Home > Pennsylvania State Bank > Assets and Liabilities
Pennsylvania State Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 39 | 4,102 |
| Assets and Liabilities | ||
| Total Assets: | $307,106,000 | 2,137 |
| Cash and due from depository institutions | $11,299,000 | 4,102 |
| Interest-bearing balances | $204,000 | 3,991 |
| Securities | $36,958,000 | 2,968 |
| Federal funds sold & reverse repurchase agreements | $11,565,000 | 1,750 |
| Net loans & leases | $195,142,000 | 2,275 |
| Loan loss allowance | $2,270,000 | 2,257 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,314,000 | 2,314 |
| Other real estate owned | $0 | 4,102 |
| Goodwill and other intangibles | $35,952,000 | 299 |
| All other assets | $10,876,000 | 1,598 |
| Life insurance assets | $4,254,000 | 1,336 |
| Total liabilities and capital | $307,106,000 | 2,137 |
| Total liabilities | $249,507,000 | 2,341 |
| Total deposits | $225,783,000 | 2,329 |
| Interest-bearing deposits | $193,172,000 | 2,316 |
| Deposits held in domestic offices | $225,783,000 | 2,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,873,000 | 2,127 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $18,892,000 | 1,707 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,959,000 | 1,792 |
| Total equity capital | $57,599,000 | 1,165 |
| Total bank equity capital | $57,599,000 | 1,165 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,250,000 | 884 |
| Surplus | $49,954,000 | 643 |
| Undivided profits | $2,395,000 | 6,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,932,000 | 1,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,196,000 | 3,292 |
| Earning assets | $243,869,000 | 2,435 |
| Long-term assets (5+ years) | $72,107,000 | 1,423 |
| Average Assets, year-to-date | $301,957,500 | 2,162 |
| Average Assets, quarterly | $301,957,500 | 2,162 |
| Volatile liabilities | $29,133,000 | 3,697 |
| Insider loans | $10,305,000 | 676 |
| FHLB advances | $18,892,000 | 1,626 |
| Loans and leases held for sale | $538,000 | 1,222 |
| Unused loan commitments | $46,788,000 | 1,919 |
| Tier 1 (core) risk-based capital | $22,564,000 | 2,799 |
| Tier 2 risk-based capital | $2,316,000 | 2,128 |
| Total risk weighted assets | $209,754,000 | 2,220 |
| Total unused commitments | $46,788,000 | 1,920 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $296,809,000 | 2,199 |
| Cash and due from depository institutions | $8,160,000 | 3,927 |
| Interest-bearing balances | $368,000 | 3,445 |
| Securities | $37,417,000 | 2,975 |
| Federal funds sold & reverse repurchase agreements | $7,540,000 | 2,135 |
| Net loans & leases | $192,692,000 | 2,298 |
| Loan loss allowance | $2,151,000 | 2,311 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,128,000 | 2,356 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $36,061,000 | 286 |
| All other assets | $9,811,000 | 1,769 |
| Life insurance assets | $4,211,000 | 1,328 |
| Total liabilities and capital | $296,809,000 | 2,199 |
| Total liabilities | $239,360,000 | 2,408 |
| Total deposits | $210,021,000 | 2,452 |
| Interest-bearing deposits | $176,796,000 | 2,492 |
| Deposits held in domestic offices | $210,021,000 | 2,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,021,000 | 2,221 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,530,000 | 1,491 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,788,000 | 1,845 |
| Total equity capital | $57,449,000 | 1,142 |
| Total bank equity capital | $57,449,000 | 1,142 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,250,000 | 875 |
| Surplus | $49,954,000 | 634 |
| Undivided profits | $2,245,000 | 6,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,589,000 | 1,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,140,000 | 3,540 |
| Earning assets | $238,017,000 | 2,457 |
| Long-term assets (5+ years) | $72,717,000 | 1,414 |
| Average Assets, year-to-date | $287,124,600 | 2,174 |
| Average Assets, quarterly | $297,363,500 | 2,173 |
| Volatile liabilities | $38,906,000 | 3,171 |
| Insider loans | $11,344,000 | 602 |
| FHLB advances | $24,530,000 | 1,413 |
| Loans and leases held for sale | $825,000 | 1,031 |
| Unused loan commitments | $43,810,000 | 2,007 |
| Tier 1 (core) risk-based capital | $22,350,000 | 2,783 |
| Tier 2 risk-based capital | $2,195,000 | 2,186 |
| Total risk weighted assets | $205,721,000 | 2,240 |
| Total unused commitments | $43,810,000 | 2,007 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 40 | 4,043 |
| Assets and Liabilities | ||
| Total Assets: | $297,918,000 | 2,174 |
| Cash and due from depository institutions | $7,598,000 | 4,043 |
| Interest-bearing balances | $266,000 | 3,738 |
| Securities | $41,499,000 | 2,740 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $197,642,000 | 2,242 |
| Loan loss allowance | $2,165,000 | 2,321 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,101,000 | 2,330 |
| Other real estate owned | $0 | 4,043 |
| Goodwill and other intangibles | $36,182,000 | 287 |
| All other assets | $9,896,000 | 1,745 |
| Life insurance assets | $4,167,000 | 1,303 |
| Total liabilities and capital | $297,918,000 | 2,174 |
| Total liabilities | $240,753,000 | 2,387 |
| Total deposits | $206,449,000 | 2,461 |
| Interest-bearing deposits | $176,658,000 | 2,454 |
| Deposits held in domestic offices | $206,449,000 | 2,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,807,000 | 1,450 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $24,712,000 | 1,563 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,785,000 | 1,832 |
| Total equity capital | $57,165,000 | 1,152 |
| Total bank equity capital | $57,165,000 | 1,152 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,250,000 | 859 |
| Surplus | $49,954,000 | 631 |
| Undivided profits | $1,961,000 | 6,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,647,000 | 1,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,103,000 | 3,657 |
| Earning assets | $239,407,000 | 2,449 |
| Long-term assets (5+ years) | $73,306,000 | 1,384 |
| Average Assets, year-to-date | $284,703,500 | 2,198 |
| Average Assets, quarterly | $292,825,000 | 2,184 |
| Volatile liabilities | $42,591,000 | 2,959 |
| Insider loans | $12,051,000 | 542 |
| FHLB advances | $24,712,000 | 1,464 |
| Loans and leases held for sale | $167,000 | 1,546 |
| Unused loan commitments | $45,047,000 | 2,004 |
| Tier 1 (core) risk-based capital | $22,052,000 | 2,782 |
| Tier 2 risk-based capital | $2,209,000 | 2,195 |
| Total risk weighted assets | $211,073,000 | 2,188 |
| Total unused commitments | $45,047,000 | 2,006 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 38 | 4,202 |
| Assets and Liabilities | ||
| Total Assets: | $287,732,000 | 2,221 |
| Cash and due from depository institutions | $8,128,000 | 4,202 |
| Interest-bearing balances | $413,000 | 3,290 |
| Securities | $28,467,000 | 3,613 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $199,698,000 | 2,196 |
| Loan loss allowance | $2,188,000 | 2,273 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,074,000 | 2,299 |
| Other real estate owned | $15,000 | 4,202 |
| Goodwill and other intangibles | $36,306,000 | 289 |
| All other assets | $10,044,000 | 1,713 |
| Life insurance assets | $4,125,000 | 1,288 |
| Total liabilities and capital | $287,732,000 | 2,221 |
| Total liabilities | $231,200,000 | 2,452 |
