Home > Peachtree National Bank > Assets and Liabilities
Peachtree National Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 73 | 2,407 |
| Assets and Liabilities | ||
| Total Assets: | $241,617,000 | 2,626 |
| Cash and due from depository institutions | $6,409,000 | 2,407 |
| Interest-bearing balances | $58,000 | 5,252 |
| Securities | $32,601,000 | 3,243 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $191,087,000 | 2,331 |
| Loan loss allowance | $2,585,000 | 2,020 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,045,000 | 2,454 |
| Other real estate owned | $948,000 | 2,407 |
| Goodwill and other intangibles | $657,000 | 1,993 |
| All other assets | $4,870,000 | 3,114 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $241,617,000 | 2,626 |
| Total liabilities | $214,726,000 | 2,642 |
| Total deposits | $194,022,000 | 2,636 |
| Interest-bearing deposits | $160,965,000 | 2,742 |
| Deposits held in domestic offices | $194,022,000 | 2,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,055,000 | 1,146 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,267,000 | 2,935 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,382,000 | 2,044 |
| Total equity capital | $26,891,000 | 2,509 |
| Total bank equity capital | $26,891,000 | 2,509 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,937,000 | 2,048 |
| Surplus | $18,524,000 | 1,536 |
| Undivided profits | $6,430,000 | 4,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,595,000 | 551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,346,000 | 3,078 |
| Earning assets | $223,746,000 | 2,602 |
| Long-term assets (5+ years) | $14,721,000 | 4,071 |
| Average Assets, year-to-date | $248,776,670 | 2,529 |
| Average Assets, quarterly | $245,900,000 | 2,575 |
| Volatile liabilities | $40,408,000 | 2,987 |
| Insider loans | $3,966,000 | 1,828 |
| FHLB advances | $7,267,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $38,724,000 | 2,206 |
| Tier 1 (core) risk-based capital | $26,467,000 | 2,453 |
| Tier 2 risk-based capital | $2,585,000 | 1,948 |
| Total risk weighted assets | $213,506,000 | 2,213 |
| Total unused commitments | $38,724,000 | 2,207 |
| Derivatives | $1,177,000 | 846 |
| 2007-03-31 | Rank | |
| # of Employees: | 77 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $250,183,000 | 2,559 |
| Cash and due from depository institutions | $6,336,000 | 2,275 |
| Interest-bearing balances | $94,000 | 4,920 |
| Securities | $33,874,000 | 3,161 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $199,175,000 | 2,249 |
| Loan loss allowance | $3,877,000 | 1,370 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,152,000 | 2,393 |
| Other real estate owned | $321,000 | 2,275 |
| Goodwill and other intangibles | $657,000 | 1,987 |
| All other assets | $4,668,000 | 3,141 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $250,182,000 | 2,559 |
| Total liabilities | $224,374,000 | 2,561 |
| Total deposits | $210,336,000 | 2,460 |
| Interest-bearing deposits | $173,553,000 | 2,564 |
| Deposits held in domestic offices | $210,336,000 | 2,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,994,000 | 1,698 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $7,346,000 | 2,853 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,698,000 | 1,933 |
| Total equity capital | $25,808,000 | 2,606 |
| Total bank equity capital | $25,808,000 | 2,606 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,937,000 | 2,036 |
| Surplus | $18,510,000 | 1,510 |
| Undivided profits | $5,361,000 | 4,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,605,000 | 992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,401,000 | 2,847 |
| Earning assets | $233,143,000 | 2,531 |
| Long-term assets (5+ years) | $15,699,000 | 3,896 |
| Average Assets, year-to-date | $252,356,500 | 2,524 |
| Average Assets, quarterly | $252,356,500 | 2,524 |
| Volatile liabilities | $36,131,000 | 3,195 |
| Insider loans | $3,976,000 | 1,783 |
| FHLB advances | $7,346,000 | 2,736 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $53,637,000 | 1,722 |
| Tier 1 (core) risk-based capital | $25,256,000 | 2,539 |
| Tier 2 risk-based capital | $2,859,000 | 1,771 |
| Total risk weighted assets | $227,735,000 | 2,065 |
| Total unused commitments | $53,637,000 | 1,723 |
| Derivatives | $1,038,000 | 847 |
| 2006-12-31 | Rank | |
| # of Employees: | 77 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $254,530,000 | 2,517 |
| Cash and due from depository institutions | $7,035,000 | 2,291 |
| Interest-bearing balances | $106,000 | 4,647 |
| Securities | $34,522,000 | 3,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $200,747,000 | 2,223 |
| Loan loss allowance | $3,794,000 | 1,378 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,204,000 | 2,333 |
| Other real estate owned | $394,000 | 2,291 |
| Goodwill and other intangibles | $657,000 | 1,983 |
| All other assets | $5,971,000 | 2,630 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $254,530,000 | 2,517 |
| Total liabilities | $229,480,000 | 2,489 |
| Total deposits | $205,047,000 | 2,503 |
| Interest-bearing deposits | $166,761,000 | 2,619 |
| Deposits held in domestic offices | $205,047,000 | 2,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,383,000 | 1,040 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,426,000 | 2,923 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,624,000 | 1,496 |
| Total equity capital | $25,050,000 | 2,629 |
| Total bank equity capital | $25,050,000 | 2,629 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,937,000 | 2,026 |
| Surplus | $18,471,000 | 1,487 |
| Undivided profits | $4,642,000 | 4,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,580,000 | 897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,471,000 | 2,837 |
| Earning assets | $235,375,000 | 2,484 |
| Long-term assets (5+ years) | $15,596,000 | 3,883 |
| Average Assets, year-to-date | $249,167,000 | 2,475 |
| Average Assets, quarterly | $255,133,000 | 2,495 |
| Volatile liabilities | $75,664,000 | 1,920 |
| Insider loans | $3,916,000 | 1,801 |
| FHLB advances | $7,426,000 | 2,812 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $58,870,000 | 1,611 |
| Tier 1 (core) risk-based capital | $24,595,000 | 2,552 |
| Tier 2 risk-based capital | $2,908,000 | 1,739 |
| Total risk weighted assets | $231,779,000 | 2,036 |
| Total unused commitments | $58,870,000 | 1,612 |
| Derivatives | $1,038,000 | 821 |
| 2006-09-30 | Rank | |
| # of Employees: | 76 | 2,332 |
| Assets and Liabilities | ||
| Total Assets: | $255,736,000 | 2,487 |
| Cash and due from depository institutions | $6,198,000 | 2,332 |
| Interest-bearing balances | $56,000 | 5,383 |
| Securities | $35,453,000 | 3,119 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $202,167,000 | 2,205 |
| Loan loss allowance | $4,459,000 | 1,156 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,260,000 | 2,268 |
| Other real estate owned | $160,000 | 2,332 |
| Goodwill and other intangibles | $657,000 | 1,990 |
| All other assets | $5,841,000 | 2,681 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $255,737,000 | 2,487 |
| Total liabilities | $229,509,000 | 2,477 |
| Total deposits | $207,233,000 | 2,451 |
| Interest-bearing deposits | $171,035,000 | 2,532 |
| Deposits held in domestic offices | $207,233,000 | 2,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,273,000 | 1,125 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,730,000 | 3,033 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,273,000 | 1,591 |
| Total equity capital | $26,228,000 | 2,494 |
| Total bank equity capital | $26,228,000 | 2,494 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,937,000 | 2,030 |
| Surplus | $18,434,000 | 1,473 |
| Undivided profits | $5,857,000 | 4,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,849,000 | 627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,297,000 | 3,178 |
| Earning assets | $237,676,000 | 2,465 |
| Long-term assets (5+ years) | $13,747,000 | 4,059 |
| Average Assets, year-to-date | $247,826,250 | 2,497 |
| Average Assets, quarterly | $256,247,000 | 2,469 |
| Volatile liabilities | $38,130,000 | 3,201 |
| Insider loans | $4,344,000 | 1,619 |
| FHLB advances | $7,505,000 | 2,919 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $58,106,000 | 1,660 |
| Tier 1 (core) risk-based capital | $25,827,000 | 2,434 |
| Tier 2 risk-based capital | $2,931,000 | 1,735 |
| Total risk weighted assets | $232,929,000 | 2,017 |
| Total unused commitments | $58,106,000 | 1,661 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 81 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $256,758,000 | 2,467 |
| Cash and due from depository institutions | $6,216,000 | 2,174 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $36,785,000 | 3,018 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $201,603,000 | 2,181 |
| Loan loss allowance | $4,818,000 | 1,061 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,311,000 | 2,201 |
| Other real estate owned | $245,000 | 2,174 |
| Goodwill and other intangibles | $657,000 | 1,983 |
| All other assets | $5,941,000 | 2,617 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $256,758,000 | 2,467 |
| Total liabilities | $229,686,000 | 2,467 |
| Total deposits | $203,910,000 | 2,484 |
| Interest-bearing deposits | $160,390,000 | 2,644 |
| Deposits held in domestic offices | $203,910,000 | 2,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,649,000 | 952 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,585,000 | 3,081 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,542,000 | 1,816 |
| Total equity capital | $27,072,000 | 2,366 |
| Total bank equity capital | $27,072,000 | 2,366 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,937,000 | 2,022 |
| Surplus | $19,985,000 | 1,346 |
| Undivided profits | $5,150,000 | 4,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,362,000 | 512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,294,000 | 2,882 |
| Earning assets | $238,388,000 | 2,428 |
| Long-term assets (5+ years) | $12,892,000 | 4,134 |
| Average Assets, year-to-date | $245,189,670 | 2,526 |
| Average Assets, quarterly | $247,750,500 | 2,528 |
| Volatile liabilities | $69,602,000 | 1,988 |
| Insider loans | $4,357,000 | 1,581 |
| FHLB advances | $7,585,000 | 2,944 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $61,451,000 | 1,589 |
| Tier 1 (core) risk-based capital | $26,976,000 | 2,299 |
| Tier 2 risk-based capital | $2,930,000 | 1,705 |
| Total risk weighted assets | $232,533,000 | 1,990 |
| Total unused commitments | $61,451,000 | 1,589 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 84 | 2,073 |
| Assets and Liabilities | ||
| Total Assets: | $238,743,000 | 2,596 |
| Cash and due from depository institutions | $6,928,000 | 2,073 |
| Interest-bearing balances | $33,000 | 5,859 |
| Securities | $35,803,000 | 3,111 |
| Federal funds sold & reverse repurchase agreements | $2,590,000 | 3,878 |
| Net loans & leases | $180,988,000 | 2,343 |
| Loan loss allowance | $6,974,000 | 717 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,371,000 | 2,122 |
| Other real estate owned | $584,000 | 2,073 |
| Goodwill and other intangibles | $657,000 | 1,964 |
| All other assets | $5,822,000 | 2,583 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $238,743,000 | 2,596 |
| Total liabilities | $211,209,000 | 2,636 |
| Total deposits | $201,245,000 | 2,488 |
| Interest-bearing deposits | $160,204,000 | 2,626 |
| Deposits held in domestic offices | $201,245,000 | 2,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,665,000 | 2,960 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,299,000 | 1,961 |
| Total equity capital | $27,534,000 | 2,291 |
| Total bank equity capital | $27,534,000 | 2,291 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,937,000 | 2,014 |
| Surplus | $19,970,000 | 1,303 |
| Undivided profits | $5,627,000 | 4,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,810,000 | 374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,155,000 | 3,015 |
| Earning assets | $219,414,000 | 2,586 |
| Long-term assets (5+ years) | $13,579,000 | 4,017 |
| Average Assets, year-to-date | $239,405,500 | 2,572 |
| Average Assets, quarterly | $239,405,500 | 2,572 |
| Volatile liabilities | $53,280,000 | 2,361 |
| Insider loans | $1,870,000 | 2,976 |
| FHLB advances | $7,665,000 | 2,852 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $64,415,000 | 1,506 |
| Tier 1 (core) risk-based capital | $27,361,000 | 2,233 |
| Tier 2 risk-based capital | $2,694,000 | 1,795 |
| Total risk weighted assets | $211,279,000 | 2,110 |
| Total unused commitments | $64,415,000 | 1,506 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 88 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $240,068,000 | 2,580 |
| Cash and due from depository institutions | $6,621,000 | 1,964 |
| Interest-bearing balances | $44,000 | 5,735 |
| Securities | $31,981,000 | 3,381 |
| Federal funds sold & reverse repurchase agreements | $7,164,000 | 1,842 |
| Net loans & leases | $181,917,000 | 2,289 |
| Loan loss allowance | $6,994,000 | 700 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,245,000 | 2,149 |
| Other real estate owned | $861,000 | 1,964 |
| Goodwill and other intangibles | $657,000 | 1,955 |
| All other assets | $5,622,000 | 2,642 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $240,068,000 | 2,580 |
| Total liabilities | $213,426,000 | 2,592 |
| Total deposits | $204,051,000 | 2,440 |
| Interest-bearing deposits | $164,506,000 | 2,546 |
| Deposits held in domestic offices | $204,051,000 | 2,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,744,000 | 3,060 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,631,000 | 2,467 |
| Total equity capital | $26,642,000 | 2,330 |
| Total bank equity capital | $26,642,000 | 2,330 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,937,000 | 2,002 |
| Surplus | $19,930,000 | 1,273 |
| Undivided profits | $4,775,000 | 4,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,917,000 | 298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,181,000 | 2,993 |
| Earning assets | $221,106,000 | 2,561 |
| Long-term assets (5+ years) | $14,065,000 | 3,955 |
| Average Assets, year-to-date | $255,872,200 | 2,324 |
| Average Assets, quarterly | $244,577,000 | 2,505 |
| Volatile liabilities | $50,977,000 | 2,419 |
| Insider loans | $2,012,000 | 2,820 |
| FHLB advances | $7,744,000 | 2,929 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $69,452,000 | 1,358 |
| Tier 1 (core) risk-based capital | $26,391,000 | 2,278 |
| Tier 2 risk-based capital | $2,917,000 | 1,652 |
| Total risk weighted assets | $229,267,000 | 1,926 |
