Home > Pee Dee State Bank > Income and Expense
Pee Dee State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,192,000 | 2,684 |
| Total interest expense | $4,522,000 | 3,282 |
| Net interest income | $7,670,000 | 2,290 |
| Provision for loan and lease losses | $650,000 | 1,402 |
| Total noninterest income | $1,812,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,205,000 | 1,043 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $607,000 | 2,452 |
| Total noninterest expense | $5,898,000 | 2,181 |
| Salaries and employee benefits | $3,273,000 | 2,007 |
| Premises and equipment expense | $771,000 | 2,505 |
| Additional noninterest expense | $1,854,000 | 2,248 |
| Pre-tax net operating income | $2,934,000 | 2,537 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,031,000 | 2,371 |
| Income before extraordinary items | $1,903,000 | 2,699 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,903,000 | 2,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,312 |
| Cash dividends | $599,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,903,000 | 2,651 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,532,000 | 3,116 |
| Total interest expense | $3,975,000 | 3,727 |
| Net interest income | $6,557,000 | 2,705 |
| Provision for loan and lease losses | $620,000 | 1,468 |
| Total noninterest income | $1,621,000 | 2,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,148,000 | 1,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $473,000 | 3,046 |
| Total noninterest expense | $5,009,000 | 2,740 |
| Salaries and employee benefits | $2,879,000 | 2,307 |
| Premises and equipment expense | $715,000 | 2,731 |
| Additional noninterest expense | $1,415,000 | 3,277 |
| Pre-tax net operating income | $2,549,000 | 2,736 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $895,000 | 2,590 |
| Income before extraordinary items | $1,654,000 | 2,914 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,654,000 | 2,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,423 |
| Cash dividends | $542,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,654,000 | 2,881 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,680,000 | 3,739 |
| Total interest expense | $3,285,000 | 4,392 |
| Net interest income | $5,395,000 | 3,291 |
| Provision for loan and lease losses | $330,000 | 2,136 |
| Total noninterest income | $1,417,000 | 2,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $928,000 | 1,472 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $489,000 | 2,917 |
| Total noninterest expense | $4,604,000 | 2,921 |
| Salaries and employee benefits | $2,671,000 | 2,503 |
| Premises and equipment expense | $620,000 | 3,126 |
| Additional noninterest expense | $1,313,000 | 3,466 |
| Pre-tax net operating income | $1,878,000 | 3,695 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $623,000 | 3,576 |
| Income before extraordinary items | $1,255,000 | 3,803 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,255,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,315 |
| Cash dividends | $378,000 | 4,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,255,000 | 3,783 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,022,000 | 4,210 |
| Total interest expense | $2,031,000 | 5,551 |
| Net interest income | $4,991,000 | 3,574 |
| Provision for loan and lease losses | $283,000 | 2,386 |
| Total noninterest income | $1,327,000 | 2,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $824,000 | 1,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 2,937 |
| Total noninterest expense | $4,410,000 | 3,121 |
| Salaries and employee benefits | $2,475,000 | 2,696 |
| Premises and equipment expense | $586,000 | 3,341 |
| Additional noninterest expense | $1,349,000 | 3,657 |
| Pre-tax net operating income | $1,625,000 | 4,116 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $532,000 | 3,867 |
| Income before extraordinary items | $1,093,000 | 4,204 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,093,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,086 |
| Cash dividends | $252,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,093,000 | 4,252 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,600,000 | 4,556 |
| Total interest expense | $1,974,000 | 5,898 |
| Net interest income | $4,626,000 | 3,827 |
| Provision for loan and lease losses | $290,000 | 3,092 |
| Total noninterest income | $1,438,000 | 2,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $826,000 | 1,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $612,000 | 2,854 |
| Total noninterest expense | $4,162,000 | 3,362 |
| Salaries and employee benefits | $2,374,000 | 2,789 |
| Premises and equipment expense | $551,000 | 3,562 |
| Additional noninterest expense | $1,237,000 | 4,088 |
| Pre-tax net operating income | $1,612,000 | 4,062 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $502,000 | 4,171 |
| Income before extraordinary items | $1,110,000 | 4,293 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,110,000 | 4,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 2,327 |
| Cash dividends | $126,000 | 6,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,110,000 | 4,074 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,532,000 | 5,120 |
| Total interest expense | $2,339,000 | 6,312 |
| Net interest income | $4,193,000 | 4,264 |
| Provision for loan and lease losses | $409,000 | 3,414 |
| Total noninterest income | $1,524,000 | 2,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $833,000 | 1,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $691,000 | 2,569 |
| Total noninterest expense | $4,043,000 | 3,462 |
| Salaries and employee benefits | $2,336,000 | 2,777 |
| Premises and equipment expense | $473,000 | 4,167 |
| Additional noninterest expense | $1,234,000 | 4,239 |
| Pre-tax net operating income | $1,265,000 | 4,710 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $356,000 | 5,267 |
| Income before extraordinary items | $910,000 | 4,891 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $910,000 | 4,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 2,675 |
| Cash dividends | $63,000 | 7,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $909,280 | 4,575 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.