| Total deposits | $191,392,000 | 2,616 |
| Interest-bearing deposits | $159,633,000 | 2,665 |
| Deposits held in domestic offices | $191,392,000 | 2,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,830,000 | 1,296 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $28,257,000 | 1,428 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,721,000 | 1,721 |
| Total equity capital | $56,532,000 | 1,123 |
| Total bank equity capital | $56,532,000 | 1,123 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,250,000 | 834 |
| Surplus | $49,954,000 | 622 |
| Undivided profits | $1,328,000 | 6,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,366,000 | 1,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,065,000 | 3,413 |
| Earning assets | $228,578,000 | 2,525 |
| Long-term assets (5+ years) | $73,958,000 | 1,364 |
| Average Assets, year-to-date | $280,298,670 | 2,232 |
| Average Assets, quarterly | $285,201,000 | 2,213 |
| Volatile liabilities | $43,321,000 | 2,872 |
| Insider loans | $8,432,000 | 805 |
| FHLB advances | $23,257,000 | 1,535 |
| Loans and leases held for sale | $245,000 | 1,439 |
| Unused loan commitments | $38,762,000 | 2,191 |
| Tier 1 (core) risk-based capital | $21,688,000 | 2,776 |
| Tier 2 risk-based capital | $2,232,000 | 2,138 |
| Total risk weighted assets | $211,034,000 | 2,164 |
| Total unused commitments | $38,762,000 | 2,192 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 41 | 3,942 |
| Assets and Liabilities | ||
| Total Assets: | $282,670,000 | 2,227 |
| Cash and due from depository institutions | $7,364,000 | 3,942 |
| Interest-bearing balances | $214,000 | 4,102 |
| Securities | $27,656,000 | 3,750 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $192,552,000 | 2,217 |
| Loan loss allowance | $1,956,000 | 2,458 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,121,000 | 2,221 |
| Other real estate owned | $15,000 | 3,942 |
| Goodwill and other intangibles | $36,431,000 | 282 |
| All other assets | $13,531,000 | 1,297 |
| Life insurance assets | $4,085,000 | 1,266 |
| Total liabilities and capital | $282,670,000 | 2,227 |
| Total liabilities | $227,032,000 | 2,479 |
| Total deposits | $167,489,000 | 2,921 |
| Interest-bearing deposits | $140,437,000 | 2,945 |
| Deposits held in domestic offices | $167,489,000 | 2,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,375,000 | 744 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,301,000 | 1,167 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,867,000 | 1,639 |
| Total equity capital | $55,638,000 | 1,116 |
| Total bank equity capital | $55,638,000 | 1,116 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,250,000 | 824 |
| Surplus | $48,954,000 | 608 |
| Undivided profits | $1,434,000 | 6,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,944,000 | 1,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $942,000 | 3,617 |
| Earning assets | $220,422,000 | 2,575 |
| Long-term assets (5+ years) | $74,400,000 | 1,326 |
| Average Assets, year-to-date | $276,582,000 | 2,258 |
| Average Assets, quarterly | $276,582,000 | 2,258 |
| Volatile liabilities | $63,586,000 | 2,069 |
| Insider loans | $9,241,000 | 706 |
| FHLB advances | $15,301,000 | 1,902 |
| Loans and leases held for sale | $272,000 | 1,326 |
| Unused loan commitments | $34,728,000 | 2,345 |
| Tier 1 (core) risk-based capital | $20,461,000 | 2,887 |
| Tier 2 risk-based capital | $1,988,000 | 2,312 |
| Total risk weighted assets | $205,128,000 | 2,172 |
| Total unused commitments | $34,728,000 | 2,347 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 42 | 3,855 |
| Assets and Liabilities | ||
| Total Assets: | $270,494,000 | 2,309 |
| Cash and due from depository institutions | $11,641,000 | 3,855 |
| Interest-bearing balances | $494,000 | 3,388 |
| Securities | $28,788,000 | 3,669 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $179,261,000 | 2,323 |
| Loan loss allowance | $1,804,000 | 2,589 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,279,000 | 2,133 |
| Other real estate owned | $0 | 3,855 |
| Goodwill and other intangibles | $36,562,000 | 273 |
| All other assets | $8,963,000 | 1,825 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $270,494,000 | 2,309 |
| Total liabilities | $215,041,000 | 2,575 |
| Total deposits | $162,323,000 | 2,974 |
| Interest-bearing deposits | $131,900,000 | 3,047 |
| Deposits held in domestic offices | $162,323,000 | 2,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,960,000 | 578 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,952,000 | 2,036 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,806,000 | 1,618 |
| Total equity capital | $55,453,000 | 1,101 |
| Total bank equity capital | $55,453,000 | 1,101 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,250,000 | 807 |
| Surplus | $48,954,000 | 592 |
| Undivided profits | $1,249,000 | 6,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,256,000 | 1,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $913,000 | 3,721 |
| Earning assets | $208,543,000 | 2,681 |
| Long-term assets (5+ years) | $72,344,000 | 1,333 |
| Average Assets, year-to-date | $255,141,000 | 2,331 |
| Average Assets, quarterly | $267,285,500 | 2,301 |
| Volatile liabilities | $53,887,000 | 2,317 |
| Insider loans | $9,163,000 | 693 |
| FHLB advances | $15,952,000 | 1,919 |
| Loans and leases held for sale | $77,000 | 1,658 |
| Unused loan commitments | $33,292,000 | 2,370 |
| Tier 1 (core) risk-based capital | $20,134,000 | 2,894 |
| Tier 2 risk-based capital | $1,835,000 | 2,449 |
| Total risk weighted assets | $188,847,000 | 2,281 |
| Total unused commitments | $33,292,000 | 2,370 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $264,077,000 | 2,318 |
| Cash and due from depository institutions | $11,493,000 | 3,927 |
| Interest-bearing balances | $501,000 | 3,425 |
| Securities | $30,063,000 | 3,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $171,718,000 | 2,372 |
| Loan loss allowance | $1,791,000 | 2,604 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,274,000 | 2,086 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $36,935,000 | 265 |
| All other assets | $8,594,000 | 1,849 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $264,077,000 | 2,318 |
| Total liabilities | $208,762,000 | 2,602 |
| Total deposits | $167,427,000 | 2,840 |
| Interest-bearing deposits | $136,580,000 | 2,896 |
| Deposits held in domestic offices | $167,427,000 | 2,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,481,000 | 711 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $15,994,000 | 2,044 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,860,000 | 1,567 |
| Total equity capital | $55,315,000 | 1,094 |
| Total bank equity capital | $55,315,000 | 1,094 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,250,000 | 778 |
| Surplus | $48,954,000 | 576 |
| Undivided profits | $1,111,000 | 7,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,418,000 | 1,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $831,000 | 4,028 |
| Earning assets | $202,282,000 | 2,706 |
| Long-term assets (5+ years) | $75,330,000 | 1,267 |
| Average Assets, year-to-date | $251,302,750 | 2,351 |
| Average Assets, quarterly | $258,820,000 | 2,338 |
| Volatile liabilities | $41,396,000 | 2,707 |
