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PCB Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$151,177,000372
Total interest expense$62,673,000332
Net interest income$88,504,000411
Provision for loan and lease losses$-132,0004,353
Total noninterest income$10,677,000702
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,475,000743
Trading account gains and fees$0123
Additional Noninterest Income$9,202,000566
Total noninterest expense$55,043,000524
Salaries and employee benefits$34,729,000456
Premises and equipment expense$7,650,000381
Additional noninterest expense$9,202,000566
Pre-tax net operating income$44,270,000379
Securities gains (losses)$0988
Applicable income taxes$12,850,000286
Income before extraordinary items$31,420,000408
Extraordinary gains, net$054
Net income$31,420,000413
Minority interest net income$088
Net income of bank and minority interests.$31,420,000410
Net charge-offs$-1,027,0004,571
Cash dividends$18,846,000317
Sale, conversion, retirement of capital stock, net$488,000269
Net operating income$31,420,000420
2023-09-30 (YTD Data)Rank
Total interest income$110,226,000377
Total interest expense$43,646,000334
Net interest income$66,580,000419
Provision for loan and lease losses$-1,830,0004,557
Total noninterest income$8,174,000701
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,084,000755
Trading account gains and fees$0125
Additional Noninterest Income$7,090,000573
Total noninterest expense$40,808,000529
Salaries and employee benefits$26,286,000452
Premises and equipment expense$5,575,000395
Additional noninterest expense$7,090,000573
Pre-tax net operating income$35,776,000374
Securities gains (losses)$0849
Applicable income taxes$10,433,000283
Income before extraordinary items$25,343,000402
Extraordinary gains, net$052
Net income$25,343,000406
Minority interest net income$081
Net income of bank and minority interests.$25,343,000402
Net charge-offs$-1,028,0004,603
Cash dividends$16,006,000272
Sale, conversion, retirement of capital stock, net$346,000269
Net operating income$25,343,000410
2023-06-30 (YTD Data)Rank
Total interest income$71,374,000370
Total interest expense$27,243,000316
Net interest income$44,131,000420
Provision for loan and lease losses$-2,580,0004,603
Total noninterest income$5,672,000676
Gross Fiduciary activities income$0931
Service charges on deposit accounts$713,000751
Trading account gains and fees$0112
Additional Noninterest Income$4,959,000540
Total noninterest expense$26,845,000524
Salaries and employee benefits$17,672,000444
Premises and equipment expense$3,681,000390
Additional noninterest expense$4,959,000540
Pre-tax net operating income$25,538,000355
Securities gains (losses)$0938
Applicable income taxes$7,391,000267
Income before extraordinary items$18,147,000378
Extraordinary gains, net$051
Net income$18,147,000386
Minority interest net income$081
Net income of bank and minority interests.$18,147,000379
Net charge-offs$-1,118,0004,631
Cash dividends$12,108,000247
Sale, conversion, retirement of capital stock, net$234,000252
Net operating income$18,147,000386
2023-03-31 (YTD Data)Rank
Total interest income$34,535,000381
Total interest expense$12,121,000314
Net interest income$22,414,000425
Provision for loan and lease losses$-2,778,0004,666
Total noninterest income$3,021,000645
Gross Fiduciary activities income$0913
Service charges on deposit accounts$344,000778
Trading account gains and fees$097
Additional Noninterest Income$2,677,000505
Total noninterest expense$13,513,000533
Salaries and employee benefits$8,957,000450
Premises and equipment expense$1,830,000410
Additional noninterest expense$2,677,000505
Pre-tax net operating income$14,700,000336
Securities gains (losses)$0950
Applicable income taxes$4,231,000252
Income before extraordinary items$10,469,000354
Extraordinary gains, net$04
Net income$10,469,000355
Minority interest net income$048
Net income of bank and minority interests.$10,469,000355
Net charge-offs$-1,102,0004,664
Cash dividends$9,281,000195
Sale, conversion, retirement of capital stock, net$120,000233
Net operating income$10,469,000360
2022-12-31 (YTD Data)Rank
Total interest income$101,751,000405
Total interest expense$12,119,000392
Net interest income$89,632,000409
Provision for loan and lease losses$3,602,000350
Total noninterest income$14,499,000592
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,327,000817
Trading account gains and fees$0116
Additional Noninterest Income$13,172,000453
Total noninterest expense$50,214,000550
Salaries and employee benefits$33,160,000462
Premises and equipment expense$6,316,000449
Additional noninterest expense$13,172,000453
Pre-tax net operating income$50,315,000379
Securities gains (losses)$0691
Applicable income taxes$14,682,000294
Income before extraordinary items$35,633,000407
Extraordinary gains, net$05
Net income$35,633,000408
Minority interest net income$063
Net income of bank and minority interests.$35,633,000408
Net charge-offs$1,041,000410
Cash dividends$16,597,000323
Sale, conversion, retirement of capital stock, net$539,000308
Net operating income$35,633,000413
2022-09-30 (YTD Data)Rank
Total interest income$70,174,000417
Total interest expense$4,807,000479
Net interest income$65,367,000410
Provision for loan and lease losses$2,453,000354
Total noninterest income$12,110,000556
Gross Fiduciary activities income$0968
Service charges on deposit accounts$974,000838
Trading account gains and fees$0111
Additional Noninterest Income$11,136,000431
Total noninterest expense$37,326,000542
Salaries and employee benefits$25,235,000455
Premises and equipment expense$4,480,000467
Additional noninterest expense$11,136,000431
Pre-tax net operating income$37,698,000378
Securities gains (losses)$0740
Applicable income taxes$10,927,000305
Income before extraordinary items$26,771,000403
Extraordinary gains, net$04
Net income$26,771,000403
Minority interest net income$057
Net income of bank and minority interests.$26,771,000403
Net charge-offs$1,073,000288
Cash dividends$9,649,000371
Sale, conversion, retirement of capital stock, net$419,000276
Net operating income$26,771,000411
2022-06-30 (YTD Data)Rank
Total interest income$43,339,000424
Total interest expense$1,995,000588
Net interest income$41,344,000416
Provision for loan and lease losses$-1,300,0004,681
Total noninterest income$8,934,000510
Gross Fiduciary activities income$0925
Service charges on deposit accounts$633,000850
Trading account gains and fees$0108
Additional Noninterest Income$8,301,000417
Total noninterest expense$23,867,000551
Salaries and employee benefits$16,754,000447
Premises and equipment expense$2,876,000475
Additional noninterest expense$4,237,000888
Pre-tax net operating income$27,711,000348
Securities gains (losses)$0687
Applicable income taxes$8,063,000274
Income before extraordinary items$19,648,000362
Extraordinary gains, net$04
Net income$19,648,000362
Minority interest net income$060
Net income of bank and minority interests.$19,648,000362
Net charge-offs$10,0001,581
Cash dividends$4,900,000441
Sale, conversion, retirement of capital stock, net$282,000259
Net operating income$19,648,000372
2022-03-31 (YTD Data)Rank
Total interest income$20,895,000426
Total interest expense$901,000619
Net interest income$19,994,000417
Provision for loan and lease losses$-1,191,0004,697
Total noninterest income$5,286,000469
Gross Fiduciary activities income$0892
Service charges on deposit accounts$303,000861
Trading account gains and fees$0103
Additional Noninterest Income$4,983,000385
Total noninterest expense$11,894,000552
Salaries and employee benefits$8,628,000436
Premises and equipment expense$1,369,000503
Additional noninterest expense$1,897,000957
Pre-tax net operating income$14,577,000318
Securities gains (losses)$0623
Applicable income taxes$4,214,000262
Income before extraordinary items$10,363,000349
Extraordinary gains, net$04
Net income$10,363,000349
Minority interest net income$050
Net income of bank and minority interests.$10,363,000349
Net charge-offs$-8,0003,837
Cash dividends$2,450,000412
Sale, conversion, retirement of capital stock, net$141,000231
Net operating income$10,363,000355
2021-12-31 (YTD Data)Rank
Total interest income$81,472,000440
Total interest expense$4,335,000620
Net interest income$77,137,000431
Provision for loan and lease losses$-4,596,0004,667
Total noninterest income$18,435,000542
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,195,000839
Trading account gains and fees$0132
Additional Noninterest Income$17,240,000464
Total noninterest expense$42,456,000623
Salaries and employee benefits$28,102,000521
Premises and equipment expense$5,376,000500
Additional noninterest expense$8,978,000849
Pre-tax net operating income$57,712,000350
Securities gains (losses)$02,062
Applicable income taxes$17,079,000278
Income before extraordinary items$40,633,000384
Extraordinary gains, net$010
Net income$40,633,000383
Minority interest net income$074
Net income of bank and minority interests.$40,633,000384
Net charge-offs$-466,0004,711
Cash dividends$18,376,000316
Sale, conversion, retirement of capital stock, net$453,000319
Net operating income$40,633,000379
2021-09-30 (YTD Data)Rank
Total interest income$60,476,000443
Total interest expense$3,435,000621
Net interest income$57,041,000437
Provision for loan and lease losses$-3,134,0004,725
Total noninterest income$13,596,000565
Gross Fiduciary activities income$0957
Service charges on deposit accounts$887,000841
Trading account gains and fees$0132
Additional Noninterest Income$12,709,000490
Total noninterest expense$31,463,000627
Salaries and employee benefits$20,988,000525
Premises and equipment expense$4,003,000514
Additional noninterest expense$6,472,000878
Pre-tax net operating income$42,308,000358
Securities gains (losses)$02,015
Applicable income taxes$12,471,000279
Income before extraordinary items$29,837,000404
