Home > Peapack-Gladstone Bank > Net charge- offs to loans
Peapack-Gladstone Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1681% | 626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0888% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0916% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1192% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 3,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 3,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0044% | 2,781 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0044% | 2,693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1224% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1838% | 119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0241% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1113% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0081% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0237% | 3,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0158% | 2,598 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0158% | 2,510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0105% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0005% | 3,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0211% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0211% | 2,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 1,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0384% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0156% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0775% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 3,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2643% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2211% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5751% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 3,791 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1901% | 3,506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4889% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 3,935 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2481% | 3,592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6536% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2202% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 4,160 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3637% | 3,622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9594% | 174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 3,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 3,826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0749% | 3,551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 3,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1940% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2030% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4623% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0048% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0204% | 3,423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2303% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0106% | 2,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0106% | 2,857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2223% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2179% | 258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5482% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0727% | 4,658 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 3,451 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0779% | 4,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3081% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0034% | 2,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0034% | 2,707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1097% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0548% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 4,515 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 3,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0396% | 4,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4310% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0051% | 2,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0051% | 2,515 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0097% | 4,070 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 4,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0504% | 4,634 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0212% | 3,511 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0532% | 4,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0287% | 4,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0388% | 4,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0823% | 4,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 4,459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 3,518 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 4,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0051% | 3,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0051% | 3,215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0341% | 4,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0454% | 4,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1110% | 4,948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 1,562 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0177% | 3,554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 3,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0102% | 3,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0102% | 3,002 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 3,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0165% | 3,573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0151% | 2,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0151% | 2,680 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 4,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 4,736 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 3,610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0348% | 4,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 3,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0198% | 2,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0198% | 2,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0473% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1360% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 4,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 3,607 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 4,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 4,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0118% | 3,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0118% | 3,258 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 2,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0511% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1553% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 4,665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0151% | 3,625 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0248% | 4,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 4,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0025% | 3,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0025% | 3,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 4,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 4,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0361% | 4,827 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 3,646 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0384% | 4,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0138% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0036% | 2,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0036% | 2,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0233% | 5,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0121% | 3,712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 4,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 2,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0789% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1094% | 1,015 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0579% | 3,973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1276% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 4,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0078% | 3,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0078% | 3,477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 1,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0752% | 4,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1079% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0209% | 4,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0022% | 3,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0022% | 3,252 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1076% | 4,085 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0999% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0245% | 4,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0034% | 3,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0034% | 2,915 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1118% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0239% | 3,955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1272% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0282% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0071% | 2,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0071% | 2,373 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 3,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1624% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1275% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1663% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 4,302 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0217% | 5,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0217% | 4,984 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0176% | 1,479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2337% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1836% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2394% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 4,250 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0305% | 4,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0305% | 4,918 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0236% | 1,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 2,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2939% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0811% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 4,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0480% | 994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 2,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1369% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 5,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0151% | 4,035 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 5,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 4,167 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0125% | 4,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0125% | 4,757 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0254% | 858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 3,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 2,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4062% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 4,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0347% | 3,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0347% | 3,439 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1496% | 926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 3,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 5,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2861% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0561% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0756% | 4,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0542% | 3,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0542% | 3,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0293% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 3,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 2,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 5,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4283% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 2,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0759% | 5,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0855% | 2,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0855% | 2,614 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0293% | 1,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 3,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 2,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 5,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 1,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7932% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0417% | 5,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1108% | 5,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1810% | 2,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1810% | 1,931 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 4,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 3,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1330% | 1,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 3,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 2,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 2,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1284% | 3,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1284% | 3,104 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0324% | 1,310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 2,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2005% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 3,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 2,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0834% | 1,928 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0369% | 5,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0369% | 5,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0330% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 2,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3075% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 2,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1011% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 2,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2039% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0697% | 5,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0697% | 5,357 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 3,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0793% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 5,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 5,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3096% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0354% | 5,592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 4,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 3,529 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 5,319 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 5,993 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 5,134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1486% | 2,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1614% | 2,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1486% | 5,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0193% | 4,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0193% | 4,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0108% | 1,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 3,019 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 5,364 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 6,167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 5,198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2002% | 2,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2175% | 1,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1602% | 5,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0255% | 3,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0255% | 3,634 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0153% | 5,602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1164% | 2,608 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 5,454 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0302% | 6,247 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0100% | 5,223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2436% | 1,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2648% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1629% | 5,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0370% | 3,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0370% | 3,235 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0224% | 5,648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 2,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 2,224 |
| Percentage Net Loans Charged-off:Construction & development | -0.0311% | 5,607 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 6,332 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0257% | 5,298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2276% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2476% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0732% | 1,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0447% | 5,764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7983% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8077% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.4619% | 1,819 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9090% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3842% | 605 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3065% | 2,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1831% | 1,442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3178% | 2,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7101% | 1,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1922% | 3,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1922% | 3,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2569% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3788% | 2,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3824% | 2,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.5871% | 1,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5106% | 1,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4394% | 519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2960% | 2,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2440% | 1,201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3008% | 2,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3178% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2666% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2666% | 2,726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1760% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4711% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4650% | 1,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.8245% | 1,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5340% | 1,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6441% | 386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3825% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3703% | 951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3836% | 1,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8526% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2111% | 2,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2111% | 2,749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2271% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4625% | 1,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4581% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 1.0057% | 970 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0725% | 1,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2657% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4840% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7400% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4605% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6348% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4366% | 1,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4366% | 1,784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4592% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8537% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8693% | 1,817 |
| Percentage Net Loans Charged-off:Construction & development | 2.6723% | 1,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1041% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0851% | 947 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1638% | 3,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1838% | 1,647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1618% | 3,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6004% | 2,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1522% | 4,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1509% | 3,994 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2667% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8280% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8524% | 1,693 |
| Percentage Net Loans Charged-off:Construction & development | 3.5284% | 1,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9609% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0332% | 829 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 3,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1670% | 1,464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1535% | 3,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2927% | 2,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1147% | 4,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1134% | 3,852 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1815% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8892% | 1,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9094% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | 5.1045% | 808 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9889% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0551% | 646 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1381% | 3,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2525% | 1,180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1263% | 3,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5165% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1700% | 3,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1673% | 3,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2179% | 904 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8051% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8076% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 8.0711% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2416% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5605% | 323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1960% | 2,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5251% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1627% | 2,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9533% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3356% | 2,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3274% | 2,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1855% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9299% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7052% | 2,429 |
| Percentage Net Loans Charged-off:Construction & development | 10.1155% | 563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1862% | 2,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3571% | 909 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1668% | 3,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1821% | 3,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5995% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2438% | 4,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7553% | 917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8732% | 2,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7625% | 2,122 |
| Percentage Net Loans Charged-off:Construction & development | 11.3165% | 452 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 7,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1981% | 3,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2157% | 2,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3158% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1465% | 4,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9237% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7474% | 1,973 |
| Percentage Net Loans Charged-off:Construction & development | 10.2437% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 7,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2302% | 2,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2498% | 2,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1465% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1593% | 4,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7662% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3720% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 2.9240% | 1,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3302% | 1,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3573% | 1,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.9471% | 209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2013% | 3,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6066% | 3,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4017% | 3,228 |
| Percentage Net Loans Charged-off:Construction & development | 2.2092% | 1,992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4333% | 1,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2609% | 777 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 3,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0425% | 1,862 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1638% | 3,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5858% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6672% | 3,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4515% | 3,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2706% | 3,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5034% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3607% | 541 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1675% | 3,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1785% | 2,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6829% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6896% | 3,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5070% | 2,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2491% | 2,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5546% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5323% | 373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0954% | 3,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1013% | 2,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4516% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9205% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7364% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3595% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.1854% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 2,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 2,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.6374% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1604% | 3,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 6,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 5,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 4,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0209% | 1,368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 3,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4540% | 2,825 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0245% | 7,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0282% | 5,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 4,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 3,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0302% | 1,060 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6038% | 1,845 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0330% | 7,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 4,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 3,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 2,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1669% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9268% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0480% | 7,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 3,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 2,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3602% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2729% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 6,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 6,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2614% | 4,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 6,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 6,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1460% | 4,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 6,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 6,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0226% | 4,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 6,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 6,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 6,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0345% | 3,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1637% | 4,712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 5,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0039% | 3,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2366% | 3,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 5,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0958% | 4,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2132% | 3,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 6,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 7,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1967% | 5,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 7,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0533% | 7,270 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0209% | 7,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 7,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1010% | 7,429 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0310% | 7,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 6,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0938% | 7,429 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1187% | 7,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 6,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2732% | 2,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1142% | 5,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 5,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3781% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1603% | 5,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 4,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5882% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1644% | 4,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 3,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1199% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1981% | 3,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 8,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 8,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 8,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 5,981 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 8,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2087% | 8,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0204% | 6,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 8,186 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 8,117 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 5,945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2715% | 8,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0822% | 6,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 8,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 8,147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 5,927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3554% | 8,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0417% | 5,896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0346% | 8,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6564% | 8,471 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2727% | 8,379 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4363% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 7,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 4,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2270% | 5,844 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9244% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 7,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 3,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 2,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 2,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0484% | 4,472 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2466% | 9,212 |
| Percentage Net Loans Charged-off: Credit card loans | -4.7238% | 5,542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 7,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0229% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0722% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4812% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5755% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 7,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3490% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0539% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6224% | 868 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 5,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2392% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8746% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6337% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0900% | 5,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2402% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5740% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | 14.5142% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1021% | 63 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1679% | 4,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1646% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2212% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6019% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1977% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0280% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3787% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4233% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2927% | 2,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2146% | 304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2892% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3097% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1236% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2322% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4368% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1230% | 5,253 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9882% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2120% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |