Home > Peninsula Bank > Income and Expense
Peninsula Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 1,782 |
| Total interest expense | $4,213,000 | 527 |
| Net interest income | $294,000 | 7,230 |
| Provision for loan and lease losses | $15,658,000 | 158 |
| Total noninterest income | $11,759,000 | 208 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $71,000 | 3,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,688,000 | 162 |
| Total noninterest expense | $5,432,000 | 917 |
| Salaries and employee benefits | $1,842,000 | 1,356 |
| Premises and equipment expense | $554,000 | 1,226 |
| Additional noninterest expense | $3,036,000 | 599 |
| Pre-tax net operating income | $-9,037,000 | 7,836 |
| Securities gains (losses) | $245,000 | 451 |
| Applicable income taxes | $-5,022,000 | 7,901 |
| Income before extraordinary items | $-3,770,000 | 7,748 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,770,000 | 7,749 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,770,000 | 7,749 |
| Net charge-offs | $707,000 | 1,316 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-3,926,800 | 7,745 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $26,436,000 | 1,305 |
| Total interest expense | $19,896,000 | 573 |
| Net interest income | $6,540,000 | 3,217 |
| Provision for loan and lease losses | $30,884,000 | 365 |
| Total noninterest income | $1,500,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $358,000 | 3,546 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,142,000 | 1,983 |
| Total noninterest expense | $30,116,000 | 697 |
| Salaries and employee benefits | $6,761,000 | 1,484 |
| Premises and equipment expense | $2,300,000 | 1,179 |
| Additional noninterest expense | $21,055,000 | 423 |
| Pre-tax net operating income | $-52,960,000 | 7,868 |
| Securities gains (losses) | $344,000 | 1,120 |
| Applicable income taxes | $-4,004,000 | 7,698 |
| Income before extraordinary items | $-48,612,000 | 7,868 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-48,612,000 | 7,868 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-48,612,000 | 7,868 |
| Net charge-offs | $24,636,000 | 344 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-48,928,480 | 7,873 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,420,000 | 1,228 |
| Total interest expense | $15,358,000 | 589 |
| Net interest income | $6,062,000 | 2,699 |
| Provision for loan and lease losses | $19,965,000 | 386 |
| Total noninterest income | $1,424,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $273,000 | 3,512 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,151,000 | 1,659 |
| Total noninterest expense | $13,639,000 | 1,133 |
| Salaries and employee benefits | $5,068,000 | 1,498 |
| Premises and equipment expense | $1,718,000 | 1,201 |
| Additional noninterest expense | $6,853,000 | 823 |
| Pre-tax net operating income | $-26,118,000 | 7,910 |
| Securities gains (losses) | $29,000 | 2,577 |
| Applicable income taxes | $-9,921,000 | 7,975 |
| Income before extraordinary items | $-16,168,000 | 7,866 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-16,168,000 | 7,866 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-16,168,000 | 7,866 |
| Net charge-offs | $11,249,000 | 465 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-16,186,560 | 7,864 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,756,000 | 1,210 |
| Total interest expense | $10,588,000 | 601 |
| Net interest income | $4,168,000 | 2,608 |
| Provision for loan and lease losses | $15,917,000 | 350 |
| Total noninterest income | $717,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $183,000 | 3,484 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $534,000 | 2,126 |
| Total noninterest expense | $9,835,000 | 1,064 |
| Salaries and employee benefits | $3,424,000 | 1,514 |
| Premises and equipment expense | $1,130,000 | 1,249 |
| Additional noninterest expense | $5,281,000 | 732 |
| Pre-tax net operating income | $-20,867,000 | 8,025 |
| Securities gains (losses) | $308,000 | 745 |
| Applicable income taxes | $-7,718,000 | 8,078 |
| Income before extraordinary items | $-12,841,000 | 7,987 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,841,000 | 7,986 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-12,841,000 | 7,986 |
| Net charge-offs | $4,996,000 | 582 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-13,038,120 | 7,987 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,226,000 | 965 |
| Total interest expense | $5,354,000 | 624 |
| Net interest income | $3,872,000 | 1,434 |
| Provision for loan and lease losses | $996,000 | 1,199 |
| Total noninterest income | $458,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $89,000 | 3,480 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $369,000 | 1,701 |
| Total noninterest expense | $3,884,000 | 1,287 |
| Salaries and employee benefits | $1,751,000 | 1,496 |
| Premises and equipment expense | $552,000 | 1,295 |
| Additional noninterest expense | $1,581,000 | 1,067 |
| Pre-tax net operating income | $-550,000 | 7,375 |
| Securities gains (losses) | $202,000 | 663 |
| Applicable income taxes | $-125,000 | 7,601 |
| Income before extraordinary items | $-223,000 | 7,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-223,000 | 7,074 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-223,000 | 7,074 |
| Net charge-offs | $43,000 | 3,708 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-352,280 | 7,234 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $39,017,000 | 960 |
| Total interest expense | $22,450,000 | 709 |
| Net interest income | $16,567,000 | 1,346 |
| Provision for loan and lease losses | $9,948,000 | 599 |
| Total noninterest income | $1,106,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $430,000 | 3,317 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $676,000 | 2,708 |
| Total noninterest expense | $15,533,000 | 1,264 |
| Salaries and employee benefits | $6,734,000 | 1,538 |
| Premises and equipment expense | $2,134,000 | 1,286 |
| Additional noninterest expense | $6,665,000 | 956 |
| Pre-tax net operating income | $-7,808,000 | 7,932 |
| Securities gains (losses) | $291,000 | 562 |
| Applicable income taxes | $-2,224,000 | 7,942 |
| Income before extraordinary items | $-5,293,000 | 7,830 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,293,000 | 7,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,505,000 | 894 |
| Cash dividends | $1,167,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 1,198 |
| Net operating income | $-5,496,700 | 7,892 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $29,726,000 | 969 |
| Total interest expense | $16,962,000 | 735 |
| Net interest income | $12,764,000 | 1,324 |
| Provision for loan and lease losses | $6,048,000 | 567 |
| Total noninterest income | $1,473,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $332,000 | 3,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,141,000 | 1,658 |
| Total noninterest expense | $10,884,000 | 1,323 |
| Salaries and employee benefits | $4,959,000 | 1,582 |
| Premises and equipment expense | $1,562,000 | 1,327 |
| Additional noninterest expense | $4,363,000 | 1,052 |
| Pre-tax net operating income | $-2,695,000 | 7,977 |
| Securities gains (losses) | $13,000 | 2,250 |
| Applicable income taxes | $-1,023,000 | 8,054 |
| Income before extraordinary items | $-1,659,000 | 7,769 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,659,000 | 7,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,143 |
| Cash dividends | $876,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,061 |
| Net operating income | $-1,667,320 | 7,859 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,173,000 | 965 |
| Total interest expense | $11,589,000 | 738 |
| Net interest income | $8,584,000 | 1,301 |
| Provision for loan and lease losses | $5,798,000 | 389 |
| Total noninterest income | $946,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $238,000 | 3,118 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $708,000 | 1,771 |
| Total noninterest expense | $7,043,000 | 1,361 |
| Salaries and employee benefits | $3,372,000 | 1,562 |
| Premises and equipment expense | $1,013,000 | 1,367 |
| Additional noninterest expense | $2,658,000 | 1,119 |
| Pre-tax net operating income | $-3,311,000 | 8,241 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,252,000 | 8,289 |
| Income before extraordinary items | $-2,059,000 | 8,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,059,000 | 8,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $584,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 927 |
| Net operating income | $-2,059,000 | 8,206 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,627,000 | 949 |
| Total interest expense | $6,063,000 | 760 |
| Net interest income | $4,564,000 | 1,213 |
| Provision for loan and lease losses | $325,000 | 1,299 |
| Total noninterest income | $498,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $132,000 | 2,865 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $366,000 | 1,723 |
| Total noninterest expense | $3,037,000 | 1,596 |
| Salaries and employee benefits | $1,657,000 | 1,598 |
| Premises and equipment expense | $497,000 | 1,403 |
| Additional noninterest expense | $883,000 | 1,621 |
| Pre-tax net operating income | $1,700,000 | 1,121 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $637,000 | 839 |
| Income before extraordinary items | $1,063,000 | 1,413 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,063,000 | 1,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $291,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 668 |
| Net operating income | $1,063,000 | 1,371 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $47,683,000 | 877 |
| Total interest expense | $27,195,000 | 722 |
| Net interest income | $20,488,000 | 1,081 |
| Provision for loan and lease losses | $1,539,000 | 1,033 |
| Total noninterest income | $2,187,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,233,000 | 1,461 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $954,000 | 2,285 |
| Total noninterest expense | $10,909,000 | 1,697 |
| Salaries and employee benefits | $6,179,000 | 1,628 |
| Premises and equipment expense | $2,062,000 | 1,290 |
| Additional noninterest expense | $2,668,000 | 2,052 |
| Pre-tax net operating income | $10,227,000 | 829 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $3,815,000 | 666 |
| Income before extraordinary items | $6,418,000 | 1,021 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,418,000 | 1,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $856,000 | 1,147 |
| Cash dividends | $1,164,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $462,000 | 549 |
| Net operating income | $6,414,160 | 1,003 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $36,467,000 | 860 |
| Total interest expense | $20,771,000 | 706 |
| Net interest income | $15,696,000 | 1,067 |
| Provision for loan and lease losses | $585,000 | 1,371 |
| Total noninterest income | $1,550,000 | 2,168 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $970,000 | 1,359 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $580,000 | 2,614 |
| Total noninterest expense | $7,926,000 | 1,735 |
| Salaries and employee benefits | $4,602,000 | 1,638 |
| Premises and equipment expense | $1,527,000 | 1,298 |
| Additional noninterest expense | $1,797,000 | 2,215 |
| Pre-tax net operating income | $8,735,000 | 792 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $3,254,000 | 650 |
| Income before extraordinary items | $5,486,000 | 950 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,486,000 | 948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $749,000 | 806 |
| Cash dividends | $872,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $351,000 | 475 |
| Net operating income | $5,482,800 | 937 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $24,420,000 | 862 |
| Total interest expense | $13,984,000 | 712 |
| Net interest income | $10,436,000 | 1,082 |
| Provision for loan and lease losses | $444,000 | 1,145 |
| Total noninterest income | $894,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $687,000 | 1,288 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $207,000 | 3,716 |
| Total noninterest expense | $5,075,000 | 1,812 |
| Salaries and employee benefits | $3,102,000 | 1,651 |
| Premises and equipment expense | $1,009,000 | 1,324 |
| Additional noninterest expense | $964,000 | 2,717 |
| Pre-tax net operating income | $5,811,000 | 828 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $2,160,000 | 689 |
| Income before extraordinary items | $3,656,000 | 985 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,656,000 | 984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $581,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $351,000 | 352 |
| Net operating income | $3,652,800 | 965 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $12,014,000 | 868 |
| Total interest expense | $6,851,000 | 716 |
| Net interest income | $5,163,000 | 1,075 |
| Provision for loan and lease losses | $255,000 | 940 |
| Total noninterest income | $804,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $368,000 | 1,165 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $436,000 | 1,515 |
| Total noninterest expense | $2,840,000 | 1,627 |
| Salaries and employee benefits | $1,415,000 | 1,823 |
| Premises and equipment expense | $501,000 | 1,336 |
| Additional noninterest expense | $924,000 | 1,450 |
| Pre-tax net operating income | $2,872,000 | 831 |
| Securities gains (losses) | $5,000 | 805 |
| Applicable income taxes | $1,056,000 | 700 |
| Income before extraordinary items | $1,821,000 | 963 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,821,000 | 962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $290,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $301,000 | 201 |
| Net operating income | $1,817,800 | 953 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $41,615,000 | 938 |
| Total interest expense | $22,816,000 | 734 |
| Net interest income | $18,799,000 | 1,197 |
| Provision for loan and lease losses | $1,128,000 | 932 |
| Total noninterest income | $3,146,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,399,000 | 1,271 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,747,000 | 1,487 |
| Total noninterest expense | $22,278,000 | 798 |
| Salaries and employee benefits | $5,386,000 | 1,815 |
| Premises and equipment expense | $1,695,000 | 1,522 |
| Additional noninterest expense | $15,197,000 | 402 |
| Pre-tax net operating income | $-1,461,000 | 8,522 |
| Securities gains (losses) | $33,000 | 783 |
| Applicable income taxes | $-691,000 | 8,604 |
| Income before extraordinary items | $-737,000 | 8,389 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-737,000 | 8,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $806,000 | 2,923 |
| Sale, conversion, retirement of capital stock, net | $17,068,000 | 107 |
| Net operating income | $-758,120 | 8,382 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,247,000 | 1,007 |
| Total interest expense | $15,794,000 | 773 |
| Net interest income | $13,453,000 | 1,287 |
| Provision for loan and lease losses | $788,000 | 958 |
| Total noninterest income | $2,300,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,014,000 | 1,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,286,000 | 1,514 |
| Total noninterest expense | $7,652,000 | 1,738 |
| Salaries and employee benefits | $3,918,000 | 1,858 |
| Premises and equipment expense | $1,241,000 | 1,565 |
| Additional noninterest expense | $2,493,000 | 1,574 |
| Pre-tax net operating income | $7,313,000 | 1,047 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,722,000 | 853 |
| Income before extraordinary items | $4,591,000 | 1,235 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,591,000 | 1,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $517,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 544 |
| Net operating income | $4,591,000 | 1,222 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,776,000 | 1,083 |
| Total interest expense | $9,004,000 | 857 |
| Net interest income | $8,772,000 | 1,311 |
| Provision for loan and lease losses | $460,000 | 1,047 |
| Total noninterest income | $1,517,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $654,000 | 1,347 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $863,000 | 1,509 |
| Total noninterest expense | $5,023,000 | 1,767 |
| Salaries and employee benefits | $2,644,000 | 1,852 |
| Premises and equipment expense | $759,000 | 1,688 |
| Additional noninterest expense | $1,620,000 | 1,621 |
| Pre-tax net operating income | $4,806,000 | 1,055 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,796,000 | 866 |
| Income before extraordinary items | $3,010,000 | 1,240 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,010,000 | 1,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $516,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 410 |
| Net operating income | $3,010,000 | 1,225 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,659,000 | 1,083 |
| Total interest expense | $4,311,000 | 859 |
| Net interest income | $4,348,000 | 1,318 |
| Provision for loan and lease losses | $190,000 | 1,193 |
| Total noninterest income | $760,000 | 1,581 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $327,000 | 1,310 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $433,000 | 1,492 |
| Total noninterest expense | $2,445,000 | 1,816 |
| Salaries and employee benefits | $1,322,000 | 1,863 |
| Premises and equipment expense | $377,000 | 1,700 |
| Additional noninterest expense | $746,000 | 1,753 |
| Pre-tax net operating income | $2,473,000 | 1,011 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $928,000 | 838 |
| Income before extraordinary items | $1,545,000 | 1,205 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,545,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $257,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 395 |
| Net operating income | $1,545,000 | 1,184 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $26,069,000 | 1,279 |
| Total interest expense | $10,906,000 | 1,026 |
| Net interest income | $15,163,000 | 1,442 |
| Provision for loan and lease losses | $774,000 | 1,309 |
| Total noninterest income | $2,614,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $963,000 | 1,786 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,651,000 | 1,547 |
| Total noninterest expense | $7,520,000 | 2,230 |
| Salaries and employee benefits | $3,798,000 | 2,408 |
| Premises and equipment expense | $1,204,000 | 1,989 |
| Additional noninterest expense | $2,518,000 | 2,007 |
| Pre-tax net operating income | $9,483,000 | 1,028 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,554,000 | 850 |
| Income before extraordinary items | $5,929,000 | 1,217 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,929,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,711 |
| Cash dividends | $887,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $346,000 | 573 |
| Net operating income | $5,929,000 | 1,197 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,237,000 | 1,330 |
| Total interest expense | $7,288,000 | 1,094 |
| Net interest income | $10,949,000 | 1,485 |
| Provision for loan and lease losses | $455,000 | 1,525 |
| Total noninterest income | $1,905,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $689,000 | 1,863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,216,000 | 1,573 |
| Total noninterest expense | $5,492,000 | 2,268 |
| Salaries and employee benefits | $2,754,000 | 2,448 |
| Premises and equipment expense | $881,000 | 2,019 |
| Additional noninterest expense | $1,857,000 | 2,004 |
| Pre-tax net operating income | $6,907,000 | 1,048 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,587,000 | 875 |
| Income before extraordinary items | $4,320,000 | 1,249 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,320,000 | 1,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,990 |
| Cash dividends | $631,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 555 |
| Net operating income | $4,320,000 | 1,223 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,275,000 | 1,401 |
| Total interest expense | $4,399,000 | 1,127 |
| Net interest income | $6,876,000 | 1,559 |
| Provision for loan and lease losses | $267,000 | 1,692 |
| Total noninterest income | $1,244,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $454,000 | 1,845 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $790,000 | 1,594 |
| Total noninterest expense | $3,687,000 | 2,228 |
| Salaries and employee benefits | $1,898,000 | 2,357 |
| Premises and equipment expense | $575,000 | 2,052 |
| Additional noninterest expense | $1,214,000 | 2,029 |
| Pre-tax net operating income | $4,166,000 | 1,123 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,566,000 | 918 |
| Income before extraordinary items | $2,600,000 | 1,343 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,600,000 | 1,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,666 |
| Cash dividends | $378,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 469 |
| Net operating income | $2,600,000 | 1,324 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 1,453 |
| Total interest expense | $1,951,000 | 1,212 |
| Net interest income | $3,349,000 | 1,592 |
| Provision for loan and lease losses | $128,000 | 1,656 |
| Total noninterest income | $620,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $237,000 | 1,710 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $383,000 | 1,601 |
| Total noninterest expense | $1,896,000 | 2,183 |
| Salaries and employee benefits | $967,000 | 2,357 |
| Premises and equipment expense | $291,000 | 2,053 |
| Additional noninterest expense | $638,000 | 1,922 |
| Pre-tax net operating income | $1,945,000 | 1,176 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $727,000 | 975 |
| Income before extraordinary items | $1,218,000 | 1,398 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,218,000 | 1,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 984 |
| Cash dividends | $128,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 484 |
| Net operating income | $1,218,000 | 1,370 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,477,000 | 1,557 |
| Total interest expense | $6,915,000 | 1,176 |
| Net interest income | $11,562,000 | 1,749 |
| Provision for loan and lease losses | $410,000 | 2,317 |
| Total noninterest income | $2,432,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $714,000 | 2,333 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,718,000 | 1,478 |
| Total noninterest expense | $6,770,000 | 2,363 |
| Salaries and employee benefits | $3,466,000 | 2,509 |
| Premises and equipment expense | $1,057,000 | 2,169 |
| Additional noninterest expense | $2,247,000 | 2,170 |
| Pre-tax net operating income | $6,814,000 | 1,266 |
| Securities gains (losses) | $154,000 | 970 |
| Applicable income taxes | $2,593,000 | 1,015 |
| Income before extraordinary items | $4,375,000 | 1,470 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,375,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,939 |
| Cash dividends | $561,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $688,000 | 436 |
| Net operating income | $4,276,440 | 1,459 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,371,000 | 1,597 |
| Total interest expense | $5,094,000 | 1,170 |
| Net interest income | $8,277,000 | 1,815 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $1,777,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $526,000 | 2,393 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,251,000 | 1,513 |
| Total noninterest expense | $5,011,000 | 2,379 |
| Salaries and employee benefits | $2,559,000 | 2,526 |
| Premises and equipment expense | $782,000 | 2,196 |
| Additional noninterest expense | $1,670,000 | 2,162 |
| Pre-tax net operating income | $4,863,000 | 1,338 |
| Securities gains (losses) | $154,000 | 922 |
| Applicable income taxes | $1,869,000 | 1,078 |
| Income before extraordinary items | $3,148,000 | 1,541 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,148,000 | 1,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,381 |
| Cash dividends | $372,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $494,000 | 369 |
| Net operating income | $3,049,440 | 1,542 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,876,000 | 1,593 |
| Total interest expense | $3,360,000 | 1,171 |
| Net interest income | $5,516,000 | 1,807 |
| Provision for loan and lease losses | $115,000 | 3,272 |
| Total noninterest income | $1,216,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $362,000 | 2,326 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $854,000 | 1,483 |
| Total noninterest expense | $3,372,000 | 2,352 |
| Salaries and employee benefits | $1,674,000 | 2,570 |
| Premises and equipment expense | $513,000 | 2,230 |
| Additional noninterest expense | $1,185,000 | 2,026 |
| Pre-tax net operating income | $3,245,000 | 1,316 |
| Securities gains (losses) | $154,000 | 774 |
| Applicable income taxes | $1,261,000 | 1,069 |
| Income before extraordinary items | $2,138,000 | 1,506 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,138,000 | 1,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,952 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $284,000 | 308 |
| Net operating income | $2,039,440 | 1,518 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 1,642 |
| Total interest expense | $1,657,000 | 1,211 |
| Net interest income | $2,647,000 | 1,879 |
| Provision for loan and lease losses | $55,000 | 3,182 |
| Total noninterest income | $648,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $183,000 | 2,254 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $465,000 | 1,366 |
| Total noninterest expense | $1,734,000 | 2,293 |
| Salaries and employee benefits | $831,000 | 2,597 |
| Premises and equipment expense | $256,000 | 2,253 |
| Additional noninterest expense | $647,000 | 1,831 |
| Pre-tax net operating income | $1,506,000 | 1,385 |
| Securities gains (losses) | $154,000 | 613 |
| Applicable income taxes | $618,000 | 1,097 |
| Income before extraordinary items | $1,042,000 | 1,533 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,042,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 230 |
| Net operating income | $943,440 | 1,591 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,038,000 | 1,774 |
| Total interest expense | $6,350,000 | 1,396 |
| Net interest income | $9,688,000 | 2,026 |
| Provision for loan and lease losses | $332,000 | 2,952 |
| Total noninterest income | $2,721,000 | 1,819 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $725,000 | 2,292 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,996,000 | 1,477 |
| Total noninterest expense | $6,466,000 | 2,428 |
| Salaries and employee benefits | $3,277,000 | 2,553 |
| Premises and equipment expense | $963,000 | 2,336 |
| Additional noninterest expense | $2,226,000 | 2,170 |
| Pre-tax net operating income | $5,611,000 | 1,472 |
| Securities gains (losses) | $371,000 | 917 |
| Applicable income taxes | $2,202,000 | 1,198 |
| Income before extraordinary items | $3,780,000 | 1,642 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,780,000 | 1,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,759 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $924,000 | 436 |
| Net operating income | $3,542,560 | 1,676 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,816,000 | 1,842 |
| Total interest expense | $4,696,000 | 1,482 |
| Net interest income | $7,120,000 | 2,072 |
| Provision for loan and lease losses | $267,000 | 2,754 |
| Total noninterest income | $2,025,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $510,000 | 2,429 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,515,000 | 1,526 |
| Total noninterest expense | $4,757,000 | 2,473 |
| Salaries and employee benefits | $2,392,000 | 2,634 |
| Premises and equipment expense | $716,000 | 2,355 |
| Additional noninterest expense | $1,649,000 | 2,171 |
| Pre-tax net operating income | $4,121,000 | 1,538 |
| Securities gains (losses) | $254,000 | 1,074 |
| Applicable income taxes | $1,602,000 | 1,269 |
| Income before extraordinary items | $2,773,000 | 1,732 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,773,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,291 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $721,000 | 344 |
| Net operating income | $2,610,440 | 1,749 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,742,000 | 1,889 |
| Total interest expense | $3,132,000 | 1,539 |
| Net interest income | $4,610,000 | 2,114 |
| Provision for loan and lease losses | $185,000 | 2,635 |
| Total noninterest income | $1,371,000 | 1,843 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $315,000 | 2,552 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,056,000 | 1,457 |
| Total noninterest expense | $3,069,000 | 2,545 |
| Salaries and employee benefits | $1,603,000 | 2,620 |
| Premises and equipment expense | $470,000 | 2,382 |
| Additional noninterest expense | $996,000 | 2,377 |
| Pre-tax net operating income | $2,727,000 | 1,542 |
| Securities gains (losses) | $223,000 | 976 |
| Applicable income taxes | $1,085,000 | 1,284 |
| Income before extraordinary items | $1,865,000 | 1,733 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,865,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 924 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $537,000 | 256 |
| Net operating income | $1,722,280 | 1,750 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 1,894 |
| Total interest expense | $1,613,000 | 1,533 |
| Net interest income | $2,264,000 | 2,159 |
| Provision for loan and lease losses | $115,000 | 2,156 |
| Total noninterest income | $678,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $149,000 | 2,595 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $529,000 | 1,429 |
| Total noninterest expense | $1,516,000 | 2,552 |
| Salaries and employee benefits | $808,000 | 2,593 |
| Premises and equipment expense | $227,000 | 2,452 |
| Additional noninterest expense | $481,000 | 2,414 |
| Pre-tax net operating income | $1,311,000 | 1,604 |
| Securities gains (losses) | $121,000 | 894 |
| Applicable income taxes | $521,000 | 1,321 |
| Income before extraordinary items | $911,000 | 1,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $911,000 | 1,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 600 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $452,000 | 148 |
| Net operating income | $833,560 | 1,793 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,152,000 | 1,904 |
| Total interest expense | $7,653,000 | 1,478 |
| Net interest income | $8,499,000 | 2,280 |
| Provision for loan and lease losses | $783,000 | 1,670 |
| Total noninterest income | $2,994,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $671,000 | 2,329 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,323,000 | 1,182 |
| Total noninterest expense | $6,018,000 | 2,454 |
| Salaries and employee benefits | $3,054,000 | 2,584 |
| Premises and equipment expense | $887,000 | 2,437 |
| Additional noninterest expense | $2,077,000 | 2,228 |
| Pre-tax net operating income | $4,692,000 | 1,731 |
| Securities gains (losses) | $166,000 | 1,295 |
| Applicable income taxes | $1,814,000 | 1,402 |
| Income before extraordinary items | $3,044,000 | 1,970 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,044,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,151 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 641 |
| Net operating income | $2,937,760 | 1,969 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,055,000 | 2,152 |
| Total interest expense | $10,062,000 | 1,609 |
| Net interest income | $5,993,000 | 2,948 |
| Provision for loan and lease losses | $284,000 | 3,336 |
| Total noninterest income | $1,584,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $595,000 | 2,451 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $989,000 | 2,059 |
| Total noninterest expense | $4,923,000 | 2,865 |
| Salaries and employee benefits | $2,594,000 | 2,859 |
| Premises and equipment expense | $752,000 | 2,783 |
| Additional noninterest expense | $1,577,000 | 2,757 |
| Pre-tax net operating income | $2,370,000 | 2,786 |
| Securities gains (losses) | $337,000 | 828 |
| Applicable income taxes | $980,000 | 2,102 |
| Income before extraordinary items | $1,727,000 | 2,892 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,727,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,305 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 590 |
| Net operating income | $1,511,320 | 3,101 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,973,000 | 2,335 |
| Total interest expense | $9,302,000 | 1,859 |
| Net interest income | $5,671,000 | 3,105 |
| Provision for loan and lease losses | $275,000 | 3,040 |
| Total noninterest income | $1,098,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $526,000 | 2,580 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $572,000 | 2,702 |
| Total noninterest expense | $4,728,000 | 2,864 |
| Salaries and employee benefits | $2,476,000 | 2,848 |
| Premises and equipment expense | $672,000 | 2,971 |
| Additional noninterest expense | $1,580,000 | 2,679 |
| Pre-tax net operating income | $1,766,000 | 3,616 |
| Securities gains (losses) | $24,000 | 913 |
| Applicable income taxes | $588,000 | 3,146 |
| Income before extraordinary items | $1,202,000 | 3,857 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,202,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,985 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 660 |
| Net operating income | $1,185,920 | 3,876 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,270,000 | 3,141 |
| Total interest expense | $5,776,000 | 2,544 |
| Net interest income | $4,494,000 | 3,791 |
| Provision for loan and lease losses | $524,000 | 1,705 |
| Total noninterest income | $820,000 | 3,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $479,000 | 2,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,739 |
| Total noninterest expense | $3,928,000 | 3,369 |
| Salaries and employee benefits | $2,053,000 | 3,362 |
| Premises and equipment expense | $662,000 | 3,010 |
| Additional noninterest expense | $1,213,000 | 3,396 |
| Pre-tax net operating income | $862,000 | 5,720 |
| Securities gains (losses) | $16,000 | 1,502 |
| Applicable income taxes | $291,000 | 4,883 |
| Income before extraordinary items | $587,000 | 5,959 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $587,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,459 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $576,280 | 5,985 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,627,000 | 4,106 |
| Total interest expense | $3,867,000 | 3,799 |
| Net interest income | $3,760,000 | 4,339 |
| Provision for loan and lease losses | $65,000 | 5,993 |
| Total noninterest income | $292,000 | 6,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 3,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-1,000 | 10,468 |
| Total noninterest expense | $2,937,000 | 4,193 |
| Salaries and employee benefits | $1,556,000 | 4,126 |
| Premises and equipment expense | $448,000 | 4,025 |
| Additional noninterest expense | $933,000 | 4,173 |
| Pre-tax net operating income | $1,050,000 | 5,274 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $327,000 | 4,944 |
| Income before extraordinary items | $724,000 | 5,508 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $724,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 954 |
| Net operating income | $723,310 | 5,405 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,899,000 | 5,140 |
| Total interest expense | $2,941,000 | 4,806 |
| Net interest income | $2,958,000 | 5,356 |
| Provision for loan and lease losses | $109,000 | 5,001 |
| Total noninterest income | $307,000 | 6,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $2,343,000 | 5,035 |
| Salaries and employee benefits | $1,127,000 | 5,368 |
| Premises and equipment expense | $445,000 | 4,078 |
| Additional noninterest expense | $771,000 | 4,862 |
| Pre-tax net operating income | $813,000 | 6,492 |
| Securities gains (losses) | $70,000 | 1,148 |
| Applicable income taxes | $266,000 | 6,081 |
| Income before extraordinary items | $617,000 | 6,267 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $617,000 | 6,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,981 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,146,000 | 194 |
| Net operating income | $568,000 | 6,496 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 5,780 |
| Total interest expense | $2,490,000 | 5,533 |
| Net interest income | $2,708,000 | 5,860 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $300,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $2,271,000 | 5,401 |
| Salaries and employee benefits | $1,091,000 | 5,618 |
| Premises and equipment expense | $413,000 | 4,424 |
| Additional noninterest expense | $767,000 | 5,368 |
| Pre-tax net operating income | $642,000 | 7,216 |
| Securities gains (losses) | $46,000 | 1,386 |
| Applicable income taxes | $182,000 | 7,416 |
| Income before extraordinary items | $506,000 | 6,862 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $506,000 | 6,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,632 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $471,960 | 7,038 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 6,529 |
| Total interest expense | $1,935,000 | 6,617 |
| Net interest income | $2,499,000 | 6,329 |
| Provision for loan and lease losses | $89,000 | 4,893 |
| Total noninterest income | $336,000 | 6,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $1,953,000 | 6,100 |
| Salaries and employee benefits | $1,015,000 | 5,990 |
| Premises and equipment expense | $347,000 | 5,054 |
| Additional noninterest expense | $591,000 | 6,588 |
| Pre-tax net operating income | $793,000 | 6,862 |
| Securities gains (losses) | $76,000 | 1,076 |
| Applicable income taxes | $252,000 | 6,622 |
| Income before extraordinary items | $617,000 | 6,514 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $617,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,316 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,815,000 | 137 |
| Net operating income | $563,040 | 6,810 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 8,324 |
| Total interest expense | $914,000 | 9,064 |
| Net interest income | $1,935,000 | 7,718 |
| Provision for loan and lease losses | $66,000 | 5,441 |
| Total noninterest income | $242,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $1,800,000 | 6,685 |
| Salaries and employee benefits | $732,000 | 7,663 |
| Premises and equipment expense | $280,000 | 6,002 |
| Additional noninterest expense | $788,000 | 5,766 |
| Pre-tax net operating income | $311,000 | 10,051 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $65,000 | 10,116 |
| Income before extraordinary items | $256,000 | 9,627 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $256,000 | 9,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,355 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $248,000 | 9,790 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 9,278 |
| Total interest expense | $980,000 | 9,204 |
| Net interest income | $1,476,000 | 9,190 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $329,000 | 7,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 5,493 |
| Total noninterest expense | $1,611,000 | 7,468 |
| Salaries and employee benefits | $680,000 | 8,139 |
| Premises and equipment expense | $246,000 | 6,763 |
| Additional noninterest expense | $685,000 | 6,668 |
| Pre-tax net operating income | $179,000 | 11,225 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $-43,000 | 12,878 |
| Income before extraordinary items | $227,000 | 10,311 |
| Extraordinary gains, net | $52,000 | 2,136 |
| Net income | $279,000 | 9,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $222,000 | 10,141 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 10,109 |
| Total interest expense | $1,263,000 | 9,386 |
| Net interest income | $1,127,000 | 10,599 |
| Provision for loan and lease losses | $91,000 | 7,521 |
| Total noninterest income | $108,000 | 11,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $1,464,000 | 8,052 |
| Salaries and employee benefits | $542,000 | 9,347 |
| Premises and equipment expense | $195,000 | 7,943 |
| Additional noninterest expense | $727,000 | 6,569 |
| Pre-tax net operating income | $-320,000 | 13,188 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-299,000 | 13,250 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-299,000 | 13,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 5,195 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-320,000 | 13,162 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.