Home > Peninsula Bank > Net charge- offs to loans
Peninsula Bank, Net charge- offs to loans
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0365% | 8,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0410% | 8,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 8,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1163% | 8,648 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 5,917 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1442% | 8,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 7,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0051% | 5,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 7,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 8,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 8,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0531% | 8,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0669% | 8,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 6,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0718% | 4,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 6,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0449% | 8,624 |
| Percentage Net Loans Charged-off:Construction & development | -0.3531% | 8,095 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 8,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 8,409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 5,979 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 8,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2209% | 3,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1521% | 6,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 6,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0744% | 8,770 |
| Percentage Net Loans Charged-off:Construction & development | -0.4925% | 8,097 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0476% | 8,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 8,420 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 5,943 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 8,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2919% | 2,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1307% | 5,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0439% | 8,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1056% | 8,870 |
| Percentage Net Loans Charged-off:Construction & development | -0.8097% | 8,067 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0630% | 8,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 8,437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 5,916 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 8,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1111% | 3,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1459% | 5,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0940% | 8,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1559% | 8,974 |
| Percentage Net Loans Charged-off:Construction & development | -1.9582% | 8,034 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 8,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 8,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 5,869 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 8,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0564% | 2,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0831% | 4,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 6,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 8,186 |
| Percentage Net Loans Charged-off:Construction & development | -0.5757% | 8,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 1,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 8,497 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1800% | 6,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 2,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0805% | 4,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3744% | 4,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 6,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0549% | 9,079 |
| Percentage Net Loans Charged-off:Construction & development | -0.2599% | 8,313 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0511% | 8,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0281% | 8,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0395% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0418% | 9,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0954% | 4,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6704% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 6,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0900% | 1,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1239% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0439% | 1,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0475% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4301% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2015% | 952 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2654% | 2,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2858% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4224% | 60 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1622% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2547% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1453% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1686% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4026% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4727% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1101% | 1,324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 4,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0408% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0197% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3590% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2923% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3474% | 933 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2146% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1941% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 0.7498% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0746% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1274% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2859% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0999% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3142% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2383% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 5,885 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0085% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1362% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0365% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3827% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3315% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2234% | 3,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2972% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6608% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0869% | 1,325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0622% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0429% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0976% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5789% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 5,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0686% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0587% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4040% | 1,290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4571% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2052% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 6,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0435% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6052% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3902% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2043% | 7,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 1,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1434% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1737% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7354% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3406% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |