Home > Pawling Savings Bank > Net charge- offs to loans
Pawling Savings Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2384% | 3,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2143% | 157 |
| Percentage Net Loans Charged-off:Construction & development | -1.2647% | 1,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2436% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6643% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2112% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2090% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2114% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1356% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5018% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0728% | 850 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1957% | 4,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1843% | 287 |
| Percentage Net Loans Charged-off:Construction & development | -2.1785% | 1,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3030% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5295% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1999% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1505% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2036% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2581% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3587% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7863% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3846% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3942% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 8.7907% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7836% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3564% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4821% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2929% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1032% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2955% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4238% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 1.1242% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.1190% | 15 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1001% | 277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4156% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5550% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4064% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1444% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3262% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7801% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7882% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8231% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 5.1439% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2806% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3323% | 255 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2865% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0164% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3005% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1748% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5043% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0109% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0873% | 1,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1391% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 7.1767% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8582% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3913% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3976% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3724% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7259% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3478% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.0258% | 44 |