Home > Penn Federal Savings Bank > Assets and Liabilities
Penn Federal Savings Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 230 | 696 |
| Assets and Liabilities | ||
| Total Assets: | $2,317,598,000 | 321 |
| Cash and due from depository institutions | $20,600,000 | 696 |
| Interest-bearing balances | $112,000 | 4,567 |
| Securities | $476,618,000 | 287 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $1,712,257,000 | 302 |
| Loan loss allowance | $5,204,000 | 991 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $18,578,000 | 588 |
| Other real estate owned | $0 | 696 |
| Goodwill and other intangibles | $2,109,000 | 1,340 |
| All other assets | $87,436,000 | 268 |
| Life insurance assets | $32,099,000 | 199 |
| Total liabilities and capital | $2,317,598,000 | 321 |
| Total liabilities | $2,148,568,000 | 310 |
| Total deposits | $1,620,036,000 | 339 |
| Interest-bearing deposits | $1,590,218,000 | 290 |
| Deposits held in domestic offices | $1,620,036,000 | 337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,986,000 | 792 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $488,400,000 | 152 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $20,146,000 | 425 |
| Total equity capital | $169,030,000 | 443 |
| Total bank equity capital | $169,030,000 | 443 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $48,000 | 7,349 |
| Surplus | $67,816,000 | 494 |
| Undivided profits | $101,166,000 | 371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,664,000 | 978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 734 |
| Income earned, not collected on loans | $11,048,000 | 349 |
| Earning assets | $2,188,987,000 | 311 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $2,325,760,500 | 318 |
| Average Assets, quarterly | $2,325,760,500 | 318 |
| Volatile liabilities | $882,253,000 | 226 |
| Insider loans | $673,000 | 5,008 |
| FHLB advances | $480,000,000 | 123 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $99,240,000 | 1,058 |
| Tier 1 (core) risk-based capital | $169,022,000 | 396 |
| Tier 2 risk-based capital | $5,210,000 | 997 |
| Total risk weighted assets | $1,289,305,000 | 419 |
| Total unused commitments | $99,240,000 | 1,058 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 243 | 658 |
| Assets and Liabilities | ||
| Total Assets: | $2,333,923,000 | 316 |
| Cash and due from depository institutions | $18,252,000 | 658 |
| Interest-bearing balances | $358,000 | 3,460 |
| Securities | $487,570,000 | 282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $1,733,223,000 | 288 |
| Loan loss allowance | $5,225,000 | 974 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $18,975,000 | 558 |
| Other real estate owned | $0 | 658 |
| Goodwill and other intangibles | $2,150,000 | 1,321 |
| All other assets | $73,753,000 | 313 |
| Life insurance assets | $31,783,000 | 194 |
| Total liabilities and capital | $2,333,923,000 | 316 |
| Total liabilities | $2,165,962,000 | 309 |
| Total deposits | $1,556,608,000 | 345 |
| Interest-bearing deposits | $1,527,170,000 | 296 |
| Deposits held in domestic offices | $1,556,608,000 | 343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,148,000 | 370 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $516,400,000 | 156 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $12,806,000 | 556 |
| Total equity capital | $167,961,000 | 432 |
| Total bank equity capital | $167,961,000 | 432 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $48,000 | 7,385 |
| Surplus | $67,327,000 | 484 |
| Undivided profits | $100,586,000 | 368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,877,000 | 1,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $117,000 | 676 |
| Income earned, not collected on loans | $11,198,000 | 350 |
| Earning assets | $2,221,151,000 | 303 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $2,272,918,600 | 310 |
| Average Assets, quarterly | $2,333,675,000 | 316 |
| Volatile liabilities | $1,105,758,000 | 218 |
| Insider loans | $681,000 | 4,966 |
| FHLB advances | $505,000,000 | 124 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $111,428,000 | 934 |
| Tier 1 (core) risk-based capital | $167,961,000 | 386 |
| Tier 2 risk-based capital | $5,225,000 | 980 |
| Total risk weighted assets | $1,294,234,000 | 413 |
| Total unused commitments | $111,428,000 | 934 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 239 | 682 |
| Assets and Liabilities | ||
| Total Assets: | $2,333,427,000 | 326 |
| Cash and due from depository institutions | $18,741,000 | 682 |
| Interest-bearing balances | $321,000 | 3,531 |
| Securities | $494,871,000 | 279 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $1,721,736,000 | 299 |
| Loan loss allowance | $5,865,000 | 876 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $19,300,000 | 538 |
| Other real estate owned | $0 | 682 |
| Goodwill and other intangibles | $2,116,000 | 1,316 |
| All other assets | $76,663,000 | 317 |
| Life insurance assets | $31,466,000 | 192 |
| Total liabilities and capital | $2,333,427,000 | 326 |
| Total liabilities | $2,166,122,000 | 314 |
| Total deposits | $1,510,757,000 | 352 |
| Interest-bearing deposits | $1,482,665,000 | 303 |
| Deposits held in domestic offices | $1,510,757,000 | 348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $97,699,000 | 320 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $541,103,000 | 161 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $16,563,000 | 474 |
| Total equity capital | $167,305,000 | 440 |
| Total bank equity capital | $167,305,000 | 440 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $48,000 | 7,446 |
| Surplus | $66,968,000 | 487 |
| Undivided profits | $100,289,000 | 375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,140,000 | 1,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 704 |
| Income earned, not collected on loans | $11,334,000 | 346 |
| Earning assets | $2,216,928,000 | 310 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $2,257,667,500 | 321 |
| Average Assets, quarterly | $2,317,884,500 | 322 |
| Volatile liabilities | $1,139,583,000 | 222 |
| Insider loans | $691,000 | 4,927 |
| FHLB advances | $517,000,000 | 130 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $108,471,000 | 977 |
| Tier 1 (core) risk-based capital | $167,302,000 | 396 |
| Tier 2 risk-based capital | $5,867,000 | 900 |
| Total risk weighted assets | $1,289,220,000 | 417 |
| Total unused commitments | $108,471,000 | 978 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 243 | 675 |
| Assets and Liabilities | ||
| Total Assets: | $2,302,342,000 | 327 |
| Cash and due from depository institutions | $16,614,000 | 675 |
| Interest-bearing balances | $64,000 | 5,318 |
| Securities | $497,388,000 | 283 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $1,692,915,000 | 304 |
| Loan loss allowance | $5,888,000 | 850 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $20,415,000 | 493 |
| Other real estate owned | $0 | 675 |
| Goodwill and other intangibles | $603,000 | 2,035 |
| All other assets | $74,407,000 | 321 |
| Life insurance assets | $31,168,000 | 193 |
| Total liabilities and capital | $2,302,342,000 | 327 |
| Total liabilities | $2,133,596,000 | 318 |
| Total deposits | $1,425,093,000 | 368 |
| Interest-bearing deposits | $1,399,538,000 | 316 |
| Deposits held in domestic offices | $1,425,093,000 | 365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $98,271,000 | 319 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $599,615,000 | 161 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,617,000 | 608 |
| Total equity capital | $168,746,000 | 429 |
| Total bank equity capital | $168,746,000 | 429 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $48,000 | 7,473 |
| Surplus | $66,838,000 | 481 |
| Undivided profits | $101,860,000 | 359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,780,000 | 1,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 712 |
| Income earned, not collected on loans | $10,863,000 | 330 |
| Earning assets | $2,190,367,000 | 310 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $2,232,414,330 | 329 |
| Average Assets, quarterly | $2,268,978,000 | 326 |
| Volatile liabilities | $1,124,538,000 | 228 |
| Insider loans | $701,000 | 4,905 |
| FHLB advances | $543,715,000 | 128 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $127,308,000 | 870 |
| Tier 1 (core) risk-based capital | $168,746,000 | 389 |
| Tier 2 risk-based capital | $5,888,000 | 874 |
| Total risk weighted assets | $1,264,508,000 | 415 |
| Total unused commitments | $127,308,000 | 871 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 247 | 643 |
| Assets and Liabilities | ||
| Total Assets: | $2,235,614,000 | 325 |
| Cash and due from depository institutions | $17,392,000 | 643 |
| Interest-bearing balances | $336,000 | 3,626 |
| Securities | $500,203,000 | 289 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $1,622,589,000 | 297 |
| Loan loss allowance | $5,898,000 | 849 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,242,000 | 485 |
| Other real estate owned | $0 | 643 |
| Goodwill and other intangibles | $642,000 | 1,983 |
| All other assets | $74,546,000 | 316 |
| Life insurance assets | $30,876,000 | 190 |
| Total liabilities and capital | $2,235,614,000 | 325 |
| Total liabilities | $2,066,310,000 | 318 |
| Total deposits | $1,382,702,000 | 374 |
| Interest-bearing deposits | $1,355,226,000 | 317 |
| Deposits held in domestic offices | $1,382,702,000 | 373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,945,000 | 306 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $571,115,000 | 159 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $11,548,000 | 568 |
| Total equity capital | $169,304,000 | 416 |
| Total bank equity capital | $169,304,000 | 416 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $48,000 | 7,488 |
| Surplus | $66,838,000 | 462 |
| Undivided profits | $102,418,000 | 351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,611,000 | 1,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 692 |
| Income earned, not collected on loans | $10,848,000 | 323 |
| Earning assets | $2,123,128,000 | 315 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $2,197,450,500 | 328 |
| Average Assets, quarterly | $2,197,450,500 | 328 |
| Volatile liabilities | $1,079,578,000 | 229 |
| Insider loans | $774,000 | 4,690 |
| FHLB advances | $519,115,000 | 128 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $116,597,000 | 917 |
| Tier 1 (core) risk-based capital | $169,304,000 | 376 |
| Tier 2 risk-based capital | $5,898,000 | 863 |
| Total risk weighted assets | $1,217,202,000 | 421 |
| Total unused commitments | $116,597,000 | 917 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 255 | 617 |
| Assets and Liabilities | ||
| Total Assets: | $2,159,287,000 | 330 |
| Cash and due from depository institutions | $18,088,000 | 617 |
| Interest-bearing balances | $109,000 | 4,821 |
| Securities | $483,497,000 | 309 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $1,572,020,000 | 298 |
| Loan loss allowance | $5,913,000 | 833 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $20,265,000 | 471 |
| Other real estate owned | $502,000 | 617 |
| Goodwill and other intangibles | $665,000 | 1,947 |
| All other assets | $64,250,000 | 349 |
| Life insurance assets | $23,637,000 | 28 |
| Total liabilities and capital | $2,159,287,000 | 330 |
| Total liabilities | $1,990,725,000 | 320 |
| Total deposits | $1,396,005,000 | 364 |
| Interest-bearing deposits | $1,327,333,000 | 312 |
| Deposits held in domestic offices | $1,396,005,000 | 361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,830,000 | 414 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $523,706,000 | 177 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,184,000 | 647 |
| Total equity capital | $168,562,000 | 410 |
| Total bank equity capital | $168,562,000 | 410 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $48,000 | 7,524 |
| Surplus | $66,838,000 | 452 |
| Undivided profits | $101,676,000 | 350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,718,000 | 970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 680 |
| Income earned, not collected on loans | $10,177,000 | 331 |
| Earning assets | $2,055,626,000 | 315 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $2,061,905,800 | 331 |
| Average Assets, quarterly | $2,141,612,000 | 331 |
| Volatile liabilities | $997,052,000 | 231 |
| Insider loans | $784,000 | 4,663 |
| FHLB advances | $491,715,000 | 140 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $102,057,000 | 994 |
| Tier 1 (core) risk-based capital | $168,450,000 | 368 |
| Tier 2 risk-based capital | $5,931,000 | 835 |
| Total risk weighted assets | $1,171,404,000 | 434 |
| Total unused commitments | $102,057,000 | 994 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 255 | 614 |
| Assets and Liabilities | ||
| Total Assets: | $2,123,937,000 | 330 |
| Cash and due from depository institutions | $17,838,000 | 614 |
| Interest-bearing balances | $612,000 | 3,202 |
| Securities | $487,790,000 | 306 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $1,531,754,000 | 301 |
| Loan loss allowance | $5,909,000 | 823 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $20,350,000 | 446 |
| Other real estate owned | $477,000 | 614 |
| Goodwill and other intangibles | $658,000 | 1,928 |
| All other assets | $65,070,000 | 340 |
| Life insurance assets | $23,417,000 | 27 |
| Total liabilities and capital | $2,123,937,000 | 330 |
| Total liabilities | $1,953,309,000 | 320 |
| Total deposits | $1,372,391,000 | 364 |
| Interest-bearing deposits | $1,300,693,000 | 315 |
| Deposits held in domestic offices | $1,372,391,000 | 361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,690,000 | 394 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $503,715,000 | 186 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $14,513,000 | 463 |
| Total equity capital | $170,628,000 | 395 |
| Total bank equity capital | $170,628,000 | 395 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $48,000 | 7,558 |
| Surplus | $66,569,000 | 438 |
| Undivided profits | $104,011,000 | 341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,991,000 | 1,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $260,000 | 482 |
| Income earned, not collected on loans | $10,530,000 | 314 |
| Earning assets | $2,020,156,000 | 320 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $2,037,560,500 | 329 |
