Home > PEDESTAL BANK > Income and Expense
PEDESTAL BANK, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $15,223,000 | 575 |
| Total interest expense | $2,281,000 | 697 |
| Net interest income | $12,942,000 | 546 |
| Provision for loan and lease losses | $650,000 | 760 |
| Total noninterest income | $2,676,000 | 662 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $1,379,000 | 256 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $1,297,000 | 814 |
| Total noninterest expense | $9,321,000 | 652 |
| Salaries and employee benefits | $5,511,000 | 630 |
| Premises and equipment expense | $1,281,000 | 521 |
| Additional noninterest expense | $2,529,000 | 715 |
| Pre-tax net operating income | $5,647,000 | 420 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $5,647,000 | 365 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,647,000 | 364 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $5,647,000 | 365 |
| Net charge-offs | $847,000 | 269 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $5,647,000 | 357 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $61,674,000 | 569 |
| Total interest expense | $9,192,000 | 736 |
| Net interest income | $52,482,000 | 528 |
| Provision for loan and lease losses | $1,951,000 | 546 |
| Total noninterest income | $10,340,000 | 680 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $5,897,000 | 248 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $4,443,000 | 900 |
| Total noninterest expense | $38,674,000 | 607 |
| Salaries and employee benefits | $22,016,000 | 594 |
| Premises and equipment expense | $5,327,000 | 495 |
| Additional noninterest expense | $11,331,000 | 629 |
| Pre-tax net operating income | $22,197,000 | 562 |
| Securities gains (losses) | $216,000 | 608 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $22,413,000 | 493 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $22,413,000 | 492 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $22,413,000 | 494 |
| Net charge-offs | $2,413,000 | 360 |
| Cash dividends | $15,112,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $22,197,000 | 489 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $46,059,000 | 575 |
| Total interest expense | $6,844,000 | 754 |
| Net interest income | $39,215,000 | 536 |
| Provision for loan and lease losses | $1,744,000 | 455 |
| Total noninterest income | $7,738,000 | 673 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $4,374,000 | 252 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $3,364,000 | 885 |
| Total noninterest expense | $28,839,000 | 606 |
| Salaries and employee benefits | $16,496,000 | 604 |
| Premises and equipment expense | $3,942,000 | 506 |
| Additional noninterest expense | $8,401,000 | 626 |
| Pre-tax net operating income | $16,370,000 | 574 |
| Securities gains (losses) | $216,000 | 503 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $16,586,000 | 508 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $16,586,000 | 507 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $16,586,000 | 508 |
| Net charge-offs | $1,928,000 | 322 |
| Cash dividends | $9,883,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $16,370,000 | 503 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $30,418,000 | 575 |
| Total interest expense | $4,484,000 | 746 |
| Net interest income | $25,934,000 | 537 |
| Provision for loan and lease losses | $1,464,000 | 372 |
| Total noninterest income | $5,036,000 | 670 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $2,873,000 | 254 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $2,163,000 | 882 |
| Total noninterest expense | $19,252,000 | 606 |
| Salaries and employee benefits | $11,010,000 | 599 |
| Premises and equipment expense | $2,633,000 | 506 |
| Additional noninterest expense | $5,609,000 | 628 |
| Pre-tax net operating income | $10,254,000 | 585 |
| Securities gains (losses) | $87,000 | 579 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $10,341,000 | 524 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $10,341,000 | 524 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $10,341,000 | 524 |
| Net charge-offs | $1,502,000 | 274 |
| Cash dividends | $6,573,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $10,254,000 | 514 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $14,957,000 | 581 |
| Total interest expense | $2,162,000 | 753 |
| Net interest income | $12,795,000 | 546 |
| Provision for loan and lease losses | $321,000 | 645 |
| Total noninterest income | $2,679,000 | 628 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $1,404,000 | 255 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,275,000 | 754 |
| Total noninterest expense | $9,612,000 | 604 |
| Salaries and employee benefits | $5,375,000 | 610 |
| Premises and equipment expense | $1,302,000 | 512 |
| Additional noninterest expense | $2,935,000 | 592 |
| Pre-tax net operating income | $5,541,000 | 544 |
| Securities gains (losses) | $78,000 | 314 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $5,619,000 | 482 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,619,000 | 481 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $5,619,000 | 481 |
| Net charge-offs | $459,000 | 350 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $5,541,000 | 472 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $58,442,000 | 549 |
| Total interest expense | $6,300,000 | 769 |
| Net interest income | $52,142,000 | 520 |
| Provision for loan and lease losses | $3,529,000 | 336 |
| Total noninterest income | $10,709,000 | 640 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $5,819,000 | 260 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,890,000 | 810 |
| Total noninterest expense | $38,987,000 | 579 |
| Salaries and employee benefits | $21,961,000 | 570 |
| Premises and equipment expense | $4,737,000 | 540 |
| Additional noninterest expense | $12,289,000 | 569 |
| Pre-tax net operating income | $20,335,000 | 586 |
| Securities gains (losses) | $10,000 | 714 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $20,345,000 | 508 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $20,345,000 | 507 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $20,345,000 | 507 |
| Net charge-offs | $3,937,000 | 236 |
| Cash dividends | $15,140,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $20,335,000 | 507 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $42,888,000 | 552 |
| Total interest expense | $4,330,000 | 776 |
| Net interest income | $38,558,000 | 524 |
| Provision for loan and lease losses | $2,320,000 | 351 |
| Total noninterest income | $7,332,000 | 693 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $4,326,000 | 262 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,006,000 | 924 |
| Total noninterest expense | $29,458,000 | 561 |
| Salaries and employee benefits | $16,275,000 | 579 |
| Premises and equipment expense | $3,493,000 | 547 |
| Additional noninterest expense | $9,690,000 | 535 |
| Pre-tax net operating income | $14,112,000 | 619 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $14,112,000 | 542 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $14,112,000 | 540 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $14,112,000 | 541 |
| Net charge-offs | $2,756,000 | 228 |
| Cash dividends | $8,905,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $14,112,000 | 542 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $28,193,000 | 555 |
| Total interest expense | $2,586,000 | 809 |
| Net interest income | $25,607,000 | 521 |
| Provision for loan and lease losses | $2,175,000 | 275 |
| Total noninterest income | $5,469,000 | 643 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $2,881,000 | 261 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,588,000 | 795 |
| Total noninterest expense | $18,940,000 | 595 |
| Salaries and employee benefits | $10,849,000 | 576 |
| Premises and equipment expense | $2,262,000 | 563 |
| Additional noninterest expense | $5,829,000 | 587 |
| Pre-tax net operating income | $9,961,000 | 589 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $9,961,000 | 514 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,961,000 | 513 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,961,000 | 513 |
| Net charge-offs | $2,501,000 | 188 |
| Cash dividends | $5,939,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $9,961,000 | 514 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $13,683,000 | 561 |
| Total interest expense | $1,180,000 | 828 |
| Net interest income | $12,503,000 | 532 |
| Provision for loan and lease losses | $1,494,000 | 218 |
| Total noninterest income | $2,725,000 | 634 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $1,435,000 | 264 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,290,000 | 774 |
| Total noninterest expense | $9,225,000 | 628 |
| Salaries and employee benefits | $5,303,000 | 600 |
| Premises and equipment expense | $1,094,000 | 579 |
| Additional noninterest expense | $2,828,000 | 600 |
| Pre-tax net operating income | $4,509,000 | 630 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $4,509,000 | 539 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $4,509,000 | 539 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $4,509,000 | 539 |