| Total unused commitments | $69,452,000 | 1,358 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 90 | 1,922 |
| Assets and Liabilities | ||
| Total Assets: | $249,086,000 | 2,449 |
| Cash and due from depository institutions | $6,619,000 | 1,922 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $31,137,000 | 3,441 |
| Federal funds sold & reverse repurchase agreements | $10,353,000 | 1,258 |
| Net loans & leases | $188,379,000 | 2,184 |
| Loan loss allowance | $7,179,000 | 682 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,263,000 | 2,096 |
| Other real estate owned | $1,452,000 | 1,922 |
| Goodwill and other intangibles | $657,000 | 1,930 |
| All other assets | $5,226,000 | 2,747 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $249,086,000 | 2,449 |
| Total liabilities | $222,940,000 | 2,464 |
| Total deposits | $212,751,000 | 2,306 |
| Interest-bearing deposits | $166,039,000 | 2,466 |
| Deposits held in domestic offices | $212,751,000 | 2,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,824,000 | 3,068 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,365,000 | 1,825 |
| Total equity capital | $26,146,000 | 2,342 |
| Total bank equity capital | $26,146,000 | 2,342 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,937,000 | 1,969 |
| Surplus | $19,930,000 | 1,235 |
| Undivided profits | $4,279,000 | 5,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,986,000 | 360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,143,000 | 3,039 |
| Earning assets | $229,869,000 | 2,428 |
| Long-term assets (5+ years) | $14,067,000 | 3,990 |
| Average Assets, year-to-date | $259,823,250 | 2,267 |
| Average Assets, quarterly | $253,170,000 | 2,389 |
| Volatile liabilities | $63,213,000 | 1,968 |
| Insider loans | $2,287,000 | 2,577 |
| FHLB advances | $7,824,000 | 2,926 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $74,076,000 | 1,253 |
| Tier 1 (core) risk-based capital | $25,838,000 | 2,283 |
| Tier 2 risk-based capital | $2,960,000 | 1,602 |
| Total risk weighted assets | $232,568,000 | 1,854 |
| Total unused commitments | $74,076,000 | 1,253 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 88 | 1,968 |
| Assets and Liabilities | ||
| Total Assets: | $257,254,000 | 2,333 |
| Cash and due from depository institutions | $7,516,000 | 1,968 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $31,414,000 | 3,466 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $205,969,000 | 1,975 |
| Loan loss allowance | $6,569,000 | 731 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,314,000 | 2,030 |
| Other real estate owned | $1,316,000 | 1,968 |
| Goodwill and other intangibles | $657,000 | 1,935 |
| All other assets | $5,068,000 | 2,724 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $257,254,000 | 2,333 |
| Total liabilities | $231,229,000 | 2,331 |
| Total deposits | $208,853,000 | 2,297 |
| Interest-bearing deposits | $163,931,000 | 2,452 |
| Deposits held in domestic offices | $208,853,000 | 2,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,994,000 | 1,039 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,903,000 | 3,018 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,479,000 | 1,655 |
| Total equity capital | $26,025,000 | 2,310 |
| Total bank equity capital | $26,025,000 | 2,310 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,937,000 | 1,950 |
| Surplus | $19,923,000 | 1,211 |
| Undivided profits | $4,165,000 | 5,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,040,000 | 851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,095,000 | 2,906 |
| Earning assets | $237,383,000 | 2,313 |
| Long-term assets (5+ years) | $14,207,000 | 4,021 |
| Average Assets, year-to-date | $263,402,330 | 2,212 |
| Average Assets, quarterly | $259,581,000 | 2,280 |
| Volatile liabilities | $73,968,000 | 1,666 |
| Insider loans | $2,728,000 | 2,225 |
| FHLB advances | $7,903,000 | 2,883 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $88,724,000 | 1,048 |
| Tier 1 (core) risk-based capital | $25,579,000 | 2,239 |
| Tier 2 risk-based capital | $3,173,000 | 1,480 |
| Total risk weighted assets | $250,452,000 | 1,705 |
| Total unused commitments | $88,724,000 | 1,048 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 90 | 1,893 |
| Assets and Liabilities | ||
| Total Assets: | $261,908,000 | 2,249 |
| Cash and due from depository institutions | $5,784,000 | 1,893 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $31,064,000 | 3,529 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $213,429,000 | 1,852 |
| Loan loss allowance | $6,404,000 | 738 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,384,000 | 1,980 |
| Other real estate owned | $358,000 | 1,893 |
| Goodwill and other intangibles | $657,000 | 1,931 |
| All other assets | $5,232,000 | 2,610 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $261,908,000 | 2,249 |
| Total liabilities | $236,812,000 | 2,232 |
| Total deposits | $215,558,000 | 2,215 |
| Interest-bearing deposits | $172,658,000 | 2,352 |
| Deposits held in domestic offices | $215,558,000 | 2,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,184,000 | 1,038 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,983,000 | 2,928 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,087,000 | 1,903 |
| Total equity capital | $25,096,000 | 2,309 |
| Total bank equity capital | $25,096,000 | 2,309 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,937,000 | 1,955 |
| Surplus | $19,906,000 | 1,175 |
| Undivided profits | $3,253,000 | 5,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,883,000 | 898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,176,000 | 2,605 |
| Earning assets | $244,493,000 | 2,213 |
| Long-term assets (5+ years) | $14,640,000 | 4,025 |
| Average Assets, year-to-date | $266,476,500 | 2,189 |
| Average Assets, quarterly | $266,476,500 | 2,189 |
| Volatile liabilities | $77,603,000 | 1,532 |
| Insider loans | $2,838,000 | 2,106 |
| FHLB advances | $7,983,000 | 2,811 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $75,001,000 | 1,179 |
| Tier 1 (core) risk-based capital | $24,817,000 | 2,252 |
| Tier 2 risk-based capital | $3,236,000 | 1,449 |
| Total risk weighted assets | $255,687,000 | 1,656 |
| Total unused commitments | $75,001,000 | 1,179 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 86 | 1,989 |
| Assets and Liabilities | ||
| Total Assets: | $271,045,000 | 2,150 |
| Cash and due from depository institutions | $5,861,000 | 1,989 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $31,256,000 | 3,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $221,162,000 | 1,776 |
| Loan loss allowance | $5,983,000 | 804 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,448,000 | 1,945 |
| Other real estate owned | $451,000 | 1,989 |
| Goodwill and other intangibles | $657,000 | 1,930 |
| All other assets | $6,210,000 | 2,250 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $271,045,000 | 2,150 |
| Total liabilities | $245,896,000 | 2,131 |
| Total deposits | $227,924,000 | 2,059 |
| Interest-bearing deposits | $187,249,000 | 2,113 |
| Deposits held in domestic offices | $227,924,000 | 2,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,163,000 | 1,274 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $8,063,000 | 2,893 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,746,000 | 2,134 |
