Home > Pawling Savings Bank > Loan Charge- Offs and Recoveries
Pawling Savings Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,939,000 | 625 |
| Loans secured by real estate, total | $1,535,000 | 216 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $1,535,000 | 216 |
| Construction and land development | $82,000 | 221 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $965,000 | 182 |
| Secured by multifamily residential properties | $196,000 | 127 |
| Secured by nonfarm nonresidential properties | $292,000 | 294 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $0 | 6,990 |
| Loans to individuals | $404,000 | 964 |
| Credit card loan charge offs | $26,000 | 1,394 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $378,000 | 815 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $534,000 | 633 |
| Loans secured by real estate, total | $437,000 | 268 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $437,000 | 268 |
| Construction and land development | $200,000 | 71 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $130,000 | 290 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $107,000 | 357 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $17,000 | 3,199 |
| Loans to individuals | $80,000 | 1,138 |
| Credit card loan recoveries | $2,000 | 1,717 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $78,000 | 1,018 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,405,000 | 631 |
| Loans secured by real estate, total | $1,098,000 | 196 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,098,000 | 195 |
| Construction and land development | $-118,000 | 10,859 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $835,000 | 156 |
| Secured by multifamily residential properties | $196,000 | 106 |
| Secured by nonfarm nonresidential properties | $185,000 | 289 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $-17,000 | 9,987 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $324,000 | 933 |
| Credit card loan net charge offs | $24,000 | 1,323 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $300,000 | 774 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,558,000 | 835 |
| Loans secured by real estate, total | $1,286,000 | 330 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,286,000 | 330 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $813,000 | 229 |
| Secured by multifamily residential properties | $141,000 | 196 |
| Secured by nonfarm nonresidential properties | $332,000 | 391 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $5,000 | 6,386 |
| Loans to individuals | $267,000 | 1,310 |
| Credit card loan charge offs | $87,000 | 755 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $180,000 | 1,449 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $456,000 | 819 |
| Loans secured by real estate, total | $377,000 | 346 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $377,000 | 346 |
| Construction and land development | $217,000 | 85 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $54,000 | 618 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $106,000 | 432 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $29,000 | 2,641 |
| Loans to individuals | $50,000 | 1,740 |
| Credit card loan recoveries | $15,000 | 722 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $35,000 | 2,032 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,102,000 | 847 |
| Loans secured by real estate, total | $909,000 | 307 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $909,000 | 306 |
| Construction and land development | $-217,000 | 11,406 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $759,000 | 202 |
| Secured by multifamily residential properties | $141,000 | 171 |
| Secured by nonfarm nonresidential properties | $226,000 | 372 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-24,000 | 10,562 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $217,000 | 1,229 |
| Credit card loan net charge offs | $72,000 | 753 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $145,000 | 1,286 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,384,000 | 648 |
| Loans secured by real estate, total | $2,135,000 | 285 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $2,135,000 | 284 |
| Construction and land development | $1,166,000 | 63 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $288,000 | 541 |
| Secured by multifamily residential properties | $88,000 | 315 |
| Secured by nonfarm nonresidential properties | $593,000 | 342 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $30,000 | 4,352 |
| Loans to individuals | $219,000 | 1,387 |
| Credit card loan charge offs | $69,000 | 824 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $150,000 | 1,481 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $415,000 | 886 |
| Loans secured by real estate, total | $353,000 | 372 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $353,000 | 371 |
| Construction and land development | $189,000 | 108 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $84,000 | 442 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $80,000 | 568 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $6,000 | 5,379 |
| Loans to individuals | $56,000 | 1,598 |
| Credit card loan recoveries | $21,000 | 651 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $35,000 | 2,060 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,969,000 | 574 |
| Loans secured by real estate, total | $1,782,000 | 251 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,782,000 | 250 |
| Construction and land development | $977,000 | 64 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $204,000 | 538 |
| Secured by multifamily residential properties | $88,000 | 284 |
| Secured by nonfarm nonresidential properties | $513,000 | 315 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $24,000 | 3,521 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $163,000 | 1,332 |