| Net charge-offs | $2,196,000 | 135 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $4,509,000 | 541 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $21,901,000 | 1,253 |
| Total interest expense | $2,482,000 | 1,299 |
| Net interest income | $19,419,000 | 1,250 |
| Provision for loan and lease losses | $205,000 | 2,336 |
| Total noninterest income | $3,620,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,782,000 | 712 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,838,000 | 1,611 |
| Total noninterest expense | $12,108,000 | 1,615 |
| Salaries and employee benefits | $5,989,000 | 1,829 |
| Premises and equipment expense | $1,759,000 | 1,317 |
| Additional noninterest expense | $4,360,000 | 1,407 |
| Pre-tax net operating income | $10,726,000 | 937 |
| Securities gains (losses) | $-1,220,000 | 5,628 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $9,506,000 | 786 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $9,506,000 | 786 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,506,000 | 786 |
| Net charge-offs | $230,000 | 1,713 |
| Cash dividends | $7,040,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $10,726,000 | 695 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $16,296,000 | 1,261 |
| Total interest expense | $1,808,000 | 1,314 |
| Net interest income | $14,488,000 | 1,258 |
| Provision for loan and lease losses | $141,000 | 2,364 |
| Total noninterest income | $2,178,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,296,000 | 734 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $882,000 | 2,121 |
| Total noninterest expense | $8,942,000 | 1,643 |
| Salaries and employee benefits | $4,376,000 | 1,862 |
| Premises and equipment expense | $1,354,000 | 1,303 |
| Additional noninterest expense | $3,212,000 | 1,417 |
| Pre-tax net operating income | $7,583,000 | 1,002 |
| Securities gains (losses) | $-5,000 | 5,317 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $7,578,000 | 798 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,578,000 | 798 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,578,000 | 798 |
| Net charge-offs | $144,000 | 1,641 |
| Cash dividends | $3,432,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $7,583,000 | 783 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,733,000 | 1,265 |
| Total interest expense | $1,182,000 | 1,292 |
| Net interest income | $9,551,000 | 1,264 |
| Provision for loan and lease losses | $80,000 | 2,426 |
| Total noninterest income | $1,381,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $835,000 | 741 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $546,000 | 2,217 |
| Total noninterest expense | $5,952,000 | 1,647 |
| Salaries and employee benefits | $2,846,000 | 1,901 |
| Premises and equipment expense | $899,000 | 1,315 |
| Additional noninterest expense | $2,207,000 | 1,380 |
| Pre-tax net operating income | $4,900,000 | 1,014 |
| Securities gains (losses) | $-5,000 | 5,412 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $4,895,000 | 811 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,895,000 | 810 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,895,000 | 811 |
| Net charge-offs | $109,000 | 1,456 |
| Cash dividends | $2,300,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $4,900,000 | 799 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 1,250 |
| Total interest expense | $585,000 | 1,276 |
| Net interest income | $4,802,000 | 1,254 |
| Provision for loan and lease losses | $58,000 | 1,995 |
| Total noninterest income | $676,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $408,000 | 764 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $268,000 | 2,236 |
| Total noninterest expense | $2,949,000 | 1,672 |
| Salaries and employee benefits | $1,458,000 | 1,896 |
| Premises and equipment expense | $438,000 | 1,349 |
| Additional noninterest expense | $1,053,000 | 1,429 |
| Pre-tax net operating income | $2,471,000 | 979 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $2,471,000 | 784 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,471,000 | 784 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,471,000 | 784 |
| Net charge-offs | $49,000 | 1,353 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,471,000 | 776 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $21,781,000 | 1,203 |
| Total interest expense | $2,294,000 | 1,264 |
| Net interest income | $19,487,000 | 1,204 |
| Provision for loan and lease losses | $1,179,000 | 796 |
| Total noninterest income | $2,650,000 | 1,785 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,561,000 | 805 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,089,000 | 2,295 |
| Total noninterest expense | $11,491,000 | 1,684 |
| Salaries and employee benefits | $5,537,000 | 1,930 |
| Premises and equipment expense | $1,792,000 | 1,302 |
| Additional noninterest expense | $4,162,000 | 1,476 |
| Pre-tax net operating income | $9,467,000 | 961 |
| Securities gains (losses) | $-1,100,000 | 5,896 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $8,367,000 | 890 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,367,000 | 889 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,367,000 | 889 |
| Net charge-offs | $1,341,000 | 531 |
| Cash dividends | $10,117,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $9,467,000 | 781 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $16,263,000 | 1,216 |
| Total interest expense | $1,701,000 | 1,264 |
| Net interest income | $14,562,000 | 1,206 |
| Provision for loan and lease losses | $991,000 | 692 |
| Total noninterest income | $1,938,000 | 1,812 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,128,000 | 833 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $810,000 | 2,307 |
| Total noninterest expense | $8,581,000 | 1,687 |
| Salaries and employee benefits | $4,142,000 | 1,925 |
| Premises and equipment expense | $1,359,000 | 1,289 |
| Additional noninterest expense | $3,080,000 | 1,500 |
| Pre-tax net operating income | $6,928,000 | 993 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $6,928,000 | 815 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,928,000 | 814 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,928,000 | 815 |
| Net charge-offs | $1,274,000 | 396 |
| Cash dividends | $7,959,000 | 352 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $6,928,000 | 797 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,500,000 | 1,253 |
| Total interest expense | $1,107,000 | 1,285 |
| Net interest income | $9,393,000 | 1,247 |
| Provision for loan and lease losses | $461,000 | 913 |
| Total noninterest income | $1,243,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $709,000 | 877 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $534,000 | 2,290 |
| Total noninterest expense | $5,764,000 | 1,676 |
| Salaries and employee benefits | $2,820,000 | 1,897 |
| Premises and equipment expense | $902,000 | 1,299 |
| Additional noninterest expense | $2,042,000 | 1,512 |
| Pre-tax net operating income | $4,411,000 | 1,021 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $4,411,000 | 837 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,411,000 | 835 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,411,000 | 836 |
| Net charge-offs | $458,000 | 641 |
| Cash dividends | $3,865,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $4,411,000 | 811 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,286,000 | 1,239 |
| Total interest expense | $547,000 | 1,291 |
| Net interest income | $4,739,000 | 1,232 |
| Provision for loan and lease losses | $70,000 | 1,876 |
| Total noninterest income | $600,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $329,000 | 934 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $271,000 | 2,224 |
| Total noninterest expense | $2,953,000 | 1,647 |
| Salaries and employee benefits | $1,512,000 | 1,782 |
| Premises and equipment expense | $451,000 | 1,304 |
| Additional noninterest expense | $990,000 | 1,538 |
| Pre-tax net operating income | $2,316,000 | 959 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $2,316,000 | 791 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,316,000 | 789 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,316,000 | 791 |
| Net charge-offs | $26,000 | 1,827 |
| Cash dividends | $2,226,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,316,000 | 765 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $21,118,000 | 1,213 |
| Total interest expense | $2,214,000 | 1,255 |
| Net interest income | $18,904,000 | 1,209 |
| Provision for loan and lease losses | $668,000 | 1,093 |
| Total noninterest income | $2,392,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,454,000 | 879 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $938,000 | 2,465 |
| Total noninterest expense | $11,914,000 | 1,610 |
| Salaries and employee benefits | $6,197,000 | 1,704 |
| Premises and equipment expense | $1,783,000 | 1,307 |
| Additional noninterest expense | $3,934,000 | 1,554 |
| Pre-tax net operating income | $8,714,000 | 1,002 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $8,714,000 | 827 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,714,000 | 827 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,714,000 | 827 |
| Net charge-offs | $33,000 | 3,516 |
| Cash dividends | $2,279,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $8,714,000 | 809 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,611,000 | 1,232 |
| Total interest expense | $1,683,000 | 1,247 |
| Net interest income | $13,928,000 | 1,235 |
| Provision for loan and lease losses | $668,000 | 832 |
| Total noninterest income | $1,769,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,096,000 | 876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $673,000 | 2,526 |
| Total noninterest expense | $8,753,000 | 1,655 |
| Salaries and employee benefits | $4,535,000 | 1,747 |
| Premises and equipment expense | $1,322,000 | 1,341 |
| Additional noninterest expense | $2,896,000 | 1,565 |
| Pre-tax net operating income | $6,276,000 | 1,047 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $6,276,000 | 855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,276,000 | 855 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,276,000 | 855 |
| Net charge-offs | $36,000 | 3,018 |
| Cash dividends | $2,279,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $6,276,000 | 832 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,208,000 | 1,254 |
| Total interest expense | $1,119,000 | 1,252 |
| Net interest income | $9,089,000 | 1,261 |
| Provision for loan and lease losses | $308,000 | 1,083 |
| Total noninterest income | $1,144,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $731,000 | 866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $413,000 | 2,638 |
| Total noninterest expense | $5,784,000 | 1,672 |
| Salaries and employee benefits | $2,931,000 | 1,798 |
| Premises and equipment expense | $884,000 | 1,343 |
| Additional noninterest expense | $1,969,000 | 1,557 |
| Pre-tax net operating income | $4,141,000 | 1,057 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $4,141,000 | 869 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,141,000 | 869 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,141,000 | 869 |
| Net charge-offs | $38,000 | 2,539 |
| Cash dividends | $1,530,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,141,000 | 847 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,980,000 | 1,274 |
| Total interest expense | $552,000 | 1,270 |
| Net interest income | $4,428,000 | 1,281 |
| Provision for loan and lease losses | $83,000 | 1,624 |
| Total noninterest income | $536,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $344,000 | 893 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $192,000 | 2,688 |
| Total noninterest expense | $2,818,000 | 1,705 |
| Salaries and employee benefits | $1,550,000 | 1,719 |
| Premises and equipment expense | $454,000 | 1,325 |
| Additional noninterest expense | $814,000 | 1,851 |
| Pre-tax net operating income | $2,063,000 | 1,032 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $2,063,000 | 848 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,063,000 | 847 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,063,000 | 848 |
| Net charge-offs | $16,000 | 2,251 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,063,000 | 819 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,986,000 | 1,264 |
| Total interest expense | $2,348,000 | 1,235 |
| Net interest income | $17,638,000 | 1,271 |
| Provision for loan and lease losses | $458,000 | 1,548 |
| Total noninterest income | $2,392,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,476,000 | 896 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $916,000 | 2,439 |
| Total noninterest expense | $11,430,000 | 1,678 |
| Salaries and employee benefits | $6,331,000 | 1,643 |
| Premises and equipment expense | $1,786,000 | 1,331 |
| Additional noninterest expense | $3,313,000 | 1,860 |
| Pre-tax net operating income | $8,142,000 | 1,012 |
| Securities gains (losses) | $-3,000 | 5,900 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $8,139,000 | 812 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $8,139,000 | 811 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,139,000 | 811 |
| Net charge-offs | $247,000 | 2,240 |
| Cash dividends | $5,811,000 | 538 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,142,000 | 797 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,850,000 | 1,281 |
| Total interest expense | $1,772,000 | 1,246 |
| Net interest income | $13,078,000 | 1,287 |
| Provision for loan and lease losses | $345,000 | 1,507 |
| Total noninterest income | $1,752,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,097,000 | 912 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $655,000 | 2,527 |
| Total noninterest expense | $8,301,000 | 1,727 |
| Salaries and employee benefits | $4,619,000 | 1,685 |
| Premises and equipment expense | $1,324,000 | 1,355 |
| Additional noninterest expense | $2,358,000 | 1,951 |
| Pre-tax net operating income | $6,184,000 | 1,013 |
| Securities gains (losses) | $-3,000 | 6,006 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $6,181,000 | 810 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,181,000 | 810 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,181,000 | 809 |
| Net charge-offs | $179,000 | 2,119 |
| Cash dividends | $4,056,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,184,000 | 793 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,773,000 | 1,294 |
| Total interest expense | $1,173,000 | 1,261 |
| Net interest income | $8,600,000 | 1,295 |
| Provision for loan and lease losses | $250,000 | 1,440 |
| Total noninterest income | $1,116,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $705,000 | 928 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $411,000 | 2,589 |
| Total noninterest expense | $5,416,000 | 1,755 |
| Salaries and employee benefits | $3,009,000 | 1,709 |
| Premises and equipment expense | $868,000 | 1,376 |
| Additional noninterest expense | $1,539,000 | 1,983 |
| Pre-tax net operating income | $4,050,000 | 1,016 |
| Securities gains (losses) | $-3,000 | 6,148 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $4,047,000 | 804 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,047,000 | 805 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,047,000 | 804 |
| Net charge-offs | $176,000 | 1,709 |
| Cash dividends | $3,071,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,050,000 | 786 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 1,429 |
| Total interest expense | $583,000 | 1,287 |
| Net interest income | $3,843,000 | 1,433 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $535,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $350,000 | 925 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $185,000 | 2,669 |
| Total noninterest expense | $2,688,000 | 1,765 |
| Salaries and employee benefits | $1,526,000 | 1,704 |
| Premises and equipment expense | $428,000 | 1,424 |
| Additional noninterest expense | $734,000 | 2,055 |
| Pre-tax net operating income | $1,690,000 | 1,138 |
| Securities gains (losses) | $-3,000 | 6,318 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,687,000 | 930 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,687,000 | 931 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,687,000 | 931 |
| Net charge-offs | $12,000 | 2,752 |
| Cash dividends | $754,000 | 762 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,690,000 | 906 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,186,000 | 1,326 |
| Total interest expense | $2,532,000 | 1,344 |
| Net interest income | $16,654,000 | 1,307 |
| Provision for loan and lease losses | $1,020,000 | 1,076 |
| Total noninterest income | $2,268,000 | 1,975 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,450,000 | 952 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $818,000 | 2,645 |
| Total noninterest expense | $10,705,000 | 1,794 |
| Salaries and employee benefits | $5,843,000 | 1,759 |
| Premises and equipment expense | $1,777,000 | 1,339 |
| Additional noninterest expense | $3,085,000 | 2,030 |
| Pre-tax net operating income | $7,197,000 | 1,055 |
| Securities gains (losses) | $-69,000 | 6,498 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $7,128,000 | 878 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,128,000 | 880 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,128,000 | 880 |
| Net charge-offs | $96,000 | 3,776 |
| Cash dividends | $5,150,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,197,000 | 852 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,346,000 | 1,336 |
| Total interest expense | $1,914,000 | 1,373 |
| Net interest income | $12,432,000 | 1,312 |
| Provision for loan and lease losses | $640,000 | 1,266 |
| Total noninterest income | $1,757,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,077,000 | 962 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $680,000 | 2,551 |
| Total noninterest expense | $7,893,000 | 1,817 |
| Salaries and employee benefits | $4,314,000 | 1,793 |
| Premises and equipment expense | $1,296,000 | 1,387 |
| Additional noninterest expense | $2,283,000 | 2,053 |
| Pre-tax net operating income | $5,656,000 | 1,028 |
| Securities gains (losses) | $-5,000 | 6,429 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $5,651,000 | 842 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,651,000 | 843 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,651,000 | 844 |
