Home > Pennian Bank > Income and Expense
Pennian Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $27,890,000 | 1,493 |
| Total interest expense | $10,908,000 | 1,212 |
| Net interest income | $16,982,000 | 1,644 |
| Provision for loan and lease losses | $1,547,000 | 630 |
| Total noninterest income | $3,945,000 | 1,373 |
| Gross Fiduciary activities income | $680,000 | 559 |
| Service charges on deposit accounts | $852,000 | 1,133 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,413,000 | 1,445 |
| Total noninterest expense | $17,979,000 | 1,317 |
| Salaries and employee benefits | $9,531,000 | 1,390 |
| Premises and equipment expense | $1,504,000 | 1,537 |
| Additional noninterest expense | $2,413,000 | 1,445 |
| Pre-tax net operating income | $1,401,000 | 3,314 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $-156,000 | 4,451 |
| Income before extraordinary items | $1,557,000 | 3,040 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,557,000 | 3,074 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,557,000 | 3,042 |
| Net charge-offs | $1,389,000 | 448 |
| Cash dividends | $2,011,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,557,000 | 3,075 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,668,000 | 1,473 |
| Total interest expense | $7,562,000 | 1,211 |
| Net interest income | $13,106,000 | 1,624 |
| Provision for loan and lease losses | $355,000 | 1,232 |
| Total noninterest income | $2,918,000 | 1,379 |
| Gross Fiduciary activities income | $535,000 | 551 |
| Service charges on deposit accounts | $631,000 | 1,140 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,752,000 | 1,468 |
| Total noninterest expense | $13,453,000 | 1,323 |
| Salaries and employee benefits | $7,152,000 | 1,387 |
| Premises and equipment expense | $1,137,000 | 1,524 |
| Additional noninterest expense | $1,752,000 | 1,468 |
| Pre-tax net operating income | $2,216,000 | 2,582 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $128,000 | 2,568 |
| Income before extraordinary items | $2,088,000 | 2,463 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,088,000 | 2,485 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,088,000 | 2,464 |
| Net charge-offs | $358,000 | 675 |
| Cash dividends | $1,508,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,088,000 | 2,487 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,493,000 | 1,460 |
| Total interest expense | $4,573,000 | 1,186 |
| Net interest income | $8,920,000 | 1,603 |
| Provision for loan and lease losses | $281,000 | 1,106 |
| Total noninterest income | $1,899,000 | 1,347 |
| Gross Fiduciary activities income | $377,000 | 540 |
| Service charges on deposit accounts | $393,000 | 1,190 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,129,000 | 1,421 |
| Total noninterest expense | $9,061,000 | 1,295 |
| Salaries and employee benefits | $4,815,000 | 1,374 |
| Premises and equipment expense | $747,000 | 1,536 |
| Additional noninterest expense | $1,129,000 | 1,420 |
| Pre-tax net operating income | $1,477,000 | 2,601 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $76,000 | 2,670 |
| Income before extraordinary items | $1,401,000 | 2,476 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,401,000 | 2,505 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,401,000 | 2,476 |
| Net charge-offs | $235,000 | 625 |
| Cash dividends | $1,005,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,401,000 | 2,492 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,657,000 | 1,453 |
| Total interest expense | $2,035,000 | 1,173 |
| Net interest income | $4,622,000 | 1,563 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $947,000 | 1,339 |
| Gross Fiduciary activities income | $194,000 | 553 |
| Service charges on deposit accounts | $198,000 | 1,192 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $555,000 | 1,435 |
| Total noninterest expense | $4,524,000 | 1,311 |
| Salaries and employee benefits | $2,531,000 | 1,347 |
| Premises and equipment expense | $363,000 | 1,602 |
| Additional noninterest expense | $555,000 | 1,435 |
| Pre-tax net operating income | $1,045,000 | 2,241 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $95,000 | 2,174 |
| Income before extraordinary items | $950,000 | 2,165 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $950,000 | 2,165 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $950,000 | 2,165 |
| Net charge-offs | $121,000 | 548 |
| Cash dividends | $502,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $950,000 | 2,184 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $23,498,000 | 1,379 |
| Total interest expense | $3,050,000 | 1,164 |
| Net interest income | $20,448,000 | 1,403 |
| Provision for loan and lease losses | $550,000 | 1,172 |
| Total noninterest income | $3,584,000 | 1,459 |
| Gross Fiduciary activities income | $678,000 | 577 |
| Service charges on deposit accounts | $755,000 | 1,267 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,151,000 | 1,555 |
| Total noninterest expense | $17,214,000 | 1,335 |
| Salaries and employee benefits | $8,973,000 | 1,438 |
| Premises and equipment expense | $1,601,000 | 1,463 |
| Additional noninterest expense | $2,151,000 | 1,555 |
| Pre-tax net operating income | $6,268,000 | 1,772 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $804,000 | 1,716 |
| Income before extraordinary items | $5,464,000 | 1,718 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,464,000 | 1,715 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,464,000 | 1,717 |
| Net charge-offs | $73,000 | 1,375 |
| Cash dividends | $2,464,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,464,000 | 1,747 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $16,992,000 | 1,372 |
| Total interest expense | $1,797,000 | 1,119 |
| Net interest income | $15,195,000 | 1,398 |
| Provision for loan and lease losses | $550,000 | 919 |
| Total noninterest income | $2,761,000 | 1,451 |
| Gross Fiduciary activities income | $532,000 | 571 |
| Service charges on deposit accounts | $586,000 | 1,244 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,643,000 | 1,553 |
| Total noninterest expense | $12,894,000 | 1,328 |
| Salaries and employee benefits | $6,674,000 | 1,436 |
| Premises and equipment expense | $1,241,000 | 1,436 |
| Additional noninterest expense | $1,643,000 | 1,553 |
| Pre-tax net operating income | $4,512,000 | 1,817 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $557,000 | 1,760 |
| Income before extraordinary items | $3,955,000 | 1,741 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,955,000 | 1,741 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,955,000 | 1,740 |
| Net charge-offs | $56,000 | 1,168 |
| Cash dividends | $1,508,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,955,000 | 1,779 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,983,000 | 1,362 |
| Total interest expense | $1,141,000 | 1,008 |
| Net interest income | $9,842,000 | 1,404 |
| Provision for loan and lease losses | $200,000 | 1,133 |
| Total noninterest income | $1,845,000 | 1,446 |
| Gross Fiduciary activities income | $354,000 | 535 |
| Service charges on deposit accounts | $390,000 | 1,213 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,101,000 | 1,577 |
| Total noninterest expense | $8,493,000 | 1,337 |
| Salaries and employee benefits | $4,243,000 | 1,497 |
| Premises and equipment expense | $855,000 | 1,386 |
| Additional noninterest expense | $3,395,000 | 1,069 |
| Pre-tax net operating income | $2,994,000 | 1,740 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $364,000 | 1,720 |
| Income before extraordinary items | $2,630,000 | 1,670 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,630,000 | 1,669 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,630,000 | 1,670 |
| Net charge-offs | $27,000 | 1,209 |
| Cash dividends | $1,005,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,630,000 | 1,707 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 1,343 |
| Total interest expense | $571,000 | 971 |
| Net interest income | $4,861,000 | 1,382 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $856,000 | 1,514 |
| Gross Fiduciary activities income | $168,000 | 549 |
| Service charges on deposit accounts | $187,000 | 1,237 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $501,000 | 1,669 |
| Total noninterest expense | $4,153,000 | 1,345 |
| Salaries and employee benefits | $2,086,000 | 1,518 |
| Premises and equipment expense | $463,000 | 1,307 |
| Additional noninterest expense | $1,604,000 | 1,089 |
| Pre-tax net operating income | $1,564,000 | 1,596 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $201,000 | 1,603 |
| Income before extraordinary items | $1,363,000 | 1,552 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,363,000 | 1,550 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,363,000 | 1,552 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $503,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,363,000 | 1,571 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,981,000 | 1,422 |
| Total interest expense | $2,855,000 | 957 |
| Net interest income | $18,126,000 | 1,485 |
| Provision for loan and lease losses | $125,000 | 2,018 |
| Total noninterest income | $3,418,000 | 1,649 |
| Gross Fiduciary activities income | $706,000 | 531 |
| Service charges on deposit accounts | $599,000 | 1,413 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,113,000 | 1,852 |
| Total noninterest expense | $15,575,000 | 1,403 |
| Salaries and employee benefits | $8,271,000 | 1,527 |
| Premises and equipment expense | $1,741,000 | 1,358 |
| Additional noninterest expense | $5,563,000 | 1,213 |
| Pre-tax net operating income | $5,844,000 | 1,855 |
| Securities gains (losses) | $39,000 | 1,240 |
| Applicable income taxes | $697,000 | 1,871 |
| Income before extraordinary items | $5,186,000 | 1,847 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,186,000 | 1,847 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,186,000 | 1,848 |
| Net charge-offs | $-4,000 | 3,440 |
| Cash dividends | $2,463,000 | 1,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,151,680 | 1,825 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,451,000 | 1,476 |
| Total interest expense | $2,201,000 | 982 |
| Net interest income | $13,250,000 | 1,536 |
| Provision for loan and lease losses | $125,000 | 1,815 |
| Total noninterest income | $2,529,000 | 1,714 |
| Gross Fiduciary activities income | $537,000 | 527 |
| Service charges on deposit accounts | $419,000 | 1,475 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,573,000 | 1,907 |
| Total noninterest expense | $11,130,000 | 1,472 |
| Salaries and employee benefits | $5,750,000 | 1,618 |
| Premises and equipment expense | $1,294,000 | 1,388 |
| Additional noninterest expense | $4,086,000 | 1,229 |
| Pre-tax net operating income | $4,524,000 | 1,903 |
| Securities gains (losses) | $39,000 | 1,157 |
| Applicable income taxes | $561,000 | 1,902 |
| Income before extraordinary items | $4,002,000 | 1,878 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,002,000 | 1,877 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,002,000 | 1,878 |
| Net charge-offs | $-9,000 | 3,624 |
| Cash dividends | $1,337,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,967,680 | 1,859 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,145,000 | 1,491 |
| Total interest expense | $1,494,000 | 1,006 |
| Net interest income | $8,651,000 | 1,545 |
| Provision for loan and lease losses | $125,000 | 1,507 |
| Total noninterest income | $1,572,000 | 1,753 |
| Gross Fiduciary activities income | $369,000 | 524 |
| Service charges on deposit accounts | $256,000 | 1,515 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $947,000 | 1,969 |
| Total noninterest expense | $7,078,000 | 1,525 |
| Salaries and employee benefits | $3,679,000 | 1,655 |
| Premises and equipment expense | $861,000 | 1,389 |
| Additional noninterest expense | $2,538,000 | 1,298 |
| Pre-tax net operating income | $3,020,000 | 1,883 |
| Securities gains (losses) | $34,000 | 1,019 |
| Applicable income taxes | $376,000 | 1,878 |
| Income before extraordinary items | $2,678,000 | 1,849 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,678,000 | 1,850 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,678,000 | 1,849 |
| Net charge-offs | $-4,000 | 3,475 |
| Cash dividends | $891,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,648,080 | 1,830 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 1,510 |
| Total interest expense | $755,000 | 1,046 |
| Net interest income | $4,240,000 | 1,576 |
| Provision for loan and lease losses | $125,000 | 1,106 |
| Total noninterest income | $814,000 | 1,717 |
| Gross Fiduciary activities income | $203,000 | 510 |
| Service charges on deposit accounts | $128,000 | 1,517 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $483,000 | 1,954 |
