Home > Patriot National Bank > Income and Expense
Patriot National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,688,000 | 2,286 |
| Total interest expense | $5,834,000 | 2,608 |
| Net interest income | $8,854,000 | 2,023 |
| Provision for loan and lease losses | $751,000 | 1,255 |
| Total noninterest income | $2,888,000 | 1,400 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $695,000 | 1,956 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,193,000 | 1,082 |
| Total noninterest expense | $7,951,000 | 1,785 |
| Salaries and employee benefits | $4,008,000 | 1,657 |
| Premises and equipment expense | $1,427,000 | 1,425 |
| Additional noninterest expense | $2,516,000 | 1,998 |
| Pre-tax net operating income | $3,040,000 | 2,349 |
| Securities gains (losses) | $42,000 | 1,458 |
| Applicable income taxes | $1,096,000 | 2,163 |
| Income before extraordinary items | $1,986,000 | 2,475 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,986,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 1,324 |
| Cash dividends | $245,000 | 5,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,959,120 | 2,453 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,517,000 | 2,886 |
| Total interest expense | $4,495,000 | 3,309 |
| Net interest income | $7,022,000 | 2,554 |
| Provision for loan and lease losses | $372,000 | 1,961 |
| Total noninterest income | $2,330,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $447,000 | 3,028 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,883,000 | 1,172 |
| Total noninterest expense | $6,520,000 | 2,112 |
| Salaries and employee benefits | $3,316,000 | 1,995 |
| Premises and equipment expense | $1,217,000 | 1,656 |
| Additional noninterest expense | $1,987,000 | 2,410 |
| Pre-tax net operating income | $2,460,000 | 2,893 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $883,000 | 2,651 |
| Income before extraordinary items | $1,564,000 | 3,125 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,564,000 | 3,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $140,000 | 6,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,572,320 | 3,086 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,762,000 | 3,843 |
| Total interest expense | $2,726,000 | 4,303 |
| Net interest income | $5,036,000 | 3,539 |
| Provision for loan and lease losses | $178,000 | 3,284 |
| Total noninterest income | $1,551,000 | 2,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,181,000 | 1,645 |
| Total noninterest expense | $4,687,000 | 2,948 |
| Salaries and employee benefits | $2,361,000 | 2,805 |
| Premises and equipment expense | $654,000 | 3,007 |
| Additional noninterest expense | $1,672,000 | 3,009 |
| Pre-tax net operating income | $1,722,000 | 3,920 |
| Securities gains (losses) | $-45,000 | 10,953 |
| Applicable income taxes | $566,000 | 3,677 |
| Income before extraordinary items | $1,111,000 | 4,135 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,111,000 | 4,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,140,700 | 4,087 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,310,000 | 4,743 |
| Total interest expense | $2,091,000 | 5,630 |
| Net interest income | $4,219,000 | 4,192 |
| Provision for loan and lease losses | $279,000 | 3,178 |
| Total noninterest income | $783,000 | 4,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 3,327 |
| Total noninterest expense | $3,736,000 | 3,708 |
| Salaries and employee benefits | $1,893,000 | 3,450 |
| Premises and equipment expense | $432,000 | 4,408 |
| Additional noninterest expense | $1,411,000 | 3,681 |
| Pre-tax net operating income | $987,000 | 5,931 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $400,000 | 5,007 |
| Income before extraordinary items | $587,000 | 6,888 |
| Extraordinary gains, net | $262,000 | 797 |
| Net income | $849,000 | 5,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 463 |
| Net operating income | $587,000 | 6,634 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,465,000 | 6,941 |
| Total interest expense | $1,734,000 | 7,807 |
| Net interest income | $2,731,000 | 6,153 |
| Provision for loan and lease losses | $208,000 | 5,117 |
| Total noninterest income | $323,000 | 7,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 6,025 |
| Total noninterest expense | $2,378,000 | 5,531 |
| Salaries and employee benefits | $1,209,000 | 5,122 |
| Premises and equipment expense | $385,000 | 4,942 |
| Additional noninterest expense | $784,000 | 6,171 |
| Pre-tax net operating income | $468,000 | 8,655 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $159,000 | 8,397 |
| Income before extraordinary items | $310,000 | 9,176 |
| Extraordinary gains, net | $159,000 | 533 |
| Net income | $469,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $309,340 | 8,818 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.