Home > Penn Security Bank and Trust Company > Income and Expense
Penn Security Bank and Trust Company, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $26,276,000 | 712 |
| Total interest expense | $2,946,000 | 896 |
| Net interest income | $23,330,000 | 680 |
| Provision for loan and lease losses | $1,325,000 | 717 |
| Total noninterest income | $8,752,000 | 612 |
| Gross Fiduciary activities income | $1,281,000 | 352 |
| Service charges on deposit accounts | $1,482,000 | 703 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,989,000 | 579 |
| Total noninterest expense | $21,298,000 | 716 |
| Salaries and employee benefits | $10,415,000 | 778 |
| Premises and equipment expense | $2,187,000 | 842 |
| Additional noninterest expense | $8,696,000 | 600 |
| Pre-tax net operating income | $9,459,000 | 639 |
| Securities gains (losses) | $55,000 | 1,594 |
| Applicable income taxes | $1,729,000 | 843 |
| Income before extraordinary items | $7,785,000 | 634 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $7,785,000 | 636 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,785,000 | 636 |
| Net charge-offs | $404,000 | 1,810 |
| Cash dividends | $4,132,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 563 |
| Net operating income | $7,739,900 | 618 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $17,597,000 | 710 |
| Total interest expense | $1,994,000 | 907 |
| Net interest income | $15,603,000 | 674 |
| Provision for loan and lease losses | $800,000 | 795 |
| Total noninterest income | $5,758,000 | 615 |
| Gross Fiduciary activities income | $794,000 | 367 |
| Service charges on deposit accounts | $954,000 | 718 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,010,000 | 586 |
| Total noninterest expense | $13,947,000 | 730 |
| Salaries and employee benefits | $7,075,000 | 767 |
| Premises and equipment expense | $1,502,000 | 817 |
| Additional noninterest expense | $5,370,000 | 638 |
| Pre-tax net operating income | $6,614,000 | 600 |
| Securities gains (losses) | $22,000 | 1,956 |
| Applicable income taxes | $1,336,000 | 740 |
| Income before extraordinary items | $5,300,000 | 629 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,300,000 | 630 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,300,000 | 631 |
| Net charge-offs | $198,000 | 2,110 |
| Cash dividends | $2,752,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 536 |
| Net operating income | $5,282,400 | 603 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,874,000 | 710 |
| Total interest expense | $1,033,000 | 898 |
| Net interest income | $7,841,000 | 676 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $2,725,000 | 650 |
| Gross Fiduciary activities income | $391,000 | 366 |
| Service charges on deposit accounts | $467,000 | 728 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,867,000 | 624 |
| Total noninterest expense | $7,106,000 | 723 |
| Salaries and employee benefits | $3,583,000 | 767 |
| Premises and equipment expense | $801,000 | 771 |
| Additional noninterest expense | $2,722,000 | 632 |
| Pre-tax net operating income | $3,160,000 | 615 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $704,000 | 694 |
| Income before extraordinary items | $2,456,000 | 659 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,456,000 | 658 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,456,000 | 660 |
| Net charge-offs | $140,000 | 1,641 |
| Cash dividends | $1,376,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 514 |
| Net operating income | $2,456,000 | 627 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $37,534,000 | 697 |
| Total interest expense | $5,362,000 | 833 |
| Net interest income | $32,172,000 | 668 |
| Provision for loan and lease losses | $924,000 | 1,865 |
| Total noninterest income | $11,124,000 | 628 |
| Gross Fiduciary activities income | $1,481,000 | 366 |
| Service charges on deposit accounts | $1,918,000 | 744 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $7,725,000 | 586 |
| Total noninterest expense | $29,038,000 | 700 |
| Salaries and employee benefits | $14,121,000 | 739 |
| Premises and equipment expense | $2,946,000 | 824 |
| Additional noninterest expense | $11,971,000 | 599 |
| Pre-tax net operating income | $13,334,000 | 575 |
| Securities gains (losses) | $181,000 | 1,789 |
| Applicable income taxes | $3,058,000 | 600 |
| Income before extraordinary items | $10,457,000 | 597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,457,000 | 596 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $10,457,000 | 597 |
| Net charge-offs | $685,000 | 2,258 |
| Cash dividends | $5,504,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 742 |
| Net operating income | $10,317,630 | 579 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $28,379,000 | 702 |
| Total interest expense | $4,150,000 | 851 |
| Net interest income | $24,229,000 | 672 |
| Provision for loan and lease losses | $777,000 | 1,738 |
| Total noninterest income | $8,511,000 | 620 |
| Gross Fiduciary activities income | $1,112,000 | 365 |
| Service charges on deposit accounts | $1,416,000 | 762 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,983,000 | 578 |
| Total noninterest expense | $21,903,000 | 694 |
| Salaries and employee benefits | $10,617,000 | 735 |
| Premises and equipment expense | $2,230,000 | 816 |
| Additional noninterest expense | $9,056,000 | 596 |
| Pre-tax net operating income | $10,060,000 | 586 |
| Securities gains (losses) | $114,000 | 1,876 |
| Applicable income taxes | $2,298,000 | 626 |
| Income before extraordinary items | $7,876,000 | 617 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $7,876,000 | 616 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,876,000 | 617 |
| Net charge-offs | $522,000 | 2,123 |
| Cash dividends | $4,127,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 731 |
| Net operating income | $7,788,220 | 594 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $19,122,000 | 706 |
| Total interest expense | $2,888,000 | 847 |
| Net interest income | $16,234,000 | 666 |
| Provision for loan and lease losses | $306,000 | 2,367 |
| Total noninterest income | $5,401,000 | 641 |
| Gross Fiduciary activities income | $703,000 | 378 |
| Service charges on deposit accounts | $927,000 | 761 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,771,000 | 582 |
| Total noninterest expense | $14,573,000 | 693 |
| Salaries and employee benefits | $7,204,000 | 714 |
| Premises and equipment expense | $1,552,000 | 774 |
| Additional noninterest expense | $5,817,000 | 613 |
| Pre-tax net operating income | $6,756,000 | 572 |
| Securities gains (losses) | $110,000 | 1,520 |
| Applicable income taxes | $1,539,000 | 622 |
| Income before extraordinary items | $5,327,000 | 600 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,327,000 | 600 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,327,000 | 600 |
| Net charge-offs | $79,000 | 3,636 |
| Cash dividends | $2,752,000 | 407 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 775 |
| Net operating income | $5,241,200 | 587 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $9,654,000 | 699 |
| Total interest expense | $1,481,000 | 859 |
| Net interest income | $8,173,000 | 656 |
| Provision for loan and lease losses | $192,000 | 2,083 |
| Total noninterest income | $2,848,000 | 613 |
| Gross Fiduciary activities income | $362,000 | 371 |
| Service charges on deposit accounts | $459,000 | 764 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,027,000 | 547 |
| Total noninterest expense | $7,263,000 | 692 |
| Salaries and employee benefits | $3,651,000 | 711 |
| Premises and equipment expense | $837,000 | 724 |
| Additional noninterest expense | $2,775,000 | 633 |
| Pre-tax net operating income | $3,566,000 | 548 |
| Securities gains (losses) | $47,000 | 1,254 |
| Applicable income taxes | $840,000 | 580 |
| Income before extraordinary items | $2,773,000 | 566 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,773,000 | 565 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,773,000 | 567 |
| Net charge-offs | $92,000 | 2,508 |
| Cash dividends | $1,376,000 | 370 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,736,810 | 564 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $39,664,000 | 705 |
| Total interest expense | $7,339,000 | 806 |
| Net interest income | $32,325,000 | 668 |
| Provision for loan and lease losses | $2,381,000 | 1,389 |
| Total noninterest income | $12,031,000 | 542 |
| Gross Fiduciary activities income | $1,563,000 | 312 |
| Service charges on deposit accounts | $2,047,000 | 716 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $8,421,000 | 499 |
| Total noninterest expense | $28,692,000 | 693 |
| Salaries and employee benefits | $13,687,000 | 722 |
| Premises and equipment expense | $3,561,000 | 691 |
| Additional noninterest expense | $11,444,000 | 635 |
| Pre-tax net operating income | $13,283,000 | 493 |
| Securities gains (losses) | $208,000 | 1,422 |
| Applicable income taxes | $3,009,000 | 577 |
| Income before extraordinary items | $10,482,000 | 511 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,482,000 | 511 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $10,482,000 | 512 |
| Net charge-offs | $2,170,000 | 1,482 |
| Cash dividends | $5,504,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $10,319,760 | 510 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $29,864,000 | 717 |
| Total interest expense | $5,604,000 | 834 |
| Net interest income | $24,260,000 | 675 |
| Provision for loan and lease losses | $1,713,000 | 1,378 |
| Total noninterest income | $9,471,000 | 521 |
| Gross Fiduciary activities income | $1,214,000 | 304 |
| Service charges on deposit accounts | $1,531,000 | 722 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $6,726,000 | 465 |
| Total noninterest expense | $21,737,000 | 685 |
| Salaries and employee benefits | $10,168,000 | 731 |
| Premises and equipment expense | $2,714,000 | 698 |
| Additional noninterest expense | $8,855,000 | 609 |
| Pre-tax net operating income | $10,281,000 | 494 |
| Securities gains (losses) | $178,000 | 1,291 |
| Applicable income taxes | $2,432,000 | 541 |
| Income before extraordinary items | $8,027,000 | 515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,027,000 | 514 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $8,027,000 | 515 |
| Net charge-offs | $1,502,000 | 1,490 |
| Cash dividends | $4,128,000 | 346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $7,889,940 | 509 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $19,972,000 | 726 |
| Total interest expense | $3,819,000 | 853 |
| Net interest income | $16,153,000 | 677 |
| Provision for loan and lease losses | $1,268,000 | 1,289 |
| Total noninterest income | $6,079,000 | 544 |
| Gross Fiduciary activities income | $783,000 | 317 |
| Service charges on deposit accounts | $991,000 | 738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,305,000 | 481 |
| Total noninterest expense | $14,293,000 | 699 |
| Salaries and employee benefits | $6,771,000 | 728 |
| Premises and equipment expense | $1,827,000 | 695 |
| Additional noninterest expense | $5,695,000 | 645 |
| Pre-tax net operating income | $6,671,000 | 498 |
| Securities gains (losses) | $150,000 | 883 |
| Applicable income taxes | $1,567,000 | 535 |
| Income before extraordinary items | $5,254,000 | 516 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,254,000 | 515 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $5,254,000 | 516 |
| Net charge-offs | $1,057,000 | 1,424 |
| Cash dividends | $2,752,000 | 336 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $5,138,500 | 509 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,032,000 | 731 |
| Total interest expense | $1,897,000 | 893 |
| Net interest income | $8,135,000 | 675 |
| Provision for loan and lease losses | $369,000 | 1,735 |
| Total noninterest income | $3,296,000 | 507 |
| Gross Fiduciary activities income | $398,000 | 309 |
| Service charges on deposit accounts | $472,000 | 760 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,426,000 | 444 |
| Total noninterest expense | $7,440,000 | 679 |
| Salaries and employee benefits | $3,525,000 | 708 |
| Premises and equipment expense | $1,021,000 | 644 |
| Additional noninterest expense | $2,894,000 | 619 |
| Pre-tax net operating income | $3,622,000 | 472 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $859,000 | 508 |
| Income before extraordinary items | $2,768,000 | 485 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,768,000 | 484 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,768,000 | 485 |
| Net charge-offs | $69,000 | 3,084 |
| Cash dividends | $1,376,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,764,200 | 470 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $41,707,000 | 726 |
| Total interest expense | $8,356,000 | 1,002 |
| Net interest income | $33,351,000 | 645 |
| Provision for loan and lease losses | $1,999,000 | 2,079 |
| Total noninterest income | $11,595,000 | 566 |
| Gross Fiduciary activities income | $1,493,000 | 315 |
| Service charges on deposit accounts | $2,163,000 | 695 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,939,000 | 536 |
| Total noninterest expense | $28,436,000 | 704 |
| Salaries and employee benefits | $13,081,000 | 741 |
| Premises and equipment expense | $3,547,000 | 731 |
| Additional noninterest expense | $11,808,000 | 647 |
| Pre-tax net operating income | $14,511,000 | 398 |
| Securities gains (losses) | $96,000 | 2,203 |
| Applicable income taxes | $3,194,000 | 524 |
| Income before extraordinary items | $11,413,000 | 395 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,413,000 | 394 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $11,413,000 | 395 |
| Net charge-offs | $1,799,000 | 1,983 |
| Cash dividends | $5,504,000 | 306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $11,338,120 | 384 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $31,358,000 | 724 |
| Total interest expense | $6,318,000 | 1,028 |
| Net interest income | $25,040,000 | 637 |
| Provision for loan and lease losses | $1,723,000 | 1,821 |
| Total noninterest income | $8,681,000 | 556 |
| Gross Fiduciary activities income | $1,117,000 | 318 |
| Service charges on deposit accounts | $1,632,000 | 704 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $5,932,000 | 520 |
| Total noninterest expense | $21,034,000 | 706 |
| Salaries and employee benefits | $9,442,000 | 766 |
| Premises and equipment expense | $2,673,000 | 731 |
| Additional noninterest expense | $8,919,000 | 611 |
| Pre-tax net operating income | $10,964,000 | 397 |
| Securities gains (losses) | $82,000 | 2,089 |
| Applicable income taxes | $2,486,000 | 501 |
