Home > Pekin Savings Bank > Income and Expense
Pekin Savings Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,908,000 | 4,300 |
| Total interest expense | $2,110,000 | 3,367 |
| Net interest income | $2,798,000 | 4,845 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $630,000 | 3,958 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $351,000 | 3,200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $279,000 | 3,928 |
| Total noninterest expense | $2,509,000 | 4,411 |
| Salaries and employee benefits | $1,273,000 | 4,643 |
| Premises and equipment expense | $359,000 | 4,295 |
| Additional noninterest expense | $877,000 | 3,894 |
| Pre-tax net operating income | $784,000 | 5,376 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $184,000 | 4,533 |
| Income before extraordinary items | $600,000 | 5,443 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $600,000 | 5,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,163 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $600,000 | 5,417 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 4,257 |
| Total interest expense | $1,402,000 | 3,222 |
| Net interest income | $1,840,000 | 4,874 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $419,000 | 3,939 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $220,000 | 3,296 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $199,000 | 3,773 |
| Total noninterest expense | $1,567,000 | 4,591 |
| Salaries and employee benefits | $835,000 | 4,674 |
| Premises and equipment expense | $212,000 | 4,614 |
| Additional noninterest expense | $520,000 | 4,236 |
| Pre-tax net operating income | $602,000 | 5,004 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $152,000 | 4,229 |
| Income before extraordinary items | $450,000 | 5,154 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $450,000 | 5,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,762 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $450,000 | 5,105 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 4,264 |
| Total interest expense | $687,000 | 3,167 |
| Net interest income | $921,000 | 4,885 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $211,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $103,000 | 3,372 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $108,000 | 3,584 |
| Total noninterest expense | $764,000 | 4,690 |
| Salaries and employee benefits | $421,000 | 4,659 |
| Premises and equipment expense | $92,000 | 5,144 |
| Additional noninterest expense | $251,000 | 4,353 |
| Pre-tax net operating income | $323,000 | 4,806 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $87,000 | 3,995 |
| Income before extraordinary items | $236,000 | 5,012 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $236,000 | 5,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $236,000 | 4,974 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,942,000 | 4,294 |
| Total interest expense | $2,678,000 | 2,889 |
| Net interest income | $3,264,000 | 5,147 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $779,000 | 4,119 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $431,000 | 3,469 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $348,000 | 3,981 |
| Total noninterest expense | $3,005,000 | 4,653 |
| Salaries and employee benefits | $1,665,000 | 4,592 |
| Premises and equipment expense | $394,000 | 4,815 |
| Additional noninterest expense | $946,000 | 4,550 |
| Pre-tax net operating income | $966,000 | 5,325 |
| Securities gains (losses) | $18,000 | 2,469 |
| Applicable income taxes | $330,000 | 4,031 |
| Income before extraordinary items | $654,000 | 5,762 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $654,000 | 5,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,046 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $642,120 | 5,732 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 4,306 |
| Total interest expense | $2,019,000 | 2,814 |
| Net interest income | $2,382,000 | 5,223 |
| Provision for loan and lease losses | $47,000 | 5,450 |
| Total noninterest income | $562,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $310,000 | 3,585 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $252,000 | 4,051 |
| Total noninterest expense | $2,221,000 | 4,669 |
| Salaries and employee benefits | $1,229,000 | 4,608 |
| Premises and equipment expense | $292,000 | 4,837 |
| Additional noninterest expense | $700,000 | 4,531 |
| Pre-tax net operating income | $676,000 | 5,595 |
| Securities gains (losses) | $18,000 | 2,374 |
| Applicable income taxes | $253,000 | 4,061 |
| Income before extraordinary items | $441,000 | 6,098 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $441,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,285 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $429,480 | 6,086 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 4,356 |
| Total interest expense | $1,354,000 | 2,790 |
| Net interest income | $1,546,000 | 5,303 |
| Provision for loan and lease losses | $32,000 | 5,260 |
| Total noninterest income | $376,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $191,000 | 3,759 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $185,000 | 3,904 |
