Home > Pelham Banking Company > Income and Expense
Pelham Banking Company, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 5,515 |
| Total interest expense | $81,000 | 5,403 |
| Net interest income | $792,000 | 5,516 |
| Provision for loan and lease losses | $30,000 | 3,771 |
| Total noninterest income | $206,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $97,000 | 4,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 4,726 |
| Total noninterest expense | $848,000 | 5,458 |
| Salaries and employee benefits | $449,000 | 5,464 |
| Premises and equipment expense | $60,000 | 5,483 |
| Additional noninterest expense | $339,000 | 5,298 |
| Pre-tax net operating income | $120,000 | 5,289 |
| Securities gains (losses) | $-6,000 | 4,997 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $114,000 | 5,188 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $114,000 | 5,187 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $114,000 | 5,188 |
| Net charge-offs | $3,000 | 3,939 |
| Cash dividends | $5,500,000 | 616 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $120,000 | 5,170 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $239,000 | 5,707 |
| Total interest expense | $23,000 | 5,666 |
| Net interest income | $216,000 | 5,709 |
| Provision for loan and lease losses | $7,000 | 3,966 |
| Total noninterest income | $58,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $32,000 | 5,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 5,302 |
| Total noninterest expense | $174,000 | 5,725 |
| Salaries and employee benefits | $127,000 | 5,710 |
| Premises and equipment expense | $17,000 | 5,695 |
| Additional noninterest expense | $30,000 | 5,732 |
| Pre-tax net operating income | $93,000 | 5,364 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $94,000 | 5,356 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $94,000 | 5,355 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $94,000 | 5,356 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $5,500,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $93,000 | 5,347 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 4,874 |
| Total interest expense | $112,000 | 4,784 |
| Net interest income | $1,150,000 | 4,839 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $268,000 | 3,894 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $122,000 | 3,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 3,884 |
| Total noninterest expense | $923,000 | 4,888 |
| Salaries and employee benefits | $541,000 | 4,813 |
| Premises and equipment expense | $87,000 | 4,933 |
| Additional noninterest expense | $295,000 | 4,893 |
| Pre-tax net operating income | $495,000 | 4,142 |
| Securities gains (losses) | $61,000 | 586 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $556,000 | 3,765 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $556,000 | 3,762 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $556,000 | 3,765 |
| Net charge-offs | $1,000 | 3,381 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $495,000 | 3,900 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 4,907 |
| Total interest expense | $55,000 | 4,823 |
| Net interest income | $575,000 | 4,877 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $150,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $62,000 | 3,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,635 |
| Total noninterest expense | $457,000 | 4,956 |
| Salaries and employee benefits | $253,000 | 4,935 |
| Premises and equipment expense | $46,000 | 4,924 |
| Additional noninterest expense | $158,000 | 4,844 |
| Pre-tax net operating income | $268,000 | 4,003 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $268,000 | 3,776 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $268,000 | 3,775 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $268,000 | 3,776 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $268,000 | 3,761 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 4,917 |
| Total interest expense | $225,000 | 4,837 |
| Net interest income | $2,317,000 | 4,886 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $511,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $252,000 | 3,253 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $259,000 | 4,105 |
| Total noninterest expense | $1,923,000 | 4,940 |
| Salaries and employee benefits | $1,095,000 | 4,890 |
| Premises and equipment expense | $186,000 | 4,984 |
| Additional noninterest expense | $642,000 | 4,893 |
| Pre-tax net operating income | $905,000 | 4,189 |
| Securities gains (losses) | $48,000 | 1,867 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $953,000 | 3,948 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $953,000 | 3,946 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $953,000 | 3,947 |
| Net charge-offs | $1,000 | 4,216 |
| Cash dividends | $555,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $905,000 | 3,949 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 4,969 |
| Total interest expense | $169,000 | 4,878 |
| Net interest income | $1,730,000 | 4,941 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $366,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $187,000 | 3,285 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $179,000 | 4,229 |
| Total noninterest expense | $1,336,000 | 5,068 |
| Salaries and employee benefits | $729,000 | 5,044 |
| Premises and equipment expense | $127,000 | 5,109 |
| Additional noninterest expense | $480,000 | 4,940 |
| Pre-tax net operating income | $760,000 | 4,108 |
| Securities gains (losses) | $37,000 | 1,983 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $797,000 | 3,853 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $797,000 | 3,851 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $797,000 | 3,853 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $315,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $760,000 | 3,855 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 5,043 |
| Total interest expense | $112,000 | 4,931 |
| Net interest income | $1,132,000 | 5,018 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $247,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $123,000 | 3,303 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $124,000 | 4,207 |
| Total noninterest expense | $885,000 | 5,130 |
| Salaries and employee benefits | $486,000 | 5,115 |
| Premises and equipment expense | $82,000 | 5,189 |
| Additional noninterest expense | $317,000 | 5,013 |
| Pre-tax net operating income | $494,000 | 4,173 |
| Securities gains (losses) | $30,000 | 1,748 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $524,000 | 3,886 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $524,000 | 3,884 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $524,000 | 3,885 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $210,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $494,000 | 3,905 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 5,110 |
| Total interest expense | $55,000 | 4,990 |
| Net interest income | $557,000 | 5,083 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $133,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $62,000 | 3,264 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $71,000 | 4,003 |
| Total noninterest expense | $445,000 | 5,166 |
| Salaries and employee benefits | $247,000 | 5,136 |
| Premises and equipment expense | $36,000 | 5,358 |
| Additional noninterest expense | $162,000 | 5,012 |
| Pre-tax net operating income | $245,000 | 4,167 |
| Securities gains (losses) | $19,000 | 1,252 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $264,000 | 3,835 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $264,000 | 3,832 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $264,000 | 3,833 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $105,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $245,000 | 3,894 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,510,000 | 5,091 |
| Total interest expense | $219,000 | 5,052 |
| Net interest income | $2,291,000 | 5,040 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $487,000 | 4,206 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $245,000 | 3,381 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $242,000 | 4,233 |
| Total noninterest expense | $1,839,000 | 5,175 |
| Salaries and employee benefits | $1,018,000 | 5,135 |