Extraordinary gains, net$08
Net income$29,837,000402
Minority interest net income$069
Net income of bank and minority interests.$29,837,000404
Net charge-offs$-431,0004,793
Cash dividends$16,376,000261
Sale, conversion, retirement of capital stock, net$323,000294
Net operating income$29,837,000396
2021-06-30 (YTD Data)Rank
Total interest income$39,308,000451
Total interest expense$2,494,000588
Net interest income$36,814,000439
Provision for loan and lease losses$-2,081,0004,749
Total noninterest income$8,008,000629
Gross Fiduciary activities income$0951
Service charges on deposit accounts$595,000811
Trading account gains and fees$0133
Additional Noninterest Income$7,413,000538
Total noninterest expense$20,403,000639
Salaries and employee benefits$13,346,000554
Premises and equipment expense$2,651,000512
Additional noninterest expense$4,406,000853
Pre-tax net operating income$26,500,000376
Securities gains (losses)$01,818
Applicable income taxes$7,805,000298
Income before extraordinary items$18,695,000418
Extraordinary gains, net$06
Net income$18,695,000416
Minority interest net income$067
Net income of bank and minority interests.$18,695,000418
Net charge-offs$-460,0004,864
Cash dividends$13,658,000220
Sale, conversion, retirement of capital stock, net$207,000268
Net operating income$18,695,000410
2021-03-31 (YTD Data)Rank
Total interest income$19,258,000461
Total interest expense$1,440,000550
Net interest income$17,818,000452
Provision for loan and lease losses$-1,147,0004,807
Total noninterest income$2,857,000783
Gross Fiduciary activities income$0922
Service charges on deposit accounts$293,000806
Trading account gains and fees$0127
Additional Noninterest Income$2,564,000689
Total noninterest expense$9,502,000676
Salaries and employee benefits$6,197,000599
Premises and equipment expense$1,305,000525
Additional noninterest expense$2,000,000901
Pre-tax net operating income$12,320,000399
Securities gains (losses)$01,392
Applicable income taxes$3,646,000309
Income before extraordinary items$8,674,000445
Extraordinary gains, net$03
Net income$8,674,000443
Minority interest net income$055
Net income of bank and minority interests.$8,674,000445
Net charge-offs$-151,0004,836
Cash dividends$1,750,000512
Sale, conversion, retirement of capital stock, net$90,000264
Net operating income$8,674,000436
2020-12-31 (YTD Data)Rank
Total interest income$79,761,000438
Total interest expense$13,571,000378
Net interest income$66,190,000451
Provision for loan and lease losses$13,219,000280
Total noninterest income$11,739,000717
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,256,000776
Trading account gains and fees$0133
Additional Noninterest Income$10,483,000621
Total noninterest expense$40,900,000608
Salaries and employee benefits$26,259,000540
Premises and equipment expense$5,342,000496
Additional noninterest expense$9,299,000781
Pre-tax net operating income$23,810,000513
Securities gains (losses)$02,675
Applicable income taxes$7,071,000392
Income before extraordinary items$16,739,000597
Extraordinary gains, net$04
Net income$16,739,000596
Minority interest net income$072
Net income of bank and minority interests.$16,739,000597
Net charge-offs$1,089,000618
Cash dividends$13,600,000373
Sale, conversion, retirement of capital stock, net$716,000230
Net operating income$16,739,000580
2020-09-30 (YTD Data)Rank
Total interest income$60,253,000433
Total interest expense$11,472,000370
Net interest income$48,781,000448
Provision for loan and lease losses$11,077,000288
Total noninterest income$7,216,000798
Gross Fiduciary activities income$0981
Service charges on deposit accounts$945,000774
Trading account gains and fees$0125
Additional Noninterest Income$6,271,000700
Total noninterest expense$29,514,000627
Salaries and employee benefits$18,835,000554
Premises and equipment expense$3,988,000494
Additional noninterest expense$6,691,000791
Pre-tax net operating income$15,406,000555
Securities gains (losses)$02,494
Applicable income taxes$4,576,000398
Income before extraordinary items$10,830,000653
Extraordinary gains, net$04
Net income$10,830,000652
Minority interest net income$065
Net income of bank and minority interests.$10,830,000653
Net charge-offs$911,000533
Cash dividends$11,850,000316
Sale, conversion, retirement of capital stock, net$592,000201
Net operating income$10,830,000625
2020-06-30 (YTD Data)Rank
Total interest income$40,633,000435
Total interest expense$8,704,000360
Net interest income$31,929,000457
Provision for loan and lease losses$6,751,000323
Total noninterest income$4,944,000733
Gross Fiduciary activities income$0970
Service charges on deposit accounts$665,000752
Trading account gains and fees$0123
Additional Noninterest Income$4,279,000641
Total noninterest expense$19,790,000615
Salaries and employee benefits$12,371,000552
Premises and equipment expense$2,645,000497
Additional noninterest expense$4,774,000751
Pre-tax net operating income$10,332,000497
Securities gains (losses)$02,249
Applicable income taxes$3,060,000357
Income before extraordinary items$7,272,000599
Extraordinary gains, net$04
Net income$7,272,000598
Minority interest net income$065
Net income of bank and minority interests.$7,272,000599
Net charge-offs$883,000423
Cash dividends$10,100,000271
Sale, conversion, retirement of capital stock, net$392,000183
Net operating income$7,272,000570
2020-03-31 (YTD Data)Rank
Total interest income$21,661,000414
Total interest expense$5,095,000346
Net interest income$16,566,000436
Provision for loan and lease losses$2,896,000333
Total noninterest income$2,026,000809
Gross Fiduciary activities income$0941
Service charges on deposit accounts$390,000764
Trading account gains and fees$0106
Additional Noninterest Income$1,636,000688
Total noninterest expense$10,321,000585
Salaries and employee benefits$6,603,000522
Premises and equipment expense$1,318,000504
Additional noninterest expense$2,400,000749
Pre-tax net operating income$5,375,000440
Securities gains (losses)$01,705
Applicable income taxes$1,628,000313
Income before extraordinary items$3,747,000522
Extraordinary gains, net$04
Net income$3,747,000522
Minority interest net income$056
Net income of bank and minority interests.$3,747,000522
Net charge-offs$602,000332
Cash dividends$8,300,000224
Sale, conversion, retirement of capital stock, net$194,000184
Net operating income$3,747,000507
2019-12-31 (YTD Data)Rank
Total interest income$92,945,000389
Total interest expense$23,911,000330
Net interest income$69,034,000413
Provision for loan and lease losses$4,237,000291
Total noninterest income$11,066,000648
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,544,000788
Trading account gains and fees$0135
Additional Noninterest Income$9,522,000534
Total noninterest expense$41,463,000569
Salaries and employee benefits$26,322,000490
Premises and equipment expense$5,259,000501
Additional noninterest expense$9,882,000712
Pre-tax net operating income$34,400,000407
Securities gains (losses)$786,000267
Applicable income taxes$10,488,000315
Income before extraordinary items$24,698,000451
Extraordinary gains, net$011
Net income$24,698,000450
Minority interest net income$076
Net income of bank and minority interests.$24,698,000451
Net charge-offs$3,024,000313
Cash dividends$11,950,000428
Sale, conversion, retirement of capital stock, net$708,000251
Net operating income$24,077,060455
2019-09-30 (YTD Data)Rank
Total interest income$70,669,000388
Total interest expense$18,295,000328
Net interest income$52,374,000414
Provision for loan and lease losses$207,0001,935
Total noninterest income$8,248,000650
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,137,000798
Trading account gains and fees$0129
Additional Noninterest Income$7,111,000542
Total noninterest expense$31,379,000559
Salaries and employee benefits$20,258,000477
Premises and equipment expense$3,914,000510
Additional noninterest expense$7,207,000730
Pre-tax net operating income$29,036,000371
Securities gains (losses)$02,167
Applicable income taxes$8,624,000304
Income before extraordinary items$20,412,000426
Extraordinary gains, net$011
Net income$20,412,000425
Minority interest net income$072
Net income of bank and minority interests.$20,412,000426
Net charge-offs$280,0001,078
Cash dividends$10,123,000365
Sale, conversion, retirement of capital stock, net$503,000228
Net operating income$20,412,000421
2019-06-30 (YTD Data)Rank
Total interest income$46,982,000391
Total interest expense$12,137,000327
Net interest income$34,845,000417
Provision for loan and lease losses$309,0001,175
Total noninterest income$5,463,000641
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$732,000815
Trading account gains and fees$0131
Additional Noninterest Income$4,731,000530
Total noninterest expense$20,830,000566
Salaries and employee benefits$13,311,000482
Premises and equipment expense$2,586,000518
Additional noninterest expense$4,933,000721
Pre-tax net operating income$19,169,000368
Securities gains (losses)$01,702
Applicable income taxes$5,692,000304
Income before extraordinary items$13,477,000417
Extraordinary gains, net$011
Net income$13,477,000417
Minority interest net income$069
Net income of bank and minority interests.$13,477,000418
Net charge-offs$148,0001,177
Cash dividends$3,134,000617
Sale, conversion, retirement of capital stock, net$324,000212
Net operating income$13,477,000411
2019-03-31 (YTD Data)Rank
Total interest income$22,952,000399
Total interest expense$5,799,000336
Net interest income$17,153,000418
Provision for loan and lease losses$-85,0005,259
Total noninterest income$2,409,000674
Gross Fiduciary activities income$0972
Service charges on deposit accounts$364,000807
Trading account gains and fees$0126
Additional Noninterest Income$2,045,000555
Total noninterest expense$10,081,000573
Salaries and employee benefits$6,671,000477
Premises and equipment expense$1,248,000535
Additional noninterest expense$2,162,000788
Pre-tax net operating income$9,566,000366
Securities gains (losses)$01,087
Applicable income taxes$2,856,000289
Income before extraordinary items$6,710,000410
Extraordinary gains, net$05
Net income$6,710,000410
Minority interest net income$052
Net income of bank and minority interests.$6,710,000410
Net charge-offs$-55,0005,099
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$161,000184
Net operating income$6,710,000404
2018-12-31 (YTD Data)Rank
Total interest income$83,700,000403
Total interest expense$17,950,000334
Net interest income$65,750,000425
Provision for loan and lease losses$1,231,000751
Total noninterest income$10,453,000656
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,500,000820
Trading account gains and fees$0126
Additional Noninterest Income$8,953,000541
Total noninterest expense$39,303,000568
Salaries and employee benefits$24,659,000503
Premises and equipment expense$4,796,000532
Additional noninterest expense$9,848,000715
Pre-tax net operating income$35,669,000391
Securities gains (losses)$01,125
Applicable income taxes$10,722,000299
Income before extraordinary items$24,947,000435
Extraordinary gains, net$06
Net income$24,947,000434
Minority interest net income$072
Net income of bank and minority interests.$24,947,000434
Net charge-offs$288,0001,365
Cash dividends$1,694,0001,613
Sale, conversion, retirement of capital stock, net$648,000278
Net operating income$24,947,000436
2018-09-30 (YTD Data)Rank
Total interest income$60,469,000405
Total interest expense$12,576,000334
Net interest income$47,893,000435
Provision for loan and lease losses$937,000679
Total noninterest income$8,215,000638
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,102,000828
Trading account gains and fees$0138
Additional Noninterest Income$7,113,000527
Total noninterest expense$29,401,000564
Salaries and employee benefits$18,380,000509
Premises and equipment expense$3,513,000544
Additional noninterest expense$7,508,000685
Pre-tax net operating income$25,770,000403
Securities gains (losses)$01,118
Applicable income taxes$7,744,000306
Income before extraordinary items$18,026,000448
Extraordinary gains, net$05
Net income$18,026,000447
Minority interest net income$066
Net income of bank and minority interests.$18,026,000447
Net charge-offs$64,0002,026
Cash dividends$1,694,0001,207
Sale, conversion, retirement of capital stock, net$487,000262
Net operating income$18,026,000447
2018-06-30 (YTD Data)Rank
Total interest income$38,973,000413
Total interest expense$7,797,000338
Net interest income$31,176,000439
Provision for loan and lease losses$520,000794
Total noninterest income$5,636,000628
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$725,000833
Trading account gains and fees$0130
Additional Noninterest Income$4,911,000513
Total noninterest expense$19,809,000551
Salaries and employee benefits$12,485,000495
Premises and equipment expense$2,325,000549
Additional noninterest expense$4,999,000684
Pre-tax net operating income$16,483,000409
Securities gains (losses)$0961
Applicable income taxes$4,910,000305
Income before extraordinary items$11,573,000458
Extraordinary gains, net$06
Net income$11,573,000457
Minority interest net income$065
Net income of bank and minority interests.$11,573,000457
Net charge-offs$123,0001,189
Cash dividends$1,044,0001,265
Sale, conversion, retirement of capital stock, net$339,000224
Net operating income$11,573,000454
2018-03-31 (YTD Data)Rank
Total interest income$18,628,000423
Total interest expense$3,334,000362
Net interest income$15,294,000446
Provision for loan and lease losses$95,0001,506
Total noninterest income$3,362,000552
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$349,000866
Trading account gains and fees$0123
Additional Noninterest Income$3,013,000433
Total noninterest expense$9,250,000623
Salaries and employee benefits$6,295,000486
Premises and equipment expense$1,123,000566
Additional noninterest expense$1,832,000890
Pre-tax net operating income$9,311,000369
Securities gains (losses)$0735
Applicable income taxes$2,768,000285
Income before extraordinary items$6,543,000410
Extraordinary gains, net$07
Net income$6,543,000409
Minority interest net income$052
Net income of bank and minority interests.$6,543,000410
Net charge-offs$-52,0005,248
Cash dividends$522,0001,145
Sale, conversion, retirement of capital stock, net$182,000202
Net operating income$6,543,000413
2017-12-31 (YTD Data)Rank
Total interest income$65,267,000449
Total interest expense$10,097,000372
Net interest income$55,170,000467
Provision for loan and lease losses$1,827,000553
Total noninterest income$13,873,000543
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,377,000896
Trading account gains and fees$0151
Additional Noninterest Income$12,496,000441
Total noninterest expense$35,420,000620
Salaries and employee benefits$22,998,000519
Premises and equipment expense$4,348,000568
Additional noninterest expense$8,074,000824
Pre-tax net operating income$31,796,000387
Securities gains (losses)$02,243
Applicable income taxes$15,129,000316
Income before extraordinary items$16,667,000476
Extraordinary gains, net$09
Net income$16,667,000475
Minority interest net income$076
Net income of bank and minority interests.$16,667,000476
Net charge-offs$923,000731
Cash dividends$1,566,0001,666
Sale, conversion, retirement of capital stock, net$699,000255
Net operating income$16,667,000471
2017-09-30 (YTD Data)Rank
Total interest income$47,396,000465
Total interest expense$7,159,000379
Net interest income$40,237,000480
Provision for loan and lease losses$114,0002,550
Total noninterest income$10,522,000552
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,021,000906
Trading account gains and fees$0145
Additional Noninterest Income$9,501,000438
Total noninterest expense$25,927,000638
Salaries and employee benefits$16,804,000535
Premises and equipment expense$3,200,000588
Additional noninterest expense$5,923,000833
Pre-tax net operating income$24,718,000389
Securities gains (losses)$02,274
Applicable income taxes$10,457,000302
Income before extraordinary items$14,261,000449
Extraordinary gains, net$09
Net income$14,261,000448
Minority interest net income$071
Net income of bank and minority interests.$14,261,000449
Net charge-offs$-217,0005,505
Cash dividends$1,044,0001,643
Sale, conversion, retirement of capital stock, net$521,000232
Net operating income$14,261,000447
2017-06-30 (YTD Data)Rank
Total interest income$30,306,000474
Total interest expense$4,452,000386
Net interest income$25,854,000488
Provision for loan and lease losses$-472,0005,699
Total noninterest income$7,065,000546
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$687,000882
Trading account gains and fees$0139
Additional Noninterest Income$6,378,000436
Total noninterest expense$17,079,000643
Salaries and employee benefits$11,168,000540
Premises and equipment expense$2,145,000578
Additional noninterest expense$3,766,000871
Pre-tax net operating income$16,312,000386
Securities gains (losses)$01,906
Applicable income taxes$6,919,000301
Income before extraordinary items$9,393,000457
Extraordinary gains, net$011
Net income$9,393,000457
Minority interest net income$071
Net income of bank and minority interests.$9,393,000457
Net charge-offs$-181,0005,566
Cash dividends$522,0001,954
Sale, conversion, retirement of capital stock, net$346,000220
Net operating income$9,393,000453
2017-03-31 (YTD Data)Rank
Total interest income$14,617,000487
Total interest expense$2,147,000383
Net interest income$12,470,000505
Provision for loan and lease losses$-198,0005,775
Total noninterest income$3,488,000546
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$350,000866
Trading account gains and fees$0142
Additional Noninterest Income$3,138,000434
Total noninterest expense$8,412,000662
Salaries and employee benefits$5,558,000556
Premises and equipment expense$1,075,000592
Additional noninterest expense$1,779,000911
Pre-tax net operating income$7,744,000395
Securities gains (losses)$01,153
Applicable income taxes$3,283,000315
Income before extraordinary items$4,461,000473
Extraordinary gains, net$08
Net income$4,461,000472
Minority interest net income$055
Net income of bank and minority interests.$4,461,000473
Net charge-offs$-193,0005,719
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$174,000195
Net operating income$4,461,000460
2016-12-31 (YTD Data)Rank
Total interest income$52,596,000514
Total interest expense$7,014,000431
Net interest income$45,582,000526
Provision for loan and lease losses$2,283,000475
Total noninterest income$13,588,000556
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,457,000863
Trading account gains and fees$0170
Additional Noninterest Income$12,131,000444
Total noninterest expense$32,099,000675
Salaries and employee benefits$20,053,000583
Premises and equipment expense$4,251,000586
Additional noninterest expense$7,795,000847
Pre-tax net operating income$24,788,000427
Securities gains (losses)$8,0002,738
Applicable income taxes$10,568,000326
Income before extraordinary items$14,228,000540
Extraordinary gains, net$05
Net income$14,228,000538
Minority interest net income$082
Net income of bank and minority interests.$14,228,000539
Net charge-offs$308,0001,498
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$716,000240
Net operating income$14,222,880530
2016-09-30 (YTD Data)Rank
Total interest income$38,006,000528
Total interest expense$5,004,000445
Net interest income$33,002,000540
Provision for loan and lease losses$1,662,000476
Total noninterest income$9,944,000570
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,088,000866
Trading account gains and fees$0169
Additional Noninterest Income$8,856,000449
Total noninterest expense$24,141,000666
Salaries and employee benefits$15,116,000586
Premises and equipment expense$3,122,000595
