Home > Pender State Bank > Income and Expense
Pender State Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 3,345 |
| Total interest expense | $849,000 | 2,237 |
| Net interest income | $3,941,000 | 3,505 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $111,000 | 5,509 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $64,000 | 4,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 5,456 |
| Total noninterest expense | $1,761,000 | 4,830 |
| Salaries and employee benefits | $1,082,000 | 4,608 |
| Premises and equipment expense | $113,000 | 5,469 |
| Additional noninterest expense | $566,000 | 4,856 |
| Pre-tax net operating income | $2,291,000 | 2,328 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $51,000 | 3,627 |
| Income before extraordinary items | $2,240,000 | 2,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,240,000 | 2,080 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,240,000 | 2,080 |
| Net charge-offs | $-4,000 | 4,929 |
| Cash dividends | $2,009,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,240,000 | 2,025 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 3,431 |
| Total interest expense | $563,000 | 2,256 |
| Net interest income | $2,520,000 | 3,607 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $76,000 | 5,527 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $44,000 | 4,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $32,000 | 5,483 |
| Total noninterest expense | $1,178,000 | 4,872 |
| Salaries and employee benefits | $725,000 | 4,648 |
| Premises and equipment expense | $76,000 | 5,500 |
| Additional noninterest expense | $377,000 | 4,885 |
| Pre-tax net operating income | $1,418,000 | 2,444 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $32,000 | 3,664 |
| Income before extraordinary items | $1,386,000 | 2,187 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,386,000 | 2,190 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,386,000 | 2,190 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $1,303,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,386,000 | 2,135 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 3,494 |
| Total interest expense | $278,000 | 2,299 |
| Net interest income | $1,221,000 | 3,682 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $40,000 | 5,517 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $24,000 | 4,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 5,539 |
| Total noninterest expense | $588,000 | 4,911 |
| Salaries and employee benefits | $364,000 | 4,671 |
| Premises and equipment expense | $38,000 | 5,539 |
| Additional noninterest expense | $186,000 | 4,941 |
| Pre-tax net operating income | $673,000 | 2,490 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $16,000 | 3,628 |
| Income before extraordinary items | $657,000 | 2,246 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $657,000 | 2,247 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $657,000 | 2,247 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $712,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $657,000 | 2,185 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 3,429 |
| Total interest expense | $1,158,000 | 2,325 |
| Net interest income | $5,099,000 | 3,599 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $180,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $119,000 | 4,739 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $61,000 | 5,620 |
| Total noninterest expense | $2,441,000 | 4,932 |
| Salaries and employee benefits | $1,492,000 | 4,643 |
| Premises and equipment expense | $150,000 | 5,690 |
| Additional noninterest expense | $799,000 | 4,916 |
| Pre-tax net operating income | $2,838,000 | 2,357 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $61,000 | 3,634 |
| Income before extraordinary items | $2,777,000 | 2,138 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,777,000 | 2,138 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,777,000 | 2,137 |
| Net charge-offs | $5,000 | 4,734 |
| Cash dividends | $2,110,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,777,000 | 2,086 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 3,456 |
| Total interest expense | $877,000 | 2,356 |
| Net interest income | $3,818,000 | 3,622 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $134,000 | 5,591 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $88,000 | 4,828 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $46,000 | 5,691 |
| Total noninterest expense | $1,850,000 | 4,941 |
| Salaries and employee benefits | $1,118,000 | 4,666 |
| Premises and equipment expense | $110,000 | 5,782 |
| Additional noninterest expense | $622,000 | 4,868 |
| Pre-tax net operating income | $2,102,000 | 2,434 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $37,000 | 3,773 |
| Income before extraordinary items | $2,065,000 | 2,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,065,000 | 2,171 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,065,000 | 2,170 |
| Net charge-offs | $-2,000 | 5,291 |
| Cash dividends | $1,380,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,065,000 | 2,125 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,100,000 | 3,483 |
| Total interest expense | $590,000 | 2,357 |
| Net interest income | $2,510,000 | 3,654 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $86,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $56,000 | 4,893 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $30,000 | 5,726 |
| Total noninterest expense | $1,240,000 | 4,970 |
| Salaries and employee benefits | $748,000 | 4,699 |
| Premises and equipment expense | $71,000 | 5,857 |
| Additional noninterest expense | $421,000 | 4,853 |
| Pre-tax net operating income | $1,356,000 | 2,425 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $22,000 | 3,809 |
| Income before extraordinary items | $1,334,000 | 2,173 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,334,000 | 2,177 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,334,000 | 2,176 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $793,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,334,000 | 2,128 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 3,510 |
| Total interest expense | $289,000 | 2,424 |
| Net interest income | $1,260,000 | 3,667 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $40,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $13,000 | 5,834 |
| Total noninterest expense | $608,000 | 5,056 |
| Salaries and employee benefits | $372,000 | 4,757 |
| Premises and equipment expense | $37,000 | 5,881 |
| Additional noninterest expense | $199,000 | 5,020 |
| Pre-tax net operating income | $692,000 | 2,338 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $10,000 | 3,818 |
| Income before extraordinary items | $682,000 | 2,047 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $682,000 | 2,050 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $682,000 | 2,050 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $250,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $682,000 | 2,004 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,397,000 | 3,475 |
| Total interest expense | $1,183,000 | 2,592 |
| Net interest income | $5,214,000 | 3,609 |
| Provision for loan and lease losses | $-200,000 | 6,461 |
| Total noninterest income | $171,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $113,000 | 5,070 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $58,000 | 5,778 |
| Total noninterest expense | $2,363,000 | 5,160 |
| Salaries and employee benefits | $1,481,000 | 4,782 |
| Premises and equipment expense | $141,000 | 5,988 |
| Additional noninterest expense | $741,000 | 5,227 |
| Pre-tax net operating income | $3,222,000 | 2,057 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $64,000 | 3,654 |
| Income before extraordinary items | $3,158,000 | 1,818 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,158,000 | 1,820 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,158,000 | 1,820 |
| Net charge-offs | $-164,000 | 6,604 |
| Cash dividends | $1,493,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,158,000 | 1,790 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,731,000 | 3,536 |
| Total interest expense | $886,000 | 2,673 |
| Net interest income | $3,845,000 | 3,664 |
| Provision for loan and lease losses | $-200,000 | 6,628 |
| Total noninterest income | $125,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $84,000 | 5,126 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $41,000 | 5,890 |
| Total noninterest expense | $1,743,000 | 5,206 |
| Salaries and employee benefits | $1,096,000 | 4,852 |
| Premises and equipment expense | $104,000 | 6,056 |
| Additional noninterest expense | $543,000 | 5,282 |
| Pre-tax net operating income | $2,427,000 | 2,113 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $49,000 | 3,732 |
| Income before extraordinary items | $2,378,000 | 1,849 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,378,000 | 1,853 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,378,000 | 1,854 |
| Net charge-offs | $3,000 | 5,003 |
| Cash dividends | $1,195,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,378,000 | 1,794 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 3,558 |
| Total interest expense | $595,000 | 2,718 |
| Net interest income | $2,536,000 | 3,683 |
| Provision for loan and lease losses | $-200,000 | 6,732 |
| Total noninterest income | $85,000 | 5,875 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $57,000 | 5,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 5,905 |
| Total noninterest expense | $1,157,000 | 5,239 |
| Salaries and employee benefits | $722,000 | 4,906 |
| Premises and equipment expense | $69,000 | 6,102 |
| Additional noninterest expense | $366,000 | 5,276 |
| Pre-tax net operating income | $1,664,000 | 2,012 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $31,000 | 3,745 |
| Income before extraordinary items | $1,633,000 | 1,791 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,633,000 | 1,795 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,633,000 | 1,797 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $842,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,633,000 | 1,731 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 3,555 |
| Total interest expense | $302,000 | 2,761 |
| Net interest income | $1,284,000 | 3,672 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $40,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,037 |
| Total noninterest expense | $559,000 | 5,359 |
| Salaries and employee benefits | $355,000 | 4,975 |
| Premises and equipment expense | $34,000 | 6,149 |
| Additional noninterest expense | $170,000 | 5,473 |
| Pre-tax net operating income | $765,000 | 2,111 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $16,000 | 3,717 |
| Income before extraordinary items | $749,000 | 1,898 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $749,000 | 1,899 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $749,000 | 1,900 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $542,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $749,000 | 1,815 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,320,000 | 3,697 |
| Total interest expense | $1,365,000 | 2,913 |
| Net interest income | $4,955,000 | 3,840 |
| Provision for loan and lease losses | $2,000 | 5,879 |
| Total noninterest income | $168,000 | 5,875 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $113,000 | 5,251 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $55,000 | 5,791 |
| Total noninterest expense | $2,218,000 | 5,442 |
| Salaries and employee benefits | $1,387,000 | 5,045 |
| Premises and equipment expense | $144,000 | 6,166 |
| Additional noninterest expense | $687,000 | 5,579 |
| Pre-tax net operating income | $2,903,000 | 2,150 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $54,000 | 3,868 |
| Income before extraordinary items | $2,849,000 | 1,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,849,000 | 1,943 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,849,000 | 1,946 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $2,518,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,849,000 | 1,840 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,702,000 | 3,783 |
| Total interest expense | $1,036,000 | 2,988 |
| Net interest income | $3,666,000 | 3,930 |
| Provision for loan and lease losses | $2,000 | 5,752 |
| Total noninterest income | $126,000 | 5,947 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $85,000 | 5,315 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $41,000 | 5,910 |
| Total noninterest expense | $1,644,000 | 5,510 |
| Salaries and employee benefits | $1,021,000 | 5,112 |
| Premises and equipment expense | $111,000 | 6,201 |
| Additional noninterest expense | $512,000 | 5,629 |
| Pre-tax net operating income | $2,146,000 | 2,223 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $40,000 | 3,887 |
| Income before extraordinary items | $2,106,000 | 2,015 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,106,000 | 2,013 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,106,000 | 2,016 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $1,882,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,106,000 | 1,890 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 3,822 |
| Total interest expense | $689,000 | 3,089 |
| Net interest income | $2,436,000 | 3,953 |
| Provision for loan and lease losses | $2,000 | 5,568 |
| Total noninterest income | $81,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $53,000 | 5,430 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 5,924 |
| Total noninterest expense | $1,091,000 | 5,556 |
| Salaries and employee benefits | $679,000 | 5,154 |
| Premises and equipment expense | $67,000 | 6,369 |
| Additional noninterest expense | $345,000 | 5,664 |
| Pre-tax net operating income | $1,424,000 | 2,230 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $27,000 | 3,880 |
| Income before extraordinary items | $1,397,000 | 2,005 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,397,000 | 2,003 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,397,000 | 2,005 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $1,269,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,397,000 | 1,903 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 3,816 |
| Total interest expense | $347,000 | 3,170 |
| Net interest income | $1,248,000 | 3,917 |
| Provision for loan and lease losses | $2,000 | 5,167 |
| Total noninterest income | $38,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $24,000 | 5,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 6,009 |
| Total noninterest expense | $554,000 | 5,564 |
| Salaries and employee benefits | $339,000 | 5,206 |
| Premises and equipment expense | $33,000 | 6,408 |
| Additional noninterest expense | $182,000 | 5,568 |
| Pre-tax net operating income | $730,000 | 2,191 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $14,000 | 3,852 |
| Income before extraordinary items | $716,000 | 1,980 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $716,000 | 1,981 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $716,000 | 1,982 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $625,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $716,000 | 1,874 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,327,000 | 3,919 |
| Total interest expense | $1,634,000 | 3,227 |
| Net interest income | $4,693,000 | 4,083 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $168,000 | 5,929 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $111,000 | 5,368 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $57,000 | 5,843 |
| Total noninterest expense | $2,392,000 | 5,436 |
| Salaries and employee benefits | $1,481,000 | 4,995 |
| Premises and equipment expense | $145,000 | 6,449 |
| Additional noninterest expense | $766,000 | 5,492 |
| Pre-tax net operating income | $2,469,000 | 2,158 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $52,000 | 3,745 |
| Income before extraordinary items | $2,417,000 | 1,925 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,417,000 | 1,926 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,417,000 | 1,926 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $2,116,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,417,000 | 1,841 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 3,976 |
| Total interest expense | $1,264,000 | 3,264 |
| Net interest income | $3,447,000 | 4,167 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $125,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $82,000 | 5,425 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $43,000 | 5,927 |
| Total noninterest expense | $1,811,000 | 5,434 |
| Salaries and employee benefits | $1,109,000 | 4,999 |
| Premises and equipment expense | $110,000 | 6,490 |
| Additional noninterest expense | $592,000 | 5,460 |
| Pre-tax net operating income | $1,761,000 | 2,297 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $39,000 | 3,747 |
| Income before extraordinary items | $1,722,000 | 2,064 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,722,000 | 2,063 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,722,000 | 2,064 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $1,560,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,722,000 | 1,973 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 4,023 |
| Total interest expense | $856,000 | 3,326 |
| Net interest income | $2,272,000 | 4,221 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $82,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $53,000 | 5,467 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,978 |
| Total noninterest expense | $1,224,000 | 5,476 |
| Salaries and employee benefits | $734,000 | 5,050 |
| Premises and equipment expense | $73,000 | 6,542 |
| Additional noninterest expense | $417,000 | 5,430 |
| Pre-tax net operating income | $1,130,000 | 2,336 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $26,000 | 3,713 |
| Income before extraordinary items | $1,104,000 | 2,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,104,000 | 2,092 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,104,000 | 2,092 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $1,087,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,104,000 | 2,023 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 4,047 |
| Total interest expense | $422,000 | 3,480 |
| Net interest income | $1,143,000 | 4,193 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $39,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $26,000 | 5,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,201 |
| Total noninterest expense | $591,000 | 5,585 |
| Salaries and employee benefits | $356,000 | 5,182 |
| Premises and equipment expense | $37,000 | 6,569 |
| Additional noninterest expense | $198,000 | 5,565 |
| Pre-tax net operating income | $591,000 | 2,254 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $13,000 | 3,664 |
| Income before extraordinary items | $578,000 | 1,977 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $578,000 | 1,976 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $578,000 | 1,977 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $567,000 | 655 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $578,000 | 1,929 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,336,000 | 4,157 |
| Total interest expense | $1,679,000 | 4,008 |
| Net interest income | $4,657,000 | 4,148 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $449,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $134,000 | 5,104 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $315,000 | 3,876 |
| Total noninterest expense | $2,367,000 | 5,631 |
| Salaries and employee benefits | $1,433,000 | 5,168 |
| Premises and equipment expense | $159,000 | 6,549 |
| Additional noninterest expense | $775,000 | 5,684 |
| Pre-tax net operating income | $2,739,000 | 1,756 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $76,000 | 3,410 |
| Income before extraordinary items | $2,663,000 | 1,546 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,663,000 | 1,547 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,663,000 | 1,548 |
| Net charge-offs | $-1,000 | 7,276 |
| Cash dividends | $2,085,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,663,000 | 1,499 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 4,255 |
| Total interest expense | $1,256,000 | 4,143 |
| Net interest income | $3,470,000 | 4,227 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $405,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $103,000 | 5,134 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $302,000 | 3,547 |
| Total noninterest expense | $1,785,000 | 5,667 |
| Salaries and employee benefits | $1,082,000 | 5,195 |
| Premises and equipment expense | $117,000 | 6,659 |
| Additional noninterest expense | $586,000 | 5,709 |
| Pre-tax net operating income | $2,090,000 | 1,830 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $57,000 | 3,496 |
| Income before extraordinary items | $2,033,000 | 1,626 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,033,000 | 1,629 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,033,000 | 1,629 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $1,533,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,033,000 | 1,553 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 4,355 |
| Total interest expense | $833,000 | 4,247 |
| Net interest income | $2,258,000 | 4,296 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $97,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $71,000 | 5,085 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $1,161,000 | 5,742 |
| Salaries and employee benefits | $686,000 | 5,379 |
| Premises and equipment expense | $80,000 | 6,663 |
| Additional noninterest expense | $395,000 | 5,687 |
| Pre-tax net operating income | $1,194,000 | 2,063 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $38,000 | 3,460 |
| Income before extraordinary items | $1,156,000 | 1,865 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,156,000 | 1,864 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,156,000 | 1,865 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $984,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,156,000 | 1,779 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 4,469 |
| Total interest expense | $418,000 | 4,357 |
| Net interest income | $1,100,000 | 4,391 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $46,000 | 6,245 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,398 |
| Total noninterest expense | $581,000 | 5,819 |
| Salaries and employee benefits | $340,000 | 5,448 |
| Premises and equipment expense | $39,000 | 6,780 |
| Additional noninterest expense | $202,000 | 5,667 |
| Pre-tax net operating income | $565,000 | 2,200 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $19,000 | 3,480 |
| Income before extraordinary items | $546,000 | 1,981 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $546,000 | 1,979 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $546,000 | 1,981 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $492,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $546,000 | 1,905 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,066,000 | 4,583 |
| Total interest expense | $1,994,000 | 4,467 |
| Net interest income | $4,072,000 | 4,521 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $194,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $144,000 | 5,222 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $50,000 | 6,362 |
| Total noninterest expense | $2,324,000 | 5,860 |
| Salaries and employee benefits | $1,299,000 | 5,608 |
| Premises and equipment expense | $170,000 | 6,752 |
| Additional noninterest expense | $855,000 | 5,651 |
| Pre-tax net operating income | $1,942,000 | 1,957 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $50,000 | 3,262 |
| Income before extraordinary items | $1,892,000 | 1,768 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,892,000 | 1,767 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,892,000 | 1,768 |
| Net charge-offs | $-95,000 | 7,979 |
| Cash dividends | $1,587,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,892,000 | 1,726 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,484,000 | 4,682 |
| Total interest expense | $1,542,000 | 4,519 |
| Net interest income | $2,942,000 | 4,647 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $151,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $112,000 | 5,203 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $39,000 | 6,489 |
| Total noninterest expense | $1,710,000 | 5,932 |
| Salaries and employee benefits | $956,000 | 5,698 |
| Premises and equipment expense | $118,000 | 6,915 |
| Additional noninterest expense | $636,000 | 5,677 |
| Pre-tax net operating income | $1,383,000 | 2,194 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $37,000 | 3,497 |
| Income before extraordinary items | $1,346,000 | 1,977 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,346,000 | 1,976 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,346,000 | 1,977 |
| Net charge-offs | $-100,000 | 8,053 |
| Cash dividends | $1,114,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,346,000 | 1,934 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 4,780 |
| Total interest expense | $1,051,000 | 4,576 |
| Net interest income | $1,877,000 | 4,762 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $104,000 | 6,328 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $77,000 | 5,132 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $27,000 | 6,503 |
| Total noninterest expense | $1,137,000 | 5,985 |
| Salaries and employee benefits | $630,000 | 5,805 |
| Premises and equipment expense | $79,000 | 6,963 |
| Additional noninterest expense | $428,000 | 5,646 |
| Pre-tax net operating income | $844,000 | 2,416 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $23,000 | 3,629 |
| Income before extraordinary items | $821,000 | 2,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $821,000 | 2,195 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $821,000 | 2,196 |
| Net charge-offs | $-99,000 | 8,145 |
| Cash dividends | $718,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $821,000 | 2,134 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 4,898 |
| Total interest expense | $547,000 | 4,593 |
| Net interest income | $881,000 | 4,936 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $50,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $38,000 | 5,114 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $539,000 | 6,078 |
| Salaries and employee benefits | $312,000 | 5,876 |
| Premises and equipment expense | $36,000 | 7,140 |
| Additional noninterest expense | $191,000 | 5,708 |
| Pre-tax net operating income | $392,000 | 2,840 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $11,000 | 3,919 |
| Income before extraordinary items | $381,000 | 2,663 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $381,000 | 2,662 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $381,000 | 2,664 |
| Net charge-offs | $-98,000 | 8,187 |
| Cash dividends | $375,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $381,000 | 2,521 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,256,000 | 4,820 |
| Total interest expense | $2,586,000 | 4,654 |
| Net interest income | $3,670,000 | 4,848 |
| Provision for loan and lease losses | $30,000 | 6,834 |
| Total noninterest income | $216,000 | 6,378 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $160,000 | 5,191 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $56,000 | 6,648 |
| Total noninterest expense | $2,006,000 | 6,229 |
| Salaries and employee benefits | $1,223,000 | 5,924 |
| Premises and equipment expense | $145,000 | 7,189 |
| Additional noninterest expense | $638,000 | 6,077 |
| Pre-tax net operating income | $1,850,000 | 2,611 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $427,000 | 2,002 |
| Income before extraordinary items | $1,423,000 | 2,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,423,000 | 2,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,443 |
| Cash dividends | $973,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,423,000 | 2,758 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 4,867 |
| Total interest expense | $2,007,000 | 4,702 |
| Net interest income | $2,734,000 | 4,889 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $162,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $123,000 | 5,189 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 6,860 |
| Total noninterest expense | $1,485,000 | 6,247 |
| Salaries and employee benefits | $907,000 | 5,960 |
| Premises and equipment expense | $111,000 | 7,234 |
| Additional noninterest expense | $467,000 | 6,091 |
| Pre-tax net operating income | $1,381,000 | 3,017 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $428,000 | 2,085 |
| Income before extraordinary items | $953,000 | 3,207 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $953,000 | 3,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,457 |
| Cash dividends | $666,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $953,000 | 3,352 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 4,916 |
| Total interest expense | $1,401,000 | 4,703 |
| Net interest income | $1,768,000 | 4,988 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $103,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $81,000 | 5,221 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $985,000 | 6,305 |
| Salaries and employee benefits | $604,000 | 6,027 |
| Premises and equipment expense | $73,000 | 7,289 |
| Additional noninterest expense | $308,000 | 6,120 |
| Pre-tax net operating income | $856,000 | 3,288 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $414,000 | 1,833 |
| Income before extraordinary items | $442,000 | 4,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $442,000 | 4,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,569 |
| Cash dividends | $257,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $442,000 | 4,209 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 4,932 |
| Total interest expense | $744,000 | 4,719 |
| Net interest income | $875,000 | 5,025 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $48,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $37,000 | 5,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $505,000 | 6,275 |
| Salaries and employee benefits | $304,000 | 6,044 |
| Premises and equipment expense | $36,000 | 7,313 |
| Additional noninterest expense | $165,000 | 5,914 |
| Pre-tax net operating income | $388,000 | 3,607 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $400,000 | 1,193 |
| Income before extraordinary items | $-12,000 | 7,349 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-12,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,966 |
| Cash dividends | $257,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-12,000 | 7,270 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 5,355 |
| Total interest expense | $2,736,000 | 5,031 |
| Net interest income | $3,026,000 | 5,478 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $151,000 | 7,122 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $114,000 | 5,843 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $1,616,000 | 6,744 |
| Salaries and employee benefits | $962,000 | 6,525 |
| Premises and equipment expense | $151,000 | 7,235 |
| Additional noninterest expense | $503,000 | 6,561 |
| Pre-tax net operating income | $1,461,000 | 3,954 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $475,000 | 2,803 |
| Income before extraordinary items | $986,000 | 4,356 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $986,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,564 |
| Cash dividends | $635,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $986,000 | 4,346 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 5,547 |
| Total interest expense | $1,902,000 | 5,237 |
| Net interest income | $2,125,000 | 5,679 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $106,000 | 7,252 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $81,000 | 5,959 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $25,000 | 7,502 |
| Total noninterest expense | $1,130,000 | 6,896 |
| Salaries and employee benefits | $672,000 | 6,689 |
| Premises and equipment expense | $104,000 | 7,346 |
| Additional noninterest expense | $354,000 | 6,698 |
| Pre-tax net operating income | $1,031,000 | 4,282 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $326,000 | 3,083 |
| Income before extraordinary items | $705,000 | 4,647 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $705,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,581 |
| Cash dividends | $390,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $705,000 | 4,635 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 5,987 |
| Total interest expense | $1,053,000 | 5,739 |
| Net interest income | $1,242,000 | 6,063 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $61,000 | 7,457 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $46,000 | 6,201 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $15,000 | 7,629 |
| Total noninterest expense | $645,000 | 7,248 |
| Salaries and employee benefits | $389,000 | 7,061 |
| Premises and equipment expense | $55,000 | 7,676 |
| Additional noninterest expense | $201,000 | 7,056 |
| Pre-tax net operating income | $618,000 | 4,577 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $185,000 | 3,364 |
| Income before extraordinary items | $433,000 | 4,886 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $433,000 | 4,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,791 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $433,000 | 4,885 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $567,000 | 7,493 |
| Total interest expense | $255,000 | 7,217 |
| Net interest income | $312,000 | 7,589 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $153,000 | 8,283 |
| Salaries and employee benefits | $96,000 | 8,171 |
| Premises and equipment expense | $13,000 | 8,301 |
| Additional noninterest expense | $44,000 | 8,207 |
| Pre-tax net operating income | $163,000 | 5,898 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $43,000 | 4,278 |
| Income before extraordinary items | $120,000 | 6,087 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $120,000 | 6,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,682 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $120,000 | 6,072 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,091,000 | 4,965 |
| Total interest expense | $2,680,000 | 4,616 |
| Net interest income | $3,411,000 | 5,138 |
| Provision for loan and lease losses | $70,000 | 5,172 |
| Total noninterest income | $197,000 | 6,944 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $136,000 | 5,694 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $61,000 | 7,036 |
| Total noninterest expense | $1,889,000 | 6,314 |
| Salaries and employee benefits | $1,201,000 | 5,915 |
| Premises and equipment expense | $180,000 | 6,924 |
| Additional noninterest expense | $508,000 | 6,501 |
| Pre-tax net operating income | $1,649,000 | 4,080 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $542,000 | 3,037 |
| Income before extraordinary items | $1,107,000 | 4,472 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,107,000 | 4,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,107,000 | 4,461 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,472,000 | 5,018 |
| Total interest expense | $1,919,000 | 4,675 |
| Net interest income | $2,553,000 | 5,188 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $142,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $99,000 | 5,813 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,127 |
| Total noninterest expense | $1,399,000 | 6,346 |
| Salaries and employee benefits | $882,000 | 5,937 |
| Premises and equipment expense | $132,000 | 6,992 |
| Additional noninterest expense | $385,000 | 6,488 |
| Pre-tax net operating income | $1,246,000 | 4,209 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $406,000 | 3,156 |
| Income before extraordinary items | $840,000 | 4,586 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $840,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $1,000,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $840,000 | 4,578 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 5,093 |
| Total interest expense | $1,188,000 | 4,746 |
| Net interest income | $1,700,000 | 5,221 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $94,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $61,000 | 5,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 6,993 |
| Total noninterest expense | $930,000 | 6,374 |
| Salaries and employee benefits | $579,000 | 6,019 |
| Premises and equipment expense | $81,000 | 7,165 |
| Additional noninterest expense | $270,000 | 6,375 |
| Pre-tax net operating income | $834,000 | 4,230 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $267,000 | 3,200 |
| Income before extraordinary items | $567,000 | 4,583 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $567,000 | 4,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $567,000 | 4,572 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 5,226 |
| Total interest expense | $541,000 | 4,898 |
| Net interest income | $817,000 | 5,343 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $39,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $465,000 | 6,382 |
| Salaries and employee benefits | $285,000 | 6,083 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $140,000 | 6,252 |
| Pre-tax net operating income | $391,000 | 4,331 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $117,000 | 3,375 |
| Income before extraordinary items | $274,000 | 4,637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $274,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $274,000 | 4,619 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 5,265 |
| Total interest expense | $1,743,000 | 4,844 |
| Net interest income | $3,092,000 | 5,409 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $160,000 | 7,406 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $107,000 | 6,195 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 7,317 |
| Total noninterest expense | $1,804,000 | 6,401 |
| Salaries and employee benefits | $1,117,000 | 6,008 |
| Premises and equipment expense | $171,000 | 7,048 |
| Additional noninterest expense | $516,000 | 6,483 |
| Pre-tax net operating income | $1,388,000 | 4,571 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $477,000 | 3,446 |
| Income before extraordinary items | $911,000 | 5,051 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $911,000 | 5,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $911,000 | 5,016 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 5,313 |
| Total interest expense | $1,245,000 | 4,844 |
| Net interest income | $2,294,000 | 5,453 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $122,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $80,000 | 6,241 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,265 |
| Total noninterest expense | $1,342,000 | 6,414 |
| Salaries and employee benefits | $836,000 | 5,975 |
| Premises and equipment expense | $128,000 | 7,046 |
| Additional noninterest expense | $378,000 | 6,525 |
| Pre-tax net operating income | $1,024,000 | 4,706 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $340,000 | 3,569 |
| Income before extraordinary items | $684,000 | 5,140 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $684,000 | 5,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $684,000 | 5,097 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 5,352 |
| Total interest expense | $766,000 | 4,901 |
| Net interest income | $1,512,000 | 5,480 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $79,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $52,000 | 6,240 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $901,000 | 6,393 |
| Salaries and employee benefits | $560,000 | 5,975 |
| Premises and equipment expense | $82,000 | 7,100 |
| Additional noninterest expense | $259,000 | 6,422 |
| Pre-tax net operating income | $670,000 | 4,730 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $224,000 | 3,597 |
| Income before extraordinary items | $446,000 | 5,170 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $446,000 | 5,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $446,000 | 5,122 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,519 |
| Total interest expense | $350,000 | 5,060 |
| Net interest income | $724,000 | 5,633 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $38,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $451,000 | 6,420 |
| Salaries and employee benefits | $285,000 | 5,952 |
| Premises and equipment expense | $42,000 | 7,127 |
| Additional noninterest expense | $124,000 | 6,570 |
| Pre-tax net operating income | $311,000 | 4,899 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $104,000 | 3,701 |
| Income before extraordinary items | $207,000 | 5,332 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $207,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $207,000 | 5,299 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 5,404 |
| Total interest expense | $1,259,000 | 4,980 |
| Net interest income | $2,943,000 | 5,469 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $171,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $107,000 | 6,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $64,000 | 7,105 |
| Total noninterest expense | $1,740,000 | 6,465 |
| Salaries and employee benefits | $1,069,000 | 6,069 |
| Premises and equipment expense | $172,000 | 7,074 |
| Additional noninterest expense | $499,000 | 6,535 |
| Pre-tax net operating income | $1,254,000 | 4,691 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $428,000 | 3,601 |
| Income before extraordinary items | $826,000 | 5,188 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $826,000 | 5,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $826,000 | 5,116 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 5,421 |
| Total interest expense | $917,000 | 5,036 |
| Net interest income | $2,201,000 | 5,471 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $129,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $80,000 | 6,413 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 7,081 |
| Total noninterest expense | $1,293,000 | 6,463 |
| Salaries and employee benefits | $795,000 | 6,033 |
| Premises and equipment expense | $125,000 | 7,120 |
| Additional noninterest expense | $373,000 | 6,534 |
| Pre-tax net operating income | $947,000 | 4,734 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $322,000 | 3,671 |
| Income before extraordinary items | $625,000 | 5,259 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $625,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $625,000 | 5,169 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 5,444 |
| Total interest expense | $603,000 | 5,085 |
| Net interest income | $1,467,000 | 5,474 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $87,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $55,000 | 6,376 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,137 |
| Total noninterest expense | $870,000 | 6,475 |
| Salaries and employee benefits | $529,000 | 6,098 |
| Premises and equipment expense | $82,000 | 7,177 |
| Additional noninterest expense | $259,000 | 6,432 |
| Pre-tax net operating income | $624,000 | 4,729 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $214,000 | 3,643 |
| Income before extraordinary items | $410,000 | 5,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $410,000 | 5,173 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 5,524 |
| Total interest expense | $297,000 | 5,198 |
| Net interest income | $722,000 | 5,512 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $438,000 | 6,495 |
| Salaries and employee benefits | $262,000 | 6,167 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $135,000 | 6,311 |
| Pre-tax net operating income | $296,000 | 4,840 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $105,000 | 3,703 |
| Income before extraordinary items | $191,000 | 5,458 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $191,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $191,000 | 5,331 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 5,897 |
| Total interest expense | $1,136,000 | 5,750 |
| Net interest income | $2,552,000 | 5,836 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $129,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $93,000 | 6,661 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,000 | 7,939 |
| Total noninterest expense | $1,487,000 | 6,909 |
| Salaries and employee benefits | $914,000 | 6,550 |
| Premises and equipment expense | $135,000 | 7,604 |
| Additional noninterest expense | $438,000 | 6,916 |
| Pre-tax net operating income | $1,074,000 | 4,982 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $363,000 | 3,963 |
| Income before extraordinary items | $711,000 | 5,543 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $711,000 | 5,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $711,000 | 5,381 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 6,023 |
| Total interest expense | $845,000 | 5,912 |
| Net interest income | $1,856,000 | 5,968 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $86,000 | 8,215 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $68,000 | 6,764 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $1,087,000 | 6,985 |
| Salaries and employee benefits | $682,000 | 6,546 |
| Premises and equipment expense | $99,000 | 7,650 |
| Additional noninterest expense | $306,000 | 7,086 |
| Pre-tax net operating income | $765,000 | 5,269 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $258,000 | 4,218 |
| Income before extraordinary items | $507,000 | 5,816 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $507,000 | 5,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $507,000 | 5,651 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 6,083 |
| Total interest expense | $571,000 | 5,979 |
| Net interest income | $1,217,000 | 6,023 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $54,000 | 8,279 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $41,000 | 6,904 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $742,000 | 6,932 |
| Salaries and employee benefits | $470,000 | 6,473 |
| Premises and equipment expense | $67,000 | 7,633 |
| Additional noninterest expense | $205,000 | 7,078 |
| Pre-tax net operating income | $469,000 | 5,471 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $158,000 | 4,416 |
| Income before extraordinary items | $311,000 | 6,022 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $311,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $311,000 | 5,822 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 6,139 |
| Total interest expense | $289,000 | 6,057 |
| Net interest income | $600,000 | 6,064 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $372,000 | 6,937 |
| Salaries and employee benefits | $237,000 | 6,460 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $223,000 | 5,566 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $77,000 | 4,426 |
| Income before extraordinary items | $146,000 | 6,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $146,000 | 5,894 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,892,000 | 5,996 |
| Total interest expense | $1,381,000 | 5,978 |
| Net interest income | $2,511,000 | 5,898 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $117,000 | 8,202 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $89,000 | 6,775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $1,462,000 | 6,921 |
| Salaries and employee benefits | $908,000 | 6,491 |
| Premises and equipment expense | $142,000 | 7,556 |
| Additional noninterest expense | $412,000 | 7,067 |
| Pre-tax net operating income | $1,046,000 | 5,088 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $370,000 | 4,046 |
| Income before extraordinary items | $676,000 | 5,640 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $676,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $676,000 | 5,506 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,227,000 | 6,176 |
| Total interest expense | $2,108,000 | 5,936 |
| Net interest income | $2,119,000 | 6,248 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $132,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $97,000 | 6,631 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $35,000 | 8,190 |
| Total noninterest expense | $1,363,000 | 7,089 |
| Salaries and employee benefits | $838,000 | 6,625 |
| Premises and equipment expense | $132,000 | 7,816 |
| Additional noninterest expense | $393,000 | 7,204 |
| Pre-tax net operating income | $828,000 | 5,403 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $292,000 | 4,321 |
| Income before extraordinary items | $536,000 | 5,902 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $536,000 | 5,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $550,000 | 3,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $536,000 | 5,784 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,633,000 | 5,994 |
| Total interest expense | $2,350,000 | 5,767 |
| Net interest income | $2,283,000 | 6,143 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $144,000 | 7,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 7,994 |
| Total noninterest expense | $1,392,000 | 7,019 |
| Salaries and employee benefits | $926,000 | 6,220 |
| Premises and equipment expense | $111,000 | 8,251 |
| Additional noninterest expense | $355,000 | 7,514 |
| Pre-tax net operating income | $945,000 | 5,408 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $322,000 | 4,441 |
| Income before extraordinary items | $623,000 | 5,735 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $623,000 | 5,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,174 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $623,000 | 5,743 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 6,000 |
| Total interest expense | $2,084,000 | 5,853 |
| Net interest income | $2,338,000 | 6,041 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $162,000 | 7,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 6,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,953 |
| Total noninterest expense | $1,345,000 | 7,179 |
| Salaries and employee benefits | $903,000 | 6,297 |
| Premises and equipment expense | $113,000 | 8,364 |
| Additional noninterest expense | $329,000 | 7,883 |
| Pre-tax net operating income | $1,035,000 | 5,195 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $326,000 | 4,626 |
| Income before extraordinary items | $709,000 | 5,422 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $709,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,227 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $709,000 | 5,392 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 6,133 |
| Total interest expense | $2,284,000 | 5,682 |
| Net interest income | $2,123,000 | 6,448 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $146,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $1,291,000 | 7,277 |
| Salaries and employee benefits | $861,000 | 6,404 |
| Premises and equipment expense | $99,000 | 8,732 |
| Additional noninterest expense | $331,000 | 7,830 |
| Pre-tax net operating income | $928,000 | 5,643 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $330,000 | 4,920 |
| Income before extraordinary items | $597,000 | 6,073 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $597,000 | 6,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $597,640 | 5,964 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 6,573 |
| Total interest expense | $2,045,000 | 6,178 |
| Net interest income | $2,047,000 | 6,823 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $146,000 | 8,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $1,355,000 | 7,161 |
| Salaries and employee benefits | $932,000 | 6,143 |
| Premises and equipment expense | $145,000 | 7,919 |
| Additional noninterest expense | $278,000 | 8,552 |
| Pre-tax net operating income | $838,000 | 6,377 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $270,000 | 6,027 |
| Income before extraordinary items | $568,000 | 6,554 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $568,000 | 6,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $568,000 | 6,496 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,897,000 | 6,964 |
| Total interest expense | $1,900,000 | 6,628 |
| Net interest income | $1,997,000 | 7,151 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $216,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,999 |
| Total noninterest expense | $1,283,000 | 7,711 |
| Salaries and employee benefits | $894,000 | 6,486 |
| Premises and equipment expense | $151,000 | 8,033 |
| Additional noninterest expense | $238,000 | 9,527 |
| Pre-tax net operating income | $905,000 | 6,073 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $259,000 | 6,327 |
| Income before extraordinary items | $646,000 | 6,013 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $646,000 | 6,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 11,005 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $646,000 | 5,952 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 6,995 |
| Total interest expense | $1,937,000 | 6,613 |
| Net interest income | $2,070,000 | 7,149 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $130,000 | 9,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 7,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,398 |
| Total noninterest expense | $1,295,000 | 7,875 |
| Salaries and employee benefits | $869,000 | 6,711 |
| Premises and equipment expense | $152,000 | 8,217 |
| Additional noninterest expense | $274,000 | 9,552 |
| Pre-tax net operating income | $845,000 | 6,665 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $299,000 | 6,006 |
| Income before extraordinary items | $555,000 | 6,876 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $555,000 | 6,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,943 |
| Cash dividends | $700,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $549,150 | 6,880 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 7,158 |
| Total interest expense | $1,535,000 | 6,792 |
| Net interest income | $2,090,000 | 7,349 |
| Provision for loan and lease losses | $-100,000 | 12,140 |
| Total noninterest income | $128,000 | 10,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $1,232,000 | 8,492 |
| Salaries and employee benefits | $814,000 | 7,130 |
| Premises and equipment expense | $129,000 | 9,118 |
| Additional noninterest expense | $289,000 | 10,082 |
| Pre-tax net operating income | $1,086,000 | 5,623 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $316,000 | 5,685 |
| Income before extraordinary items | $776,000 | 5,476 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $776,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 12,227 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $771,740 | 5,571 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 7,909 |
| Total interest expense | $1,375,000 | 7,631 |
| Net interest income | $1,884,000 | 7,999 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $134,000 | 10,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $1,200,000 | 8,892 |
| Salaries and employee benefits | $774,000 | 7,475 |
| Premises and equipment expense | $128,000 | 9,539 |
| Additional noninterest expense | $298,000 | 10,480 |
| Pre-tax net operating income | $793,000 | 6,849 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $220,000 | 7,257 |
| Income before extraordinary items | $573,000 | 6,988 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $573,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,803 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $573,000 | 6,725 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,583,000 | 8,062 |
| Total interest expense | $1,623,000 | 8,127 |
| Net interest income | $1,960,000 | 7,871 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $121,000 | 11,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $1,192,000 | 9,072 |
| Salaries and employee benefits | $758,000 | 7,552 |
| Premises and equipment expense | $128,000 | 9,751 |
| Additional noninterest expense | $306,000 | 10,744 |
| Pre-tax net operating income | $877,000 | 6,213 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $231,000 | 6,980 |
| Income before extraordinary items | $654,000 | 6,205 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $654,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 13,228 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $648,080 | 5,890 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.