Home > Pennsylvania Savings Bank > Assets and Liabilities
Pennsylvania Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 48 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $164,014,000 | 2,800 |
| Cash and due from depository institutions | $34,587,000 | 3,601 |
| Interest-bearing balances | $33,174,000 | 159 |
| Securities | $44,891,000 | 2,555 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $80,195,000 | 3,368 |
| Loan loss allowance | $304,000 | 7,357 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $990,000 | 6,001 |
| Other real estate owned | $629,000 | 3,601 |
| Goodwill and other intangibles | $192,000 | 2,367 |
| All other assets | $2,530,000 | 2,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,014,000 | 2,800 |
| Total liabilities | $140,659,000 | 2,913 |
| Total deposits | $136,409,000 | 2,791 |
| Interest-bearing deposits | $120,420,000 | 2,710 |
| Deposits held in domestic offices | $136,409,000 | 2,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,729,000 | 2,986 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,521,000 | 2,489 |
| Total equity capital | $23,355,000 | 1,912 |
| Total bank equity capital | $23,355,000 | 1,912 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $18,820,000 | 921 |
| Undivided profits | $1,535,000 | 7,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,609,000 | 1,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $562,000 | 4,133 |
| Earning assets | $158,260,000 | 2,673 |
| Long-term assets (5+ years) | $78,646,000 | 1,098 |
| Average Assets, year-to-date | $147,217,600 | 2,928 |
| Average Assets, quarterly | $162,258,000 | 2,787 |
| Volatile liabilities | $15,046,000 | 3,778 |
| Insider loans | $1,380,000 | 2,825 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $7,308,000 | 409 |
| Unused loan commitments | $3,709,000 | 6,078 |
| Tier 1 (core) risk-based capital | $23,325,400 | 1,795 |
| Tier 2 risk-based capital | $304,000 | 6,951 |
| Total risk weighted assets | $72,835,900 | 3,731 |
| Total unused commitments | $3,709,000 | 6,082 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 47 | 3,792 |
| Assets and Liabilities | ||
| Total Assets: | $129,402,000 | 3,414 |
| Cash and due from depository institutions | $27,888,000 | 3,792 |
| Interest-bearing balances | $26,695,000 | 158 |
| Securities | $28,197,000 | 3,820 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $68,487,000 | 3,910 |
| Loan loss allowance | $238,000 | 8,308 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,330,000 | 5,093 |
| Other real estate owned | $457,000 | 3,792 |
| Goodwill and other intangibles | $7,000 | 3,432 |
| All other assets | $3,036,000 | 2,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,402,000 | 3,414 |
| Total liabilities | $114,267,000 | 3,470 |
| Total deposits | $109,734,000 | 3,367 |
| Interest-bearing deposits | $103,280,000 | 3,095 |
| Deposits held in domestic offices | $109,734,000 | 3,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,842,000 | 1,897 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $295,000 | 4,351 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,396,000 | 2,699 |
| Total equity capital | $15,135,000 | 2,920 |
| Total bank equity capital | $15,135,000 | 2,920 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,195,000 | 2,896 |
| Surplus | $13,268,000 | 1,227 |
| Undivided profits | $672,000 | 9,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,094,000 | 1,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $687,000 | 3,424 |
| Earning assets | $123,379,000 | 3,301 |
| Long-term assets (5+ years) | $46,088,000 | 1,472 |
| Average Assets, year-to-date | $123,825,400 | 3,380 |
| Average Assets, quarterly | $127,873,000 | 3,401 |
| Volatile liabilities | $13,634,000 | 4,034 |
| Insider loans | $1,178,000 | 3,175 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $6,575,000 | 302 |
| Unused loan commitments | $4,124,000 | 5,673 |
| Tier 1 (core) risk-based capital | $15,138,000 | 2,798 |
| Tier 2 risk-based capital | $238,000 | 7,859 |
| Total risk weighted assets | $61,771,900 | 4,239 |
| Total unused commitments | $4,124,000 | 5,682 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $118,424,000 | 3,781 |
| Cash and due from depository institutions | $31,622,000 | 4,115 |
| Interest-bearing balances | $30,232,000 | 140 |
| Securities | $25,465,000 | 4,456 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $57,051,000 | 4,550 |
| Loan loss allowance | $207,000 | 9,060 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,274,000 | 5,233 |
