Home > Penn Liberty Bank > Income and Expense
Penn Liberty Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $11,854,000 | 1,119 |
| Total interest expense | $834,000 | 1,634 |
| Net interest income | $11,020,000 | 1,078 |
| Provision for loan and lease losses | $448,000 | 946 |
| Total noninterest income | $1,404,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $405,000 | 1,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $999,000 | 1,552 |
| Total noninterest expense | $9,397,000 | 1,107 |
| Salaries and employee benefits | $5,095,000 | 1,137 |
| Premises and equipment expense | $1,676,000 | 741 |
| Additional noninterest expense | $2,626,000 | 1,221 |
| Pre-tax net operating income | $2,579,000 | 1,594 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $881,000 | 1,182 |
| Income before extraordinary items | $1,698,000 | 1,901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,698,000 | 1,900 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,698,000 | 1,900 |
| Net charge-offs | $583,000 | 534 |
| Cash dividends | $32,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $-10,000,000 | 6,052 |
| Net operating income | $1,698,000 | 1,848 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,928,000 | 1,121 |
| Total interest expense | $423,000 | 1,621 |
| Net interest income | $5,505,000 | 1,078 |
| Provision for loan and lease losses | $248,000 | 819 |
| Total noninterest income | $738,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $205,000 | 1,404 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $533,000 | 1,450 |
| Total noninterest expense | $4,631,000 | 1,120 |
| Salaries and employee benefits | $2,651,000 | 1,105 |
| Premises and equipment expense | $868,000 | 730 |
| Additional noninterest expense | $1,112,000 | 1,390 |
| Pre-tax net operating income | $1,364,000 | 1,492 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $493,000 | 1,061 |
| Income before extraordinary items | $871,000 | 1,840 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $871,000 | 1,841 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $871,000 | 1,841 |
| Net charge-offs | $334,000 | 456 |
| Cash dividends | $32,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $-10,000,000 | 6,119 |
| Net operating income | $871,000 | 1,799 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $22,936,000 | 1,116 |
| Total interest expense | $1,800,000 | 1,519 |
| Net interest income | $21,136,000 | 1,085 |
| Provision for loan and lease losses | $660,000 | 1,100 |
| Total noninterest income | $2,542,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $824,000 | 1,438 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,718,000 | 1,695 |
| Total noninterest expense | $19,445,000 | 1,051 |
| Salaries and employee benefits | $11,168,000 | 1,010 |
| Premises and equipment expense | $3,420,000 | 718 |
| Additional noninterest expense | $4,857,000 | 1,298 |
| Pre-tax net operating income | $3,573,000 | 2,037 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,278,000 | 1,365 |
| Income before extraordinary items | $2,295,000 | 2,483 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,295,000 | 2,485 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,295,000 | 2,485 |
| Net charge-offs | $800,000 | 815 |
| Cash dividends | $200,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,295,000 | 2,438 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $17,084,000 | 1,133 |
| Total interest expense | $1,362,000 | 1,521 |
| Net interest income | $15,722,000 | 1,093 |
| Provision for loan and lease losses | $645,000 | 856 |
| Total noninterest income | $1,846,000 | 1,859 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $613,000 | 1,462 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,233,000 | 1,761 |
| Total noninterest expense | $13,386,000 | 1,136 |
| Salaries and employee benefits | $7,292,000 | 1,163 |
| Premises and equipment expense | $2,579,000 | 725 |
| Additional noninterest expense | $3,515,000 | 1,339 |
| Pre-tax net operating income | $3,537,000 | 1,671 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,171,000 | 1,230 |
| Income before extraordinary items | $2,366,000 | 1,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,366,000 | 1,982 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,366,000 | 1,982 |
| Net charge-offs | $575,000 | 775 |
| Cash dividends | $150,000 | 3,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,366,000 | 1,942 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $11,255,000 | 1,140 |
| Total interest expense | $919,000 | 1,511 |
| Net interest income | $10,336,000 | 1,109 |
| Provision for loan and lease losses | $535,000 | 715 |
| Total noninterest income | $1,201,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $397,000 | 1,478 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $804,000 | 1,807 |
| Total noninterest expense | $8,965,000 | 1,134 |
| Salaries and employee benefits | $4,893,000 | 1,159 |
| Premises and equipment expense | $1,722,000 | 732 |
| Additional noninterest expense | $2,350,000 | 1,339 |
| Pre-tax net operating income | $2,037,000 | 1,872 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $679,000 | 1,351 |
| Income before extraordinary items | $1,358,000 | 2,219 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,358,000 | 2,220 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,358,000 | 2,221 |
| Net charge-offs | $505,000 | 635 |
| Cash dividends | $100,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,358,000 | 2,166 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,551,000 | 1,153 |
| Total interest expense | $469,000 | 1,478 |
| Net interest income | $5,082,000 | 1,120 |
| Provision for loan and lease losses | $255,000 | 733 |
| Total noninterest income | $623,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $193,000 | 1,490 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $430,000 | 1,682 |
| Total noninterest expense | $4,518,000 | 1,135 |
| Salaries and employee benefits | $2,478,000 | 1,145 |
| Premises and equipment expense | $896,000 | 710 |
| Additional noninterest expense | $1,144,000 | 1,348 |
| Pre-tax net operating income | $932,000 | 1,975 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $316,000 | 1,393 |
| Income before extraordinary items | $616,000 | 2,347 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $616,000 | 2,348 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $616,000 | 2,348 |
| Net charge-offs | $188,000 | 766 |
| Cash dividends | $50,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $616,000 | 2,283 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $22,313,000 | 1,151 |
| Total interest expense | $2,232,000 | 1,301 |
| Net interest income | $20,081,000 | 1,123 |
| Provision for loan and lease losses | $1,158,000 | 769 |
| Total noninterest income | $3,183,000 | 1,489 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $800,000 | 1,588 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,383,000 | 1,288 |
| Total noninterest expense | $17,846,000 | 1,128 |
| Salaries and employee benefits | $10,245,000 | 1,063 |
| Premises and equipment expense | $3,266,000 | 760 |
| Additional noninterest expense | $4,335,000 | 1,456 |
| Pre-tax net operating income | $4,260,000 | 1,749 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,453,000 | 1,223 |
| Income before extraordinary items | $2,807,000 | 2,124 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,807,000 | 2,124 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,807,000 | 2,123 |
| Net charge-offs | $1,004,000 | 896 |
| Cash dividends | $200,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,807,000 | 2,076 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,617,000 | 1,165 |
| Total interest expense | $1,714,000 | 1,286 |
| Net interest income | $14,903,000 | 1,139 |
| Provision for loan and lease losses | $915,000 | 725 |
| Total noninterest income | $2,368,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $600,000 | 1,595 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,768,000 | 1,303 |
| Total noninterest expense | $13,302,000 | 1,142 |
| Salaries and employee benefits | $7,616,000 | 1,084 |
| Premises and equipment expense | $2,425,000 | 773 |
| Additional noninterest expense | $3,261,000 | 1,460 |
| Pre-tax net operating income | $3,054,000 | 1,818 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,081,000 | 1,239 |
| Income before extraordinary items | $1,973,000 | 2,244 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,973,000 | 2,244 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,973,000 | 2,243 |
| Net charge-offs | $604,000 | 999 |
| Cash dividends | $150,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,973,000 | 2,189 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,992,000 | 1,160 |
| Total interest expense | $1,171,000 | 1,264 |
| Net interest income | $9,821,000 | 1,139 |
| Provision for loan and lease losses | $710,000 | 636 |
| Total noninterest income | $1,533,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $411,000 | 1,525 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,122,000 | 1,349 |
| Total noninterest expense | $8,751,000 | 1,159 |
| Salaries and employee benefits | $5,076,000 | 1,075 |
| Premises and equipment expense | $1,591,000 | 783 |
| Additional noninterest expense | $2,084,000 | 1,503 |
| Pre-tax net operating income | $1,893,000 | 1,902 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $670,000 | 1,290 |
| Income before extraordinary items | $1,223,000 | 2,311 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,223,000 | 2,315 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,223,000 | 2,315 |
| Net charge-offs | $430,000 | 979 |
| Cash dividends | $100,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,223,000 | 2,263 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,413,000 | 1,183 |
| Total interest expense | $597,000 | 1,263 |
| Net interest income | $4,816,000 | 1,161 |
| Provision for loan and lease losses | $255,000 | 809 |
| Total noninterest income | $691,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $207,000 | 1,508 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $484,000 | 1,450 |
| Total noninterest expense | $4,469,000 | 1,138 |
| Salaries and employee benefits | $2,518,000 | 1,099 |
| Premises and equipment expense | $803,000 | 794 |
| Additional noninterest expense | $1,148,000 | 1,386 |
| Pre-tax net operating income | $783,000 | 2,122 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $281,000 | 1,403 |
| Income before extraordinary items | $502,000 | 2,562 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $502,000 | 2,565 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $502,000 | 2,565 |
| Net charge-offs | $181,000 | 1,010 |
| Cash dividends | $50,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $502,000 | 2,512 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $21,689,000 | 1,180 |
| Total interest expense | $2,970,000 | 1,136 |
| Net interest income | $18,719,000 | 1,175 |
| Provision for loan and lease losses | $859,000 | 1,256 |
| Total noninterest income | $3,093,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $822,000 | 1,616 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,271,000 | 1,384 |
| Total noninterest expense | $17,388,000 | 1,180 |
| Salaries and employee benefits | $9,240,000 | 1,176 |
| Premises and equipment expense | $3,121,000 | 781 |
| Additional noninterest expense | $5,027,000 | 1,333 |
| Pre-tax net operating income | $3,565,000 | 1,876 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,365,000 | 1,197 |
| Income before extraordinary items | $2,200,000 | 2,430 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,200,000 | 2,434 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,200,000 | 2,433 |
| Net charge-offs | $1,213,000 | 1,082 |
| Cash dividends | $200,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,200,000 | 2,378 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $16,262,000 | 1,186 |
| Total interest expense | $2,290,000 | 1,144 |
| Net interest income | $13,972,000 | 1,178 |
| Provision for loan and lease losses | $739,000 | 1,136 |
| Total noninterest income | $2,356,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $592,000 | 1,660 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,764,000 | 1,389 |
| Total noninterest expense | $13,199,000 | 1,168 |
| Salaries and employee benefits | $7,174,000 | 1,144 |
| Premises and equipment expense | $2,345,000 | 781 |
| Additional noninterest expense | $3,680,000 | 1,358 |
| Pre-tax net operating income | $2,390,000 | 2,145 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $877,000 | 1,370 |
| Income before extraordinary items | $1,513,000 | 2,644 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,513,000 | 2,648 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,513,000 | 2,648 |
| Net charge-offs | $973,000 | 1,024 |
| Cash dividends | $150,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,513,000 | 2,566 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,841,000 | 1,173 |
| Total interest expense | $1,556,000 | 1,153 |
| Net interest income | $9,285,000 | 1,168 |
| Provision for loan and lease losses | $678,000 | 896 |
| Total noninterest income | $1,559,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $378,000 | 1,700 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,181,000 | 1,415 |
| Total noninterest expense | $8,753,000 | 1,165 |
| Salaries and employee benefits | $4,807,000 | 1,135 |
| Premises and equipment expense | $1,575,000 | 777 |
| Additional noninterest expense | $2,371,000 | 1,398 |
| Pre-tax net operating income | $1,413,000 | 2,299 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $504,000 | 1,507 |
| Income before extraordinary items | $909,000 | 2,831 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $909,000 | 2,835 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $909,000 | 2,835 |
| Net charge-offs | $724,000 | 970 |
| Cash dividends | $100,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $909,000 | 2,730 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,390,000 | 1,191 |
| Total interest expense | $807,000 | 1,145 |
| Net interest income | $4,583,000 | 1,186 |
| Provision for loan and lease losses | $188,000 | 1,418 |
| Total noninterest income | $711,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $182,000 | 1,731 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $529,000 | 1,515 |
| Total noninterest expense | $4,330,000 | 1,183 |
| Salaries and employee benefits | $2,419,000 | 1,135 |
| Premises and equipment expense | $794,000 | 781 |
| Additional noninterest expense | $1,117,000 | 1,452 |
| Pre-tax net operating income | $776,000 | 2,084 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $276,000 | 1,413 |
| Income before extraordinary items | $500,000 | 2,590 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $500,000 | 2,593 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $500,000 | 2,592 |
| Net charge-offs | $296,000 | 1,062 |
| Cash dividends | $50,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $500,000 | 2,504 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $22,684,000 | 1,178 |
| Total interest expense | $4,721,000 | 952 |
| Net interest income | $17,963,000 | 1,232 |
| Provision for loan and lease losses | $1,608,000 | 1,260 |
| Total noninterest income | $2,810,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $740,000 | 1,804 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,070,000 | 1,495 |
| Total noninterest expense | $15,902,000 | 1,266 |
| Salaries and employee benefits | $9,007,000 | 1,171 |
| Premises and equipment expense | $2,998,000 | 810 |
| Additional noninterest expense | $3,897,000 | 1,711 |
| Pre-tax net operating income | $3,263,000 | 1,943 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,162,000 | 1,328 |
| Income before extraordinary items | $2,101,000 | 2,502 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,101,000 | 2,503 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,101,000 | 2,503 |
| Net charge-offs | $1,251,000 | 1,583 |
| Cash dividends | $240,000 | 3,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,101,000 | 2,372 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $17,094,000 | 1,195 |
| Total interest expense | $3,773,000 | 934 |
| Net interest income | $13,321,000 | 1,248 |
| Provision for loan and lease losses | $1,066,000 | 1,374 |
| Total noninterest income | $2,188,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $544,000 | 1,855 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,644,000 | 1,440 |
| Total noninterest expense | $11,829,000 | 1,269 |
| Salaries and employee benefits | $6,667,000 | 1,180 |
| Premises and equipment expense | $2,209,000 | 821 |
| Additional noninterest expense | $2,953,000 | 1,697 |
| Pre-tax net operating income | $2,614,000 | 1,899 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $890,000 | 1,343 |
| Income before extraordinary items | $1,724,000 | 2,389 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,724,000 | 2,390 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,724,000 | 2,390 |
| Net charge-offs | $981,000 | 1,490 |
| Cash dividends | $190,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,724,000 | 2,261 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,445,000 | 1,198 |
| Total interest expense | $2,607,000 | 939 |
| Net interest income | $8,838,000 | 1,261 |
| Provision for loan and lease losses | $866,000 | 1,227 |
| Total noninterest income | $1,570,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $356,000 | 1,877 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,214,000 | 1,332 |
