Home > Peach State Bank > Income and Expense
Peach State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 8,263 |
| Total interest expense | $1,002,000 | 8,686 |
| Net interest income | $1,882,000 | 7,853 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $276,000 | 7,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $1,514,000 | 7,559 |
| Salaries and employee benefits | $784,000 | 7,301 |
| Premises and equipment expense | $232,000 | 6,829 |
| Additional noninterest expense | $498,000 | 7,867 |
| Pre-tax net operating income | $644,000 | 7,752 |
| Securities gains (losses) | $-114,000 | 11,627 |
| Applicable income taxes | $189,000 | 7,532 |
| Income before extraordinary items | $341,000 | 8,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $341,000 | 8,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $76,000 | 7,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $413,960 | 8,103 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 9,064 |
| Total interest expense | $1,028,000 | 8,976 |
| Net interest income | $1,539,000 | 8,984 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $247,000 | 8,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $1,409,000 | 8,152 |
| Salaries and employee benefits | $726,000 | 7,814 |
| Premises and equipment expense | $223,000 | 7,222 |
| Additional noninterest expense | $460,000 | 8,616 |
| Pre-tax net operating income | $363,000 | 9,704 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $123,000 | 9,238 |
| Income before extraordinary items | $245,000 | 10,104 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $245,000 | 10,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $76,000 | 7,382 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 841 |
| Net operating income | $241,650 | 9,892 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 10,010 |
| Total interest expense | $1,040,000 | 10,225 |
| Net interest income | $1,408,000 | 9,601 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $201,000 | 9,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,318,000 | 8,605 |
| Salaries and employee benefits | $680,000 | 8,140 |
| Premises and equipment expense | $183,000 | 8,234 |
| Additional noninterest expense | $455,000 | 8,919 |
| Pre-tax net operating income | $161,000 | 11,414 |
| Securities gains (losses) | $80,000 | 3,372 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $175,000 | 10,932 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $175,000 | 11,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 6,766 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $116,600 | 11,408 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.