| Income before extraordinary items | $8,560,000 | 398 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,560,000 | 398 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $8,560,000 | 399 |
| Net charge-offs | $1,523,000 | 1,768 |
| Cash dividends | $4,128,000 | 270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $8,496,860 | 387 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $20,955,000 | 733 |
| Total interest expense | $4,203,000 | 1,063 |
| Net interest income | $16,752,000 | 639 |
| Provision for loan and lease losses | $865,000 | 2,103 |
| Total noninterest income | $5,291,000 | 584 |
| Gross Fiduciary activities income | $717,000 | 326 |
| Service charges on deposit accounts | $1,095,000 | 699 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,479,000 | 540 |
| Total noninterest expense | $13,836,000 | 714 |
| Salaries and employee benefits | $6,265,000 | 767 |
| Premises and equipment expense | $1,785,000 | 738 |
| Additional noninterest expense | $5,786,000 | 629 |
| Pre-tax net operating income | $7,342,000 | 386 |
| Securities gains (losses) | $82,000 | 1,559 |
| Applicable income taxes | $1,654,000 | 460 |
| Income before extraordinary items | $5,770,000 | 378 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,770,000 | 378 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $5,770,000 | 378 |
| Net charge-offs | $665,000 | 2,142 |
| Cash dividends | $2,752,000 | 255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $5,706,040 | 373 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,546,000 | 737 |
| Total interest expense | $2,106,000 | 1,117 |
| Net interest income | $8,440,000 | 644 |
| Provision for loan and lease losses | $328,000 | 2,288 |
| Total noninterest income | $2,709,000 | 574 |
| Gross Fiduciary activities income | $380,000 | 314 |
| Service charges on deposit accounts | $532,000 | 727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,797,000 | 527 |
| Total noninterest expense | $7,033,000 | 714 |
| Salaries and employee benefits | $3,173,000 | 765 |
| Premises and equipment expense | $950,000 | 704 |
| Additional noninterest expense | $2,910,000 | 634 |
| Pre-tax net operating income | $3,788,000 | 358 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $816,000 | 447 |
| Income before extraordinary items | $2,974,000 | 363 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,974,000 | 365 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,974,000 | 365 |
| Net charge-offs | $128,000 | 2,898 |
| Cash dividends | $1,376,000 | 256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,972,440 | 352 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $40,101,000 | 835 |
| Total interest expense | $9,580,000 | 1,245 |
| Net interest income | $30,521,000 | 700 |
| Provision for loan and lease losses | $2,260,000 | 2,319 |
| Total noninterest income | $10,282,000 | 622 |
| Gross Fiduciary activities income | $1,392,000 | 315 |
| Service charges on deposit accounts | $1,939,000 | 895 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,951,000 | 565 |
| Total noninterest expense | $28,433,000 | 746 |
| Salaries and employee benefits | $12,616,000 | 772 |
| Premises and equipment expense | $3,852,000 | 687 |
| Additional noninterest expense | $11,965,000 | 677 |
| Pre-tax net operating income | $10,110,000 | 417 |
| Securities gains (losses) | $869,000 | 556 |
| Applicable income taxes | $2,156,000 | 531 |
| Income before extraordinary items | $8,823,000 | 367 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,823,000 | 366 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $8,823,000 | 367 |
| Net charge-offs | $1,235,000 | 2,604 |
| Cash dividends | $5,030,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $8,127,800 | 404 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $29,490,000 | 871 |
| Total interest expense | $7,347,000 | 1,280 |
| Net interest income | $22,143,000 | 717 |
| Provision for loan and lease losses | $1,573,000 | 2,160 |
| Total noninterest income | $7,982,000 | 621 |
| Gross Fiduciary activities income | $1,054,000 | 310 |
| Service charges on deposit accounts | $1,366,000 | 952 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,562,000 | 546 |
| Total noninterest expense | $21,078,000 | 749 |
| Salaries and employee benefits | $9,017,000 | 822 |
| Premises and equipment expense | $3,041,000 | 673 |
| Additional noninterest expense | $9,020,000 | 642 |
| Pre-tax net operating income | $7,474,000 | 444 |
| Securities gains (losses) | $337,000 | 920 |
| Applicable income taxes | $1,466,000 | 609 |
| Income before extraordinary items | $6,345,000 | 415 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $6,345,000 | 413 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $6,345,000 | 415 |
| Net charge-offs | $548,000 | 2,912 |
| Cash dividends | $3,654,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,072,030 | 436 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $18,756,000 | 935 |
| Total interest expense | $4,745,000 | 1,399 |
| Net interest income | $14,011,000 | 767 |
| Provision for loan and lease losses | $1,231,000 | 1,838 |
| Total noninterest income | $4,867,000 | 663 |
| Gross Fiduciary activities income | $685,000 | 321 |
| Service charges on deposit accounts | $820,000 | 1,050 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,362,000 | 596 |
| Total noninterest expense | $14,044,000 | 758 |
| Salaries and employee benefits | $5,793,000 | 878 |
| Premises and equipment expense | $2,214,000 | 629 |
| Additional noninterest expense | $6,037,000 | 646 |
| Pre-tax net operating income | $3,603,000 | 629 |
| Securities gains (losses) | $310,000 | 737 |
| Applicable income taxes | $654,000 | 868 |
| Income before extraordinary items | $3,259,000 | 548 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,259,000 | 546 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,259,000 | 548 |
| Net charge-offs | $456,000 | 2,448 |
| Cash dividends | $2,278,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,001,700 | 583 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,025,000 | 1,122 |
| Total interest expense | $2,042,000 | 1,662 |
| Net interest income | $5,983,000 | 902 |
| Provision for loan and lease losses | $996,000 | 1,199 |
| Total noninterest income | $2,410,000 | 656 |
| Gross Fiduciary activities income | $310,000 | 338 |
| Service charges on deposit accounts | $339,000 | 1,220 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,761,000 | 550 |
| Total noninterest expense | $7,114,000 | 706 |
| Salaries and employee benefits | $2,478,000 | 1,017 |
| Premises and equipment expense | $1,397,000 | 500 |
| Additional noninterest expense | $3,239,000 | 547 |
| Pre-tax net operating income | $283,000 | 3,426 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-121,000 | 7,595 |
| Income before extraordinary items | $404,000 | 2,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $404,000 | 2,548 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $404,000 | 2,550 |
| Net charge-offs | $221,000 | 2,065 |
| Cash dividends | $902,000 | 499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $404,000 | 2,408 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $33,788,000 | 1,129 |
| Total interest expense | $10,830,000 | 1,498 |
| Net interest income | $22,958,000 | 932 |
| Provision for loan and lease losses | $861,000 | 2,934 |
| Total noninterest income | $9,837,000 | 607 |
| Gross Fiduciary activities income | $1,500,000 | 317 |
| Service charges on deposit accounts | $1,477,000 | 1,224 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,860,000 | 514 |
| Total noninterest expense | $22,128,000 | 897 |
| Salaries and employee benefits | $10,157,000 | 979 |
| Premises and equipment expense | $2,703,000 | 1,032 |
| Additional noninterest expense | $9,268,000 | 725 |
| Pre-tax net operating income | $9,806,000 | 556 |
| Securities gains (losses) | $1,224,000 | 181 |
| Applicable income taxes | $2,458,000 | 560 |
| Income before extraordinary items | $8,572,000 | 455 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,572,000 | 455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 3,599 |
| Cash dividends | $3,566,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,617,280 | 548 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $25,428,000 | 1,153 |
| Total interest expense | $8,445,000 | 1,501 |
| Net interest income | $16,983,000 | 956 |
| Provision for loan and lease losses | $618,000 | 2,440 |
| Total noninterest income | $7,744,000 | 606 |
| Gross Fiduciary activities income | $1,145,000 | 317 |
| Service charges on deposit accounts | $1,062,000 | 1,278 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,537,000 | 510 |
| Total noninterest expense | $16,302,000 | 907 |
| Salaries and employee benefits | $7,405,000 | 1,031 |
| Premises and equipment expense | $2,061,000 | 1,012 |
| Additional noninterest expense | $6,836,000 | 692 |
| Pre-tax net operating income | $7,807,000 | 637 |
| Securities gains (losses) | $1,224,000 | 153 |
| Applicable income taxes | $1,962,000 | 663 |
| Income before extraordinary items | $7,069,000 | 517 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $7,069,000 | 516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,232 |
| Cash dividends | $2,664,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,114,280 | 629 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,892,000 | 1,168 |
| Total interest expense | $5,707,000 | 1,538 |
| Net interest income | $11,185,000 | 961 |
| Provision for loan and lease losses | $451,000 | 2,014 |
| Total noninterest income | $4,780,000 | 660 |
| Gross Fiduciary activities income | $759,000 | 329 |
| Service charges on deposit accounts | $659,000 | 1,359 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,362,000 | 574 |
| Total noninterest expense | $10,499,000 | 939 |
| Salaries and employee benefits | $4,924,000 | 1,047 |
| Premises and equipment expense | $1,435,000 | 964 |
| Additional noninterest expense | $4,140,000 | 729 |
| Pre-tax net operating income | $5,015,000 | 707 |
| Securities gains (losses) | $1,213,000 | 155 |
| Applicable income taxes | $1,383,000 | 707 |
| Income before extraordinary items | $4,845,000 | 569 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,845,000 | 569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $1,761,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,898,860 | 693 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,455,000 | 1,202 |
| Total interest expense | $2,910,000 | 1,611 |
| Net interest income | $5,545,000 | 968 |
| Provision for loan and lease losses | $235,000 | 1,655 |
| Total noninterest income | $2,417,000 | 655 |
| Gross Fiduciary activities income | $377,000 | 330 |
| Service charges on deposit accounts | $263,000 | 1,645 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,777,000 | 546 |
| Total noninterest expense | $5,542,000 | 868 |
| Salaries and employee benefits | $2,415,000 | 1,074 |
| Premises and equipment expense | $768,000 | 901 |
| Additional noninterest expense | $2,359,000 | 623 |
| Pre-tax net operating income | $2,185,000 | 868 |
| Securities gains (losses) | $1,710,000 | 96 |
| Applicable income taxes | $953,000 | 605 |
| Income before extraordinary items | $2,942,000 | 520 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,942,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $880,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,642,400 | 874 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $34,190,000 | 1,231 |
| Total interest expense | $12,739,000 | 1,580 |
| Net interest income | $21,451,000 | 1,029 |
| Provision for loan and lease losses | $657,000 | 1,928 |
| Total noninterest income | $8,680,000 | 688 |
| Gross Fiduciary activities income | $1,544,000 | 322 |
| Service charges on deposit accounts | $1,014,000 | 1,745 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,122,000 | 584 |
| Total noninterest expense | $21,252,000 | 877 |
| Salaries and employee benefits | $9,130,000 | 1,100 |
| Premises and equipment expense | $2,586,000 | 1,022 |
| Additional noninterest expense | $9,536,000 | 606 |
| Pre-tax net operating income | $8,222,000 | 1,029 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,624,000 | 1,331 |
| Income before extraordinary items | $6,598,000 | 994 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,598,000 | 992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,171 |
| Cash dividends | $3,394,000 | 1,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,598,000 | 976 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,622,000 | 1,233 |
| Total interest expense | $9,610,000 | 1,568 |
| Net interest income | $16,012,000 | 1,038 |
| Provision for loan and lease losses | $528,000 | 1,495 |
| Total noninterest income | $6,699,000 | 672 |
| Gross Fiduciary activities income | $1,169,000 | 319 |
| Service charges on deposit accounts | $756,000 | 1,732 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,774,000 | 564 |
| Total noninterest expense | $15,376,000 | 895 |
| Salaries and employee benefits | $6,813,000 | 1,106 |
| Premises and equipment expense | $1,955,000 | 995 |
| Additional noninterest expense | $6,608,000 | 630 |
| Pre-tax net operating income | $6,807,000 | 1,015 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,334,000 | 1,335 |
| Income before extraordinary items | $5,473,000 | 953 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,473,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,520 |
| Cash dividends | $2,384,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,473,000 | 938 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,924,000 | 1,262 |
| Total interest expense | $6,408,000 | 1,575 |
| Net interest income | $10,516,000 | 1,064 |
| Provision for loan and lease losses | $220,000 | 2,020 |
| Total noninterest income | $4,035,000 | 766 |
| Gross Fiduciary activities income | $748,000 | 331 |
| Service charges on deposit accounts | $511,000 | 1,723 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,776,000 | 648 |
| Total noninterest expense | $10,285,000 | 908 |
| Salaries and employee benefits | $4,705,000 | 1,084 |
| Premises and equipment expense | $1,350,000 | 963 |
| Additional noninterest expense | $4,230,000 | 665 |
| Pre-tax net operating income | $4,046,000 | 1,168 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $730,000 | 1,603 |
| Income before extraordinary items | $3,316,000 | 1,088 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,316,000 | 1,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,059 |
| Cash dividends | $1,590,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,316,000 | 1,067 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,306,000 | 1,282 |
| Total interest expense | $3,097,000 | 1,611 |
| Net interest income | $5,209,000 | 1,068 |
| Provision for loan and lease losses | $96,000 | 2,086 |
| Total noninterest income | $2,054,000 | 740 |