| Credit card loan net charge offs | $48,000 | 873 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $115,000 | 1,326 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,217,000 | 348 |
| Loans secured by real estate, total | $5,925,000 | 157 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $5,925,000 | 157 |
| Construction and land development | $275,000 | 225 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $1,238,000 | 182 |
| Secured by multifamily residential properties | $21,000 | 524 |
| Secured by nonfarm nonresidential properties | $4,391,000 | 98 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $57,000 | 3,392 |
| Loans to individuals | $235,000 | 1,188 |
| Credit card loan charge offs | $84,000 | 747 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $151,000 | 1,366 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $199,000 | 1,698 |
| Loans secured by real estate, total | $77,000 | 1,175 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $77,000 | 1,175 |
| Construction and land development | $37,000 | 336 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,805 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $28,000 | 1,049 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $51,000 | 2,290 |
| Loans to individuals | $71,000 | 1,412 |
| Credit card loan recoveries | $29,000 | 585 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $42,000 | 1,912 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,018,000 | 263 |
| Loans secured by real estate, total | $5,848,000 | 127 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $5,848,000 | 126 |
| Construction and land development | $238,000 | 210 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $1,226,000 | 157 |
| Secured by multifamily residential properties | $21,000 | 490 |
| Secured by nonfarm nonresidential properties | $4,363,000 | 78 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $6,000 | 4,751 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $164,000 | 1,128 |
| Credit card loan net charge offs | $55,000 | 796 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $109,000 | 1,185 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,479,000 | 625 |
| Loans secured by real estate, total | $3,194,000 | 332 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $3,194,000 | 332 |
| Construction and land development | $1,304,000 | 171 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $759,000 | 342 |
| Secured by multifamily residential properties | $53,000 | 501 |
| Secured by nonfarm nonresidential properties | $1,078,000 | 370 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $28,000 | 5,628 |
| Loans to individuals | $257,000 | 1,265 |
| Credit card loan charge offs | $73,000 | 857 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $184,000 | 1,326 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $238,000 | 1,616 |
| Loans secured by real estate, total | $168,000 | 709 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $168,000 | 708 |
| Construction and land development | $10,000 | 577 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $48,000 | 794 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $110,000 | 514 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $21,000 | 4,289 |
| Loans to individuals | $49,000 | 1,996 |
| Credit card loan recoveries | $8,000 | 1,104 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $41,000 | 2,071 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,241,000 | 538 |
| Loans secured by real estate, total | $3,026,000 | 303 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $3,026,000 | 303 |
| Construction and land development | $1,294,000 | 159 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $711,000 | 309 |
| Secured by multifamily residential properties | $53,000 | 473 |
| Secured by nonfarm nonresidential properties | $968,000 | 351 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $7,000 | 5,769 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $208,000 | 1,092 |
| Credit card loan net charge offs | $65,000 | 824 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $143,000 | 1,078 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,816,000 | 613 |
| Loans secured by real estate, total | $4,375,000 | 310 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $4,375,000 | 308 |
| Construction and land development | $2,495,000 | 151 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $964,000 | 288 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $916,000 | 506 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $146,000 | 3,290 |
| Loans to individuals | $295,000 | 1,414 |
| Credit card loan charge offs | $89,000 | 882 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $206,000 | 1,530 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $663,000 | 753 |
| Loans secured by real estate, total | $454,000 | 331 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $454,000 | 331 |
| Construction and land development | $103,000 | 248 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $132,000 | 316 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $219,000 | 293 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $165,000 | 1,013 |
| Loans to individuals | $44,000 | 2,295 |
| Credit card loan recoveries | $14,000 | 861 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $30,000 | 2,779 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,153,000 | 597 |
| Loans secured by real estate, total | $3,921,000 | 314 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,921,000 | 313 |
| Construction and land development | $2,392,000 | 150 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $832,000 | 285 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $697,000 | 555 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $-19,000 | 12,857 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $251,000 | 1,237 |
| Credit card loan net charge offs | $75,000 | 878 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $176,000 | 1,278 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.