Home > Pawling Savings Bank > Assets and Liabilities
Pawling Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 258 | 682 |
| Assets and Liabilities | ||
| Total Assets: | $877,749,000 | 594 |
| Cash and due from depository institutions | $13,864,000 | 682 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $239,100,000 | 531 |
| Federal funds sold & reverse repurchase agreements | $29,100,000 | 465 |
| Net loans & leases | $565,352,000 | 580 |
| Loan loss allowance | $9,801,000 | 478 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,726,000 | 760 |
| Other real estate owned | $606,000 | 682 |
| Goodwill and other intangibles | $7,375,000 | 440 |
| All other assets | $12,626,000 | 718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $877,749,000 | 594 |
| Total liabilities | $804,979,000 | 584 |
| Total deposits | $798,676,000 | 492 |
| Interest-bearing deposits | $730,815,000 | 462 |
| Deposits held in domestic offices | $798,676,000 | 486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,303,000 | 845 |
| Total equity capital | $72,770,000 | 657 |
| Total bank equity capital | $72,770,000 | 657 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $37,768,000 | 537 |
| Undivided profits | $35,002,000 | 729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,922,000 | 503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,729,000 | 594 |
| Earning assets | $833,552,000 | 576 |
| Long-term assets (5+ years) | $213,678,000 | 390 |
| Average Assets, year-to-date | $874,337,000 | 557 |
| Average Assets, quarterly | $878,450,500 | 581 |
| Volatile liabilities | $55,474,000 | 1,297 |
| Insider loans | $736,000 | 4,355 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $463,000 | 1,077 |
| Unused loan commitments | $104,920,000 | 629 |
| Tier 1 (core) risk-based capital | $64,768,900 | 680 |
| Tier 2 risk-based capital | $6,145,380 | 619 |
| Total risk weighted assets | $487,974,580 | 664 |
| Total unused commitments | $104,920,000 | 634 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 270 | 690 |
| Assets and Liabilities | ||
| Total Assets: | $869,469,000 | 614 |
| Cash and due from depository institutions | $15,039,000 | 690 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $209,286,000 | 613 |
| Federal funds sold & reverse repurchase agreements | $25,300,000 | 524 |
| Net loans & leases | $584,637,000 | 599 |
| Loan loss allowance | $9,231,000 | 568 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,323,000 | 729 |
| Other real estate owned | $2,270,000 | 690 |
| Goodwill and other intangibles | $8,755,000 | 395 |
| All other assets | $13,859,000 | 699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $869,469,000 | 614 |
| Total liabilities | $802,860,000 | 603 |
| Total deposits | $794,454,000 | 534 |
| Interest-bearing deposits | $736,579,000 | 502 |
| Deposits held in domestic offices | $794,454,000 | 525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $8,406,000 | 689 |
| Total equity capital | $66,609,000 | 720 |
| Total bank equity capital | $66,609,000 | 720 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $37,768,000 | 547 |
| Undivided profits | $28,841,000 | 888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,799,000 | 732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,761,000 | 611 |
| Earning assets | $819,223,000 | 602 |
| Long-term assets (5+ years) | $176,184,000 | 453 |
| Average Assets, year-to-date | $832,355,800 | 617 |
| Average Assets, quarterly | $875,434,000 | 606 |
| Volatile liabilities | $52,638,000 | 1,348 |
| Insider loans | $1,196,000 | 3,185 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,209,000 | 698 |
| Unused loan commitments | $95,845,000 | 682 |
| Tier 1 (core) risk-based capital | $57,099,000 | 781 |
| Tier 2 risk-based capital | $6,102,360 | 637 |
| Total risk weighted assets | $485,059,860 | 681 |
| Total unused commitments | $95,845,000 | 686 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 244 | 791 |
| Assets and Liabilities | ||
| Total Assets: | $735,924,000 | 725 |
| Cash and due from depository institutions | $14,888,000 | 791 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $145,703,000 | 877 |
| Federal funds sold & reverse repurchase agreements | $20,600,000 | 699 |
| Net loans & leases | $532,605,000 | 642 |
| Loan loss allowance | $8,033,000 | 644 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,673,000 | 771 |
| Other real estate owned | $405,000 | 791 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $12,050,000 | 811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $735,924,000 | 725 |
| Total liabilities | $673,295,000 | 723 |
| Total deposits | $657,080,000 | 647 |
| Interest-bearing deposits | $605,056,000 | 605 |
| Deposits held in domestic offices | $657,080,000 | 637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $16,215,000 | 503 |
| Total equity capital | $62,629,000 | 788 |
| Total bank equity capital | $62,629,000 | 788 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $37,768,000 | 555 |
| Undivided profits | $24,861,000 | 1,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,763,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,487,000 | 672 |
| Earning assets | $698,908,000 | 702 |
| Long-term assets (5+ years) | $144,334,000 | 496 |
| Average Assets, year-to-date | $706,075,400 | 726 |
| Average Assets, quarterly | $727,036,000 | 727 |
| Volatile liabilities | $50,279,000 | 1,290 |
| Insider loans | $1,022,000 | 3,691 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $891,000 | 854 |
| Unused loan commitments | $72,824,000 | 832 |
| Tier 1 (core) risk-based capital | $61,463,000 | 759 |
| Tier 2 risk-based capital | $5,440,490 | 699 |
| Total risk weighted assets | $432,646,590 | 746 |