| Gross Fiduciary activities income | $381,000 | 328 |
| Service charges on deposit accounts | $251,000 | 1,710 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,422,000 | 623 |
| Total noninterest expense | $5,186,000 | 894 |
| Salaries and employee benefits | $2,375,000 | 1,081 |
| Premises and equipment expense | $625,000 | 1,069 |
| Additional noninterest expense | $2,186,000 | 632 |
| Pre-tax net operating income | $1,981,000 | 1,191 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $343,000 | 1,700 |
| Income before extraordinary items | $1,638,000 | 1,077 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,638,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,221 |
| Cash dividends | $795,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,638,000 | 1,061 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,811,000 | 1,231 |
| Total interest expense | $11,054,000 | 1,528 |
| Net interest income | $20,757,000 | 1,069 |
| Provision for loan and lease losses | $433,000 | 2,140 |
| Total noninterest income | $7,895,000 | 745 |
| Gross Fiduciary activities income | $1,493,000 | 323 |
| Service charges on deposit accounts | $859,000 | 1,998 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,543,000 | 633 |
| Total noninterest expense | $21,027,000 | 839 |
| Salaries and employee benefits | $10,315,000 | 933 |
| Premises and equipment expense | $2,397,000 | 1,052 |
| Additional noninterest expense | $8,315,000 | 658 |
| Pre-tax net operating income | $7,192,000 | 1,368 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,595,000 | 1,568 |
| Income before extraordinary items | $5,597,000 | 1,295 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,597,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $3,222,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,597,000 | 1,281 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,542,000 | 1,247 |
| Total interest expense | $8,028,000 | 1,522 |
| Net interest income | $15,514,000 | 1,090 |
| Provision for loan and lease losses | $297,000 | 2,177 |
| Total noninterest income | $6,155,000 | 743 |
| Gross Fiduciary activities income | $1,123,000 | 326 |
| Service charges on deposit accounts | $634,000 | 2,019 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,398,000 | 608 |
| Total noninterest expense | $15,046,000 | 893 |
| Salaries and employee benefits | $6,912,000 | 1,059 |
| Premises and equipment expense | $1,814,000 | 1,048 |
| Additional noninterest expense | $6,320,000 | 662 |
| Pre-tax net operating income | $6,326,000 | 1,218 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,383,000 | 1,478 |
| Income before extraordinary items | $4,943,000 | 1,164 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,943,000 | 1,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,371 |
| Cash dividends | $2,255,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,943,000 | 1,152 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,563,000 | 1,243 |
| Total interest expense | $5,234,000 | 1,483 |
| Net interest income | $10,329,000 | 1,095 |
| Provision for loan and lease losses | $154,000 | 2,538 |
| Total noninterest income | $3,701,000 | 803 |
| Gross Fiduciary activities income | $714,000 | 335 |
| Service charges on deposit accounts | $416,000 | 2,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,571,000 | 665 |
| Total noninterest expense | $9,950,000 | 897 |
| Salaries and employee benefits | $4,780,000 | 1,028 |
| Premises and equipment expense | $1,234,000 | 1,027 |
| Additional noninterest expense | $3,936,000 | 706 |
| Pre-tax net operating income | $3,926,000 | 1,285 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $832,000 | 1,615 |
| Income before extraordinary items | $3,094,000 | 1,213 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,094,000 | 1,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,400 |
| Cash dividends | $1,504,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,094,000 | 1,197 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,691,000 | 1,241 |
| Total interest expense | $2,548,000 | 1,440 |
| Net interest income | $5,143,000 | 1,096 |
| Provision for loan and lease losses | $127,000 | 1,668 |
| Total noninterest income | $2,047,000 | 722 |
| Gross Fiduciary activities income | $364,000 | 327 |
| Service charges on deposit accounts | $189,000 | 2,141 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,494,000 | 601 |
| Total noninterest expense | $5,119,000 | 875 |
| Salaries and employee benefits | $2,440,000 | 1,005 |
| Premises and equipment expense | $652,000 | 970 |
| Additional noninterest expense | $2,027,000 | 682 |
| Pre-tax net operating income | $1,944,000 | 1,273 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $385,000 | 1,701 |
| Income before extraordinary items | $1,559,000 | 1,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,559,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $752,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,559,000 | 1,174 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $28,125,000 | 1,180 |
| Total interest expense | $8,580,000 | 1,326 |
| Net interest income | $19,545,000 | 1,109 |
| Provision for loan and lease losses | $263,000 | 3,075 |
| Total noninterest income | $8,894,000 | 677 |
| Gross Fiduciary activities income | $1,489,000 | 323 |
| Service charges on deposit accounts | $940,000 | 1,820 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,465,000 | 574 |
| Total noninterest expense | $20,719,000 | 812 |
| Salaries and employee benefits | $9,261,000 | 988 |
| Premises and equipment expense | $2,455,000 | 980 |
| Additional noninterest expense | $9,003,000 | 617 |
| Pre-tax net operating income | $7,457,000 | 1,283 |
| Securities gains (losses) | $-13,000 | 7,637 |
| Applicable income taxes | $1,613,000 | 1,624 |
| Income before extraordinary items | $5,831,000 | 1,236 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,831,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,989 |
| Cash dividends | $5,593,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,841,140 | 1,213 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,731,000 | 1,169 |
| Total interest expense | $6,206,000 | 1,287 |
| Net interest income | $14,525,000 | 1,104 |
| Provision for loan and lease losses | $122,000 | 3,852 |
| Total noninterest income | $7,056,000 | 651 |
| Gross Fiduciary activities income | $1,123,000 | 317 |
| Service charges on deposit accounts | $700,000 | 1,829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,233,000 | 547 |
| Total noninterest expense | $15,849,000 | 797 |
| Salaries and employee benefits | $6,811,000 | 1,003 |
| Premises and equipment expense | $1,852,000 | 960 |
| Additional noninterest expense | $7,186,000 | 574 |
| Pre-tax net operating income | $5,610,000 | 1,277 |
| Securities gains (losses) | $-13,000 | 8,007 |
| Applicable income taxes | $1,147,000 | 1,703 |
| Income before extraordinary items | $4,450,000 | 1,220 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,450,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $4,626,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,460,400 | 1,185 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,597,000 | 1,153 |
| Total interest expense | $4,017,000 | 1,244 |
| Net interest income | $9,580,000 | 1,097 |
| Provision for loan and lease losses | $122,000 | 2,993 |
| Total noninterest income | $4,495,000 | 665 |
