Home > Peninsula Bank of San Diego > Income and Expense
Peninsula Bank of San Diego, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $32,035,000 | 1,029 |
Total interest expense | $9,394,000 | 1,599 |
Net interest income | $22,641,000 | 782 |
Provision for loan and lease losses | $343,000 | 2,401 |
Total noninterest income | $6,648,000 | 775 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $2,249,000 | 586 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $4,399,000 | 700 |
Total noninterest expense | $21,151,000 | 728 |
Salaries and employee benefits | $10,902,000 | 655 |
Premises and equipment expense | $2,814,000 | 734 |
Additional noninterest expense | $7,435,000 | 744 |
Pre-tax net operating income | $7,795,000 | 1,008 |
Securities gains (losses) | $65,000 | 892 |
Applicable income taxes | $3,106,000 | 857 |
Income before extraordinary items | $4,754,000 | 1,154 |
Extraordinary gains, net | $0 | 35 |
Net income | $4,754,000 | 1,154 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 5,427 |
Cash dividends | $918,000 | 2,426 |
Sale, conversion, retirement of capital stock, net | $-7,000 | 10,054 |
Net operating income | $4,712,400 | 1,147 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $30,396,000 | 1,077 |
Total interest expense | $9,135,000 | 1,685 |
Net interest income | $21,261,000 | 803 |
Provision for loan and lease losses | $444,000 | 1,901 |
Total noninterest income | $6,206,000 | 801 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $2,129,000 | 576 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $4,077,000 | 743 |
Total noninterest expense | $19,840,000 | 742 |
Salaries and employee benefits | $10,388,000 | 674 |
Premises and equipment expense | $2,675,000 | 755 |
Additional noninterest expense | $6,777,000 | 784 |
Pre-tax net operating income | $7,183,000 | 1,054 |
Securities gains (losses) | $24,000 | 2,292 |
Applicable income taxes | $2,705,000 | 947 |
Income before extraordinary items | $4,502,000 | 1,187 |
Extraordinary gains, net | $0 | 32 |
Net income | $4,502,000 | 1,187 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 4,482 |
Cash dividends | $864,000 | 2,464 |
Sale, conversion, retirement of capital stock, net | $-9,000 | 10,299 |
Net operating income | $4,486,640 | 1,157 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $27,033,000 | 1,243 |
Total interest expense | $8,562,000 | 1,811 |
Net interest income | $18,471,000 | 969 |
Provision for loan and lease losses | $498,000 | 1,789 |
Total noninterest income | $5,149,000 | 906 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $1,871,000 | 681 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $3,278,000 | 799 |
Total noninterest expense | $17,873,000 | 807 |
Salaries and employee benefits | $9,253,000 | 742 |
Premises and equipment expense | $2,557,000 | 794 |
Additional noninterest expense | $6,063,000 | 847 |
Pre-tax net operating income | $5,249,000 | 1,476 |
Securities gains (losses) | $60,000 | 1,233 |
Applicable income taxes | $1,708,000 | 1,517 |
Income before extraordinary items | $3,601,000 | 1,498 |
Extraordinary gains, net | $0 | 44 |
Net income | $3,601,000 | 1,499 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $291,000 | 2,001 |
Cash dividends | $694,000 | 2,825 |
Sale, conversion, retirement of capital stock, net | $-10,000 | 10,726 |
Net operating income | $3,560,200 | 1,472 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $24,043,000 | 1,420 |
Total interest expense | $7,743,000 | 2,029 |
Net interest income | $16,300,000 | 1,117 |
Provision for loan and lease losses | $566,000 | 1,594 |
Total noninterest income | $4,541,000 | 1,009 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $1,678,000 | 788 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $2,863,000 | 910 |
Total noninterest expense | $15,346,000 | 986 |
Salaries and employee benefits | $8,248,000 | 832 |
Premises and equipment expense | $2,223,000 | 955 |
Additional noninterest expense | $4,875,000 | 1,161 |
Pre-tax net operating income | $4,929,000 | 1,463 |
Securities gains (losses) | $2,000 | 3,501 |
Applicable income taxes | $1,877,000 | 1,308 |
Income before extraordinary items | $3,054,000 | 1,632 |
Extraordinary gains, net | $0 | 53 |
Net income | $3,054,000 | 1,633 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $268,000 | 2,245 |
Cash dividends | $636,000 | 2,930 |
Sale, conversion, retirement of capital stock, net | $-8,000 | 11,299 |