| Average Assets, quarterly | $2,087,083,000 | 332 |
| Volatile liabilities | $963,231,000 | 242 |
| Insider loans | $950,000 | 4,266 |
| FHLB advances | $491,715,000 | 144 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $112,146,000 | 911 |
| Tier 1 (core) risk-based capital | $170,419,000 | 363 |
| Tier 2 risk-based capital | $5,940,000 | 813 |
| Total risk weighted assets | $1,146,296,000 | 430 |
| Total unused commitments | $112,146,000 | 912 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 255 | 614 |
| Assets and Liabilities | ||
| Total Assets: | $2,050,229,000 | 329 |
| Cash and due from depository institutions | $15,238,000 | 614 |
| Interest-bearing balances | $79,000 | 5,361 |
| Securities | $477,812,000 | 310 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $1,474,179,000 | 308 |
| Loan loss allowance | $6,042,000 | 801 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $20,903,000 | 420 |
| Other real estate owned | $0 | 614 |
| Goodwill and other intangibles | $486,000 | 2,122 |
| All other assets | $61,611,000 | 343 |
| Life insurance assets | $23,202,000 | 28 |
| Total liabilities and capital | $2,050,229,000 | 329 |
| Total liabilities | $1,880,257,000 | 321 |
| Total deposits | $1,349,129,000 | 351 |
| Interest-bearing deposits | $1,277,062,000 | 310 |
| Deposits held in domestic offices | $1,349,129,000 | 350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,461,000 | 427 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $460,615,000 | 198 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $16,052,000 | 431 |
| Total equity capital | $169,972,000 | 393 |
| Total bank equity capital | $169,972,000 | 393 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $48,000 | 7,563 |
| Surplus | $66,569,000 | 427 |
| Undivided profits | $103,355,000 | 338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,611,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $261,000 | 487 |
| Income earned, not collected on loans | $9,526,000 | 315 |
| Earning assets | $1,952,070,000 | 319 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $2,008,768,330 | 326 |
| Average Assets, quarterly | $2,023,845,500 | 327 |
| Volatile liabilities | $899,201,000 | 243 |
| Insider loans | $951,000 | 4,266 |
| FHLB advances | $447,815,000 | 158 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $124,500,000 | 816 |
| Tier 1 (core) risk-based capital | $169,765,000 | 356 |
| Tier 2 risk-based capital | $6,115,000 | 790 |
| Total risk weighted assets | $1,110,241,000 | 429 |
| Total unused commitments | $124,500,000 | 817 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 261 | 580 |
| Assets and Liabilities | ||
| Total Assets: | $1,997,462,000 | 330 |
| Cash and due from depository institutions | $12,848,000 | 580 |
| Interest-bearing balances | $355,000 | 3,767 |
| Securities | $496,664,000 | 307 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $1,404,246,000 | 315 |
| Loan loss allowance | $6,042,000 | 785 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $21,030,000 | 407 |
| Other real estate owned | $0 | 580 |
| Goodwill and other intangibles | $438,000 | 2,168 |
| All other assets | $62,236,000 | 336 |
| Life insurance assets | $22,978,000 | 27 |
| Total liabilities and capital | $1,997,462,000 | 330 |
| Total liabilities | $1,827,282,000 | 325 |
| Total deposits | $1,293,501,000 | 362 |
| Interest-bearing deposits | $1,224,268,000 | 323 |
| Deposits held in domestic offices | $1,293,501,000 | 360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,881,000 | 397 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $458,641,000 | 190 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $13,259,000 | 487 |
| Total equity capital | $170,180,000 | 380 |
| Total bank equity capital | $170,180,000 | 380 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $48,000 | 7,624 |
| Surplus | $66,569,000 | 422 |
| Undivided profits | $103,563,000 | 325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,599,000 | 1,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $271,000 | 486 |
| Income earned, not collected on loans | $10,847,000 | 286 |
| Earning assets | $1,901,265,000 | 322 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $1,988,038,000 | 328 |
| Average Assets, quarterly | $1,988,038,000 | 328 |
| Volatile liabilities | $885,158,000 | 241 |
| Insider loans | $968,000 | 4,207 |
| FHLB advances | $434,065,000 | 153 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $115,521,000 | 860 |
| Tier 1 (core) risk-based capital | $170,053,000 | 348 |
| Tier 2 risk-based capital | $6,069,000 | 783 |
| Total risk weighted assets | $1,072,124,000 | 436 |
| Total unused commitments | $115,521,000 | 860 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 258 | 606 |
| Assets and Liabilities | ||
| Total Assets: | $1,978,614,000 | 332 |
| Cash and due from depository institutions | $14,922,000 | 606 |
| Interest-bearing balances | $286,000 | 4,039 |
| Securities | $499,126,000 | 312 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $1,382,441,000 | 316 |
| Loan loss allowance | $6,044,000 | 791 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $21,181,000 | 401 |
| Other real estate owned | $0 | 606 |
| Goodwill and other intangibles | $823,000 | 1,783 |
| All other assets | $60,121,000 | 340 |
| Life insurance assets | $22,761,000 | 31 |
| Total liabilities and capital | $1,978,614,000 | 332 |
| Total liabilities | $1,808,727,000 | 325 |
| Total deposits | $1,260,387,000 | 368 |
| Interest-bearing deposits | $1,190,129,000 | 330 |
| Deposits held in domestic offices | $1,260,387,000 | 366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,288,000 | 399 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $476,267,000 | 186 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $9,785,000 | 571 |
| Total equity capital | $169,887,000 | 388 |
| Total bank equity capital | $169,887,000 | 388 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $48,000 | 7,664 |
| Surplus | $66,471,000 | 423 |
| Undivided profits | $103,368,000 | 332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,757,000 | 1,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $258,000 | 477 |
| Income earned, not collected on loans | $9,851,000 | 306 |
| Earning assets | $1,881,853,000 | 326 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $1,889,520,000 | 332 |
| Average Assets, quarterly | $1,969,549,000 | 333 |
| Volatile liabilities | $886,628,000 | 243 |
| Insider loans | $978,000 | 4,174 |
| FHLB advances | $441,815,000 | 149 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $108,408,000 | 885 |
| Tier 1 (core) risk-based capital | $169,340,000 | 352 |
| Tier 2 risk-based capital | $6,100,000 | 784 |
| Total risk weighted assets | $1,058,186,000 | 437 |
| Total unused commitments | $108,408,000 | 885 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 256 | 605 |
| Assets and Liabilities | ||
| Total Assets: | $1,960,484,000 | 335 |
| Cash and due from depository institutions | $13,417,000 | 605 |
| Interest-bearing balances | $80,000 | 5,491 |
| Securities | $507,193,000 | 300 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $1,366,312,000 | 317 |