| Premises and equipment expense | $162,000 | 5,324 |
| Additional noninterest expense | $659,000 | 5,030 |
| Pre-tax net operating income | $939,000 | 4,179 |
| Securities gains (losses) | $17,000 | 2,325 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $956,000 | 4,009 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $956,000 | 4,009 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $956,000 | 4,010 |
| Net charge-offs | $-49,000 | 5,560 |
| Cash dividends | $515,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $939,000 | 3,973 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 5,147 |
| Total interest expense | $164,000 | 5,133 |
| Net interest income | $1,724,000 | 5,098 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $351,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $180,000 | 3,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $171,000 | 4,337 |
| Total noninterest expense | $1,285,000 | 5,307 |
| Salaries and employee benefits | $673,000 | 5,342 |
| Premises and equipment expense | $116,000 | 5,444 |
| Additional noninterest expense | $496,000 | 5,067 |
| Pre-tax net operating income | $790,000 | 4,105 |
| Securities gains (losses) | $10,000 | 2,368 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $800,000 | 3,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $800,000 | 3,884 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $800,000 | 3,885 |
| Net charge-offs | $-52,000 | 5,621 |
| Cash dividends | $315,000 | 2,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $790,000 | 3,848 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 5,175 |
| Total interest expense | $109,000 | 5,189 |
| Net interest income | $1,160,000 | 5,123 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $231,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $113,000 | 3,526 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $118,000 | 4,330 |
| Total noninterest expense | $847,000 | 5,363 |
| Salaries and employee benefits | $450,000 | 5,391 |
| Premises and equipment expense | $74,000 | 5,532 |
| Additional noninterest expense | $323,000 | 5,142 |
| Pre-tax net operating income | $544,000 | 4,054 |
| Securities gains (losses) | $7,000 | 2,148 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $551,000 | 3,809 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $551,000 | 3,810 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $551,000 | 3,812 |
| Net charge-offs | $-51,000 | 5,763 |
| Cash dividends | $210,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $544,000 | 3,767 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 5,327 |
| Total interest expense | $55,000 | 5,231 |
| Net interest income | $532,000 | 5,290 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $121,000 | 4,265 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $55,000 | 3,545 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $66,000 | 4,181 |
| Total noninterest expense | $417,000 | 5,435 |
| Salaries and employee benefits | $227,000 | 5,432 |
| Premises and equipment expense | $34,000 | 5,654 |
| Additional noninterest expense | $156,000 | 5,214 |
| Pre-tax net operating income | $236,000 | 4,226 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $237,000 | 4,032 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $237,000 | 4,036 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $237,000 | 4,036 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $105,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $236,000 | 3,965 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 5,422 |
| Total interest expense | $230,000 | 5,331 |
| Net interest income | $2,107,000 | 5,376 |
| Provision for loan and lease losses | $25,000 | 4,136 |
| Total noninterest income | $444,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $243,000 | 3,592 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $201,000 | 4,531 |
| Total noninterest expense | $1,808,000 | 5,416 |
| Salaries and employee benefits | $1,031,000 | 5,285 |
| Premises and equipment expense | $153,000 | 5,666 |
| Additional noninterest expense | $624,000 | 5,323 |
| Pre-tax net operating income | $718,000 | 4,620 |
| Securities gains (losses) | $7,000 | 2,776 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $725,000 | 4,436 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $725,000 | 4,436 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $725,000 | 4,437 |
| Net charge-offs | $60,000 | 3,617 |
| Cash dividends | $710,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $718,000 | 4,402 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 5,502 |
| Total interest expense | $173,000 | 5,404 |
| Net interest income | $1,567,000 | 5,453 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $327,000 | 4,533 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $180,000 | 3,659 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $147,000 | 4,599 |
| Total noninterest expense | $1,269,000 | 5,544 |
| Salaries and employee benefits | $694,000 | 5,517 |
| Premises and equipment expense | $119,000 | 5,677 |
| Additional noninterest expense | $456,000 | 5,409 |
| Pre-tax net operating income | $600,000 | 4,568 |
| Securities gains (losses) | $6,000 | 2,508 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $606,000 | 4,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $606,000 | 4,343 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $606,000 | 4,344 |
| Net charge-offs | $58,000 | 3,145 |
| Cash dividends | $210,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $600,000 | 4,310 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 5,526 |
| Total interest expense | $116,000 | 5,448 |
| Net interest income | $1,043,000 | 5,487 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $224,000 | 4,489 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $120,000 | 3,634 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $104,000 | 4,517 |
| Total noninterest expense | $845,000 | 5,583 |
| Salaries and employee benefits | $466,000 | 5,550 |
| Premises and equipment expense | $75,000 | 5,806 |
| Additional noninterest expense | $304,000 | 5,440 |
| Pre-tax net operating income | $397,000 | 4,542 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $396,000 | 4,327 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $396,000 | 4,331 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $396,000 | 4,332 |
| Net charge-offs | $54,000 | 2,722 |
| Cash dividends | $210,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $397,000 | 4,280 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $575,000 | 5,597 |
| Total interest expense | $58,000 | 5,517 |
| Net interest income | $517,000 | 5,556 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $114,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $59,000 | 3,655 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $55,000 | 4,432 |
| Total noninterest expense | $418,000 | 5,670 |
| Salaries and employee benefits | $233,000 | 5,615 |
| Premises and equipment expense | $37,000 | 5,881 |
| Additional noninterest expense | $148,000 | 5,522 |
| Pre-tax net operating income | $188,000 | 4,568 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $191,000 | 4,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $191,000 | 4,334 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $191,000 | 4,335 |
| Net charge-offs | $15,000 | 2,640 |
| Cash dividends | $105,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $188,000 | 4,304 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 5,610 |
| Total interest expense | $260,000 | 5,612 |
| Net interest income | $2,126,000 | 5,548 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $454,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $247,000 | 3,730 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $207,000 | 4,568 |
| Total noninterest expense | $1,759,000 | 5,653 |
| Salaries and employee benefits | $992,000 | 5,548 |
| Premises and equipment expense | $157,000 | 5,876 |
| Additional noninterest expense | $610,000 | 5,552 |
| Pre-tax net operating income | $771,000 | 4,458 |
| Securities gains (losses) | $48,000 | 1,821 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $819,000 | 4,236 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $819,000 | 4,238 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $819,000 | 4,239 |
| Net charge-offs | $48,000 | 4,384 |