| Total noninterest expense | $3,509,000 | 1,521 |
| Salaries and employee benefits | $1,744,000 | 1,709 |
| Premises and equipment expense | $452,000 | 1,349 |
| Additional noninterest expense | $1,313,000 | 1,240 |
| Pre-tax net operating income | $1,420,000 | 1,932 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $168,000 | 1,931 |
| Income before extraordinary items | $1,252,000 | 1,948 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,252,000 | 1,948 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,252,000 | 1,948 |
| Net charge-offs | $12,000 | 1,315 |
| Cash dividends | $446,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,252,000 | 1,909 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $20,040,000 | 1,494 |
| Total interest expense | $4,244,000 | 1,104 |
| Net interest income | $15,796,000 | 1,580 |
| Provision for loan and lease losses | $600,000 | 2,051 |
| Total noninterest income | $3,111,000 | 1,699 |
| Gross Fiduciary activities income | $705,000 | 522 |
| Service charges on deposit accounts | $574,000 | 1,470 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,832,000 | 1,875 |
| Total noninterest expense | $13,850,000 | 1,501 |
| Salaries and employee benefits | $7,352,000 | 1,613 |
| Premises and equipment expense | $1,714,000 | 1,371 |
| Additional noninterest expense | $4,784,000 | 1,330 |
| Pre-tax net operating income | $4,457,000 | 1,927 |
| Securities gains (losses) | $249,000 | 919 |
| Applicable income taxes | $544,000 | 1,880 |
| Income before extraordinary items | $4,162,000 | 1,864 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,162,000 | 1,863 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,162,000 | 1,864 |
| Net charge-offs | $-47,000 | 4,583 |
| Cash dividends | $2,176,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,942,880 | 1,891 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,905,000 | 1,512 |
| Total interest expense | $3,365,000 | 1,118 |
| Net interest income | $11,540,000 | 1,601 |
| Provision for loan and lease losses | $550,000 | 1,891 |
| Total noninterest income | $2,327,000 | 1,649 |
| Gross Fiduciary activities income | $548,000 | 509 |
| Service charges on deposit accounts | $407,000 | 1,521 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,372,000 | 1,836 |
| Total noninterest expense | $10,352,000 | 1,482 |
| Salaries and employee benefits | $5,582,000 | 1,588 |
| Premises and equipment expense | $1,277,000 | 1,370 |
| Additional noninterest expense | $3,493,000 | 1,338 |
| Pre-tax net operating income | $2,965,000 | 2,057 |
| Securities gains (losses) | $249,000 | 795 |
| Applicable income taxes | $345,000 | 1,989 |
| Income before extraordinary items | $2,869,000 | 1,959 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,869,000 | 1,958 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,869,000 | 1,959 |
| Net charge-offs | $-44,000 | 4,620 |
| Cash dividends | $1,336,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,647,390 | 2,010 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,903,000 | 1,528 |
| Total interest expense | $2,442,000 | 1,106 |
| Net interest income | $7,461,000 | 1,646 |
| Provision for loan and lease losses | $200,000 | 2,381 |
| Total noninterest income | $1,447,000 | 1,659 |
| Gross Fiduciary activities income | $389,000 | 500 |
| Service charges on deposit accounts | $271,000 | 1,548 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $787,000 | 1,918 |
| Total noninterest expense | $6,961,000 | 1,464 |
| Salaries and employee benefits | $3,773,000 | 1,563 |
| Premises and equipment expense | $854,000 | 1,358 |
| Additional noninterest expense | $2,334,000 | 1,325 |
| Pre-tax net operating income | $1,747,000 | 2,184 |
| Securities gains (losses) | $215,000 | 674 |
| Applicable income taxes | $206,000 | 2,030 |
| Income before extraordinary items | $1,756,000 | 2,015 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,756,000 | 2,016 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,756,000 | 2,016 |
| Net charge-offs | $-3,000 | 3,999 |
| Cash dividends | $891,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,562,500 | 2,147 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 1,496 |
| Total interest expense | $1,335,000 | 1,121 |
| Net interest income | $3,734,000 | 1,604 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $803,000 | 1,473 |
| Gross Fiduciary activities income | $222,000 | 479 |
| Service charges on deposit accounts | $168,000 | 1,505 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $413,000 | 1,695 |
| Total noninterest expense | $3,566,000 | 1,456 |
| Salaries and employee benefits | $1,919,000 | 1,552 |
| Premises and equipment expense | $431,000 | 1,355 |
| Additional noninterest expense | $1,216,000 | 1,297 |
| Pre-tax net operating income | $971,000 | 1,871 |
| Securities gains (losses) | $200,000 | 384 |
| Applicable income taxes | $150,000 | 1,637 |
| Income before extraordinary items | $1,021,000 | 1,637 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,021,000 | 1,638 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,021,000 | 1,638 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $445,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $847,000 | 1,859 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,317,000 | 1,507 |
| Total interest expense | $5,476,000 | 1,157 |
| Net interest income | $14,841,000 | 1,607 |
| Provision for loan and lease losses | $450,000 | 1,581 |
| Total noninterest income | $2,965,000 | 1,580 |
| Gross Fiduciary activities income | $617,000 | 550 |
| Service charges on deposit accounts | $644,000 | 1,598 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,704,000 | 1,686 |
| Total noninterest expense | $13,363,000 | 1,491 |
| Salaries and employee benefits | $6,963,000 | 1,636 |
| Premises and equipment expense | $1,716,000 | 1,330 |
| Additional noninterest expense | $4,684,000 | 1,323 |
| Pre-tax net operating income | $3,993,000 | 2,060 |
| Securities gains (losses) | $139,000 | 765 |
| Applicable income taxes | $488,000 | 2,006 |
| Income before extraordinary items | $3,644,000 | 2,013 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,644,000 | 2,015 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,644,000 | 2,015 |
| Net charge-offs | $317,000 | 1,326 |
| Cash dividends | $2,151,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,521,680 | 2,039 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,173,000 | 1,521 |
| Total interest expense | $4,056,000 | 1,169 |
| Net interest income | $11,117,000 | 1,635 |
| Provision for loan and lease losses | $450,000 | 1,249 |
| Total noninterest income | $2,190,000 | 1,587 |
| Gross Fiduciary activities income | $461,000 | 546 |
| Service charges on deposit accounts | $481,000 | 1,600 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,248,000 | 1,699 |
| Total noninterest expense | $9,994,000 | 1,505 |
| Salaries and employee benefits | $5,175,000 | 1,656 |
| Premises and equipment expense | $1,326,000 | 1,304 |
| Additional noninterest expense | $3,493,000 | 1,324 |
| Pre-tax net operating income | $2,863,000 | 2,167 |
| Securities gains (losses) | $139,000 | 646 |
| Applicable income taxes | $349,000 | 2,109 |
| Income before extraordinary items | $2,653,000 | 2,103 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,653,000 | 2,103 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,653,000 | 2,104 |
| Net charge-offs | $318,000 | 1,005 |
| Cash dividends | $1,338,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,530,680 | 2,148 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,981,000 | 1,536 |
| Total interest expense | $2,620,000 | 1,179 |
| Net interest income | $7,361,000 | 1,653 |
| Provision for loan and lease losses | $225,000 | 1,465 |
| Total noninterest income | $1,449,000 | 1,562 |
| Gross Fiduciary activities income | $305,000 | 547 |
| Service charges on deposit accounts | $324,000 | 1,584 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $820,000 | 1,692 |
| Total noninterest expense | $6,626,000 | 1,512 |
| Salaries and employee benefits | $3,432,000 | 1,669 |
| Premises and equipment expense | $887,000 | 1,302 |
| Additional noninterest expense | $2,307,000 | 1,358 |
| Pre-tax net operating income | $1,959,000 | 2,124 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $224,000 | 2,114 |
| Income before extraordinary items | $1,735,000 | 2,129 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,735,000 | 2,127 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,735,000 | 2,129 |
| Net charge-offs | $192,000 | 1,011 |
| Cash dividends | $893,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,735,000 | 2,103 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 1,536 |
| Total interest expense | $1,219,000 | 1,215 |
| Net interest income | $3,731,000 | 1,634 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $729,000 | 1,515 |
| Gross Fiduciary activities income | $152,000 | 550 |
| Service charges on deposit accounts | $180,000 | 1,443 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $397,000 | 1,673 |
| Total noninterest expense | $3,334,000 | 1,519 |
| Salaries and employee benefits | $1,750,000 | 1,653 |
| Premises and equipment expense | $433,000 | 1,348 |
| Additional noninterest expense | $1,151,000 | 1,342 |
| Pre-tax net operating income | $1,076,000 | 1,962 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $132,000 | 1,932 |
| Income before extraordinary items | $944,000 | 1,960 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $944,000 | 1,958 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $944,000 | 1,959 |
| Net charge-offs | $31,000 | 1,479 |
| Cash dividends | $446,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $944,000 | 1,943 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $19,168,000 | 1,499 |
| Total interest expense | $4,018,000 | 1,125 |
| Net interest income | $15,150,000 | 1,587 |
| Provision for loan and lease losses | $345,000 | 1,832 |
| Total noninterest income | $2,968,000 | 1,560 |
| Gross Fiduciary activities income | $673,000 | 539 |
| Service charges on deposit accounts | $745,000 | 1,455 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,550,000 | 1,757 |
| Total noninterest expense | $12,685,000 | 1,539 |
| Salaries and employee benefits | $6,591,000 | 1,687 |
| Premises and equipment expense | $1,518,000 | 1,484 |
| Additional noninterest expense | $4,576,000 | 1,341 |
| Pre-tax net operating income | $5,088,000 | 1,759 |
| Securities gains (losses) | $5,000 | 828 |
| Applicable income taxes | $676,000 | 1,719 |
| Income before extraordinary items | $4,417,000 | 1,750 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,417,000 | 1,749 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,417,000 | 1,749 |
| Net charge-offs | $267,000 | 1,417 |
| Cash dividends | $1,922,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,412,650 | 1,742 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,258,000 | 1,491 |
| Total interest expense | $2,882,000 | 1,101 |
| Net interest income | $11,376,000 | 1,579 |
| Provision for loan and lease losses | $320,000 | 1,512 |
| Total noninterest income | $2,183,000 | 1,595 |
| Gross Fiduciary activities income | $518,000 | 526 |
| Service charges on deposit accounts | $547,000 | 1,487 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,118,000 | 1,815 |
| Total noninterest expense | $9,305,000 | 1,561 |
| Salaries and employee benefits | $4,910,000 | 1,695 |
| Premises and equipment expense | $1,118,000 | 1,523 |
| Additional noninterest expense | $3,277,000 | 1,400 |
| Pre-tax net operating income | $3,934,000 | 1,722 |
| Securities gains (losses) | $4,000 | 859 |
| Applicable income taxes | $530,000 | 1,737 |
| Income before extraordinary items | $3,408,000 | 1,722 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,408,000 | 1,722 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,408,000 | 1,721 |
| Net charge-offs | $198,000 | 1,258 |
| Cash dividends | $1,186,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,404,520 | 1,710 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,503,000 | 1,482 |
| Total interest expense | $1,835,000 | 1,087 |
| Net interest income | $7,668,000 | 1,559 |
| Provision for loan and lease losses | $220,000 | 1,431 |
| Total noninterest income | $1,438,000 | 1,615 |
| Gross Fiduciary activities income | $362,000 | 518 |
| Service charges on deposit accounts | $353,000 | 1,516 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $723,000 | 1,844 |
| Total noninterest expense | $6,164,000 | 1,581 |
| Salaries and employee benefits | $3,265,000 | 1,710 |
| Premises and equipment expense | $740,000 | 1,543 |
| Additional noninterest expense | $2,159,000 | 1,416 |
| Pre-tax net operating income | $2,722,000 | 1,632 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $373,000 | 1,673 |