| Total noninterest expense | $1,454,000 | 4,754 |
| Salaries and employee benefits | $801,000 | 4,724 |
| Premises and equipment expense | $194,000 | 4,859 |
| Additional noninterest expense | $459,000 | 4,614 |
| Pre-tax net operating income | $436,000 | 5,656 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $156,000 | 4,181 |
| Income before extraordinary items | $281,000 | 6,180 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 6,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $280,360 | 6,108 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 4,390 |
| Total interest expense | $682,000 | 2,810 |
| Net interest income | $762,000 | 5,370 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $174,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $86,000 | 3,952 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $88,000 | 3,993 |
| Total noninterest expense | $712,000 | 4,860 |
| Salaries and employee benefits | $398,000 | 4,755 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $218,000 | 4,763 |
| Pre-tax net operating income | $206,000 | 5,757 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $74,000 | 4,258 |
| Income before extraordinary items | $133,000 | 6,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $133,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,575 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $132,360 | 6,192 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,221,000 | 4,204 |
| Total interest expense | $3,089,000 | 2,787 |
| Net interest income | $3,132,000 | 5,168 |
| Provision for loan and lease losses | $170,000 | 4,359 |
| Total noninterest income | $1,029,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $258,000 | 4,688 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $771,000 | 2,803 |
| Total noninterest expense | $2,818,000 | 4,808 |
| Salaries and employee benefits | $1,575,000 | 4,697 |
| Premises and equipment expense | $349,000 | 5,180 |
| Additional noninterest expense | $894,000 | 4,653 |
| Pre-tax net operating income | $1,173,000 | 4,749 |
| Securities gains (losses) | $54,000 | 2,448 |
| Applicable income taxes | $501,000 | 3,374 |
| Income before extraordinary items | $726,000 | 5,486 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $726,000 | 5,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,417 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $691,440 | 5,448 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 4,160 |
| Total interest expense | $2,393,000 | 2,800 |
| Net interest income | $2,396,000 | 5,122 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $817,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $174,000 | 4,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $643,000 | 2,710 |
| Total noninterest expense | $2,078,000 | 4,858 |
| Salaries and employee benefits | $1,152,000 | 4,766 |
| Premises and equipment expense | $253,000 | 5,289 |
| Additional noninterest expense | $673,000 | 4,601 |
| Pre-tax net operating income | $1,000,000 | 4,543 |
| Securities gains (losses) | $53,000 | 2,264 |
| Applicable income taxes | $435,000 | 3,284 |
| Income before extraordinary items | $618,000 | 5,319 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $618,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $584,080 | 5,277 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 4,085 |
| Total interest expense | $1,635,000 | 2,819 |
| Net interest income | $1,682,000 | 4,932 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $548,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $115,000 | 4,936 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $433,000 | 2,665 |
| Total noninterest expense | $1,348,000 | 4,938 |
| Salaries and employee benefits | $737,000 | 4,899 |
| Premises and equipment expense | $167,000 | 5,295 |
| Additional noninterest expense | $444,000 | 4,638 |
| Pre-tax net operating income | $792,000 | 4,093 |
| Securities gains (losses) | $53,000 | 1,969 |
| Applicable income taxes | $357,000 | 2,924 |
| Income before extraordinary items | $488,000 | 4,866 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $488,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $454,080 | 4,858 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 4,059 |
| Total interest expense | $835,000 | 2,830 |
| Net interest income | $849,000 | 4,874 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $212,000 | 4,023 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 5,010 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $158,000 | 3,120 |
| Total noninterest expense | $703,000 | 4,775 |
| Salaries and employee benefits | $349,000 | 5,108 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $265,000 | 4,034 |
| Pre-tax net operating income | $313,000 | 4,683 |
| Securities gains (losses) | $35,000 | 1,588 |
| Applicable income taxes | $170,000 | 2,983 |
| Income before extraordinary items | $178,000 | 5,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $155,600 | 5,744 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,960,000 | 4,068 |
| Total interest expense | $3,640,000 | 2,987 |
