Home > Pennwood Savings Bank > Assets and Liabilities
Pennwood Savings Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 13 | 8,108 |
| Assets and Liabilities | ||
| Total Assets: | $57,050,000 | 6,429 |
| Cash and due from depository institutions | $2,978,000 | 8,108 |
| Interest-bearing balances | $1,951,000 | 1,773 |
| Securities | $4,657,000 | 8,793 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $46,250,000 | 5,332 |
| Loan loss allowance | $335,000 | 7,045 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,199,000 | 3,720 |
| Other real estate owned | $87,000 | 8,108 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $879,000 | 6,606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,050,000 | 6,429 |
| Total liabilities | $50,510,000 | 6,474 |
| Total deposits | $34,819,000 | 7,549 |
| Interest-bearing deposits | $32,781,000 | 7,195 |
| Deposits held in domestic offices | $34,819,000 | 7,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 1,564 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $691,000 | 4,304 |
| Total equity capital | $6,540,000 | 5,932 |
| Total bank equity capital | $6,540,000 | 5,932 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,000 | 9,054 |
| Surplus | $5,601,000 | 2,712 |
| Undivided profits | $931,000 | 7,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $387,000 | 4,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $287,000 | 6,624 |
| Earning assets | $52,858,000 | 6,364 |
| Long-term assets (5+ years) | $38,323,000 | 2,129 |
| Average Assets, year-to-date | $52,631,600 | 6,567 |
| Average Assets, quarterly | $55,371,000 | 6,489 |
| Volatile liabilities | $13,593,000 | 4,521 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,161,000 | 4,245 |
| Tier 1 (core) risk-based capital | $6,623,000 | 5,906 |
| Tier 2 risk-based capital | $338,600 | 6,645 |
| Total risk weighted assets | $35,333,600 | 6,434 |
| Total unused commitments | $8,161,000 | 4,250 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $50,539,000 | 6,924 |
| Cash and due from depository institutions | $3,391,000 | 8,518 |
| Interest-bearing balances | $2,486,000 | 1,934 |
| Securities | $4,007,000 | 9,127 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $41,145,000 | 5,591 |
| Loan loss allowance | $321,000 | 7,177 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,245,000 | 5,328 |
| Other real estate owned | $66,000 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $685,000 | 7,241 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,539,000 | 6,924 |
| Total liabilities | $43,017,000 | 7,092 |
| Total deposits | $36,297,000 | 7,511 |
| Interest-bearing deposits | $34,429,000 | 7,121 |
| Deposits held in domestic offices | $36,297,000 | 7,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000,000 | 2,034 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $720,000 | 4,513 |
| Total equity capital | $7,522,000 | 5,475 |
| Total bank equity capital | $7,522,000 | 5,475 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $8,000 | 9,264 |
| Surplus | $5,657,000 | 2,553 |
| Undivided profits | $1,857,000 | 7,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 3,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $250,000 | 7,231 |
| Earning assets | $47,638,000 | 6,809 |
| Long-term assets (5+ years) | $28,549,000 | 2,457 |
| Average Assets, year-to-date | $48,037,200 | 6,900 |
| Average Assets, quarterly | $50,421,500 | 6,865 |
| Volatile liabilities | $4,217,000 | 7,460 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,224,000 | 5,753 |
| Tier 1 (core) risk-based capital | $7,475,000 | 5,312 |
| Tier 2 risk-based capital | $325,500 | 6,717 |
| Total risk weighted assets | $32,321,800 | 6,650 |
| Total unused commitments | $4,224,000 | 5,760 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 11 | 9,106 |
| Assets and Liabilities | ||
| Total Assets: | $47,050,000 | 7,291 |
| Cash and due from depository institutions | $3,254,000 | 9,106 |
| Interest-bearing balances | $2,395,000 | 1,577 |
| Securities | $11,716,000 | 6,900 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $30,305,000 | 6,819 |
| Loan loss allowance | $244,000 | 8,238 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,080,000 | 5,736 |
| Other real estate owned | $25,000 | 9,106 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $670,000 | 7,527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,050,000 | 7,291 |
| Total liabilities | $38,223,000 | 7,620 |
| Total deposits | $36,576,000 | 7,644 |
| Interest-bearing deposits | $35,300,000 | 7,154 |
| Deposits held in domestic offices | $36,576,000 | 7,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,000,000 | 3,450 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $647,000 | 4,957 |
| Total equity capital | $8,827,000 | 4,813 |