| Income before extraordinary items | $2,351,000 | 1,663 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,351,000 | 1,662 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,351,000 | 1,662 |
| Net charge-offs | $192,000 | 958 |
| Cash dividends | $791,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,349,280 | 1,648 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 1,426 |
| Total interest expense | $870,000 | 1,091 |
| Net interest income | $4,009,000 | 1,496 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $677,000 | 1,668 |
| Gross Fiduciary activities income | $155,000 | 561 |
| Service charges on deposit accounts | $172,000 | 1,554 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $350,000 | 1,844 |
| Total noninterest expense | $3,037,000 | 1,615 |
| Salaries and employee benefits | $1,631,000 | 1,733 |
| Premises and equipment expense | $381,000 | 1,527 |
| Additional noninterest expense | $1,025,000 | 1,480 |
| Pre-tax net operating income | $1,499,000 | 1,488 |
| Securities gains (losses) | $2,000 | 619 |
| Applicable income taxes | $214,000 | 1,514 |
| Income before extraordinary items | $1,287,000 | 1,499 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,287,000 | 1,499 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,287,000 | 1,499 |
| Net charge-offs | $12,000 | 1,889 |
| Cash dividends | $395,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,285,280 | 1,490 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,579,000 | 1,518 |
| Total interest expense | $3,178,000 | 1,023 |
| Net interest income | $14,401,000 | 1,627 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $2,697,000 | 1,697 |
| Gross Fiduciary activities income | $622,000 | 547 |
| Service charges on deposit accounts | $616,000 | 1,733 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,459,000 | 1,848 |
| Total noninterest expense | $11,845,000 | 1,637 |
| Salaries and employee benefits | $6,037,000 | 1,815 |
| Premises and equipment expense | $1,601,000 | 1,427 |
| Additional noninterest expense | $4,207,000 | 1,450 |
| Pre-tax net operating income | $5,253,000 | 1,645 |
| Securities gains (losses) | $62,000 | 805 |
| Applicable income taxes | $1,604,000 | 1,476 |
| Income before extraordinary items | $3,711,000 | 1,708 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,711,000 | 1,708 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,711,000 | 1,708 |
| Net charge-offs | $168,000 | 1,976 |
| Cash dividends | $1,729,000 | 1,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,667,600 | 1,703 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,098,000 | 1,523 |
| Total interest expense | $2,340,000 | 1,025 |
| Net interest income | $10,758,000 | 1,638 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,002,000 | 1,725 |
| Gross Fiduciary activities income | $469,000 | 547 |
| Service charges on deposit accounts | $427,000 | 1,862 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,106,000 | 1,861 |
| Total noninterest expense | $8,846,000 | 1,651 |
| Salaries and employee benefits | $4,501,000 | 1,827 |
| Premises and equipment expense | $1,212,000 | 1,421 |
| Additional noninterest expense | $3,133,000 | 1,454 |
| Pre-tax net operating income | $3,914,000 | 1,676 |
| Securities gains (losses) | $62,000 | 785 |
| Applicable income taxes | $778,000 | 1,693 |
| Income before extraordinary items | $3,198,000 | 1,648 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,198,000 | 1,649 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,198,000 | 1,649 |
| Net charge-offs | $140,000 | 1,669 |
| Cash dividends | $1,087,000 | 1,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,148,400 | 1,646 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,650,000 | 1,521 |
| Total interest expense | $1,537,000 | 1,014 |
| Net interest income | $7,113,000 | 1,638 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,276,000 | 1,765 |
| Gross Fiduciary activities income | $315,000 | 553 |
| Service charges on deposit accounts | $259,000 | 1,985 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $702,000 | 1,927 |
| Total noninterest expense | $5,847,000 | 1,666 |
| Salaries and employee benefits | $3,018,000 | 1,821 |
| Premises and equipment expense | $807,000 | 1,425 |
| Additional noninterest expense | $2,022,000 | 1,497 |
| Pre-tax net operating income | $2,542,000 | 1,681 |
| Securities gains (losses) | $10,000 | 1,261 |
| Applicable income taxes | $477,000 | 1,740 |
| Income before extraordinary items | $2,075,000 | 1,656 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,075,000 | 1,656 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,075,000 | 1,656 |
| Net charge-offs | $121,000 | 1,386 |
| Cash dividends | $720,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,066,900 | 1,644 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 1,533 |
| Total interest expense | $755,000 | 1,010 |
| Net interest income | $3,502,000 | 1,648 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $617,000 | 1,788 |
| Gross Fiduciary activities income | $153,000 | 570 |
| Service charges on deposit accounts | $133,000 | 1,939 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $331,000 | 1,968 |
| Total noninterest expense | $2,874,000 | 1,710 |
| Salaries and employee benefits | $1,532,000 | 1,803 |
| Premises and equipment expense | $394,000 | 1,481 |
| Additional noninterest expense | $948,000 | 1,581 |
| Pre-tax net operating income | $1,245,000 | 1,670 |
| Securities gains (losses) | $10,000 | 671 |
| Applicable income taxes | $225,000 | 1,757 |
| Income before extraordinary items | $1,030,000 | 1,635 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,030,000 | 1,635 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,030,000 | 1,635 |
| Net charge-offs | $73,000 | 1,106 |
| Cash dividends | $353,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,021,800 | 1,629 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,435,000 | 1,459 |
| Total interest expense | $3,170,000 | 917 |
| Net interest income | $14,265,000 | 1,565 |
| Provision for loan and lease losses | $400,000 | 1,679 |
| Total noninterest income | $2,434,000 | 1,883 |
| Gross Fiduciary activities income | $479,000 | 604 |
| Service charges on deposit accounts | $590,000 | 1,818 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,365,000 | 2,012 |
| Total noninterest expense | $11,658,000 | 1,665 |
| Salaries and employee benefits | $6,197,000 | 1,739 |
| Premises and equipment expense | $1,643,000 | 1,399 |
| Additional noninterest expense | $3,818,000 | 1,592 |
| Pre-tax net operating income | $4,641,000 | 1,720 |
| Securities gains (losses) | $186,000 | 920 |
| Applicable income taxes | $811,000 | 1,826 |
| Income before extraordinary items | $4,016,000 | 1,652 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,016,000 | 1,648 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,016,000 | 1,651 |
| Net charge-offs | $-4,000 | 4,828 |
| Cash dividends | $1,652,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,861,620 | 1,654 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,033,000 | 1,466 |
| Total interest expense | $2,396,000 | 910 |
| Net interest income | $10,637,000 | 1,572 |
| Provision for loan and lease losses | $400,000 | 1,350 |
| Total noninterest income | $1,818,000 | 1,889 |
| Gross Fiduciary activities income | $366,000 | 595 |
| Service charges on deposit accounts | $445,000 | 1,821 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,007,000 | 2,035 |
| Total noninterest expense | $8,773,000 | 1,650 |
| Salaries and employee benefits | $4,651,000 | 1,734 |
| Premises and equipment expense | $1,227,000 | 1,393 |
| Additional noninterest expense | $2,895,000 | 1,582 |
| Pre-tax net operating income | $3,282,000 | 1,828 |
| Securities gains (losses) | $186,000 | 848 |
| Applicable income taxes | $550,000 | 1,973 |
| Income before extraordinary items | $2,918,000 | 1,725 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,918,000 | 1,725 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,918,000 | 1,725 |
| Net charge-offs | $8,000 | 3,492 |
| Cash dividends | $1,059,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,761,760 | 1,745 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,657,000 | 1,472 |
| Total interest expense | $1,598,000 | 907 |
| Net interest income | $7,059,000 | 1,588 |
| Provision for loan and lease losses | $400,000 | 1,011 |
| Total noninterest income | $1,154,000 | 1,924 |
| Gross Fiduciary activities income | $234,000 | 613 |
| Service charges on deposit accounts | $296,000 | 1,816 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $624,000 | 2,086 |
| Total noninterest expense | $5,837,000 | 1,659 |
| Salaries and employee benefits | $3,105,000 | 1,729 |
| Premises and equipment expense | $813,000 | 1,411 |
| Additional noninterest expense | $1,919,000 | 1,592 |
| Pre-tax net operating income | $1,976,000 | 1,960 |
| Securities gains (losses) | $186,000 | 632 |
| Applicable income taxes | $310,000 | 2,109 |
| Income before extraordinary items | $1,852,000 | 1,779 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,852,000 | 1,779 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,852,000 | 1,779 |
| Net charge-offs | $6,000 | 3,264 |
| Cash dividends | $706,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,692,040 | 1,855 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,323,000 | 1,472 |
| Total interest expense | $798,000 | 910 |
| Net interest income | $3,525,000 | 1,596 |
| Provision for loan and lease losses | $400,000 | 549 |
| Total noninterest income | $571,000 | 1,906 |
| Gross Fiduciary activities income | $120,000 | 607 |
| Service charges on deposit accounts | $148,000 | 1,811 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $303,000 | 2,079 |
| Total noninterest expense | $2,911,000 | 1,664 |
| Salaries and employee benefits | $1,559,000 | 1,731 |
| Premises and equipment expense | $407,000 | 1,412 |
| Additional noninterest expense | $945,000 | 1,603 |
| Pre-tax net operating income | $785,000 | 2,297 |
| Securities gains (losses) | $186,000 | 320 |
| Applicable income taxes | $110,000 | 2,377 |
| Income before extraordinary items | $861,000 | 1,862 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $861,000 | 1,863 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $861,000 | 1,863 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $353,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $695,460 | 2,152 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,100,000 | 1,447 |
| Total interest expense | $3,298,000 | 848 |
| Net interest income | $13,802,000 | 1,587 |
| Provision for loan and lease losses | $373,000 | 1,668 |
| Total noninterest income | $2,677,000 | 1,734 |
| Gross Fiduciary activities income | $457,000 | 619 |
| Service charges on deposit accounts | $715,000 | 1,619 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,505,000 | 1,848 |
| Total noninterest expense | $11,364,000 | 1,675 |
| Salaries and employee benefits | $5,914,000 | 1,762 |
| Premises and equipment expense | $1,756,000 | 1,328 |
| Additional noninterest expense | $3,694,000 | 1,644 |
| Pre-tax net operating income | $4,742,000 | 1,637 |
| Securities gains (losses) | $94,000 | 1,218 |
| Applicable income taxes | $763,000 | 1,849 |
| Income before extraordinary items | $4,073,000 | 1,582 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,073,000 | 1,583 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,073,000 | 1,583 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $1,839,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,994,040 | 1,573 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,921,000 | 1,447 |
| Total interest expense | $2,484,000 | 854 |
| Net interest income | $10,437,000 | 1,587 |
| Provision for loan and lease losses | $339,000 | 1,409 |
| Total noninterest income | $2,022,000 | 1,744 |
| Gross Fiduciary activities income | $342,000 | 616 |
| Service charges on deposit accounts | $531,000 | 1,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,149,000 | 1,849 |
| Total noninterest expense | $8,568,000 | 1,684 |
| Salaries and employee benefits | $4,488,000 | 1,755 |
| Premises and equipment expense | $1,353,000 | 1,319 |
| Additional noninterest expense | $2,727,000 | 1,664 |
| Pre-tax net operating income | $3,552,000 | 1,665 |
| Securities gains (losses) | $91,000 | 1,091 |
| Applicable income taxes | $597,000 | 1,846 |
| Income before extraordinary items | $3,046,000 | 1,606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,046,000 | 1,606 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,046,000 | 1,607 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $1,210,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,969,560 | 1,600 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,568,000 | 1,464 |
| Total interest expense | $1,691,000 | 842 |
| Net interest income | $6,877,000 | 1,610 |