| Other real estate owned | $465,000 | 4,115 |
| Goodwill and other intangibles | $8,000 | 3,282 |
| All other assets | $2,539,000 | 2,884 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,424,000 | 3,781 |
| Total liabilities | $103,763,000 | 3,887 |
| Total deposits | $101,260,000 | 3,732 |
| Interest-bearing deposits | $95,474,000 | 3,424 |
| Deposits held in domestic offices | $101,260,000 | 3,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,536,000 | 2,458 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $967,000 | 3,623 |
| Total equity capital | $14,661,000 | 3,030 |
| Total bank equity capital | $14,661,000 | 3,030 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $558,000 | 4,953 |
| Surplus | $4,445,000 | 3,163 |
| Undivided profits | $9,658,000 | 2,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,778,000 | 1,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $754,000 | 3,015 |
| Earning assets | $112,748,000 | 3,659 |
| Long-term assets (5+ years) | $44,542,000 | 1,416 |
| Average Assets, year-to-date | $116,421,400 | 3,699 |
| Average Assets, quarterly | $116,739,500 | 3,790 |
| Volatile liabilities | $10,541,000 | 4,704 |
| Insider loans | $324,000 | 6,653 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $4,666,000 | 338 |
| Unused loan commitments | $121,000 | 10,637 |
| Tier 1 (core) risk-based capital | $14,723,000 | 2,938 |
| Tier 2 risk-based capital | $207,000 | 8,544 |
| Total risk weighted assets | $50,923,600 | 4,991 |
| Total unused commitments | $121,000 | 10,642 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $114,233,000 | 3,901 |
| Cash and due from depository institutions | $34,484,000 | 5,554 |
| Interest-bearing balances | $33,314,000 | 146 |
| Securities | $22,229,000 | 5,160 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $54,269,000 | 4,676 |
| Loan loss allowance | $208,000 | 9,348 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $818,000 | 6,759 |
| Other real estate owned | $465,000 | 5,554 |
| Goodwill and other intangibles | $9,000 | 3,015 |
| All other assets | $1,959,000 | 3,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,233,000 | 3,901 |
| Total liabilities | $99,637,000 | 4,020 |
| Total deposits | $97,413,000 | 3,912 |
| Interest-bearing deposits | $91,150,000 | 3,607 |
| Deposits held in domestic offices | $97,413,000 | 3,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,467,000 | 2,427 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $757,000 | 4,576 |
| Total equity capital | $14,596,000 | 3,045 |
| Total bank equity capital | $14,596,000 | 3,045 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $558,000 | 5,217 |
| Surplus | $4,445,000 | 3,162 |
| Undivided profits | $9,593,000 | 2,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,265,000 | 1,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $682,000 | 3,478 |
| Earning assets | $109,812,000 | 3,739 |
| Long-term assets (5+ years) | $45,627,000 | 1,281 |
| Average Assets, year-to-date | $105,620,000 | 4,039 |
| Average Assets, quarterly | $114,387,500 | 3,858 |
| Volatile liabilities | $7,262,000 | 5,643 |
| Insider loans | $333,000 | 6,762 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,509,000 | 523 |
| Unused loan commitments | $105,000 | 11,015 |
| Tier 1 (core) risk-based capital | $14,600,000 | 2,951 |
| Tier 2 risk-based capital | $208,000 | 8,744 |
| Total risk weighted assets | $48,041,100 | 5,194 |
| Total unused commitments | $105,000 | 11,020 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $98,386,000 | 4,439 |
| Cash and due from depository institutions | $19,284,000 | 5,348 |
| Interest-bearing balances | $18,090,000 | 218 |
| Securities | $25,419,000 | 4,916 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $50,145,000 | 4,911 |
| Loan loss allowance | $208,000 | 9,729 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $829,000 | 6,777 |
| Other real estate owned | $454,000 | 5,348 |
| Goodwill and other intangibles | $10,000 | 2,895 |
| All other assets | $2,245,000 | 3,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,386,000 | 4,439 |
| Total liabilities | $90,083,000 | 4,398 |
| Total deposits | $88,013,000 | 4,273 |
| Interest-bearing deposits | $84,305,000 | 3,842 |
| Deposits held in domestic offices | $88,013,000 | 4,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,436,000 | 3,002 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $634,000 | 4,382 |
| Total equity capital | $8,303,000 | 4,777 |