| Total equity capital | $25,149,000 | 2,313 |
| Total bank equity capital | $25,149,000 | 2,313 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,937,000 | 1,937 |
| Surplus | $19,818,000 | 1,162 |
| Undivided profits | $3,394,000 | 5,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,455,000 | 767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,180,000 | 2,576 |
| Earning assets | $252,418,000 | 2,124 |
| Long-term assets (5+ years) | $15,795,000 | 3,950 |
| Average Assets, year-to-date | $288,320,000 | 1,945 |
| Average Assets, quarterly | $278,082,000 | 2,068 |
| Volatile liabilities | $84,798,000 | 1,384 |
| Insider loans | $2,265,000 | 2,499 |
| FHLB advances | $8,063,000 | 2,754 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $79,490,000 | 1,092 |
| Tier 1 (core) risk-based capital | $24,603,000 | 2,245 |
| Tier 2 risk-based capital | $3,471,000 | 1,330 |
| Total risk weighted assets | $275,139,000 | 1,514 |
| Total unused commitments | $79,490,000 | 1,092 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 88 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $278,889,000 | 2,061 |
| Cash and due from depository institutions | $6,101,000 | 1,940 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $29,961,000 | 3,625 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $231,504,000 | 1,676 |
| Loan loss allowance | $5,291,000 | 893 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,478,000 | 1,893 |
| Other real estate owned | $325,000 | 1,940 |
| Goodwill and other intangibles | $657,000 | 1,898 |
| All other assets | $4,863,000 | 2,674 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $278,889,000 | 2,061 |
| Total liabilities | $252,051,000 | 2,052 |
| Total deposits | $225,146,000 | 2,051 |
| Interest-bearing deposits | $181,705,000 | 2,166 |
| Deposits held in domestic offices | $225,146,000 | 2,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,556,000 | 844 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,142,000 | 2,884 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,207,000 | 1,775 |
| Total equity capital | $26,838,000 | 2,163 |
| Total bank equity capital | $26,838,000 | 2,163 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,937,000 | 1,934 |
| Surplus | $19,228,000 | 1,158 |
| Undivided profits | $5,673,000 | 4,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,208,000 | 417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,210,000 | 2,575 |
| Earning assets | $261,465,000 | 2,024 |
| Long-term assets (5+ years) | $15,449,000 | 4,065 |
| Average Assets, year-to-date | $286,434,250 | 1,956 |
| Average Assets, quarterly | $280,179,000 | 2,034 |
| Volatile liabilities | $88,672,000 | 1,290 |
| Insider loans | $2,065,000 | 2,633 |
| FHLB advances | $8,142,000 | 2,753 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $88,230,000 | 1,021 |
| Tier 1 (core) risk-based capital | $26,125,000 | 2,119 |
| Tier 2 risk-based capital | $3,445,000 | 1,341 |
| Total risk weighted assets | $273,747,000 | 1,498 |
| Total unused commitments | $88,230,000 | 1,022 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 88 | 1,950 |
| Assets and Liabilities | ||
| Total Assets: | $281,469,000 | 2,016 |
| Cash and due from depository institutions | $7,940,000 | 1,950 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $29,558,000 | 3,694 |
| Federal funds sold & reverse repurchase agreements | $1,904,000 | 3,553 |
| Net loans & leases | $230,919,000 | 1,628 |
| Loan loss allowance | $3,784,000 | 1,223 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,489,000 | 1,852 |
| Other real estate owned | $1,127,000 | 1,950 |
| Goodwill and other intangibles | $657,000 | 1,898 |
| All other assets | $3,875,000 | 3,138 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $281,469,000 | 2,016 |
| Total liabilities | $253,491,000 | 2,029 |
| Total deposits | $243,983,000 | 1,883 |
| Interest-bearing deposits | $200,262,000 | 1,931 |
| Deposits held in domestic offices | $243,983,000 | 1,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,222,000 | 2,841 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,287,000 | 2,444 |
| Total equity capital | $27,978,000 | 1,964 |
| Total bank equity capital | $27,978,000 | 1,964 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,937,000 | 1,938 |
| Surplus | $19,228,000 | 1,133 |
| Undivided profits | $6,813,000 | 3,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,190,000 | 579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,155,000 | 2,563 |
| Earning assets | $262,381,000 | 1,992 |
| Long-term assets (5+ years) | $15,589,000 | 4,166 |
| Average Assets, year-to-date | $288,949,330 | 1,947 |
| Average Assets, quarterly | $287,695,000 | 1,976 |
| Volatile liabilities | $82,403,000 | 1,350 |
| Insider loans | $2,093,000 | 2,588 |
| FHLB advances | $8,222,000 | 2,716 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $92,621,000 | 947 |
| Tier 1 (core) risk-based capital | $27,541,000 | 1,931 |
| Tier 2 risk-based capital | $3,353,000 | 1,339 |
| Total risk weighted assets | $268,252,000 | 1,500 |
| Total unused commitments | $92,621,000 | 947 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 86 | 1,984 |
| Assets and Liabilities | ||
| Total Assets: | $293,921,000 | 1,927 |
| Cash and due from depository institutions | $7,577,000 | 1,984 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $30,423,000 | 3,612 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $244,740,000 | 1,496 |
| Loan loss allowance | $3,630,000 | 1,274 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,498,000 | 1,811 |
| Other real estate owned | $1,337,000 | 1,984 |
| Goodwill and other intangibles | $657,000 | 1,889 |
| All other assets | $3,689,000 | 3,106 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $293,921,000 | 1,927 |
| Total liabilities | $266,449,000 | 1,909 |
| Total deposits | $245,977,000 | 1,853 |
| Interest-bearing deposits | $200,268,000 | 1,928 |
| Deposits held in domestic offices | $245,977,000 | 1,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,499,000 | 1,049 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,301,000 | 2,708 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,672,000 | 2,238 |
| Total equity capital | $27,472,000 | 2,053 |
| Total bank equity capital | $27,472,000 | 2,053 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,937,000 | 1,935 |
| Surplus | $18,869,000 | 1,135 |
| Undivided profits | $6,666,000 | 3,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,505,000 | 436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,200,000 | 2,382 |
| Earning assets | $275,163,000 | 1,881 |
| Long-term assets (5+ years) | $11,667,000 | 4,690 |
| Average Assets, year-to-date | $292,689,500 | 1,913 |
| Average Assets, quarterly | $292,689,500 | 1,913 |
| Volatile liabilities | $92,035,000 | 1,159 |
| Insider loans | $1,720,000 | 2,943 |
| FHLB advances | $8,301,000 | 2,583 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $82,176,000 | 1,021 |
| Tier 1 (core) risk-based capital | $26,493,000 | 1,987 |
| Tier 2 risk-based capital | $3,574,000 | 1,251 |
| Total risk weighted assets | $285,877,000 | 1,362 |
| Total unused commitments | $82,176,000 | 1,023 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 86 | 2,009 |
| Assets and Liabilities | ||
| Total Assets: | $291,458,000 | 1,929 |
