Home > Patriot State Bank > Income and Expense
Patriot State Bank, Income and Expense
2012-12-31 (YTD Data) | Rank | |
Total interest income | $5,975,000 | 3,851 |
Total interest expense | $1,492,000 | 2,725 |
Net interest income | $4,483,000 | 4,108 |
Provision for loan and lease losses | $220,000 | 3,823 |
Total noninterest income | $350,000 | 5,007 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $89,000 | 5,598 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $261,000 | 4,237 |
Total noninterest expense | $3,989,000 | 4,047 |
Salaries and employee benefits | $2,085,000 | 4,037 |
Premises and equipment expense | $516,000 | 3,745 |
Additional noninterest expense | $1,388,000 | 3,979 |
Pre-tax net operating income | $624,000 | 4,662 |
Securities gains (losses) | $153,000 | 1,927 |
Applicable income taxes | $0 | 4,751 |
Income before extraordinary items | $777,000 | 4,310 |
Extraordinary gains, net | $0 | 29 |
Net income | $777,000 | 4,308 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $777,000 | 4,310 |
Net charge-offs | $263,000 | 3,465 |
Cash dividends | $0 | 4,373 |
Sale, conversion, retirement of capital stock, net | $2,000 | 976 |
Net operating income | $624,000 | 4,461 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $4,472,000 | 3,926 |
Total interest expense | $1,153,000 | 2,769 |
Net interest income | $3,319,000 | 4,201 |
Provision for loan and lease losses | $210,000 | 3,454 |
Total noninterest income | $256,000 | 5,097 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $64,000 | 5,717 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $192,000 | 4,307 |
Total noninterest expense | $2,933,000 | 4,116 |
Salaries and employee benefits | $1,561,000 | 4,052 |
Premises and equipment expense | $386,000 | 3,796 |
Additional noninterest expense | $986,000 | 4,137 |
Pre-tax net operating income | $432,000 | 4,891 |
Securities gains (losses) | $169,000 | 1,572 |
Applicable income taxes | $0 | 4,802 |
Income before extraordinary items | $601,000 | 4,359 |
Extraordinary gains, net | $0 | 20 |
Net income | $601,000 | 4,359 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $601,000 | 4,358 |
Net charge-offs | $33,000 | 4,788 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $432,000 | 4,691 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $2,943,000 | 3,980 |
Total interest expense | $784,000 | 2,819 |
Net interest income | $2,159,000 | 4,282 |
Provision for loan and lease losses | $176,000 | 3,165 |
Total noninterest income | $168,000 | 5,143 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $41,000 | 5,788 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $127,000 | 4,315 |
Total noninterest expense | $1,863,000 | 4,261 |
Salaries and employee benefits | $1,033,000 | 4,088 |
Premises and equipment expense | $259,000 | 3,775 |
Additional noninterest expense | $571,000 | 4,512 |
Pre-tax net operating income | $288,000 | 4,886 |
Securities gains (losses) | $108,000 | 1,535 |
Applicable income taxes | $0 | 4,770 |
Income before extraordinary items | $396,000 | 4,379 |
Extraordinary gains, net | $0 | 19 |
Net income | $396,000 | 4,383 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $396,000 | 4,382 |
Net charge-offs | $29,000 | 4,426 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $288,000 | 4,681 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,454,000 | 4,048 |
Total interest expense | $387,000 | 2,929 |
Net interest income | $1,067,000 | 4,344 |
Provision for loan and lease losses | $55,000 | 3,595 |
Total noninterest income | $85,000 | 5,174 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $22,000 | 5,685 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $63,000 | 4,373 |
Total noninterest expense | $910,000 | 4,342 |
Salaries and employee benefits | $518,000 | 4,111 |
Premises and equipment expense | $128,000 | 3,830 |
Additional noninterest expense | $264,000 | 4,728 |
Pre-tax net operating income | $187,000 | 4,617 |
Securities gains (losses) | $42,000 | 1,300 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $229,000 | 4,153 |
Extraordinary gains, net | $0 | 19 |
Net income | $229,000 | 4,157 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $229,000 | 4,157 |
Net charge-offs | $-7,000 | 6,510 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $187,000 | 4,347 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $5,903,000 | 4,112 |
Total interest expense | $1,861,000 | 2,927 |
Net interest income | $4,042,000 | 4,508 |
Provision for loan and lease losses | $1,100,000 | 2,274 |
Total noninterest income | $307,000 | 5,169 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $75,000 | 5,893 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $232,000 | 4,243 |
Total noninterest expense | $4,050,000 | 4,085 |
Salaries and employee benefits | $2,154,000 | 3,962 |
Premises and equipment expense | $532,000 | 3,870 |
Additional noninterest expense | $1,364,000 | 4,111 |
Pre-tax net operating income | $-801,000 | 6,523 |
Securities gains (losses) | $37,000 | 2,774 |
Applicable income taxes | $0 | 4,719 |
Income before extraordinary items | $-764,000 | 6,576 |
Extraordinary gains, net | $0 | 29 |
Net income | $-764,000 | 6,577 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $-764,000 | 6,576 |
Net charge-offs | $804,000 | 2,627 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $14,000 | 985 |
Net operating income | $-801,000 | 6,558 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $4,434,000 | 4,153 |
Total interest expense | $1,439,000 | 2,950 |
Net interest income | $2,995,000 | 4,564 |
Provision for loan and lease losses | $1,018,000 | 1,942 |
Total noninterest income | $202,000 | 5,461 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $53,000 | 6,003 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $149,000 | 4,533 |
Total noninterest expense | $3,053,000 | 4,064 |
Salaries and employee benefits | $1,613,000 | 3,972 |
Premises and equipment expense | $400,000 | 3,910 |
Additional noninterest expense | $1,040,000 | 4,067 |
Pre-tax net operating income | $-874,000 | 6,760 |
Securities gains (losses) | $-15,000 | 7,039 |
Applicable income taxes | $0 | 4,740 |
Income before extraordinary items | $-889,000 | 6,825 |
Extraordinary gains, net | $0 | 21 |
Net income | $-889,000 | 6,826 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $-889,000 | 6,825 |
Net charge-offs | $806,000 | 2,131 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $12,000 | 915 |
Net operating income | $-874,000 | 6,793 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $2,926,000 | 4,219 |
Total interest expense | $972,000 | 3,014 |
Net interest income | $1,954,000 | 4,647 |
Provision for loan and lease losses | $459,000 | 2,417 |
Total noninterest income | $153,000 | 5,274 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $34,000 | 6,037 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $119,000 | 4,309 |
Total noninterest expense | $2,044,000 | 4,102 |
Salaries and employee benefits | $1,072,000 | 4,018 |
Premises and equipment expense | $270,000 | 3,911 |
Additional noninterest expense | $702,000 | 4,098 |
Pre-tax net operating income | $-396,000 | 6,727 |
Securities gains (losses) | $-15,000 | 7,105 |
Applicable income taxes | $0 | 4,697 |
Income before extraordinary items | $-411,000 | 6,792 |
Extraordinary gains, net | $0 | 15 |
Net income | $-411,000 | 6,791 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $-411,000 | 6,792 |
Net charge-offs | $211,000 | 3,057 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $8,000 | 867 |
Net operating income | $-396,000 | 6,770 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,486,000 | 4,195 |
Total interest expense | $486,000 | 3,119 |
Net interest income | $1,000,000 | 4,574 |
Provision for loan and lease losses | $14,000 | 5,282 |
Total noninterest income | $93,000 | 5,033 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $17,000 | 6,004 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $76,000 | 3,996 |
Total noninterest expense | $1,071,000 | 4,007 |
Salaries and employee benefits | $541,000 | 4,017 |
Premises and equipment expense | $136,000 | 3,958 |
Additional noninterest expense | $394,000 | 3,767 |
Pre-tax net operating income | $8,000 | 6,237 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $8,000 | 6,282 |
Extraordinary gains, net | $0 | 9 |
Net income | $8,000 | 6,281 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $8,000 | 6,282 |
Net charge-offs | $112,000 | 2,615 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $4,000 | 815 |
Net operating income | $8,000 | 6,244 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $6,327,000 | 4,162 |
Total interest expense | $2,074,000 | 3,462 |
Net interest income | $4,253,000 | 4,400 |
Provision for loan and lease losses | $244,000 | 5,118 |
Total noninterest income | $243,000 | 5,704 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $64,000 | 6,018 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $179,000 | 4,745 |
Total noninterest expense | $3,893,000 | 4,277 |