| Net charge-offs | $61,000 | 3,704 |
| Cash dividends | $4,369,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,656,000 | 823 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,364,000 | 1,356 |
| Total interest expense | $1,265,000 | 1,422 |
| Net interest income | $8,099,000 | 1,333 |
| Provision for loan and lease losses | $340,000 | 1,526 |
| Total noninterest income | $1,356,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $685,000 | 985 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $671,000 | 2,080 |
| Total noninterest expense | $5,245,000 | 1,829 |
| Salaries and employee benefits | $2,835,000 | 1,811 |
| Premises and equipment expense | $837,000 | 1,442 |
| Additional noninterest expense | $1,573,000 | 1,989 |
| Pre-tax net operating income | $3,870,000 | 978 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $3,865,000 | 804 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,865,000 | 804 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,865,000 | 806 |
| Net charge-offs | $10,000 | 4,322 |
| Cash dividends | $3,240,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,870,000 | 780 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,524,000 | 1,410 |
| Total interest expense | $635,000 | 1,464 |
| Net interest income | $3,889,000 | 1,382 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $545,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $345,000 | 961 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $200,000 | 2,775 |
| Total noninterest expense | $2,564,000 | 1,878 |
| Salaries and employee benefits | $1,329,000 | 1,955 |
| Premises and equipment expense | $408,000 | 1,491 |
| Additional noninterest expense | $827,000 | 1,893 |
| Pre-tax net operating income | $1,870,000 | 986 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,870,000 | 819 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,870,000 | 820 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,870,000 | 821 |
| Net charge-offs | $8,000 | 3,541 |
| Cash dividends | $696,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,870,000 | 780 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,721,000 | 1,423 |
| Total interest expense | $2,967,000 | 1,492 |
| Net interest income | $15,754,000 | 1,390 |
| Provision for loan and lease losses | $795,000 | 2,090 |
| Total noninterest income | $1,451,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,385,000 | 1,033 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $66,000 | 5,670 |
| Total noninterest expense | $9,948,000 | 1,922 |
| Salaries and employee benefits | $5,639,000 | 1,796 |
| Premises and equipment expense | $1,601,000 | 1,487 |
| Additional noninterest expense | $2,708,000 | 2,397 |
| Pre-tax net operating income | $6,462,000 | 1,107 |
| Securities gains (losses) | $-334,000 | 6,991 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $6,128,000 | 985 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,128,000 | 985 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,128,000 | 985 |
| Net charge-offs | $50,000 | 4,920 |
| Cash dividends | $4,072,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,462,000 | 865 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,863,000 | 1,459 |
| Total interest expense | $2,268,000 | 1,540 |
| Net interest income | $11,595,000 | 1,436 |
| Provision for loan and lease losses | $585,000 | 2,071 |
| Total noninterest income | $1,245,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,019,000 | 1,050 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $226,000 | 4,080 |
| Total noninterest expense | $7,339,000 | 1,949 |
| Salaries and employee benefits | $4,017,000 | 1,872 |
| Premises and equipment expense | $1,205,000 | 1,489 |
| Additional noninterest expense | $2,117,000 | 2,295 |
| Pre-tax net operating income | $4,916,000 | 1,095 |
| Securities gains (losses) | $-305,000 | 7,093 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $4,611,000 | 1,001 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,611,000 | 1,001 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,611,000 | 1,001 |
| Net charge-offs | $50,000 | 4,507 |
| Cash dividends | $3,288,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,916,000 | 877 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,110,000 | 1,495 |
| Total interest expense | $1,518,000 | 1,586 |
| Net interest income | $7,592,000 | 1,461 |
| Provision for loan and lease losses | $415,000 | 2,031 |
| Total noninterest income | $670,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $684,000 | 1,035 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-14,000 | 6,852 |
| Total noninterest expense | $4,797,000 | 1,993 |
| Salaries and employee benefits | $2,573,000 | 1,953 |
| Premises and equipment expense | $802,000 | 1,481 |
| Additional noninterest expense | $1,422,000 | 2,276 |
| Pre-tax net operating income | $3,050,000 | 1,170 |
| Securities gains (losses) | $-301,000 | 7,173 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,749,000 | 1,092 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,749,000 | 1,093 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,749,000 | 1,092 |
| Net charge-offs | $35,000 | 4,302 |
| Cash dividends | $2,537,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,050,000 | 942 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,415,000 | 1,561 |
| Total interest expense | $767,000 | 1,630 |
| Net interest income | $3,648,000 | 1,530 |
| Provision for loan and lease losses | $215,000 | 1,937 |
| Total noninterest income | $525,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $350,000 | 1,005 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $175,000 | 2,851 |
| Total noninterest expense | $2,442,000 | 1,971 |
| Salaries and employee benefits | $1,289,000 | 1,951 |
| Premises and equipment expense | $397,000 | 1,501 |
| Additional noninterest expense | $756,000 | 2,138 |
| Pre-tax net operating income | $1,516,000 | 1,153 |
| Securities gains (losses) | $-75,000 | 7,191 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,441,000 | 1,039 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,441,000 | 1,041 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,441,000 | 1,040 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $706,000 | 655 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,516,000 | 923 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,658,000 | 1,607 |
| Total interest expense | $3,922,000 | 1,547 |
| Net interest income | $13,736,000 | 1,620 |
| Provision for loan and lease losses | $550,000 | 3,317 |
| Total noninterest income | $2,132,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,490,000 | 988 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $642,000 | 2,755 |
| Total noninterest expense | $9,759,000 | 1,954 |
| Salaries and employee benefits | $4,828,000 | 2,005 |
| Premises and equipment expense | $1,635,000 | 1,515 |
| Additional noninterest expense | $3,296,000 | 2,030 |
| Pre-tax net operating income | $5,559,000 | 1,074 |
| Securities gains (losses) | $-758,000 | 7,268 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $4,801,000 | 1,038 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,801,000 | 1,038 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,801,000 | 1,038 |
| Net charge-offs | $260,000 | 3,971 |
| Cash dividends | $3,324,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,559,000 | 862 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,012,000 | 1,653 |
| Total interest expense | $3,089,000 | 1,525 |
| Net interest income | $9,923,000 | 1,699 |
| Provision for loan and lease losses | $400,000 | 3,210 |
| Total noninterest income | $1,604,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,102,000 | 1,002 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $502,000 | 2,703 |
| Total noninterest expense | $7,372,000 | 1,945 |
| Salaries and employee benefits | $3,527,000 | 2,054 |
| Premises and equipment expense | $1,105,000 | 1,711 |
| Additional noninterest expense | $2,740,000 | 1,853 |
| Pre-tax net operating income | $3,755,000 | 1,223 |
| Securities gains (losses) | $-646,000 | 7,362 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $3,109,000 | 1,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,109,000 | 1,250 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,109,000 | 1,250 |
| Net charge-offs | $233,000 | 3,541 |
| Cash dividends | $2,826,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,755,000 | 979 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,641,000 | 1,672 |
| Total interest expense | $2,179,000 | 1,504 |
| Net interest income | $6,462,000 | 1,741 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $1,074,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $728,000 | 1,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $346,000 | 2,674 |
| Total noninterest expense | $4,873,000 | 1,977 |
| Salaries and employee benefits | $2,317,000 | 2,107 |
| Premises and equipment expense | $730,000 | 1,736 |
| Additional noninterest expense | $1,826,000 | 1,868 |
| Pre-tax net operating income | $2,363,000 | 1,255 |
| Securities gains (losses) | $-165,000 | 7,365 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,198,000 | 1,126 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,198,000 | 1,126 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,198,000 | 1,126 |
| Net charge-offs | $432,000 | 2,288 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,363,000 | 1,017 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,335,000 | 1,677 |
| Total interest expense | $1,105,000 | 1,537 |
| Net interest income | $3,230,000 | 1,726 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $515,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $343,000 | 1,056 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $172,000 | 2,696 |
| Total noninterest expense | $2,473,000 | 1,958 |
| Salaries and employee benefits | $1,148,000 | 2,146 |
| Premises and equipment expense | $370,000 | 1,742 |
| Additional noninterest expense | $955,000 | 1,773 |
| Pre-tax net operating income | $1,122,000 | 1,294 |
| Securities gains (losses) | $-123,000 | 7,424 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $999,000 | 1,241 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $999,000 | 1,240 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $999,000 | 1,241 |
| Net charge-offs | $284,000 | 1,805 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,122,000 | 1,063 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,073,000 | 1,677 |
| Total interest expense | $5,147,000 | 1,617 |
| Net interest income | $12,926,000 | 1,710 |
| Provision for loan and lease losses | $616,000 | 3,804 |
| Total noninterest income | $2,176,000 | 1,966 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,436,000 | 1,056 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $740,000 | 2,607 |
| Total noninterest expense | $9,477,000 | 2,045 |
| Salaries and employee benefits | $4,427,000 | 2,190 |
| Premises and equipment expense | $1,482,000 | 1,725 |
| Additional noninterest expense | $3,568,000 | 1,978 |
| Pre-tax net operating income | $5,009,000 | 1,036 |
| Securities gains (losses) | $-359,000 | 7,381 |
| Applicable income taxes | $-8,000 | 6,549 |
| Income before extraordinary items | $4,658,000 | 948 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,658,000 | 949 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,658,000 | 950 |
| Net charge-offs | $745,000 | 3,086 |
| Cash dividends | $2,204,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,017,000 | 843 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,676,000 | 1,695 |
| Total interest expense | $3,896,000 | 1,663 |
| Net interest income | $9,780,000 | 1,718 |
| Provision for loan and lease losses | $616,000 | 3,200 |
| Total noninterest income | $1,594,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,065,000 | 1,102 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $529,000 | 2,672 |
| Total noninterest expense | $7,038,000 | 2,055 |
| Salaries and employee benefits | $3,210,000 | 2,257 |
| Premises and equipment expense | $1,147,000 | 1,709 |
| Additional noninterest expense | $2,681,000 | 1,928 |
| Pre-tax net operating income | $3,720,000 | 1,095 |
| Securities gains (losses) | $-218,000 | 7,500 |
| Applicable income taxes | $-8,000 | 6,828 |
| Income before extraordinary items | $3,510,000 | 986 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,510,000 | 990 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,510,000 | 989 |
| Net charge-offs | $455,000 | 3,203 |
| Cash dividends | $1,545,000 | 698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,728,000 | 894 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,019,000 | 1,741 |
| Total interest expense | $2,593,000 | 1,727 |
| Net interest income | $6,426,000 | 1,741 |
| Provision for loan and lease losses | $325,000 | 3,481 |
| Total noninterest income | $1,007,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $695,000 | 1,128 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $312,000 | 2,787 |
| Total noninterest expense | $4,720,000 | 2,057 |
| Salaries and employee benefits | $2,111,000 | 2,301 |
| Premises and equipment expense | $778,000 | 1,697 |
| Additional noninterest expense | $1,831,000 | 1,894 |
| Pre-tax net operating income | $2,388,000 | 1,117 |
| Securities gains (losses) | $-218,000 | 7,603 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,170,000 | 1,044 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,170,000 | 1,045 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,170,000 | 1,045 |
| Net charge-offs | $296,000 | 3,062 |
| Cash dividends | $883,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,388,000 | 914 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 1,810 |
| Total interest expense | $1,324,000 | 1,771 |
| Net interest income | $3,095,000 | 1,832 |
| Provision for loan and lease losses | $175,000 | 3,173 |
| Total noninterest income | $512,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $348,000 | 1,123 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $164,000 | 2,690 |
| Total noninterest expense | $2,294,000 | 2,124 |
| Salaries and employee benefits | $1,028,000 | 2,404 |
| Premises and equipment expense | $393,000 | 1,729 |
| Additional noninterest expense | $873,000 | 1,942 |
| Pre-tax net operating income | $1,138,000 | 1,155 |
| Securities gains (losses) | $-183,000 | 7,753 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $955,000 | 1,140 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $955,000 | 1,141 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $955,000 | 1,142 |
| Net charge-offs | $257,000 | 2,197 |
| Cash dividends | $113,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,138,000 | 934 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,130,000 | 1,790 |
| Total interest expense | $5,483,000 | 2,078 |
| Net interest income | $13,647,000 | 1,647 |
| Provision for loan and lease losses | $3,835,000 | 1,697 |
| Total noninterest income | $1,880,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,377,000 | 1,252 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $503,000 | 3,188 |
| Total noninterest expense | $8,925,000 | 2,225 |
| Salaries and employee benefits | $4,401,000 | 2,234 |
| Premises and equipment expense | $1,534,000 | 1,758 |
| Additional noninterest expense | $2,990,000 | 2,350 |
| Pre-tax net operating income | $2,767,000 | 1,441 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-236,000 | 6,810 |
| Income before extraordinary items | $3,003,000 | 1,130 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,003,000 | 1,128 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,003,000 | 1,129 |
| Net charge-offs | $2,870,000 | 1,655 |
| Cash dividends | $2,862,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,003,000 | 1,118 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,479,000 | 1,792 |
| Total interest expense | $4,087,000 | 2,181 |
| Net interest income | $10,392,000 | 1,619 |
| Provision for loan and lease losses | $1,795,000 | 2,045 |
| Total noninterest income | $1,359,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $986,000 | 1,303 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $373,000 | 3,303 |
| Total noninterest expense | $6,871,000 | 2,174 |
| Salaries and employee benefits | $3,375,000 | 2,202 |
| Premises and equipment expense | $1,164,000 | 1,759 |
| Additional noninterest expense | $2,332,000 | 2,243 |
| Pre-tax net operating income | $3,085,000 | 1,059 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $3,085,000 | 880 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,085,000 | 881 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,085,000 | 881 |
| Net charge-offs | $429,000 | 3,253 |
| Cash dividends | $2,194,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,085,000 | 869 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,629,000 | 1,829 |
| Total interest expense | $2,701,000 | 2,279 |
| Net interest income | $6,928,000 | 1,629 |
| Provision for loan and lease losses | $1,454,000 | 1,674 |
| Total noninterest income | $872,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $607,000 | 1,400 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $265,000 | 3,199 |
| Total noninterest expense | $4,681,000 | 2,155 |
| Salaries and employee benefits | $2,286,000 | 2,205 |
| Premises and equipment expense | $770,000 | 1,802 |
| Additional noninterest expense | $1,625,000 | 2,178 |
| Pre-tax net operating income | $1,665,000 | 1,374 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,665,000 | 1,138 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,665,000 | 1,137 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,665,000 | 1,138 |
| Net charge-offs | $394,000 | 2,628 |
| Cash dividends | $1,694,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,665,000 | 1,101 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 1,889 |
| Total interest expense | $1,370,000 | 2,323 |
| Net interest income | $3,375,000 | 1,656 |
| Provision for loan and lease losses | $225,000 | 2,683 |
| Total noninterest income | $402,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $284,000 | 1,445 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $118,000 | 3,391 |
| Total noninterest expense | $2,343,000 | 2,115 |
| Salaries and employee benefits | $1,155,000 | 2,204 |
| Premises and equipment expense | $386,000 | 1,829 |
| Additional noninterest expense | $802,000 | 1,990 |