Additional noninterest expense$5,903,000840
Pre-tax net operating income$17,143,000456
Securities gains (losses)$8,0002,659
Applicable income taxes$7,300,000350
Income before extraordinary items$9,851,000593
Extraordinary gains, net$05
Net income$9,851,000593
Minority interest net income$071
Net income of bank and minority interests.$9,851,000593
Net charge-offs$16,0003,263
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$548,000216
Net operating income$9,845,880574
2016-06-30 (YTD Data)Rank
Total interest income$24,812,000540
Total interest expense$3,200,000461
Net interest income$21,612,000552
Provision for loan and lease losses$860,000571
Total noninterest income$5,949,000603
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$720,000862
Trading account gains and fees$0157
Additional Noninterest Income$5,229,000486
Total noninterest expense$15,720,000682
Salaries and employee benefits$9,744,000607
Premises and equipment expense$2,065,000598
Additional noninterest expense$3,911,000845
Pre-tax net operating income$10,981,000472
Securities gains (losses)$8,0002,318
Applicable income taxes$4,669,000360
Income before extraordinary items$6,320,000609
Extraordinary gains, net$016
Net income$6,320,000607
Minority interest net income$071
Net income of bank and minority interests.$6,320,000608
Net charge-offs$19,0002,811
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$368,000204
Net operating income$6,314,880589
2016-03-31 (YTD Data)Rank
Total interest income$12,265,000550
Total interest expense$1,567,000466
Net interest income$10,698,000561
Provision for loan and lease losses$491,000476
Total noninterest income$2,968,000582
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$367,000839
Trading account gains and fees$0142
Additional Noninterest Income$2,601,000462
Total noninterest expense$7,887,000684
Salaries and employee benefits$4,786,000620
Premises and equipment expense$1,024,000613
Additional noninterest expense$2,077,000784
Pre-tax net operating income$5,288,000472
Securities gains (losses)$02,077
Applicable income taxes$2,246,000358
Income before extraordinary items$3,042,000608
Extraordinary gains, net$012
Net income$3,042,000605
Minority interest net income$062
Net income of bank and minority interests.$3,042,000608
Net charge-offs$-106,0005,886
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$186,000186
Net operating income$3,042,000591
2015-12-31 (YTD Data)Rank
Total interest income$43,271,000590
Total interest expense$6,231,000435
Net interest income$37,040,000618
Provision for loan and lease losses$427,0001,526
Total noninterest income$12,779,000568
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,454,000879
Trading account gains and fees$0159
Additional Noninterest Income$11,325,000446
Total noninterest expense$27,883,000743
Salaries and employee benefits$16,979,000670
Premises and equipment expense$3,546,000693
Additional noninterest expense$7,358,000887
Pre-tax net operating income$21,509,000453
Securities gains (losses)$03,216
Applicable income taxes$9,079,000338
Income before extraordinary items$12,430,000589
Extraordinary gains, net$023
Net income$12,430,000588
Minority interest net income$081
Net income of bank and minority interests.$12,430,000590
Net charge-offs$499,0001,165
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$292,000378
Net operating income$12,430,000579
2015-09-30 (YTD Data)Rank
Total interest income$31,797,000605
Total interest expense$4,613,000445
Net interest income$27,184,000635
Provision for loan and lease losses$-20,0005,819
Total noninterest income$9,641,000571
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,109,000869
Trading account gains and fees$0153
Additional Noninterest Income$8,532,000455
Total noninterest expense$20,420,000767
Salaries and employee benefits$12,633,000683
Premises and equipment expense$2,602,000721
Additional noninterest expense$5,185,000946
Pre-tax net operating income$16,425,000458
Securities gains (losses)$03,031
Applicable income taxes$6,939,000349
Income before extraordinary items$9,486,000591
Extraordinary gains, net$021
Net income$9,486,000589
Minority interest net income$078
Net income of bank and minority interests.$9,486,000591
Net charge-offs$213,0001,489
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$155,000386
Net operating income$9,486,000576
2015-06-30 (YTD Data)Rank
Total interest income$20,765,000614
Total interest expense$2,973,000456
Net interest income$17,792,000646
Provision for loan and lease losses$-115,0006,072
Total noninterest income$6,508,000571
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$744,000852
Trading account gains and fees$0157
Additional Noninterest Income$5,764,000459
Total noninterest expense$13,717,000761
Salaries and employee benefits$8,448,000684
Premises and equipment expense$1,688,000747
Additional noninterest expense$3,581,000912
Pre-tax net operating income$10,698,000471
Securities gains (losses)$02,636
Applicable income taxes$4,473,000354
Income before extraordinary items$6,225,000603
Extraordinary gains, net$022
Net income$6,225,000601
Minority interest net income$075
Net income of bank and minority interests.$6,225,000603
Net charge-offs$59,0002,188
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$116,000363
Net operating income$6,225,000591
2015-03-31 (YTD Data)Rank
Total interest income$10,015,000634
Total interest expense$1,482,000452
Net interest income$8,533,000664
Provision for loan and lease losses$-283,0006,283
Total noninterest income$2,936,000596
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$358,000860
Trading account gains and fees$0152
Additional Noninterest Income$2,578,000480
Total noninterest expense$6,660,000780
Salaries and employee benefits$4,039,000729
Premises and equipment expense$831,000767
Additional noninterest expense$1,790,000889
Pre-tax net operating income$5,092,000482
Securities gains (losses)$02,027
Applicable income taxes$2,102,000367
Income before extraordinary items$2,990,000605
Extraordinary gains, net$013
Net income$2,990,000602
Minority interest net income$064
Net income of bank and minority interests.$2,990,000605
Net charge-offs$-232,0006,262
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$56,000339
Net operating income$2,990,000591
2014-12-31 (YTD Data)Rank
Total interest income$37,180,000679
Total interest expense$5,018,000564
Net interest income$32,162,000688
Provision for loan and lease losses$-669,0006,297
Total noninterest income$12,246,000557
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,333,000999
Trading account gains and fees$0180
Additional Noninterest Income$10,913,000427
Total noninterest expense$24,803,000811
Salaries and employee benefits$15,293,000731
Premises and equipment expense$3,183,000783
Additional noninterest expense$6,327,0001,043
Pre-tax net operating income$20,274,000446
Securities gains (losses)$-14,0006,087
Applicable income taxes$8,599,000337
Income before extraordinary items$11,661,000587
Extraordinary gains, net$017
Net income$11,661,000584
Minority interest net income$084
Net income of bank and minority interests.$11,661,000587
Net charge-offs$1,764,000569
Cash dividends$7,000,000454
Sale, conversion, retirement of capital stock, net$182,000442
Net operating income$11,669,960574
2014-09-30 (YTD Data)Rank
Total interest income$27,081,000695
Total interest expense$3,627,000596
Net interest income$23,454,000703
Provision for loan and lease losses$-1,772,0006,512
Total noninterest income$9,521,000543
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$973,0001,028
Trading account gains and fees$0174
Additional Noninterest Income$8,548,000404
Total noninterest expense$18,167,000825
Salaries and employee benefits$11,168,000743
Premises and equipment expense$2,363,000792
Additional noninterest expense$4,636,0001,063
Pre-tax net operating income$16,580,000424
Securities gains (losses)$-17,0006,227
Applicable income taxes$6,969,000317
Income before extraordinary items$9,594,000530
Extraordinary gains, net$015
Net income$9,594,000527
Minority interest net income$081
Net income of bank and minority interests.$9,594,000530
Net charge-offs$909,000726
Cash dividends$7,000,000336
Sale, conversion, retirement of capital stock, net$123,000423
Net operating income$9,604,880518
2014-06-30 (YTD Data)Rank
Total interest income$17,539,000712
Total interest expense$2,355,000622
Net interest income$15,184,000719
Provision for loan and lease losses$-1,099,0006,570
Total noninterest income$5,360,000604
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$611,0001,078
Trading account gains and fees$0172
Additional Noninterest Income$4,749,000473
Total noninterest expense$11,900,000840
Salaries and employee benefits$7,367,000742
Premises and equipment expense$1,538,000814
Additional noninterest expense$2,995,0001,088
Pre-tax net operating income$9,743,000460
Securities gains (losses)$-17,0006,356
Applicable income taxes$3,840,000366
Income before extraordinary items$5,886,000565
Extraordinary gains, net$020
Net income$5,886,000564
Minority interest net income$080
Net income of bank and minority interests.$5,886,000565
Net charge-offs$1,010,000494
Cash dividends$7,000,000236
Sale, conversion, retirement of capital stock, net$82,000410
Net operating income$5,896,880556
2014-03-31 (YTD Data)Rank
Total interest income$8,490,000742
Total interest expense$1,185,000624
Net interest income$7,305,000749
Provision for loan and lease losses$-386,0006,612
Total noninterest income$2,208,000679
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$306,0001,056
Trading account gains and fees$0147
Additional Noninterest Income$1,902,000531
Total noninterest expense$5,695,000885
Salaries and employee benefits$3,637,000765
Premises and equipment expense$742,000855
Additional noninterest expense$1,316,0001,219
Pre-tax net operating income$4,204,000509
Securities gains (losses)$-17,0006,485