| Insider loans | $9,255,000 | 662 |
| FHLB advances | $15,994,000 | 1,930 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $35,367,000 | 2,244 |
| Tier 1 (core) risk-based capital | $19,714,000 | 2,914 |
| Tier 2 risk-based capital | $1,847,000 | 2,418 |
| Total risk weighted assets | $184,660,000 | 2,289 |
| Total unused commitments | $35,367,000 | 2,246 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 38 | 4,154 |
| Assets and Liabilities | ||
| Total Assets: | $253,563,000 | 2,357 |
| Cash and due from depository institutions | $7,275,000 | 4,154 |
| Interest-bearing balances | $251,000 | 4,061 |
| Securities | $31,163,000 | 3,494 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $165,376,000 | 2,393 |
| Loan loss allowance | $1,739,000 | 2,627 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,325,000 | 2,022 |
| Other real estate owned | $0 | 4,154 |
| Goodwill and other intangibles | $37,109,000 | 259 |
| All other assets | $7,315,000 | 2,037 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $253,563,000 | 2,357 |
| Total liabilities | $198,518,000 | 2,659 |
| Total deposits | $155,328,000 | 2,973 |
| Interest-bearing deposits | $122,928,000 | 3,127 |
| Deposits held in domestic offices | $155,328,000 | 2,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,495,000 | 688 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,036,000 | 2,002 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,659,000 | 1,571 |
| Total equity capital | $55,045,000 | 1,084 |
| Total bank equity capital | $55,045,000 | 1,084 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,250,000 | 760 |
| Surplus | $48,954,000 | 559 |
| Undivided profits | $841,000 | 7,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,613,000 | 1,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $841,000 | 3,686 |
| Earning assets | $196,790,000 | 2,737 |
| Long-term assets (5+ years) | $76,472,000 | 1,257 |
| Average Assets, year-to-date | $247,044,670 | 2,361 |
| Average Assets, quarterly | $249,128,500 | 2,370 |
| Volatile liabilities | $40,726,000 | 2,647 |
| Insider loans | $8,187,000 | 742 |
| FHLB advances | $16,036,000 | 1,899 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $34,952,000 | 2,201 |
| Tier 1 (core) risk-based capital | $19,208,000 | 2,921 |
| Tier 2 risk-based capital | $1,795,000 | 2,429 |
| Total risk weighted assets | $184,591,000 | 2,245 |
| Total unused commitments | $34,952,000 | 2,201 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 36 | 4,340 |
| Assets and Liabilities | ||
| Total Assets: | $244,694,000 | 2,411 |
| Cash and due from depository institutions | $4,889,000 | 4,340 |
| Interest-bearing balances | $407,000 | 3,611 |
| Securities | $31,457,000 | 3,494 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $158,110,000 | 2,442 |
| Loan loss allowance | $1,693,000 | 2,676 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,357,000 | 1,989 |
| Other real estate owned | $0 | 4,340 |
| Goodwill and other intangibles | $37,190,000 | 258 |
| All other assets | $7,691,000 | 1,932 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $244,694,000 | 2,411 |
| Total liabilities | $192,307,000 | 2,719 |
| Total deposits | $150,502,000 | 3,044 |
| Interest-bearing deposits | $117,544,000 | 3,250 |
| Deposits held in domestic offices | $150,502,000 | 3,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,694,000 | 700 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,073,000 | 1,923 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,038,000 | 1,401 |
| Total equity capital | $52,387,000 | 1,097 |
| Total bank equity capital | $52,387,000 | 1,097 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,250,000 | 744 |
| Surplus | $46,924,000 | 568 |
| Undivided profits | $213,000 | 7,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,685,000 | 1,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $775,000 | 3,815 |
| Earning assets | $189,974,000 | 2,807 |
| Long-term assets (5+ years) | $79,242,000 | 1,244 |
| Average Assets, year-to-date | $243,785,500 | 2,404 |
| Average Assets, quarterly | $243,785,500 | 2,404 |
| Volatile liabilities | $34,834,000 | 2,878 |
| Insider loans | $6,908,000 | 877 |
| FHLB advances | $16,073,000 | 1,818 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $30,680,000 | 2,362 |
| Tier 1 (core) risk-based capital | $16,785,000 | 3,244 |
| Tier 2 risk-based capital | $1,748,000 | 2,459 |
| Total risk weighted assets | $178,193,000 | 2,266 |
| Total unused commitments | $30,680,000 | 2,366 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 58 | 2,928 |
| Assets and Liabilities | ||
| Total Assets: | $242,877,000 | 2,409 |
| Cash and due from depository institutions | $9,434,000 | 2,928 |
| Interest-bearing balances | $319,000 | 3,892 |
| Securities | $31,603,000 | 3,494 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 4,158 |
| Net loans & leases | $152,695,000 | 2,496 |
| Loan loss allowance | $1,839,000 | 2,486 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,381,000 | 1,971 |
| Other real estate owned | $0 | 2,928 |
| Goodwill and other intangibles | $35,012,000 | 260 |
| All other assets | $7,002,000 | 2,052 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $242,877,000 | 2,409 |
| Total liabilities | $192,980,000 | 2,692 |
| Total deposits | $156,243,000 | 2,942 |
| Interest-bearing deposits | $120,954,000 | 3,137 |
| Deposits held in domestic offices | $156,243,000 | 2,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,766,000 | 886 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,182,000 | 1,827 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,789,000 | 1,459 |
| Total equity capital | $49,897,000 | 1,147 |
| Total bank equity capital | $49,897,000 | 1,147 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,250,000 | 731 |
| Surplus | $44,482,000 | 594 |
| Undivided profits | $165,000 | 8,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,082,000 | 2,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $732,000 | 3,998 |
| Earning assets | $186,367,000 | 2,837 |
| Long-term assets (5+ years) | $78,693,000 | 1,278 |
| Average Assets, year-to-date | $211,337,600 | 2,631 |
| Average Assets, quarterly | $227,274,500 | 2,547 |
| Volatile liabilities | $30,001,000 | 3,136 |
| Insider loans | $6,277,000 | 953 |
| FHLB advances | $18,182,000 | 1,722 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $37,773,000 | 1,974 |
| Tier 1 (core) risk-based capital | $16,294,000 | 3,290 |
| Tier 2 risk-based capital | $1,894,000 | 2,300 |
| Total risk weighted assets | $168,385,000 | 2,370 |
| Total unused commitments | $37,773,000 | 1,975 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $211,672,000 | 2,700 |
| Cash and due from depository institutions | $7,097,000 | 2,918 |
| Interest-bearing balances | $524,000 | 3,449 |
| Securities | $38,040,000 | 3,015 |
| Federal funds sold & reverse repurchase agreements | $4,243,000 | 2,393 |
| Net loans & leases | $148,567,000 | 2,529 |
| Loan loss allowance | $1,956,000 | 2,353 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,340,000 | 1,366 |
| Other real estate owned | $0 | 2,918 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,385,000 | 2,158 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $211,672,000 | 2,700 |