| Loan loss allowance | $6,046,000 | 779 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $21,437,000 | 387 |
| Other real estate owned | $472,000 | 605 |
| Goodwill and other intangibles | $1,252,000 | 1,499 |
| All other assets | $50,401,000 | 386 |
| Life insurance assets | $12,640,000 | 49 |
| Total liabilities and capital | $1,960,484,000 | 335 |
| Total liabilities | $1,791,358,000 | 326 |
| Total deposits | $1,241,170,000 | 372 |
| Interest-bearing deposits | $1,172,605,000 | 328 |
| Deposits held in domestic offices | $1,241,170,000 | 369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,831,000 | 381 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $476,665,000 | 191 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $11,692,000 | 510 |
| Total equity capital | $169,126,000 | 388 |
| Total bank equity capital | $169,126,000 | 388 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $48,000 | 7,708 |
| Surplus | $66,468,000 | 422 |
| Undivided profits | $102,610,000 | 332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,637,000 | 1,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $272,000 | 509 |
| Income earned, not collected on loans | $10,654,000 | 289 |
| Earning assets | $1,873,585,000 | 327 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $1,867,246,500 | 339 |
| Average Assets, quarterly | $1,931,250,000 | 337 |
| Volatile liabilities | $868,773,000 | 241 |
| Insider loans | $991,000 | 4,125 |
| FHLB advances | $441,965,000 | 145 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $105,169,000 | 891 |
| Tier 1 (core) risk-based capital | $168,108,000 | 351 |
| Tier 2 risk-based capital | $6,108,000 | 767 |
| Total risk weighted assets | $1,040,174,000 | 427 |
| Total unused commitments | $105,169,000 | 893 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 259 | 599 |
| Assets and Liabilities | ||
| Total Assets: | $1,902,016,000 | 340 |
| Cash and due from depository institutions | $14,863,000 | 599 |
| Interest-bearing balances | $47,000 | 5,868 |
| Securities | $514,136,000 | 305 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $1,296,278,000 | 319 |
| Loan loss allowance | $6,228,000 | 746 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $21,690,000 | 374 |
| Other real estate owned | $0 | 599 |
| Goodwill and other intangibles | $1,713,000 | 1,299 |
| All other assets | $53,336,000 | 377 |
| Life insurance assets | $12,512,000 | 48 |
| Total liabilities and capital | $1,902,016,000 | 340 |
| Total liabilities | $1,736,912,000 | 331 |
| Total deposits | $1,196,389,000 | 380 |
| Interest-bearing deposits | $1,129,238,000 | 341 |
| Deposits held in domestic offices | $1,196,389,000 | 378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,454,000 | 489 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $483,105,000 | 179 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $14,964,000 | 439 |
| Total equity capital | $165,104,000 | 379 |
| Total bank equity capital | $165,104,000 | 379 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $48,000 | 7,762 |
| Surplus | $63,607,000 | 427 |
| Undivided profits | $101,449,000 | 324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,163,000 | 1,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $363,000 | 430 |
| Income earned, not collected on loans | $9,902,000 | 281 |
| Earning assets | $1,810,461,000 | 328 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $1,836,167,330 | 341 |
| Average Assets, quarterly | $1,858,930,000 | 341 |
| Volatile liabilities | $843,148,000 | 244 |
| Insider loans | $1,052,000 | 3,964 |
| FHLB advances | $475,465,000 | 139 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $105,150,000 | 862 |
| Tier 1 (core) risk-based capital | $163,676,000 | 353 |
| Tier 2 risk-based capital | $6,250,000 | 746 |
| Total risk weighted assets | $1,007,807,000 | 430 |
| Total unused commitments | $105,150,000 | 864 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 250 | 628 |
| Assets and Liabilities | ||
| Total Assets: | $1,815,844,000 | 352 |
| Cash and due from depository institutions | $15,425,000 | 628 |
| Interest-bearing balances | $704,000 | 3,418 |
| Securities | $513,660,000 | 309 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,522 |
| Net loans & leases | $1,206,940,000 | 335 |
| Loan loss allowance | $6,230,000 | 758 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $21,996,000 | 360 |
| Other real estate owned | $28,000 | 628 |
| Goodwill and other intangibles | $2,200,000 | 1,125 |
| All other assets | $52,095,000 | 373 |
| Life insurance assets | $12,359,000 | 54 |
| Total liabilities and capital | $1,815,844,000 | 352 |
| Total liabilities | $1,653,204,000 | 345 |
| Total deposits | $1,137,186,000 | 394 |
| Interest-bearing deposits | $1,072,781,000 | 354 |
| Deposits held in domestic offices | $1,137,186,000 | 391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,350,000 | 738 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $486,139,000 | 183 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $10,529,000 | 573 |
| Total equity capital | $162,640,000 | 389 |
| Total bank equity capital | $162,640,000 | 389 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $48,000 | 7,784 |
| Surplus | $63,068,000 | 420 |
| Undivided profits | $99,524,000 | 340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,879,000 | 1,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $366,000 | 463 |
| Income earned, not collected on loans | $10,420,000 | 269 |
| Earning assets | $1,724,804,000 | 343 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $1,803,243,000 | 349 |
| Average Assets, quarterly | $1,803,243,000 | 349 |
| Volatile liabilities | $806,541,000 | 238 |
| Insider loans | $1,283,000 | 3,518 |
| FHLB advances | $485,465,000 | 138 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $119,746,000 | 761 |
| Tier 1 (core) risk-based capital | $160,687,000 | 358 |
| Tier 2 risk-based capital | $6,314,000 | 738 |
| Total risk weighted assets | $955,596,000 | 441 |
| Total unused commitments | $119,746,000 | 761 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 250 | 630 |
| Assets and Liabilities | ||
| Total Assets: | $1,790,642,000 | 354 |
| Cash and due from depository institutions | $26,764,000 | 630 |
| Interest-bearing balances | $4,221,000 | 1,373 |
| Securities | $512,309,000 | 313 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,171 |
| Net loans & leases | $1,166,431,000 | 341 |
| Loan loss allowance | $6,239,000 | 748 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $21,795,000 | 363 |
| Other real estate owned | $28,000 | 630 |
| Goodwill and other intangibles | $2,614,000 | 1,027 |
| All other assets | $50,701,000 | 389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,790,642,000 | 354 |
| Total liabilities | $1,628,951,000 | 350 |
| Total deposits | $1,116,421,000 | 406 |
| Interest-bearing deposits | $1,046,810,000 | 365 |
| Deposits held in domestic offices | $1,116,421,000 | 404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,350,000 | 755 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $486,129,000 | 182 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,051,000 | 719 |
| Total equity capital | $161,691,000 | 382 |