Applicable income taxes$1,656,000393
Income before extraordinary items$2,531,000626
Extraordinary gains, net$016
Net income$2,531,000627
Minority interest net income$066
Net income of bank and minority interests.$2,531,000627
Net charge-offs$345,000653
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$41,000380
Net operating income$2,541,880614
2013-12-31 (YTD Data)Rank
Total interest income$31,348,000789
Total interest expense$4,373,000760
Net interest income$26,975,000793
Provision for loan and lease losses$707,0001,464
Total noninterest income$11,214,000608
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,388,000993
Trading account gains and fees$0184
Additional Noninterest Income$9,826,000488
Total noninterest expense$21,366,000956
Salaries and employee benefits$12,836,000836
Premises and equipment expense$2,876,000843
Additional noninterest expense$5,654,0001,189
Pre-tax net operating income$16,116,000512
Securities gains (losses)$-4,0006,160
Applicable income taxes$-5,426,0006,772
Income before extraordinary items$21,538,000337
Extraordinary gains, net$029
Net income$21,538,000337
Minority interest net income$090
Net income of bank and minority interests.$21,538,000337
Net charge-offs$2,768,000578
Cash dividends$12,000,000288
Sale, conversion, retirement of capital stock, net$128,000511
Net operating income$21,542,000331
2013-09-30 (YTD Data)Rank
Total interest income$22,791,000822
Total interest expense$3,208,000814
Net interest income$19,583,000817
Provision for loan and lease losses$1,400,000678
Total noninterest income$7,894,000658
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,030,0001,004
Trading account gains and fees$0180
Additional Noninterest Income$6,864,000526
Total noninterest expense$15,532,000989
Salaries and employee benefits$9,445,000861
Premises and equipment expense$2,115,000865
Additional noninterest expense$3,972,0001,265
Pre-tax net operating income$10,545,000586
Securities gains (losses)$-4,0006,407
Applicable income taxes$-7,938,0006,867
Income before extraordinary items$18,479,000315
Extraordinary gains, net$025
Net income$18,479,000316
Minority interest net income$084
Net income of bank and minority interests.$18,479,000316
Net charge-offs$1,367,000796
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$93,000477
Net operating income$18,483,000308
2013-06-30 (YTD Data)Rank
Total interest income$14,801,000843
Total interest expense$2,125,000843
Net interest income$12,676,000839
Provision for loan and lease losses$1,128,000624
Total noninterest income$5,278,000661
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$675,0001,001
Trading account gains and fees$0157
Additional Noninterest Income$4,603,000535
Total noninterest expense$10,177,0001,000
Salaries and employee benefits$6,222,000873
Premises and equipment expense$1,343,000904
Additional noninterest expense$2,612,0001,271
Pre-tax net operating income$6,649,000596
Securities gains (losses)$-6,0006,616
Applicable income taxes$34,0003,695
Income before extraordinary items$6,609,000516
Extraordinary gains, net$022
Net income$6,609,000516
Minority interest net income$082
Net income of bank and minority interests.$6,609,000518
Net charge-offs$113,0002,644
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$52,000464
Net operating income$6,614,940497
2013-03-31 (YTD Data)Rank
Total interest income$7,296,000856
Total interest expense$1,051,000880
Net interest income$6,245,000852
Provision for loan and lease losses$572,000633
Total noninterest income$2,448,000702
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$340,000980
Trading account gains and fees$0148
Additional Noninterest Income$2,108,000563
Total noninterest expense$4,848,0001,059
Salaries and employee benefits$3,017,000910
Premises and equipment expense$624,000990
Additional noninterest expense$1,207,0001,352
Pre-tax net operating income$3,273,000604
Securities gains (losses)$6,0001,600
Applicable income taxes$04,602
Income before extraordinary items$3,279,000511
Extraordinary gains, net$010
Net income$3,279,000509
Minority interest net income$076
Net income of bank and minority interests.$3,279,000512
Net charge-offs$-77,0006,794
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$10,000578
Net operating income$3,273,000488
2012-12-31 (YTD Data)Rank
Total interest income$27,250,000962
Total interest expense$4,391,0001,034
Net interest income$22,859,000953
Provision for loan and lease losses$7,085,000379
Total noninterest income$10,828,000643
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,552,000917
Trading account gains and fees$0166
Additional Noninterest Income$9,276,000521
Total noninterest expense$18,139,0001,102
Salaries and employee benefits$10,577,000992
Premises and equipment expense$2,398,000995
Additional noninterest expense$5,164,0001,317
Pre-tax net operating income$8,463,000848
Securities gains (losses)$03,810
Applicable income taxes$277,0002,730
Income before extraordinary items$8,186,000736
Extraordinary gains, net$029
Net income$8,186,000732
Minority interest net income$093
Net income of bank and minority interests.$8,186,000736
Net charge-offs$7,726,000399
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$32,000775
Net operating income$8,186,000693
2012-09-30 (YTD Data)Rank
Total interest income$20,459,000979
Total interest expense$3,336,0001,069
Net interest income$17,123,000964
Provision for loan and lease losses$5,507,000380
Total noninterest income$7,842,000659
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,180,000908
Trading account gains and fees$0157
Additional Noninterest Income$6,662,000525
Total noninterest expense$13,101,0001,149
Salaries and employee benefits$7,531,0001,042
Premises and equipment expense$1,785,0001,003
Additional noninterest expense$3,785,0001,344
Pre-tax net operating income$6,357,000877
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$6,357,000722
Extraordinary gains, net$020
Net income$6,357,000721
Minority interest net income$086
Net income of bank and minority interests.$6,357,000722
Net charge-offs$6,385,000381
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$24,000737
Net operating income$6,357,000694
2012-06-30 (YTD Data)Rank
Total interest income$13,445,0001,002
Total interest expense$2,283,0001,072
Net interest income$11,162,000991
Provision for loan and lease losses$2,498,000542
Total noninterest income$4,795,000701
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$785,000896
Trading account gains and fees$0153
Additional Noninterest Income$4,010,000558
Total noninterest expense$8,733,0001,144
Salaries and employee benefits$4,925,0001,064
Premises and equipment expense$1,189,0001,001
Additional noninterest expense$2,619,0001,299
Pre-tax net operating income$4,726,000783
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$4,726,000656
Extraordinary gains, net$019
Net income$4,726,000656
Minority interest net income$084
Net income of bank and minority interests.$4,726,000656
Net charge-offs$2,771,000544
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$19,000684
Net operating income$4,726,000637
2012-03-31 (YTD Data)Rank
Total interest income$6,528,0001,044
Total interest expense$1,099,0001,155
Net interest income$5,429,0001,014
Provision for loan and lease losses$1,030,000600
Total noninterest income$1,660,000891
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$417,000829
Trading account gains and fees$0148
Additional Noninterest Income$1,243,000776
Total noninterest expense$4,215,0001,185
Salaries and employee benefits$2,280,0001,143
Premises and equipment expense$572,0001,038
Additional noninterest expense$1,363,0001,234
Pre-tax net operating income$1,844,000963
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,844,000812
Extraordinary gains, net$019
Net income$1,844,000811
Minority interest net income$078
Net income of bank and minority interests.$1,844,000813
Net charge-offs$1,436,000525
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$9,000634
Net operating income$1,844,000764
2011-12-31 (YTD Data)Rank
Total interest income$25,579,0001,105
Total interest expense$4,872,0001,242
Net interest income$20,707,0001,071
Provision for loan and lease losses$11,248,000381
Total noninterest income$9,723,000632
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,888,000771
Trading account gains and fees$0146
Additional Noninterest Income$7,835,000512
Total noninterest expense$18,085,0001,087
Salaries and employee benefits$8,484,0001,174
Premises and equipment expense$2,479,0001,006
Additional noninterest expense$7,122,000990
Pre-tax net operating income$1,097,0003,534
Securities gains (losses)$03,838
Applicable income taxes$-24,0006,668
Income before extraordinary items$1,121,0003,322
Extraordinary gains, net$029
Net income$1,121,0003,325
Minority interest net income$096
Net income of bank and minority interests.$1,121,0003,325
Net charge-offs$11,421,000398
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$3,624,000181
Net operating income$1,121,0003,224
2011-09-30 (YTD Data)Rank
Total interest income$19,187,0001,128
Total interest expense$3,754,0001,264
Net interest income$15,433,0001,089
Provision for loan and lease losses$9,116,000345
Total noninterest income$7,658,000607
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,428,000765
Trading account gains and fees$0145
Additional Noninterest Income$6,230,000497
Total noninterest expense$13,566,0001,088
Salaries and employee benefits$6,448,0001,152
Premises and equipment expense$1,865,0001,019
Additional noninterest expense$5,253,0001,004
Pre-tax net operating income$409,0004,740
Securities gains (losses)$03,555
Applicable income taxes$-24,0006,853
Income before extraordinary items$433,0004,543
Extraordinary gains, net$021
Net income$433,0004,544
Minority interest net income$087
Net income of bank and minority interests.$433,0004,544
Net charge-offs$7,983,000420
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$3,586,000150
Net operating income$433,0004,412
2011-06-30 (YTD Data)Rank
Total interest income$12,712,0001,142
Total interest expense$2,605,0001,252
Net interest income$10,107,0001,102
Provision for loan and lease losses$8,329,000271
Total noninterest income$6,014,000550
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$970,000757
Trading account gains and fees$0153
Additional Noninterest Income$5,044,000427
Total noninterest expense$8,667,0001,157
Salaries and employee benefits$4,290,0001,170
Premises and equipment expense$1,247,0001,024
Additional noninterest expense$3,130,0001,129
Pre-tax net operating income$-875,0006,939
Securities gains (losses)$02,914
Applicable income taxes$1,0004,573
Income before extraordinary items$-876,0006,990
Extraordinary gains, net$015
Net income$-876,0006,989
Minority interest net income$089
Net income of bank and minority interests.$-876,0006,990
Net charge-offs$5,651,000420
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$3,562,00073
Net operating income$-876,0006,975
2011-03-31 (YTD Data)Rank
Total interest income$6,349,0001,147
Total interest expense$1,411,0001,193
Net interest income$4,938,0001,133
Provision for loan and lease losses$7,033,000183
Total noninterest income$2,727,000581
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$472,000760
Trading account gains and fees$0158
Additional Noninterest Income$2,255,000477
Total noninterest expense$4,293,0001,170
Salaries and employee benefits$2,172,0001,162
Premises and equipment expense$627,0001,038
Additional noninterest expense$1,494,0001,194
Pre-tax net operating income$-3,661,0007,480
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$-3,662,0007,475
Extraordinary gains, net$09
Net income$-3,662,0007,475
Minority interest net income$086
Net income of bank and minority interests.$-3,662,0007,475
Net charge-offs$2,938,000409
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$2,314,00055
Net operating income$-3,662,0007,479
2010-12-31 (YTD Data)Rank
Total interest income$27,726,0001,120
Total interest expense$7,483,0001,104
Net interest income$20,243,0001,103
Provision for loan and lease losses$24,054,000307
Total noninterest income$6,317,000891
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,939,000779
Trading account gains and fees$0175
Additional Noninterest Income$4,378,000817
Total noninterest expense$15,568,0001,287
Salaries and employee benefits$7,803,0001,261
Premises and equipment expense$2,617,000982
Additional noninterest expense$5,148,0001,412
Pre-tax net operating income$-13,062,0007,426
Securities gains (losses)$03,793
Applicable income taxes$4,028,000435
Income before extraordinary items$-17,090,0007,496
Extraordinary gains, net$029
Net income$-17,090,0007,496
Minority interest net income$0111
Net income of bank and minority interests.$-17,090,0007,496
Net charge-offs$26,147,000272
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$18,726,00048
Net operating income$-17,090,0007,492
2010-09-30 (YTD Data)Rank
Total interest income$21,175,0001,110
Total interest expense$5,800,0001,102
Net interest income$15,375,0001,089
Provision for loan and lease losses$17,245,000315
Total noninterest income$3,964,0001,009
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,500,000773
Trading account gains and fees$0165
Additional Noninterest Income$2,464,000958
Total noninterest expense$11,451,0001,292
Salaries and employee benefits$5,798,0001,274
Premises and equipment expense$1,990,000974
Additional noninterest expense$3,663,0001,446
Pre-tax net operating income$-9,357,0007,538
Securities gains (losses)$03,651
Applicable income taxes$4,085,000335
Income before extraordinary items$-13,442,0007,624
Extraordinary gains, net$023
Net income$-13,442,0007,624
Minority interest net income$0110
Net income of bank and minority interests.$-13,442,0007,624
Net charge-offs$18,712,000274
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$3,159,000155
Net operating income$-13,442,0007,622
2010-06-30 (YTD Data)Rank
Total interest income$14,089,0001,119
Total interest expense$3,934,0001,141
Net interest income$10,155,0001,103
Provision for loan and lease losses$7,807,000434
Total noninterest income$1,602,0001,445
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,044,000738
Trading account gains and fees$0152
Additional Noninterest Income$558,0001,963
Total noninterest expense$7,515,0001,313
Salaries and employee benefits$3,847,0001,278
Premises and equipment expense$1,332,000988
Additional noninterest expense$2,336,0001,521
Pre-tax net operating income$-3,565,0007,448
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$-3,566,0007,492
Extraordinary gains, net$019
Net income$-3,566,0007,491
Minority interest net income$0105
Net income of bank and minority interests.$-3,566,0007,492
Net charge-offs$8,953,000363
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$3,107,000113
Net operating income$-3,566,0007,484
2010-03-31 (YTD Data)Rank
Total interest income$6,917,0001,165
Total interest expense$2,018,0001,168
Net interest income$4,899,0001,155
Provision for loan and lease losses$1,535,000881
Total noninterest income$979,0001,262
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$535,000718
Trading account gains and fees$0175
Additional Noninterest Income$444,0001,412
Total noninterest expense$3,745,0001,342
Salaries and employee benefits$1,943,0001,286
Premises and equipment expense$668,0001,016
Additional noninterest expense$1,134,0001,555
Pre-tax net operating income$598,0002,106
Securities gains (losses)$02,284
Applicable income taxes$252,0001,191
Income before extraordinary items$346,0002,846
Extraordinary gains, net$016
Net income$346,0002,843
Minority interest net income$091
Net income of bank and minority interests.$346,0002,846
Net charge-offs$3,793,000414
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$2,388,00082
Net operating income$346,0002,723
2009-12-31 (YTD Data)Rank
Total interest income$30,089,0001,141
Total interest expense$12,634,000938
Net interest income$17,455,0001,283
Provision for loan and lease losses$26,938,000397
Total noninterest income$4,856,0001,132
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,136,000808
Trading account gains and fees$0211
Additional Noninterest Income$2,720,0001,106
Total noninterest expense$14,879,0001,376
Salaries and employee benefits$7,421,0001,352
Premises and equipment expense$2,731,000994
Additional noninterest expense$4,727,0001,580
Pre-tax net operating income$-19,506,0007,705
Securities gains (losses)$03,754
Applicable income taxes$-3,748,0007,680
Income before extraordinary items$-15,758,0007,687
Extraordinary gains, net$034
Net income$-15,758,0007,686
Minority interest net income$0115
Net income of bank and minority interests.$-15,758,0007,686
Net charge-offs$17,893,000440
Cash dividends$1,258,0001,363
Sale, conversion, retirement of capital stock, net$6,139,000150
Net operating income$-15,758,0007,687
2009-09-30 (YTD Data)Rank
Total interest income$22,754,0001,151
Total interest expense$10,279,000911
Net interest income$12,475,0001,334
Provision for loan and lease losses$20,113,000383
Total noninterest income$3,137,0001,274
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,592,000806
Trading account gains and fees$0212
Additional Noninterest Income$1,545,0001,361
Total noninterest expense$11,254,0001,358
Salaries and employee benefits$5,581,0001,361
Premises and equipment expense$2,059,000992
Additional noninterest expense$3,614,0001,492
Pre-tax net operating income$-15,755,0007,836
Securities gains (losses)$03,497
Applicable income taxes$-3,748,0007,855
Income before extraordinary items$-12,007,0007,827
Extraordinary gains, net$027
Net income$-12,007,0007,826
Minority interest net income$0118
Net income of bank and minority interests.$-12,007,0007,826
Net charge-offs$12,782,000431
Cash dividends$1,258,0001,016
Sale, conversion, retirement of capital stock, net$4,164,000171
Net operating income$-12,007,0007,827
2009-06-30 (YTD Data)Rank
Total interest income$15,241,0001,173
Total interest expense$7,319,000891
Net interest income$7,922,0001,402
Provision for loan and lease losses$11,011,000425
Total noninterest income$1,600,0001,568
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,054,000798
Trading account gains and fees$0193
Additional Noninterest Income$546,0002,100
Total noninterest expense$7,620,0001,365
Salaries and employee benefits$3,742,0001,391
Premises and equipment expense$1,379,0001,018
Additional noninterest expense$2,499,0001,483
Pre-tax net operating income$-9,109,0007,899
Securities gains (losses)$03,136
Applicable income taxes$-3,748,0008,001
Income before extraordinary items$-5,361,0007,820
Extraordinary gains, net$021
Net income$-5,361,0007,819
Minority interest net income$0112
Net income of bank and minority interests.$-5,361,0007,819
Net charge-offs$7,345,000459
Cash dividends$558,0001,505
Sale, conversion, retirement of capital stock, net$2,205,000199
Net operating income$-5,361,0007,832
2009-03-31 (YTD Data)Rank
Total interest income$7,658,0001,180
Total interest expense$3,770,000900
Net interest income$3,888,0001,428
Provision for loan and lease losses$3,894,000486
Total noninterest income$424,0002,393
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$474,000861
Trading account gains and fees$0171
Additional Noninterest Income$-50,0008,086
Total noninterest expense$3,753,0001,334
Salaries and employee benefits$1,913,0001,355
Premises and equipment expense$699,0001,023
Additional noninterest expense$1,141,0001,430
Pre-tax net operating income$-3,335,0007,964
Securities gains (losses)$02,434
Applicable income taxes$-1,372,0008,045
Income before extraordinary items$-1,963,0007,896
Extraordinary gains, net$015
Net income$-1,963,0007,897
Minority interest net income$0102
Net income of bank and minority interests.$-1,963,0007,897