| Gross Fiduciary activities income | $725,000 | 326 |
| Service charges on deposit accounts | $461,000 | 1,816 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,309,000 | 558 |
| Total noninterest expense | $10,503,000 | 792 |
| Salaries and employee benefits | $4,596,000 | 981 |
| Premises and equipment expense | $1,268,000 | 925 |
| Additional noninterest expense | $4,639,000 | 593 |
| Pre-tax net operating income | $3,450,000 | 1,363 |
| Securities gains (losses) | $-13,000 | 8,228 |
| Applicable income taxes | $666,000 | 1,856 |
| Income before extraordinary items | $2,771,000 | 1,276 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,771,000 | 1,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $3,918,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,781,530 | 1,246 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,648,000 | 1,152 |
| Total interest expense | $1,953,000 | 1,208 |
| Net interest income | $4,695,000 | 1,116 |
| Provision for loan and lease losses | $122,000 | 1,725 |
| Total noninterest income | $2,368,000 | 628 |
| Gross Fiduciary activities income | $362,000 | 322 |
| Service charges on deposit accounts | $224,000 | 1,808 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,782,000 | 512 |
| Total noninterest expense | $5,406,000 | 769 |
| Salaries and employee benefits | $2,293,000 | 974 |
| Premises and equipment expense | $675,000 | 873 |
| Additional noninterest expense | $2,438,000 | 561 |
| Pre-tax net operating income | $1,535,000 | 1,486 |
| Securities gains (losses) | $-13,000 | 8,592 |
| Applicable income taxes | $269,000 | 2,147 |
| Income before extraordinary items | $1,253,000 | 1,375 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,253,000 | 1,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $709,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,263,660 | 1,334 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $25,374,000 | 1,121 |
| Total interest expense | $7,579,000 | 1,067 |
| Net interest income | $17,795,000 | 1,131 |
| Provision for loan and lease losses | $144,000 | 4,341 |
| Total noninterest income | $9,247,000 | 646 |
| Gross Fiduciary activities income | $1,363,000 | 318 |
| Service charges on deposit accounts | $1,056,000 | 1,663 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,828,000 | 528 |
| Total noninterest expense | $20,584,000 | 783 |
| Salaries and employee benefits | $9,165,000 | 940 |
| Premises and equipment expense | $2,391,000 | 948 |
| Additional noninterest expense | $9,028,000 | 603 |
| Pre-tax net operating income | $6,314,000 | 1,372 |
| Securities gains (losses) | $357,000 | 563 |
| Applicable income taxes | $1,071,000 | 2,044 |
| Income before extraordinary items | $5,600,000 | 1,169 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,600,000 | 1,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,793 |
| Cash dividends | $2,900,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,300,120 | 1,199 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $18,854,000 | 1,109 |
| Total interest expense | $5,691,000 | 1,045 |
| Net interest income | $13,163,000 | 1,133 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $7,260,000 | 634 |
| Gross Fiduciary activities income | $1,024,000 | 325 |
| Service charges on deposit accounts | $810,000 | 1,633 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,426,000 | 513 |
| Total noninterest expense | $15,528,000 | 774 |
| Salaries and employee benefits | $6,792,000 | 938 |
| Premises and equipment expense | $1,837,000 | 910 |
| Additional noninterest expense | $6,899,000 | 587 |
| Pre-tax net operating income | $4,760,000 | 1,366 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $634,000 | 2,474 |
| Income before extraordinary items | $4,126,000 | 1,198 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,126,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $1,933,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,126,000 | 1,160 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,414,000 | 1,111 |
| Total interest expense | $3,840,000 | 1,016 |
| Net interest income | $8,574,000 | 1,154 |
| Provision for loan and lease losses | $21,000 | 5,806 |
| Total noninterest income | $4,430,000 | 677 |
| Gross Fiduciary activities income | $652,000 | 333 |
| Service charges on deposit accounts | $539,000 | 1,618 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,239,000 | 561 |
| Total noninterest expense | $10,142,000 | 790 |
| Salaries and employee benefits | $4,557,000 | 935 |
| Premises and equipment expense | $1,281,000 | 872 |
| Additional noninterest expense | $4,304,000 | 618 |
| Pre-tax net operating income | $2,841,000 | 1,498 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $328,000 | 2,918 |
| Income before extraordinary items | $2,513,000 | 1,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,513,000 | 1,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $1,289,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,513,000 | 1,251 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,167,000 | 1,129 |
| Total interest expense | $1,953,000 | 1,018 |
| Net interest income | $4,214,000 | 1,176 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $2,414,000 | 631 |
| Gross Fiduciary activities income | $320,000 | 337 |
| Service charges on deposit accounts | $271,000 | 1,580 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,823,000 | 515 |
| Total noninterest expense | $5,315,000 | 759 |
| Salaries and employee benefits | $2,299,000 | 941 |
| Premises and equipment expense | $681,000 | 840 |
| Additional noninterest expense | $2,335,000 | 565 |
| Pre-tax net operating income | $1,295,000 | 1,606 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $152,000 | 3,073 |
| Income before extraordinary items | $1,143,000 | 1,411 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,143,000 | 1,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $644,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,143,000 | 1,333 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,004,000 | 1,088 |
| Total interest expense | $8,228,000 | 1,087 |
| Net interest income | $17,776,000 | 1,086 |
| Provision for loan and lease losses | $476,000 | 2,269 |
| Total noninterest income | $10,412,000 | 628 |
| Gross Fiduciary activities income | $1,321,000 | 328 |
| Service charges on deposit accounts | $1,133,000 | 1,518 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,958,000 | 527 |
| Total noninterest expense | $20,454,000 | 788 |
| Salaries and employee benefits | $9,010,000 | 952 |
| Premises and equipment expense | $2,563,000 | 874 |
| Additional noninterest expense | $8,881,000 | 613 |
| Pre-tax net operating income | $7,258,000 | 1,154 |
| Securities gains (losses) | $341,000 | 969 |
| Applicable income taxes | $1,628,000 | 1,501 |
| Income before extraordinary items | $5,971,000 | 1,080 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,971,000 | 1,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 2,156 |
| Cash dividends | $2,900,000 | 1,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,701,610 | 1,065 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,817,000 | 1,091 |
| Total interest expense | $6,161,000 | 1,137 |
| Net interest income | $13,656,000 | 1,072 |
| Provision for loan and lease losses | $456,000 | 1,787 |
| Total noninterest income | $8,335,000 | 632 |