| Total liabilities | $195,320,000 | 2,623 |
| Total deposits | $163,136,000 | 2,805 |
| Interest-bearing deposits | $135,305,000 | 2,849 |
| Deposits held in domestic offices | $163,136,000 | 2,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,884,000 | 940 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,500,000 | 1,861 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $800,000 | 3,703 |
| Total equity capital | $16,352,000 | 3,382 |
| Total bank equity capital | $16,352,000 | 3,382 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,195,000 | 723 |
| Surplus | $9,510,000 | 2,128 |
| Undivided profits | $1,647,000 | 6,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 4,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $92,000 | 836 |
| Income earned, not collected on loans | $691,000 | 4,359 |
| Earning assets | $191,374,000 | 2,736 |
| Long-term assets (5+ years) | $44,825,000 | 2,035 |
| Average Assets, year-to-date | $203,452,750 | 2,723 |
| Average Assets, quarterly | $210,443,500 | 2,695 |
| Volatile liabilities | $27,612,000 | 3,280 |
| Insider loans | $5,653,000 | 1,026 |
| FHLB advances | $17,500,000 | 1,746 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $36,837,000 | 1,994 |
| Tier 1 (core) risk-based capital | $16,084,000 | 3,294 |
| Tier 2 risk-based capital | $1,956,000 | 2,225 |
| Total risk weighted assets | $167,730,000 | 2,343 |
| Total unused commitments | $36,837,000 | 1,996 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $209,215,000 | 2,708 |
| Cash and due from depository institutions | $8,070,000 | 2,858 |
| Interest-bearing balances | $1,637,000 | 2,325 |
| Securities | $38,526,000 | 3,047 |
| Federal funds sold & reverse repurchase agreements | $5,707,000 | 1,814 |
| Net loans & leases | $142,941,000 | 2,558 |
| Loan loss allowance | $1,952,000 | 2,336 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,413,000 | 1,328 |
| Other real estate owned | $0 | 2,858 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,558,000 | 2,110 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $209,215,000 | 2,708 |
| Total liabilities | $193,980,000 | 2,621 |
| Total deposits | $162,033,000 | 2,787 |
| Interest-bearing deposits | $134,880,000 | 2,857 |
| Deposits held in domestic offices | $162,033,000 | 2,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,938,000 | 959 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,500,000 | 1,852 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $509,000 | 4,502 |
| Total equity capital | $15,235,000 | 3,486 |
| Total bank equity capital | $15,235,000 | 3,486 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,179,000 | 710 |
| Surplus | $9,462,000 | 2,100 |
| Undivided profits | $594,000 | 7,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,295,000 | 2,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $95,000 | 854 |
| Income earned, not collected on loans | $658,000 | 4,260 |
| Earning assets | $188,811,000 | 2,740 |
| Long-term assets (5+ years) | $45,812,000 | 2,046 |
| Average Assets, year-to-date | $200,713,000 | 2,759 |
| Average Assets, quarterly | $205,276,500 | 2,727 |
| Volatile liabilities | $26,558,000 | 3,295 |
| Insider loans | $4,719,000 | 1,204 |
| FHLB advances | $17,500,000 | 1,739 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $33,508,000 | 2,109 |
| Tier 1 (core) risk-based capital | $15,506,000 | 3,370 |
| Tier 2 risk-based capital | $1,952,000 | 2,194 |
| Total risk weighted assets | $162,446,000 | 2,377 |
| Total unused commitments | $33,508,000 | 2,114 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 64 | 2,679 |
| Assets and Liabilities | ||
| Total Assets: | $201,338,000 | 2,773 |
| Cash and due from depository institutions | $11,125,000 | 2,679 |
| Interest-bearing balances | $6,204,000 | 1,098 |
| Securities | $40,557,000 | 2,895 |
| Federal funds sold & reverse repurchase agreements | $5,405,000 | 2,650 |
| Net loans & leases | $134,391,000 | 2,639 |
| Loan loss allowance | $1,957,000 | 2,318 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,668,000 | 2,665 |
| Other real estate owned | $0 | 2,679 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,192,000 | 2,095 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $201,338,000 | 2,773 |
| Total liabilities | $185,434,000 | 2,698 |
| Total deposits | $153,151,000 | 2,912 |
| Interest-bearing deposits | $133,619,000 | 2,869 |
| Deposits held in domestic offices | $153,151,000 | 2,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,335,000 | 884 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $17,500,000 | 1,757 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $448,000 | 5,169 |
| Total equity capital | $15,904,000 | 3,413 |
| Total bank equity capital | $15,904,000 | 3,413 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,179,000 | 703 |
| Surplus | $9,462,000 | 2,066 |
| Undivided profits | $1,263,000 | 7,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,263,000 | 2,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $95,000 | 894 |
| Income earned, not collected on loans | $633,000 | 4,327 |
| Earning assets | $186,557,000 | 2,741 |
| Long-term assets (5+ years) | $42,833,000 | 2,129 |
| Average Assets, year-to-date | $196,462,000 | 2,805 |
| Average Assets, quarterly | $196,462,000 | 2,805 |
| Volatile liabilities | $27,119,000 | 3,140 |
| Insider loans | $3,112,000 | 1,827 |
| FHLB advances | $17,500,000 | 1,653 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $33,020,000 | 2,067 |
| Tier 1 (core) risk-based capital | $15,523,000 | 3,315 |
| Tier 2 risk-based capital | $1,873,000 | 2,229 |
| Total risk weighted assets | $149,761,000 | 2,490 |
| Total unused commitments | $33,020,000 | 2,072 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 61 | 2,817 |
| Assets and Liabilities | ||
| Total Assets: | $191,586,000 | 2,881 |
| Cash and due from depository institutions | $17,734,000 | 2,817 |
| Interest-bearing balances | $7,462,000 | 847 |
| Securities | $25,260,000 | 4,191 |
| Federal funds sold & reverse repurchase agreements | $7,146,000 | 1,669 |
| Net loans & leases | $131,962,000 | 2,647 |
| Loan loss allowance | $1,931,000 | 2,330 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,511,000 | 2,763 |
| Other real estate owned | $0 | 2,817 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,973,000 | 2,181 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,586,000 | 2,881 |
| Total liabilities | $176,202,000 | 2,821 |
| Total deposits | $152,988,000 | 2,904 |
| Interest-bearing deposits | $130,515,000 | 2,912 |
| Deposits held in domestic offices | $152,988,000 | 2,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,752,000 | 1,150 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,000,000 | 2,103 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $462,000 | 4,940 |
| Total equity capital | $15,384,000 | 3,457 |
| Total bank equity capital | $15,384,000 | 3,457 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,874,000 | 785 |
| Surplus | $8,207,000 | 2,298 |
| Undivided profits | $2,303,000 | 6,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,227,000 | 2,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $166,000 | 657 |
| Income earned, not collected on loans | $625,000 | 4,543 |
| Earning assets | $171,830,000 | 2,925 |