| Pre-tax net operating income | $1,209,000 | 1,054 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,209,000 | 876 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,209,000 | 876 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,209,000 | 878 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $579,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,209,000 | 810 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,643,000 | 2,045 |
| Total interest expense | $5,752,000 | 2,613 |
| Net interest income | $12,891,000 | 1,729 |
| Provision for loan and lease losses | $468,000 | 3,916 |
| Total noninterest income | $1,772,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,269,000 | 1,415 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $503,000 | 3,163 |
| Total noninterest expense | $9,031,000 | 2,125 |
| Salaries and employee benefits | $4,493,000 | 2,264 |
| Premises and equipment expense | $1,498,000 | 1,824 |
| Additional noninterest expense | $3,040,000 | 1,987 |
| Pre-tax net operating income | $5,164,000 | 1,073 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-169,000 | 7,184 |
| Income before extraordinary items | $5,333,000 | 757 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,333,000 | 757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,620 |
| Cash dividends | $2,436,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,333,000 | 818 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,895,000 | 2,106 |
| Total interest expense | $4,335,000 | 2,697 |
| Net interest income | $9,560,000 | 1,766 |
| Provision for loan and lease losses | $348,000 | 3,310 |
| Total noninterest income | $1,359,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $964,000 | 1,406 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $395,000 | 3,209 |
| Total noninterest expense | $6,723,000 | 2,139 |
| Salaries and employee benefits | $3,359,000 | 2,288 |
| Premises and equipment expense | $1,113,000 | 1,837 |
| Additional noninterest expense | $2,251,000 | 1,940 |
| Pre-tax net operating income | $3,848,000 | 1,290 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-169,000 | 7,624 |
| Income before extraordinary items | $4,017,000 | 909 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,017,000 | 908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,962 |
| Cash dividends | $1,783,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,017,000 | 973 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,156,000 | 2,150 |
| Total interest expense | $2,884,000 | 2,805 |
| Net interest income | $6,272,000 | 1,783 |
| Provision for loan and lease losses | $182,000 | 3,295 |
| Total noninterest income | $936,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $664,000 | 1,342 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $272,000 | 3,198 |
| Total noninterest expense | $4,523,000 | 2,121 |
| Salaries and employee benefits | $2,224,000 | 2,331 |
| Premises and equipment expense | $735,000 | 1,858 |
| Additional noninterest expense | $1,564,000 | 1,853 |
| Pre-tax net operating income | $2,503,000 | 1,380 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-169,000 | 7,954 |
| Income before extraordinary items | $2,672,000 | 1,026 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,672,000 | 1,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,059 |
| Cash dividends | $1,170,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,672,000 | 1,014 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 2,222 |
| Total interest expense | $1,543,000 | 2,806 |
| Net interest income | $2,991,000 | 1,868 |
| Provision for loan and lease losses | $95,000 | 2,798 |
| Total noninterest income | $424,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $303,000 | 1,444 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $121,000 | 3,432 |
| Total noninterest expense | $2,117,000 | 2,256 |
| Salaries and employee benefits | $1,000,000 | 2,585 |
| Premises and equipment expense | $365,000 | 1,864 |
| Additional noninterest expense | $752,000 | 1,875 |
| Pre-tax net operating income | $1,203,000 | 1,524 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,203,000 | 1,249 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,203,000 | 1,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,711 |
| Cash dividends | $129,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,203,000 | 1,212 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,945,000 | 2,428 |
| Total interest expense | $6,858,000 | 2,683 |
| Net interest income | $10,087,000 | 2,228 |
| Provision for loan and lease losses | $657,000 | 1,928 |
| Total noninterest income | $1,793,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,205,000 | 1,491 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $588,000 | 3,032 |
| Total noninterest expense | $7,884,000 | 2,316 |
| Salaries and employee benefits | $3,874,000 | 2,558 |
| Premises and equipment expense | $1,363,000 | 1,915 |
| Additional noninterest expense | $2,647,000 | 2,071 |
| Pre-tax net operating income | $3,339,000 | 2,281 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,134,000 | 1,708 |
| Income before extraordinary items | $2,205,000 | 2,630 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,205,000 | 2,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,433 |
| Cash dividends | $443,000 | 3,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,205,000 | 2,624 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,452,000 | 2,465 |
| Total interest expense | $5,138,000 | 2,680 |
| Net interest income | $7,314,000 | 2,301 |
| Provision for loan and lease losses | $557,000 | 1,432 |
| Total noninterest income | $1,308,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $877,000 | 1,500 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $431,000 | 3,070 |
| Total noninterest expense | $5,829,000 | 2,332 |
| Salaries and employee benefits | $2,806,000 | 2,635 |
| Premises and equipment expense | $1,020,000 | 1,912 |
| Additional noninterest expense | $2,003,000 | 2,001 |
| Pre-tax net operating income | $2,236,000 | 2,639 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $760,000 | 1,970 |
| Income before extraordinary items | $1,476,000 | 3,006 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,476,000 | 3,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,863 |
| Cash dividends | $329,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,476,000 | 2,990 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,052,000 | 2,552 |
| Total interest expense | $3,324,000 | 2,740 |
| Net interest income | $4,728,000 | 2,391 |
| Provision for loan and lease losses | $370,000 | 1,308 |
| Total noninterest income | $845,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $561,000 | 1,566 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $284,000 | 3,112 |
| Total noninterest expense | $3,833,000 | 2,377 |
| Salaries and employee benefits | $1,844,000 | 2,701 |
| Premises and equipment expense | $670,000 | 1,949 |
| Additional noninterest expense | $1,319,000 | 2,038 |
| Pre-tax net operating income | $1,370,000 | 2,845 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $466,000 | 2,168 |
| Income before extraordinary items | $904,000 | 3,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $904,000 | 3,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $219,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $904,000 | 3,216 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,757,000 | 2,689 |
| Total interest expense | $1,601,000 | 2,823 |
| Net interest income | $2,156,000 | 2,585 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $369,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $268,000 | 1,606 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $101,000 | 3,756 |
| Total noninterest expense | $1,859,000 | 2,459 |
| Salaries and employee benefits | $884,000 | 2,828 |
| Premises and equipment expense | $330,000 | 1,979 |
| Additional noninterest expense | $645,000 | 2,037 |
| Pre-tax net operating income | $606,000 | 3,093 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $206,000 | 2,363 |
| Income before extraordinary items | $400,000 | 3,501 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $400,000 | 3,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $109,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $400,000 | 3,477 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,899,000 | 2,908 |
| Total interest expense | $4,936,000 | 3,056 |
| Net interest income | $7,963,000 | 2,768 |
| Provision for loan and lease losses | $470,000 | 2,015 |
| Total noninterest income | $1,317,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $958,000 | 1,815 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $359,000 | 3,945 |
| Total noninterest expense | $6,313,000 | 2,755 |
| Salaries and employee benefits | $3,124,000 | 3,016 |
| Premises and equipment expense | $1,072,000 | 2,311 |
| Additional noninterest expense | $2,117,000 | 2,432 |
| Pre-tax net operating income | $2,497,000 | 3,130 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $818,000 | 2,443 |
| Income before extraordinary items | $1,679,000 | 3,513 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,679,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $586,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,679,000 | 3,495 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,334,000 | 2,972 |