| Total noninterest expense | $7,884,000 | 1,268 |
| Salaries and employee benefits | $4,409,000 | 1,188 |
| Premises and equipment expense | $1,460,000 | 830 |
| Additional noninterest expense | $2,015,000 | 1,656 |
| Pre-tax net operating income | $1,658,000 | 1,972 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $564,000 | 1,375 |
| Income before extraordinary items | $1,094,000 | 2,444 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,094,000 | 2,444 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,094,000 | 2,444 |
| Net charge-offs | $723,000 | 1,408 |
| Cash dividends | $141,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,094,000 | 2,314 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,716,000 | 1,204 |
| Total interest expense | $1,326,000 | 956 |
| Net interest income | $4,390,000 | 1,265 |
| Provision for loan and lease losses | $228,000 | 1,835 |
| Total noninterest income | $601,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $177,000 | 1,874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $424,000 | 1,686 |
| Total noninterest expense | $4,015,000 | 1,245 |
| Salaries and employee benefits | $2,197,000 | 1,193 |
| Premises and equipment expense | $732,000 | 832 |
| Additional noninterest expense | $1,086,000 | 1,551 |
| Pre-tax net operating income | $748,000 | 2,131 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $255,000 | 1,468 |
| Income before extraordinary items | $493,000 | 2,646 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $493,000 | 2,648 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $493,000 | 2,649 |
| Net charge-offs | $164,000 | 2,009 |
| Cash dividends | $60,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $493,000 | 2,521 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,551,000 | 1,271 |
| Total interest expense | $5,839,000 | 1,034 |
| Net interest income | $16,712,000 | 1,320 |
| Provision for loan and lease losses | $1,176,000 | 2,201 |
| Total noninterest income | $2,097,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $640,000 | 2,131 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,457,000 | 1,679 |
| Total noninterest expense | $14,995,000 | 1,312 |
| Salaries and employee benefits | $8,001,000 | 1,240 |
| Premises and equipment expense | $2,973,000 | 847 |
| Additional noninterest expense | $4,021,000 | 1,695 |
| Pre-tax net operating income | $2,638,000 | 2,050 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-2,806,000 | 7,274 |
| Income before extraordinary items | $5,444,000 | 925 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,444,000 | 923 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,444,000 | 925 |
| Net charge-offs | $731,000 | 2,735 |
| Cash dividends | $532,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $9,542,000 | 70 |
| Net operating income | $5,444,000 | 887 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,746,000 | 1,294 |
| Total interest expense | $4,397,000 | 1,073 |
| Net interest income | $12,349,000 | 1,351 |
| Provision for loan and lease losses | $976,000 | 1,997 |
| Total noninterest income | $1,476,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $476,000 | 2,157 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,000,000 | 1,765 |
| Total noninterest expense | $11,103,000 | 1,328 |
| Salaries and employee benefits | $5,754,000 | 1,289 |
| Premises and equipment expense | $2,211,000 | 861 |
| Additional noninterest expense | $3,138,000 | 1,628 |
| Pre-tax net operating income | $1,746,000 | 2,310 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,746,000 | 2,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,746,000 | 2,041 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,746,000 | 2,041 |
| Net charge-offs | $744,000 | 2,220 |
| Cash dividends | $431,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $9,542,000 | 58 |
| Net operating income | $1,746,000 | 1,947 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,963,000 | 1,328 |
| Total interest expense | $2,958,000 | 1,102 |
| Net interest income | $8,005,000 | 1,391 |
| Provision for loan and lease losses | $391,000 | 2,623 |
| Total noninterest income | $808,000 | 2,309 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $314,000 | 2,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $494,000 | 2,119 |
| Total noninterest expense | $7,351,000 | 1,351 |
| Salaries and employee benefits | $3,712,000 | 1,346 |
| Premises and equipment expense | $1,483,000 | 862 |
| Additional noninterest expense | $2,156,000 | 1,596 |
| Pre-tax net operating income | $1,071,000 | 2,424 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,071,000 | 2,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,071,000 | 2,152 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,071,000 | 2,152 |
| Net charge-offs | $397,000 | 2,371 |
| Cash dividends | $271,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,071,000 | 2,082 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 1,360 |
| Total interest expense | $1,526,000 | 1,106 |
| Net interest income | $3,873,000 | 1,438 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $380,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $149,000 | 2,201 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $231,000 | 2,271 |
| Total noninterest expense | $3,600,000 | 1,385 |
| Salaries and employee benefits | $1,764,000 | 1,436 |
| Premises and equipment expense | $749,000 | 880 |
| Additional noninterest expense | $1,087,000 | 1,592 |
| Pre-tax net operating income | $503,000 | 2,546 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $503,000 | 2,242 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $503,000 | 2,241 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $503,000 | 2,242 |
| Net charge-offs | $166,000 | 2,269 |
| Cash dividends | $135,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $503,000 | 2,197 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,535,000 | 1,416 |
| Total interest expense | $6,923,000 | 1,184 |
| Net interest income | $14,612,000 | 1,530 |
| Provision for loan and lease losses | $1,573,000 | 2,397 |
| Total noninterest income | $1,411,000 | 2,622 |
| Gross Fiduciary activities income | $510,000 | 546 |
| Service charges on deposit accounts | $579,000 | 2,355 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $322,000 | 3,843 |
| Total noninterest expense | $13,129,000 | 1,506 |
| Salaries and employee benefits | $6,514,000 | 1,512 |
| Premises and equipment expense | $2,979,000 | 868 |
| Additional noninterest expense | $3,636,000 | 1,947 |
| Pre-tax net operating income | $1,321,000 | 2,924 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,321,000 | 2,719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,321,000 | 2,715 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,321,000 | 2,720 |
| Net charge-offs | $1,063,000 | 2,603 |
| Cash dividends | $543,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,321,000 | 2,624 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,831,000 | 1,491 |
| Total interest expense | $5,290,000 | 1,213 |
| Net interest income | $10,541,000 | 1,607 |
| Provision for loan and lease losses | $1,248,000 | 2,228 |
| Total noninterest income | $838,000 | 3,056 |
| Gross Fiduciary activities income | $220,000 | 661 |
| Service charges on deposit accounts | $433,000 | 2,429 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $185,000 | 4,307 |
| Total noninterest expense | $9,521,000 | 1,553 |
| Salaries and employee benefits | $4,653,000 | 1,584 |
| Premises and equipment expense | $2,231,000 | 865 |
| Additional noninterest expense | $2,637,000 | 1,964 |
| Pre-tax net operating income | $610,000 | 3,924 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $610,000 | 3,753 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $610,000 | 3,753 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $610,000 | 3,754 |
| Net charge-offs | $875,000 | 2,344 |
| Cash dividends | $407,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $610,000 | 3,612 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,419,000 | 1,534 |
| Total interest expense | $3,568,000 | 1,247 |
| Net interest income | $6,851,000 | 1,643 |
| Provision for loan and lease losses | $848,000 | 2,132 |
| Total noninterest income | $482,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $283,000 | 2,472 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $199,000 | 3,511 |
| Total noninterest expense | $6,222,000 | 1,588 |
| Salaries and employee benefits | $3,034,000 | 1,625 |
| Premises and equipment expense | $1,504,000 | 866 |
| Additional noninterest expense | $1,684,000 | 2,040 |
| Pre-tax net operating income | $263,000 | 4,572 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $263,000 | 4,514 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $263,000 | 4,514 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $263,000 | 4,514 |
| Net charge-offs | $576,000 | 2,280 |
| Cash dividends | $271,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $263,000 | 4,366 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 1,569 |
| Total interest expense | $1,830,000 | 1,271 |
| Net interest income | $3,362,000 | 1,692 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $212,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $138,000 | 2,500 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 4,036 |
| Total noninterest expense | $3,045,000 | 1,643 |
| Salaries and employee benefits | $1,506,000 | 1,658 |
| Premises and equipment expense | $753,000 | 895 |
| Additional noninterest expense | $786,000 | 2,153 |
| Pre-tax net operating income | $109,000 | 4,952 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $109,000 | 4,860 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $109,000 | 4,860 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $109,000 | 4,859 |
| Net charge-offs | $362,000 | 1,856 |
| Cash dividends | $136,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $109,000 | 4,752 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,747,000 | 1,732 |
| Total interest expense | $8,450,000 | 1,423 |
| Net interest income | $11,297,000 | 1,958 |
| Provision for loan and lease losses | $3,453,000 | 1,803 |
| Total noninterest income | $901,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $512,000 | 2,837 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $389,000 | 3,589 |
| Total noninterest expense | $12,921,000 | 1,605 |
| Salaries and employee benefits | $6,464,000 | 1,543 |
| Premises and equipment expense | $3,006,000 | 894 |
| Additional noninterest expense | $3,451,000 | 2,076 |
| Pre-tax net operating income | $-4,176,000 | 7,082 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-4,176,000 | 7,176 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,176,000 | 7,175 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,176,000 | 7,175 |
| Net charge-offs | $2,840,000 | 1,664 |
| Cash dividends | $271,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $9,960,000 | 98 |
| Net operating income | $-4,176,000 | 7,180 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,604,000 | 1,781 |
| Total interest expense | $6,483,000 | 1,456 |
| Net interest income | $8,121,000 | 2,024 |
| Provision for loan and lease losses | $2,282,000 | 1,759 |
| Total noninterest income | $679,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $361,000 | 2,990 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $318,000 | 3,531 |
| Total noninterest expense | $9,766,000 | 1,576 |
| Salaries and employee benefits | $4,976,000 | 1,524 |
| Premises and equipment expense | $2,299,000 | 890 |
| Additional noninterest expense | $2,491,000 | 2,118 |
| Pre-tax net operating income | $-3,248,000 | 7,329 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,248,000 | 7,411 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,248,000 | 7,411 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,248,000 | 7,411 |
| Net charge-offs | $1,706,000 | 1,658 |
| Cash dividends | $136,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $9,960,000 | 78 |
| Net operating income | $-3,248,000 | 7,410 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,606,000 | 1,835 |
| Total interest expense | $4,421,000 | 1,497 |
| Net interest income | $5,185,000 | 2,107 |
| Provision for loan and lease losses | $893,000 | 2,214 |
| Total noninterest income | $424,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $224,000 | 3,103 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $200,000 | 3,649 |
| Total noninterest expense | $6,596,000 | 1,582 |
| Salaries and employee benefits | $3,362,000 | 1,530 |
| Premises and equipment expense | $1,561,000 | 899 |
| Additional noninterest expense | $1,673,000 | 2,119 |
| Pre-tax net operating income | $-1,880,000 | 7,355 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,880,000 | 7,443 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,880,000 | 7,442 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,880,000 | 7,441 |
| Net charge-offs | $581,000 | 2,175 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $9,960,000 | 57 |
| Net operating income | $-1,880,000 | 7,444 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 1,863 |
| Total interest expense | $2,238,000 | 1,529 |
| Net interest income | $2,556,000 | 2,141 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $192,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $105,000 | 3,171 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $87,000 | 3,870 |
| Total noninterest expense | $3,228,000 | 1,562 |
| Salaries and employee benefits | $1,687,000 | 1,548 |
| Premises and equipment expense | $784,000 | 907 |
| Additional noninterest expense | $757,000 | 2,087 |
| Pre-tax net operating income | $-585,000 | 7,402 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-585,000 | 7,514 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-585,000 | 7,515 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-585,000 | 7,515 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-585,000 | 7,493 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,296,000 | 2,085 |
| Total interest expense | $8,231,000 | 1,911 |
| Net interest income | $10,065,000 | 2,208 |
| Provision for loan and lease losses | $2,017,000 | 1,779 |
| Total noninterest income | $748,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $370,000 | 3,612 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $378,000 | 3,682 |
| Total noninterest expense | $11,033,000 | 1,754 |
| Salaries and employee benefits | $5,825,000 | 1,749 |
| Premises and equipment expense | $2,297,000 | 1,197 |
| Additional noninterest expense | $2,911,000 | 2,060 |
| Pre-tax net operating income | $-2,237,000 | 7,429 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,237,000 | 7,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,237,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 2,973 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,237,000 | 7,537 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,424,000 | 2,177 |
| Total interest expense | $5,972,000 | 2,056 |
| Net interest income | $7,452,000 | 2,246 |
| Provision for loan and lease losses | $1,070,000 | 1,755 |
| Total noninterest income | $556,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $270,000 | 3,693 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $286,000 | 3,766 |
| Total noninterest expense | $7,985,000 | 1,810 |
| Salaries and employee benefits | $4,323,000 | 1,797 |
| Premises and equipment expense | $1,538,000 | 1,351 |
| Additional noninterest expense | $2,124,000 | 2,048 |
| Pre-tax net operating income | $-1,047,000 | 7,557 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,047,000 | 7,527 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,047,000 | 7,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,913 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,047,000 | 7,638 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,757,000 | 2,244 |
| Total interest expense | $3,987,000 | 2,127 |
| Net interest income | $4,770,000 | 2,310 |
| Provision for loan and lease losses | $795,000 | 1,429 |
| Total noninterest income | $360,000 | 4,229 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $169,000 | 3,825 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $191,000 | 3,858 |
| Total noninterest expense | $5,214,000 | 1,846 |
| Salaries and employee benefits | $2,862,000 | 1,826 |
| Premises and equipment expense | $965,000 | 1,441 |
| Additional noninterest expense | $1,387,000 | 2,056 |
| Pre-tax net operating income | $-879,000 | 7,847 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-879,000 | 7,943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-879,000 | 7,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,555 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-879,000 | 7,924 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 2,283 |
| Total interest expense | $2,068,000 | 2,183 |
| Net interest income | $2,342,000 | 2,344 |
| Provision for loan and lease losses | $250,000 | 1,575 |
| Total noninterest income | $146,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,403 |
| Total noninterest expense | $2,609,000 | 1,844 |
| Salaries and employee benefits | $1,455,000 | 1,807 |
| Premises and equipment expense | $479,000 | 1,451 |
| Additional noninterest expense | $675,000 | 2,073 |
| Pre-tax net operating income | $-371,000 | 7,977 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-371,000 | 8,054 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-371,000 | 8,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-371,000 | 8,034 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,172,000 | 2,397 |
| Total interest expense | $8,683,000 | 2,171 |
| Net interest income | $8,489,000 | 2,581 |
| Provision for loan and lease losses | $750,000 | 1,744 |
| Total noninterest income | $588,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $252,000 | 4,441 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $336,000 | 4,047 |
| Total noninterest expense | $8,803,000 | 2,092 |
| Salaries and employee benefits | $5,015,000 | 1,998 |
| Premises and equipment expense | $1,417,000 | 1,852 |
| Additional noninterest expense | $2,371,000 | 2,282 |
| Pre-tax net operating income | $-476,000 | 7,802 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-476,000 | 7,867 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-476,000 | 7,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-476,000 | 7,857 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,650,000 | 2,439 |
| Total interest expense | $6,419,000 | 2,201 |
| Net interest income | $6,231,000 | 2,642 |
| Provision for loan and lease losses | $615,000 | 1,328 |
| Total noninterest income | $429,000 | 4,754 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $184,000 | 4,511 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $245,000 | 4,127 |
| Total noninterest expense | $6,561,000 | 2,082 |
| Salaries and employee benefits | $3,729,000 | 2,008 |
| Premises and equipment expense | $993,000 | 1,951 |
| Additional noninterest expense | $1,839,000 | 2,169 |
| Pre-tax net operating income | $-516,000 | 8,083 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-516,000 | 8,143 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-516,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-516,000 | 8,129 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,072,000 | 2,545 |
| Total interest expense | $4,056,000 | 2,295 |
| Net interest income | $4,016,000 | 2,747 |
| Provision for loan and lease losses | $470,000 | 1,081 |
| Total noninterest income | $261,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $114,000 | 4,674 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $147,000 | 4,350 |
| Total noninterest expense | $4,335,000 | 2,121 |
| Salaries and employee benefits | $2,494,000 | 2,046 |
| Premises and equipment expense | $650,000 | 1,999 |
| Additional noninterest expense | $1,191,000 | 2,228 |
| Pre-tax net operating income | $-528,000 | 8,317 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-528,000 | 8,346 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-528,000 | 8,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-528,000 | 8,341 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,838,000 | 2,639 |
| Total interest expense | $1,888,000 | 2,421 |
| Net interest income | $1,950,000 | 2,828 |
| Provision for loan and lease losses | $320,000 | 756 |
| Total noninterest income | $122,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $2,181,000 | 2,124 |
| Salaries and employee benefits | $1,256,000 | 2,050 |
| Premises and equipment expense | $322,000 | 2,027 |
| Additional noninterest expense | $603,000 | 2,187 |
| Pre-tax net operating income | $-429,000 | 8,489 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-429,000 | 8,510 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-429,000 | 8,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-429,000 | 8,504 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,026,000 | 3,082 |
| Total interest expense | $5,326,000 | 2,864 |
| Net interest income | $6,700,000 | 3,233 |
| Provision for loan and lease losses | $840,000 | 1,224 |
| Total noninterest income | $210,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $100,000 | 6,156 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $110,000 | 6,170 |
| Total noninterest expense | $7,335,000 | 2,413 |
| Salaries and employee benefits | $4,373,000 | 2,236 |
| Premises and equipment expense | $1,025,000 | 2,420 |
| Additional noninterest expense | $1,937,000 | 2,650 |
| Pre-tax net operating income | $-1,265,000 | 8,486 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,265,000 | 8,519 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,265,000 | 8,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $13,842,000 | 154 |
| Net operating income | $-1,265,000 | 8,514 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,469,000 | 3,239 |
| Total interest expense | $3,637,000 | 3,021 |
| Net interest income | $4,832,000 | 3,356 |
| Provision for loan and lease losses | $540,000 | 1,310 |
| Total noninterest income | $135,000 | 7,117 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $63,000 | 6,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,374 |
| Total noninterest expense | $5,444,000 | 2,426 |
| Salaries and employee benefits | $3,180,000 | 2,313 |
| Premises and equipment expense | $754,000 | 2,463 |
| Additional noninterest expense | $1,510,000 | 2,547 |
| Pre-tax net operating income | $-1,017,000 | 8,590 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,017,000 | 8,610 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,017,000 | 8,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $13,843,000 | 115 |
| Net operating income | $-1,017,000 | 8,600 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,181,000 | 3,411 |
| Total interest expense | $2,160,000 | 3,190 |
| Net interest income | $3,021,000 | 3,526 |
| Provision for loan and lease losses | $355,000 | 1,291 |
| Total noninterest income | $68,000 | 7,542 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $33,000 | 6,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 6,919 |
| Total noninterest expense | $3,587,000 | 2,466 |
| Salaries and employee benefits | $2,108,000 | 2,328 |
| Premises and equipment expense | $484,000 | 2,557 |
| Additional noninterest expense | $995,000 | 2,577 |
