Home > Pennview Savings Bank > Income and Expense
Pennview Savings Bank, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,755,000 | 3,384 |
| Total interest expense | $5,062,000 | 2,218 |
| Net interest income | $3,693,000 | 4,589 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $5,146,000 | 1,035 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $492,000 | 3,013 |
| Trading account gains and fees | $-28,000 | 9,297 |
| Additional Noninterest Income | $4,682,000 | 723 |
| Total noninterest expense | $6,734,000 | 2,221 |
| Salaries and employee benefits | $3,528,000 | 2,263 |
| Premises and equipment expense | $749,000 | 2,827 |
| Additional noninterest expense | $2,457,000 | 1,879 |
| Pre-tax net operating income | $2,090,000 | 3,328 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $43,000 | 6,637 |
| Income before extraordinary items | $2,047,000 | 2,747 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,047,000 | 2,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,470 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,047,000 | 2,655 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,867,000 | 3,352 |
| Total interest expense | $5,754,000 | 2,773 |
| Net interest income | $4,113,000 | 4,039 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $3,397,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $488,000 | 2,892 |
| Trading account gains and fees | $-84,000 | 9,574 |
| Additional Noninterest Income | $2,993,000 | 946 |
| Total noninterest expense | $6,380,000 | 2,244 |
| Salaries and employee benefits | $2,685,000 | 2,773 |
| Premises and equipment expense | $552,000 | 3,596 |
| Additional noninterest expense | $3,143,000 | 1,480 |
| Pre-tax net operating income | $1,070,000 | 4,720 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $108,000 | 5,918 |
| Income before extraordinary items | $964,000 | 4,375 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $964,000 | 4,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,593 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $962,200 | 4,268 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,980,000 | 3,397 |
| Total interest expense | $5,470,000 | 3,054 |
| Net interest income | $4,510,000 | 3,785 |
| Provision for loan and lease losses | $72,000 | 5,921 |
| Total noninterest income | $3,686,000 | 1,135 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $546,000 | 2,486 |
| Trading account gains and fees | $-35,000 | 4,500 |
| Additional Noninterest Income | $3,175,000 | 829 |
| Total noninterest expense | $7,158,000 | 1,948 |
| Salaries and employee benefits | $3,748,000 | 1,920 |
| Premises and equipment expense | $500,000 | 3,789 |
| Additional noninterest expense | $2,910,000 | 1,537 |
| Pre-tax net operating income | $966,000 | 5,349 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $353,000 | 4,251 |
| Income before extraordinary items | $614,000 | 5,774 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $614,000 | 5,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,825 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $613,360 | 5,791 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,875,000 | 3,254 |
| Total interest expense | $5,103,000 | 2,856 |
| Net interest income | $4,772,000 | 3,599 |
| Provision for loan and lease losses | $252,000 | 3,031 |
| Total noninterest income | $3,352,000 | 1,239 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $561,000 | 2,378 |
| Trading account gains and fees | $9,000 | 151 |
| Additional Noninterest Income | $2,782,000 | 940 |
| Total noninterest expense | $6,368,000 | 2,136 |
| Salaries and employee benefits | $2,762,000 | 2,545 |
| Premises and equipment expense | $350,000 | 4,963 |
| Additional noninterest expense | $3,256,000 | 1,417 |
| Pre-tax net operating income | $1,504,000 | 4,079 |
| Securities gains (losses) | $-49,000 | 9,790 |
| Applicable income taxes | $725,000 | 2,835 |
| Income before extraordinary items | $730,000 | 5,350 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $730,000 | 5,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $761,360 | 5,194 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,185,000 | 3,178 |
| Total interest expense | $5,373,000 | 2,801 |
| Net interest income | $4,812,000 | 3,528 |
| Provision for loan and lease losses | $258,000 | 2,938 |
| Total noninterest income | $768,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $454,000 | 2,790 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $314,000 | 3,919 |
| Total noninterest expense | $4,022,000 | 3,183 |
| Salaries and employee benefits | $1,028,000 | 5,673 |
| Premises and equipment expense | $347,000 | 4,913 |
| Additional noninterest expense | $2,647,000 | 1,621 |
| Pre-tax net operating income | $1,300,000 | 4,620 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $560,000 | 3,575 |
| Income before extraordinary items | $740,000 | 5,441 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $740,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,705 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $740,000 | 5,333 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,217,000 | 3,176 |
| Total interest expense | $5,320,000 | 2,811 |
| Net interest income | $4,897,000 | 3,557 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $578,000 | 4,529 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $327,000 | 3,807 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $251,000 | 4,352 |
| Total noninterest expense | $4,066,000 | 3,124 |
| Salaries and employee benefits | $1,081,000 | 5,556 |
| Premises and equipment expense | $340,000 | 5,014 |
| Additional noninterest expense | $2,645,000 | 1,616 |
| Pre-tax net operating income | $1,354,000 | 4,823 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $579,000 | 3,790 |
| Income before extraordinary items | $775,000 | 5,567 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $775,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,181 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $775,000 | 5,522 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,585,000 | 3,101 |
| Total interest expense | $5,549,000 | 2,737 |
| Net interest income | $5,036,000 | 3,508 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $520,000 | 5,032 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $261,000 | 4,668 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $259,000 | 4,445 |
| Total noninterest expense | $5,238,000 | 2,597 |
| Salaries and employee benefits | $1,151,000 | 5,390 |
| Premises and equipment expense | $361,000 | 4,917 |
| Additional noninterest expense | $3,726,000 | 1,425 |
| Pre-tax net operating income | $273,000 | 9,309 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-57,000 | 11,088 |
| Income before extraordinary items | $330,000 | 8,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $330,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $330,000 | 8,104 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,793,000 | 3,073 |
| Total interest expense | $5,441,000 | 2,810 |
| Net interest income | $5,352,000 | 3,318 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $511,000 | 5,110 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $238,000 | 5,087 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $273,000 | 4,237 |
| Total noninterest expense | $4,662,000 | 2,886 |
| Salaries and employee benefits | $1,155,000 | 5,388 |
| Premises and equipment expense | $309,000 | 5,504 |
| Additional noninterest expense | $3,198,000 | 1,610 |
| Pre-tax net operating income | $1,156,000 | 5,395 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $474,000 | 4,362 |
| Income before extraordinary items | $682,000 | 6,103 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $682,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,693 |
| Cash dividends | $725,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $682,000 | 6,073 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,470,000 | 2,905 |
| Total interest expense | $4,775,000 | 2,569 |
| Net interest income | $5,695,000 | 3,145 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $507,000 | 5,252 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $216,000 | 5,574 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $291,000 | 4,167 |
| Total noninterest expense | $4,669,000 | 2,961 |
| Salaries and employee benefits | $1,177,000 | 5,333 |
| Premises and equipment expense | $343,000 | 5,146 |
| Additional noninterest expense | $3,149,000 | 1,732 |
| Pre-tax net operating income | $1,383,000 | 4,714 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $565,000 | 3,684 |
| Income before extraordinary items | $818,000 | 5,279 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $818,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $750,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $818,000 | 5,335 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,621,000 | 2,667 |
| Total interest expense | $5,292,000 | 2,445 |
| Net interest income | $6,329,000 | 2,868 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $980,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $145,000 | 7,220 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $835,000 | 2,324 |
| Total noninterest expense | $4,457,000 | 3,142 |
| Salaries and employee benefits | $1,076,000 | 5,758 |
| Premises and equipment expense | $327,000 | 5,499 |
| Additional noninterest expense | $3,054,000 | 1,887 |
| Pre-tax net operating income | $2,672,000 | 2,558 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,074,000 | 2,104 |
| Income before extraordinary items | $1,598,000 | 3,059 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,598,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 4,080 |
| Cash dividends | $1,400,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,598,000 | 2,887 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,992,000 | 2,709 |
| Total interest expense | $7,035,000 | 2,392 |
| Net interest income | $5,957,000 | 3,067 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $589,000 | 5,027 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $142,000 | 7,335 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $447,000 | 3,442 |
| Total noninterest expense | $3,345,000 | 4,100 |
| Salaries and employee benefits | $1,064,000 | 5,724 |
| Premises and equipment expense | $378,000 | 5,014 |
| Additional noninterest expense | $1,903,000 | 2,914 |
| Pre-tax net operating income | $3,021,000 | 2,057 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,135,000 | 1,860 |
| Income before extraordinary items | $1,886,000 | 2,431 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,886,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 8,793 |
| Cash dividends | $1,325,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,886,000 | 2,250 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.