| Cash and due from depository institutions | $8,579,000 | 2,009 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $29,459,000 | 3,766 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $242,251,000 | 1,499 |
| Loan loss allowance | $3,397,000 | 1,360 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,562,000 | 1,779 |
| Other real estate owned | $1,337,000 | 2,009 |
| Goodwill and other intangibles | $657,000 | 1,880 |
| All other assets | $3,613,000 | 3,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,458,000 | 1,929 |
| Total liabilities | $263,636,000 | 1,917 |
| Total deposits | $227,277,000 | 1,989 |
| Interest-bearing deposits | $186,426,000 | 2,072 |
| Deposits held in domestic offices | $227,277,000 | 1,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,469,000 | 633 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,381,000 | 2,693 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,509,000 | 2,317 |
| Total equity capital | $27,822,000 | 1,968 |
| Total bank equity capital | $27,822,000 | 1,968 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,937,000 | 1,951 |
| Surplus | $18,869,000 | 1,110 |
| Undivided profits | $7,016,000 | 3,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,228,000 | 597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,178,000 | 2,557 |
| Earning assets | $271,710,000 | 1,885 |
| Long-term assets (5+ years) | $10,539,000 | 4,913 |
| Average Assets, year-to-date | $284,553,200 | 1,899 |
| Average Assets, quarterly | $289,986,500 | 1,917 |
| Volatile liabilities | $94,213,000 | 1,159 |
| Insider loans | $1,727,000 | 2,897 |
| FHLB advances | $8,381,000 | 2,554 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $85,145,000 | 953 |
| Tier 1 (core) risk-based capital | $26,993,000 | 1,927 |
| Tier 2 risk-based capital | $3,397,000 | 1,307 |
| Total risk weighted assets | $286,763,000 | 1,340 |
| Total unused commitments | $85,145,000 | 954 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 91 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $288,515,000 | 1,955 |
| Cash and due from depository institutions | $9,000,000 | 1,916 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $27,695,000 | 3,851 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $240,758,000 | 1,494 |
| Loan loss allowance | $3,370,000 | 1,384 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,592,000 | 1,749 |
| Other real estate owned | $1,502,000 | 1,916 |
| Goodwill and other intangibles | $657,000 | 1,855 |
| All other assets | $3,311,000 | 3,397 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,515,000 | 1,955 |
| Total liabilities | $260,652,000 | 1,943 |
| Total deposits | $236,064,000 | 1,921 |
| Interest-bearing deposits | $194,245,000 | 2,005 |
| Deposits held in domestic offices | $236,064,000 | 1,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,950,000 | 912 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,481,000 | 2,645 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,157,000 | 1,810 |
| Total equity capital | $27,863,000 | 1,966 |
| Total bank equity capital | $27,863,000 | 1,966 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,937,000 | 1,956 |
| Surplus | $18,869,000 | 1,102 |
| Undivided profits | $7,057,000 | 3,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,885,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,130,000 | 2,801 |
| Earning assets | $268,453,000 | 1,919 |
| Long-term assets (5+ years) | $9,680,000 | 5,082 |
| Average Assets, year-to-date | $282,827,000 | 1,934 |
| Average Assets, quarterly | $290,292,500 | 1,926 |
| Volatile liabilities | $82,816,000 | 1,254 |
| Insider loans | $959,000 | 4,126 |
| FHLB advances | $8,481,000 | 2,505 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $100,144,000 | 856 |
| Tier 1 (core) risk-based capital | $26,943,000 | 1,922 |
| Tier 2 risk-based capital | $3,370,000 | 1,309 |
| Total risk weighted assets | $287,370,000 | 1,330 |
| Total unused commitments | $100,144,000 | 862 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 89 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $292,070,000 | 1,916 |
| Cash and due from depository institutions | $17,021,000 | 1,967 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $25,066,000 | 4,037 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $239,177,000 | 1,488 |
| Loan loss allowance | $3,307,000 | 1,385 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,468,000 | 1,771 |
| Other real estate owned | $1,502,000 | 1,967 |
| Goodwill and other intangibles | $657,000 | 1,808 |
| All other assets | $3,179,000 | 3,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,070,000 | 1,916 |
| Total liabilities | $264,293,000 | 1,904 |
| Total deposits | $248,914,000 | 1,799 |
| Interest-bearing deposits | $207,488,000 | 1,847 |
| Deposits held in domestic offices | $248,914,000 | 1,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,784,000 | 1,513 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,611,000 | 2,578 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,984,000 | 2,018 |
| Total equity capital | $27,777,000 | 1,957 |
| Total bank equity capital | $27,777,000 | 1,957 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,937,000 | 1,952 |
| Surplus | $18,869,000 | 1,081 |
| Undivided profits | $6,971,000 | 3,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,267,000 | 767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,197,000 | 2,527 |
| Earning assets | $264,243,000 | 1,930 |
| Long-term assets (5+ years) | $11,727,000 | 4,598 |
| Average Assets, year-to-date | $280,931,000 | 1,934 |
| Average Assets, quarterly | $285,967,500 | 1,929 |
| Volatile liabilities | $72,706,000 | 1,377 |
| Insider loans | $591,000 | 5,114 |
| FHLB advances | $8,611,000 | 2,430 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $104,343,000 | 826 |
| Tier 1 (core) risk-based capital | $26,734,000 | 1,888 |
| Tier 2 risk-based capital | $3,307,000 | 1,290 |
| Total risk weighted assets | $287,073,000 | 1,310 |
| Total unused commitments | $104,343,000 | 830 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 88 | 1,961 |
| Assets and Liabilities | ||
| Total Assets: | $279,865,000 | 1,955 |
| Cash and due from depository institutions | $13,969,000 | 1,961 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $19,134,000 | 4,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $236,124,000 | 1,474 |
| Loan loss allowance | $3,320,000 | 1,348 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,209,000 | 1,808 |
| Other real estate owned | $1,409,000 | 1,961 |
| Goodwill and other intangibles | $657,000 | 1,799 |
| All other assets | $3,363,000 | 3,201 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,865,000 | 1,955 |
| Total liabilities | $253,955,000 | 1,940 |
| Total deposits | $241,927,000 | 1,818 |
| Interest-bearing deposits | $201,472,000 | 1,898 |
| Deposits held in domestic offices | $241,927,000 | 1,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,239,000 | 1,683 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,250,000 | 2,883 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,539,000 | 1,720 |
| Total equity capital | $25,910,000 | 2,061 |
| Total bank equity capital | $25,910,000 | 2,061 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,937,000 | 1,965 |