| Pre-tax net operating income | $-853,000 | 8,663 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-853,000 | 8,679 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-853,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $13,842,000 | 70 |
| Net operating income | $-853,000 | 8,669 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 3,568 |
| Total interest expense | $986,000 | 3,288 |
| Net interest income | $1,389,000 | 3,754 |
| Provision for loan and lease losses | $240,000 | 964 |
| Total noninterest income | $32,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $1,770,000 | 2,502 |
| Salaries and employee benefits | $1,067,000 | 2,306 |
| Premises and equipment expense | $224,000 | 2,731 |
| Additional noninterest expense | $479,000 | 2,637 |
| Pre-tax net operating income | $-589,000 | 8,710 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-589,000 | 8,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-589,000 | 8,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $10,068,000 | 46 |
| Net operating income | $-589,000 | 8,711 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,382,000 | 4,925 |
| Total interest expense | $1,914,000 | 4,558 |
| Net interest income | $3,468,000 | 5,053 |
| Provision for loan and lease losses | $960,000 | 1,083 |
| Total noninterest income | $41,000 | 8,478 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $20,000 | 7,474 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,110 |
| Total noninterest expense | $5,084,000 | 3,195 |
| Salaries and employee benefits | $3,148,000 | 2,846 |
| Premises and equipment expense | $510,000 | 4,117 |
| Additional noninterest expense | $1,426,000 | 3,355 |
| Pre-tax net operating income | $-2,535,000 | 8,784 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-2,535,000 | 8,789 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-2,535,000 | 8,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 432 |
| Net operating income | $-2,535,000 | 8,776 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 5,471 |
| Total interest expense | $1,097,000 | 5,177 |
| Net interest income | $2,267,000 | 5,499 |
| Provision for loan and lease losses | $650,000 | 1,137 |
| Total noninterest income | $27,000 | 8,565 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $3,690,000 | 3,256 |
| Salaries and employee benefits | $2,294,000 | 2,889 |
| Premises and equipment expense | $372,000 | 4,184 |
| Additional noninterest expense | $1,024,000 | 3,444 |
| Pre-tax net operating income | $-2,046,000 | 8,812 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-2,046,000 | 8,822 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,046,000 | 8,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-2,046,000 | 8,809 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 5,967 |
| Total interest expense | $540,000 | 5,849 |
| Net interest income | $1,315,000 | 5,913 |
| Provision for loan and lease losses | $505,000 | 961 |
| Total noninterest income | $12,000 | 8,636 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $5,000 | 7,657 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,000 | 8,349 |
| Total noninterest expense | $2,322,000 | 3,386 |
| Salaries and employee benefits | $1,432,000 | 3,046 |
| Premises and equipment expense | $242,000 | 4,238 |
| Additional noninterest expense | $648,000 | 3,571 |
| Pre-tax net operating income | $-1,500,000 | 8,820 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-1,500,000 | 8,837 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,500,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-1,500,000 | 8,821 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 6,633 |
| Total interest expense | $218,000 | 6,325 |
| Net interest income | $514,000 | 6,651 |
| Provision for loan and lease losses | $260,000 | 895 |
| Total noninterest income | $4,000 | 8,750 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,000 | 7,789 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $1,115,000 | 3,522 |
| Salaries and employee benefits | $674,000 | 3,226 |
| Premises and equipment expense | $139,000 | 3,869 |
| Additional noninterest expense | $302,000 | 3,788 |
| Pre-tax net operating income | $-857,000 | 8,892 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-857,000 | 8,896 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-857,000 | 8,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-857,000 | 8,884 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 8,801 |
| Total interest expense | $102,000 | 8,733 |
| Net interest income | $329,000 | 8,799 |
| Provision for loan and lease losses | $200,000 | 3,677 |
| Total noninterest income | $1,000 | 8,903 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $2,144,000 | 5,784 |
| Salaries and employee benefits | $1,392,000 | 5,196 |
| Premises and equipment expense | $161,000 | 7,212 |
| Additional noninterest expense | $591,000 | 6,025 |
| Pre-tax net operating income | $-2,014,000 | 8,895 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-2,014,000 | 8,912 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,014,000 | 8,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $27,932,000 | 22 |
| Net operating income | $-2,014,000 | 8,897 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $59,000 | 8,980 |
| Total interest expense | $3,000 | 8,988 |
| Net interest income | $56,000 | 8,973 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $0 | 8,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $1,026,000 | 7,100 |
| Salaries and employee benefits | $716,000 | 6,396 |
| Premises and equipment expense | $67,000 | 8,097 |
| Additional noninterest expense | $243,000 | 7,558 |
| Pre-tax net operating income | $-995,000 | 8,898 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-995,000 | 8,925 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-995,000 | 8,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $27,937,000 | 18 |
| Net operating income | $-995,000 | 8,910 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.