| Long-term assets (5+ years) | $34,629,000 | 2,507 |
| Average Assets, year-to-date | $181,448,600 | 2,909 |
| Average Assets, quarterly | $185,640,000 | 2,929 |
| Volatile liabilities | $19,271,000 | 4,001 |
| Insider loans | $2,997,000 | 1,862 |
| FHLB advances | $13,000,000 | 1,983 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $35,583,000 | 1,916 |
| Tier 1 (core) risk-based capital | $15,148,000 | 3,348 |
| Tier 2 risk-based capital | $1,805,000 | 2,281 |
| Total risk weighted assets | $144,262,000 | 2,559 |
| Total unused commitments | $35,583,000 | 1,918 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 61 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $179,694,000 | 3,021 |
| Cash and due from depository institutions | $12,176,000 | 2,829 |
| Interest-bearing balances | $6,136,000 | 1,142 |
| Securities | $27,872,000 | 3,830 |
| Federal funds sold & reverse repurchase agreements | $1,285,000 | 5,065 |
| Net loans & leases | $129,226,000 | 2,678 |
| Loan loss allowance | $1,858,000 | 2,406 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,034,000 | 3,089 |
| Other real estate owned | $204,000 | 2,829 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,897,000 | 2,192 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,694,000 | 3,021 |
| Total liabilities | $164,669,000 | 2,975 |
| Total deposits | $139,511,000 | 3,156 |
| Interest-bearing deposits | $121,352,000 | 3,081 |
| Deposits held in domestic offices | $139,511,000 | 3,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,617,000 | 1,014 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,000,000 | 2,028 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $541,000 | 4,810 |
| Total equity capital | $15,025,000 | 3,507 |
| Total bank equity capital | $15,025,000 | 3,507 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,870,000 | 771 |
| Surplus | $8,193,000 | 2,279 |
| Undivided profits | $1,962,000 | 6,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,549,000 | 2,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $189,000 | 688 |
| Income earned, not collected on loans | $589,000 | 4,932 |
| Earning assets | $164,519,000 | 3,015 |
| Long-term assets (5+ years) | $37,192,000 | 2,384 |
| Average Assets, year-to-date | $178,914,250 | 2,969 |
| Average Assets, quarterly | $180,883,000 | 2,992 |
| Volatile liabilities | $21,747,000 | 3,677 |
| Insider loans | $2,220,000 | 2,372 |
| FHLB advances | $13,000,000 | 1,905 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $33,608,000 | 2,003 |
| Tier 1 (core) risk-based capital | $14,804,000 | 3,403 |
| Tier 2 risk-based capital | $1,735,000 | 2,338 |
| Total risk weighted assets | $138,627,000 | 2,630 |
| Total unused commitments | $33,608,000 | 2,004 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 56 | 3,052 |
| Assets and Liabilities | ||
| Total Assets: | $182,072,000 | 2,976 |
| Cash and due from depository institutions | $15,549,000 | 3,052 |
| Interest-bearing balances | $7,571,000 | 1,069 |
| Securities | $23,889,000 | 4,173 |
| Federal funds sold & reverse repurchase agreements | $2,565,000 | 4,339 |
| Net loans & leases | $131,168,000 | 2,614 |
| Loan loss allowance | $1,914,000 | 2,319 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,839,000 | 3,234 |
| Other real estate owned | $211,000 | 3,052 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,851,000 | 2,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,072,000 | 2,976 |
| Total liabilities | $167,221,000 | 2,918 |
| Total deposits | $141,838,000 | 3,098 |
| Interest-bearing deposits | $120,934,000 | 3,072 |
| Deposits held in domestic offices | $141,838,000 | 3,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,999,000 | 948 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,000,000 | 2,008 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $384,000 | 5,841 |
| Total equity capital | $14,851,000 | 3,553 |
| Total bank equity capital | $14,851,000 | 3,553 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,870,000 | 761 |
| Surplus | $8,185,000 | 2,235 |
| Undivided profits | $1,796,000 | 6,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,567,000 | 2,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 1,004 |
| Income earned, not collected on loans | $652,000 | 4,403 |
| Earning assets | $165,193,000 | 2,983 |
| Long-term assets (5+ years) | $49,469,000 | 1,827 |
| Average Assets, year-to-date | $178,654,330 | 2,964 |
| Average Assets, quarterly | $181,486,000 | 2,960 |
| Volatile liabilities | $23,083,000 | 3,459 |
| Insider loans | $1,778,000 | 2,815 |
| FHLB advances | $13,000,000 | 1,880 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $32,532,000 | 1,993 |
| Tier 1 (core) risk-based capital | $14,438,000 | 3,429 |
| Tier 2 risk-based capital | $1,760,000 | 2,262 |
| Total risk weighted assets | $140,657,000 | 2,541 |
| Total unused commitments | $32,532,000 | 2,004 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 54 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $180,900,000 | 2,954 |
| Cash and due from depository institutions | $16,982,000 | 3,142 |
| Interest-bearing balances | $10,669,000 | 805 |
| Securities | $25,590,000 | 3,949 |
| Federal funds sold & reverse repurchase agreements | $4,920,000 | 3,245 |
| Net loans & leases | $123,934,000 | 2,692 |
| Loan loss allowance | $1,940,000 | 2,245 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,805,000 | 3,229 |
| Other real estate owned | $0 | 3,142 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,669,000 | 1,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,900,000 | 2,954 |
| Total liabilities | $166,485,000 | 2,897 |
| Total deposits | $139,290,000 | 3,105 |
| Interest-bearing deposits | $120,434,000 | 3,064 |
| Deposits held in domestic offices | $139,290,000 | 3,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,810,000 | 841 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $13,000,000 | 1,968 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $385,000 | 5,884 |
| Total equity capital | $14,415,000 | 3,582 |
| Total bank equity capital | $14,415,000 | 3,582 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,597,000 | 813 |
| Surplus | $7,311,000 | 2,430 |
| Undivided profits | $2,507,000 | 6,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,418,000 | 2,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $649,000 | 4,431 |
| Earning assets | $165,113,000 | 2,951 |
| Long-term assets (5+ years) | $28,932,000 | 2,639 |
| Average Assets, year-to-date | $176,945,500 | 2,982 |
| Average Assets, quarterly | $176,945,500 | 2,982 |
| Volatile liabilities | $24,854,000 | 3,237 |
| Insider loans | $2,301,000 | 2,257 |
| FHLB advances | $13,000,000 | 1,843 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $37,626,000 | 1,726 |
| Tier 1 (core) risk-based capital | $13,980,000 | 3,487 |
| Tier 2 risk-based capital | $1,757,000 | 2,232 |
| Total risk weighted assets | $140,281,000 | 2,513 |
| Total unused commitments | $37,626,000 | 1,736 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 56 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $172,991,000 | 3,030 |
| Cash and due from depository institutions | $10,315,000 | 3,011 |
| Interest-bearing balances | $4,018,000 | 1,644 |
| Securities | $26,271,000 | 3,873 |