| Gross Fiduciary activities income | $991,000 | 338 |
| Service charges on deposit accounts | $848,000 | 1,533 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,496,000 | 532 |
| Total noninterest expense | $15,531,000 | 787 |
| Salaries and employee benefits | $6,619,000 | 984 |
| Premises and equipment expense | $1,929,000 | 886 |
| Additional noninterest expense | $6,983,000 | 591 |
| Pre-tax net operating income | $6,004,000 | 1,080 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,254,000 | 1,557 |
| Income before extraordinary items | $4,750,000 | 1,062 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,750,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,694 |
| Cash dividends | $1,933,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,750,000 | 991 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,425,000 | 1,083 |
| Total interest expense | $4,012,000 | 1,189 |
| Net interest income | $9,413,000 | 1,032 |
| Provision for loan and lease losses | $455,000 | 1,245 |
| Total noninterest income | $5,100,000 | 666 |
| Gross Fiduciary activities income | $645,000 | 345 |
| Service charges on deposit accounts | $565,000 | 1,511 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,890,000 | 561 |
| Total noninterest expense | $10,109,000 | 804 |
| Salaries and employee benefits | $4,400,000 | 985 |
| Premises and equipment expense | $1,322,000 | 861 |
| Additional noninterest expense | $4,387,000 | 624 |
| Pre-tax net operating income | $3,949,000 | 1,093 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $800,000 | 1,618 |
| Income before extraordinary items | $3,149,000 | 1,061 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,149,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,249 |
| Cash dividends | $1,289,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,149,000 | 982 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 1,156 |
| Total interest expense | $1,676,000 | 1,481 |
| Net interest income | $4,684,000 | 1,032 |
| Provision for loan and lease losses | $239,000 | 1,174 |
| Total noninterest income | $2,746,000 | 628 |
| Gross Fiduciary activities income | $315,000 | 359 |
| Service charges on deposit accounts | $277,000 | 1,501 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,154,000 | 520 |
| Total noninterest expense | $5,269,000 | 773 |
| Salaries and employee benefits | $2,202,000 | 976 |
| Premises and equipment expense | $691,000 | 839 |
| Additional noninterest expense | $2,376,000 | 585 |
| Pre-tax net operating income | $1,922,000 | 1,124 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $365,000 | 1,757 |
| Income before extraordinary items | $1,557,000 | 1,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,557,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 731 |
| Cash dividends | $644,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,557,000 | 989 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $27,890,000 | 1,106 |
| Total interest expense | $8,011,000 | 1,403 |
| Net interest income | $19,879,000 | 975 |
| Provision for loan and lease losses | $813,000 | 1,604 |
| Total noninterest income | $10,031,000 | 627 |
| Gross Fiduciary activities income | $1,275,000 | 361 |
| Service charges on deposit accounts | $1,123,000 | 1,440 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,633,000 | 521 |
| Total noninterest expense | $21,098,000 | 757 |
| Salaries and employee benefits | $9,048,000 | 893 |
| Premises and equipment expense | $2,592,000 | 844 |
| Additional noninterest expense | $9,458,000 | 578 |
| Pre-tax net operating income | $7,999,000 | 1,057 |
| Securities gains (losses) | $1,009,000 | 421 |
| Applicable income taxes | $2,256,000 | 1,168 |
| Income before extraordinary items | $6,762,000 | 923 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,762,000 | 922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,066,000 | 911 |
| Cash dividends | $2,899,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,005,250 | 1,004 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,855,000 | 1,066 |
| Total interest expense | $12,524,000 | 1,307 |
| Net interest income | $19,331,000 | 918 |
| Provision for loan and lease losses | $953,000 | 1,299 |
| Total noninterest income | $9,219,000 | 639 |
| Gross Fiduciary activities income | $1,241,000 | 376 |
| Service charges on deposit accounts | $1,126,000 | 1,328 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,852,000 | 522 |
| Total noninterest expense | $20,077,000 | 757 |
| Salaries and employee benefits | $8,180,000 | 915 |
| Premises and equipment expense | $2,714,000 | 780 |
| Additional noninterest expense | $9,183,000 | 612 |
| Pre-tax net operating income | $7,520,000 | 995 |
| Securities gains (losses) | $-26,000 | 9,395 |
| Applicable income taxes | $1,869,000 | 1,249 |
| Income before extraordinary items | $5,625,000 | 977 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,625,000 | 978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,665 |
| Cash dividends | $2,893,000 | 965 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,644,500 | 935 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,043,000 | 1,133 |
| Total interest expense | $13,698,000 | 1,275 |
| Net interest income | $17,345,000 | 1,003 |
| Provision for loan and lease losses | $233,000 | 3,434 |
| Total noninterest income | $8,587,000 | 652 |
| Gross Fiduciary activities income | $1,329,000 | 366 |
| Service charges on deposit accounts | $718,000 | 1,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,540,000 | 541 |
| Total noninterest expense | $19,306,000 | 777 |
| Salaries and employee benefits | $7,951,000 | 876 |
| Premises and equipment expense | $2,634,000 | 768 |
| Additional noninterest expense | $8,721,000 | 640 |
| Pre-tax net operating income | $6,393,000 | 1,164 |
| Securities gains (losses) | $-354,000 | 9,665 |
| Applicable income taxes | $1,296,000 | 1,704 |
| Income before extraordinary items | $4,743,000 | 1,119 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,743,000 | 1,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,894 |
| Cash dividends | $2,520,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,022,660 | 1,059 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $28,320,000 | 1,151 |
| Total interest expense | $11,213,000 | 1,335 |
| Net interest income | $17,107,000 | 1,026 |
| Provision for loan and lease losses | $89,000 | 5,507 |
| Total noninterest income | $7,746,000 | 718 |
| Gross Fiduciary activities income | $1,047,000 | 460 |
| Service charges on deposit accounts | $695,000 | 1,916 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $6,004,000 | 589 |
| Total noninterest expense | $18,312,000 | 808 |
| Salaries and employee benefits | $7,528,000 | 914 |
| Premises and equipment expense | $2,629,000 | 778 |
| Additional noninterest expense | $8,155,000 | 691 |
| Pre-tax net operating income | $6,452,000 | 1,191 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,781,000 | 1,370 |
| Income before extraordinary items | $4,671,000 | 1,173 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,671,000 | 1,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,752 |
| Cash dividends | $2,363,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,671,000 | 1,157 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $29,975,000 | 1,086 |
| Total interest expense | $13,179,000 | 1,176 |
| Net interest income | $16,796,000 | 1,003 |