Salaries and employee benefits | $2,170,000 | 3,999 |
Premises and equipment expense | $476,000 | 4,314 |
Additional noninterest expense | $1,247,000 | 4,511 |
Pre-tax net operating income | $359,000 | 4,734 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $0 | 4,655 |
Income before extraordinary items | $359,000 | 4,750 |
Extraordinary gains, net | $0 | 29 |
Net income | $359,000 | 4,751 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $359,000 | 4,751 |
Net charge-offs | $1,287,000 | 2,355 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $89,000 | 812 |
Net operating income | $359,000 | 4,604 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $4,792,000 | 4,219 |
Total interest expense | $1,555,000 | 3,608 |
Net interest income | $3,237,000 | 4,407 |
Provision for loan and lease losses | $215,000 | 4,795 |
Total noninterest income | $158,000 | 5,997 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $47,000 | 6,127 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $111,000 | 5,071 |
Total noninterest expense | $2,869,000 | 4,349 |
Salaries and employee benefits | $1,651,000 | 3,994 |
Premises and equipment expense | $345,000 | 4,469 |
Additional noninterest expense | $873,000 | 4,677 |
Pre-tax net operating income | $311,000 | 4,818 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $0 | 4,726 |
Income before extraordinary items | $311,000 | 4,822 |
Extraordinary gains, net | $0 | 23 |
Net income | $311,000 | 4,825 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $311,000 | 4,825 |
Net charge-offs | $331,000 | 3,603 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $85,000 | 696 |
Net operating income | $311,000 | 4,622 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $3,190,000 | 4,261 |
Total interest expense | $1,051,000 | 3,668 |
Net interest income | $2,139,000 | 4,441 |
Provision for loan and lease losses | $83,000 | 5,362 |
Total noninterest income | $117,000 | 5,863 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $32,000 | 6,127 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $85,000 | 4,887 |
Total noninterest expense | $1,906,000 | 4,374 |
Salaries and employee benefits | $1,106,000 | 4,001 |
Premises and equipment expense | $216,000 | 4,658 |
Additional noninterest expense | $584,000 | 4,654 |
Pre-tax net operating income | $267,000 | 4,552 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $0 | 4,691 |
Income before extraordinary items | $267,000 | 4,492 |
Extraordinary gains, net | $0 | 19 |
Net income | $267,000 | 4,492 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $267,000 | 4,492 |
Net charge-offs | $311,000 | 2,999 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $81,000 | 529 |
Net operating income | $267,000 | 4,345 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,556,000 | 4,389 |
Total interest expense | $539,000 | 3,727 |
Net interest income | $1,017,000 | 4,624 |
Provision for loan and lease losses | $52,000 | 4,810 |
Total noninterest income | $67,000 | 5,704 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $15,000 | 6,220 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $52,000 | 4,626 |
Total noninterest expense | $951,000 | 4,429 |
Salaries and employee benefits | $558,000 | 4,023 |
Premises and equipment expense | $105,000 | 4,820 |
Additional noninterest expense | $288,000 | 4,709 |
Pre-tax net operating income | $81,000 | 5,280 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $0 | 4,611 |
Income before extraordinary items | $81,000 | 5,240 |
Extraordinary gains, net | $0 | 16 |
Net income | $81,000 | 5,241 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $81,000 | 5,240 |
Net charge-offs | $0 | 5,610 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $65,000 | 362 |
Net operating income | $81,000 | 5,121 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $5,781,000 | 4,728 |
Total interest expense | $2,290,000 | 4,110 |
Net interest income | $3,491,000 | 4,973 |
Provision for loan and lease losses | $1,945,000 | 2,516 |
Total noninterest income | $253,000 | 5,890 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $52,000 | 6,437 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $201,000 | 4,629 |
Total noninterest expense | $3,750,000 | 4,514 |
Salaries and employee benefits | $2,151,000 | 4,134 |
Premises and equipment expense | $393,000 | 5,030 |
Additional noninterest expense | $1,206,000 | 4,731 |
Pre-tax net operating income | $-1,951,000 | 6,621 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $0 | 4,388 |
Income before extraordinary items | $-1,951,000 | 6,736 |
Extraordinary gains, net | $0 | 34 |
Net income | $-1,951,000 | 6,734 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-1,951,000 | 6,734 |
Net charge-offs | $368,000 | 4,215 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $251,000 | 664 |
Net operating income | $-1,951,000 | 6,735 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $4,165,000 | 4,902 |
Total interest expense | $1,701,000 | 4,256 |
Net interest income | $2,464,000 | 5,146 |
Provision for loan and lease losses | $739,000 | 3,213 |
Total noninterest income | $225,000 | 5,672 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $34,000 | 6,588 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $191,000 | 4,355 |
Total noninterest expense | $2,811,000 | 4,536 |
Salaries and employee benefits | $1,599,000 | 4,189 |
Premises and equipment expense | $292,000 | 5,102 |
Additional noninterest expense | $920,000 | 4,659 |
Pre-tax net operating income | $-861,000 | 6,578 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $0 | 4,592 |
Income before extraordinary items | $-861,000 | 6,668 |
Extraordinary gains, net | $0 | 27 |
Net income | $-861,000 | 6,670 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-861,000 | 6,670 |
Net charge-offs | $322,000 | 3,619 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $189,000 | 593 |
Net operating income | $-861,000 | 6,663 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $2,627,000 | 5,097 |
Total interest expense | $1,129,000 | 4,394 |
Net interest income | $1,498,000 | 5,410 |
Provision for loan and lease losses | $424,000 | 3,189 |
Total noninterest income | $152,000 | 5,693 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $20,000 | 6,708 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $132,000 | 4,332 |
Total noninterest expense | $1,848,000 | 4,607 |
Salaries and employee benefits | $1,072,000 | 4,220 |
Premises and equipment expense | $196,000 | 5,130 |
Additional noninterest expense | $580,000 | 4,823 |
Pre-tax net operating income | $-622,000 | 6,741 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $0 | 4,657 |
Income before extraordinary items | $-622,000 | 6,876 |
Extraordinary gains, net | $0 | 21 |
Net income | $-622,000 | 6,876 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-622,000 | 6,876 |
Net charge-offs | $59,000 | 4,771 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $126,000 | 551 |
Net operating income | $-622,000 | 6,864 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,237,000 | 5,303 |
Total interest expense | $567,000 | 4,486 |
Net interest income | $670,000 | 5,700 |
Provision for loan and lease losses | $175,000 | 3,026 |
Total noninterest income | $75,000 | 5,695 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $10,000 | 6,707 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $65,000 | 4,382 |
Total noninterest expense | $872,000 | 4,703 |
Salaries and employee benefits | $535,000 | 4,239 |
Premises and equipment expense | $98,000 | 5,166 |
Additional noninterest expense | $239,000 | 5,067 |
Pre-tax net operating income | $-302,000 | 7,066 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $-302,000 | 7,211 |
Extraordinary gains, net | $0 | 15 |
Net income | $-302,000 | 7,211 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-302,000 | 7,212 |
Net charge-offs | $0 | 5,728 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $62,000 | 444 |
Net operating income | $-302,000 | 7,158 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $4,215,000 | 5,892 |
Total interest expense | $1,870,000 | 5,475 |
Net interest income | $2,345,000 | 6,048 |
Provision for loan and lease losses | $848,000 | 2,952 |
Total noninterest income | $182,000 | 6,619 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $48,000 | 6,662 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $134,000 | 5,499 |
Total noninterest expense | $2,996,000 | 5,112 |
Salaries and employee benefits | $1,763,000 | 4,858 |
Premises and equipment expense | $321,000 | 5,631 |
Additional noninterest expense | $912,000 | 5,108 |
Pre-tax net operating income | $-1,317,000 | 7,147 |
Securities gains (losses) | $4,000 | 2,823 |
Applicable income taxes | $0 | 4,979 |
Income before extraordinary items | $-1,313,000 | 7,135 |
Extraordinary gains, net | $0 | 39 |
Net income | $-1,313,000 | 7,137 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $274,000 | 3,664 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $286,000 | 679 |