| Total bank equity capital | $8,303,000 | 4,777 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $8,303,000 | 2,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,200,000 | 1,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $700,000 | 2,921 |
| Earning assets | $93,654,000 | 4,293 |
| Long-term assets (5+ years) | $46,644,000 | 1,243 |
| Average Assets, year-to-date | $99,958,400 | 4,261 |
| Average Assets, quarterly | $99,369,500 | 4,361 |
| Volatile liabilities | $5,611,000 | 6,322 |
| Insider loans | $341,000 | 6,807 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $71,000 | 1,301 |
| Unused loan commitments | $935,000 | 9,281 |
| Tier 1 (core) risk-based capital | $8,941,000 | 4,539 |
| Tier 2 risk-based capital | $208,000 | 9,005 |
| Total risk weighted assets | $43,500,300 | 5,544 |
| Total unused commitments | $935,000 | 9,291 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $100,290,000 | 4,429 |
| Cash and due from depository institutions | $32,902,000 | 5,698 |
| Interest-bearing balances | $31,305,000 | 195 |
| Securities | $12,642,000 | 8,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $51,691,000 | 4,655 |
| Loan loss allowance | $202,000 | 10,210 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $867,000 | 6,684 |
| Other real estate owned | $453,000 | 5,698 |
| Goodwill and other intangibles | $11,000 | 2,857 |
| All other assets | $1,724,000 | 3,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,290,000 | 4,429 |
| Total liabilities | $92,030,000 | 4,388 |
| Total deposits | $89,709,000 | 4,307 |
| Interest-bearing deposits | $85,666,000 | 3,945 |
| Deposits held in domestic offices | $89,709,000 | 4,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,373,000 | 2,534 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $948,000 | 3,265 |
| Total equity capital | $8,260,000 | 4,873 |
| Total bank equity capital | $8,260,000 | 4,873 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $8,260,000 | 2,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,508,000 | 2,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $634,000 | 2,844 |
| Earning assets | $95,638,000 | 4,298 |
| Long-term assets (5+ years) | $47,249,000 | 1,257 |
| Average Assets, year-to-date | $95,481,400 | 4,529 |
| Average Assets, quarterly | $98,571,000 | 4,462 |
| Volatile liabilities | $4,797,000 | 6,680 |
| Insider loans | $34,000 | 10,934 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,009,000 | 806 |
| Unused loan commitments | $165,000 | 11,598 |
| Tier 1 (core) risk-based capital | $8,249,000 | 4,784 |
| Tier 2 risk-based capital | $202,000 | 9,321 |
| Total risk weighted assets | $43,053,700 | 5,559 |
| Total unused commitments | $165,000 | 11,604 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $93,230,000 | 4,829 |
| Cash and due from depository institutions | $30,100,000 | 6,231 |
| Interest-bearing balances | $29,060,000 | 273 |
| Securities | $10,371,000 | 9,002 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $50,423,000 | 4,793 |
| Loan loss allowance | $187,000 | 10,781 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $803,000 | 7,097 |
| Other real estate owned | $136,000 | 6,231 |
| Goodwill and other intangibles | $12,000 | 2,863 |
| All other assets | $1,385,000 | 4,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,230,000 | 4,829 |
| Total liabilities | $85,820,000 | 4,792 |
| Total deposits | $85,052,000 | 4,663 |
| Interest-bearing deposits | $84,032,000 | 4,176 |
| Deposits held in domestic offices | $85,052,000 | 4,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $768,000 | 4,052 |
| Total equity capital | $7,410,000 | 5,129 |
| Total bank equity capital | $7,410,000 | 5,129 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $7,410,000 | 2,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,818,000 | 2,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $605,000 | 3,346 |
| Earning assets | $89,854,000 | 4,596 |
| Long-term assets (5+ years) | $48,495,000 | 1,203 |
| Average Assets, year-to-date | $86,532,800 | 5,027 |
| Average Assets, quarterly | $92,099,500 | 4,836 |
| Volatile liabilities | $4,817,000 | 6,724 |
| Insider loans | $104,000 | 5,613 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,116,000 | 696 |
| Unused loan commitments | $630,000 | 10,165 |
| Tier 1 (core) risk-based capital | $7,398,000 | 5,067 |
| Tier 2 risk-based capital | $187,000 | 9,755 |
| Total risk weighted assets | $39,004,800 | 6,047 |
| Total unused commitments | $630,000 | 10,190 |
| Derivatives | $0 | 651 |