| Total bank equity capital | $161,691,000 | 382 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $48,000 | 7,845 |
| Surplus | $62,401,000 | 427 |
| Undivided profits | $99,242,000 | 332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,084,000 | 983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $8,535,000 | 326 |
| Earning assets | $1,692,961,000 | 342 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $1,810,206,200 | 341 |
| Average Assets, quarterly | $1,784,189,500 | 351 |
| Volatile liabilities | $792,260,000 | 239 |
| Insider loans | $1,295,000 | 3,502 |
| FHLB advances | $485,465,000 | 133 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $114,942,000 | 765 |
| Tier 1 (core) risk-based capital | $159,289,000 | 353 |
| Tier 2 risk-based capital | $6,289,000 | 731 |
| Total risk weighted assets | $935,980,000 | 446 |
| Total unused commitments | $114,942,000 | 766 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 262 | 619 |
| Assets and Liabilities | ||
| Total Assets: | $1,777,737,000 | 358 |
| Cash and due from depository institutions | $35,662,000 | 619 |
| Interest-bearing balances | $13,173,000 | 593 |
| Securities | $426,186,000 | 356 |
| Federal funds sold & reverse repurchase agreements | $45,000,000 | 342 |
| Net loans & leases | $1,194,734,000 | 339 |
| Loan loss allowance | $6,256,000 | 764 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $21,533,000 | 374 |
| Other real estate owned | $28,000 | 619 |
| Goodwill and other intangibles | $2,998,000 | 947 |
| All other assets | $51,596,000 | 395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,777,737,000 | 358 |
| Total liabilities | $1,615,619,000 | 358 |
| Total deposits | $1,088,884,000 | 416 |
| Interest-bearing deposits | $1,018,437,000 | 377 |
| Deposits held in domestic offices | $1,088,884,000 | 414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,350,000 | 745 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $496,109,000 | 181 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $11,276,000 | 555 |
| Total equity capital | $162,118,000 | 393 |
| Total bank equity capital | $162,118,000 | 393 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $48,000 | 7,893 |
| Surplus | $61,839,000 | 438 |
| Undivided profits | $100,231,000 | 333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,142,000 | 1,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $9,314,000 | 312 |
| Earning assets | $1,679,093,000 | 350 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $1,815,097,250 | 350 |
| Average Assets, quarterly | $1,794,801,000 | 357 |
| Volatile liabilities | $789,131,000 | 233 |
| Insider loans | $1,459,000 | 3,221 |
| FHLB advances | $495,465,000 | 136 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $114,309,000 | 779 |
| Tier 1 (core) risk-based capital | $159,271,000 | 358 |
| Tier 2 risk-based capital | $6,349,000 | 732 |
| Total risk weighted assets | $942,621,000 | 444 |
| Total unused commitments | $114,309,000 | 781 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 260 | 628 |
| Assets and Liabilities | ||
| Total Assets: | $1,811,865,000 | 356 |
| Cash and due from depository institutions | $53,246,000 | 628 |
| Interest-bearing balances | $22,057,000 | 378 |
| Securities | $427,320,000 | 347 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 525 |
| Net loans & leases | $1,237,278,000 | 327 |
| Loan loss allowance | $6,264,000 | 753 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $21,103,000 | 377 |
| Other real estate owned | $28,000 | 628 |
| Goodwill and other intangibles | $3,523,000 | 845 |
| All other assets | $39,367,000 | 467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,811,865,000 | 356 |
| Total liabilities | $1,650,621,000 | 350 |
| Total deposits | $1,104,343,000 | 413 |
| Interest-bearing deposits | $1,034,046,000 | 372 |
| Deposits held in domestic offices | $1,104,343,000 | 411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,350,000 | 717 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $505,637,000 | 176 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $21,291,000 | 400 |
| Total equity capital | $161,244,000 | 392 |
| Total bank equity capital | $161,244,000 | 392 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $48,000 | 7,923 |
| Surplus | $60,948,000 | 433 |
| Undivided profits | $100,248,000 | 336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,666,000 | 1,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $7,881,000 | 354 |
| Earning assets | $1,716,655,000 | 344 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $1,827,550,670 | 347 |
| Average Assets, quarterly | $1,822,045,000 | 349 |
| Volatile liabilities | $791,161,000 | 233 |
| Insider loans | $1,512,000 | 3,138 |
| FHLB advances | $504,465,000 | 130 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $149,852,000 | 635 |
| Tier 1 (core) risk-based capital | $157,854,000 | 354 |
| Tier 2 risk-based capital | $6,387,000 | 709 |
| Total risk weighted assets | $954,571,000 | 427 |
| Total unused commitments | $149,852,000 | 636 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 257 | 624 |
| Assets and Liabilities | ||
| Total Assets: | $1,832,225,000 | 350 |
| Cash and due from depository institutions | $60,728,000 | 624 |
| Interest-bearing balances | $33,250,000 | 231 |
| Securities | $355,898,000 | 407 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 539 |
| Net loans & leases | $1,318,555,000 | 308 |
| Loan loss allowance | $6,273,000 | 757 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $20,711,000 | 379 |
| Other real estate owned | $28,000 | 624 |
| Goodwill and other intangibles | $4,033,000 | 773 |
| All other assets | $42,272,000 | 437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,832,225,000 | 350 |
| Total liabilities | $1,664,927,000 | 348 |
| Total deposits | $1,115,674,000 | 400 |
| Interest-bearing deposits | $1,045,161,000 | 363 |
| Deposits held in domestic offices | $1,115,674,000 | 398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,350,000 | 704 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $505,709,000 | 176 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $24,194,000 | 377 |
| Total equity capital | $167,298,000 | 374 |
| Total bank equity capital | $167,298,000 | 374 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $48,000 | 7,964 |
| Surplus | $60,537,000 | 435 |
| Undivided profits | $106,713,000 | 307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,713,000 | 1,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $7,691,000 | 370 |
| Earning assets | $1,737,703,000 | 339 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $1,835,393,500 | 347 |
| Average Assets, quarterly | $1,835,393,500 | 347 |
| Volatile liabilities | $780,671,000 | 233 |
| Insider loans | $1,520,000 | 3,058 |
| FHLB advances | $504,465,000 | 131 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $136,211,000 | 667 |
| Tier 1 (core) risk-based capital | $163,497,000 | 346 |
| Tier 2 risk-based capital | $6,370,000 | 695 |
| Total risk weighted assets | $982,481,000 | 409 |
| Total unused commitments | $136,211,000 | 668 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 263 | 610 |
| Assets and Liabilities | ||
| Total Assets: | $1,838,562,000 | 345 |