| Cash dividends | $455,000 | 2,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $771,000 | 4,252 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 5,680 |
| Total interest expense | $198,000 | 5,677 |
| Net interest income | $1,583,000 | 5,621 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $327,000 | 4,684 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $182,000 | 3,788 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $145,000 | 4,754 |
| Total noninterest expense | $1,219,000 | 5,794 |
| Salaries and employee benefits | $656,000 | 5,788 |
| Premises and equipment expense | $113,000 | 5,962 |
| Additional noninterest expense | $450,000 | 5,595 |
| Pre-tax net operating income | $691,000 | 4,293 |
| Securities gains (losses) | $47,000 | 1,704 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $738,000 | 3,966 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $738,000 | 3,968 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $738,000 | 3,969 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $315,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $691,000 | 4,010 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 5,710 |
| Total interest expense | $134,000 | 5,726 |
| Net interest income | $1,053,000 | 5,645 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $213,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $115,000 | 3,858 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $98,000 | 4,767 |
| Total noninterest expense | $801,000 | 5,843 |
| Salaries and employee benefits | $437,000 | 5,834 |
| Premises and equipment expense | $71,000 | 6,068 |
| Additional noninterest expense | $293,000 | 5,649 |
| Pre-tax net operating income | $465,000 | 4,268 |
| Securities gains (losses) | $23,000 | 1,940 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $488,000 | 3,984 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $488,000 | 3,986 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $488,000 | 3,987 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $210,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $465,000 | 3,956 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 5,803 |
| Total interest expense | $69,000 | 5,767 |
| Net interest income | $508,000 | 5,749 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $106,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $54,000 | 3,946 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,655 |
| Total noninterest expense | $400,000 | 5,907 |
| Salaries and employee benefits | $221,000 | 5,867 |
| Premises and equipment expense | $37,000 | 6,048 |
| Additional noninterest expense | $142,000 | 5,760 |
| Pre-tax net operating income | $214,000 | 4,374 |
| Securities gains (losses) | $23,000 | 1,213 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $237,000 | 3,980 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $237,000 | 3,983 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $237,000 | 3,983 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $105,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $214,000 | 4,060 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 5,852 |
| Total interest expense | $359,000 | 5,721 |
| Net interest income | $2,075,000 | 5,808 |
| Provision for loan and lease losses | $75,000 | 4,908 |
| Total noninterest income | $414,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $324,000 | 3,350 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $90,000 | 5,435 |
| Total noninterest expense | $1,787,000 | 5,837 |
| Salaries and employee benefits | $1,017,000 | 5,669 |
| Premises and equipment expense | $153,000 | 6,091 |
| Additional noninterest expense | $617,000 | 5,751 |
| Pre-tax net operating income | $627,000 | 4,652 |
| Securities gains (losses) | $108,000 | 2,211 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $735,000 | 4,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $735,000 | 4,394 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $735,000 | 4,396 |
| Net charge-offs | $46,000 | 4,983 |
| Cash dividends | $420,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $627,000 | 4,451 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 5,941 |
| Total interest expense | $279,000 | 5,798 |
| Net interest income | $1,553,000 | 5,899 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $287,000 | 4,944 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $252,000 | 3,311 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 6,017 |
| Total noninterest expense | $1,253,000 | 5,984 |
| Salaries and employee benefits | $679,000 | 5,916 |
| Premises and equipment expense | $116,000 | 6,150 |
| Additional noninterest expense | $458,000 | 5,845 |
| Pre-tax net operating income | $512,000 | 4,693 |
| Securities gains (losses) | $98,000 | 1,993 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $610,000 | 4,329 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $610,000 | 4,329 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $610,000 | 4,328 |
| Net charge-offs | $47,000 | 4,558 |
| Cash dividends | $315,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $512,000 | 4,434 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 5,976 |
| Total interest expense | $194,000 | 5,823 |
| Net interest income | $1,040,000 | 5,937 |
| Provision for loan and lease losses | $25,000 | 5,005 |
| Total noninterest income | $261,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $163,000 | 3,356 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 4,686 |
| Total noninterest expense | $924,000 | 5,881 |
| Salaries and employee benefits | $457,000 | 5,943 |
| Premises and equipment expense | $75,000 | 6,220 |
| Additional noninterest expense | $392,000 | 5,378 |
| Pre-tax net operating income | $352,000 | 4,631 |
| Securities gains (losses) | $90,000 | 1,672 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $442,000 | 4,194 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $442,000 | 4,199 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $442,000 | 4,198 |
| Net charge-offs | $62,000 | 3,839 |
| Cash dividends | $210,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $352,000 | 4,384 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 6,014 |
| Total interest expense | $106,000 | 5,770 |
| Net interest income | $515,000 | 5,987 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $141,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $79,000 | 3,405 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 4,401 |
| Total noninterest expense | $441,000 | 5,992 |
| Salaries and employee benefits | $230,000 | 5,984 |
| Premises and equipment expense | $41,000 | 6,152 |
| Additional noninterest expense | $170,000 | 5,702 |
| Pre-tax net operating income | $215,000 | 4,407 |
| Securities gains (losses) | $2,000 | 2,023 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $217,000 | 4,232 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $217,000 | 4,236 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $217,000 | 4,236 |
| Net charge-offs | $43,000 | 3,131 |
| Cash dividends | $105,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $215,000 | 4,106 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 5,930 |
| Total interest expense | $535,000 | 5,723 |
| Net interest income | $2,195,000 | 5,911 |
| Provision for loan and lease losses | $225,000 | 4,499 |
| Total noninterest income | $522,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $342,000 | 3,344 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $180,000 | 4,598 |
| Total noninterest expense | $1,833,000 | 5,969 |
| Salaries and employee benefits | $1,019,000 | 5,832 |
| Premises and equipment expense | $147,000 | 6,440 |
| Additional noninterest expense | $667,000 | 5,800 |
| Pre-tax net operating income | $659,000 | 4,373 |
| Securities gains (losses) | $74,000 | 2,291 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $733,000 | 4,089 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $733,000 | 4,094 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $733,000 | 4,093 |
| Net charge-offs | $228,000 | 4,142 |
| Cash dividends | $420,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $659,000 | 4,118 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 5,966 |
| Total interest expense | $416,000 | 5,775 |
| Net interest income | $1,649,000 | 5,947 |
| Provision for loan and lease losses | $150,000 | 4,478 |
| Total noninterest income | $383,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $256,000 | 3,361 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $127,000 | 4,782 |
| Total noninterest expense | $1,266,000 | 6,143 |
| Salaries and employee benefits | $664,000 | 6,100 |
| Premises and equipment expense | $110,000 | 6,490 |
| Additional noninterest expense | $492,000 | 5,864 |
| Pre-tax net operating income | $616,000 | 4,173 |
| Securities gains (losses) | $17,000 | 2,882 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $633,000 | 3,932 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $633,000 | 3,934 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $633,000 | 3,934 |
| Net charge-offs | $226,000 | 3,577 |
| Cash dividends | $315,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $616,000 | 3,866 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 5,989 |
| Total interest expense | $287,000 | 5,817 |
| Net interest income | $1,120,000 | 5,949 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $255,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $166,000 | 3,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,726 |
| Total noninterest expense | $851,000 | 6,192 |
| Salaries and employee benefits | $444,000 | 6,145 |
| Premises and equipment expense | $70,000 | 6,587 |
| Additional noninterest expense | $337,000 | 5,885 |
| Pre-tax net operating income | $434,000 | 4,071 |
| Securities gains (losses) | $-6,000 | 7,032 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $428,000 | 3,860 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $428,000 | 3,861 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $428,000 | 3,862 |
| Net charge-offs | $179,000 | 3,228 |
| Cash dividends | $210,000 | 2,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $434,000 | 3,728 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $696,000 | 6,043 |
| Total interest expense | $147,000 | 5,872 |
| Net interest income | $549,000 | 6,011 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $136,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $83,000 | 3,354 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,572 |
| Total noninterest expense | $432,000 | 6,202 |
| Salaries and employee benefits | $222,000 | 6,196 |
| Premises and equipment expense | $33,000 | 6,698 |
| Additional noninterest expense | $177,000 | 5,812 |
| Pre-tax net operating income | $253,000 | 3,806 |
| Securities gains (losses) | $-6,000 | 7,119 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $247,000 | 3,613 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $247,000 | 3,612 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $247,000 | 3,612 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $105,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $253,000 | 3,500 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 6,042 |
| Total interest expense | $686,000 | 6,006 |
| Net interest income | $2,299,000 | 5,961 |
| Provision for loan and lease losses | $150,000 | 5,638 |
| Total noninterest income | $490,000 | 4,608 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $353,000 | 3,321 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $137,000 | 5,077 |
| Total noninterest expense | $1,787,000 | 6,215 |
| Salaries and employee benefits | $1,002,000 | 6,023 |
| Premises and equipment expense | $157,000 | 6,562 |
| Additional noninterest expense | $628,000 | 6,134 |
| Pre-tax net operating income | $852,000 | 3,643 |
| Securities gains (losses) | $44,000 | 2,743 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $896,000 | 3,429 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $896,000 | 3,426 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $896,000 | 3,429 |
| Net charge-offs | $46,000 | 5,956 |
| Cash dividends | $630,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $852,000 | 3,390 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 6,137 |
| Total interest expense | $525,000 | 6,118 |
| Net interest income | $1,728,000 | 6,044 |
| Provision for loan and lease losses | $15,000 | 6,753 |
| Total noninterest income | $363,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $265,000 | 3,392 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $98,000 | 5,222 |
| Total noninterest expense | $1,241,000 | 6,404 |
| Salaries and employee benefits | $662,000 | 6,302 |
| Premises and equipment expense | $109,000 | 6,753 |
| Additional noninterest expense | $470,000 | 6,174 |
| Pre-tax net operating income | $835,000 | 3,394 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $835,000 | 3,208 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $835,000 | 3,206 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $835,000 | 3,208 |
| Net charge-offs | $6,000 | 6,398 |
| Cash dividends | $525,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $835,000 | 3,089 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 6,189 |
| Total interest expense | $356,000 | 6,165 |
| Net interest income | $1,144,000 | 6,081 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $237,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $164,000 | 3,535 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $73,000 | 5,101 |
| Total noninterest expense | $824,000 | 6,456 |
| Salaries and employee benefits | $443,000 | 6,345 |
| Premises and equipment expense | $64,000 | 6,943 |
| Additional noninterest expense | $317,000 | 6,183 |
| Pre-tax net operating income | $557,000 | 3,450 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $557,000 | 3,207 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $557,000 | 3,202 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $557,000 | 3,205 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $420,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $557,000 | 3,100 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $745,000 | 6,282 |
| Total interest expense | $184,000 | 6,234 |
| Net interest income | $561,000 | 6,167 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $125,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $77,000 | 3,649 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $48,000 | 4,761 |
| Total noninterest expense | $427,000 | 6,472 |
| Salaries and employee benefits | $224,000 | 6,408 |
| Premises and equipment expense | $33,000 | 6,994 |
| Additional noninterest expense | $170,000 | 6,063 |
| Pre-tax net operating income | $259,000 | 3,633 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $256,000 | 3,439 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $256,000 | 3,437 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $256,000 | 3,439 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $315,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $256,000 | 3,319 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,323,000 | 6,138 |
| Total interest expense | $944,000 | 6,138 |
| Net interest income | $2,379,000 | 5,954 |
| Provision for loan and lease losses | $35,000 | 7,006 |
| Total noninterest income | $405,000 | 5,101 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $327,000 | 3,718 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $78,000 | 5,945 |
| Total noninterest expense | $1,801,000 | 6,451 |
| Salaries and employee benefits | $1,000,000 | 6,230 |
| Premises and equipment expense | $152,000 | 6,919 |
| Additional noninterest expense | $649,000 | 6,301 |
| Pre-tax net operating income | $948,000 | 3,070 |
| Securities gains (losses) | $61,000 | 2,500 |
| Applicable income taxes | $-3,000 | 6,180 |
| Income before extraordinary items | $1,012,000 | 2,748 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,012,000 | 2,747 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,012,000 | 2,748 |
| Net charge-offs | $21,000 | 6,628 |
| Cash dividends | $665,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $951,000 | 2,792 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,516,000 | 6,177 |
| Total interest expense | $741,000 | 6,185 |
| Net interest income | $1,775,000 | 5,989 |
| Provision for loan and lease losses | $10,000 | 7,094 |
| Total noninterest income | $270,000 | 5,385 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $243,000 | 3,755 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $27,000 | 6,790 |
| Total noninterest expense | $1,275,000 | 6,582 |
| Salaries and employee benefits | $656,000 | 6,555 |
| Premises and equipment expense | $110,000 | 7,014 |
| Additional noninterest expense | $509,000 | 6,209 |
| Pre-tax net operating income | $760,000 | 3,197 |
| Securities gains (losses) | $56,000 | 2,228 |
| Applicable income taxes | $7,000 | 4,144 |
| Income before extraordinary items | $809,000 | 2,838 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $809,000 | 2,835 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $809,000 | 2,838 |
| Net charge-offs | $19,000 | 6,256 |
| Cash dividends | $315,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $753,560 | 2,908 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 6,224 |
| Total interest expense | $511,000 | 6,225 |
| Net interest income | $1,180,000 | 6,011 |
| Provision for loan and lease losses | $10,000 | 6,907 |
| Total noninterest income | $156,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $156,000 | 3,802 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $0 | 7,720 |
| Total noninterest expense | $866,000 | 6,612 |
| Salaries and employee benefits | $441,000 | 6,613 |
| Premises and equipment expense | $63,000 | 7,259 |
| Additional noninterest expense | $362,000 | 6,073 |
| Pre-tax net operating income | $460,000 | 3,441 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $457,000 | 3,263 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 3,258 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $457,000 | 3,261 |
| Net charge-offs | $15,000 | 5,781 |
| Cash dividends | $210,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $456,010 | 3,153 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 6,284 |
| Total interest expense | $260,000 | 6,302 |
| Net interest income | $580,000 | 6,056 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $126,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $75,000 | 3,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $51,000 | 4,806 |
| Total noninterest expense | $438,000 | 6,579 |
| Salaries and employee benefits | $222,000 | 6,642 |
| Premises and equipment expense | $31,000 | 7,320 |
| Additional noninterest expense | $185,000 | 5,787 |
| Pre-tax net operating income | $268,000 | 3,515 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $267,000 | 3,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $267,000 | 3,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $267,000 | 3,333 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $105,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $267,000 | 3,189 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 6,267 |
| Total interest expense | $1,223,000 | 6,398 |
| Net interest income | $2,357,000 | 6,036 |
| Provision for loan and lease losses | $10,000 | 7,169 |
| Total noninterest income | $545,000 | 4,657 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $377,000 | 3,575 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $168,000 | 5,130 |
| Total noninterest expense | $1,668,000 | 6,657 |
| Salaries and employee benefits | $886,000 | 6,686 |
| Premises and equipment expense | $160,000 | 7,051 |
| Additional noninterest expense | $622,000 | 6,144 |
| Pre-tax net operating income | $1,224,000 | 3,383 |
| Securities gains (losses) | $-3,000 | 6,917 |
| Applicable income taxes | $-3,000 | 6,737 |
| Income before extraordinary items | $1,224,000 | 2,873 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,224,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,793 |
| Cash dividends | $900,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,227,000 | 3,019 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 6,328 |
| Total interest expense | $942,000 | 6,465 |
| Net interest income | $1,752,000 | 6,107 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $401,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $282,000 | 3,610 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $119,000 | 5,310 |
| Total noninterest expense | $1,136,000 | 6,853 |
| Salaries and employee benefits | $547,000 | 7,096 |
| Premises and equipment expense | $122,000 | 7,065 |
| Additional noninterest expense | $467,000 | 6,091 |
| Pre-tax net operating income | $1,017,000 | 3,651 |
| Securities gains (losses) | $-3,000 | 7,226 |
| Applicable income taxes | $11,000 | 4,828 |
| Income before extraordinary items | $1,003,000 | 3,096 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,003,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $315,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,005,970 | 3,240 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 6,399 |
| Total interest expense | $663,000 | 6,480 |
| Net interest income | $1,127,000 | 6,203 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $264,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $184,000 | 3,650 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $80,000 | 5,422 |
| Total noninterest expense | $763,000 | 6,898 |
| Salaries and employee benefits | $362,000 | 7,160 |
| Premises and equipment expense | $77,000 | 7,206 |
| Additional noninterest expense | $324,000 | 5,974 |
| Pre-tax net operating income | $628,000 | 3,915 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $622,000 | 3,564 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $622,000 | 3,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $210,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $621,010 | 3,512 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $901,000 | 6,458 |
| Total interest expense | $352,000 | 6,501 |
| Net interest income | $549,000 | 6,303 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $139,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $91,000 | 3,630 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 5,134 |
| Total noninterest expense | $401,000 | 6,811 |
| Salaries and employee benefits | $183,000 | 7,158 |
| Premises and equipment expense | $41,000 | 7,126 |
| Additional noninterest expense | $177,000 | 5,710 |
| Pre-tax net operating income | $287,000 | 4,248 |
| Securities gains (losses) | $-2,000 | 8,216 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $282,000 | 3,944 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $282,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $105,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $283,980 | 3,848 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 6,482 |
| Total interest expense | $1,501,000 | 6,433 |
| Net interest income | $2,061,000 | 6,429 |
| Provision for loan and lease losses | $25,000 | 6,187 |
| Total noninterest income | $521,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $372,000 | 3,664 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $149,000 | 5,584 |
| Total noninterest expense | $1,529,000 | 6,882 |
| Salaries and employee benefits | $807,000 | 6,954 |
| Premises and equipment expense | $167,000 | 7,075 |
| Additional noninterest expense | $555,000 | 6,336 |
| Pre-tax net operating income | $1,028,000 | 4,692 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $1,026,000 | 4,253 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,026,000 | 4,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $680,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,026,000 | 4,250 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 6,549 |
| Total interest expense | $1,118,000 | 6,474 |
| Net interest income | $1,522,000 | 6,497 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $366,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $269,000 | 3,733 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $97,000 | 5,858 |
| Total noninterest expense | $1,046,000 | 7,060 |
| Salaries and employee benefits | $502,000 | 7,319 |
| Premises and equipment expense | $122,000 | 7,096 |
| Additional noninterest expense | $422,000 | 6,256 |
| Pre-tax net operating income | $842,000 | 4,731 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $11,000 | 5,703 |
| Income before extraordinary items | $831,000 | 4,268 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $831,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $315,000 | 3,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $831,000 | 4,256 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 6,634 |
| Total interest expense | $722,000 | 6,551 |
| Net interest income | $1,009,000 | 6,561 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $239,000 | 5,180 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $171,000 | 3,824 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $68,000 | 5,796 |
| Total noninterest expense | $699,000 | 7,105 |
| Salaries and employee benefits | $332,000 | 7,380 |
| Premises and equipment expense | $74,000 | 7,287 |
| Additional noninterest expense | $293,000 | 6,188 |
| Pre-tax net operating income | $549,000 | 4,865 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $8,000 | 5,755 |
| Income before extraordinary items | $541,000 | 4,381 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $541,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $210,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $541,000 | 4,376 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 6,707 |
| Total interest expense | $341,000 | 6,693 |
| Net interest income | $504,000 | 6,588 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $126,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $84,000 | 3,804 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $368,000 | 7,024 |
| Salaries and employee benefits | $164,000 | 7,449 |
| Premises and equipment expense | $40,000 | 7,184 |
| Additional noninterest expense | $164,000 | 5,864 |
| Pre-tax net operating income | $262,000 | 4,954 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $259,000 | 4,476 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $259,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $105,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $259,000 | 4,465 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 6,682 |
| Total interest expense | $1,153,000 | 6,661 |
| Net interest income | $1,975,000 | 6,582 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $497,000 | 5,149 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $386,000 | 3,607 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $111,000 | 6,156 |
| Total noninterest expense | $1,435,000 | 7,015 |
| Salaries and employee benefits | $748,000 | 7,128 |
| Premises and equipment expense | $150,000 | 7,258 |
| Additional noninterest expense | $537,000 | 6,371 |
| Pre-tax net operating income | $1,017,000 | 5,159 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $110,000 | 4,896 |
| Income before extraordinary items | $910,000 | 4,923 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $910,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $665,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $907,330 | 4,922 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 6,770 |
| Total interest expense | $822,000 | 6,739 |
| Net interest income | $1,474,000 | 6,664 |
| Provision for loan and lease losses | $15,000 | 6,184 |
| Total noninterest income | $361,000 | 5,226 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $284,000 | 3,674 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 6,285 |
| Total noninterest expense | $984,000 | 7,208 |
| Salaries and employee benefits | $469,000 | 7,511 |
| Premises and equipment expense | $108,000 | 7,336 |
| Additional noninterest expense | $407,000 | 6,346 |
| Pre-tax net operating income | $836,000 | 5,146 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $10,000 | 6,224 |
| Income before extraordinary items | $825,000 | 4,627 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $825,000 | 4,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $315,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $825,990 | 4,623 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 6,816 |
| Total interest expense | $519,000 | 6,772 |
| Net interest income | $979,000 | 6,711 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $238,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $183,000 | 3,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,230 |
| Total noninterest expense | $668,000 | 7,200 |
| Salaries and employee benefits | $309,000 | 7,576 |
| Premises and equipment expense | $68,000 | 7,453 |
| Additional noninterest expense | $291,000 | 6,161 |
| Pre-tax net operating income | $549,000 | 5,213 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $541,000 | 4,693 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $541,000 | 4,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $210,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $541,990 | 4,684 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 6,867 |
| Total interest expense | $240,000 | 6,860 |
| Net interest income | $485,000 | 6,762 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $126,000 | 5,087 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 3,696 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $358,000 | 7,059 |
| Salaries and employee benefits | $154,000 | 7,588 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $172,000 | 5,648 |
| Pre-tax net operating income | $253,000 | 5,345 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $250,000 | 4,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $105,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $250,000 | 4,842 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 6,781 |
| Total interest expense | $776,000 | 6,849 |
| Net interest income | $1,994,000 | 6,644 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $430,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $322,000 | 4,015 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $108,000 | 6,289 |
| Total noninterest expense | $1,421,000 | 7,023 |
| Salaries and employee benefits | $747,000 | 7,109 |
| Premises and equipment expense | $152,000 | 7,250 |
| Additional noninterest expense | $522,000 | 6,451 |
| Pre-tax net operating income | $991,000 | 5,386 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $277,000 | 4,229 |
| Income before extraordinary items | $713,000 | 5,624 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $713,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $465,000 | 3,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $713,720 | 5,601 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 6,827 |
| Total interest expense | $559,000 | 6,860 |
| Net interest income | $1,476,000 | 6,707 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $288,000 | 5,847 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $218,000 | 4,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,519 |
| Total noninterest expense | $985,000 | 7,192 |
| Salaries and employee benefits | $478,000 | 7,467 |
| Premises and equipment expense | $104,000 | 7,419 |
| Additional noninterest expense | $403,000 | 6,331 |
| Pre-tax net operating income | $767,000 | 5,430 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $223,000 | 4,260 |
| Income before extraordinary items | $543,000 | 5,703 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $543,000 | 5,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $233,000 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $543,710 | 5,663 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 6,824 |
| Total interest expense | $359,000 | 6,846 |
| Net interest income | $978,000 | 6,713 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $190,000 | 5,852 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $139,000 | 4,326 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $51,000 | 6,373 |
| Total noninterest expense | $675,000 | 7,149 |
| Salaries and employee benefits | $319,000 | 7,468 |
| Premises and equipment expense | $66,000 | 7,484 |
| Additional noninterest expense | $290,000 | 6,100 |
| Pre-tax net operating income | $493,000 | 5,511 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $144,000 | 4,311 |
| Income before extraordinary items | $351,000 | 5,775 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $351,000 | 5,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $233,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $349,580 | 5,746 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 6,899 |
| Total interest expense | $169,000 | 6,932 |
| Net interest income | $487,000 | 6,777 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $105,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $69,000 | 4,296 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $367,000 | 7,001 |
| Salaries and employee benefits | $158,000 | 7,541 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $179,000 | 5,430 |
| Pre-tax net operating income | $225,000 | 5,694 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $66,000 | 4,377 |
| Income before extraordinary items | $159,000 | 5,975 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $159,000 | 5,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $159,000 | 5,935 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 6,807 |
| Total interest expense | $619,000 | 6,877 |
| Net interest income | $1,976,000 | 6,664 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $350,000 | 6,078 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $298,000 | 4,328 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,358 |
| Total noninterest expense | $1,385,000 | 7,097 |
| Salaries and employee benefits | $793,000 | 6,966 |
| Premises and equipment expense | $128,000 | 7,609 |
| Additional noninterest expense | $464,000 | 6,773 |
| Pre-tax net operating income | $911,000 | 5,461 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $256,000 | 4,431 |
| Income before extraordinary items | $653,000 | 5,769 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $653,000 | 5,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $465,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $654,440 | 5,694 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 6,838 |
| Total interest expense | $459,000 | 6,913 |
| Net interest income | $1,477,000 | 6,673 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $250,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $225,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $935,000 | 7,326 |
| Salaries and employee benefits | $514,000 | 7,288 |
| Premises and equipment expense | $78,000 | 7,914 |
| Additional noninterest expense | $343,000 | 6,772 |
| Pre-tax net operating income | $792,000 | 5,212 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $230,000 | 4,223 |
| Income before extraordinary items | $560,000 | 5,538 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $560,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $233,000 | 3,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $561,420 | 5,463 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 6,842 |
| Total interest expense | $306,000 | 6,945 |
| Net interest income | $997,000 | 6,668 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $161,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $144,000 | 4,417 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $624,000 | 7,375 |
| Salaries and employee benefits | $341,000 | 7,364 |
| Premises and equipment expense | $53,000 | 7,915 |
| Additional noninterest expense | $230,000 | 6,788 |
| Pre-tax net operating income | $534,000 | 5,143 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $156,000 | 4,181 |
| Income before extraordinary items | $378,000 | 5,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $378,000 | 5,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $233,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $378,000 | 5,371 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 6,859 |
| Total interest expense | $156,000 | 6,953 |
| Net interest income | $503,000 | 6,664 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $82,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 4,329 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $317,000 | 7,372 |
| Salaries and employee benefits | $169,000 | 7,427 |
| Premises and equipment expense | $25,000 | 8,017 |
| Additional noninterest expense | $123,000 | 6,605 |
| Pre-tax net operating income | $268,000 | 5,098 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $79,000 | 4,163 |
| Income before extraordinary items | $189,000 | 5,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $189,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $189,000 | 5,357 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 6,835 |
| Total interest expense | $732,000 | 6,927 |
| Net interest income | $1,976,000 | 6,623 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $341,000 | 6,313 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $302,000 | 4,281 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $1,331,000 | 7,207 |
| Salaries and employee benefits | $749,000 | 7,117 |
| Premises and equipment expense | $133,000 | 7,627 |
| Additional noninterest expense | $449,000 | 6,854 |
| Pre-tax net operating income | $986,000 | 5,213 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $278,000 | 4,397 |
| Income before extraordinary items | $713,000 | 5,529 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $713,000 | 5,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $815,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $709,400 | 5,387 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 6,890 |
| Total interest expense | $563,000 | 7,013 |
| Net interest income | $1,482,000 | 6,669 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $246,000 | 6,448 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $224,000 | 4,333 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $902,000 | 7,457 |
| Salaries and employee benefits | $492,000 | 7,429 |
| Premises and equipment expense | $73,000 | 8,123 |
| Additional noninterest expense | $337,000 | 6,830 |
| Pre-tax net operating income | $826,000 | 5,045 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $238,000 | 4,368 |
| Income before extraordinary items | $594,000 | 5,422 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $594,000 | 5,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $282,000 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $589,740 | 5,260 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 6,936 |
| Total interest expense | $387,000 | 7,057 |
| Net interest income | $980,000 | 6,696 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $162,000 | 6,467 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $147,000 | 4,341 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $626,000 | 7,381 |
| Salaries and employee benefits | $345,000 | 7,335 |
| Premises and equipment expense | $48,000 | 8,136 |
| Additional noninterest expense | $233,000 | 6,732 |
| Pre-tax net operating income | $516,000 | 5,243 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $147,000 | 4,534 |
| Income before extraordinary items | $369,000 | 5,606 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $369,000 | 5,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $282,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $369,000 | 5,394 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 7,001 |
| Total interest expense | $197,000 | 7,113 |
| Net interest income | $477,000 | 6,777 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $79,000 | 6,467 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $343,000 | 7,177 |
| Salaries and employee benefits | $182,000 | 7,209 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $213,000 | 5,694 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $59,000 | 4,866 |
| Income before extraordinary items | $154,000 | 5,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $154,000 | 5,756 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 7,005 |
| Total interest expense | $934,000 | 7,101 |
| Net interest income | $1,914,000 | 6,766 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $400,000 | 5,783 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $290,000 | 4,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $110,000 | 6,258 |
| Total noninterest expense | $1,425,000 | 7,010 |
| Salaries and employee benefits | $838,000 | 6,747 |
| Premises and equipment expense | $140,000 | 7,578 |
| Additional noninterest expense | $447,000 | 6,836 |
| Pre-tax net operating income | $839,000 | 5,649 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $219,000 | 4,983 |
| Income before extraordinary items | $640,000 | 5,794 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $640,000 | 5,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,476 |
| Cash dividends | $232,000 | 4,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $625,000 | 5,727 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 6,944 |
| Total interest expense | $1,487,000 | 7,003 |
| Net interest income | $1,797,000 | 6,785 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $341,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $295,000 | 4,200 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $46,000 | 7,791 |
| Total noninterest expense | $1,517,000 | 6,757 |
| Salaries and employee benefits | $913,000 | 6,314 |
| Premises and equipment expense | $140,000 | 7,691 |
