Home > Penn Security Bank and Trust Company > Net charge- offs to loans
Penn Security Bank and Trust Company, Net charge- offs to loans
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 3,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0715% | 3,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1426% | 2,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 4,614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1622% | 2,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0144% | 2,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3416% | 2,347 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6815% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1987% | 2,752 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0625% | 3,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 3,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 2,667 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 4,607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0946% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3712% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9357% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2114% | 2,476 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0758% | 2,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1495% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 4,662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1719% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3769% | 1,869 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5031% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1799% | 2,215 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 4,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0811% | 4,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0140% | 3,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1439% | 3,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2903% | 1,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 3,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1314% | 3,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4144% | 2,628 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2535% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3614% | 2,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 4,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0955% | 3,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 2,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1659% | 2,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1930% | 1,275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1622% | 2,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1735% | 2,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2521% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5106% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1732% | 3,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 5,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 4,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0298% | 2,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 6,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 6,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 2,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1798% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1590% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1179% | 3,139 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 3,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 3,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0598% | 1,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 6,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 6,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0346% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4570% | 1,903 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0212% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4212% | 1,820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3484% | 3,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3744% | 3,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.4219% | 2,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2871% | 2,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4394% | 2,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6709% | 1,084 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4089% | 2,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2194% | 3,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3908% | 3,157 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2167% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1905% | 3,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3226% | 3,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3419% | 2,955 |
| Percentage Net Loans Charged-off:Construction & development | -0.0799% | 6,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2027% | 2,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4885% | 2,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5166% | 1,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4848% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1900% | 3,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4003% | 2,890 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1328% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2009% | 3,392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3438% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3876% | 2,610 |
| Percentage Net Loans Charged-off:Construction & development | -0.1165% | 6,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2904% | 1,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5177% | 1,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7715% | 823 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4841% | 1,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0469% | 3,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3047% | 2,990 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1608% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1051% | 3,497 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 4,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 3,652 |
| Percentage Net Loans Charged-off:Construction & development | -0.2184% | 6,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 2,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0988% | 2,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 5,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1964% | 2,857 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3435% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0483% | 3,127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2945% | 4,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1534% | 4,492 |
| Percentage Net Loans Charged-off:Construction & development | 1.7301% | 2,175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 4,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3123% | 1,465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 4,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7142% | 1,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8133% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8523% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3330% | 3,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 5,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 4,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 4,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6443% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8580% | 2,279 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6766% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2194% | 4,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 5,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 4,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 3,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6938% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8167% | 2,212 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2442% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0847% | 4,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 4,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 3,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 2,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8406% | 2,020 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3313% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2323% | 5,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 5,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.1365% | 3,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1329% | 2,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 4,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 4,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3109% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6676% | 3,559 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1457% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 5,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1071% | 4,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.1957% | 2,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1873% | 2,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0602% | 3,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 3,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5950% | 3,435 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8126% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 4,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1490% | 3,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3076% | 1,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0915% | 3,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 2,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7582% | 2,824 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2326% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2031% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1727% | 2,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6345% | 580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8456% | 2,276 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7391% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 5,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 4,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 3,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 3,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0561% | 7,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7536% | 2,896 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2178% | 917 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 5,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0770% | 7,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4241% | 3,493 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0418% | 1,755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 5,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1070% | 7,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1653% | 4,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6910% | 847 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 4,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0496% | 7,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1791% | 3,445 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9941% | 655 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 5,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 3,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1095% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0374% | 3,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2429% | 4,321 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0035% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 4,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0352% | 2,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1479% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0557% | 2,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1601% | 4,328 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3646% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 3,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2226% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1134% | 4,118 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9327% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 2,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4459% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1705% | 3,201 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5023% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 5,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 8,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1907% | 8,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 2,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0438% | 1,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0576% | 3,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2503% | 4,177 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4696% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 4,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 2,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 1,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 1,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 2,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2531% | 3,681 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4660% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 3,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 2,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3151% | 3,094 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8799% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 3,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 1,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2555% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5195% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 5,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 7,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 8,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 8,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2820% | 4,657 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1880% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 5,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 8,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0338% | 8,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0386% | 8,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2657% | 4,237 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0055% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0354% | 8,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0517% | 8,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0595% | 8,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2698% | 3,820 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1508% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 3,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 1,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1755% | 3,673 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8417% | 803 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 6,214 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0341% | 4,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1300% | 5,834 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2807% | 1,233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 5,672 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 7,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0477% | 3,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1288% | 5,410 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1641% | 1,190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 5,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 8,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0741% | 2,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0886% | 5,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9205% | 1,172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 4,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 8,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 8,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 8,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1401% | 1,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1449% | 4,210 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6828% | 829 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1228% | 4,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 8,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 8,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 8,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9326% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1666% | 6,073 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1225% | 1,135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 3,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 8,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 8,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 8,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2341% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1504% | 5,708 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9256% | 1,158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2174% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 2,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 2,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 2,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7646% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1400% | 5,313 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5859% | 1,152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4004% | 1,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5328% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1247% | 4,604 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0508% | 1,082 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3396% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 3,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1103% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 3,281 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0554% | 5,993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 2,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9631% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2031% | 5,988 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9042% | 1,307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1402% | 4,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 3,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 8,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 2,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 2,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4084% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1463% | 6,331 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6533% | 1,413 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 6,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 1,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2518% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0796% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8459% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0109% | 9,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0493% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8770% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2237% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5603% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1294% | 4,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2412% | 133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1394% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2843% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 8,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0277% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1430% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5922% | 751 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0078% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 6,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 1,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0538% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0856% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2027% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1166% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0145% | 1,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1672% | 4,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2150% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0768% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2735% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0521% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3081% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0413% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2871% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1019% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1847% | 4,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2508% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4031% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1984% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2358% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0965% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4483% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2560% | 1,224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 7,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0574% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0308% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0703% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1172% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9529% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0878% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2539% | 6,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1690% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5317% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | -14.3678% | 1,486 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0681% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5615% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6341% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7440% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |