Home > Peninsula Bank > Income and Expense
Peninsula Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $22,642,000 | 615 |
| Total interest expense | $3,622,000 | 1,080 |
| Net interest income | $19,020,000 | 530 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $3,352,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,732,000 | 513 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,620,000 | 935 |
| Total noninterest expense | $9,793,000 | 832 |
| Salaries and employee benefits | $5,225,000 | 816 |
| Premises and equipment expense | $1,147,000 | 997 |
| Additional noninterest expense | $3,421,000 | 740 |
| Pre-tax net operating income | $12,579,000 | 412 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $4,839,000 | 387 |
| Income before extraordinary items | $7,740,000 | 459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,740,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-122,000 | 8,916 |
| Cash dividends | $6,947,000 | 255 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $7,740,000 | 444 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,175,000 | 634 |
| Total interest expense | $1,853,000 | 1,072 |
| Net interest income | $9,322,000 | 544 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,628,000 | 846 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $835,000 | 516 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $793,000 | 932 |
| Total noninterest expense | $4,821,000 | 850 |
| Salaries and employee benefits | $2,555,000 | 859 |
| Premises and equipment expense | $587,000 | 994 |
| Additional noninterest expense | $1,679,000 | 745 |
| Pre-tax net operating income | $6,129,000 | 414 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,352,000 | 397 |
| Income before extraordinary items | $3,777,000 | 476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,777,000 | 475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,610 |
| Cash dividends | $3,027,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,777,000 | 441 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $43,928,000 | 636 |
| Total interest expense | $8,132,000 | 1,102 |
| Net interest income | $35,796,000 | 544 |
| Provision for loan and lease losses | $-460,000 | 9,120 |
| Total noninterest income | $6,516,000 | 919 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,364,000 | 515 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,152,000 | 1,049 |
| Total noninterest expense | $19,095,000 | 844 |
| Salaries and employee benefits | $10,020,000 | 852 |
| Premises and equipment expense | $2,220,000 | 1,031 |
| Additional noninterest expense | $6,855,000 | 756 |
| Pre-tax net operating income | $23,677,000 | 417 |
| Securities gains (losses) | $59,000 | 2,361 |
| Applicable income taxes | $9,047,000 | 397 |
| Income before extraordinary items | $14,689,000 | 487 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $14,689,000 | 489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,833 |
| Cash dividends | $30,967,000 | 174 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $14,651,240 | 456 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $32,890,000 | 653 |
| Total interest expense | $6,254,000 | 1,121 |
| Net interest income | $26,636,000 | 556 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $5,028,000 | 922 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,449,000 | 534 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,579,000 | 1,027 |
| Total noninterest expense | $14,580,000 | 839 |
| Salaries and employee benefits | $7,593,000 | 853 |
| Premises and equipment expense | $1,671,000 | 1,037 |
| Additional noninterest expense | $5,316,000 | 738 |
| Pre-tax net operating income | $16,904,000 | 447 |
| Securities gains (losses) | $51,000 | 2,293 |
| Applicable income taxes | $6,444,000 | 419 |
| Income before extraordinary items | $10,511,000 | 523 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $10,511,000 | 523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,265 |
| Cash dividends | $28,476,000 | 150 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $10,478,360 | 492 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $21,869,000 | 659 |
| Total interest expense | $4,275,000 | 1,121 |
| Net interest income | $17,594,000 | 560 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $2,981,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,598,000 | 539 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,383,000 | 1,209 |
| Total noninterest expense | $9,466,000 | 863 |
| Salaries and employee benefits | $4,983,000 | 860 |
| Premises and equipment expense | $1,115,000 | 1,034 |
| Additional noninterest expense | $3,368,000 | 773 |
| Pre-tax net operating income | $10,989,000 | 452 |
| Securities gains (losses) | $51,000 | 2,000 |
| Applicable income taxes | $4,184,000 | 434 |
| Income before extraordinary items | $6,856,000 | 532 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,856,000 | 532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-125,000 | 9,153 |
| Cash dividends | $4,980,000 | 363 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,823,360 | 498 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,842,000 | 671 |
| Total interest expense | $2,182,000 | 1,126 |
| Net interest income | $8,660,000 | 567 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $1,380,000 | 1,042 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $777,000 | 537 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $603,000 | 1,299 |
| Total noninterest expense | $4,577,000 | 892 |
| Salaries and employee benefits | $2,454,000 | 876 |
| Premises and equipment expense | $570,000 | 1,014 |
| Additional noninterest expense | $1,553,000 | 817 |
| Pre-tax net operating income | $5,403,000 | 458 |
| Securities gains (losses) | $51,000 | 1,378 |
| Applicable income taxes | $2,058,000 | 449 |
| Income before extraordinary items | $3,396,000 | 525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,396,000 | 524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-131,000 | 9,245 |
| Cash dividends | $2,553,000 | 321 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,363,360 | 502 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $45,260,000 | 674 |
| Total interest expense | $10,952,000 | 1,021 |
| Net interest income | $34,308,000 | 560 |
| Provision for loan and lease losses | $226,000 | 4,095 |
| Total noninterest income | $6,066,000 | 892 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,831,000 | 576 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,235,000 | 952 |
| Total noninterest expense | $18,364,000 | 858 |
| Salaries and employee benefits | $9,320,000 | 866 |
| Premises and equipment expense | $2,197,000 | 994 |
| Additional noninterest expense | $6,847,000 | 746 |
| Pre-tax net operating income | $21,784,000 | 439 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,118,000 | 417 |
| Income before extraordinary items | $13,666,000 | 495 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $13,666,000 | 498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,804 |
| Cash dividends | $9,414,000 | 380 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $13,666,000 | 475 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $51,631,000 | 684 |
| Total interest expense | $17,308,000 | 943 |
| Net interest income | $34,323,000 | 544 |
| Provision for loan and lease losses | $448,000 | 2,415 |
| Total noninterest income | $5,832,000 | 873 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,757,000 | 553 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,075,000 | 930 |
| Total noninterest expense | $19,453,000 | 774 |
| Salaries and employee benefits | $9,424,000 | 781 |
| Premises and equipment expense | $2,170,000 | 965 |
| Additional noninterest expense | $7,859,000 | 679 |
| Pre-tax net operating income | $20,254,000 | 421 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $7,412,000 | 414 |
| Income before extraordinary items | $12,842,000 | 469 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $12,842,000 | 469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,733 |
| Cash dividends | $9,645,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $12,842,000 | 449 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $42,774,000 | 834 |
| Total interest expense | $14,558,000 | 1,191 |
| Net interest income | $28,216,000 | 641 |
| Provision for loan and lease losses | $558,000 | 1,718 |
| Total noninterest income | $4,724,000 | 968 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,060,000 | 652 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,664,000 | 929 |
| Total noninterest expense | $14,868,000 | 955 |
| Salaries and employee benefits | $7,745,000 | 903 |
| Premises and equipment expense | $1,715,000 | 1,172 |
| Additional noninterest expense | $5,408,000 | 900 |
| Pre-tax net operating income | $17,514,000 | 498 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $6,275,000 | 467 |
| Income before extraordinary items | $11,239,000 | 520 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $11,239,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,541 |
| Cash dividends | $7,737,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $11,239,000 | 520 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $38,836,000 | 877 |
| Total interest expense | $12,876,000 | 1,181 |
| Net interest income | $25,960,000 | 706 |
| Provision for loan and lease losses | $237,000 | 3,218 |
| Total noninterest income | $3,965,000 | 1,100 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,754,000 | 762 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,211,000 | 1,073 |
| Total noninterest expense | $13,825,000 | 1,009 |
| Salaries and employee benefits | $7,240,000 | 946 |
| Premises and equipment expense | $1,688,000 | 1,192 |
| Additional noninterest expense | $4,897,000 | 975 |
| Pre-tax net operating income | $15,863,000 | 583 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $5,574,000 | 553 |
| Income before extraordinary items | $10,289,000 | 613 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,289,000 | 613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $959,000 | 729 |
| Cash dividends | $7,178,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $10,289,000 | 599 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $40,732,000 | 818 |
| Total interest expense | $14,734,000 | 1,066 |
| Net interest income | $25,998,000 | 684 |
| Provision for loan and lease losses | $1,043,000 | 938 |
| Total noninterest income | $3,896,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,517,000 | 814 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,379,000 | 1,044 |
| Total noninterest expense | $14,053,000 | 967 |
| Salaries and employee benefits | $7,580,000 | 868 |
| Premises and equipment expense | $1,749,000 | 1,105 |
| Additional noninterest expense | $4,724,000 | 988 |
| Pre-tax net operating income | $14,798,000 | 569 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $5,145,000 | 568 |
| Income before extraordinary items | $9,653,000 | 608 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,653,000 | 607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,437 |
| Cash dividends | $6,731,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,653,000 | 578 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $36,584,000 | 937 |
| Total interest expense | $13,298,000 | 1,204 |
| Net interest income | $23,286,000 | 783 |
| Provision for loan and lease losses | $996,000 | 999 |
| Total noninterest income | $3,402,000 | 1,189 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,538,000 | 831 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,864,000 | 1,154 |
| Total noninterest expense | $12,845,000 | 1,057 |
| Salaries and employee benefits | $6,761,000 | 980 |
| Premises and equipment expense | $1,466,000 | 1,334 |
| Additional noninterest expense | $4,618,000 | 1,032 |
| Pre-tax net operating income | $12,847,000 | 651 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,516,000 | 651 |
| Income before extraordinary items | $8,331,000 | 687 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,331,000 | 687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 1,031 |
| Cash dividends | $5,856,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,331,000 | 671 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $31,912,000 | 1,089 |
| Total interest expense | $11,469,000 | 1,414 |
| Net interest income | $20,443,000 | 914 |
| Provision for loan and lease losses | $1,625,000 | 723 |
| Total noninterest income | $3,140,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,247,000 | 1,049 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,893,000 | 1,196 |
| Total noninterest expense | $10,907,000 | 1,318 |
| Salaries and employee benefits | $5,816,000 | 1,157 |
| Premises and equipment expense | $1,288,000 | 1,583 |
| Additional noninterest expense | $3,803,000 | 1,401 |
| Pre-tax net operating income | $11,051,000 | 726 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $4,082,000 | 687 |
| Income before extraordinary items | $6,969,000 | 781 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,969,000 | 782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,236 |
| Cash dividends | $4,861,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,969,000 | 762 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $31,311,000 | 1,126 |
| Total interest expense | $11,572,000 | 1,404 |
| Net interest income | $19,739,000 | 941 |
| Provision for loan and lease losses | $1,012,000 | 928 |
| Total noninterest income | $2,771,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,205,000 | 1,100 |
| Trading account gains and fees | $33,000 | 355 |
| Additional Noninterest Income | $1,533,000 | 1,364 |
| Total noninterest expense | $11,543,000 | 1,249 |
| Salaries and employee benefits | $5,876,000 | 1,147 |
| Premises and equipment expense | $1,267,000 | 1,602 |
| Additional noninterest expense | $4,400,000 | 1,238 |
| Pre-tax net operating income | $9,955,000 | 833 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,785,000 | 756 |
| Income before extraordinary items | $6,170,000 | 888 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,170,000 | 887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 1,215 |
| Cash dividends | $2,955,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,170,000 | 880 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,866,000 | 1,211 |
| Total interest expense | $7,738,000 | 1,631 |
| Net interest income | $18,128,000 | 1,019 |
| Provision for loan and lease losses | $702,000 | 1,198 |
| Total noninterest income | $2,606,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,167,000 | 1,135 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,439,000 | 1,423 |
| Total noninterest expense | $11,265,000 | 1,311 |
| Salaries and employee benefits | $5,544,000 | 1,213 |
| Premises and equipment expense | $1,271,000 | 1,627 |
| Additional noninterest expense | $4,450,000 | 1,303 |
| Pre-tax net operating income | $8,767,000 | 887 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,362,000 | 788 |
| Income before extraordinary items | $5,405,000 | 953 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,405,000 | 949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,167 |
| Cash dividends | $2,148,000 | 1,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,405,000 | 961 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,541,000 | 1,290 |
| Total interest expense | $7,718,000 | 1,709 |
| Net interest income | $16,823,000 | 1,095 |
| Provision for loan and lease losses | $810,000 | 1,504 |
| Total noninterest income | $1,527,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,102,000 | 1,224 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $425,000 | 3,618 |
| Total noninterest expense | $9,515,000 | 1,591 |
| Salaries and employee benefits | $5,255,000 | 1,279 |
| Premises and equipment expense | $1,213,000 | 1,729 |
| Additional noninterest expense | $3,047,000 | 1,893 |
| Pre-tax net operating income | $8,025,000 | 907 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,124,000 | 831 |
| Income before extraordinary items | $4,901,000 | 1,057 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,901,000 | 1,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 2,404 |
| Cash dividends | $1,972,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,901,000 | 987 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,696,000 | 1,425 |
| Total interest expense | $9,646,000 | 1,774 |
| Net interest income | $16,050,000 | 1,163 |
| Provision for loan and lease losses | $1,089,000 | 1,743 |
| Total noninterest income | $1,349,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $989,000 | 1,348 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $360,000 | 3,961 |
| Total noninterest expense | $8,876,000 | 1,706 |
| Salaries and employee benefits | $4,951,000 | 1,357 |
| Premises and equipment expense | $1,141,000 | 1,852 |
| Additional noninterest expense | $2,784,000 | 2,121 |
| Pre-tax net operating income | $7,434,000 | 869 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,876,000 | 817 |
| Income before extraordinary items | $4,558,000 | 1,040 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,558,000 | 1,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 2,597 |
| Cash dividends | $1,821,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,558,000 | 946 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.