| Total bank equity capital | $8,827,000 | 4,813 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,000 | 9,673 |
| Surplus | $5,620,000 | 2,508 |
| Undivided profits | $3,201,000 | 5,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $203,000 | 8,206 |
| Earning assets | $44,416,000 | 7,176 |
| Long-term assets (5+ years) | $25,921,000 | 2,332 |
| Average Assets, year-to-date | $47,795,400 | 7,040 |
| Average Assets, quarterly | $47,298,000 | 7,216 |
| Volatile liabilities | $2,378,000 | 8,962 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,864,000 | 6,638 |
| Tier 1 (core) risk-based capital | $8,752,000 | 4,694 |
| Tier 2 risk-based capital | $244,000 | 7,791 |
| Total risk weighted assets | $28,401,400 | 7,210 |
| Total unused commitments | $2,864,000 | 6,645 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 11 | 9,546 |
| Assets and Liabilities | ||
| Total Assets: | $46,707,000 | 7,519 |
| Cash and due from depository institutions | $4,959,000 | 9,546 |
| Interest-bearing balances | $4,377,000 | 888 |
| Securities | $18,306,000 | 5,648 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,858 |
| Net loans & leases | $21,210,000 | 8,223 |
| Loan loss allowance | $305,000 | 7,798 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,119,000 | 5,626 |
| Other real estate owned | $129,000 | 9,546 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $684,000 | 7,728 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,707,000 | 7,519 |
| Total liabilities | $37,329,000 | 7,981 |
| Total deposits | $35,227,000 | 8,051 |
| Interest-bearing deposits | $34,195,000 | 7,518 |
| Deposits held in domestic offices | $35,227,000 | 8,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,480,000 | 3,015 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $622,000 | 5,129 |
| Total equity capital | $9,378,000 | 4,570 |
| Total bank equity capital | $9,378,000 | 4,570 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,000 | 10,138 |
| Surplus | $5,618,000 | 2,570 |
| Undivided profits | $3,754,000 | 5,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $488,000 | 4,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $147,000 | 9,387 |
| Earning assets | $44,193,000 | 7,388 |
| Long-term assets (5+ years) | $20,457,000 | 2,616 |
| Average Assets, year-to-date | $44,758,200 | 7,550 |
| Average Assets, quarterly | $46,466,000 | 7,505 |
| Volatile liabilities | $1,633,000 | 9,838 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $856,000 | 9,107 |
| Tier 1 (core) risk-based capital | $9,374,000 | 4,473 |
| Tier 2 risk-based capital | $305,000 | 7,143 |
| Total risk weighted assets | $25,208,400 | 7,773 |
| Total unused commitments | $856,000 | 9,120 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 9 | 10,546 |
| Assets and Liabilities | ||
| Total Assets: | $41,592,000 | 8,212 |
| Cash and due from depository institutions | $3,762,000 | 10,546 |
| Interest-bearing balances | $2,956,000 | 1,438 |
| Securities | $11,765,000 | 7,662 |
| Federal funds sold & reverse repurchase agreements | $1,025,000 | 7,234 |
| Net loans & leases | $22,843,000 | 8,065 |
| Loan loss allowance | $478,000 | 6,247 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,187,000 | 5,451 |
| Other real estate owned | $173,000 | 10,546 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $837,000 | 7,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,592,000 | 8,212 |
| Total liabilities | $37,527,000 | 8,169 |
| Total deposits | $36,899,000 | 8,075 |
| Interest-bearing deposits | $36,100,000 | 7,495 |
| Deposits held in domestic offices | $36,899,000 | 8,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $628,000 | 5,279 |
| Total equity capital | $4,065,000 | 8,272 |
| Total bank equity capital | $4,065,000 | 8,272 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $4,065,000 | 5,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,072,000 | 2,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $158,000 | 9,568 |
| Earning assets | $38,589,000 | 8,132 |
| Long-term assets (5+ years) | $10,617,000 | 3,898 |
| Average Assets, year-to-date | $41,798,800 | 8,026 |
| Average Assets, quarterly | $41,938,000 | 8,111 |
| Volatile liabilities | $1,837,000 | 9,799 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,278,000 | 7,082 |
| Tier 1 (core) risk-based capital | $4,022,000 | 8,198 |
| Tier 2 risk-based capital | $318,030 | 7,100 |
| Total risk weighted assets | $25,282,230 | 7,887 |
| Total unused commitments | $2,278,000 | 7,097 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $40,464,000 | 8,530 |
| Cash and due from depository institutions | $2,018,000 | 9,865 |
| Interest-bearing balances | $1,530,000 | 1,897 |
| Securities | $5,123,000 | 10,799 |
| Federal funds sold & reverse repurchase agreements | $6,525,000 | 1,422 |
| Net loans & leases | $24,973,000 | 7,828 |
| Loan loss allowance | $376,000 | 7,423 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,247,000 | 5,287 |
| Other real estate owned | $93,000 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $485,000 | 9,707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,464,000 | 8,530 |
| Total liabilities | $36,587,000 | 8,505 |
| Total deposits | $36,131,000 | 8,341 |
| Interest-bearing deposits | $35,348,000 | 7,676 |
| Deposits held in domestic offices | $36,131,000 | 8,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $456,000 | 5,542 |
| Total equity capital | $3,877,000 | 8,324 |
| Total bank equity capital | $3,877,000 | 8,324 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $3,877,000 | 5,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,319,000 | 2,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $162,000 | 9,387 |
| Earning assets | $38,151,000 | 8,352 |
| Long-term assets (5+ years) | $7,044,000 | 5,065 |
| Average Assets, year-to-date | $41,399,800 | 8,275 |
| Average Assets, quarterly | $40,904,500 | 8,414 |
| Volatile liabilities | $1,428,000 | 10,461 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,027,000 | 7,430 |
| Tier 1 (core) risk-based capital | $3,831,000 | 8,484 |
| Tier 2 risk-based capital | $325,140 | 7,149 |
| Total risk weighted assets | $25,960,340 | 7,878 |
| Total unused commitments | $2,027,000 | 7,444 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $41,365,000 | 8,656 |
| Cash and due from depository institutions | $5,564,000 | 10,317 |
| Interest-bearing balances | $5,237,000 | 1,169 |
| Securities | $2,095,000 | 12,536 |
| Federal funds sold & reverse repurchase agreements | $6,175,000 | 2,257 |
| Net loans & leases | $25,038,000 | 7,805 |
| Loan loss allowance | $333,000 | 8,228 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,255,000 | 5,316 |
| Other real estate owned | $567,000 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $671,000 | 7,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,365,000 | 8,656 |
| Total liabilities | $37,712,000 | 8,616 |
| Total deposits | $37,060,000 | 8,527 |
| Interest-bearing deposits | $36,362,000 | 7,862 |
| Deposits held in domestic offices | $37,060,000 | 8,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $652,000 | 4,384 |
| Total equity capital | $3,653,000 | 8,840 |
| Total bank equity capital | $3,653,000 | 8,840 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $3,653,000 | 5,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,735,000 | 2,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $175,000 | 8,785 |
| Earning assets | $38,545,000 | 8,558 |
| Long-term assets (5+ years) | $6,215,000 | 5,773 |
| Average Assets, year-to-date | $40,876,600 | 8,555 |
| Average Assets, quarterly | $41,328,000 | 8,595 |
| Volatile liabilities | $100,000 | 13,036 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,215,000 | 5,378 |
| Tier 1 (core) risk-based capital | $3,653,000 | 8,766 |
| Tier 2 risk-based capital | $328,240 | 7,170 |
| Total risk weighted assets | $26,254,640 | 7,915 |
| Total unused commitments | $4,215,000 | 5,398 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 9 | 12,085 |
| Assets and Liabilities | ||
| Total Assets: | $39,643,000 | 9,041 |
| Cash and due from depository institutions | $2,921,000 | 12,085 |
| Interest-bearing balances | $2,534,000 | 2,339 |
| Securities | $511,000 | 13,605 |
| Federal funds sold & reverse repurchase agreements | $7,275,000 | 2,288 |
| Net loans & leases | $26,520,000 | 7,621 |
| Loan loss allowance | $355,000 | 8,013 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,272,000 | 5,292 |
| Other real estate owned | $414,000 | 12,085 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $730,000 | 7,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,643,000 | 9,041 |
| Total liabilities | $36,193,000 | 9,008 |
| Total deposits | $35,667,000 | 8,913 |
| Interest-bearing deposits | $35,039,000 | 8,265 |
| Deposits held in domestic offices | $35,667,000 | 8,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $526,000 | 5,609 |
| Total equity capital | $3,450,000 | 9,010 |
| Total bank equity capital | $3,450,000 | 9,010 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,450,000 | 5,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 3,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $156,000 | 9,841 |
| Earning assets | $36,840,000 | 8,930 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $40,690,200 | 8,741 |
| Average Assets, quarterly | $39,677,500 | 8,974 |
| Volatile liabilities | $871,000 | 12,053 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,114,000 | 7,177 |
| Tier 1 (core) risk-based capital | $3,450,000 | 8,937 |
| Tier 2 risk-based capital | $314,000 | 7,386 |
| Total risk weighted assets | $25,126,000 | 8,235 |
| Total unused commitments | $2,114,000 | 7,208 |
| Derivatives | $0 | 651 |