| Provision for loan and lease losses | $230,000 | 1,372 |
| Total noninterest income | $1,357,000 | 1,731 |
| Gross Fiduciary activities income | $227,000 | 625 |
| Service charges on deposit accounts | $358,000 | 1,607 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $772,000 | 1,845 |
| Total noninterest expense | $5,634,000 | 1,709 |
| Salaries and employee benefits | $2,926,000 | 1,799 |
| Premises and equipment expense | $920,000 | 1,303 |
| Additional noninterest expense | $1,788,000 | 1,694 |
| Pre-tax net operating income | $2,370,000 | 1,649 |
| Securities gains (losses) | $94,000 | 881 |
| Applicable income taxes | $410,000 | 1,827 |
| Income before extraordinary items | $2,054,000 | 1,585 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,054,000 | 1,588 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,054,000 | 1,588 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $806,000 | 1,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,975,980 | 1,585 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 1,455 |
| Total interest expense | $874,000 | 812 |
| Net interest income | $3,425,000 | 1,616 |
| Provision for loan and lease losses | $200,000 | 888 |
| Total noninterest income | $703,000 | 1,649 |
| Gross Fiduciary activities income | $115,000 | 624 |
| Service charges on deposit accounts | $179,000 | 1,587 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $409,000 | 1,749 |
| Total noninterest expense | $2,809,000 | 1,706 |
| Salaries and employee benefits | $1,493,000 | 1,777 |
| Premises and equipment expense | $448,000 | 1,337 |
| Additional noninterest expense | $868,000 | 1,740 |
| Pre-tax net operating income | $1,119,000 | 1,687 |
| Securities gains (losses) | $93,000 | 609 |
| Applicable income taxes | $192,000 | 1,867 |
| Income before extraordinary items | $1,020,000 | 1,571 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,020,000 | 1,572 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,020,000 | 1,573 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $403,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $941,880 | 1,629 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,067,000 | 1,466 |
| Total interest expense | $3,637,000 | 811 |
| Net interest income | $13,430,000 | 1,648 |
| Provision for loan and lease losses | $352,000 | 1,823 |
| Total noninterest income | $2,876,000 | 1,624 |
| Gross Fiduciary activities income | $481,000 | 621 |
| Service charges on deposit accounts | $848,000 | 1,502 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,547,000 | 1,740 |
| Total noninterest expense | $11,346,000 | 1,691 |
| Salaries and employee benefits | $6,330,000 | 1,644 |
| Premises and equipment expense | $1,546,000 | 1,531 |
| Additional noninterest expense | $3,470,000 | 1,787 |
| Pre-tax net operating income | $4,608,000 | 1,633 |
| Securities gains (losses) | $406,000 | 488 |
| Applicable income taxes | $828,000 | 1,731 |
| Income before extraordinary items | $4,186,000 | 1,528 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,186,000 | 1,525 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,186,000 | 1,527 |
| Net charge-offs | $-211,000 | 6,259 |
| Cash dividends | $1,924,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,849,020 | 1,609 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,519,000 | 1,508 |
| Total interest expense | $2,721,000 | 825 |
| Net interest income | $9,798,000 | 1,697 |
| Provision for loan and lease losses | $238,000 | 1,874 |
| Total noninterest income | $2,172,000 | 1,609 |
| Gross Fiduciary activities income | $367,000 | 611 |
| Service charges on deposit accounts | $631,000 | 1,517 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,174,000 | 1,758 |
| Total noninterest expense | $8,391,000 | 1,706 |
| Salaries and employee benefits | $4,616,000 | 1,686 |
| Premises and equipment expense | $1,155,000 | 1,546 |
| Additional noninterest expense | $2,620,000 | 1,758 |
| Pre-tax net operating income | $3,341,000 | 1,700 |
| Securities gains (losses) | $403,000 | 378 |
| Applicable income taxes | $632,000 | 1,759 |
| Income before extraordinary items | $3,112,000 | 1,521 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,112,000 | 1,521 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,112,000 | 1,521 |
| Net charge-offs | $-24,000 | 5,837 |
| Cash dividends | $1,317,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,777,510 | 1,659 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,264,000 | 1,513 |
| Total interest expense | $1,811,000 | 828 |
| Net interest income | $6,453,000 | 1,704 |
| Provision for loan and lease losses | $144,000 | 1,985 |
| Total noninterest income | $1,285,000 | 1,737 |
| Gross Fiduciary activities income | $257,000 | 608 |
| Service charges on deposit accounts | $408,000 | 1,535 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $620,000 | 2,011 |
| Total noninterest expense | $5,563,000 | 1,708 |
| Salaries and employee benefits | $3,108,000 | 1,654 |
| Premises and equipment expense | $765,000 | 1,554 |
| Additional noninterest expense | $1,690,000 | 1,817 |
| Pre-tax net operating income | $2,031,000 | 1,798 |
| Securities gains (losses) | $403,000 | 279 |
| Applicable income taxes | $394,000 | 1,779 |
| Income before extraordinary items | $2,040,000 | 1,514 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,040,000 | 1,517 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,040,000 | 1,516 |
| Net charge-offs | $8,000 | 3,816 |
| Cash dividends | $878,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,701,480 | 1,726 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 1,517 |
| Total interest expense | $908,000 | 833 |
| Net interest income | $3,193,000 | 1,705 |
| Provision for loan and lease losses | $34,000 | 2,536 |
| Total noninterest income | $620,000 | 1,755 |
| Gross Fiduciary activities income | $114,000 | 630 |
| Service charges on deposit accounts | $196,000 | 1,579 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $310,000 | 1,956 |
| Total noninterest expense | $2,808,000 | 1,700 |
| Salaries and employee benefits | $1,583,000 | 1,643 |
| Premises and equipment expense | $385,000 | 1,571 |
| Additional noninterest expense | $840,000 | 1,812 |
| Pre-tax net operating income | $971,000 | 1,816 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $105,000 | 2,317 |
| Income before extraordinary items | $866,000 | 1,689 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $866,000 | 1,693 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $866,000 | 1,692 |
| Net charge-offs | $-38,000 | 6,230 |
| Cash dividends | $439,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $866,000 | 1,658 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,639,000 | 1,508 |
| Total interest expense | $4,094,000 | 825 |
| Net interest income | $12,545,000 | 1,715 |
| Provision for loan and lease losses | $371,000 | 2,200 |
| Total noninterest income | $3,008,000 | 1,604 |
| Gross Fiduciary activities income | $448,000 | 625 |
| Service charges on deposit accounts | $820,000 | 1,620 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,740,000 | 1,678 |
| Total noninterest expense | $10,925,000 | 1,758 |
| Salaries and employee benefits | $5,927,000 | 1,732 |
| Premises and equipment expense | $1,457,000 | 1,618 |
| Additional noninterest expense | $3,541,000 | 1,796 |
| Pre-tax net operating income | $4,257,000 | 1,637 |
| Securities gains (losses) | $285,000 | 715 |
| Applicable income taxes | $648,000 | 1,887 |
| Income before extraordinary items | $3,894,000 | 1,542 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,894,000 | 1,545 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,894,000 | 1,546 |
| Net charge-offs | $629,000 | 1,754 |
| Cash dividends | $1,698,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,648,900 | 1,588 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,416,000 | 1,521 |
| Total interest expense | $3,113,000 | 841 |
| Net interest income | $9,303,000 | 1,735 |
| Provision for loan and lease losses | $281,000 | 2,154 |
| Total noninterest income | $2,319,000 | 1,612 |
| Gross Fiduciary activities income | $330,000 | 627 |
| Service charges on deposit accounts | $594,000 | 1,657 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,395,000 | 1,635 |
| Total noninterest expense | $8,179,000 | 1,762 |
| Salaries and employee benefits | $4,446,000 | 1,738 |
| Premises and equipment expense | $1,098,000 | 1,617 |
| Additional noninterest expense | $2,635,000 | 1,800 |
| Pre-tax net operating income | $3,162,000 | 1,668 |
| Securities gains (losses) | $172,000 | 890 |
| Applicable income taxes | $462,000 | 1,990 |
| Income before extraordinary items | $2,872,000 | 1,562 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,872,000 | 1,565 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,872,000 | 1,566 |
| Net charge-offs | $613,000 | 1,402 |
| Cash dividends | $1,179,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,724,080 | 1,608 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,356,000 | 1,510 |
| Total interest expense | $2,127,000 | 841 |
| Net interest income | $6,229,000 | 1,716 |
| Provision for loan and lease losses | $73,000 | 3,257 |
| Total noninterest income | $1,530,000 | 1,623 |
| Gross Fiduciary activities income | $214,000 | 635 |
| Service charges on deposit accounts | $383,000 | 1,679 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $933,000 | 1,665 |
| Total noninterest expense | $5,408,000 | 1,777 |
| Salaries and employee benefits | $2,965,000 | 1,743 |
| Premises and equipment expense | $740,000 | 1,613 |
| Additional noninterest expense | $1,703,000 | 1,856 |
| Pre-tax net operating income | $2,278,000 | 1,555 |
| Securities gains (losses) | $99,000 | 1,117 |
| Applicable income taxes | $365,000 | 1,831 |
| Income before extraordinary items | $2,012,000 | 1,491 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,012,000 | 1,494 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,012,000 | 1,496 |
| Net charge-offs | $379,000 | 1,484 |
| Cash dividends | $779,000 | 1,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,927,850 | 1,509 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 1,501 |
| Total interest expense | $1,097,000 | 844 |
| Net interest income | $3,152,000 | 1,709 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $747,000 | 1,647 |
| Gross Fiduciary activities income | $105,000 | 648 |
| Service charges on deposit accounts | $188,000 | 1,693 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $454,000 | 1,683 |
| Total noninterest expense | $2,664,000 | 1,816 |
| Salaries and employee benefits | $1,478,000 | 1,769 |
| Premises and equipment expense | $366,000 | 1,647 |
| Additional noninterest expense | $820,000 | 1,913 |
| Pre-tax net operating income | $1,235,000 | 1,435 |
| Securities gains (losses) | $55,000 | 878 |
| Applicable income taxes | $223,000 | 1,608 |
| Income before extraordinary items | $1,067,000 | 1,386 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,067,000 | 1,388 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,067,000 | 1,388 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $386,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,021,350 | 1,392 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,970,000 | 1,477 |
| Total interest expense | $5,294,000 | 849 |
| Net interest income | $12,676,000 | 1,737 |
| Provision for loan and lease losses | $324,000 | 3,273 |
| Total noninterest income | $3,193,000 | 1,574 |
| Gross Fiduciary activities income | $498,000 | 598 |
| Service charges on deposit accounts | $783,000 | 1,722 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,912,000 | 1,571 |
| Total noninterest expense | $9,854,000 | 1,941 |
| Salaries and employee benefits | $5,443,000 | 1,851 |
| Premises and equipment expense | $1,230,000 | 1,903 |
| Additional noninterest expense | $3,181,000 | 2,041 |
| Pre-tax net operating income | $5,691,000 | 1,218 |
| Securities gains (losses) | $166,000 | 1,852 |
| Applicable income taxes | $1,160,000 | 1,331 |
| Income before extraordinary items | $4,697,000 | 1,253 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,697,000 | 1,254 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,697,000 | 1,254 |
| Net charge-offs | $615,000 | 2,386 |
| Cash dividends | $1,632,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,564,200 | 1,234 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,568,000 | 1,492 |
| Total interest expense | $4,014,000 | 879 |
| Net interest income | $9,554,000 | 1,747 |
| Provision for loan and lease losses | $207,000 | 3,482 |
| Total noninterest income | $2,286,000 | 1,619 |
| Gross Fiduciary activities income | $389,000 | 589 |
| Service charges on deposit accounts | $582,000 | 1,757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,315,000 | 1,666 |
| Total noninterest expense | $7,237,000 | 1,975 |