| Cash and due from depository institutions | $53,472,000 | 610 |
| Interest-bearing balances | $23,985,000 | 308 |
| Securities | $323,462,000 | 423 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,061 |
| Net loans & leases | $1,389,880,000 | 289 |
| Loan loss allowance | $6,210,000 | 745 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $20,567,000 | 373 |
| Other real estate owned | $28,000 | 610 |
| Goodwill and other intangibles | $4,588,000 | 700 |
| All other assets | $39,565,000 | 448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,838,562,000 | 345 |
| Total liabilities | $1,671,948,000 | 342 |
| Total deposits | $1,136,738,000 | 383 |
| Interest-bearing deposits | $1,068,134,000 | 360 |
| Deposits held in domestic offices | $1,136,738,000 | 381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,350,000 | 728 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $505,709,000 | 170 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,151,000 | 610 |
| Total equity capital | $166,614,000 | 371 |
| Total bank equity capital | $166,614,000 | 371 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $48,000 | 7,998 |
| Surplus | $60,131,000 | 431 |
| Undivided profits | $106,435,000 | 307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,662,000 | 1,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $7,870,000 | 372 |
| Earning assets | $1,744,327,000 | 334 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $1,852,975,000 | 342 |
| Average Assets, quarterly | $1,861,179,000 | 347 |
| Volatile liabilities | $774,882,000 | 236 |
| Insider loans | $2,688,000 | 1,962 |
| FHLB advances | $504,465,000 | 126 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $154,951,000 | 579 |
| Tier 1 (core) risk-based capital | $162,450,000 | 343 |
| Tier 2 risk-based capital | $6,303,000 | 689 |
| Total risk weighted assets | $1,002,521,000 | 406 |
| Total unused commitments | $154,951,000 | 579 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 263 | 618 |
| Assets and Liabilities | ||
| Total Assets: | $1,806,945,000 | 349 |
| Cash and due from depository institutions | $18,067,000 | 618 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $378,712,000 | 341 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $1,342,016,000 | 298 |
| Loan loss allowance | $5,153,000 | 839 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $20,154,000 | 373 |
| Other real estate owned | $241,000 | 618 |
| Goodwill and other intangibles | $6,774,000 | 515 |
| All other assets | $40,981,000 | 427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,806,945,000 | 349 |
| Total liabilities | $1,649,577,000 | 344 |
| Total deposits | $1,128,579,000 | 376 |
| Interest-bearing deposits | $1,068,393,000 | 353 |
| Deposits held in domestic offices | $1,128,579,000 | 375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,750,000 | 613 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $481,466,000 | 179 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $10,782,000 | 586 |
| Total equity capital | $157,368,000 | 373 |
| Total bank equity capital | $157,368,000 | 373 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $49,000 | 8,210 |
| Surplus | $58,302,000 | 426 |
| Undivided profits | $99,017,000 | 290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,276,000 | 1,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $8,343,000 | 373 |
| Earning assets | $1,720,728,000 | 335 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $1,791,628,000 | 344 |
| Average Assets, quarterly | $1,842,434,500 | 343 |
| Volatile liabilities | $680,399,000 | 259 |
| Insider loans | $1,983,000 | 2,407 |
| FHLB advances | $479,665,000 | 126 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $123,607,000 | 640 |
| Tier 1 (core) risk-based capital | $151,365,000 | 350 |
| Tier 2 risk-based capital | $5,153,000 | 779 |
| Total risk weighted assets | $963,751,000 | 414 |
| Total unused commitments | $123,607,000 | 640 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 252 | 632 |
| Assets and Liabilities | ||
| Total Assets: | $1,701,597,000 | 356 |
| Cash and due from depository institutions | $11,861,000 | 632 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $409,268,000 | 312 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $1,211,180,000 | 323 |
| Loan loss allowance | $4,005,000 | 998 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $20,258,000 | 368 |
| Other real estate owned | $824,000 | 632 |
| Goodwill and other intangibles | $8,969,000 | 425 |
| All other assets | $39,237,000 | 383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,701,597,000 | 356 |
| Total liabilities | $1,554,746,000 | 354 |
| Total deposits | $1,105,126,000 | 376 |
| Interest-bearing deposits | $1,037,066,000 | 352 |
| Deposits held in domestic offices | $1,105,126,000 | 373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,400,000 | 748 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $424,757,000 | 195 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,463,000 | 936 |
| Total equity capital | $146,851,000 | 382 |
| Total bank equity capital | $146,851,000 | 382 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $49,000 | 8,479 |
| Surplus | $52,060,000 | 440 |
| Undivided profits | $94,742,000 | 286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,031,000 | 1,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $5,632,000 | 457 |
| Earning assets | $1,620,448,000 | 342 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $1,689,396,800 | 346 |
| Average Assets, quarterly | $1,706,321,000 | 353 |
| Volatile liabilities | $597,411,000 | 294 |
| Insider loans | $1,272,000 | 3,282 |
| FHLB advances | $422,365,000 | 49 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $104,092,000 | 690 |
| Tier 1 (core) risk-based capital | $138,871,000 | 368 |
| Tier 2 risk-based capital | $4,005,000 | 953 |
| Total risk weighted assets | $880,480,000 | 445 |
| Total unused commitments | $104,092,000 | 690 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 229 | 736 |
| Assets and Liabilities | ||
| Total Assets: | $1,635,564,000 | 370 |
| Cash and due from depository institutions | $11,206,000 | 736 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $397,916,000 | 354 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $1,161,132,000 | 333 |
| Loan loss allowance | $3,474,000 | 1,104 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $19,442,000 | 400 |
| Other real estate owned | $141,000 | 736 |
| Goodwill and other intangibles | $11,192,000 | 371 |
| All other assets | $34,535,000 | 418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,635,564,000 | 370 |
| Total liabilities | $1,497,821,000 | 367 |
| Total deposits | $1,056,372,000 | 391 |
| Interest-bearing deposits | $997,627,000 | 352 |
| Deposits held in domestic offices | $1,056,372,000 | 387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,275,000 | 574 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $396,153,000 | 214 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,021,000 | 825 |
| Total equity capital | $137,743,000 | 381 |
| Total bank equity capital | $137,743,000 | 381 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $49,000 | 8,774 |