Net charge-offs$2,217,000567
Cash dividends$337,0001,263
Sale, conversion, retirement of capital stock, net$2,101,000112
Net operating income$-1,963,0007,897
2008-12-31 (YTD Data)Rank
Total interest income$36,573,0001,035
Total interest expense$16,325,000982
Net interest income$20,248,0001,067
Provision for loan and lease losses$7,147,000777
Total noninterest income$4,533,0001,151
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,587,0001,130
Trading account gains and fees$0154
Additional Noninterest Income$2,946,000986
Total noninterest expense$16,017,0001,224
Salaries and employee benefits$8,495,0001,171
Premises and equipment expense$2,841,000975
Additional noninterest expense$4,681,0001,348
Pre-tax net operating income$1,617,0002,886
Securities gains (losses)$9,0002,546
Applicable income taxes$623,0001,626
Income before extraordinary items$1,003,0003,286
Extraordinary gains, net$039
Net income$1,003,0003,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,931,000700
Cash dividends$200,0004,486
Sale, conversion, retirement of capital stock, net$21,592,00069
Net operating income$997,2403,444
2008-09-30 (YTD Data)Rank
Total interest income$27,895,0001,043
Total interest expense$12,357,0001,010
Net interest income$15,538,0001,064
Provision for loan and lease losses$4,071,000753
Total noninterest income$3,752,0001,104
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,107,0001,228
Trading account gains and fees$0148
Additional Noninterest Income$2,645,000894
Total noninterest expense$12,227,0001,193
Salaries and employee benefits$6,559,0001,155
Premises and equipment expense$2,133,000974
Additional noninterest expense$3,535,0001,292
Pre-tax net operating income$2,992,0001,628
Securities gains (losses)$9,0002,413
Applicable income taxes$1,239,000976
Income before extraordinary items$1,762,0002,003
Extraordinary gains, net$031
Net income$1,762,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,728,000680
Cash dividends$200,0003,868
Sale, conversion, retirement of capital stock, net$7,084,000129
Net operating income$1,756,2402,108
2008-06-30 (YTD Data)Rank
Total interest income$18,494,0001,062
Total interest expense$8,438,0001,026
Net interest income$10,056,0001,088
Provision for loan and lease losses$2,578,000668
Total noninterest income$2,461,0001,124
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$659,0001,359
Trading account gains and fees$0149
Additional Noninterest Income$1,802,000910
Total noninterest expense$8,378,0001,161
Salaries and employee benefits$4,600,0001,116
Premises and equipment expense$1,418,000981
Additional noninterest expense$2,360,0001,261
Pre-tax net operating income$1,561,0002,118
Securities gains (losses)$9,0002,500
Applicable income taxes$651,0001,301
Income before extraordinary items$919,0002,761
Extraordinary gains, net$021
Net income$919,0002,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,790,000596
Cash dividends$200,0003,405
Sale, conversion, retirement of capital stock, net$3,764,000123
Net operating income$913,2402,719
2008-03-31 (YTD Data)Rank
Total interest income$9,655,0001,042
Total interest expense$4,477,0001,041
Net interest income$5,178,0001,039
Provision for loan and lease losses$944,000646
Total noninterest income$1,231,0001,123
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$314,0001,393
Trading account gains and fees$0158
Additional Noninterest Income$917,000905
Total noninterest expense$4,376,0001,106
Salaries and employee benefits$2,488,0001,041
Premises and equipment expense$700,000991
Additional noninterest expense$1,188,0001,205
Pre-tax net operating income$1,089,0001,652
Securities gains (losses)$9,0002,013
Applicable income taxes$503,000997
Income before extraordinary items$595,0002,327
Extraordinary gains, net$015
Net income$595,0002,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,171,000419
Cash dividends$80,0003,097
Sale, conversion, retirement of capital stock, net$140,000264
Net operating income$589,2402,275
2007-12-31 (YTD Data)Rank
Total interest income$36,438,0001,162
Total interest expense$16,430,0001,213
Net interest income$20,008,0001,102
Provision for loan and lease losses$4,486,000447
Total noninterest income$5,119,0001,081
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,240,0001,448
Trading account gains and fees$0178
Additional Noninterest Income$3,879,000843
Total noninterest expense$16,427,0001,138
Salaries and employee benefits$8,809,0001,138
Premises and equipment expense$2,508,0001,063
Additional noninterest expense$5,110,0001,095
Pre-tax net operating income$4,214,0001,890
Securities gains (losses)$02,146
Applicable income taxes$1,696,0001,287
Income before extraordinary items$2,518,0002,342
Extraordinary gains, net$039
Net income$2,518,0002,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,863,000648
Cash dividends$100,0005,341
Sale, conversion, retirement of capital stock, net$203,000753
Net operating income$2,518,0002,333
2007-09-30 (YTD Data)Rank
Total interest income$26,864,0001,180
Total interest expense$12,167,0001,229
Net interest income$14,697,0001,134
Provision for loan and lease losses$3,059,000383
Total noninterest income$3,760,0001,097
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$876,0001,502
Trading account gains and fees$0184
Additional Noninterest Income$2,884,000849
Total noninterest expense$12,206,0001,146
Salaries and employee benefits$6,665,0001,133
Premises and equipment expense$1,806,0001,095
Additional noninterest expense$3,735,0001,099
Pre-tax net operating income$3,192,0001,999
Securities gains (losses)$01,655
Applicable income taxes$1,444,0001,262
Income before extraordinary items$1,748,0002,653
Extraordinary gains, net$033
Net income$1,748,0002,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,476,000496
Cash dividends$100,0004,663
Sale, conversion, retirement of capital stock, net$61,000858
Net operating income$1,748,0002,633
2007-06-30 (YTD Data)Rank
Total interest income$17,327,0001,235
Total interest expense$7,912,0001,266
Net interest income$9,415,0001,213
Provision for loan and lease losses$1,967,000332
Total noninterest income$2,704,0001,053
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$538,0001,642
Trading account gains and fees$0168
Additional Noninterest Income$2,166,000803
Total noninterest expense$7,985,0001,182
Salaries and employee benefits$4,347,0001,174
Premises and equipment expense$1,138,0001,178
Additional noninterest expense$2,500,0001,117
Pre-tax net operating income$2,167,0002,022
Securities gains (losses)$01,444
Applicable income taxes$977,0001,296
Income before extraordinary items$1,190,0002,659
Extraordinary gains, net$029
Net income$1,190,0002,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0001,182
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$243,000418
Net operating income$1,190,0002,642
2007-03-31 (YTD Data)Rank
Total interest income$8,288,0001,283
Total interest expense$3,850,0001,288
Net interest income$4,438,0001,289
Provision for loan and lease losses$823,000344
Total noninterest income$1,630,000886
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$244,0001,747
Trading account gains and fees$0195
Additional Noninterest Income$1,386,000636
Total noninterest expense$3,892,0001,211
Salaries and employee benefits$2,148,0001,192
Premises and equipment expense$532,0001,267
Additional noninterest expense$1,212,0001,127
Pre-tax net operating income$1,353,0001,690
Securities gains (losses)$01,187
Applicable income taxes$598,0001,124
Income before extraordinary items$755,0002,167
Extraordinary gains, net$022
Net income$755,0002,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,000907
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$115,000323
Net operating income$755,0002,159
2006-12-31 (YTD Data)Rank
Total interest income$25,483,0001,582
Total interest expense$10,898,0001,551
Net interest income$14,585,0001,574
Provision for loan and lease losses$2,396,000479
Total noninterest income$3,251,0001,505
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$450,0003,284
Trading account gains and fees$0130
Additional Noninterest Income$2,801,0001,044
Total noninterest expense$10,533,0001,690
Salaries and employee benefits$5,544,0001,766
Premises and equipment expense$1,310,0001,922
Additional noninterest expense$3,679,0001,440
Pre-tax net operating income$4,907,0001,918
Securities gains (losses)$01,687
Applicable income taxes$2,094,0001,282
Income before extraordinary items$2,813,0002,381
Extraordinary gains, net$051
Net income$2,813,0002,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$771,000859
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$387,000641
Net operating income$2,813,0002,363
2006-09-30 (YTD Data)Rank
Total interest income$18,015,0001,663
Total interest expense$7,480,0001,640
Net interest income$10,535,0001,644
Provision for loan and lease losses$1,850,000428
Total noninterest income$2,008,0001,793
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$285,0003,666
Trading account gains and fees$0126
Additional Noninterest Income$1,723,0001,229
Total noninterest expense$7,461,0001,786
Salaries and employee benefits$4,118,0001,783
Premises and equipment expense$869,0002,150
Additional noninterest expense$2,474,0001,587
Pre-tax net operating income$3,232,0002,200
Securities gains (losses)$01,388
Applicable income taxes$1,386,0001,475
Income before extraordinary items$1,846,0002,741
Extraordinary gains, net$045
Net income$1,846,0002,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$604,000689
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$268,000542
Net operating income$1,846,0002,727
2006-06-30 (YTD Data)Rank
Total interest income$11,203,0001,758
Total interest expense$4,489,0001,725
Net interest income$6,714,0001,724
Provision for loan and lease losses$1,107,000463
Total noninterest income$1,184,0001,976
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$174,0003,822
Trading account gains and fees$0126
Additional Noninterest Income$1,010,0001,343
Total noninterest expense$4,815,0001,847
Salaries and employee benefits$2,690,0001,827
Premises and equipment expense$522,0002,376
Additional noninterest expense$1,603,0001,650
Pre-tax net operating income$1,976,0002,329
Securities gains (losses)$01,185
Applicable income taxes$863,0001,567
Income before extraordinary items$1,113,0002,958
Extraordinary gains, net$039
Net income$1,113,0002,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$399,000675
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$162,000460
Net operating income$1,113,0002,948
2006-03-31 (YTD Data)Rank
Total interest income$5,240,0001,835
Total interest expense$2,103,0001,745
Net interest income$3,137,0001,842
Provision for loan and lease losses$429,000579
Total noninterest income$494,0002,207
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$84,0003,836
Trading account gains and fees$0115
Additional Noninterest Income$410,0001,547
Total noninterest expense$2,192,0002,013
Salaries and employee benefits$1,250,0001,959
Premises and equipment expense$234,0002,626
Additional noninterest expense$708,0001,848
Pre-tax net operating income$1,010,0002,256
Securities gains (losses)$0955
Applicable income taxes$420,0001,596
Income before extraordinary items$590,0002,775
Extraordinary gains, net$021
Net income$590,0002,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,000491
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$63,000373
Net operating income$590,0002,759
2005-12-31 (YTD Data)Rank
Total interest income$12,117,0002,692
Total interest expense$3,624,0002,858
Net interest income$8,493,0002,558
Provision for loan and lease losses$1,170,000912
Total noninterest income$2,237,0002,046
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$361,0003,781
Trading account gains and fees$0138
Additional Noninterest Income$1,876,0001,417
Total noninterest expense$6,538,0002,537
Salaries and employee benefits$3,558,0002,562
Premises and equipment expense$696,0003,243
Additional noninterest expense$2,284,0002,194
Pre-tax net operating income$3,022,0002,739
Securities gains (losses)$02,296
Applicable income taxes$862,0002,491
Income before extraordinary items$2,160,0002,898
Extraordinary gains, net$046
Net income$2,160,0002,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,973
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$13,254,000132
Net operating income$2,160,0002,869
2005-09-30 (YTD Data)Rank
Total interest income$7,875,0002,973
Total interest expense$1,909,0003,631
Net interest income$5,966,0002,693
Provision for loan and lease losses$712,0001,051
Total noninterest income$1,721,0001,993
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$281,0003,714
Trading account gains and fees$0126
Additional Noninterest Income$1,440,0001,407
Total noninterest expense$4,215,0002,886
Salaries and employee benefits$2,149,0003,064
Premises and equipment expense$493,0003,395
Additional noninterest expense$1,573,0002,337
Pre-tax net operating income$2,760,0002,375
Securities gains (losses)$02,317
Applicable income taxes$750,0002,300
Income before extraordinary items$2,010,0002,476
Extraordinary gains, net$035
Net income$2,010,0002,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,542
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$13,233,00095
Net operating income$2,010,0002,448
2005-06-30 (YTD Data)Rank
Total interest income$4,643,0003,223
Total interest expense$1,095,0003,881
Net interest income$3,548,0002,963
Provision for loan and lease losses$372,0001,272
Total noninterest income$865,0002,419
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$184,0003,697
Trading account gains and fees$0116
Additional Noninterest Income$681,0001,776
Total noninterest expense$2,578,0003,105
Salaries and employee benefits$1,318,0003,289
Premises and equipment expense$322,0003,421
Additional noninterest expense$938,0002,598
Pre-tax net operating income$1,463,0002,817
Securities gains (losses)$02,146
Applicable income taxes$214,0003,678
Income before extraordinary items$1,249,0002,563
Extraordinary gains, net$030
Net income$1,249,0002,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,128
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$13,233,00064
Net operating income$1,249,0002,528
2005-03-31 (YTD Data)Rank
Total interest income$2,052,0003,515
Total interest expense$500,0004,026
Net interest income$1,552,0003,312
Provision for loan and lease losses$160,0001,329
Total noninterest income$200,0003,983
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$79,0003,954
Trading account gains and fees$0115
Additional Noninterest Income$121,0003,380
Total noninterest expense$1,129,0003,491
Salaries and employee benefits$543,0003,838
Premises and equipment expense$155,0003,563
Additional noninterest expense$431,0002,816
Pre-tax net operating income$463,0003,880
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$463,0003,238
Extraordinary gains, net$024
Net income$463,0003,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,179
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$6,000455
Net operating income$463,0003,198
2004-12-31 (YTD Data)Rank
Total interest income$4,674,0005,065
Total interest expense$1,153,0005,233
Net interest income$3,521,0004,878
Provision for loan and lease losses$627,0001,587
Total noninterest income$2,053,0002,160
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$360,0003,871
Trading account gains and fees$0138
Additional Noninterest Income$1,693,0001,497
Total noninterest expense$3,905,0003,833
Salaries and employee benefits$1,992,0004,012
Premises and equipment expense$616,0003,466
Additional noninterest expense$1,297,0003,533
Pre-tax net operating income$1,042,0005,141
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$1,042,0004,580
Extraordinary gains, net$034
Net income$1,042,0004,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$33,000761
Net operating income$1,042,0004,506
2004-09-30 (YTD Data)Rank
Total interest income$2,953,0005,597
Total interest expense$667,0005,957
Net interest income$2,286,0005,347
Provision for loan and lease losses$530,0001,388
Total noninterest income$1,473,0002,236
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$253,0004,067
Trading account gains and fees$0134
Additional Noninterest Income$1,220,0001,545
Total noninterest expense$2,611,0004,160
Salaries and employee benefits$1,307,0004,406
Premises and equipment expense$460,0003,487
Additional noninterest expense$844,0003,920
Pre-tax net operating income$618,0005,818
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$618,0005,281
Extraordinary gains, net$026
Net income$618,0005,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$618,0005,198
2004-06-30 (YTD Data)Rank
Total interest income$1,642,0006,172
Total interest expense$354,0006,586
Net interest income$1,288,0005,903
Provision for loan and lease losses$320,0001,458
Total noninterest income$601,0003,165
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$135,0004,590
Trading account gains and fees$0130
Additional Noninterest Income$466,0002,304
Total noninterest expense$1,626,0004,406
Salaries and employee benefits$858,0004,479
Premises and equipment expense$303,0003,525
Additional noninterest expense$465,0004,569
Pre-tax net operating income$-57,0008,640
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-57,0008,671
Extraordinary gains, net$021
Net income$-57,0008,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-57,0008,641
2004-03-31 (YTD Data)Rank
Total interest income$705,0006,692
Total interest expense$144,0007,122
Net interest income$561,0006,360
Provision for loan and lease losses$214,0001,100
Total noninterest income$115,0005,443
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$54,0005,021
Trading account gains and fees$0121
Additional Noninterest Income$61,0004,708
Total noninterest expense$724,0004,807
Salaries and employee benefits$398,0004,755
Premises and equipment expense$149,0003,610
Additional noninterest expense$177,0005,481
Pre-tax net operating income$-262,0008,947
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-262,0008,977
Extraordinary gains, net$016
Net income$-262,0008,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-262,0008,952
2003-12-31 (YTD Data)Rank
Total interest income$270,0009,047
Total interest expense$85,0008,986
Net interest income$185,0009,053
Provision for loan and lease losses$332,0002,952
Total noninterest income$10,0009,054
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$7,0007,973
Trading account gains and fees$0160
Additional Noninterest Income$3,0008,956
Total noninterest expense$1,859,0006,229
Salaries and employee benefits$1,048,0006,101
Premises and equipment expense$269,0005,977
Additional noninterest expense$542,0006,298
Pre-tax net operating income$-1,996,0009,077
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-1,996,0009,116
Extraordinary gains, net$054
Net income$-1,996,0009,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$17,875,00041
Net operating income$-1,996,0009,077
2003-09-30 (YTD Data)Rank
Total interest income$9,0009,227
Total interest expense$4,0009,198
Net interest income$5,0009,223
Provision for loan and lease losses$07,481
Total noninterest income$09,186
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$09,106
Total noninterest expense$1,010,0007,183
Salaries and employee benefits$70,0009,181
Premises and equipment expense$1,0009,197
Additional noninterest expense$939,0003,586
Pre-tax net operating income$-1,005,0009,085
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$-1,005,0009,127
Extraordinary gains, net$040
Net income$-1,005,0009,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$17,875,00030
Net operating income$-1,005,0009,085

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.