Net operating income | $-1,317,000 | 7,248 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $3,103,000 | 5,997 |
Total interest expense | $1,357,000 | 5,676 |
Net interest income | $1,746,000 | 6,118 |
Provision for loan and lease losses | $279,000 | 3,678 |
Total noninterest income | $138,000 | 6,710 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $36,000 | 6,725 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $102,000 | 5,603 |
Total noninterest expense | $2,158,000 | 5,234 |
Salaries and employee benefits | $1,220,000 | 5,109 |
Premises and equipment expense | $238,000 | 5,685 |
Additional noninterest expense | $700,000 | 4,947 |
Pre-tax net operating income | $-553,000 | 7,292 |
Securities gains (losses) | $4,000 | 2,700 |
Applicable income taxes | $0 | 5,372 |
Income before extraordinary items | $-549,000 | 7,224 |
Extraordinary gains, net | $0 | 31 |
Net income | $-549,000 | 7,223 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,534 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $209,000 | 561 |
Net operating income | $-553,000 | 7,357 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $1,988,000 | 6,153 |
Total interest expense | $869,000 | 5,909 |
Net interest income | $1,119,000 | 6,224 |
Provision for loan and lease losses | $195,000 | 3,200 |
Total noninterest income | $114,000 | 6,455 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $21,000 | 6,831 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $93,000 | 5,175 |
Total noninterest expense | $1,444,000 | 5,249 |
Salaries and employee benefits | $807,000 | 5,183 |
Premises and equipment expense | $157,000 | 5,743 |
Additional noninterest expense | $480,000 | 4,865 |
Pre-tax net operating income | $-406,000 | 7,530 |
Securities gains (losses) | $4,000 | 2,798 |
Applicable income taxes | $0 | 5,627 |
Income before extraordinary items | $-402,000 | 7,623 |
Extraordinary gains, net | $0 | 21 |
Net income | $-402,000 | 7,623 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,998 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $143,000 | 483 |
Net operating income | $-406,000 | 7,610 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $985,000 | 6,252 |
Total interest expense | $441,000 | 6,049 |
Net interest income | $544,000 | 6,319 |
Provision for loan and lease losses | $87,000 | 2,959 |
Total noninterest income | $56,000 | 6,473 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $9,000 | 6,931 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $47,000 | 5,178 |
Total noninterest expense | $715,000 | 5,300 |
Salaries and employee benefits | $404,000 | 5,192 |
Premises and equipment expense | $76,000 | 5,856 |
Additional noninterest expense | $235,000 | 4,878 |
Pre-tax net operating income | $-202,000 | 7,764 |
Securities gains (losses) | $4,000 | 2,294 |
Applicable income taxes | $0 | 5,622 |
Income before extraordinary items | $-198,000 | 7,837 |
Extraordinary gains, net | $0 | 15 |
Net income | $-198,000 | 7,837 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,009 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $72,000 | 391 |
Net operating income | $-202,000 | 7,813 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $3,121,000 | 6,766 |
Total interest expense | $1,214,000 | 6,851 |
Net interest income | $1,907,000 | 6,617 |
Provision for loan and lease losses | $479,000 | 2,409 |
Total noninterest income | $39,000 | 8,114 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $19,000 | 7,165 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $20,000 | 7,796 |
Total noninterest expense | $2,430,000 | 5,691 |
Salaries and employee benefits | $1,375,000 | 5,566 |
Premises and equipment expense | $241,000 | 6,333 |
Additional noninterest expense | $814,000 | 5,293 |
Pre-tax net operating income | $-963,000 | 8,038 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $0 | 6,070 |
Income before extraordinary items | $-963,000 | 8,097 |
Extraordinary gains, net | $0 | 39 |
Net income | $-963,000 | 8,094 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,600 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $494,000 | 541 |
Net operating income | $-963,000 | 8,091 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $2,131,000 | 6,998 |
Total interest expense | $779,000 | 7,137 |
Net interest income | $1,352,000 | 6,787 |
Provision for loan and lease losses | $385,000 | 1,917 |
Total noninterest income | $22,000 | 8,237 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $12,000 | 7,242 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $10,000 | 8,023 |
Total noninterest expense | $1,800,000 | 5,694 |
Salaries and employee benefits | $1,017,000 | 5,587 |
Premises and equipment expense | $165,000 | 6,549 |
Additional noninterest expense | $618,000 | 5,193 |
Pre-tax net operating income | $-811,000 | 8,228 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $0 | 6,220 |
Income before extraordinary items | $-811,000 | 8,274 |
Extraordinary gains, net | $0 | 33 |
Net income | $-811,000 | 8,271 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $423,000 | 436 |
Net operating income | $-811,000 | 8,268 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $1,253,000 | 7,280 |
Total interest expense | $429,000 | 7,452 |
Net interest income | $824,000 | 7,022 |
Provision for loan and lease losses | $266,000 | 1,715 |
Total noninterest income | $6,000 | 8,416 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $6,000 | 7,346 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $0 | 8,426 |
Total noninterest expense | $1,200,000 | 5,735 |
Salaries and employee benefits | $662,000 | 5,742 |
Premises and equipment expense | $98,000 | 6,806 |
Additional noninterest expense | $440,000 | 4,978 |
Pre-tax net operating income | $-636,000 | 8,355 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $0 | 6,265 |
Income before extraordinary items | $-636,000 | 8,388 |
Extraordinary gains, net | $0 | 29 |
Net income | $-636,000 | 8,387 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $355,000 | 349 |
Net operating income | $-636,000 | 8,381 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $541,000 | 7,554 |
Total interest expense | $191,000 | 7,654 |
Net interest income | $350,000 | 7,390 |
Provision for loan and lease losses | $135,000 | 1,618 |
Total noninterest income | $2,000 | 8,473 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $2,000 | 7,430 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $0 | 8,433 |
Total noninterest expense | $391,000 | 6,879 |
Salaries and employee benefits | $246,000 | 6,562 |
Premises and equipment expense | $40,000 | 7,184 |
Additional noninterest expense | $105,000 | 7,004 |
Pre-tax net operating income | $-174,000 | 8,267 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $0 | 6,196 |
Income before extraordinary items | $-174,000 | 8,300 |
Extraordinary gains, net | $0 | 22 |
Net income | $-174,000 | 8,298 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $-174,000 | 8,287 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $865,000 | 8,362 |
Total interest expense | $176,000 | 8,445 |
Net interest income | $689,000 | 8,218 |
Provision for loan and lease losses | $115,000 | 4,549 |
Total noninterest income | $1,000 | 8,586 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $1,000 | 7,596 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $0 | 8,532 |
Total noninterest expense | $1,288,000 | 7,253 |
Salaries and employee benefits | $767,000 | 7,067 |
Premises and equipment expense | $104,000 | 7,750 |
Additional noninterest expense | $417,000 | 6,984 |
Pre-tax net operating income | $-713,000 | 8,342 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $0 | 6,600 |
Income before extraordinary items | $-713,000 | 8,374 |
Extraordinary gains, net | $0 | 51 |
Net income | $-713,000 | 8,375 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,377 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $19,415,000 | 85 |
Net operating income | $-713,000 | 8,365 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $439,000 | 8,563 |
Total interest expense | $31,000 | 8,648 |
Net interest income | $408,000 | 8,448 |
Provision for loan and lease losses | $10,000 | 6,330 |
Total noninterest income | $0 | 8,684 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $0 | 7,682 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $0 | 8,609 |
Total noninterest expense | $900,000 | 7,387 |
Salaries and employee benefits | $541,000 | 7,201 |
Premises and equipment expense | $49,000 | 8,232 |
Additional noninterest expense | $310,000 | 7,022 |
Pre-tax net operating income | $-502,000 | 8,451 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $0 | 6,687 |
Income before extraordinary items | $-502,000 | 8,473 |
Extraordinary gains, net | $0 | 45 |
Net income | $-502,000 | 8,473 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,858 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $19,415,000 | 61 |
Net operating income | $-502,000 | 8,461 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.