| Salaries and employee benefits | $4,000,000 | 1,880 |
| Premises and equipment expense | $902,000 | 1,962 |
| Additional noninterest expense | $2,335,000 | 2,089 |
| Pre-tax net operating income | $4,396,000 | 1,225 |
| Securities gains (losses) | $166,000 | 1,583 |
| Applicable income taxes | $935,000 | 1,290 |
| Income before extraordinary items | $3,627,000 | 1,241 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,627,000 | 1,242 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,627,000 | 1,242 |
| Net charge-offs | $502,000 | 2,184 |
| Cash dividends | $942,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,494,200 | 1,224 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,034,000 | 1,505 |
| Total interest expense | $2,694,000 | 907 |
| Net interest income | $6,340,000 | 1,759 |
| Provision for loan and lease losses | $111,000 | 3,745 |
| Total noninterest income | $1,566,000 | 1,579 |
| Gross Fiduciary activities income | $297,000 | 576 |
| Service charges on deposit accounts | $394,000 | 1,730 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $875,000 | 1,658 |
| Total noninterest expense | $4,786,000 | 2,000 |
| Salaries and employee benefits | $2,627,000 | 1,912 |
| Premises and equipment expense | $600,000 | 1,966 |
| Additional noninterest expense | $1,559,000 | 2,090 |
| Pre-tax net operating income | $3,009,000 | 1,181 |
| Securities gains (losses) | $98,000 | 1,614 |
| Applicable income taxes | $651,000 | 1,244 |
| Income before extraordinary items | $2,456,000 | 1,219 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,456,000 | 1,220 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,456,000 | 1,219 |
| Net charge-offs | $493,000 | 1,788 |
| Cash dividends | $646,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,378,580 | 1,185 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 1,521 |
| Total interest expense | $1,345,000 | 944 |
| Net interest income | $3,192,000 | 1,749 |
| Provision for loan and lease losses | $10,000 | 4,833 |
| Total noninterest income | $705,000 | 1,694 |
| Gross Fiduciary activities income | $93,000 | 669 |
| Service charges on deposit accounts | $198,000 | 1,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $414,000 | 1,710 |
| Total noninterest expense | $2,409,000 | 1,989 |
| Salaries and employee benefits | $1,317,000 | 1,912 |
| Premises and equipment expense | $295,000 | 2,003 |
| Additional noninterest expense | $797,000 | 2,039 |
| Pre-tax net operating income | $1,478,000 | 1,181 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $306,000 | 1,277 |
| Income before extraordinary items | $1,172,000 | 1,237 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,172,000 | 1,237 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,172,000 | 1,238 |
| Net charge-offs | $509,000 | 1,084 |
| Cash dividends | $282,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,172,000 | 1,171 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,350,000 | 1,553 |
| Total interest expense | $5,642,000 | 1,066 |
| Net interest income | $12,708,000 | 1,767 |
| Provision for loan and lease losses | $982,000 | 2,440 |
| Total noninterest income | $3,051,000 | 1,478 |
| Gross Fiduciary activities income | $525,000 | 548 |
| Service charges on deposit accounts | $776,000 | 1,826 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,750,000 | 1,489 |
| Total noninterest expense | $9,384,000 | 2,038 |
| Salaries and employee benefits | $4,998,000 | 1,936 |
| Premises and equipment expense | $1,097,000 | 2,210 |
| Additional noninterest expense | $3,289,000 | 2,032 |
| Pre-tax net operating income | $5,393,000 | 1,105 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $1,095,000 | 1,265 |
| Income before extraordinary items | $4,302,000 | 1,167 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,302,000 | 1,167 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,302,000 | 1,167 |
| Net charge-offs | $51,000 | 5,463 |
| Cash dividends | $1,055,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,298,800 | 1,104 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,699,000 | 1,574 |
| Total interest expense | $4,303,000 | 1,094 |
| Net interest income | $9,396,000 | 1,790 |
| Provision for loan and lease losses | $454,000 | 3,007 |
| Total noninterest income | $2,253,000 | 1,483 |
| Gross Fiduciary activities income | $428,000 | 530 |
| Service charges on deposit accounts | $570,000 | 1,860 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,255,000 | 1,512 |
| Total noninterest expense | $7,053,000 | 2,046 |
| Salaries and employee benefits | $3,738,000 | 1,941 |
| Premises and equipment expense | $815,000 | 2,257 |
| Additional noninterest expense | $2,500,000 | 2,020 |
| Pre-tax net operating income | $4,142,000 | 1,115 |
| Securities gains (losses) | $4,000 | 3,259 |
| Applicable income taxes | $861,000 | 1,214 |
| Income before extraordinary items | $3,285,000 | 1,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,285,000 | 1,172 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,285,000 | 1,172 |
| Net charge-offs | $47,000 | 5,015 |
| Cash dividends | $780,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,281,840 | 1,111 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,062,000 | 1,601 |
| Total interest expense | $2,953,000 | 1,105 |
| Net interest income | $6,109,000 | 1,828 |
| Provision for loan and lease losses | $151,000 | 3,868 |
| Total noninterest income | $1,478,000 | 1,492 |
| Gross Fiduciary activities income | $314,000 | 520 |
| Service charges on deposit accounts | $368,000 | 1,886 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $796,000 | 1,571 |
| Total noninterest expense | $4,705,000 | 2,057 |
| Salaries and employee benefits | $2,468,000 | 1,974 |
| Premises and equipment expense | $548,000 | 2,254 |
| Additional noninterest expense | $1,689,000 | 2,025 |
| Pre-tax net operating income | $2,731,000 | 1,096 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $571,000 | 1,195 |
| Income before extraordinary items | $2,164,000 | 1,143 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,164,000 | 1,143 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,164,000 | 1,143 |
| Net charge-offs | $54,000 | 4,384 |
| Cash dividends | $513,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,160,840 | 1,107 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 1,615 |
| Total interest expense | $1,491,000 | 1,126 |
| Net interest income | $3,030,000 | 1,836 |
| Provision for loan and lease losses | $24,000 | 4,887 |
| Total noninterest income | $644,000 | 1,665 |
| Gross Fiduciary activities income | $134,000 | 556 |
| Service charges on deposit accounts | $177,000 | 1,922 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $333,000 | 1,782 |
| Total noninterest expense | $2,369,000 | 2,048 |
| Salaries and employee benefits | $1,246,000 | 1,966 |
| Premises and equipment expense | $284,000 | 2,238 |
| Additional noninterest expense | $839,000 | 2,018 |
| Pre-tax net operating income | $1,281,000 | 1,141 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $252,000 | 1,271 |
| Income before extraordinary items | $1,033,000 | 1,187 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,033,000 | 1,187 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,033,000 | 1,187 |
| Net charge-offs | $-9,000 | 6,970 |
| Cash dividends | $253,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,029,800 | 1,160 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,139,000 | 1,670 |
| Total interest expense | $6,654,000 | 1,234 |
| Net interest income | $11,485,000 | 1,903 |
| Provision for loan and lease losses | $336,000 | 4,703 |
| Total noninterest income | $2,577,000 | 1,719 |
| Gross Fiduciary activities income | $474,000 | 562 |
| Service charges on deposit accounts | $755,000 | 1,928 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,348,000 | 1,804 |
| Total noninterest expense | $9,018,000 | 2,151 |
| Salaries and employee benefits | $4,634,000 | 2,085 |
| Premises and equipment expense | $1,126,000 | 2,241 |
| Additional noninterest expense | $3,258,000 | 2,136 |
| Pre-tax net operating income | $4,708,000 | 1,084 |
| Securities gains (losses) | $182,000 | 1,672 |
| Applicable income taxes | $1,053,000 | 1,174 |
| Income before extraordinary items | $3,837,000 | 1,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,837,000 | 1,134 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,837,000 | 1,135 |
| Net charge-offs | $1,012,000 | 2,668 |
| Cash dividends | $996,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,695,040 | 1,126 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,508,000 | 1,715 |
| Total interest expense | $5,111,000 | 1,253 |
| Net interest income | $8,397,000 | 1,973 |
| Provision for loan and lease losses | $203,000 | 4,866 |
| Total noninterest income | $1,899,000 | 1,763 |
| Gross Fiduciary activities income | $372,000 | 549 |
| Service charges on deposit accounts | $567,000 | 1,966 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $960,000 | 1,846 |
| Total noninterest expense | $6,791,000 | 2,134 |
| Salaries and employee benefits | $3,397,000 | 2,129 |
| Premises and equipment expense | $851,000 | 2,259 |
| Additional noninterest expense | $2,543,000 | 2,035 |
| Pre-tax net operating income | $3,302,000 | 1,202 |
| Securities gains (losses) | $182,000 | 1,448 |
| Applicable income taxes | $741,000 | 1,277 |
| Income before extraordinary items | $2,743,000 | 1,224 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,743,000 | 1,228 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,743,000 | 1,228 |
| Net charge-offs | $1,014,000 | 2,181 |
| Cash dividends | $751,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,599,220 | 1,238 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,939,000 | 1,752 |
| Total interest expense | $3,553,000 | 1,252 |
| Net interest income | $5,386,000 | 2,055 |
| Provision for loan and lease losses | $114,000 | 5,038 |
| Total noninterest income | $1,224,000 | 1,750 |
| Gross Fiduciary activities income | $270,000 | 544 |
| Service charges on deposit accounts | $396,000 | 1,906 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $558,000 | 1,963 |
| Total noninterest expense | $4,538,000 | 2,135 |
| Salaries and employee benefits | $2,227,000 | 2,187 |
| Premises and equipment expense | $579,000 | 2,226 |
| Additional noninterest expense | $1,732,000 | 1,993 |
| Pre-tax net operating income | $1,958,000 | 1,326 |
| Securities gains (losses) | $182,000 | 995 |
| Applicable income taxes | $434,000 | 1,364 |
| Income before extraordinary items | $1,706,000 | 1,295 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,706,000 | 1,296 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,706,000 | 1,296 |
| Net charge-offs | $949,000 | 1,779 |
| Cash dividends | $462,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,560,400 | 1,361 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 1,821 |
| Total interest expense | $1,867,000 | 1,253 |
| Net interest income | $2,524,000 | 2,205 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $612,000 | 1,757 |
| Gross Fiduciary activities income | $162,000 | 509 |
| Service charges on deposit accounts | $195,000 | 1,912 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $255,000 | 2,041 |
| Total noninterest expense | $2,269,000 | 2,144 |
| Salaries and employee benefits | $1,144,000 | 2,154 |
| Premises and equipment expense | $284,000 | 2,319 |
| Additional noninterest expense | $841,000 | 2,021 |
| Pre-tax net operating income | $847,000 | 1,540 |
| Securities gains (losses) | $182,000 | 553 |
| Applicable income taxes | $207,000 | 1,394 |
| Income before extraordinary items | $822,000 | 1,336 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $822,000 | 1,339 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $822,000 | 1,338 |
| Net charge-offs | $955,000 | 1,070 |
| Cash dividends | $224,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $676,400 | 1,552 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,466,000 | 1,840 |
| Total interest expense | $8,582,000 | 1,398 |
| Net interest income | $9,884,000 | 2,214 |
| Provision for loan and lease losses | $1,237,000 | 3,174 |
| Total noninterest income | $2,495,000 | 1,829 |
| Gross Fiduciary activities income | $524,000 | 538 |
| Service charges on deposit accounts | $828,000 | 2,002 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,143,000 | 1,981 |
| Total noninterest expense | $8,765,000 | 2,259 |
| Salaries and employee benefits | $4,218,000 | 2,339 |
| Premises and equipment expense | $1,152,000 | 2,297 |
| Additional noninterest expense | $3,395,000 | 2,107 |
| Pre-tax net operating income | $2,377,000 | 1,647 |
| Securities gains (losses) | $475,000 | 913 |
| Applicable income taxes | $416,000 | 1,725 |
| Income before extraordinary items | $2,436,000 | 1,373 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,436,000 | 1,371 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,436,000 | 1,372 |
| Net charge-offs | $40,000 | 6,338 |
| Cash dividends | $992,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,032,250 | 1,597 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,847,000 | 1,877 |
| Total interest expense | $6,450,000 | 1,462 |
| Net interest income | $7,397,000 | 2,212 |
| Provision for loan and lease losses | $737,000 | 3,218 |
| Total noninterest income | $1,884,000 | 1,857 |
| Gross Fiduciary activities income | $422,000 | 521 |
| Service charges on deposit accounts | $604,000 | 2,044 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $858,000 | 2,033 |
| Total noninterest expense | $6,539,000 | 2,275 |
| Salaries and employee benefits | $3,219,000 | 2,315 |
| Premises and equipment expense | $874,000 | 2,294 |
| Additional noninterest expense | $2,446,000 | 2,151 |
| Pre-tax net operating income | $2,005,000 | 1,622 |
| Securities gains (losses) | $475,000 | 726 |
| Applicable income taxes | $436,000 | 1,544 |
| Income before extraordinary items | $2,044,000 | 1,312 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,044,000 | 1,311 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,044,000 | 1,312 |
| Net charge-offs | $29,000 | 6,056 |
| Cash dividends | $732,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,654,500 | 1,574 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,247,000 | 1,911 |
| Total interest expense | $4,295,000 | 1,534 |
| Net interest income | $4,952,000 | 2,218 |
| Provision for loan and lease losses | $202,000 | 4,306 |
| Total noninterest income | $1,217,000 | 1,894 |
| Gross Fiduciary activities income | $259,000 | 542 |
| Service charges on deposit accounts | $390,000 | 2,068 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $568,000 | 2,059 |
| Total noninterest expense | $4,403,000 | 2,280 |
| Salaries and employee benefits | $2,161,000 | 2,337 |
| Premises and equipment expense | $594,000 | 2,292 |
| Additional noninterest expense | $1,648,000 | 2,160 |
| Pre-tax net operating income | $1,564,000 | 1,467 |
| Securities gains (losses) | $289,000 | 788 |
| Applicable income taxes | $365,000 | 1,355 |
| Income before extraordinary items | $1,488,000 | 1,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,488,000 | 1,269 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,488,000 | 1,270 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $522,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,256,800 | 1,459 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 1,926 |
| Total interest expense | $2,133,000 | 1,592 |
| Net interest income | $2,496,000 | 2,204 |
| Provision for loan and lease losses | $180,000 | 2,990 |
| Total noninterest income | $550,000 | 1,995 |
| Gross Fiduciary activities income | $117,000 | 564 |
| Service charges on deposit accounts | $190,000 | 2,051 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $243,000 | 2,233 |
| Total noninterest expense | $2,131,000 | 2,288 |
| Salaries and employee benefits | $1,090,000 | 2,350 |
| Premises and equipment expense | $292,000 | 2,352 |
| Additional noninterest expense | $749,000 | 2,103 |
| Pre-tax net operating income | $735,000 | 1,732 |
| Securities gains (losses) | $289,000 | 514 |
| Applicable income taxes | $222,000 | 1,344 |
| Income before extraordinary items | $802,000 | 1,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $802,000 | 1,367 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $802,000 | 1,368 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $251,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $576,580 | 1,761 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,369,000 | 2,075 |
| Total interest expense | $9,055,000 | 1,779 |
| Net interest income | $9,314,000 | 2,351 |
| Provision for loan and lease losses | $365,000 | 4,286 |
| Total noninterest income | $2,296,000 | 1,935 |
| Gross Fiduciary activities income | $405,000 | 613 |
| Service charges on deposit accounts | $880,000 | 1,959 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,011,000 | 2,100 |
| Total noninterest expense | $7,946,000 | 2,391 |
| Salaries and employee benefits | $3,971,000 | 2,531 |
| Premises and equipment expense | $1,192,000 | 2,261 |
| Additional noninterest expense | $2,783,000 | 2,149 |
| Pre-tax net operating income | $3,299,000 | 1,644 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $621,000 | 1,630 |
| Income before extraordinary items | $2,678,000 | 1,525 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,678,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,082 |
| Cash dividends | $1,298,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,678,000 | 1,623 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,706,000 | 2,128 |
| Total interest expense | $6,898,000 | 1,827 |
| Net interest income | $6,808,000 | 2,430 |
| Provision for loan and lease losses | $168,000 | 4,478 |
| Total noninterest income | $1,685,000 | 2,034 |
| Gross Fiduciary activities income | $299,000 | 619 |
| Service charges on deposit accounts | $640,000 | 2,019 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $746,000 | 2,216 |
| Total noninterest expense | $5,734,000 | 2,462 |
| Salaries and employee benefits | $2,942,000 | 2,582 |
| Premises and equipment expense | $867,000 | 2,330 |
| Additional noninterest expense | $1,925,000 | 2,235 |
| Pre-tax net operating income | $2,591,000 | 1,864 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $512,000 | 1,875 |
| Income before extraordinary items | $2,079,000 | 1,710 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,079,000 | 1,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,073 |
| Cash dividends | $839,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,079,000 | 1,812 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,006,000 | 2,185 |
| Total interest expense | $4,685,000 | 1,852 |
| Net interest income | $4,321,000 | 2,536 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $1,101,000 | 2,086 |
| Gross Fiduciary activities income | $200,000 | 633 |
| Service charges on deposit accounts | $413,000 | 2,047 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $488,000 | 2,288 |
| Total noninterest expense | $3,762,000 | 2,512 |
| Salaries and employee benefits | $1,905,000 | 2,678 |
| Premises and equipment expense | $578,000 | 2,347 |
| Additional noninterest expense | $1,279,000 | 2,219 |
| Pre-tax net operating income | $1,585,000 | 2,089 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $292,000 | 2,245 |
| Income before extraordinary items | $1,293,000 | 2,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,293,000 | 2,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,080 |
| Cash dividends | $650,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,293,000 | 2,003 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,480,000 | 2,249 |
| Total interest expense | $2,388,000 | 1,944 |
| Net interest income | $2,092,000 | 2,605 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $521,000 | 2,180 |
| Gross Fiduciary activities income | $100,000 | 645 |
| Service charges on deposit accounts | $195,000 | 2,117 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $226,000 | 2,388 |
| Total noninterest expense | $1,892,000 | 2,496 |
| Salaries and employee benefits | $985,000 | 2,619 |
| Premises and equipment expense | $285,000 | 2,367 |
| Additional noninterest expense | $622,000 | 2,251 |
| Pre-tax net operating income | $721,000 | 2,358 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $119,000 | 2,603 |
| Income before extraordinary items | $602,000 | 2,306 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $602,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,185 |
| Cash dividends | $275,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $602,000 | 2,233 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,654,000 | 2,450 |
| Total interest expense | $8,954,000 | 2,125 |
| Net interest income | $7,700,000 | 2,835 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $2,108,000 | 2,139 |
| Gross Fiduciary activities income | $382,000 | 651 |
| Service charges on deposit accounts | $752,000 | 2,235 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $974,000 | 2,256 |
| Total noninterest expense | $6,805,000 | 2,664 |
| Salaries and employee benefits | $3,434,000 | 2,862 |
| Premises and equipment expense | $1,138,000 | 2,289 |
| Additional noninterest expense | $2,233,000 | 2,415 |
| Pre-tax net operating income | $2,943,000 | 2,512 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $500,000 | 2,734 |
| Income before extraordinary items | $2,443,000 | 2,426 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,443,000 | 2,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,878 |
| Cash dividends | $1,008,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,443,000 | 2,414 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,273,000 | 2,502 |
| Total interest expense | $6,565,000 | 2,155 |
| Net interest income | $5,708,000 | 2,864 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $1,548,000 | 2,169 |
| Gross Fiduciary activities income | $285,000 | 652 |
| Service charges on deposit accounts | $549,000 | 2,263 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $714,000 | 2,289 |
| Total noninterest expense | $5,013,000 | 2,682 |
| Salaries and employee benefits | $2,539,000 | 2,883 |
| Premises and equipment expense | $869,000 | 2,230 |
| Additional noninterest expense | $1,605,000 | 2,457 |
| Pre-tax net operating income | $2,213,000 | 2,661 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $386,000 | 2,846 |
| Income before extraordinary items | $1,827,000 | 2,569 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,827,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $740,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,827,000 | 2,547 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,019,000 | 2,561 |
| Total interest expense | $4,297,000 | 2,197 |
| Net interest income | $3,722,000 | 2,956 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,007,000 | 2,239 |
| Gross Fiduciary activities income | $175,000 | 674 |
| Service charges on deposit accounts | $365,000 | 2,275 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $467,000 | 2,351 |
| Total noninterest expense | $3,393,000 | 2,669 |
| Salaries and employee benefits | $1,699,000 | 2,903 |
| Premises and equipment expense | $576,000 | 2,242 |
| Additional noninterest expense | $1,118,000 | 2,368 |
| Pre-tax net operating income | $1,336,000 | 2,901 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $216,000 | 3,165 |
| Income before extraordinary items | $1,120,000 | 2,798 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,120,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,302 |
| Cash dividends | $472,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,120,000 | 2,777 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 2,589 |
| Total interest expense | $2,122,000 | 2,204 |
| Net interest income | $1,824,000 | 3,011 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $504,000 | 2,205 |
| Gross Fiduciary activities income | $100,000 | 659 |
| Service charges on deposit accounts | $173,000 | 2,320 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $231,000 | 2,339 |
| Total noninterest expense | $1,690,000 | 2,688 |
| Salaries and employee benefits | $851,000 | 2,915 |
| Premises and equipment expense | $288,000 | 2,267 |
| Additional noninterest expense | $551,000 | 2,394 |
| Pre-tax net operating income | $638,000 | 2,986 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $98,000 | 3,297 |
| Income before extraordinary items | $540,000 | 2,850 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $540,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $211,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $540,000 | 2,841 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,934,000 | 2,556 |
| Total interest expense | $7,532,000 | 2,154 |
| Net interest income | $7,402,000 | 2,961 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,896,000 | 2,316 |
| Gross Fiduciary activities income | $344,000 | 678 |
| Service charges on deposit accounts | $688,000 | 2,413 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $864,000 | 2,459 |
| Total noninterest expense | $6,476,000 | 2,698 |
| Salaries and employee benefits | $3,295,000 | 2,884 |
| Premises and equipment expense | $1,109,000 | 2,243 |
| Additional noninterest expense | $2,072,000 | 2,492 |
| Pre-tax net operating income | $2,822,000 | 2,889 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $461,000 | 3,255 |
| Income before extraordinary items | $2,359,000 | 2,742 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,359,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,537 |
| Cash dividends | $652,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,360,680 | 2,727 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,041,000 | 2,582 |