| Total unused commitments | $72,824,000 | 837 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 235 | 844 |
| Assets and Liabilities | ||
| Total Assets: | $689,569,000 | 754 |
| Cash and due from depository institutions | $14,053,000 | 844 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $124,358,000 | 1,048 |
| Federal funds sold & reverse repurchase agreements | $54,000,000 | 259 |
| Net loans & leases | $473,920,000 | 694 |
| Loan loss allowance | $9,402,000 | 586 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,091,000 | 913 |
| Other real estate owned | $2,265,000 | 844 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $12,882,000 | 820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $689,569,000 | 754 |
| Total liabilities | $630,098,000 | 755 |
| Total deposits | $624,383,000 | 666 |
| Interest-bearing deposits | $577,935,000 | 621 |
| Deposits held in domestic offices | $624,383,000 | 656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,000 | 5,227 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,698,000 | 845 |
| Total equity capital | $59,471,000 | 759 |
| Total bank equity capital | $59,471,000 | 759 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $37,768,000 | 529 |
| Undivided profits | $21,703,000 | 1,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,396,000 | 585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,973,000 | 698 |
| Earning assets | $652,278,000 | 725 |
| Long-term assets (5+ years) | $192,286,000 | 398 |
| Average Assets, year-to-date | $660,990,800 | 760 |
| Average Assets, quarterly | $688,122,500 | 749 |
| Volatile liabilities | $45,270,000 | 1,341 |
| Insider loans | $1,126,000 | 3,388 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $73,005,000 | 776 |
| Tier 1 (core) risk-based capital | $59,550,000 | 739 |
| Tier 2 risk-based capital | $5,058,640 | 724 |
| Total risk weighted assets | $400,347,740 | 767 |
| Total unused commitments | $73,005,000 | 784 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 233 | 898 |
| Assets and Liabilities | ||
| Total Assets: | $629,346,000 | 823 |
| Cash and due from depository institutions | $12,863,000 | 898 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $148,009,000 | 932 |
| Federal funds sold & reverse repurchase agreements | $12,400,000 | 1,070 |
| Net loans & leases | $431,890,000 | 717 |
| Loan loss allowance | $13,920,000 | 464 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,171,000 | 1,416 |
| Other real estate owned | $7,609,000 | 898 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $11,404,000 | 869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $629,346,000 | 823 |
| Total liabilities | $569,929,000 | 830 |
| Total deposits | $562,253,000 | 744 |
| Interest-bearing deposits | $520,715,000 | 702 |
| Deposits held in domestic offices | $562,253,000 | 732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $7,676,000 | 731 |
| Total equity capital | $59,417,000 | 727 |
| Total bank equity capital | $59,417,000 | 727 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $37,768,000 | 505 |
| Undivided profits | $21,649,000 | 1,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,573,000 | 537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,682,000 | 682 |
| Earning assets | $592,299,000 | 803 |
| Long-term assets (5+ years) | $196,529,000 | 385 |
| Average Assets, year-to-date | $627,586,800 | 802 |
| Average Assets, quarterly | $632,290,500 | 809 |
| Volatile liabilities | $52,169,000 | 1,159 |
| Insider loans | $1,287,000 | 3,055 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $310,000 | 1,359 |
| Unused loan commitments | $47,563,000 | 1,013 |
| Tier 1 (core) risk-based capital | $59,417,000 | 704 |
| Tier 2 risk-based capital | $4,813,040 | 753 |
| Total risk weighted assets | $375,936,340 | 805 |
| Total unused commitments | $47,563,000 | 1,039 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 237 | 896 |
| Assets and Liabilities | ||
| Total Assets: | $615,436,000 | 859 |
| Cash and due from depository institutions | $13,431,000 | 896 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $185,928,000 | 744 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 987 |
| Net loans & leases | $372,105,000 | 815 |
| Loan loss allowance | $15,161,000 | 474 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,085,000 | 1,188 |
| Other real estate owned | $12,723,000 | 896 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $8,164,000 | 1,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $615,436,000 | 859 |
| Total liabilities | $562,685,000 | 869 |
| Total deposits | $557,505,000 | 798 |
| Interest-bearing deposits | $521,276,000 | 747 |
| Deposits held in domestic offices | $557,505,000 | 788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $63,000 | 4,521 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $5,117,000 | 931 |
| Total equity capital | $52,751,000 | 778 |
| Total bank equity capital | $52,751,000 | 778 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $37,768,000 | 498 |
| Undivided profits | $14,983,000 | 1,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,794,000 | 446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,441,000 | 817 |
| Earning assets | $575,033,000 | 839 |
| Long-term assets (5+ years) | $167,224,000 | 418 |
| Average Assets, year-to-date | $620,095,800 | 842 |
| Average Assets, quarterly | $618,334,500 | 856 |
| Volatile liabilities | $51,477,000 | 1,157 |
| Insider loans | $914,000 | 933 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $262,000 | 1,008 |
| Unused loan commitments | $49,955,000 | 948 |
| Tier 1 (core) risk-based capital | $52,751,000 | 745 |
| Tier 2 risk-based capital | $4,674,270 | 796 |
| Total risk weighted assets | $363,454,670 | 856 |
| Total unused commitments | $49,955,000 | 966 |
| Derivatives | $0 | 651 |