| Provision for loan and lease losses | $595,000 | 1,515 |
| Total noninterest income | $6,837,000 | 760 |
| Gross Fiduciary activities income | $1,001,000 | 461 |
| Service charges on deposit accounts | $656,000 | 1,944 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,180,000 | 624 |
| Total noninterest expense | $16,985,000 | 848 |
| Salaries and employee benefits | $7,331,000 | 900 |
| Premises and equipment expense | $2,236,000 | 868 |
| Additional noninterest expense | $7,418,000 | 729 |
| Pre-tax net operating income | $6,053,000 | 1,241 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,772,000 | 1,406 |
| Income before extraordinary items | $4,281,000 | 1,247 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,281,000 | 1,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,621 |
| Cash dividends | $2,255,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,281,000 | 1,202 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $30,099,000 | 1,122 |
| Total interest expense | $12,385,000 | 1,280 |
| Net interest income | $17,714,000 | 1,000 |
| Provision for loan and lease losses | $316,000 | 2,492 |
| Total noninterest income | $6,285,000 | 793 |
| Gross Fiduciary activities income | $858,000 | 514 |
| Service charges on deposit accounts | $648,000 | 2,020 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,779,000 | 635 |
| Total noninterest expense | $16,884,000 | 849 |
| Salaries and employee benefits | $7,576,000 | 879 |
| Premises and equipment expense | $2,184,000 | 919 |
| Additional noninterest expense | $7,124,000 | 747 |
| Pre-tax net operating income | $6,799,000 | 1,170 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,074,000 | 1,276 |
| Income before extraordinary items | $4,725,000 | 1,168 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,725,000 | 1,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $2,256,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,725,000 | 1,142 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,893,000 | 1,229 |
| Total interest expense | $11,201,000 | 1,442 |
| Net interest income | $16,692,000 | 1,092 |
| Provision for loan and lease losses | $334,000 | 2,394 |
| Total noninterest income | $5,952,000 | 847 |
| Gross Fiduciary activities income | $730,000 | 606 |
| Service charges on deposit accounts | $664,000 | 2,033 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,558,000 | 680 |
| Total noninterest expense | $15,733,000 | 965 |
| Salaries and employee benefits | $6,860,000 | 978 |
| Premises and equipment expense | $2,067,000 | 1,021 |
| Additional noninterest expense | $6,806,000 | 911 |
| Pre-tax net operating income | $6,577,000 | 1,125 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,975,000 | 1,240 |
| Income before extraordinary items | $4,602,000 | 1,118 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,602,000 | 1,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,379 |
| Cash dividends | $2,148,000 | 1,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,602,000 | 1,105 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $27,475,000 | 1,249 |
| Total interest expense | $11,218,000 | 1,450 |
| Net interest income | $16,257,000 | 1,131 |
| Provision for loan and lease losses | $321,000 | 2,181 |
| Total noninterest income | $6,049,000 | 837 |
| Gross Fiduciary activities income | $722,000 | 632 |
| Service charges on deposit accounts | $682,000 | 1,977 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,645,000 | 691 |
| Total noninterest expense | $15,672,000 | 977 |
| Salaries and employee benefits | $6,578,000 | 1,049 |
| Premises and equipment expense | $1,931,000 | 1,091 |
| Additional noninterest expense | $7,163,000 | 850 |
| Pre-tax net operating income | $6,313,000 | 1,210 |
| Securities gains (losses) | $152,000 | 778 |
| Applicable income taxes | $2,009,000 | 1,266 |
| Income before extraordinary items | $4,456,000 | 1,189 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,456,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,863 |
| Cash dividends | $2,014,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,351,120 | 1,191 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $23,908,000 | 1,310 |
| Total interest expense | $8,833,000 | 1,467 |
| Net interest income | $15,075,000 | 1,211 |
| Provision for loan and lease losses | $337,000 | 2,083 |
| Total noninterest income | $6,417,000 | 785 |
| Gross Fiduciary activities income | $785,000 | 588 |
| Service charges on deposit accounts | $758,000 | 1,788 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,874,000 | 654 |
| Total noninterest expense | $15,935,000 | 967 |
| Salaries and employee benefits | $6,429,000 | 1,050 |
| Premises and equipment expense | $2,037,000 | 1,038 |
| Additional noninterest expense | $7,469,000 | 862 |
| Pre-tax net operating income | $5,220,000 | 1,413 |
| Securities gains (losses) | $-168,000 | 11,860 |
| Applicable income taxes | $1,414,000 | 1,636 |
| Income before extraordinary items | $3,638,000 | 1,372 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,638,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,767 |
| Cash dividends | $1,745,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,758,960 | 1,347 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,479,000 | 1,357 |
| Total interest expense | $8,290,000 | 1,595 |
| Net interest income | $15,189,000 | 1,196 |
| Provision for loan and lease losses | $118,000 | 5,382 |
| Total noninterest income | $5,901,000 | 870 |
| Gross Fiduciary activities income | $631,000 | 677 |
| Service charges on deposit accounts | $633,000 | 2,162 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,637,000 | 710 |
| Total noninterest expense | $15,136,000 | 1,047 |
| Salaries and employee benefits | $6,363,000 | 1,083 |
| Premises and equipment expense | $1,821,000 | 1,172 |
| Additional noninterest expense | $6,952,000 | 988 |
| Pre-tax net operating income | $5,836,000 | 1,186 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $1,883,000 | 1,269 |
| Income before extraordinary items | $3,961,000 | 1,284 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,961,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 4,211 |
| Cash dividends | $1,745,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,955,560 | 1,199 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,321,000 | 1,443 |
| Total interest expense | $10,148,000 | 1,698 |
| Net interest income | $15,173,000 | 1,234 |
| Provision for loan and lease losses | $590,000 | 2,668 |
| Total noninterest income | $4,716,000 | 1,024 |
| Gross Fiduciary activities income | $531,000 | 741 |
| Service charges on deposit accounts | $601,000 | 2,287 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,584,000 | 848 |
| Total noninterest expense | $13,816,000 | 1,137 |
| Salaries and employee benefits | $5,976,000 | 1,120 |
| Premises and equipment expense | $1,595,000 | 1,369 |
| Additional noninterest expense | $6,245,000 | 1,106 |
| Pre-tax net operating income | $5,483,000 | 1,178 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,641,000 | 1,348 |
| Income before extraordinary items | $3,842,000 | 1,220 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,842,000 | 1,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 2,497 |
| Cash dividends | $1,611,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,842,000 | 1,129 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.