| Surplus | $16,369,000 | 1,204 |
| Undivided profits | $7,604,000 | 3,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,148,000 | 2,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,201,000 | 2,541 |
| Earning assets | $255,258,000 | 1,962 |
| Long-term assets (5+ years) | $10,729,000 | 4,710 |
| Average Assets, year-to-date | $275,361,500 | 1,964 |
| Average Assets, quarterly | $275,361,500 | 1,964 |
| Volatile liabilities | $72,344,000 | 1,362 |
| Insider loans | $628,000 | 4,957 |
| FHLB advances | $6,250,000 | 2,730 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $87,709,000 | 905 |
| Tier 1 (core) risk-based capital | $24,939,000 | 2,011 |
| Tier 2 risk-based capital | $3,320,000 | 1,248 |
| Total risk weighted assets | $273,707,000 | 1,354 |
| Total unused commitments | $87,709,000 | 911 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 84 | 2,052 |
| Assets and Liabilities | ||
| Total Assets: | $270,858,000 | 1,985 |
| Cash and due from depository institutions | $10,268,000 | 2,052 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $19,155,000 | 4,765 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $231,248,000 | 1,501 |
| Loan loss allowance | $3,162,000 | 1,378 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,915,000 | 1,875 |
| Other real estate owned | $1,200,000 | 2,052 |
| Goodwill and other intangibles | $657,000 | 1,781 |
| All other assets | $3,415,000 | 3,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,858,000 | 1,985 |
| Total liabilities | $244,987,000 | 1,965 |
| Total deposits | $227,036,000 | 1,903 |
| Interest-bearing deposits | $188,686,000 | 1,979 |
| Deposits held in domestic offices | $227,036,000 | 1,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,283,000 | 1,001 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,668,000 | 1,627 |
| Total equity capital | $25,871,000 | 2,036 |
| Total bank equity capital | $25,871,000 | 2,036 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,937,000 | 1,960 |
| Surplus | $16,119,000 | 1,194 |
| Undivided profits | $7,815,000 | 3,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,638,000 | 1,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,197,000 | 2,686 |
| Earning assets | $250,403,000 | 1,954 |
| Long-term assets (5+ years) | $11,466,000 | 4,546 |
| Average Assets, year-to-date | $266,327,000 | 1,916 |
| Average Assets, quarterly | $274,163,000 | 1,939 |
| Volatile liabilities | $78,839,000 | 1,256 |
| Insider loans | $783,000 | 4,522 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $72,999,000 | 1,010 |
| Tier 1 (core) risk-based capital | $24,845,000 | 1,978 |
| Tier 2 risk-based capital | $3,162,000 | 1,287 |
| Total risk weighted assets | $267,123,000 | 1,354 |
| Total unused commitments | $72,999,000 | 1,010 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 77 | 2,224 |
| Assets and Liabilities | ||
| Total Assets: | $255,702,000 | 1,988 |
| Cash and due from depository institutions | $12,951,000 | 2,224 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $22,363,000 | 4,186 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $210,427,000 | 1,578 |
| Loan loss allowance | $2,880,000 | 1,436 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,195,000 | 2,142 |
| Other real estate owned | $1,891,000 | 2,224 |
| Goodwill and other intangibles | $657,000 | 1,701 |
| All other assets | $3,218,000 | 3,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,702,000 | 1,988 |
| Total liabilities | $232,054,000 | 1,969 |
| Total deposits | $208,062,000 | 1,978 |
| Interest-bearing deposits | $170,152,000 | 2,078 |
| Deposits held in domestic offices | $208,062,000 | 1,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,341,000 | 723 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,651,000 | 1,636 |
| Total equity capital | $23,648,000 | 2,086 |
| Total bank equity capital | $23,648,000 | 2,086 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,937,000 | 1,988 |
| Surplus | $15,044,000 | 1,205 |
| Undivided profits | $6,667,000 | 3,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,349,000 | 2,547 |
| Earning assets | $232,790,000 | 1,991 |
| Long-term assets (5+ years) | $18,010,000 | 3,527 |
| Average Assets, year-to-date | $232,919,600 | 2,092 |
| Average Assets, quarterly | $250,778,500 | 2,000 |
| Volatile liabilities | $79,979,000 | 1,206 |
| Insider loans | $1,492,000 | 3,003 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $57,160,000 | 1,141 |
| Tier 1 (core) risk-based capital | $22,621,000 | 2,057 |
| Tier 2 risk-based capital | $2,880,000 | 1,333 |
| Total risk weighted assets | $249,289,000 | 1,381 |
| Total unused commitments | $57,160,000 | 1,147 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 74 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $217,329,000 | 2,235 |
| Cash and due from depository institutions | $11,495,000 | 2,305 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $19,072,000 | 4,793 |
| Federal funds sold & reverse repurchase agreements | $6,935,000 | 1,751 |
| Net loans & leases | $173,951,000 | 1,820 |
| Loan loss allowance | $2,286,000 | 1,692 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,097,000 | 2,823 |
| Other real estate owned | $591,000 | 2,305 |
| Goodwill and other intangibles | $738,000 | 1,606 |
| All other assets | $1,450,000 | 4,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,329,000 | 2,235 |
| Total liabilities | $199,536,000 | 2,188 |
| Total deposits | $197,297,000 | 1,979 |
| Interest-bearing deposits | $161,660,000 | 2,096 |
| Deposits held in domestic offices | $197,297,000 | 1,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,239,000 | 1,892 |
| Total equity capital | $17,793,000 | 2,640 |
| Total bank equity capital | $17,793,000 | 2,640 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,937,000 | 2,009 |
| Surplus | $12,284,000 | 1,389 |
| Undivided profits | $3,572,000 | 5,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 5,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $905,000 | 3,035 |
| Earning assets | $199,958,000 | 2,235 |
| Long-term assets (5+ years) | $6,747,000 | 5,428 |
| Average Assets, year-to-date | $195,271,200 | 2,389 |
| Average Assets, quarterly | $208,318,000 | 2,308 |
| Volatile liabilities | $49,879,000 | 1,753 |
| Insider loans | $2,552,000 | 1,860 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $64,797,000 | 964 |
| Tier 1 (core) risk-based capital | $16,958,000 | 2,641 |
| Tier 2 risk-based capital | $2,286,000 | 1,591 |
| Total risk weighted assets | $201,816,400 | 1,616 |
| Total unused commitments | $64,797,000 | 964 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 93 | 1,831 |
| Assets and Liabilities | ||
| Total Assets: | $174,204,000 | 2,711 |
| Cash and due from depository institutions | $10,224,000 | 1,831 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $17,259,000 | 5,322 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $139,219,000 | 2,162 |
| Loan loss allowance | $1,985,000 | 1,858 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,605,000 | 3,266 |
| Other real estate owned | $563,000 | 1,831 |
| Goodwill and other intangibles | $819,000 | 1,595 |
| All other assets | $3,515,000 | 2,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,204,000 | 2,711 |
| Total liabilities | $159,638,000 | 2,679 |
| Total deposits | $148,154,000 | 2,585 |
| Interest-bearing deposits | $120,344,000 | 2,732 |
| Deposits held in domestic offices | $148,154,000 | 2,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,541,000 | 1,173 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $943,000 | 3,430 |
| Total equity capital | $14,566,000 | 3,033 |
| Total bank equity capital | $14,566,000 | 3,033 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,937,000 | 2,026 |
| Surplus | $11,161,000 | 1,479 |
| Undivided profits | $1,468,000 | 7,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 5,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $893,000 | 2,588 |
| Earning assets | $156,478,000 | 2,738 |
| Long-term assets (5+ years) | $7,574,000 | 5,472 |
| Average Assets, year-to-date | $168,769,800 | 2,671 |
| Average Assets, quarterly | $175,173,500 | 2,661 |
| Volatile liabilities | $35,625,000 | 2,211 |
| Insider loans | $2,300,000 | 1,978 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $833,000 | 757 |
| Unused loan commitments | $44,752,000 | 1,303 |
| Tier 1 (core) risk-based capital | $14,084,000 | 3,104 |
| Tier 2 risk-based capital | $1,875,620 | 1,809 |
| Total risk weighted assets | $149,940,520 | 2,047 |
| Total unused commitments | $44,752,000 | 1,306 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 73 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $161,507,000 | 2,844 |
| Cash and due from depository institutions | $7,715,000 | 2,406 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $15,966,000 | 5,610 |
| Federal funds sold & reverse repurchase agreements | $14,250,000 | 1,156 |
| Net loans & leases | $118,763,000 | 2,345 |
| Loan loss allowance | $1,805,000 | 1,963 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,232,000 | 3,555 |
| Other real estate owned | $585,000 | 2,406 |
| Goodwill and other intangibles | $900,000 | 1,498 |
| All other assets | $1,096,000 | 5,581 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,507,000 | 2,844 |
| Total liabilities | $149,199,000 | 2,777 |
| Total deposits | $147,693,000 | 2,593 |
| Interest-bearing deposits | $126,683,000 | 2,557 |
| Deposits held in domestic offices | $147,693,000 | 2,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,506,000 | 2,515 |
| Total equity capital | $12,308,000 | 3,623 |
| Total bank equity capital | $12,308,000 | 3,623 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,937,000 | 1,979 |
| Surplus | $7,679,000 | 2,001 |
| Undivided profits | $2,692,000 | 6,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 5,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $716,000 | 3,256 |
| Earning assets | $148,979,000 | 2,841 |
| Long-term assets (5+ years) | $10,633,000 | 4,583 |
| Average Assets, year-to-date | $146,874,600 | 2,933 |
| Average Assets, quarterly | $155,880,000 | 2,879 |
| Volatile liabilities | $21,778,000 | 2,809 |
| Insider loans | $2,348,000 | 1,828 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $752,000 | 1,144 |
| Unused loan commitments | $45,702,000 | 1,212 |
| Tier 1 (core) risk-based capital | $11,310,000 | 3,756 |
| Tier 2 risk-based capital | $1,604,070 | 1,982 |
| Total risk weighted assets | $128,124,370 | 2,230 |
| Total unused commitments | $45,702,000 | 1,216 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 72 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $133,654,000 | 3,315 |
| Cash and due from depository institutions | $9,081,000 | 2,497 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $17,235,000 | 5,476 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $102,625,000 | 2,692 |
| Loan loss allowance | $1,681,000 | 2,096 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,239,000 | 3,482 |
| Other real estate owned | $601,000 | 2,497 |
| Goodwill and other intangibles | $981,000 | 1,362 |
| All other assets | $892,000 | 6,492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,654,000 | 3,315 |
| Total liabilities | $122,225,000 | 3,254 |
| Total deposits | $116,282,000 | 3,208 |
| Interest-bearing deposits | $97,751,000 | 3,262 |
| Deposits held in domestic offices | $116,282,000 | 3,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,600,000 | 1,550 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,343,000 | 2,786 |
| Total equity capital | $11,429,000 | 3,829 |
| Total bank equity capital | $11,429,000 | 3,829 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,937,000 | 1,979 |
| Surplus | $7,122,000 | 2,096 |
| Undivided profits | $2,370,000 | 6,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,297,000 | 1,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $618,000 | 3,852 |
| Earning assets | $119,860,000 | 3,383 |
| Long-term assets (5+ years) | $5,107,000 | 5,927 |
| Average Assets, year-to-date | $130,002,200 | 3,253 |
| Average Assets, quarterly | $131,545,500 | 3,320 |
| Volatile liabilities | $26,064,000 | 2,391 |
| Insider loans | $2,502,000 | 1,684 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $24,546,000 | 1,806 |
| Tier 1 (core) risk-based capital | $10,378,000 | 4,022 |
| Tier 2 risk-based capital | $1,342,010 | 2,223 |
| Total risk weighted assets | $107,021,710 | 2,608 |
| Total unused commitments | $24,546,000 | 1,813 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 68 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $128,716,000 | 3,514 |
| Cash and due from depository institutions | $8,030,000 | 2,788 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $13,690,000 | 6,796 |
| Federal funds sold & reverse repurchase agreements | $7,475,000 | 1,747 |
| Net loans & leases | $94,386,000 | 2,919 |
| Loan loss allowance | $1,470,000 | 2,484 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,544,000 | 3,044 |
| Other real estate owned | $641,000 | 2,788 |
| Goodwill and other intangibles | $1,062,000 | 1,253 |
| All other assets | $888,000 | 6,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,716,000 | 3,514 |
| Total liabilities | $117,823,000 | 3,463 |
| Total deposits | $115,747,000 | 3,292 |
| Interest-bearing deposits | $88,158,000 | 3,701 |
| Deposits held in domestic offices | $115,747,000 | 3,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,076,000 | 1,967 |
| Total equity capital | $10,893,000 | 4,032 |
| Total bank equity capital | $10,893,000 | 4,032 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,937,000 | 2,102 |
| Surplus | $7,122,000 | 2,159 |
| Undivided profits | $1,834,000 | 7,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 7,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $579,000 | 3,992 |
| Earning assets | $115,651,000 | 3,575 |
| Long-term assets (5+ years) | $2,944,000 | 7,052 |
| Average Assets, year-to-date | $122,683,000 | 3,515 |
| Average Assets, quarterly | $127,006,500 | 3,517 |
| Volatile liabilities | $16,154,000 | 3,426 |
| Insider loans | $2,358,000 | 1,811 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $29,180,000 | 1,579 |
| Tier 1 (core) risk-based capital | $9,733,000 | 4,346 |
| Tier 2 risk-based capital | $1,249,360 | 2,417 |
| Total risk weighted assets | $99,727,860 | 2,787 |
| Total unused commitments | $29,180,000 | 1,595 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 73 | 2,664 |
| Assets and Liabilities | ||
| Total Assets: | $119,001,000 | 3,764 |
| Cash and due from depository institutions | $7,646,000 | 2,664 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $15,071,000 | 6,686 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 6,817 |
| Net loans & leases | $89,457,000 | 2,993 |
| Loan loss allowance | $1,299,000 | 2,796 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,606,000 | 2,901 |
| Other real estate owned | $891,000 | 2,664 |
| Goodwill and other intangibles | $1,143,000 | 1,118 |
| All other assets | $937,000 | 6,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,001,000 | 3,764 |
| Total liabilities | $107,154,000 | 3,758 |
| Total deposits | $105,699,000 | 3,614 |
| Interest-bearing deposits | $82,866,000 | 3,968 |
| Deposits held in domestic offices | $105,699,000 | 3,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,455,000 | 2,716 |
| Total equity capital | $11,847,000 | 3,703 |
| Total bank equity capital | $11,847,000 | 3,703 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,937,000 | 2,160 |
| Surplus | $6,903,000 | 2,212 |
| Undivided profits | $3,007,000 | 6,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 7,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $701,000 | 3,369 |
| Earning assets | $105,878,000 | 3,876 |
| Long-term assets (5+ years) | $1,940,000 | 7,951 |
| Average Assets, year-to-date | $109,648,400 | 3,898 |
| Average Assets, quarterly | $118,586,500 | 3,730 |
| Volatile liabilities | $14,956,000 | 3,346 |
| Insider loans | $1,893,000 | 2,243 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $22,552,000 | 1,834 |
| Tier 1 (core) risk-based capital | $10,477,000 | 4,039 |
| Tier 2 risk-based capital | $1,160,050 | 2,561 |
| Total risk weighted assets | $92,665,350 | 2,920 |
| Total unused commitments | $22,552,000 | 1,844 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 60 | 3,366 |
| Assets and Liabilities | ||
| Total Assets: | $76,708,000 | 5,514 |
| Cash and due from depository institutions | $5,286,000 | 3,366 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,157,000 | 9,070 |
| Federal funds sold & reverse repurchase agreements | $4,230,000 | 2,102 |
| Net loans & leases | $54,801,000 | 4,544 |
| Loan loss allowance | $773,000 | 4,464 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,897,000 | 3,830 |
| Other real estate owned | $535,000 | 3,366 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $802,000 | 7,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,708,000 | 5,514 |
| Total liabilities | $70,785,000 | 5,424 |
| Total deposits | $70,043,000 | 5,220 |
| Interest-bearing deposits | $54,319,000 | 5,701 |
| Deposits held in domestic offices | $70,043,000 | 5,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $742,000 | 3,834 |
| Total equity capital | $5,923,000 | 6,342 |
| Total bank equity capital | $5,923,000 | 6,342 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,937,000 | 2,215 |
| Surplus | $1,987,000 | 5,695 |
| Undivided profits | $1,999,000 | 7,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 9,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $352,000 | 5,793 |
| Earning assets | $68,188,000 | 5,650 |
| Long-term assets (5+ years) | $2,248,000 | 8,041 |
| Average Assets, year-to-date | $76,162,200 | 5,430 |
| Average Assets, quarterly | $75,290,000 | 5,562 |
| Volatile liabilities | $4,288,000 | 7,289 |
| Insider loans | $1,092,000 | 3,467 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,532,000 | 2,411 |
| Tier 1 (core) risk-based capital | $6,025,000 | 6,358 |
| Tier 2 risk-based capital | $714,240 | 3,931 |
| Total risk weighted assets | $57,080,640 | 4,422 |
| Total unused commitments | $14,532,000 | 2,422 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $77,601,000 | 5,584 |
| Cash and due from depository institutions | $6,204,000 | 3,600 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,847,000 | 10,390 |
| Federal funds sold & reverse repurchase agreements | $13,250,000 | 990 |
| Net loans & leases | $47,921,000 | 4,966 |
| Loan loss allowance | $738,000 | 4,764 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,458,000 | 2,965 |
| Other real estate owned | $383,000 | 3,600 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $538,000 | 9,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,601,000 | 5,584 |
| Total liabilities | $72,251,000 | 5,436 |
| Total deposits | $71,323,000 | 5,322 |
| Interest-bearing deposits | $58,648,000 | 5,558 |
| Deposits held in domestic offices | $71,323,000 | 5,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $50,000 | 4,634 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $878,000 | 3,462 |
| Total equity capital | $5,350,000 | 6,923 |
| Total bank equity capital | $5,350,000 | 6,923 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,937,000 | 2,253 |
| Surplus | $1,937,000 | 5,743 |
| Undivided profits | $1,476,000 | 8,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 6,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $272,000 | 6,562 |
| Earning assets | $68,018,000 | 5,777 |
| Long-term assets (5+ years) | $1,226,000 | 9,670 |
| Average Assets, year-to-date | $72,727,200 | 5,741 |
| Average Assets, quarterly | $75,808,500 | 5,643 |
| Volatile liabilities | $8,065,000 | 4,792 |
| Insider loans | $495,000 | 5,742 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,203,000 | 2,670 |
| Tier 1 (core) risk-based capital | $5,350,000 | 6,835 |
| Tier 2 risk-based capital | $657,460 | 4,180 |
| Total risk weighted assets | $52,515,860 | 4,690 |
| Total unused commitments | $12,203,000 | 2,693 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $73,780,000 | 5,873 |
| Cash and due from depository institutions | $5,386,000 | 3,791 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $3,715,000 | 12,266 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,433 |
| Net loans & leases | $48,112,000 | 4,947 |
| Loan loss allowance | $499,000 | 6,495 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,577,000 | 2,849 |
| Other real estate owned | $1,655,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $835,000 | 7,172 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,780,000 | 5,873 |
| Total liabilities | $69,087,000 | 5,730 |
| Total deposits | $67,630,000 | 5,671 |
| Interest-bearing deposits | $57,286,000 | 5,801 |
| Deposits held in domestic offices | $67,630,000 | 5,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $100,000 | 4,299 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,357,000 | 2,559 |
| Total equity capital | $4,693,000 | 7,396 |
| Total bank equity capital | $4,693,000 | 7,396 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,937,000 | 2,332 |
| Surplus | $1,937,000 | 5,665 |
| Undivided profits | $819,000 | 10,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 9,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $325,000 | 6,121 |
| Earning assets | $63,327,000 | 6,176 |
| Long-term assets (5+ years) | $2,154,000 | 8,773 |
| Average Assets, year-to-date | $68,788,200 | 6,076 |
| Average Assets, quarterly | $70,019,500 | 6,091 |
| Volatile liabilities | $2,727,000 | 8,921 |
| Insider loans | $102,000 | 5,668 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,334,000 | 2,897 |
| Tier 1 (core) risk-based capital | $4,693,000 | 7,328 |
| Tier 2 risk-based capital | $499,000 | 5,219 |
| Total risk weighted assets | $54,063,200 | 4,619 |
| Total unused commitments | $10,334,000 | 2,911 |
| Derivatives | $0 | 651 |