Net operating income | $3,052,720 | 1,599 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $21,743,000 | 1,557 |
Total interest expense | $7,084,000 | 2,198 |
Net interest income | $14,659,000 | 1,230 |
Provision for loan and lease losses | $470,000 | 1,660 |
Total noninterest income | $3,911,000 | 1,137 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $1,563,000 | 844 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $2,348,000 | 1,021 |
Total noninterest expense | $14,170,000 | 1,056 |
Salaries and employee benefits | $7,239,000 | 942 |
Premises and equipment expense | $2,005,000 | 1,055 |
Additional noninterest expense | $4,926,000 | 1,137 |
Pre-tax net operating income | $3,930,000 | 1,888 |
Securities gains (losses) | $32,000 | 1,585 |
Applicable income taxes | $1,420,000 | 1,726 |
Income before extraordinary items | $2,542,000 | 1,978 |
Extraordinary gains, net | $0 | 65 |
Net income | $2,542,000 | 1,975 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $515,000 | 1,355 |
Cash dividends | $586,000 | 3,020 |
Sale, conversion, retirement of capital stock, net | $-7,000 | 10,438 |
Net operating income | $2,521,520 | 1,975 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $17,910,000 | 1,719 |
Total interest expense | $5,007,000 | 2,458 |
Net interest income | $12,903,000 | 1,386 |
Provision for loan and lease losses | $795,000 | 1,104 |
Total noninterest income | $3,345,000 | 1,255 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $1,567,000 | 830 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $1,778,000 | 1,230 |
Total noninterest expense | $12,826,000 | 1,171 |
Salaries and employee benefits | $6,598,000 | 1,032 |
Premises and equipment expense | $1,974,000 | 1,082 |
Additional noninterest expense | $4,254,000 | 1,344 |
Pre-tax net operating income | $2,627,000 | 2,702 |
Securities gains (losses) | $-6,000 | 9,509 |
Applicable income taxes | $745,000 | 2,953 |
Income before extraordinary items | $1,876,000 | 2,591 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,876,000 | 2,591 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $482,000 | 1,413 |
Cash dividends | $553,000 | 2,964 |
Sale, conversion, retirement of capital stock, net | $-7,000 | 12,451 |
Net operating income | $1,880,320 | 2,601 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $16,973,000 | 1,850 |
Total interest expense | $5,274,000 | 2,455 |
Net interest income | $11,699,000 | 1,542 |
Provision for loan and lease losses | $1,083,000 | 1,229 |
Total noninterest income | $2,914,000 | 1,500 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $1,460,000 | 906 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $1,454,000 | 1,587 |
Total noninterest expense | $11,817,000 | 1,300 |
Salaries and employee benefits | $6,069,000 | 1,115 |
Premises and equipment expense | $1,771,000 | 1,211 |
Additional noninterest expense | $3,977,000 | 1,530 |
Pre-tax net operating income | $1,713,000 | 3,857 |
Securities gains (losses) | $317,000 | 1,248 |
Applicable income taxes | $457,000 | 4,540 |
Income before extraordinary items | $1,573,000 | 3,098 |
Extraordinary gains, net | $388,000 | 577 |
Net income | $1,961,000 | 2,664 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $986,000 | 1,152 |
Cash dividends | $533,000 | 2,927 |
Sale, conversion, retirement of capital stock, net | $-6,000 | 13,154 |
Net operating income | $1,328,910 | 3,443 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $17,506,000 | 2,028 |
Total interest expense | $6,406,000 | 2,628 |
Net interest income | $11,100,000 | 1,661 |
Provision for loan and lease losses | $980,000 | 1,868 |
Total noninterest income | $2,633,000 | 1,591 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $1,181,000 | 1,119 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $1,452,000 | 1,553 |
Total noninterest expense | $10,325,000 | 1,485 |
Salaries and employee benefits | $5,258,000 | 1,282 |
Premises and equipment expense | $1,449,000 | 1,481 |
Additional noninterest expense | $3,618,000 | 1,712 |
Pre-tax net operating income | $2,428,000 | 2,568 |
Securities gains (losses) | $176,000 | 2,193 |
Applicable income taxes | $703,000 | 2,964 |
Income before extraordinary items | $1,901,000 | 2,406 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,901,000 | 2,451 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $814,000 | 1,797 |
Cash dividends | $513,000 | 2,715 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,772,520 | 2,399 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.