| Additional noninterest expense | $464,000 | 6,683 |
| Pre-tax net operating income | $546,000 | 6,377 |
| Securities gains (losses) | $14,000 | 3,398 |
| Applicable income taxes | $140,000 | 5,550 |
| Income before extraordinary items | $420,000 | 6,457 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $420,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,000 |
| Cash dividends | $382,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $409,500 | 6,405 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 6,963 |
| Total interest expense | $1,481,000 | 7,210 |
| Net interest income | $1,987,000 | 6,581 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $302,000 | 6,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,733 |
| Total noninterest expense | $1,443,000 | 6,889 |
| Salaries and employee benefits | $837,000 | 6,560 |
| Premises and equipment expense | $143,000 | 7,710 |
| Additional noninterest expense | $463,000 | 6,683 |
| Pre-tax net operating income | $796,000 | 5,884 |
| Securities gains (losses) | $-23,000 | 8,808 |
| Applicable income taxes | $218,000 | 5,236 |
| Income before extraordinary items | $555,000 | 6,059 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $555,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,622 |
| Cash dividends | $458,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $571,560 | 5,985 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 7,129 |
| Total interest expense | $1,343,000 | 7,314 |
| Net interest income | $1,883,000 | 6,847 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $348,000 | 6,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $1,453,000 | 6,899 |
| Salaries and employee benefits | $843,000 | 6,558 |
| Premises and equipment expense | $164,000 | 7,413 |
| Additional noninterest expense | $446,000 | 6,934 |
| Pre-tax net operating income | $778,000 | 6,008 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $226,000 | 5,445 |
| Income before extraordinary items | $552,000 | 6,146 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $552,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $428,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $552,000 | 6,127 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 7,190 |
| Total interest expense | $1,419,000 | 7,379 |
| Net interest income | $1,865,000 | 6,914 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $344,000 | 6,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,275 |
| Total noninterest expense | $1,452,000 | 6,821 |
| Salaries and employee benefits | $835,000 | 6,533 |
| Premises and equipment expense | $146,000 | 7,743 |
| Additional noninterest expense | $471,000 | 6,643 |
| Pre-tax net operating income | $737,000 | 6,349 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $217,000 | 5,993 |
| Income before extraordinary items | $535,000 | 6,403 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $535,000 | 6,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $798,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $524,350 | 6,354 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 7,454 |
| Total interest expense | $1,341,000 | 7,742 |
| Net interest income | $1,904,000 | 7,119 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $354,000 | 6,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,220 |
| Total noninterest expense | $1,403,000 | 7,026 |
| Salaries and employee benefits | $814,000 | 6,710 |
| Premises and equipment expense | $131,000 | 8,214 |
| Additional noninterest expense | $458,000 | 6,858 |
| Pre-tax net operating income | $775,000 | 6,657 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $229,000 | 6,507 |
| Income before extraordinary items | $548,000 | 6,681 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $548,000 | 6,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,336 |
| Cash dividends | $645,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $546,580 | 6,634 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 7,690 |
| Total interest expense | $1,352,000 | 7,954 |
| Net interest income | $1,878,000 | 7,409 |
| Provision for loan and lease losses | $284,000 | 2,698 |
| Total noninterest income | $341,000 | 6,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $1,354,000 | 7,502 |
| Salaries and employee benefits | $787,000 | 7,044 |
| Premises and equipment expense | $142,000 | 8,248 |
| Additional noninterest expense | $425,000 | 7,675 |
| Pre-tax net operating income | $581,000 | 7,520 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $165,000 | 7,653 |
| Income before extraordinary items | $416,000 | 7,489 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $416,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,962 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $416,000 | 7,434 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 8,058 |
| Total interest expense | $1,269,000 | 8,375 |
| Net interest income | $1,836,000 | 7,676 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $340,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $1,414,000 | 7,540 |
| Salaries and employee benefits | $767,000 | 7,298 |
| Premises and equipment expense | $173,000 | 7,747 |
| Additional noninterest expense | $474,000 | 7,482 |
| Pre-tax net operating income | $762,000 | 6,995 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $222,000 | 7,058 |
| Income before extraordinary items | $542,000 | 6,949 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $542,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 11,372 |
| Cash dividends | $225,000 | 5,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $540,580 | 6,940 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 8,400 |
| Total interest expense | $1,015,000 | 8,628 |
| Net interest income | $1,772,000 | 8,111 |
| Provision for loan and lease losses | $97,000 | 4,641 |
| Total noninterest income | $374,000 | 6,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $1,347,000 | 8,093 |
| Salaries and employee benefits | $739,000 | 7,607 |
| Premises and equipment expense | $136,000 | 8,926 |
| Additional noninterest expense | $472,000 | 8,130 |
| Pre-tax net operating income | $702,000 | 7,371 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $193,000 | 7,460 |
| Income before extraordinary items | $509,000 | 7,241 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $509,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,796 |
| Cash dividends | $212,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $509,000 | 7,272 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 8,589 |
| Total interest expense | $1,078,000 | 8,769 |
| Net interest income | $1,767,000 | 8,325 |
| Provision for loan and lease losses | $31,000 | 8,369 |
| Total noninterest income | $359,000 | 6,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,126 |
| Total noninterest expense | $1,340,000 | 8,372 |
| Salaries and employee benefits | $713,000 | 7,918 |
| Premises and equipment expense | $170,000 | 8,376 |
| Additional noninterest expense | $457,000 | 8,650 |
| Pre-tax net operating income | $755,000 | 7,062 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $202,000 | 7,571 |
| Income before extraordinary items | $554,000 | 7,121 |
| Extraordinary gains, net | $93,000 | 1,644 |
| Net income | $647,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,983 |
| Cash dividends | $173,000 | 5,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $553,270 | 6,861 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 8,923 |
| Total interest expense | $1,331,000 | 9,117 |
| Net interest income | $1,698,000 | 8,653 |
| Provision for loan and lease losses | $19,000 | 10,662 |
| Total noninterest income | $420,000 | 6,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,863 |
| Total noninterest expense | $1,315,000 | 8,616 |
| Salaries and employee benefits | $696,000 | 8,019 |
| Premises and equipment expense | $183,000 | 8,234 |
| Additional noninterest expense | $436,000 | 9,132 |
| Pre-tax net operating income | $784,000 | 6,638 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $199,000 | 7,581 |
| Income before extraordinary items | $595,000 | 6,615 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $595,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $160,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $587,500 | 6,300 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.