| Total interest expense | $5,453,000 | 2,168 |
| Net interest income | $5,588,000 | 2,967 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,389,000 | 2,356 |
| Gross Fiduciary activities income | $240,000 | 689 |
| Service charges on deposit accounts | $512,000 | 2,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $637,000 | 2,477 |
| Total noninterest expense | $4,939,000 | 2,654 |
| Salaries and employee benefits | $2,531,000 | 2,815 |
| Premises and equipment expense | $837,000 | 2,229 |
| Additional noninterest expense | $1,571,000 | 2,442 |
| Pre-tax net operating income | $2,038,000 | 3,065 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $331,000 | 3,450 |
| Income before extraordinary items | $1,705,000 | 2,915 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,705,000 | 2,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $448,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,706,680 | 2,907 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,246,000 | 2,586 |
| Total interest expense | $3,517,000 | 2,121 |
| Net interest income | $3,729,000 | 2,974 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $881,000 | 2,432 |
| Gross Fiduciary activities income | $150,000 | 713 |
| Service charges on deposit accounts | $326,000 | 2,496 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $405,000 | 2,547 |
| Total noninterest expense | $3,293,000 | 2,667 |
| Salaries and employee benefits | $1,710,000 | 2,789 |
| Premises and equipment expense | $541,000 | 2,291 |
| Additional noninterest expense | $1,042,000 | 2,464 |
| Pre-tax net operating income | $1,317,000 | 3,162 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $204,000 | 3,595 |
| Income before extraordinary items | $1,111,000 | 2,962 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,111,000 | 2,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $294,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,112,680 | 2,950 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 2,583 |
| Total interest expense | $1,698,000 | 2,096 |
| Net interest income | $1,857,000 | 2,968 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $418,000 | 2,487 |
| Gross Fiduciary activities income | $75,000 | 725 |
| Service charges on deposit accounts | $151,000 | 2,587 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $192,000 | 2,558 |
| Total noninterest expense | $1,670,000 | 2,634 |
| Salaries and employee benefits | $872,000 | 2,759 |
| Premises and equipment expense | $267,000 | 2,333 |
| Additional noninterest expense | $531,000 | 2,415 |
| Pre-tax net operating income | $605,000 | 3,291 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $89,000 | 3,751 |
| Income before extraordinary items | $516,000 | 3,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $516,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $147,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $516,000 | 3,066 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,153,000 | 2,506 |
| Total interest expense | $5,891,000 | 1,917 |
| Net interest income | $7,262,000 | 2,955 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $1,663,000 | 2,516 |
| Gross Fiduciary activities income | $331,000 | 678 |
| Service charges on deposit accounts | $594,000 | 2,676 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $738,000 | 2,674 |
| Total noninterest expense | $6,246,000 | 2,655 |
| Salaries and employee benefits | $3,330,000 | 2,715 |
| Premises and equipment expense | $972,000 | 2,433 |
| Additional noninterest expense | $1,944,000 | 2,556 |
| Pre-tax net operating income | $2,649,000 | 3,051 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $553,000 | 3,196 |
| Income before extraordinary items | $2,096,000 | 2,980 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,096,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $646,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,096,000 | 2,945 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,675,000 | 2,493 |
| Total interest expense | $4,292,000 | 1,855 |
| Net interest income | $5,383,000 | 2,970 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $1,195,000 | 2,587 |
| Gross Fiduciary activities income | $235,000 | 676 |
| Service charges on deposit accounts | $423,000 | 2,792 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $537,000 | 2,742 |
| Total noninterest expense | $4,686,000 | 2,618 |
| Salaries and employee benefits | $2,510,000 | 2,660 |
| Premises and equipment expense | $735,000 | 2,398 |
| Additional noninterest expense | $1,441,000 | 2,553 |
| Pre-tax net operating income | $1,877,000 | 3,202 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $353,000 | 3,521 |
| Income before extraordinary items | $1,524,000 | 3,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,524,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $506,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,524,000 | 3,053 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,331,000 | 2,481 |
| Total interest expense | $2,758,000 | 1,823 |
| Net interest income | $3,573,000 | 2,944 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $755,000 | 2,646 |
| Gross Fiduciary activities income | $160,000 | 673 |
| Service charges on deposit accounts | $259,000 | 2,930 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $336,000 | 2,857 |
| Total noninterest expense | $3,111,000 | 2,608 |
| Salaries and employee benefits | $1,691,000 | 2,618 |
| Premises and equipment expense | $489,000 | 2,382 |
| Additional noninterest expense | $931,000 | 2,618 |
| Pre-tax net operating income | $1,202,000 | 3,246 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $236,000 | 3,504 |
| Income before extraordinary items | $966,000 | 3,172 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $966,000 | 3,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $366,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $966,000 | 3,123 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 2,474 |
| Total interest expense | $1,347,000 | 1,772 |
| Net interest income | $1,780,000 | 2,941 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $355,000 | 2,698 |
| Gross Fiduciary activities income | $75,000 | 706 |
| Service charges on deposit accounts | $116,000 | 3,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,813 |
| Total noninterest expense | $1,554,000 | 2,617 |
| Salaries and employee benefits | $856,000 | 2,614 |
| Premises and equipment expense | $247,000 | 2,382 |
| Additional noninterest expense | $451,000 | 2,690 |
| Pre-tax net operating income | $571,000 | 3,346 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $129,000 | 3,372 |
| Income before extraordinary items | $442,000 | 3,363 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $442,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $183,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $442,000 | 3,329 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,293,000 | 2,338 |
| Total interest expense | $5,107,000 | 1,607 |
| Net interest income | $7,186,000 | 2,822 |
| Provision for loan and lease losses | $121,000 | 4,610 |
| Total noninterest income | $1,497,000 | 2,692 |
| Gross Fiduciary activities income | $346,000 | 659 |
| Service charges on deposit accounts | $615,000 | 2,657 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $536,000 | 3,190 |
| Total noninterest expense | $5,726,000 | 2,768 |
| Salaries and employee benefits | $3,058,000 | 2,794 |
| Premises and equipment expense | $929,000 | 2,452 |
| Additional noninterest expense | $1,739,000 | 2,748 |
| Pre-tax net operating income | $2,836,000 | 2,714 |
| Securities gains (losses) | $49,000 | 1,761 |
| Applicable income taxes | $619,000 | 2,982 |
| Income before extraordinary items | $2,266,000 | 2,631 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,266,000 | 2,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,198 |
| Cash dividends | $690,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,227,290 | 2,614 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,080,000 | 2,342 |
| Total interest expense | $3,774,000 | 1,603 |
| Net interest income | $5,306,000 | 2,826 |
| Provision for loan and lease losses | $91,000 | 4,413 |
| Total noninterest income | $1,060,000 | 2,805 |
| Gross Fiduciary activities income | $205,000 | 719 |
| Service charges on deposit accounts | $453,000 | 2,702 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $402,000 | 3,173 |
| Total noninterest expense | $4,274,000 | 2,753 |
| Salaries and employee benefits | $2,243,000 | 2,822 |
| Premises and equipment expense | $693,000 | 2,443 |
| Additional noninterest expense | $1,338,000 | 2,640 |
| Pre-tax net operating income | $2,001,000 | 2,883 |
| Securities gains (losses) | $49,000 | 1,678 |
| Applicable income taxes | $426,000 | 3,195 |
| Income before extraordinary items | $1,624,000 | 2,766 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,624,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,358 |
| Cash dividends | $514,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,585,290 | 2,747 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,006,000 | 2,351 |
| Total interest expense | $2,491,000 | 1,595 |
| Net interest income | $3,515,000 | 2,833 |
| Provision for loan and lease losses | $61,000 | 4,254 |
| Total noninterest income | $664,000 | 2,951 |
| Gross Fiduciary activities income | $105,000 | 785 |
| Service charges on deposit accounts | $312,000 | 2,629 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $247,000 | 3,343 |
| Total noninterest expense | $2,843,000 | 2,758 |
| Salaries and employee benefits | $1,478,000 | 2,869 |
| Premises and equipment expense | $462,000 | 2,441 |
| Additional noninterest expense | $903,000 | 2,611 |
| Pre-tax net operating income | $1,275,000 | 2,967 |
| Securities gains (losses) | $47,000 | 1,505 |
| Applicable income taxes | $272,000 | 3,240 |
| Income before extraordinary items | $1,050,000 | 2,815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,050,000 | 2,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,756 |
| Cash dividends | $338,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,012,870 | 2,821 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 2,349 |
| Total interest expense | $1,235,000 | 1,629 |
| Net interest income | $1,770,000 | 2,814 |
| Provision for loan and lease losses | $31,000 | 4,037 |
| Total noninterest income | $324,000 | 2,949 |
| Gross Fiduciary activities income | $51,000 | 796 |
| Service charges on deposit accounts | $152,000 | 2,644 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $121,000 | 3,332 |
| Total noninterest expense | $1,426,000 | 2,763 |
| Salaries and employee benefits | $733,000 | 2,892 |
| Premises and equipment expense | $238,000 | 2,416 |
| Additional noninterest expense | $455,000 | 2,584 |
| Pre-tax net operating income | $637,000 | 2,929 |
| Securities gains (losses) | $47,000 | 1,239 |
| Applicable income taxes | $147,000 | 3,131 |
| Income before extraordinary items | $537,000 | 2,768 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $537,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $169,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $499,870 | 2,848 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,757,000 | 2,434 |
| Total interest expense | $5,161,000 | 1,737 |
| Net interest income | $6,596,000 | 2,913 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $1,409,000 | 2,972 |
| Gross Fiduciary activities income | $226,000 | 774 |
| Service charges on deposit accounts | $470,000 | 3,266 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $713,000 | 2,936 |
| Total noninterest expense | $5,294,000 | 2,919 |
| Salaries and employee benefits | $2,716,000 | 3,035 |
| Premises and equipment expense | $900,000 | 2,483 |
| Additional noninterest expense | $1,678,000 | 2,783 |
| Pre-tax net operating income | $2,591,000 | 2,810 |
| Securities gains (losses) | $123,000 | 1,706 |
| Applicable income taxes | $652,000 | 2,915 |
| Income before extraordinary items | $2,062,000 | 2,798 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,062,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $486,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,968,520 | 2,773 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,864,000 | 2,457 |
| Total interest expense | $3,888,000 | 1,796 |
| Net interest income | $4,976,000 | 2,912 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $1,072,000 | 2,989 |
| Gross Fiduciary activities income | $155,000 | 787 |
| Service charges on deposit accounts | $346,000 | 3,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $571,000 | 2,898 |
| Total noninterest expense | $3,954,000 | 2,932 |
| Salaries and employee benefits | $1,994,000 | 3,102 |
| Premises and equipment expense | $699,000 | 2,411 |
| Additional noninterest expense | $1,261,000 | 2,755 |
| Pre-tax net operating income | $2,004,000 | 2,852 |
| Securities gains (losses) | $123,000 | 1,568 |
| Applicable income taxes | $520,000 | 2,958 |
| Income before extraordinary items | $1,607,000 | 2,812 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,607,000 | 2,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,943 |
| Cash dividends | $354,000 | 3,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,513,520 | 2,795 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,913,000 | 2,468 |
| Total interest expense | $2,609,000 | 1,844 |
| Net interest income | $3,304,000 | 2,907 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $737,000 | 2,915 |
| Gross Fiduciary activities income | $90,000 | 832 |
| Service charges on deposit accounts | $223,000 | 3,357 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $424,000 | 2,695 |
| Total noninterest expense | $2,615,000 | 2,946 |
| Salaries and employee benefits | $1,330,000 | 3,096 |
| Premises and equipment expense | $466,000 | 2,397 |
| Additional noninterest expense | $819,000 | 2,822 |
| Pre-tax net operating income | $1,366,000 | 2,801 |
| Securities gains (losses) | $123,000 | 1,355 |
| Applicable income taxes | $371,000 | 2,840 |
| Income before extraordinary items | $1,118,000 | 2,730 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,118,000 | 2,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $237,000 | 3,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,025,750 | 2,769 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 2,486 |
| Total interest expense | $1,304,000 | 1,891 |
| Net interest income | $1,648,000 | 2,909 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $296,000 | 3,271 |
| Gross Fiduciary activities income | $45,000 | 840 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $139,000 | 3,347 |
| Total noninterest expense | $1,301,000 | 2,941 |
| Salaries and employee benefits | $681,000 | 3,021 |
| Premises and equipment expense | $229,000 | 2,426 |
| Additional noninterest expense | $391,000 | 2,911 |
| Pre-tax net operating income | $613,000 | 3,029 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $144,000 | 3,290 |
| Income before extraordinary items | $471,000 | 3,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $471,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $118,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $469,460 | 2,933 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,887,000 | 2,583 |
| Total interest expense | $5,765,000 | 1,969 |
| Net interest income | $6,122,000 | 3,094 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,225,000 | 3,028 |
| Gross Fiduciary activities income | $208,000 | 814 |
| Service charges on deposit accounts | $397,000 | 3,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $620,000 | 2,908 |
| Total noninterest expense | $4,978,000 | 2,938 |
| Salaries and employee benefits | $2,515,000 | 3,108 |
| Premises and equipment expense | $878,000 | 2,466 |
| Additional noninterest expense | $1,585,000 | 2,837 |
| Pre-tax net operating income | $2,249,000 | 3,131 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $474,000 | 3,565 |
| Income before extraordinary items | $1,775,000 | 3,077 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,775,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,336 |
| Cash dividends | $418,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,775,000 | 2,978 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,570,000 | 2,929 |
| Total interest expense | $6,689,000 | 2,396 |
| Net interest income | $4,881,000 | 3,497 |
| Provision for loan and lease losses | $78,000 | 6,034 |
| Total noninterest income | $1,066,000 | 3,194 |
| Gross Fiduciary activities income | $174,000 | 876 |
| Service charges on deposit accounts | $372,000 | 3,595 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $520,000 | 3,057 |
| Total noninterest expense | $4,354,000 | 3,176 |
| Salaries and employee benefits | $2,228,000 | 3,285 |
| Premises and equipment expense | $792,000 | 2,661 |
| Additional noninterest expense | $1,334,000 | 3,191 |
| Pre-tax net operating income | $1,515,000 | 3,830 |
| Securities gains (losses) | $77,000 | 1,979 |
| Applicable income taxes | $297,000 | 4,291 |
| Income before extraordinary items | $1,295,000 | 3,591 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,295,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $377,000 | 3,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,232,630 | 3,613 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,597,000 | 3,242 |
| Total interest expense | $5,928,000 | 2,820 |
| Net interest income | $4,669,000 | 3,678 |
| Provision for loan and lease losses | $114,000 | 5,045 |
| Total noninterest income | $970,000 | 3,205 |
| Gross Fiduciary activities income | $185,000 | 823 |
| Service charges on deposit accounts | $429,000 | 3,063 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $356,000 | 3,594 |
| Total noninterest expense | $4,204,000 | 3,198 |
| Salaries and employee benefits | $2,350,000 | 3,002 |
| Premises and equipment expense | $732,000 | 2,769 |
| Additional noninterest expense | $1,122,000 | 3,644 |
| Pre-tax net operating income | $1,321,000 | 4,454 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $251,000 | 4,970 |
| Income before extraordinary items | $1,070,000 | 4,195 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,070,000 | 4,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $344,000 | 4,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,070,000 | 4,197 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,665,000 | 3,320 |
| Total interest expense | $5,024,000 | 2,910 |
| Net interest income | $4,641,000 | 3,684 |
| Provision for loan and lease losses | $102,000 | 5,170 |
| Total noninterest income | $836,000 | 3,511 |
| Gross Fiduciary activities income | $156,000 | 916 |
| Service charges on deposit accounts | $364,000 | 3,462 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $316,000 | 3,900 |
| Total noninterest expense | $3,917,000 | 3,377 |
| Salaries and employee benefits | $2,124,000 | 3,243 |
| Premises and equipment expense | $686,000 | 2,912 |
| Additional noninterest expense | $1,107,000 | 3,691 |
| Pre-tax net operating income | $1,458,000 | 4,176 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $351,000 | 4,459 |
| Income before extraordinary items | $1,108,000 | 4,117 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,108,000 | 4,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $314,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,107,240 | 4,079 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,901,000 | 3,569 |
| Total interest expense | $4,687,000 | 3,179 |
| Net interest income | $4,214,000 | 3,953 |
| Provision for loan and lease losses | $82,000 | 5,540 |
| Total noninterest income | $695,000 | 4,006 |
| Gross Fiduciary activities income | $115,000 | 982 |
| Service charges on deposit accounts | $239,000 | 4,640 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $341,000 | 3,746 |
| Total noninterest expense | $3,404,000 | 3,700 |
| Salaries and employee benefits | $1,853,000 | 3,585 |
| Premises and equipment expense | $600,000 | 3,173 |
| Additional noninterest expense | $951,000 | 4,124 |
| Pre-tax net operating income | $1,423,000 | 4,354 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $382,000 | 4,540 |
| Income before extraordinary items | $1,041,000 | 4,364 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,041,000 | 4,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $286,000 | 4,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,041,000 | 4,276 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,011,000 | 3,961 |
| Total interest expense | $4,137,000 | 3,549 |
| Net interest income | $3,874,000 | 4,359 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $487,000 | 5,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,297 |
| Total noninterest expense | $3,103,000 | 3,990 |
| Salaries and employee benefits | $1,695,000 | 3,845 |
| Premises and equipment expense | $521,000 | 3,577 |
| Additional noninterest expense | $887,000 | 4,368 |
| Pre-tax net operating income | $1,198,000 | 5,256 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $347,000 | 5,340 |
| Income before extraordinary items | $855,000 | 5,239 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $855,000 | 5,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $238,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $852,160 | 5,190 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,108,000 | 4,524 |
| Total interest expense | $3,532,000 | 4,161 |
| Net interest income | $3,576,000 | 4,740 |
| Provision for loan and lease losses | $39,000 | 7,052 |
| Total noninterest income | $365,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,587 |
| Total noninterest expense | $2,709,000 | 4,692 |
| Salaries and employee benefits | $1,502,000 | 4,296 |
| Premises and equipment expense | $464,000 | 4,017 |
| Additional noninterest expense | $743,000 | 5,493 |
| Pre-tax net operating income | $1,193,000 | 5,144 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $306,000 | 5,765 |
| Income before extraordinary items | $887,000 | 4,925 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $887,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $887,000 | 4,870 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 4,960 |
| Total interest expense | $3,058,000 | 4,673 |
| Net interest income | $3,280,000 | 5,128 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $320,000 | 6,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,815 |
| Total noninterest expense | $2,417,000 | 5,143 |
| Salaries and employee benefits | $1,305,000 | 4,842 |
| Premises and equipment expense | $387,000 | 4,672 |
| Additional noninterest expense | $725,000 | 5,688 |
| Pre-tax net operating income | $1,147,000 | 5,426 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $322,000 | 5,754 |
| Income before extraordinary items | $825,000 | 5,329 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $825,000 | 5,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $189,000 | 5,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $825,000 | 5,302 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 5,408 |
| Total interest expense | $2,396,000 | 4,821 |
| Net interest income | $2,887,000 | 5,762 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $377,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 4,661 |
| Total noninterest expense | $2,263,000 | 5,606 |
| Salaries and employee benefits | $1,187,000 | 5,289 |
| Premises and equipment expense | $379,000 | 4,801 |
| Additional noninterest expense | $697,000 | 6,340 |
| Pre-tax net operating income | $953,000 | 6,153 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $241,000 | 6,672 |
| Income before extraordinary items | $712,000 | 5,838 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $712,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $712,000 | 5,905 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,925,000 | 5,859 |
| Total interest expense | $2,222,000 | 5,336 |
| Net interest income | $2,703,000 | 6,159 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $225,000 | 8,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,107 |
| Total noninterest expense | $2,054,000 | 6,195 |
| Salaries and employee benefits | $1,057,000 | 5,836 |
| Premises and equipment expense | $309,000 | 5,704 |
| Additional noninterest expense | $688,000 | 6,647 |
| Pre-tax net operating income | $814,000 | 6,740 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $207,000 | 7,496 |
| Income before extraordinary items | $608,000 | 6,715 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $608,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $156,000 | 6,000 |
| Sale, conversion, retirement of capital stock, net | $970,000 | 485 |
| Net operating income | $607,250 | 6,480 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 6,378 |
| Total interest expense | $2,450,000 | 6,084 |
| Net interest income | $2,561,000 | 6,482 |
| Provision for loan and lease losses | $65,000 | 8,399 |
| Total noninterest income | $178,000 | 9,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $1,954,000 | 6,497 |
| Salaries and employee benefits | $954,000 | 6,300 |
| Premises and equipment expense | $277,000 | 6,329 |
| Additional noninterest expense | $723,000 | 6,595 |
| Pre-tax net operating income | $720,000 | 6,995 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $196,000 | 7,643 |
| Income before extraordinary items | $531,000 | 7,071 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $531,000 | 7,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $132,000 | 6,016 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 655 |
| Net operating income | $525,890 | 6,746 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.