8,039 |
| Volatile liabilities | $4,665,000 | 6,853 |
| Insider loans | $438,000 | 2,096 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,516,000 | 3,264 |
| Tier 1 (core) risk-based capital | $3,934,000 | 8,283 |
| Tier 2 risk-based capital | $442,270 | 5,774 |
| Total risk weighted assets | $35,361,970 | 6,510 |
| Total unused commitments | $8,516,000 | 3,286 |
| Derivatives | $0 | 651 |