Home > Pelham Bank and Trust Company > Income and Expense
Pelham Bank and Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,595,000 | 2,458 |
| Total interest expense | $5,623,000 | 2,733 |
| Net interest income | $7,972,000 | 2,259 |
| Provision for loan and lease losses | $1,600,000 | 678 |
| Total noninterest income | $1,248,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $460,000 | 2,947 |
| Trading account gains and fees | $2,000 | 493 |
| Additional Noninterest Income | $786,000 | 2,132 |
| Total noninterest expense | $6,053,000 | 2,249 |
| Salaries and employee benefits | $2,327,000 | 2,868 |
| Premises and equipment expense | $513,000 | 3,679 |
| Additional noninterest expense | $3,213,000 | 1,597 |
| Pre-tax net operating income | $1,567,000 | 4,301 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $1,565,000 | 3,121 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,565,000 | 3,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,210,000 | 780 |
| Cash dividends | $596,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,567,000 | 3,095 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,749,000 | 2,584 |
| Total interest expense | $4,554,000 | 2,687 |
| Net interest income | $7,195,000 | 2,511 |
| Provision for loan and lease losses | $600,000 | 1,325 |
| Total noninterest income | $994,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $453,000 | 3,040 |
| Trading account gains and fees | $-2,000 | 4,800 |
| Additional Noninterest Income | $543,000 | 2,796 |
| Total noninterest expense | $6,896,000 | 2,071 |
| Salaries and employee benefits | $2,075,000 | 3,168 |
| Premises and equipment expense | $504,000 | 3,778 |
| Additional noninterest expense | $4,317,000 | 1,336 |
| Pre-tax net operating income | $693,000 | 7,427 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $-445,000 | 12,474 |
| Income before extraordinary items | $1,139,000 | 4,050 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,139,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 1,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,138,000 | 4,091 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,807,000 | 2,615 |
| Total interest expense | $4,846,000 | 2,648 |
| Net interest income | $6,961,000 | 2,595 |
| Provision for loan and lease losses | $2,125,000 | 774 |
| Total noninterest income | $1,226,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $485,000 | 2,879 |
| Trading account gains and fees | $-3,000 | 5,067 |
| Additional Noninterest Income | $744,000 | 2,493 |
| Total noninterest expense | $6,536,000 | 2,223 |
| Salaries and employee benefits | $1,900,000 | 3,431 |
| Premises and equipment expense | $436,000 | 4,372 |
| Additional noninterest expense | $4,200,000 | 1,457 |
| Pre-tax net operating income | $-474,000 | 12,842 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $1,162,000 | 1,973 |
| Income before extraordinary items | $-1,625,000 | 13,066 |
| Extraordinary gains, net | $1,379,000 | 173 |
| Net income | $-246,000 | 12,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,800,000 | 590 |
| Cash dividends | $44,000 | 8,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,636,000 | 13,037 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,091,000 | 2,693 |
| Total interest expense | $6,107,000 | 2,731 |
| Net interest income | $6,984,000 | 2,598 |
| Provision for loan and lease losses | $3,200,000 | 798 |
| Total noninterest income | $1,432,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $480,000 | 2,902 |
| Trading account gains and fees | $3,000 | 463 |
| Additional Noninterest Income | $949,000 | 2,073 |
| Total noninterest expense | $6,679,000 | 2,207 |
| Salaries and employee benefits | $1,803,000 | 3,548 |
| Premises and equipment expense | $357,000 | 5,287 |
| Additional noninterest expense | $4,519,000 | 1,461 |
| Pre-tax net operating income | $-1,463,000 | 13,568 |
| Securities gains (losses) | $91,000 | 3,163 |
| Applicable income taxes | $25,000 | 11,957 |
| Income before extraordinary items | $-1,397,000 | 13,607 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,397,000 | 13,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,896,000 | 991 |
| Cash dividends | $44,000 | 7,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,488,000 | 13,561 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.