Home > Peachtree National Bank > Income and Expense
Peachtree National Bank, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,261,000 | 2,252 |
| Total interest expense | $3,082,000 | 2,941 |
| Net interest income | $6,179,000 | 1,857 |
| Provision for loan and lease losses | $-116,000 | 8,491 |
| Total noninterest income | $781,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $564,000 | 1,559 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $217,000 | 3,630 |
| Total noninterest expense | $4,168,000 | 2,206 |
| Salaries and employee benefits | $2,133,000 | 2,394 |
| Premises and equipment expense | $503,000 | 2,579 |
| Additional noninterest expense | $1,532,000 | 1,771 |
| Pre-tax net operating income | $2,908,000 | 1,590 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,088,000 | 1,195 |
| Income before extraordinary items | $1,820,000 | 1,902 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,820,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,093,000 | 424 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 730 |
| Net operating income | $1,820,000 | 1,880 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,738,000 | 2,198 |
| Total interest expense | $1,572,000 | 2,867 |
| Net interest income | $3,166,000 | 1,818 |
| Provision for loan and lease losses | $500,000 | 524 |
| Total noninterest income | $418,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $292,000 | 1,469 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $126,000 | 3,324 |
| Total noninterest expense | $2,103,000 | 2,204 |
| Salaries and employee benefits | $1,116,000 | 2,304 |
| Premises and equipment expense | $209,000 | 3,000 |
| Additional noninterest expense | $778,000 | 1,728 |
| Pre-tax net operating income | $981,000 | 2,204 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $360,000 | 1,629 |
| Income before extraordinary items | $621,000 | 2,561 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $621,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 543 |
| Net operating income | $621,000 | 2,537 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,258,000 | 2,155 |
| Total interest expense | $5,460,000 | 2,812 |
| Net interest income | $12,798,000 | 1,806 |
| Provision for loan and lease losses | $-1,760,000 | 8,646 |
| Total noninterest income | $1,940,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,290,000 | 1,381 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $650,000 | 2,867 |
| Total noninterest expense | $8,351,000 | 2,116 |
| Salaries and employee benefits | $4,760,000 | 2,055 |
| Premises and equipment expense | $890,000 | 2,738 |
| Additional noninterest expense | $2,701,000 | 1,953 |
| Pre-tax net operating income | $8,147,000 | 1,210 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,066,000 | 924 |
| Income before extraordinary items | $5,081,000 | 1,432 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,081,000 | 1,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,440,000 | 508 |
| Cash dividends | $6,991,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 863 |
| Net operating income | $5,081,000 | 1,415 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,401,000 | 2,182 |
| Total interest expense | $3,851,000 | 2,871 |
| Net interest income | $9,550,000 | 1,828 |
| Provision for loan and lease losses | $-1,705,000 | 8,714 |
| Total noninterest income | $1,509,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,015,000 | 1,321 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $494,000 | 2,861 |
| Total noninterest expense | $6,272,000 | 2,116 |
| Salaries and employee benefits | $3,654,000 | 1,990 |
| Premises and equipment expense | $670,000 | 2,746 |
| Additional noninterest expense | $1,948,000 | 2,009 |
| Pre-tax net operating income | $6,492,000 | 1,182 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,435,000 | 926 |
| Income before extraordinary items | $4,057,000 | 1,401 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,057,000 | 1,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $830,000 | 539 |
| Cash dividends | $4,699,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 747 |
| Net operating income | $4,057,000 | 1,385 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,547,000 | 2,233 |
| Total interest expense | $2,336,000 | 2,997 |
| Net interest income | $6,211,000 | 1,871 |
| Provision for loan and lease losses | $-1,500,000 | 8,749 |
| Total noninterest income | $1,046,000 | 2,153 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $668,000 | 1,325 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $378,000 | 2,647 |
| Total noninterest expense | $4,045,000 | 2,188 |
| Salaries and employee benefits | $2,419,000 | 2,023 |
| Premises and equipment expense | $465,000 | 2,641 |
| Additional noninterest expense | $1,161,000 | 2,240 |
| Pre-tax net operating income | $4,712,000 | 1,079 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,775,000 | 874 |
| Income before extraordinary items | $2,937,000 | 1,274 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,937,000 | 1,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 454 |
| Cash dividends | $2,407,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 618 |
| Net operating income | $2,937,000 | 1,261 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 2,312 |
| Total interest expense | $1,068,000 | 3,088 |
| Net interest income | $2,958,000 | 1,964 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $615,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $303,000 | 1,416 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $312,000 | 1,884 |
| Total noninterest expense | $1,914,000 | 2,323 |
| Salaries and employee benefits | $1,202,000 | 2,047 |
| Premises and equipment expense | $229,000 | 2,675 |
| Additional noninterest expense | $483,000 | 2,614 |
| Pre-tax net operating income | $1,659,000 | 1,492 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $614,000 | 1,171 |
| Income before extraordinary items | $1,045,000 | 1,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,045,000 | 1,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $115,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 423 |
| Net operating income | $1,045,000 | 1,701 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,660,000 | 2,128 |
| Total interest expense | $3,931,000 | 2,692 |
| Net interest income | $11,729,000 | 1,883 |
| Provision for loan and lease losses | $2,211,000 | 485 |
| Total noninterest income | $2,064,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,460,000 | 1,221 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $604,000 | 3,040 |
| Total noninterest expense | $8,211,000 | 2,033 |
| Salaries and employee benefits | $4,451,000 | 2,068 |
| Premises and equipment expense | $837,000 | 2,778 |
| Additional noninterest expense | $2,923,000 | 1,728 |
| Pre-tax net operating income | $3,371,000 | 2,520 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,234,000 | 1,961 |
| Income before extraordinary items | $2,137,000 | 2,929 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,137,000 | 2,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,200,000 | 592 |
| Cash dividends | $459,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,137,000 | 2,899 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,724,000 | 2,082 |
| Total interest expense | $2,879,000 | 2,620 |
| Net interest income | $8,845,000 | 1,850 |
| Provision for loan and lease losses | $2,086,000 | 365 |
| Total noninterest income | $1,551,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $944,000 | 1,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $607,000 | 2,538 |
| Total noninterest expense | $6,059,000 | 2,051 |
| Salaries and employee benefits | $3,346,000 | 2,046 |
| Premises and equipment expense | $611,000 | 2,838 |
| Additional noninterest expense | $2,102,000 | 1,776 |
| Pre-tax net operating income | $2,251,000 | 2,791 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $817,000 | 2,173 |
| Income before extraordinary items | $1,434,000 | 3,238 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,434,000 | 3,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $890,000 | 541 |
| Cash dividends | $306,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,434,000 | 3,202 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,805,000 | 2,020 |
| Total interest expense | $1,899,000 | 2,517 |
| Net interest income | $5,906,000 | 1,831 |
| Provision for loan and lease losses | $1,286,000 | 388 |
| Total noninterest income | $1,012,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $622,000 | 1,362 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $390,000 | 2,591 |
| Total noninterest expense | $4,021,000 | 2,047 |
| Salaries and employee benefits | $2,253,000 | 2,006 |
| Premises and equipment expense | $393,000 | 2,890 |
| Additional noninterest expense | $1,375,000 | 1,794 |
| Pre-tax net operating income | $1,611,000 | 2,608 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $587,000 | 2,041 |
| Income before extraordinary items | $1,024,000 | 3,032 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,024,000 | 3,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $700,000 | 471 |
| Cash dividends | $153,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,024,000 | 2,988 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 2,035 |
| Total interest expense | $929,000 | 2,480 |
| Net interest income | $2,880,000 | 1,858 |
| Provision for loan and lease losses | $1,210,000 | 219 |
| Total noninterest income | $500,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $344,000 | 1,192 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $156,000 | 2,904 |
| Total noninterest expense | $2,003,000 | 2,066 |
| Salaries and employee benefits | $1,152,000 | 1,975 |
| Premises and equipment expense | $191,000 | 2,991 |
| Additional noninterest expense | $660,000 | 1,860 |
| Pre-tax net operating income | $167,000 | 6,351 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $41,000 | 5,013 |
| Income before extraordinary items | $126,000 | 6,465 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $126,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $789,000 | 260 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $126,000 | 6,426 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,276,000 | 1,756 |
| Total interest expense | $3,836,000 | 2,122 |
| Net interest income | $12,440,000 | 1,636 |
| Provision for loan and lease losses | $7,279,000 | 192 |
| Total noninterest income | $2,461,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,683,000 | 1,066 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $778,000 | 2,538 |
| Total noninterest expense | $8,075,000 | 1,988 |
| Salaries and employee benefits | $4,444,000 | 1,960 |
| Premises and equipment expense | $836,000 | 2,686 |
| Additional noninterest expense | $2,795,000 | 1,741 |
| Pre-tax net operating income | $-453,000 | 8,638 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-252,000 | 8,839 |
| Income before extraordinary items | $-201,000 | 8,587 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-201,000 | 8,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,693,000 | 248 |
| Cash dividends | $3,139,000 | 937 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-201,000 | 8,554 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,380,000 | 1,715 |
| Total interest expense | $2,873,000 | 2,085 |
| Net interest income | $9,507,000 | 1,589 |
| Provision for loan and lease losses | $4,278,000 | 233 |
| Total noninterest income | $1,861,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,354,000 | 980 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $507,000 | 2,776 |
| Total noninterest expense | $5,919,000 | 2,018 |
| Salaries and employee benefits | $3,400,000 | 1,925 |
| Premises and equipment expense | $650,000 | 2,595 |
| Additional noninterest expense | $1,869,000 | 1,924 |
| Pre-tax net operating income | $1,171,000 | 4,217 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $399,000 | 3,307 |
| Income before extraordinary items | $772,000 | 4,719 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $772,000 | 4,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,384,000 | 306 |
| Cash dividends | $2,001,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $772,000 | 4,627 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,247,000 | 1,708 |
| Total interest expense | $1,933,000 | 2,043 |
| Net interest income | $6,314,000 | 1,577 |
| Provision for loan and lease losses | $1,995,000 | 317 |
| Total noninterest income | $1,228,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $910,000 | 953 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $318,000 | 2,892 |
| Total noninterest expense | $3,889,000 | 2,044 |
| Salaries and employee benefits | $2,291,000 | 1,894 |
| Premises and equipment expense | $427,000 | 2,629 |
| Additional noninterest expense | $1,171,000 | 2,064 |
| Pre-tax net operating income | $1,658,000 | 2,380 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $606,000 | 1,912 |
| Income before extraordinary items | $1,052,000 | 2,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,052,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,608,000 | 302 |
| Cash dividends | $863,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,052,000 | 2,738 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,162,000 | 1,689 |
| Total interest expense | $979,000 | 2,028 |
| Net interest income | $3,183,000 | 1,572 |
| Provision for loan and lease losses | $1,270,000 | 267 |
| Total noninterest income | $591,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $436,000 | 963 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $155,000 | 2,890 |
| Total noninterest expense | $1,941,000 | 2,067 |
| Salaries and employee benefits | $1,143,000 | 1,917 |
| Premises and equipment expense | $211,000 | 2,672 |
| Additional noninterest expense | $587,000 | 2,015 |
| Pre-tax net operating income | $563,000 | 3,241 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $200,000 | 2,580 |
| Income before extraordinary items | $363,000 | 3,765 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $363,000 | 3,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,037,000 | 269 |
| Cash dividends | $863,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $363,000 | 3,645 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,308,000 | 1,646 |
| Total interest expense | $4,657,000 | 1,924 |
| Net interest income | $12,651,000 | 1,535 |
| Provision for loan and lease losses | $2,067,000 | 633 |
| Total noninterest income | $2,227,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,609,000 | 1,075 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $618,000 | 3,195 |
| Total noninterest expense | $8,291,000 | 1,915 |
| Salaries and employee benefits | $4,375,000 | 1,969 |
| Premises and equipment expense | $824,000 | 2,682 |
| Additional noninterest expense | $3,092,000 | 1,593 |
| Pre-tax net operating income | $4,520,000 | 1,783 |
| Securities gains (losses) | $33,000 | 2,848 |
| Applicable income taxes | $1,703,000 | 1,452 |
| Income before extraordinary items | $2,850,000 | 2,130 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,850,000 | 2,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,832,000 | 594 |
| Cash dividends | $3,452,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,828,880 | 2,052 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,065,000 | 1,670 |
| Total interest expense | $3,665,000 | 1,907 |
| Net interest income | $9,400,000 | 1,559 |
| Provision for loan and lease losses | $1,970,000 | 535 |
| Total noninterest income | $1,622,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,164,000 | 1,116 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $458,000 | 3,293 |
| Total noninterest expense | $5,823,000 | 2,037 |
| Salaries and employee benefits | $3,316,000 | 1,942 |
| Premises and equipment expense | $581,000 | 2,854 |
| Additional noninterest expense | $1,926,000 | 1,862 |
| Pre-tax net operating income | $3,229,000 | 1,924 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $1,206,000 | 1,604 |
| Income before extraordinary items | $2,024,000 | 2,304 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,024,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,762,000 | 482 |
| Cash dividends | $2,676,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,023,360 | 2,194 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,845,000 | 1,660 |
| Total interest expense | $2,576,000 | 1,874 |
| Net interest income | $6,269,000 | 1,558 |
| Provision for loan and lease losses | $1,800,000 | 416 |
| Total noninterest income | $1,040,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $748,000 | 1,142 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $292,000 | 3,345 |
| Total noninterest expense | $3,867,000 | 2,038 |
| Salaries and employee benefits | $2,206,000 | 1,931 |
| Premises and equipment expense | $376,000 | 2,917 |
| Additional noninterest expense | $1,285,000 | 1,869 |
| Pre-tax net operating income | $1,642,000 | 2,409 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $604,000 | 2,033 |
| Income before extraordinary items | $1,039,000 | 2,886 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,039,000 | 2,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,655,000 | 382 |
| Cash dividends | $1,900,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,038,360 | 2,729 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,284,000 | 1,724 |
| Total interest expense | $1,290,000 | 1,911 |
| Net interest income | $2,994,000 | 1,639 |
| Provision for loan and lease losses | $180,000 | 1,475 |
| Total noninterest income | $487,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $360,000 | 1,150 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $127,000 | 3,502 |
| Total noninterest expense | $1,947,000 | 2,016 |
| Salaries and employee benefits | $1,127,000 | 1,898 |
| Premises and equipment expense | $191,000 | 2,867 |
| Additional noninterest expense | $629,000 | 1,871 |
| Pre-tax net operating income | $1,354,000 | 1,556 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $511,000 | 1,351 |
| Income before extraordinary items | $844,000 | 1,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $844,000 | 1,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $843,360 | 1,771 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,535,000 | 1,762 |
| Total interest expense | $5,406,000 | 2,076 |
| Net interest income | $12,129,000 | 1,594 |
| Provision for loan and lease losses | $496,000 | 2,394 |
| Total noninterest income | $2,071,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,378,000 | 1,167 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $693,000 | 2,724 |
| Total noninterest expense | $6,782,000 | 2,201 |
| Salaries and employee benefits | $3,938,000 | 2,029 |
| Premises and equipment expense | $688,000 | 3,038 |
| Additional noninterest expense | $2,156,000 | 2,153 |
| Pre-tax net operating income | $6,922,000 | 1,220 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $2,620,000 | 1,046 |
| Income before extraordinary items | $4,314,000 | 1,437 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,314,000 | 1,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,911 |
| Cash dividends | $3,165,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,306,320 | 1,395 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,258,000 | 1,879 |
| Total interest expense | $7,202,000 | 2,225 |
| Net interest income | $11,056,000 | 1,611 |
| Provision for loan and lease losses | $806,000 | 1,489 |
| Total noninterest income | $2,102,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,363,000 | 1,090 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $739,000 | 2,499 |
| Total noninterest expense | $6,283,000 | 2,278 |
| Salaries and employee benefits | $3,646,000 | 2,066 |
| Premises and equipment expense | $700,000 | 2,942 |
| Additional noninterest expense | $1,937,000 | 2,308 |
| Pre-tax net operating income | $6,069,000 | 1,235 |
| Securities gains (losses) | $122,000 | 1,593 |
| Applicable income taxes | $2,366,000 | 1,018 |
| Income before extraordinary items | $3,825,000 | 1,418 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,825,000 | 1,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,767 |
| Cash dividends | $1,100,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,746,920 | 1,386 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,347,000 | 2,032 |
| Total interest expense | $6,753,000 | 2,491 |
| Net interest income | $10,594,000 | 1,654 |
| Provision for loan and lease losses | $701,000 | 1,408 |
| Total noninterest income | $2,037,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,337,000 | 1,007 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $700,000 | 2,360 |
| Total noninterest expense | $6,274,000 | 2,193 |
| Salaries and employee benefits | $3,601,000 | 1,988 |
| Premises and equipment expense | $706,000 | 2,862 |
| Additional noninterest expense | $1,967,000 | 2,202 |
| Pre-tax net operating income | $5,656,000 | 1,304 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $2,166,000 | 1,075 |
| Income before extraordinary items | $3,497,000 | 1,509 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,497,000 | 1,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,479 |
| Cash dividends | $1,827,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,492,520 | 1,502 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,086,000 | 2,312 |
| Total interest expense | $5,011,000 | 2,916 |
| Net interest income | $9,075,000 | 1,950 |
| Provision for loan and lease losses | $282,000 | 2,811 |
| Total noninterest income | $2,142,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,205,000 | 1,109 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $937,000 | 1,954 |
| Total noninterest expense | $6,460,000 | 2,106 |
| Salaries and employee benefits | $3,748,000 | 1,862 |
| Premises and equipment expense | $759,000 | 2,680 |
| Additional noninterest expense | $1,953,000 | 2,236 |
| Pre-tax net operating income | $4,475,000 | 1,683 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,706,000 | 1,425 |
| Income before extraordinary items | $2,769,000 | 1,920 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,769,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,549 |
| Cash dividends | $1,885,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,769,000 | 1,892 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,771,000 | 2,558 |
| Total interest expense | $4,310,000 | 3,436 |
| Net interest income | $8,461,000 | 2,029 |
| Provision for loan and lease losses | $330,000 | 2,400 |
| Total noninterest income | $1,744,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,163,000 | 1,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $581,000 | 2,696 |
| Total noninterest expense | $5,357,000 | 2,426 |
| Salaries and employee benefits | $3,291,000 | 2,051 |
| Premises and equipment expense | $510,000 | 3,639 |
| Additional noninterest expense | $1,556,000 | 2,680 |
| Pre-tax net operating income | $4,518,000 | 1,636 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,723,000 | 1,442 |
| Income before extraordinary items | $2,795,000 | 1,876 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,795,000 | 1,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,392 |
| Cash dividends | $2,500,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,795,000 | 1,801 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,289,000 | 2,891 |
| Total interest expense | $3,392,000 | 4,239 |
| Net interest income | $7,897,000 | 2,221 |
| Provision for loan and lease losses | $159,000 | 4,019 |
| Total noninterest income | $1,632,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,236,000 | 1,016 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $396,000 | 3,305 |
| Total noninterest expense | $5,295,000 | 2,436 |
| Salaries and employee benefits | $2,991,000 | 2,211 |
| Premises and equipment expense | $826,000 | 2,346 |
| Additional noninterest expense | $1,478,000 | 2,769 |
| Pre-tax net operating income | $4,075,000 | 1,858 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,567,000 | 1,650 |
| Income before extraordinary items | $2,508,000 | 2,106 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,508,000 | 2,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 10,555 |
| Cash dividends | $1,944,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,508,000 | 2,057 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,710,000 | 3,068 |
| Total interest expense | $3,518,000 | 4,183 |
| Net interest income | $7,192,000 | 2,489 |
| Provision for loan and lease losses | $338,000 | 2,376 |
| Total noninterest income | $1,592,000 | 2,195 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,285,000 | 1,022 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $307,000 | 4,016 |
| Total noninterest expense | $5,061,000 | 2,699 |
| Salaries and employee benefits | $2,830,000 | 2,351 |
| Premises and equipment expense | $844,000 | 2,334 |
| Additional noninterest expense | $1,387,000 | 3,337 |
| Pre-tax net operating income | $3,385,000 | 2,110 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,311,000 | 1,834 |
| Income before extraordinary items | $2,074,000 | 2,380 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,074,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,983 |
| Cash dividends | $3,118,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,074,000 | 2,329 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,742,000 | 3,360 |
| Total interest expense | $3,234,000 | 4,445 |
| Net interest income | $6,508,000 | 2,740 |
| Provision for loan and lease losses | $263,000 | 2,476 |
| Total noninterest income | $1,361,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,065,000 | 1,263 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $296,000 | 4,033 |
| Total noninterest expense | $4,871,000 | 2,783 |
| Salaries and employee benefits | $2,659,000 | 2,514 |
| Premises and equipment expense | $851,000 | 2,346 |
| Additional noninterest expense | $1,361,000 | 3,355 |
| Pre-tax net operating income | $2,735,000 | 2,636 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,061,000 | 2,253 |
| Income before extraordinary items | $1,674,000 | 2,936 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,674,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,707 |
| Cash dividends | $995,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,674,000 | 2,901 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 5,190 |
| Total interest expense | $1,715,000 | 6,296 |
| Net interest income | $3,842,000 | 4,546 |
| Provision for loan and lease losses | $210,000 | 2,926 |
| Total noninterest income | $1,109,000 | 2,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $795,000 | 1,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 3,958 |
| Total noninterest expense | $3,766,000 | 3,605 |
| Salaries and employee benefits | $1,804,000 | 3,608 |
| Premises and equipment expense | $635,000 | 3,103 |
| Additional noninterest expense | $1,327,000 | 3,711 |
| Pre-tax net operating income | $975,000 | 6,064 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $336,000 | 5,437 |
| Income before extraordinary items | $624,000 | 6,367 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $624,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,727 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $633,750 | 6,387 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,293,000 | 5,502 |
| Total interest expense | $1,767,000 | 6,432 |
| Net interest income | $3,526,000 | 4,924 |
| Provision for loan and lease losses | $490,000 | 2,136 |
| Total noninterest income | $1,357,000 | 2,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $705,000 | 1,932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $652,000 | 2,724 |
| Total noninterest expense | $3,369,000 | 4,057 |
| Salaries and employee benefits | $1,674,000 | 3,871 |
| Premises and equipment expense | $644,000 | 3,110 |
| Additional noninterest expense | $1,051,000 | 4,718 |
| Pre-tax net operating income | $1,024,000 | 5,801 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $344,000 | 5,572 |
| Income before extraordinary items | $685,000 | 6,202 |
| Extraordinary gains, net | $82,000 | 1,762 |
| Net income | $767,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,737 |
| Cash dividends | $110,000 | 6,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $681,650 | 5,978 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 6,012 |
| Total interest expense | $2,236,000 | 6,543 |
| Net interest income | $3,132,000 | 5,516 |
| Provision for loan and lease losses | $404,000 | 3,437 |
| Total noninterest income | $1,133,000 | 2,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $704,000 | 1,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 3,537 |
| Total noninterest expense | $3,225,000 | 4,233 |
| Salaries and employee benefits | $1,531,000 | 4,149 |
| Premises and equipment expense | $574,000 | 3,509 |
| Additional noninterest expense | $1,120,000 | 4,614 |
| Pre-tax net operating income | $636,000 | 7,477 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $227,000 | 7,050 |
| Income before extraordinary items | $442,000 | 7,808 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $442,000 | 7,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 2,652 |
| Cash dividends | $67,000 | 7,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $420,220 | 7,660 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.