Home > PCB, The Community Bank > Income and Expense
PCB, The Community Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 5,916 |
| Total interest expense | $294,000 | 5,537 |
| Net interest income | $648,000 | 5,980 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $66,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $380,000 | 6,900 |
| Salaries and employee benefits | $170,000 | 7,373 |
| Premises and equipment expense | $52,000 | 6,674 |
| Additional noninterest expense | $158,000 | 5,832 |
| Pre-tax net operating income | $309,000 | 4,913 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $109,000 | 3,632 |
| Income before extraordinary items | $200,000 | 5,423 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $200,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $200,000 | 5,391 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 6,183 |
| Total interest expense | $971,000 | 5,752 |
| Net interest income | $2,286,000 | 6,264 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $188,000 | 7,251 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $153,000 | 5,736 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,828 |
| Total noninterest expense | $1,425,000 | 7,021 |
| Salaries and employee benefits | $663,000 | 7,424 |
| Premises and equipment expense | $216,000 | 6,573 |
| Additional noninterest expense | $546,000 | 6,299 |
| Pre-tax net operating income | $924,000 | 5,432 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $336,000 | 4,005 |
| Income before extraordinary items | $591,000 | 5,979 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $591,000 | 5,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,361 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $589,080 | 5,928 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 6,271 |
| Total interest expense | $694,000 | 5,854 |
| Net interest income | $1,687,000 | 6,316 |
| Provision for loan and lease losses | $115,000 | 4,038 |
| Total noninterest income | $144,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $116,000 | 5,767 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 7,777 |
| Total noninterest expense | $1,087,000 | 6,945 |
| Salaries and employee benefits | $496,000 | 7,363 |
| Premises and equipment expense | $183,000 | 6,237 |
| Additional noninterest expense | $408,000 | 6,248 |
| Pre-tax net operating income | $629,000 | 5,768 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $227,000 | 4,249 |
| Income before extraordinary items | $402,000 | 6,311 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $402,000 | 6,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,190 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $402,000 | 6,235 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 6,406 |
| Total interest expense | $454,000 | 5,923 |
| Net interest income | $1,072,000 | 6,480 |
| Provision for loan and lease losses | $85,000 | 3,829 |
| Total noninterest income | $99,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $78,000 | 5,773 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,686 |
| Total noninterest expense | $709,000 | 7,051 |
| Salaries and employee benefits | $324,000 | 7,472 |
| Premises and equipment expense | $122,000 | 6,279 |
| Additional noninterest expense | $263,000 | 6,373 |
| Pre-tax net operating income | $377,000 | 6,006 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $130,000 | 4,484 |
| Income before extraordinary items | $248,000 | 6,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 6,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,159 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $247,340 | 6,377 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $760,000 | 6,443 |
| Total interest expense | $226,000 | 5,989 |
| Net interest income | $534,000 | 6,508 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $50,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $350,000 | 7,116 |
| Salaries and employee benefits | $155,000 | 7,611 |
| Premises and equipment expense | $59,000 | 6,355 |
| Additional noninterest expense | $136,000 | 6,288 |
| Pre-tax net operating income | $189,000 | 5,949 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $64,000 | 4,484 |
| Income before extraordinary items | $125,000 | 6,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $125,000 | 6,298 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 6,712 |
| Total interest expense | $1,058,000 | 5,956 |
| Net interest income | $1,769,000 | 6,947 |
| Provision for loan and lease losses | $165,000 | 4,406 |
| Total noninterest income | $178,000 | 7,541 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $142,000 | 5,959 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,000 | 7,939 |
| Total noninterest expense | $1,255,000 | 7,362 |
| Salaries and employee benefits | $606,000 | 7,668 |
| Premises and equipment expense | $226,000 | 6,477 |
| Additional noninterest expense | $423,000 | 7,017 |
| Pre-tax net operating income | $527,000 | 6,578 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $157,000 | 5,221 |
| Income before extraordinary items | $370,000 | 6,943 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $370,000 | 6,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $370,000 | 6,792 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 6,837 |
| Total interest expense | $818,000 | 6,006 |
| Net interest income | $1,267,000 | 7,114 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $136,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $107,000 | 5,992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $916,000 | 7,425 |
| Salaries and employee benefits | $443,000 | 7,698 |
| Premises and equipment expense | $154,000 | 6,717 |
| Additional noninterest expense | $319,000 | 6,981 |
| Pre-tax net operating income | $352,000 | 6,941 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $92,000 | 5,668 |
| Income before extraordinary items | $260,000 | 7,190 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $260,000 | 7,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $260,000 | 7,027 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 6,983 |
| Total interest expense | $559,000 | 6,053 |
| Net interest income | $780,000 | 7,338 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $94,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $606,000 | 7,462 |
| Salaries and employee benefits | $295,000 | 7,728 |
| Premises and equipment expense | $102,000 | 6,719 |
| Additional noninterest expense | $209,000 | 7,022 |
| Pre-tax net operating income | $178,000 | 7,399 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $33,000 | 6,264 |
| Income before extraordinary items | $145,000 | 7,491 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $145,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $145,000 | 7,308 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 7,081 |
| Total interest expense | $279,000 | 6,164 |
| Net interest income | $378,000 | 7,424 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $45,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $301,000 | 7,503 |
| Salaries and employee benefits | $144,000 | 7,818 |
| Premises and equipment expense | $51,000 | 6,736 |
| Additional noninterest expense | $106,000 | 7,009 |
| Pre-tax net operating income | $77,000 | 7,579 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $21,000 | 6,031 |
| Income before extraordinary items | $56,000 | 7,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $56,000 | 7,620 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 7,537 |
| Total interest expense | $965,000 | 7,032 |
| Net interest income | $1,338,000 | 7,702 |
| Provision for loan and lease losses | $173,000 | 4,671 |
| Total noninterest income | $182,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $157,000 | 5,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,373 |
| Total noninterest expense | $999,000 | 7,938 |
| Salaries and employee benefits | $499,000 | 8,148 |
| Premises and equipment expense | $167,000 | 7,209 |
| Additional noninterest expense | $333,000 | 7,565 |
| Pre-tax net operating income | $348,000 | 7,363 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $143,000 | 5,582 |
| Income before extraordinary items | $205,000 | 7,818 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $205,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $205,000 | 7,714 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 7,795 |
| Total interest expense | $1,261,000 | 7,485 |
| Net interest income | $1,197,000 | 7,889 |
| Provision for loan and lease losses | $31,000 | 7,199 |
| Total noninterest income | $184,000 | 7,475 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $159,000 | 5,683 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $25,000 | 8,525 |
| Total noninterest expense | $886,000 | 8,242 |
| Salaries and employee benefits | $401,000 | 8,619 |
| Premises and equipment expense | $184,000 | 7,014 |
| Additional noninterest expense | $301,000 | 7,850 |
| Pre-tax net operating income | $464,000 | 6,700 |
| Securities gains (losses) | $44,000 | 2,476 |
| Applicable income taxes | $203,000 | 5,004 |
| Income before extraordinary items | $305,000 | 7,104 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $305,000 | 7,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,585 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $276,840 | 7,156 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 8,093 |
| Total interest expense | $1,181,000 | 7,841 |
| Net interest income | $1,151,000 | 8,185 |
| Provision for loan and lease losses | $104,000 | 5,223 |
| Total noninterest income | $222,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,303 |
| Total noninterest expense | $793,000 | 8,587 |
| Salaries and employee benefits | $371,000 | 8,897 |
| Premises and equipment expense | $148,000 | 7,625 |
| Additional noninterest expense | $274,000 | 8,156 |
| Pre-tax net operating income | $476,000 | 7,116 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $168,000 | 5,734 |
| Income before extraordinary items | $308,000 | 7,418 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $308,000 | 7,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $308,000 | 7,422 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 8,908 |
| Total interest expense | $683,000 | 8,988 |
| Net interest income | $944,000 | 8,749 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $199,000 | 7,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $777,000 | 8,794 |
| Salaries and employee benefits | $309,000 | 9,421 |
| Premises and equipment expense | $183,000 | 7,076 |
| Additional noninterest expense | $285,000 | 8,244 |
| Pre-tax net operating income | $294,000 | 8,128 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $129,000 | 6,528 |
| Income before extraordinary items | $165,000 | 8,547 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $165,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 9,703 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $165,000 | 8,504 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 9,472 |
| Total interest expense | $616,000 | 9,434 |
| Net interest income | $735,000 | 9,412 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $145,000 | 8,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $506,000 | 9,760 |
| Salaries and employee benefits | $201,000 | 10,101 |
| Premises and equipment expense | $85,000 | 9,045 |
| Additional noninterest expense | $220,000 | 8,898 |
| Pre-tax net operating income | $324,000 | 8,258 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $121,000 | 7,232 |
| Income before extraordinary items | $203,000 | 8,605 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $203,000 | 8,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $203,000 | 8,528 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 9,863 |
| Total interest expense | $599,000 | 9,828 |
| Net interest income | $754,000 | 9,793 |
| Provision for loan and lease losses | $111,000 | 4,950 |
| Total noninterest income | $186,000 | 8,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,664 |
| Total noninterest expense | $819,000 | 8,967 |
| Salaries and employee benefits | $321,000 | 9,802 |
| Premises and equipment expense | $118,000 | 8,544 |
| Additional noninterest expense | $380,000 | 7,527 |
| Pre-tax net operating income | $10,000 | 10,341 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $31,000 | 9,549 |
| Income before extraordinary items | $-21,000 | 10,429 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-21,000 | 10,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,434 |
| Cash dividends | $223,000 | 5,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-21,000 | 10,395 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 10,335 |
| Total interest expense | $559,000 | 10,413 |
| Net interest income | $777,000 | 10,171 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $214,000 | 8,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $754,000 | 9,612 |
| Salaries and employee benefits | $363,000 | 9,866 |
| Premises and equipment expense | $200,000 | 7,027 |
| Additional noninterest expense | $191,000 | 10,039 |
| Pre-tax net operating income | $212,000 | 9,717 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $72,000 | 9,303 |
| Income before extraordinary items | $138,000 | 9,904 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $138,000 | 9,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $139,320 | 9,837 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 10,828 |
| Total interest expense | $532,000 | 10,912 |
| Net interest income | $776,000 | 10,606 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $221,000 | 8,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $800,000 | 9,773 |
| Salaries and employee benefits | $353,000 | 10,318 |
| Premises and equipment expense | $127,000 | 8,867 |
| Additional noninterest expense | $320,000 | 9,033 |
| Pre-tax net operating income | $187,000 | 10,542 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $51,000 | 10,172 |
| Income before extraordinary items | $136,000 | 10,600 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $136,000 | 10,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $54,000 | 7,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $136,000 | 10,565 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 11,096 |
| Total interest expense | $446,000 | 11,361 |
| Net interest income | $874,000 | 10,813 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $779,000 | 10,334 |
| Salaries and employee benefits | $342,000 | 10,830 |
| Premises and equipment expense | $120,000 | 9,390 |
| Additional noninterest expense | $317,000 | 9,750 |
| Pre-tax net operating income | $252,000 | 10,472 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $84,000 | 9,709 |
| Income before extraordinary items | $172,000 | 10,589 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $172,000 | 10,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,917 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $169,320 | 10,657 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 11,568 |
| Total interest expense | $520,000 | 11,588 |
| Net interest income | $830,000 | 11,404 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $150,000 | 10,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $786,000 | 10,733 |
| Salaries and employee benefits | $312,000 | 11,533 |
| Premises and equipment expense | $140,000 | 9,169 |
| Additional noninterest expense | $334,000 | 10,027 |
| Pre-tax net operating income | $176,000 | 11,254 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $56,000 | 10,800 |
| Income before extraordinary items | $129,000 | 11,471 |
| Extraordinary gains, net | $33,000 | 2,444 |
| Net income | $162,000 | 11,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $122,700 | 11,334 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 11,522 |
| Total interest expense | $744,000 | 11,608 |
| Net interest income | $955,000 | 11,277 |
| Provision for loan and lease losses | $635,000 | 2,533 |
| Total noninterest income | $312,000 | 7,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $820,000 | 10,908 |
| Salaries and employee benefits | $390,000 | 10,986 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $294,000 | 10,909 |
| Pre-tax net operating income | $-188,000 | 13,074 |
| Securities gains (losses) | $117,000 | 2,758 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-71,000 | 13,022 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-71,000 | 13,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 2,393 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-188,000 | 13,045 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.