| Federal funds sold & reverse repurchase agreements | $5,119,000 | 2,740 |
| Net loans & leases | $122,722,000 | 2,692 |
| Loan loss allowance | $1,866,000 | 2,278 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,810,000 | 3,190 |
| Other real estate owned | $0 | 3,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,754,000 | 2,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,991,000 | 3,030 |
| Total liabilities | $158,896,000 | 2,970 |
| Total deposits | $135,663,000 | 3,129 |
| Interest-bearing deposits | $115,121,000 | 3,132 |
| Deposits held in domestic offices | $135,663,000 | 3,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,748,000 | 1,037 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $13,000,000 | 1,976 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $485,000 | 5,309 |
| Total equity capital | $14,095,000 | 3,600 |
| Total bank equity capital | $14,095,000 | 3,600 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,594,000 | 806 |
| Surplus | $7,303,000 | 2,398 |
| Undivided profits | $2,198,000 | 6,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $484,000 | 4,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $693,000 | 4,406 |
| Earning assets | $158,130,000 | 3,026 |
| Long-term assets (5+ years) | $29,656,000 | 2,569 |
| Average Assets, year-to-date | $172,055,200 | 2,902 |
| Average Assets, quarterly | $172,754,000 | 3,011 |
| Volatile liabilities | $19,126,000 | 3,866 |
| Insider loans | $2,479,000 | 2,099 |
| FHLB advances | $13,000,000 | 1,840 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $30,886,000 | 1,917 |
| Tier 1 (core) risk-based capital | $13,644,000 | 3,500 |
| Tier 2 risk-based capital | $1,732,000 | 2,234 |
| Total risk weighted assets | $138,327,000 | 2,515 |
| Total unused commitments | $30,886,000 | 1,922 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $164,351,000 | 3,023 |
| Cash and due from depository institutions | $16,287,000 | 3,118 |
| Interest-bearing balances | $9,619,000 | 739 |
| Securities | $23,634,000 | 4,031 |
| Federal funds sold & reverse repurchase agreements | $4,814,000 | 2,864 |
| Net loans & leases | $113,582,000 | 2,808 |
| Loan loss allowance | $1,364,000 | 2,805 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,786,000 | 3,151 |
| Other real estate owned | $0 | 3,118 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,248,000 | 3,191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,351,000 | 3,023 |
| Total liabilities | $152,139,000 | 2,957 |
| Total deposits | $129,062,000 | 3,134 |
| Interest-bearing deposits | $110,570,000 | 3,105 |
| Deposits held in domestic offices | $129,062,000 | 3,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,111,000 | 1,125 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,000,000 | 1,844 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $966,000 | 3,548 |
| Total equity capital | $12,212,000 | 3,832 |
| Total bank equity capital | $12,212,000 | 3,832 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,372,000 | 859 |
| Surplus | $6,635,000 | 2,469 |
| Undivided profits | $1,205,000 | 7,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,443,000 | 2,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,445 |
| Income earned, not collected on loans | $735,000 | 4,524 |
| Earning assets | $151,649,000 | 2,999 |
| Long-term assets (5+ years) | $28,087,000 | 2,621 |
| Average Assets, year-to-date | $161,365,400 | 2,935 |
| Average Assets, quarterly | $163,361,500 | 3,011 |
| Volatile liabilities | $16,652,000 | 4,184 |
| Insider loans | $1,823,000 | 2,592 |
| FHLB advances | $13,000,000 | 1,698 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,933,000 | 2,263 |
| Tier 1 (core) risk-based capital | $12,315,000 | 3,663 |
| Tier 2 risk-based capital | $1,364,000 | 2,606 |
| Total risk weighted assets | $125,844,000 | 2,628 |
| Total unused commitments | $22,933,000 | 2,268 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 54 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $175,136,000 | 2,741 |
| Cash and due from depository institutions | $38,861,000 | 3,129 |
| Interest-bearing balances | $30,712,000 | 154 |
| Securities | $25,703,000 | 3,865 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 7,003 |
| Net loans & leases | $104,680,000 | 2,929 |
| Loan loss allowance | $1,060,000 | 3,307 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,559,000 | 2,470 |
| Other real estate owned | $0 | 3,129 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,330,000 | 3,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,136,000 | 2,741 |
| Total liabilities | $164,064,000 | 2,644 |
| Total deposits | $143,643,000 | 2,710 |
| Interest-bearing deposits | $125,617,000 | 2,684 |
| Deposits held in domestic offices | $143,643,000 | 2,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,638,000 | 1,362 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,000,000 | 1,749 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $783,000 | 4,317 |
| Total equity capital | $11,072,000 | 4,056 |
| Total bank equity capital | $11,072,000 | 4,056 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,244,000 | 881 |
| Surplus | $6,301,000 | 2,494 |
| Undivided profits | $527,000 | 8,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $895,000 | 2,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $440,000 | 5,554 |
| Earning assets | $161,098,000 | 2,743 |
| Long-term assets (5+ years) | $27,188,000 | 2,594 |
| Average Assets, year-to-date | $146,995,800 | 3,086 |
| Average Assets, quarterly | $156,727,000 | 3,004 |
| Volatile liabilities | $18,312,000 | 3,873 |
| Insider loans | $1,827,000 | 2,500 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $26,111,000 | 1,929 |
| Tier 1 (core) risk-based capital | $11,282,000 | 3,871 |
| Tier 2 risk-based capital | $1,060,000 | 3,110 |
| Total risk weighted assets | $118,714,300 | 2,657 |
| Total unused commitments | $26,111,000 | 1,931 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 55 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $144,133,000 | 3,206 |
| Cash and due from depository institutions | $10,708,000 | 3,178 |
| Interest-bearing balances | $4,773,000 | 859 |
| Securities | $26,970,000 | 3,918 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 6,814 |
| Net loans & leases | $101,940,000 | 2,870 |
| Loan loss allowance | $901,000 | 3,732 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,989,000 | 4,016 |
| Other real estate owned | $0 | 3,178 |
| Goodwill and other intangibles | $18,000 | 3,075 |
| All other assets | $2,505,000 | 3,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,133,000 | 3,206 |
| Total liabilities | $134,390,000 | 3,113 |
| Total deposits | $106,606,000 | 3,518 |
| Interest-bearing deposits | $94,290,000 | 3,442 |
| Deposits held in domestic offices | $106,606,000 | 3,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,657,000 | 1,116 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,700,000 | 1,518 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $427,000 | 5,867 |
| Total equity capital | $9,743,000 | 4,348 |
| Total bank equity capital | $9,743,000 | 4,348 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,121,000 | 918 |
| Surplus | $5,796,000 | 2,646 |
| Undivided profits | $-174,000 | 9,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 3,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 933 |
| Income earned, not collected on loans | $368,000 | 5,712 |
| Earning assets | $133,686,000 | 3,167 |
| Long-term assets (5+ years) | $27,360,000 | 2,721 |
| Average Assets, year-to-date | $130,801,400 | 3,378 |
| Average Assets, quarterly | $138,063,000 | 3,306 |
| Volatile liabilities | $22,438,000 | 3,208 |
| Insider loans | $1,760,000 | 2,461 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,154,000 | 2,273 |
| Tier 1 (core) risk-based capital | $10,851,000 | 3,960 |
| Tier 2 risk-based capital | $901,000 | 3,454 |
| Total risk weighted assets | $102,690,000 | 2,910 |
| Total unused commitments | $21,154,000 | 2,278 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 50 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $122,160,000 | 3,651 |
| Cash and due from depository institutions | $12,756,000 | 3,479 |
| Interest-bearing balances | $7,258,000 | 861 |
| Securities | $23,083,000 | 4,394 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 8,340 |
| Net loans & leases | $82,274,000 | 3,290 |
| Loan loss allowance | $900,000 | 3,643 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,504,000 | 4,761 |
| Other real estate owned | $134,000 | 3,479 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,406,000 | 3,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,160,000 | 3,651 |
| Total liabilities | $112,017,000 | 3,579 |
| Total deposits | $94,449,000 | 3,929 |
| Interest-bearing deposits | $81,626,000 | 3,897 |
| Deposits held in domestic offices | $94,449,000 | 3,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,482,000 | 1,169 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,500,000 | 1,626 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $586,000 | 5,204 |
| Total equity capital | $10,143,000 | 4,277 |
| Total bank equity capital | $10,143,000 | 4,277 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,885,000 | 959 |
| Surplus | $4,832,000 | 2,952 |
| Undivided profits | $1,426,000 | 7,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $691,000 | 3,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $372,000 | 5,773 |
| Earning assets | $112,618,000 | 3,645 |
| Long-term assets (5+ years) | $24,440,000 | 2,752 |
| Average Assets, year-to-date | $110,633,200 | 3,794 |
| Average Assets, quarterly | $120,072,500 | 3,647 |
| Volatile liabilities | $13,543,000 | 4,081 |
| Insider loans | $1,145,000 | 3,244 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,479,000 | 2,077 |
| Tier 1 (core) risk-based capital | $10,106,000 | 4,115 |
| Tier 2 risk-based capital | $900,000 | 3,319 |
| Total risk weighted assets | $93,260,100 | 3,005 |
| Total unused commitments | $22,479,000 | 2,082 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 48 | 3,726 |
| Assets and Liabilities | ||
| Total Assets: | $103,279,000 | 4,195 |
| Cash and due from depository institutions | $4,279,000 | 3,726 |
| Interest-bearing balances | $22,000 | 5,824 |
| Securities | $18,112,000 | 5,295 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 8,154 |
| Net loans & leases | $77,661,000 | 3,460 |
| Loan loss allowance | $828,000 | 3,934 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,502,000 | 4,709 |
| Other real estate owned | $0 | 3,726 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,723,000 | 3,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,279,000 | 4,195 |
| Total liabilities | $95,253,000 | 4,106 |
| Total deposits | $83,486,000 | 4,350 |
| Interest-bearing deposits | $73,540,000 | 4,266 |
| Deposits held in domestic offices | $83,486,000 | 4,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,338,000 | 1,445 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,900,000 | 1,826 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $529,000 | 5,707 |
| Total equity capital | $8,026,000 | 5,184 |
| Total bank equity capital | $8,026,000 | 5,184 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,347,000 | 1,087 |
| Surplus | $3,466,000 | 3,771 |
| Undivided profits | $1,213,000 | 8,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $614,000 | 3,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $357,000 | 6,137 |
| Earning assets | $95,797,000 | 4,180 |
| Long-term assets (5+ years) | $16,844,000 | 3,129 |
| Average Assets, year-to-date | $94,021,000 | 4,383 |
| Average Assets, quarterly | $100,862,500 | 4,242 |
| Volatile liabilities | $14,956,000 | 3,769 |
| Insider loans | $2,345,000 | 1,794 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,369,000 | 2,348 |
| Tier 1 (core) risk-based capital | $7,877,000 | 5,113 |
| Tier 2 risk-based capital | $828,000 | 3,462 |
| Total risk weighted assets | $75,599,800 | 3,568 |
| Total unused commitments | $17,369,000 | 2,353 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $87,343,000 | 4,952 |
| Cash and due from depository institutions | $2,703,000 | 4,297 |
| Interest-bearing balances | $169,000 | 4,207 |
| Securities | $17,672,000 | 5,774 |
| Federal funds sold & reverse repurchase agreements | $9,000 | 8,443 |
| Net loans & leases | $65,209,000 | 4,085 |
| Loan loss allowance | $727,000 | 4,548 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $521,000 | 7,998 |
| Other real estate owned | $0 | 4,297 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,229,000 | 5,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,343,000 | 4,952 |
| Total liabilities | $80,220,000 | 4,853 |
| Total deposits | $76,084,000 | 4,851 |
| Interest-bearing deposits | $68,349,000 | 4,671 |
| Deposits held in domestic offices | $76,084,000 | 4,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,075,000 | 1,943 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $475,000 | 4,000 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $586,000 | 5,354 |
| Total equity capital | $7,123,000 | 5,730 |
| Total bank equity capital | $7,123,000 | 5,730 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,196,000 | 1,184 |
| Surplus | $3,196,000 | 4,053 |
| Undivided profits | $731,000 | 9,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 6,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $337,000 | 6,418 |
| Earning assets | $83,059,000 | 4,827 |
| Long-term assets (5+ years) | $17,563,000 | 2,927 |
| Average Assets, year-to-date | $82,371,400 | 5,018 |
| Average Assets, quarterly | $87,135,500 | 4,928 |
| Volatile liabilities | $8,449,000 | 5,418 |
| Insider loans | $1,464,000 | 2,723 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,530,000 | 2,605 |
| Tier 1 (core) risk-based capital | $7,126,000 | 5,621 |
| Tier 2 risk-based capital | $727,000 | 3,945 |
| Total risk weighted assets | $63,501,400 | 4,176 |
| Total unused commitments | $14,530,000 | 2,617 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 34 | 5,419 |
| Assets and Liabilities | ||
| Total Assets: | $76,840,000 | 5,543 |
| Cash and due from depository institutions | $4,145,000 | 5,419 |
| Interest-bearing balances | $1,192,000 | 2,347 |
| Securities | $13,905,000 | 6,991 |
| Federal funds sold & reverse repurchase agreements | $1,990,000 | 5,598 |
| Net loans & leases | $55,209,000 | 4,607 |
| Loan loss allowance | $654,000 | 4,971 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $609,000 | 7,716 |
| Other real estate owned | $0 | 5,419 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $982,000 | 6,461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,840,000 | 5,543 |
| Total liabilities | $70,272,000 | 5,445 |
| Total deposits | $66,843,000 | 5,470 |
| Interest-bearing deposits | $59,928,000 | 5,294 |
| Deposits held in domestic offices | $66,843,000 | 5,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,379,000 | 2,061 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $475,000 | 3,499 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $575,000 | 5,640 |
| Total equity capital | $6,568,000 | 6,137 |
| Total bank equity capital | $6,568,000 | 6,137 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,118,000 | 1,218 |
| Surplus | $3,026,000 | 4,151 |
| Undivided profits | $424,000 | 10,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 9,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $317,000 | 6,874 |
| Earning assets | $72,296,000 | 5,435 |
| Long-term assets (5+ years) | $10,951,000 | 3,811 |
| Average Assets, year-to-date | $73,180,600 | 5,551 |
| Average Assets, quarterly | $76,804,000 | 5,479 |
| Volatile liabilities | $7,253,000 | 5,651 |
| Insider loans | $1,618,000 | 2,600 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,557,000 | 2,173 |
| Tier 1 (core) risk-based capital | $6,427,000 | 6,095 |
| Tier 2 risk-based capital | $654,000 | 4,254 |
| Total risk weighted assets | $53,608,000 | 4,756 |
| Total unused commitments | $17,557,000 | 2,184 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $65,311,000 | 6,235 |
| Cash and due from depository institutions | $3,233,000 | 5,876 |
| Interest-bearing balances | $517,000 | 3,253 |
| Securities | $12,459,000 | 7,895 |
| Federal funds sold & reverse repurchase agreements | $399,000 | 7,170 |
| Net loans & leases | $47,701,000 | 5,089 |
| Loan loss allowance | $594,000 | 5,456 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $678,000 | 7,505 |
| Other real estate owned | $0 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $841,000 | 7,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,311,000 | 6,235 |
| Total liabilities | $59,532,000 | 6,204 |
| Total deposits | $58,711,000 | 6,034 |
| Interest-bearing deposits | $52,095,000 | 5,885 |
| Deposits held in domestic offices | $58,711,000 | 6,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $475,000 | 3,802 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $346,000 | 6,706 |
| Total equity capital | $5,779,000 | 6,444 |
| Total bank equity capital | $5,779,000 | 6,444 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,091,000 | 1,249 |
| Surplus | $2,985,000 | 4,204 |
| Undivided profits | $-297,000 | 11,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 9,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $255,000 | 7,360 |
| Earning assets | $61,076,000 | 6,135 |
| Long-term assets (5+ years) | $4,058,000 | 6,589 |
| Average Assets, year-to-date | $58,556,200 | 6,651 |
| Average Assets, quarterly | $62,424,500 | 6,429 |
| Volatile liabilities | $4,637,000 | 7,016 |
| Insider loans | $1,484,000 | 2,719 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,854,000 | 2,955 |
| Tier 1 (core) risk-based capital | $5,991,000 | 6,378 |
| Tier 2 risk-based capital | $566,040 | 4,776 |
| Total risk weighted assets | $45,255,040 | 5,365 |
| Total unused commitments | $10,854,000 | 2,966 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $54,533,000 | 7,304 |
| Cash and due from depository institutions | $5,692,000 | 7,348 |
| Interest-bearing balances | $4,271,000 | 1,400 |
| Securities | $7,125,000 | 10,259 |
| Federal funds sold & reverse repurchase agreements | $2,958,000 | 4,462 |
| Net loans & leases | $37,980,000 | 5,934 |
| Loan loss allowance | $469,000 | 6,652 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $409,000 | 9,347 |
| Other real estate owned | $0 | 7,348 |
| Goodwill and other intangibles | $12,000 | 2,837 |
| All other assets | $357,000 | 10,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,533,000 | 7,304 |
| Total liabilities | $49,017,000 | 7,339 |
| Total deposits | $48,390,000 | 7,229 |
| Interest-bearing deposits | $45,061,000 | 6,814 |
| Deposits held in domestic offices | $48,390,000 | 7,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $475,000 | 3,427 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $152,000 | 10,331 |
| Total equity capital | $5,516,000 | 6,782 |
| Total bank equity capital | $5,516,000 | 6,782 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,091,000 | 1,250 |
| Surplus | $2,985,000 | 4,167 |
| Undivided profits | $-560,000 | 12,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 7,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $177,000 | 8,730 |
| Earning assets | $52,334,000 | 7,084 |
| Long-term assets (5+ years) | $4,592,000 | 6,673 |
| Average Assets, year-to-date | $48,281,400 | 7,773 |
| Average Assets, quarterly | $52,838,000 | 7,399 |
| Volatile liabilities | $4,791,000 | 6,688 |
| Insider loans | $850,000 | 4,180 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,585,000 | 5,137 |
| Tier 1 (core) risk-based capital | $5,504,000 | 6,694 |
| Tier 2 risk-based capital | $461,900 | 5,631 |
| Total risk weighted assets | $36,945,100 | 6,271 |
| Total unused commitments | $4,585,000 | 5,158 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $41,904,000 | 8,745 |
| Cash and due from depository institutions | $2,290,000 | 9,137 |
| Interest-bearing balances | $914,000 | 4,003 |
| Securities | $6,676,000 | 10,709 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 11,261 |
| Net loans & leases | $32,101,000 | 6,722 |
| Loan loss allowance | $340,000 | 8,260 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $393,000 | 9,712 |
| Other real estate owned | $0 | 9,137 |
| Goodwill and other intangibles | $48,000 | 2,496 |
| All other assets | $363,000 | 11,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,904,000 | 8,745 |
| Total liabilities | $37,748,000 | 8,801 |
| Total deposits | $37,029,000 | 8,735 |
| Interest-bearing deposits | $33,713,000 | 8,467 |
| Deposits held in domestic offices | $37,029,000 | 8,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,599 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $475,000 | 3,222 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $144,000 | 11,306 |
| Total equity capital | $4,156,000 | 8,088 |
| Total bank equity capital | $4,156,000 | 8,088 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,566,000 | 1,596 |
| Surplus | $2,456,000 | 4,735 |
| Undivided profits | $-866,000 | 13,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 12,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $176,000 | 9,302 |
| Earning assets | $39,724,000 | 8,550 |
| Long-term assets (5+ years) | $1,852,000 | 9,121 |
| Average Assets, year-to-date | $35,881,600 | 9,411 |
| Average Assets, quarterly | $41,210,000 | 8,783 |
| Volatile liabilities | $2,575,000 | 9,141 |
| Insider loans | $133,000 | 4,958 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,496,000 | 8,129 |
| Tier 1 (core) risk-based capital | $4,108,000 | 8,081 |
| Tier 2 risk-based capital | $340,000 | 7,017 |
| Total risk weighted assets | $32,105,500 | 6,994 |
| Total unused commitments | $1,496,000 | 8,158 |
| Derivatives | $0 | 651 |