| Net interest income | $3,320,000 | 4,939 |
| Provision for loan and lease losses | $251,000 | 3,851 |
| Total noninterest income | $822,000 | 3,924 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $259,000 | 4,610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $563,000 | 3,073 |
| Total noninterest expense | $2,578,000 | 4,974 |
| Salaries and employee benefits | $1,420,000 | 4,894 |
| Premises and equipment expense | $438,000 | 4,348 |
| Additional noninterest expense | $720,000 | 5,314 |
| Pre-tax net operating income | $1,313,000 | 4,459 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $497,000 | 3,454 |
| Income before extraordinary items | $816,000 | 5,145 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $816,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,032 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $816,000 | 5,009 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 4,252 |
| Total interest expense | $4,585,000 | 3,403 |
| Net interest income | $2,874,000 | 5,235 |
| Provision for loan and lease losses | $44,000 | 6,848 |
| Total noninterest income | $768,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $221,000 | 4,932 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $547,000 | 2,982 |
| Total noninterest expense | $2,284,000 | 5,259 |
| Salaries and employee benefits | $1,330,000 | 4,954 |
| Premises and equipment expense | $309,000 | 5,432 |
| Additional noninterest expense | $645,000 | 5,576 |
| Pre-tax net operating income | $1,314,000 | 4,192 |
| Securities gains (losses) | $22,000 | 3,077 |
| Applicable income taxes | $471,000 | 3,427 |
| Income before extraordinary items | $865,000 | 4,668 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $865,000 | 4,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,057 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $850,700 | 4,603 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,388,000 | 4,387 |
| Total interest expense | $4,688,000 | 3,496 |
| Net interest income | $2,700,000 | 5,541 |
| Provision for loan and lease losses | $31,000 | 7,188 |
| Total noninterest income | $437,000 | 5,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,413 |
| Total noninterest expense | $2,108,000 | 5,486 |
| Salaries and employee benefits | $1,251,000 | 5,040 |
| Premises and equipment expense | $319,000 | 5,237 |
| Additional noninterest expense | $538,000 | 6,141 |
| Pre-tax net operating income | $998,000 | 5,259 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $339,000 | 4,325 |
| Income before extraordinary items | $659,000 | 5,579 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $659,000 | 5,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $659,000 | 5,586 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,674,000 | 4,580 |
| Total interest expense | $4,143,000 | 3,483 |
| Net interest income | $2,531,000 | 5,756 |
| Provision for loan and lease losses | $19,000 | 7,736 |
| Total noninterest income | $315,000 | 6,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 5,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,335 |
| Total noninterest expense | $2,107,000 | 5,486 |
| Salaries and employee benefits | $1,085,000 | 5,562 |
| Premises and equipment expense | $288,000 | 5,591 |
| Additional noninterest expense | $734,000 | 5,082 |
| Pre-tax net operating income | $720,000 | 6,243 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $231,000 | 5,393 |
| Income before extraordinary items | $492,000 | 6,492 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $492,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $142,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $489,960 | 6,487 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,453,000 | 4,703 |
| Total interest expense | $3,993,000 | 3,695 |
| Net interest income | $2,460,000 | 5,908 |
| Provision for loan and lease losses | $16,000 | 7,917 |
| Total noninterest income | $369,000 | 5,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,550 |
| Total noninterest expense | $1,787,000 | 6,025 |
| Salaries and employee benefits | $960,000 | 5,943 |
| Premises and equipment expense | $267,000 | 5,734 |
| Additional noninterest expense | $560,000 | 6,016 |
| Pre-tax net operating income | $1,026,000 | 5,338 |
| Securities gains (losses) | $51,000 | 1,715 |
| Applicable income taxes | $382,000 | 4,540 |
| Income before extraordinary items | $695,000 | 5,641 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $695,000 | 5,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $1,475,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $661,850 | 5,657 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 4,856 |
| Total interest expense | $3,884,000 | 3,783 |
| Net interest income | $2,439,000 | 6,146 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $341,000 | 6,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,008 |
| Total noninterest expense | $1,736,000 | 6,211 |
| Salaries and employee benefits | $931,000 | 6,149 |
| Premises and equipment expense | $283,000 | 5,622 |
| Additional noninterest expense | $522,000 | 6,334 |