| Surplus | $51,133,000 | 458 |
| Undivided profits | $86,561,000 | 289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,157,000 | 752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,666,000 | 481 |
| Earning assets | $1,559,048,000 | 353 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $1,580,396,800 | 360 |
| Average Assets, quarterly | $1,615,268,000 | 369 |
| Volatile liabilities | $558,018,000 | 301 |
| Insider loans | $1,460,000 | 2,868 |
| FHLB advances | $392,265,000 | 51 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $97,132,000 | 751 |
| Tier 1 (core) risk-based capital | $127,709,000 | 394 |
| Tier 2 risk-based capital | $3,474,000 | 1,041 |
| Total risk weighted assets | $819,990,000 | 456 |
| Total unused commitments | $97,132,000 | 751 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 237 | 716 |
| Assets and Liabilities | ||
| Total Assets: | $1,541,422,000 | 376 |
| Cash and due from depository institutions | $13,818,000 | 716 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $354,023,000 | 393 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $1,108,471,000 | 325 |
| Loan loss allowance | $2,730,000 | 1,341 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $18,551,000 | 401 |
| Other real estate owned | $1,022,000 | 716 |
| Goodwill and other intangibles | $13,152,000 | 319 |
| All other assets | $32,385,000 | 404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,541,422,000 | 376 |
| Total liabilities | $1,412,827,000 | 369 |
| Total deposits | $1,036,754,000 | 389 |
| Interest-bearing deposits | $985,069,000 | 359 |
| Deposits held in domestic offices | $1,036,754,000 | 384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,875,000 | 518 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $332,001,000 | 197 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,197,000 | 1,108 |
| Total equity capital | $128,595,000 | 411 |
| Total bank equity capital | $128,595,000 | 411 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $49,000 | 8,976 |
| Surplus | $49,962,000 | 452 |
| Undivided profits | $78,584,000 | 331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,389,000 | 631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,907,000 | 447 |
| Earning assets | $1,462,494,000 | 358 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $1,515,132,800 | 358 |
| Average Assets, quarterly | $1,550,824,000 | 363 |
| Volatile liabilities | $492,352,000 | 288 |
| Insider loans | $1,086,000 | 3,353 |
| FHLB advances | $327,865,000 | 50 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $57,736,000 | 1,023 |
| Tier 1 (core) risk-based capital | $116,370,000 | 403 |
| Tier 2 risk-based capital | $2,728,000 | 1,230 |
| Total risk weighted assets | $763,927,000 | 460 |
| Total unused commitments | $57,736,000 | 1,027 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 203 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $1,468,283,000 | 385 |
| Cash and due from depository institutions | $11,613,000 | 869 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $394,339,000 | 363 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $997,120,000 | 361 |
| Loan loss allowance | $2,300,000 | 1,573 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $17,238,000 | 429 |
| Other real estate owned | $1,935,000 | 869 |
| Goodwill and other intangibles | $15,186,000 | 295 |
| All other assets | $30,852,000 | 390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,468,283,000 | 385 |
| Total liabilities | $1,352,974,000 | 376 |
| Total deposits | $987,668,000 | 405 |
| Interest-bearing deposits | $947,799,000 | 374 |
| Deposits held in domestic offices | $987,668,000 | 399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,490,000 | 482 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $313,547,000 | 199 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,269,000 | 1,830 |
| Total equity capital | $115,309,000 | 440 |
| Total bank equity capital | $115,309,000 | 440 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $49,000 | 9,373 |
| Surplus | $48,914,000 | 444 |
| Undivided profits | $66,346,000 | 382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,697,000 | 628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $5,119,000 | 457 |
| Earning assets | $1,391,459,000 | 374 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $1,327,724,800 | 398 |
| Average Assets, quarterly | $1,418,506,500 | 391 |
| Volatile liabilities | $498,467,000 | 297 |
| Insider loans | $1,432,000 | 2,726 |
| FHLB advances | $300,000,000 | 55 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $65,940,000 | 875 |
| Tier 1 (core) risk-based capital | $100,956,000 | 450 |
| Tier 2 risk-based capital | $2,300,000 | 1,351 |
| Total risk weighted assets | $677,958,000 | 491 |
| Total unused commitments | $65,940,000 | 879 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 178 | 1,044 |
| Assets and Liabilities | ||
| Total Assets: | $1,218,460,000 | 482 |
| Cash and due from depository institutions | $9,507,000 | 1,044 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $325,085,000 | 436 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $825,589,000 | 460 |
| Loan loss allowance | $2,733,000 | 1,437 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $15,591,000 | 489 |
| Other real estate owned | $845,000 | 1,044 |
| Goodwill and other intangibles | $17,722,000 | 254 |
| All other assets | $24,121,000 | 484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,218,460,000 | 482 |
| Total liabilities | $1,134,381,000 | 468 |
| Total deposits | $882,089,000 | 490 |
| Interest-bearing deposits | $847,773,000 | 439 |
| Deposits held in domestic offices | $882,089,000 | 482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,505,000 | 590 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $212,064,000 | 254 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $723,000 | 4,552 |
| Total equity capital | $84,079,000 | 592 |
| Total bank equity capital | $84,079,000 | 592 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $28,000 | 9,918 |
| Surplus | $28,363,000 | 696 |
| Undivided profits | $55,688,000 | 479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,024,000 | 608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,990,000 | 585 |
| Earning assets | $1,150,674,000 | 461 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $1,089,709,400 | 506 |
| Average Assets, quarterly | $1,184,278,000 | 486 |
| Volatile liabilities | $312,822,000 | 425 |
| Insider loans | $1,294,000 | 2,986 |
| FHLB advances | $192,715,000 | 79 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $85,958,000 | 731 |
| Tier 1 (core) risk-based capital | $67,453,000 | 676 |
| Tier 2 risk-based capital | $2,353,000 | 1,367 |
| Total risk weighted assets | $564,993,000 | 611 |
| Total unused commitments | $85,958,000 | 738 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 175 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $945,634,000 | 607 |
| Cash and due from depository institutions | $10,246,000 | 1,090 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $333,237,000 | 443 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $537,177,000 | 638 |
| Loan loss allowance | $2,629,000 | 1,534 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $16,511,000 | 467 |
| Other real estate owned | $461,000 | 1,090 |
| Goodwill and other intangibles | $20,287,000 | 225 |
| All other assets | $27,715,000 | 472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $945,634,000 | 607 |
| Total liabilities | $867,315,000 | 610 |
| Total deposits | $760,626,000 | 577 |
| Interest-bearing deposits | $748,497,000 | 518 |
| Deposits held in domestic offices | $760,626,000 | 569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $99,697,000 | 380 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $6,992,000 | 814 |
| Total equity capital | $78,319,000 | 645 |
| Total bank equity capital | $78,319,000 | 645 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $28,000 | 10,383 |
| Surplus | $28,105,000 | 704 |
| Undivided profits | $50,186,000 | 533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,951,000 | 674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,247,000 | 716 |
| Earning assets | $870,414,000 | 608 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $869,950,800 | 621 |
| Average Assets, quarterly | $935,307,000 | 606 |
| Volatile liabilities | $147,676,000 | 657 |
| Insider loans | $1,033,000 | 3,660 |
| FHLB advances | $79,300,000 | 141 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $71,879,000 | 837 |
| Tier 1 (core) risk-based capital | $59,221,000 | 785 |
| Tier 2 risk-based capital | $2,009,000 | 1,591 |
| Total risk weighted assets | $427,532,000 | 752 |
| Total unused commitments | $71,879,000 | 842 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 167 | 1,167 |
| Assets and Liabilities | ||
| Total Assets: | $737,809,000 | 719 |
| Cash and due from depository institutions | $8,892,000 | 1,167 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $282,849,000 | 524 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $403,755,000 | 781 |
| Loan loss allowance | $2,749,000 | 1,498 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $16,060,000 | 468 |
| Other real estate owned | $3,295,000 | 1,167 |
| Goodwill and other intangibles | $3,821,000 | 547 |
| All other assets | $19,137,000 | 614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $737,809,000 | 719 |
| Total liabilities | $665,000,000 | 729 |
| Total deposits | $595,032,000 | 692 |
| Interest-bearing deposits | $588,228,000 | 608 |
| Deposits held in domestic offices | $595,032,000 | 680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $66,753,000 | 464 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,215,000 | 1,242 |
| Total equity capital | $72,809,000 | 617 |
| Total bank equity capital | $72,809,000 | 617 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $28,000 | 10,950 |
| Surplus | $27,972,000 | 656 |
| Undivided profits | $44,809,000 | 523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,265,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,355,000 | 858 |
| Earning assets | $686,604,000 | 700 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $671,103,600 | 757 |
| Average Assets, quarterly | $715,282,500 | 735 |
| Volatile liabilities | $125,129,000 | 710 |
| Insider loans | $2,119,000 | 1,978 |
| FHLB advances | $43,300,000 | 223 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $41,793,000 | 1,122 |
| Tier 1 (core) risk-based capital | $70,013,000 | 633 |
| Tier 2 risk-based capital | $2,024,000 | 1,557 |
| Total risk weighted assets | $329,192,000 | 887 |
| Total unused commitments | $46,793,000 | 1,045 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 187 | 1,102 |
| Assets and Liabilities | ||
| Total Assets: | $615,776,000 | 835 |
| Cash and due from depository institutions | $7,106,000 | 1,102 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $172,498,000 | 813 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $387,888,000 | 783 |
| Loan loss allowance | $3,125,000 | 1,423 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $16,938,000 | 452 |
| Other real estate owned | $4,218,000 | 1,102 |
| Goodwill and other intangibles | $13,904,000 | 235 |
| All other assets | $13,224,000 | 780 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $615,776,000 | 835 |
| Total liabilities | $567,189,000 | 835 |
| Total deposits | $532,855,000 | 774 |
| Interest-bearing deposits | $526,111,000 | 692 |
| Deposits held in domestic offices | $532,855,000 | 760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $29,036,000 | 638 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,298,000 | 909 |
| Total equity capital | $48,587,000 | 861 |
| Total bank equity capital | $48,587,000 | 861 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $48,587,000 | 470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,021,000 | 691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,194,000 | 807 |
| Earning assets | $560,386,000 | 832 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $595,657,200 | 831 |
| Average Assets, quarterly | $604,972,000 | 839 |
| Volatile liabilities | $73,169,000 | 933 |
| Insider loans | $2,176,000 | 1,886 |
| FHLB advances | $21,500,000 | 294 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $27,015,000 | 1,543 |
| Tier 1 (core) risk-based capital | $40,341,000 | 993 |
| Tier 2 risk-based capital | $2,419,000 | 1,335 |
| Total risk weighted assets | $303,686,000 | 958 |
| Total unused commitments | $31,915,000 | 1,391 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 192 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $587,182,000 | 892 |
| Cash and due from depository institutions | $10,156,000 | 1,111 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $112,596,000 | 1,202 |
| Federal funds sold & reverse repurchase agreements | $15,240,000 | 1,091 |
| Net loans & leases | $399,493,000 | 774 |
| Loan loss allowance | $3,702,000 | 1,290 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $17,562,000 | 443 |
| Other real estate owned | $4,793,000 | 1,111 |
| Goodwill and other intangibles | $13,541,000 | 234 |
| All other assets | $13,801,000 | 795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $587,182,000 | 892 |
| Total liabilities | $543,643,000 | 884 |
| Total deposits | $536,822,000 | 826 |
| Interest-bearing deposits | $530,287,000 | 736 |
| Deposits held in domestic offices | $536,822,000 | 816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,357,000 | 1,406 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,464,000 | 1,586 |
| Total equity capital | $43,539,000 | 914 |
| Total bank equity capital | $43,539,000 | 914 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $43,539,000 | 482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,341,000 | 664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,268,000 | 648 |
| Earning assets | $527,329,000 | 894 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $595,259,600 | 867 |
| Average Assets, quarterly | $587,887,500 | 884 |
| Volatile liabilities | $45,070,000 | 1,267 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $30,995,000 | 1,336 |
| Tier 1 (core) risk-based capital | $35,734,000 | 1,063 |
| Tier 2 risk-based capital | $2,168,000 | 1,477 |
| Total risk weighted assets | $322,392,000 | 942 |
| Total unused commitments | $30,995,000 | 1,350 |
| Derivatives | $0 | 651 |