| Total interest expense | $3,484,000 | 3,123 |
| Net interest income | $5,850,000 | 2,834 |
| Provision for loan and lease losses | $370,000 | 1,816 |
| Total noninterest income | $948,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $697,000 | 1,866 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $251,000 | 4,088 |
| Total noninterest expense | $4,611,000 | 2,811 |
| Salaries and employee benefits | $2,241,000 | 3,130 |
| Premises and equipment expense | $771,000 | 2,414 |
| Additional noninterest expense | $1,599,000 | 2,413 |
| Pre-tax net operating income | $1,817,000 | 3,321 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $615,000 | 2,558 |
| Income before extraordinary items | $1,202,000 | 3,740 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,202,000 | 3,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $312,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,202,000 | 3,717 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,865,000 | 3,079 |
| Total interest expense | $2,082,000 | 3,272 |
| Net interest income | $3,783,000 | 2,935 |
| Provision for loan and lease losses | $250,000 | 1,756 |
| Total noninterest income | $612,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $454,000 | 1,886 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 4,200 |
| Total noninterest expense | $2,918,000 | 2,946 |
| Salaries and employee benefits | $1,465,000 | 3,188 |
| Premises and equipment expense | $484,000 | 2,557 |
| Additional noninterest expense | $969,000 | 2,638 |
| Pre-tax net operating income | $1,227,000 | 3,310 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $416,000 | 2,559 |
| Income before extraordinary items | $811,000 | 3,721 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $811,000 | 3,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,332 |
| Cash dividends | $202,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $811,000 | 3,716 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 3,229 |
| Total interest expense | $904,000 | 3,531 |
| Net interest income | $1,816,000 | 3,031 |
| Provision for loan and lease losses | $105,000 | 1,911 |
| Total noninterest income | $282,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $232,000 | 1,808 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $1,383,000 | 3,091 |
| Salaries and employee benefits | $724,000 | 3,238 |
| Premises and equipment expense | $233,000 | 2,641 |
| Additional noninterest expense | $426,000 | 2,946 |
| Pre-tax net operating income | $610,000 | 3,269 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $207,000 | 2,558 |
| Income before extraordinary items | $403,000 | 3,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $403,000 | 3,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,422 |
| Cash dividends | $95,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $403,000 | 3,679 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,964,000 | 3,429 |
| Total interest expense | $2,506,000 | 3,816 |
| Net interest income | $6,458,000 | 3,228 |
| Provision for loan and lease losses | $515,000 | 1,855 |
| Total noninterest income | $1,027,000 | 3,491 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $878,000 | 1,952 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $149,000 | 5,744 |
| Total noninterest expense | $4,999,000 | 3,240 |
| Salaries and employee benefits | $2,736,000 | 3,218 |
| Premises and equipment expense | $719,000 | 3,164 |
| Additional noninterest expense | $1,544,000 | 3,149 |
| Pre-tax net operating income | $1,971,000 | 3,718 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $658,000 | 2,923 |
| Income before extraordinary items | $1,313,000 | 4,125 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,313,000 | 4,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,222 |
| Cash dividends | $452,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,313,000 | 4,096 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,374,000 | 3,521 |
| Total interest expense | $1,763,000 | 3,862 |
| Net interest income | $4,611,000 | 3,346 |
| Provision for loan and lease losses | $345,000 | 1,969 |
| Total noninterest income | $815,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $684,000 | 1,879 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 5,441 |
| Total noninterest expense | $3,687,000 | 3,258 |
| Salaries and employee benefits | $2,049,000 | 3,212 |
| Premises and equipment expense | $517,000 | 3,272 |
| Additional noninterest expense | $1,121,000 | 3,206 |
| Pre-tax net operating income | $1,394,000 | 3,950 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $474,000 | 3,040 |
| Income before extraordinary items | $920,000 | 4,399 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $920,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,434 |
| Cash dividends | $238,000 | 3,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $920,000 | 4,359 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,057,000 | 3,586 |
| Total interest expense | $1,101,000 | 3,862 |
| Net interest income | $2,956,000 | 3,438 |
| Provision for loan and lease losses | $225,000 | 1,956 |
| Total noninterest income | $557,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $468,000 | 1,784 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $89,000 | 5,401 |
| Total noninterest expense | $2,372,000 | 3,332 |
| Salaries and employee benefits | $1,327,000 | 3,266 |
| Premises and equipment expense | $325,000 | 3,391 |
| Additional noninterest expense | $720,000 | 3,290 |
| Pre-tax net operating income | $916,000 | 3,946 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $311,000 | 3,041 |
| Income before extraordinary items | $605,000 | 4,396 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $605,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $151,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $605,000 | 4,344 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 3,756 |
| Total interest expense | $513,000 | 3,952 |
| Net interest income | $1,383,000 | 3,646 |
| Provision for loan and lease losses | $65,000 | 2,741 |
| Total noninterest income | $263,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $226,000 | 1,790 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,797 |
| Total noninterest expense | $1,157,000 | 3,411 |
| Salaries and employee benefits | $634,000 | 3,404 |
| Premises and equipment expense | $154,000 | 3,579 |
| Additional noninterest expense | $369,000 | 3,228 |
| Pre-tax net operating income | $424,000 | 4,117 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $144,000 | 3,169 |
| Income before extraordinary items | $280,000 | 4,564 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $280,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $71,000 | 3,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $280,000 | 4,524 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,067,000 | 3,772 |
| Total interest expense | $1,777,000 | 4,013 |
| Net interest income | $5,290,000 | 3,648 |
| Provision for loan and lease losses | $315,000 | 2,812 |
| Total noninterest income | $1,304,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $831,000 | 2,072 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $473,000 | 3,420 |
| Total noninterest expense | $4,290,000 | 3,538 |
| Salaries and employee benefits | $2,178,000 | 3,723 |
| Premises and equipment expense | $640,000 | 3,358 |
| Additional noninterest expense | $1,472,000 | 3,175 |
| Pre-tax net operating income | $1,989,000 | 3,514 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $676,000 | 2,823 |
| Income before extraordinary items | $1,313,000 | 3,959 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,313,000 | 3,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,866 |
| Cash dividends | $415,000 | 3,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,313,000 | 3,898 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 3,799 |
| Total interest expense | $1,299,000 | 4,041 |
| Net interest income | $3,912,000 | 3,664 |
| Provision for loan and lease losses | $235,000 | 2,682 |
| Total noninterest income | $747,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $610,000 | 2,136 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $137,000 | 5,322 |
| Total noninterest expense | $3,124,000 | 3,587 |
| Salaries and employee benefits | $1,579,000 | 3,803 |
| Premises and equipment expense | $451,000 | 3,537 |
| Additional noninterest expense | $1,094,000 | 3,166 |
| Pre-tax net operating income | $1,300,000 | 3,960 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $442,000 | 3,119 |
| Income before extraordinary items | $858,000 | 4,413 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $858,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,172 |
| Cash dividends | $225,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $858,000 | 4,337 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,423,000 | 3,848 |
| Total interest expense | $830,000 | 4,165 |
| Net interest income | $2,593,000 | 3,665 |
| Provision for loan and lease losses | $200,000 | 2,196 |
| Total noninterest income | $465,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $366,000 | 2,307 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 5,168 |
| Total noninterest expense | $2,054,000 | 3,660 |
| Salaries and employee benefits | $1,025,000 | 3,906 |
| Premises and equipment expense | $300,000 | 3,547 |
| Additional noninterest expense | $729,000 | 3,196 |
| Pre-tax net operating income | $804,000 | 4,094 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $273,000 | 3,236 |
| Income before extraordinary items | $531,000 | 4,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $531,000 | 4,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,613 |
| Cash dividends | $164,000 | 3,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $531,000 | 4,491 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 3,898 |
| Total interest expense | $406,000 | 4,277 |
| Net interest income | $1,275,000 | 3,702 |
| Provision for loan and lease losses | $92,000 | 2,235 |
| Total noninterest income | $220,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $181,000 | 2,276 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $1,008,000 | 3,737 |
| Salaries and employee benefits | $519,000 | 3,891 |
| Premises and equipment expense | $150,000 | 3,590 |
| Additional noninterest expense | $339,000 | 3,390 |
| Pre-tax net operating income | $395,000 | 4,116 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $134,000 | 3,301 |
| Income before extraordinary items | $261,000 | 4,633 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $261,000 | 4,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,188 |
| Cash dividends | $110,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $261,000 | 4,506 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,414,000 | 4,098 |
| Total interest expense | $1,868,000 | 4,232 |
| Net interest income | $4,546,000 | 3,971 |
| Provision for loan and lease losses | $407,000 | 2,557 |
| Total noninterest income | $913,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $641,000 | 2,553 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $272,000 | 4,688 |
| Total noninterest expense | $4,038,000 | 3,690 |
| Salaries and employee benefits | $2,046,000 | 3,852 |
| Premises and equipment expense | $626,000 | 3,402 |
| Additional noninterest expense | $1,366,000 | 3,349 |
| Pre-tax net operating income | $1,014,000 | 5,140 |
| Securities gains (losses) | $47,000 | 2,570 |
| Applicable income taxes | $361,000 | 3,974 |
| Income before extraordinary items | $700,000 | 5,598 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $700,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 2,211 |
| Cash dividends | $306,000 | 4,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $668,980 | 5,537 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 4,199 |
| Total interest expense | $1,450,000 | 4,251 |
| Net interest income | $3,286,000 | 4,102 |
| Provision for loan and lease losses | $228,000 | 3,038 |
| Total noninterest income | $671,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $451,000 | 2,702 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $220,000 | 4,611 |
| Total noninterest expense | $2,994,000 | 3,716 |
| Salaries and employee benefits | $1,522,000 | 3,862 |
| Premises and equipment expense | $470,000 | 3,392 |
| Additional noninterest expense | $1,002,000 | 3,391 |
| Pre-tax net operating income | $735,000 | 5,391 |
| Securities gains (losses) | $47,000 | 2,363 |
| Applicable income taxes | $266,000 | 4,151 |
| Income before extraordinary items | $516,000 | 5,776 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $516,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,176 |
| Cash dividends | $205,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $484,980 | 5,767 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 4,166 |
| Total interest expense | $977,000 | 4,312 |
| Net interest income | $2,249,000 | 4,018 |
| Provision for loan and lease losses | $166,000 | 2,852 |
| Total noninterest income | $334,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $277,000 | 2,831 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $57,000 | 6,331 |
| Total noninterest expense | $1,882,000 | 3,862 |
| Salaries and employee benefits | $1,018,000 | 3,855 |
| Premises and equipment expense | $291,000 | 3,598 |
| Additional noninterest expense | $573,000 | 3,839 |
| Pre-tax net operating income | $535,000 | 5,141 |
| Securities gains (losses) | $47,000 | 2,063 |
| Applicable income taxes | $198,000 | 3,988 |
| Income before extraordinary items | $384,000 | 5,517 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $384,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,640 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $352,980 | 5,504 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,295 |
| Total interest expense | $509,000 | 4,287 |
| Net interest income | $1,060,000 | 4,224 |
| Provision for loan and lease losses | $11,000 | 6,010 |
| Total noninterest income | $134,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $107,000 | 3,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $932,000 | 3,882 |
| Salaries and employee benefits | $503,000 | 3,879 |
| Premises and equipment expense | $145,000 | 3,578 |
| Additional noninterest expense | $284,000 | 3,816 |
| Pre-tax net operating income | $251,000 | 5,270 |
| Securities gains (losses) | $22,000 | 1,846 |
| Applicable income taxes | $93,000 | 4,071 |
| Income before extraordinary items | $180,000 | 5,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $165,480 | 5,596 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,950,000 | 4,597 |
| Total interest expense | $1,823,000 | 5,108 |
| Net interest income | $4,127,000 | 4,246 |
| Provision for loan and lease losses | $346,000 | 3,155 |
| Total noninterest income | $454,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $368,000 | 3,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 6,748 |
| Total noninterest expense | $3,023,000 | 4,430 |
| Salaries and employee benefits | $1,627,000 | 4,405 |
| Premises and equipment expense | $479,000 | 4,067 |
| Additional noninterest expense | $917,000 | 4,477 |
| Pre-tax net operating income | $1,212,000 | 4,686 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $412,000 | 3,828 |
| Income before extraordinary items | $800,000 | 5,214 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $800,000 | 5,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,834 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $800,000 | 5,068 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,958,000 | 5,641 |
| Total interest expense | $1,979,000 | 6,129 |
| Net interest income | $2,979,000 | 5,106 |
| Provision for loan and lease losses | $267,000 | 3,475 |
| Total noninterest income | $330,000 | 6,161 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $225,000 | 4,881 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $105,000 | 6,335 |
| Total noninterest expense | $2,689,000 | 4,713 |
| Salaries and employee benefits | $1,471,000 | 4,587 |
| Premises and equipment expense | $394,000 | 4,648 |
| Additional noninterest expense | $824,000 | 4,694 |
| Pre-tax net operating income | $353,000 | 7,176 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $118,000 | 5,792 |
| Income before extraordinary items | $235,000 | 7,510 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $235,000 | 7,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,628 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $856,000 | 436 |
| Net operating income | $235,000 | 7,395 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,086,000 | 7,329 |
| Total interest expense | $1,338,000 | 7,489 |
| Net interest income | $1,748,000 | 7,018 |
| Provision for loan and lease losses | $185,000 | 3,897 |
| Total noninterest income | $153,000 | 7,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $2,232,000 | 5,283 |
| Salaries and employee benefits | $1,191,000 | 5,258 |
| Premises and equipment expense | $343,000 | 5,001 |
| Additional noninterest expense | $698,000 | 5,188 |
| Pre-tax net operating income | $-516,000 | 9,536 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $-154,000 | 9,653 |
| Income before extraordinary items | $-360,000 | 9,490 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-360,000 | 9,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $602,000 | 515 |
| Net operating income | $-361,400 | 9,493 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 9,465 |
| Total interest expense | $366,000 | 9,703 |
| Net interest income | $798,000 | 9,073 |
| Provision for loan and lease losses | $195,000 | 3,609 |
| Total noninterest income | $59,000 | 9,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 7,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $1,428,000 | 6,964 |
| Salaries and employee benefits | $772,000 | 6,884 |
| Premises and equipment expense | $157,000 | 7,549 |
| Additional noninterest expense | $499,000 | 6,525 |
| Pre-tax net operating income | $-766,000 | 9,993 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-229,000 | 10,053 |
| Income before extraordinary items | $-537,000 | 9,924 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-537,000 | 9,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $6,178,000 | 190 |
| Net operating income | $-537,000 | 9,903 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.