| Pre-tax net operating income | $1,032,000 | 5,741 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $365,000 | 5,169 |
| Income before extraordinary items | $671,000 | 6,023 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $671,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $236,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,018 |
| Net operating income | $668,400 | 5,985 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 5,058 |
| Total interest expense | $3,838,000 | 3,861 |
| Net interest income | $2,359,000 | 6,461 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $457,000 | 5,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,757 |
| Total noninterest expense | $2,223,000 | 5,491 |
| Salaries and employee benefits | $928,000 | 6,318 |
| Premises and equipment expense | $330,000 | 5,225 |
| Additional noninterest expense | $965,000 | 4,538 |
| Pre-tax net operating income | $581,000 | 7,520 |
| Securities gains (losses) | $37,000 | 1,547 |
| Applicable income taxes | $178,000 | 7,462 |
| Income before extraordinary items | $440,000 | 7,315 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $440,000 | 7,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $42,000 | 7,680 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 848 |
| Net operating income | $413,730 | 7,455 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 5,173 |
| Total interest expense | $3,645,000 | 4,007 |
| Net interest income | $2,398,000 | 6,481 |
| Provision for loan and lease losses | $16,000 | 7,905 |
| Total noninterest income | $475,000 | 5,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 3,514 |
| Total noninterest expense | $1,832,000 | 6,388 |
| Salaries and employee benefits | $927,000 | 6,418 |
| Premises and equipment expense | $353,000 | 4,989 |
| Additional noninterest expense | $552,000 | 6,853 |
| Pre-tax net operating income | $1,025,000 | 5,892 |
| Securities gains (losses) | $33,000 | 1,557 |
| Applicable income taxes | $382,000 | 5,108 |
| Income before extraordinary items | $676,000 | 6,142 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $676,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $42,000 | 7,940 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 700 |
| Net operating income | $654,880 | 6,263 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,703,000 | 5,085 |
| Total interest expense | $3,048,000 | 3,907 |
| Net interest income | $2,655,000 | 6,165 |
| Provision for loan and lease losses | $38,000 | 6,695 |
| Total noninterest income | $331,000 | 6,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,118 |
| Total noninterest expense | $1,827,000 | 6,629 |
| Salaries and employee benefits | $860,000 | 6,875 |
| Premises and equipment expense | $330,000 | 5,310 |
| Additional noninterest expense | $637,000 | 6,756 |
| Pre-tax net operating income | $1,121,000 | 5,496 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $393,000 | 4,825 |
| Income before extraordinary items | $732,000 | 5,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $732,000 | 5,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,051 |
| Net operating income | $729,400 | 5,814 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,998,000 | 4,955 |
| Total interest expense | $3,473,000 | 3,613 |
| Net interest income | $2,525,000 | 6,495 |
| Provision for loan and lease losses | $49,000 | 7,550 |
| Total noninterest income | $268,000 | 8,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $268,000 | 4,789 |
| Total noninterest expense | $1,708,000 | 7,168 |
| Salaries and employee benefits | $818,000 | 7,212 |
| Premises and equipment expense | $298,000 | 5,887 |
| Additional noninterest expense | $592,000 | 7,410 |
| Pre-tax net operating income | $1,036,000 | 5,757 |
| Securities gains (losses) | $362,000 | 1,128 |
| Applicable income taxes | $511,000 | 4,105 |
| Income before extraordinary items | $887,000 | 5,154 |
| Extraordinary gains, net | $70,000 | 1,909 |
| Net income | $957,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 5,491 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,167 |
| Net operating income | $655,320 | 6,152 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,555,000 | 5,109 |
| Total interest expense | $4,712,000 | 3,484 |
| Net interest income | $1,843,000 | 8,208 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $226,000 | 8,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $226,000 | 5,284 |
| Total noninterest expense | $1,581,000 | 7,637 |
| Salaries and employee benefits | $771,000 | 7,457 |
| Premises and equipment expense | $284,000 | 6,214 |
| Additional noninterest expense | $526,000 | 8,233 |
| Pre-tax net operating income | $388,000 | 9,350 |
| Securities gains (losses) | $726,000 | 824 |
| Applicable income taxes | $371,000 | 5,076 |
| Income before extraordinary items | $743,000 | 5,666 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $743,000 | 5,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 5,904 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,312,000 | 374 |
| Net operating income | $256,580 | 9,468 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.